Home > First of America Bank-Decatur > Assets and Liabilities
First of America Bank-Decatur, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 162 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $389,390,000 | 1,228 |
| Cash and due from depository institutions | $18,193,000 | 1,280 |
| Interest-bearing balances | $808,000 | 3,686 |
| Securities | $80,977,000 | 1,714 |
| Federal funds sold & reverse repurchase agreements | $3,036,000 | 4,344 |
| Net loans & leases | $274,882,000 | 1,030 |
| Loan loss allowance | $3,313,000 | 1,348 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,557,000 | 1,316 |
| Other real estate owned | $287,000 | 1,280 |
| Goodwill and other intangibles | $1,247,000 | 900 |
| All other assets | $5,211,000 | 1,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,390,000 | 1,228 |
| Total liabilities | $361,792,000 | 1,208 |
| Total deposits | $354,409,000 | 1,114 |
| Interest-bearing deposits | $300,482,000 | 1,152 |
| Deposits held in domestic offices | $354,409,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,453,000 | 1,588 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $250,000 | 3,889 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,680,000 | 1,450 |
| Total equity capital | $27,598,000 | 1,493 |
| Total bank equity capital | $27,598,000 | 1,493 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,650,000 | 488 |
| Surplus | $7,657,000 | 1,880 |
| Undivided profits | $12,291,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 3,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,476,000 | 1,154 |
| Earning assets | $359,703,000 | 1,230 |
| Long-term assets (5+ years) | $63,153,000 | 1,011 |
| Average Assets, year-to-date | $315,734,200 | 1,453 |
| Average Assets, quarterly | $388,182,500 | 1,225 |
| Volatile liabilities | $44,375,000 | 1,320 |
| Insider loans | $2,034,000 | 2,006 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,973,000 | 560 |
| Unused loan commitments | $81,367,000 | 701 |
| Tier 1 (core) risk-based capital | $26,091,000 | 1,529 |
| Tier 2 risk-based capital | $3,310,720 | 1,018 |
| Total risk weighted assets | $264,855,420 | 1,070 |
| Total unused commitments | $81,367,000 | 720 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 134 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $265,948,000 | 1,805 |
| Cash and due from depository institutions | $17,373,000 | 1,615 |
| Interest-bearing balances | $566,000 | 4,742 |
| Securities | $46,233,000 | 2,944 |
| Federal funds sold & reverse repurchase agreements | $2,628,000 | 5,503 |
| Net loans & leases | $188,285,000 | 1,508 |
| Loan loss allowance | $2,503,000 | 1,753 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,891,000 | 1,494 |
| Other real estate owned | $517,000 | 1,615 |
| Goodwill and other intangibles | $1,384,000 | 857 |
| All other assets | $4,637,000 | 1,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,948,000 | 1,805 |
| Total liabilities | $245,682,000 | 1,802 |
| Total deposits | $237,730,000 | 1,750 |
| Interest-bearing deposits | $188,931,000 | 1,901 |
| Deposits held in domestic offices | $237,730,000 | 1,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,794,000 | 1,284 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $250,000 | 3,722 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,908,000 | 1,957 |
| Total equity capital | $20,266,000 | 1,924 |
| Total bank equity capital | $20,266,000 | 1,924 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,950,000 | 1,008 |
| Surplus | $6,157,000 | 2,147 |
| Undivided profits | $10,159,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 4,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,127,000 | 1,721 |
| Earning assets | $237,712,000 | 1,841 |
| Long-term assets (5+ years) | $25,093,000 | 2,170 |
| Average Assets, year-to-date | $264,768,800 | 1,770 |
| Average Assets, quarterly | $269,681,000 | 1,769 |
| Volatile liabilities | $33,051,000 | 1,594 |
| Insider loans | $153,000 | 4,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,000,000 | 464 |
| Unused loan commitments | $54,677,000 | 903 |
| Tier 1 (core) risk-based capital | $18,882,000 | 2,011 |
| Tier 2 risk-based capital | $2,318,370 | 1,400 |
| Total risk weighted assets | $185,285,270 | 1,546 |
| Total unused commitments | $54,677,000 | 920 |
| Derivatives | $0 | 651 |