Home > First Northwest Florida Bank > Income and Expense

First Northwest Florida Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$2,915,0007,476
Total interest expense$1,571,0006,791
Net interest income$1,344,0007,880
Provision for loan and lease losses$90,0005,432
Total noninterest income$163,0007,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0006,103
Trading account gains and feesNANA
Additional Noninterest Income$29,0008,882
Total noninterest expense$964,0008,225
Salaries and employee benefits$468,0008,519
Premises and equipment expense$179,0007,145
Additional noninterest expense$317,0007,989
Pre-tax net operating income$453,0007,360
Securities gains (losses)$03,155
Applicable income taxes$33,0007,937
Income before extraordinary items$420,0006,874
Extraordinary gains, net$035
Net income$420,0006,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,236
Cash dividends$150,0005,619
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$420,0006,847
1998-12-31 (YTD Data)Rank
Total interest income$2,893,0007,650
Total interest expense$1,561,0007,069
Net interest income$1,332,0008,045
Provision for loan and lease losses$50,0006,568
Total noninterest income$126,0008,604
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0006,552
Trading account gains and feesNANA
Additional Noninterest Income$10,0009,972
Total noninterest expense$933,0008,330
Salaries and employee benefits$504,0008,334
Premises and equipment expense$170,0007,238
Additional noninterest expense$259,0008,513
Pre-tax net operating income$475,0007,504
Securities gains (losses)$04,449
Applicable income taxes$183,0006,381
Income before extraordinary items$292,0007,951
Extraordinary gains, net$032
Net income$292,0007,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,956
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$292,0007,867
1997-12-31 (YTD Data)Rank
Total interest income$2,231,0008,745
Total interest expense$1,067,0008,502
Net interest income$1,164,0008,776
Provision for loan and lease losses$08,829
Total noninterest income$118,0009,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$107,0007,049
Trading account gains and feesNANA
Additional Noninterest Income$11,00010,359
Total noninterest expense$1,042,0008,203
Salaries and employee benefits$619,0007,794
Premises and equipment expense$146,0007,890
Additional noninterest expense$277,0008,567
Pre-tax net operating income$240,0009,353
Securities gains (losses)$03,944
Applicable income taxes$101,0008,381
Income before extraordinary items$139,0009,684
Extraordinary gains, net$044
Net income$139,0009,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,915
Cash dividends$15,0007,671
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$139,0009,641
1996-12-31 (YTD Data)Rank
Total interest income$2,012,0009,355
Total interest expense$777,0009,714
Net interest income$1,235,0008,947
Provision for loan and lease losses$30,0007,397
Total noninterest income$108,0009,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,643
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,709
Total noninterest expense$1,014,0008,626
Salaries and employee benefits$597,0008,152
Premises and equipment expense$133,0008,447
Additional noninterest expense$284,0009,049
Pre-tax net operating income$299,0009,141
Securities gains (losses)$04,148
Applicable income taxes$114,0008,499
Income before extraordinary items$185,0009,444
Extraordinary gains, net$053
Net income$185,0009,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,437
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$185,0009,383
1995-12-31 (YTD Data)Rank
Total interest income$1,729,00010,126
Total interest expense$693,00010,334
Net interest income$1,036,0009,828
Provision for loan and lease losses$44,0006,492
Total noninterest income$95,00010,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0008,310
Trading account gains and feesNANA
Additional Noninterest Income$15,00011,205
Total noninterest expense$860,0009,506
Salaries and employee benefits$490,0009,199
Premises and equipment expense$106,0009,444
Additional noninterest expense$264,0009,671
Pre-tax net operating income$227,00010,287
Securities gains (losses)$03,831
Applicable income taxes$1,00011,102
Income before extraordinary items$226,0009,648
Extraordinary gains, net$065
Net income$226,0009,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$226,0009,621
1994-12-31 (YTD Data)Rank
Total interest income$978,00011,748
Total interest expense$422,00011,475
Net interest income$556,00011,843
Provision for loan and lease losses$09,146
Total noninterest income$89,00011,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,555
Trading account gains and feesNANA
Additional Noninterest Income$35,00010,473
Total noninterest expense$696,00010,719
Salaries and employee benefits$331,00010,929
Premises and equipment expense$94,00010,216
Additional noninterest expense$271,00010,291
Pre-tax net operating income$-51,00012,165
Securities gains (losses)$-38,00010,837
Applicable income taxes$011,630
Income before extraordinary items$-89,00012,146
Extraordinary gains, net$0249
Net income$-89,00012,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-51,00012,128
1993-12-31 (YTD Data)Rank
Total interest income$858,00012,569
Total interest expense$317,00012,599
Net interest income$541,00012,425
Provision for loan and lease losses$010,371
Total noninterest income$73,00011,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,867
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,177
Total noninterest expense$499,00012,175
Salaries and employee benefits$231,00012,370
Premises and equipment expense$82,00011,085
Additional noninterest expense$186,00011,929
Pre-tax net operating income$115,00011,756
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$115,00011,643
Extraordinary gains, net$03,149
Net income$115,00011,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$115,00011,445
1992-12-31 (YTD Data)Rank
Total interest income$973,00013,070
Total interest expense$387,00013,225
Net interest income$586,00012,765
Provision for loan and lease losses$8,00011,328
Total noninterest income$75,00012,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,268
Trading account gains and feesNANA
Additional Noninterest Income$24,00012,236
Total noninterest expense$555,00012,329
Salaries and employee benefits$232,00012,802
Premises and equipment expense$87,00011,223
Additional noninterest expense$236,00011,725
Pre-tax net operating income$98,00012,043
Securities gains (losses)$08,369
Applicable income taxes$16,00012,206
Income before extraordinary items$82,00012,188
Extraordinary gains, net$16,0001,276
Net income$98,00012,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0009,616
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$82,00011,889

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.