Home > First of America Bank-Ann Arbor > Income and Expense
First of America Bank-Ann Arbor, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $79,583,000 | 473 |
Total interest expense | $29,046,000 | 542 |
Net interest income | $50,537,000 | 435 |
Provision for loan and lease losses | $13,167,000 | 229 |
Total noninterest income | $13,775,000 | 490 |
Gross Fiduciary activities income | $3,132,000 | 297 |
Service charges on deposit accounts | $6,333,000 | 270 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $4,310,000 | 763 |
Total noninterest expense | $42,207,000 | 460 |
Salaries and employee benefits | $12,919,000 | 570 |
Premises and equipment expense | $4,176,000 | 575 |
Additional noninterest expense | $25,112,000 | 396 |
Pre-tax net operating income | $8,938,000 | 825 |
Securities gains (losses) | $363,000 | 1,126 |
Applicable income taxes | $2,465,000 | 1,017 |
Income before extraordinary items | $6,836,000 | 763 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $6,836,000 | 794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,349,000 | 249 |
Cash dividends | $3,100,000 | 692 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $6,571,010 | 745 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $82,648,000 | 514 |
Total interest expense | $34,001,000 | 602 |
Net interest income | $48,647,000 | 460 |
Provision for loan and lease losses | $5,260,000 | 573 |
Total noninterest income | $11,821,000 | 536 |
Gross Fiduciary activities income | $2,850,000 | 317 |
Service charges on deposit accounts | $6,018,000 | 275 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $2,953,000 | 968 |
Total noninterest expense | $39,409,000 | 490 |
Salaries and employee benefits | $13,515,000 | 546 |
Premises and equipment expense | $4,349,000 | 575 |
Additional noninterest expense | $21,545,000 | 441 |
Pre-tax net operating income | $15,799,000 | 420 |
Securities gains (losses) | $427,000 | 1,219 |
Applicable income taxes | $4,824,000 | 493 |
Income before extraordinary items | $11,402,000 | 434 |
Extraordinary gains, net | $-810,000 | 13,850 |
Net income | $10,592,000 | 472 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,747,000 | 544 |
Cash dividends | $7,775,000 | 270 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $11,103,100 | 406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.