Home > First of America Bank-Champion > Income and Expense
First of America Bank-Champion, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $104,273,000 | 382 |
| Total interest expense | $56,854,000 | 323 |
| Net interest income | $47,419,000 | 454 |
| Provision for loan and lease losses | $1,895,000 | 846 |
| Total noninterest income | $15,073,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,293,000 | 443 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $11,780,000 | 394 |
| Total noninterest expense | $35,275,000 | 534 |
| Salaries and employee benefits | $11,581,000 | 637 |
| Premises and equipment expense | $2,939,000 | 791 |
| Additional noninterest expense | $20,755,000 | 448 |
| Pre-tax net operating income | $25,322,000 | 338 |
| Securities gains (losses) | $2,310,000 | 288 |
| Applicable income taxes | $3,628,000 | 711 |
| Income before extraordinary items | $24,004,000 | 276 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $24,004,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,934,000 | 572 |
| Cash dividends | $19,051,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $21,994,300 | 284 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,228,000 | 2,306 |
| Total interest expense | $7,102,000 | 2,368 |
| Net interest income | $8,126,000 | 2,236 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $2,053,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $929,000 | 1,445 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,124,000 | 1,842 |
| Total noninterest expense | $6,266,000 | 2,327 |
| Salaries and employee benefits | $2,435,000 | 2,665 |
| Premises and equipment expense | $438,000 | 4,450 |
| Additional noninterest expense | $3,393,000 | 1,796 |
| Pre-tax net operating income | $3,913,000 | 1,583 |
| Securities gains (losses) | $166,000 | 2,275 |
| Applicable income taxes | $1,162,000 | 1,813 |
| Income before extraordinary items | $2,917,000 | 1,590 |
| Extraordinary gains, net | $-151,000 | 13,707 |
| Net income | $2,766,000 | 1,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $2,088,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,797,480 | 1,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.