Home > First Northwestern Bank > Income and Expense
First Northwestern Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 5,799 |
| Total interest expense | $1,581,000 | 7,375 |
| Net interest income | $3,586,000 | 4,726 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $670,000 | 4,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $2,909,000 | 4,399 |
| Salaries and employee benefits | $1,421,000 | 4,536 |
| Premises and equipment expense | $368,000 | 4,854 |
| Additional noninterest expense | $1,120,000 | 4,002 |
| Pre-tax net operating income | $1,237,000 | 5,025 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $534,000 | 3,939 |
| Income before extraordinary items | $703,000 | 5,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $703,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $147,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $703,000 | 5,698 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 6,430 |
| Total interest expense | $1,336,000 | 8,167 |
| Net interest income | $3,194,000 | 5,230 |
| Provision for loan and lease losses | $118,000 | 4,263 |
| Total noninterest income | $720,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,287 |
| Total noninterest expense | $2,516,000 | 4,974 |
| Salaries and employee benefits | $1,244,000 | 5,055 |
| Premises and equipment expense | $385,000 | 4,687 |
| Additional noninterest expense | $887,000 | 4,825 |
| Pre-tax net operating income | $1,280,000 | 5,023 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $466,000 | 4,417 |
| Income before extraordinary items | $814,000 | 5,378 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $814,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 504 |
| Net operating income | $814,000 | 5,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 7,140 |
| Total interest expense | $972,000 | 8,816 |
| Net interest income | $2,671,000 | 6,145 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $2,396,000 | 5,357 |
| Salaries and employee benefits | $1,075,000 | 5,751 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $915,000 | 5,103 |
| Pre-tax net operating income | $742,000 | 7,176 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $553,000 | 6,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $553,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $553,000 | 6,934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 7,722 |
| Total interest expense | $962,000 | 9,279 |
| Net interest income | $2,410,000 | 6,721 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $516,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $2,013,000 | 6,305 |
| Salaries and employee benefits | $926,000 | 6,569 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $785,000 | 6,011 |
| Pre-tax net operating income | $843,000 | 6,607 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $293,000 | 6,165 |
| Income before extraordinary items | $615,000 | 6,669 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $635,000 | 6,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $570,800 | 6,748 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 8,664 |
| Total interest expense | $1,106,000 | 9,961 |
| Net interest income | $2,076,000 | 7,555 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $649,000 | 4,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $1,951,000 | 6,507 |
| Salaries and employee benefits | $814,000 | 7,181 |
| Premises and equipment expense | $293,000 | 6,087 |
| Additional noninterest expense | $844,000 | 5,823 |
| Pre-tax net operating income | $651,000 | 7,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $214,000 | 7,296 |
| Income before extraordinary items | $437,000 | 7,867 |
| Extraordinary gains, net | $42,000 | 1,044 |
| Net income | $479,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $826,000 | 450 |
| Net operating income | $437,000 | 7,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.