Home > First of America Bank-Champion > Assets and Liabilities
First of America Bank-Champion, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 296 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $700,081,000 | 748 |
| Cash and due from depository institutions | $20,765,000 | 715 |
| Interest-bearing balances | $4,092,000 | 1,465 |
| Securities | $193,560,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $12,565,000 | 1,057 |
| Net loans & leases | $429,281,000 | 722 |
| Loan loss allowance | $15,578,000 | 438 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $22,039,000 | 370 |
| Other real estate owned | $11,479,000 | 715 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,392,000 | 930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $700,081,000 | 748 |
| Total liabilities | $646,543,000 | 747 |
| Total deposits | $629,736,000 | 678 |
| Interest-bearing deposits | $561,671,000 | 653 |
| Deposits held in domestic offices | $629,736,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,429,000 | 1,228 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $615,000 | 3,187 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,763,000 | 674 |
| Total equity capital | $53,538,000 | 801 |
| Total bank equity capital | $53,538,000 | 801 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $21,003,000 | 193 |
| Surplus | $21,003,000 | 783 |
| Undivided profits | $11,532,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,186,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,073,000 | 612 |
| Earning assets | $639,498,000 | 749 |
| Long-term assets (5+ years) | $108,238,000 | 637 |
| Average Assets, year-to-date | $1,242,330,800 | 463 |
| Average Assets, quarterly | $698,061,500 | 738 |
| Volatile liabilities | $51,947,000 | 1,164 |
| Insider loans | $4,244,000 | 966 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $21,161,000 | 204 |
| Unused loan commitments | $65,661,000 | 810 |
| Tier 1 (core) risk-based capital | $51,788,000 | 794 |
| Tier 2 risk-based capital | $5,223,250 | 713 |
| Total risk weighted assets | $407,505,150 | 763 |
| Total unused commitments | $65,661,000 | 827 |
| Derivatives | $6,587,000 | 552 |
| 1992-12-31 | Rank | |
| # of Employees: | 81 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $195,308,000 | 2,423 |
| Cash and due from depository institutions | $10,024,000 | 2,676 |
| Interest-bearing balances | $124,000 | 6,570 |
| Securities | $41,782,000 | 3,273 |
| Federal funds sold & reverse repurchase agreements | $10,505,000 | 1,542 |
| Net loans & leases | $122,025,000 | 2,261 |
| Loan loss allowance | $2,180,000 | 1,978 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,370,000 | 988 |
| Other real estate owned | $477,000 | 2,676 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,125,000 | 2,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,308,000 | 2,423 |
| Total liabilities | $180,481,000 | 2,422 |
| Total deposits | $173,618,000 | 2,381 |
| Interest-bearing deposits | $142,053,000 | 2,539 |
| Deposits held in domestic offices | $173,618,000 | 2,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,829,000 | 1,397 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,534,000 | 2,317 |
| Total equity capital | $14,827,000 | 2,597 |
| Total bank equity capital | $14,827,000 | 2,597 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,000,000 | 532 |
| Surplus | $7,000,000 | 1,936 |
| Undivided profits | $827,000 | 10,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 6,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $769,000 | 2,582 |
| Earning assets | $174,436,000 | 2,480 |
| Long-term assets (5+ years) | $29,285,000 | 1,909 |
| Average Assets, year-to-date | $197,169,200 | 2,342 |
| Average Assets, quarterly | $192,887,000 | 2,430 |
| Volatile liabilities | $28,609,000 | 1,769 |
| Insider loans | $1,685,000 | 424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $28,518,000 | 1,410 |
| Tier 1 (core) risk-based capital | $14,827,000 | 2,535 |
| Tier 2 risk-based capital | $1,661,360 | 1,906 |
| Total risk weighted assets | $132,390,260 | 2,109 |
| Total unused commitments | $28,518,000 | 1,425 |
| Derivatives | $0 | 651 |