Home > First of America Bank-Ann Arbor > Loan Charge- Offs and Recoveries
First of America Bank-Ann Arbor, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $12,994,000 | 278 |
| Loans secured by real estate, total | $1,383,000 | 571 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,383,000 | 569 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $272,000 | 732 |
| Secured by multifamily residential properties | $102,000 | 398 |
| Secured by nonfarm nonresidential properties | $1,009,000 | 382 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $8,388,000 | 116 |
| Loans to individuals | $3,223,000 | 280 |
| Credit card loan charge offs | $809,000 | 319 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,414,000 | 195 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,645,000 | 410 |
| Loans secured by real estate, total | $29,000 | 2,158 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $29,000 | 2,158 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 2,052 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,281 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $482,000 | 414 |
| Loans to individuals | $1,134,000 | 260 |
| Credit card loan recoveries | $120,000 | 334 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,014,000 | 199 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,349,000 | 249 |
| Loans secured by real estate, total | $1,354,000 | 503 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,354,000 | 502 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $261,000 | 660 |
| Secured by multifamily residential properties | $102,000 | 371 |
| Secured by nonfarm nonresidential properties | $991,000 | 343 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $7,906,000 | 87 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,089,000 | 274 |
| Credit card loan net charge offs | $689,000 | 298 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,400,000 | 185 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,112,000 | 524 |
| Loans secured by real estate, total | $604,000 | 1,142 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $604,000 | 1,142 |
| Construction and land development | $594,000 | 361 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 4,794 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,372,000 | 405 |
| Loans to individuals | $2,859,000 | 342 |
| Credit card loan charge offs | $582,000 | 406 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,277,000 | 262 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $277,000 | 124 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,365,000 | 443 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $374,000 | 488 |
| Loans to individuals | $933,000 | 304 |
| Credit card loan recoveries | $99,000 | 368 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $834,000 | 241 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $58,000 | 135 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,747,000 | 544 |
| Loans secured by real estate, total | $604,000 | 1,047 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $604,000 | 1,047 |
| Construction and land development | $594,000 | 346 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 4,202 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,998,000 | 392 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,926,000 | 358 |
| Credit card loan net charge offs | $483,000 | 407 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,443,000 | 261 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $219,000 | 110 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.