Home > First of America Bank-Central > Income and Expense
First of America Bank-Central, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $57,934,000 | 612 |
| Total interest expense | $20,205,000 | 709 |
| Net interest income | $37,729,000 | 550 |
| Provision for loan and lease losses | $2,250,000 | 743 |
| Total noninterest income | $16,689,000 | 426 |
| Gross Fiduciary activities income | $6,061,000 | 203 |
| Service charges on deposit accounts | $3,917,000 | 392 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,711,000 | 549 |
| Total noninterest expense | $30,627,000 | 615 |
| Salaries and employee benefits | $9,041,000 | 767 |
| Premises and equipment expense | $2,223,000 | 986 |
| Additional noninterest expense | $19,363,000 | 479 |
| Pre-tax net operating income | $21,541,000 | 387 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $6,987,000 | 422 |
| Income before extraordinary items | $14,557,000 | 397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,557,000 | 408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 1,251 |
| Cash dividends | $9,300,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,554,960 | 377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $57,486,000 | 690 |
| Total interest expense | $23,076,000 | 813 |
| Net interest income | $34,410,000 | 599 |
| Provision for loan and lease losses | $2,142,000 | 1,094 |
| Total noninterest income | $13,626,000 | 486 |
| Gross Fiduciary activities income | $5,522,000 | 206 |
| Service charges on deposit accounts | $3,695,000 | 397 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,409,000 | 738 |
| Total noninterest expense | $27,019,000 | 665 |
| Salaries and employee benefits | $8,820,000 | 779 |
| Premises and equipment expense | $2,044,000 | 1,097 |
| Additional noninterest expense | $16,155,000 | 547 |
| Pre-tax net operating income | $18,875,000 | 359 |
| Securities gains (losses) | $148,000 | 2,429 |
| Applicable income taxes | $5,985,000 | 418 |
| Income before extraordinary items | $13,038,000 | 391 |
| Extraordinary gains, net | $-652,000 | 13,843 |
| Net income | $12,386,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,278,000 | 1,340 |
| Cash dividends | $3,877,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,935,880 | 355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.