Home > First of America Bank-Decatur > Income and Expense
First of America Bank-Decatur, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,528,000 | 1,351 |
| Total interest expense | $9,399,000 | 1,426 |
| Net interest income | $14,129,000 | 1,271 |
| Provision for loan and lease losses | $663,000 | 1,723 |
| Total noninterest income | $3,324,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,247,000 | 1,072 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,077,000 | 1,230 |
| Total noninterest expense | $11,093,000 | 1,388 |
| Salaries and employee benefits | $3,798,000 | 1,762 |
| Premises and equipment expense | $1,161,000 | 1,806 |
| Additional noninterest expense | $6,134,000 | 1,075 |
| Pre-tax net operating income | $5,697,000 | 1,220 |
| Securities gains (losses) | $283,000 | 1,356 |
| Applicable income taxes | $1,908,000 | 1,256 |
| Income before extraordinary items | $4,072,000 | 1,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,072,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,810 |
| Cash dividends | $2,200,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $3,700,000 | 243 |
| Net operating income | $3,879,560 | 1,222 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,530,000 | 1,726 |
| Total interest expense | $8,806,000 | 1,926 |
| Net interest income | $11,724,000 | 1,571 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $2,760,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $975,000 | 1,369 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,785,000 | 1,340 |
| Total noninterest expense | $9,369,000 | 1,629 |
| Salaries and employee benefits | $3,930,000 | 1,683 |
| Premises and equipment expense | $842,000 | 2,446 |
| Additional noninterest expense | $4,597,000 | 1,433 |
| Pre-tax net operating income | $4,515,000 | 1,409 |
| Securities gains (losses) | $141,000 | 2,495 |
| Applicable income taxes | $1,395,000 | 1,536 |
| Income before extraordinary items | $3,261,000 | 1,423 |
| Extraordinary gains, net | $-278,000 | 13,774 |
| Net income | $2,983,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 2,612 |
| Cash dividends | $431,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,162,300 | 1,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.