Home > First of America Bank-Champion > Loan Charge- Offs and Recoveries
First of America Bank-Champion, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,378,000 | 339 |
| Loans secured by real estate, total | $804,000 | 778 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $804,000 | 777 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $472,000 | 492 |
| Secured by multifamily residential properties | $89,000 | 418 |
| Secured by nonfarm nonresidential properties | $243,000 | 837 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,088,000 | 509 |
| Loans to individuals | $7,486,000 | 166 |
| Credit card loan charge offs | $354,000 | 441 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,132,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,444,000 | 174 |
| Loans secured by real estate, total | $167,000 | 714 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $167,000 | 713 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $90,000 | 460 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $77,000 | 639 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,167,000 | 232 |
| Loans to individuals | $5,110,000 | 79 |
| Credit card loan recoveries | $26,000 | 630 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,084,000 | 37 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,934,000 | 572 |
| Loans secured by real estate, total | $637,000 | 787 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $637,000 | 785 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $382,000 | 505 |
| Secured by multifamily residential properties | $89,000 | 389 |
| Secured by nonfarm nonresidential properties | $166,000 | 905 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-79,000 | 12,797 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,376,000 | 258 |
| Credit card loan net charge offs | $328,000 | 405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,048,000 | 134 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $497,000 | 2,938 |
| Loans secured by real estate, total | $93,000 | 3,122 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $93,000 | 3,122 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $93,000 | 1,738 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,000 | 7,200 |
| Loans to individuals | $382,000 | 1,167 |
| Credit card loan charge offs | $161,000 | 695 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $221,000 | 1,448 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $431,000 | 1,017 |
| Loans secured by real estate, total | $244,000 | 524 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $244,000 | 524 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $244,000 | 273 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 1,229 |
| Loans to individuals | $52,000 | 2,022 |
| Credit card loan recoveries | $8,000 | 1,116 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $44,000 | 2,093 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $66,000 | 6,907 |
| Loans secured by real estate, total | $-151,000 | 13,861 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-151,000 | 13,899 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-151,000 | 13,880 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-113,000 | 13,703 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $330,000 | 1,020 |
| Credit card loan net charge offs | $153,000 | 655 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $177,000 | 1,272 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.