Home > First Northwest Florida Bank > Assets and Liabilities
First Northwest Florida Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $34,464,000 | 8,123 |
| Cash and due from depository institutions | $5,467,000 | 7,472 |
| Interest-bearing balances | $2,712,000 | 1,382 |
| Securities | $1,751,000 | 9,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $25,465,000 | 7,286 |
| Loan loss allowance | $251,000 | 7,884 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,432,000 | 4,990 |
| Other real estate owned | $135,000 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $214,000 | 9,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,464,000 | 8,123 |
| Total liabilities | $30,523,000 | 8,114 |
| Total deposits | $30,396,000 | 7,959 |
| Interest-bearing deposits | $27,464,000 | 7,786 |
| Deposits held in domestic offices | $30,396,000 | 7,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $127,000 | 9,049 |
| Total equity capital | $3,941,000 | 7,859 |
| Total bank equity capital | $3,941,000 | 7,859 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $900,000 | 3,516 |
| Surplus | $2,055,000 | 5,391 |
| Undivided profits | $986,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $156,000 | 8,369 |
| Earning assets | $29,928,000 | 8,253 |
| Long-term assets (5+ years) | $2,214,000 | 7,546 |
| Average Assets, year-to-date | $38,207,800 | 7,677 |
| Average Assets, quarterly | $35,669,000 | 7,974 |
| Volatile liabilities | $5,918,000 | 6,895 |
| Insider loans | $639,000 | 4,767 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,086,000 | 6,601 |
| Tier 1 (core) risk-based capital | $3,962,000 | 7,856 |
| Tier 2 risk-based capital | $251,000 | 7,602 |
| Total risk weighted assets | $26,510,700 | 7,364 |
| Total unused commitments | $3,086,000 | 6,606 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $40,027,000 | 7,775 |
| Cash and due from depository institutions | $9,089,000 | 7,609 |
| Interest-bearing balances | $8,326,000 | 759 |
| Securities | $3,115,000 | 9,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $25,882,000 | 7,200 |
| Loan loss allowance | $200,000 | 8,547 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,499,000 | 4,774 |
| Other real estate owned | $142,000 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $300,000 | 9,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,027,000 | 7,775 |
| Total liabilities | $36,336,000 | 7,683 |
| Total deposits | $36,119,000 | 7,526 |
| Interest-bearing deposits | $33,339,000 | 7,241 |
| Deposits held in domestic offices | $36,119,000 | 7,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $217,000 | 8,418 |
| Total equity capital | $3,691,000 | 8,201 |
| Total bank equity capital | $3,691,000 | 8,201 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $900,000 | 3,536 |
| Surplus | $2,055,000 | 5,298 |
| Undivided profits | $736,000 | 8,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $160,000 | 8,491 |
| Earning assets | $37,323,000 | 7,709 |
| Long-term assets (5+ years) | $1,871,000 | 7,809 |
| Average Assets, year-to-date | $35,347,800 | 7,980 |
| Average Assets, quarterly | $37,958,000 | 7,870 |
| Volatile liabilities | $8,966,000 | 5,309 |
| Insider loans | $248,000 | 6,816 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,202,000 | 5,767 |
| Tier 1 (core) risk-based capital | $3,688,000 | 8,089 |
| Tier 2 risk-based capital | $200,000 | 8,231 |
| Total risk weighted assets | $28,561,900 | 7,084 |
| Total unused commitments | $4,202,000 | 5,774 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $29,340,000 | 8,940 |
| Cash and due from depository institutions | $3,532,000 | 8,124 |
| Interest-bearing balances | $2,856,000 | 1,416 |
| Securities | $3,310,000 | 9,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $21,276,000 | 8,062 |
| Loan loss allowance | $161,000 | 9,314 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $759,000 | 6,769 |
| Other real estate owned | $149,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $314,000 | 9,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,340,000 | 8,940 |
| Total liabilities | $25,943,000 | 8,933 |
| Total deposits | $25,787,000 | 8,834 |
| Interest-bearing deposits | $23,653,000 | 8,565 |
| Deposits held in domestic offices | $25,787,000 | 8,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $156,000 | 9,537 |
| Total equity capital | $3,397,000 | 8,633 |
| Total bank equity capital | $3,397,000 | 8,633 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $900,000 | 3,631 |
| Surplus | $2,055,000 | 5,297 |
| Undivided profits | $442,000 | 9,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $167,000 | 8,752 |
| Earning assets | $27,442,000 | 8,854 |
| Long-term assets (5+ years) | $1,196,000 | 8,327 |
| Average Assets, year-to-date | $26,074,600 | 9,118 |
| Average Assets, quarterly | $28,386,000 | 8,981 |
| Volatile liabilities | $7,068,000 | 6,099 |
| Insider loans | $780,000 | 4,206 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,633,000 | 6,835 |
| Tier 1 (core) risk-based capital | $3,383,000 | 8,545 |
| Tier 2 risk-based capital | $161,000 | 8,980 |
| Total risk weighted assets | $22,526,600 | 8,042 |
| Total unused commitments | $2,633,000 | 6,842 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $21,749,000 | 10,110 |
| Cash and due from depository institutions | $3,722,000 | 8,534 |
| Interest-bearing balances | $2,784,000 | 1,304 |
| Securities | $1,642,000 | 10,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $15,115,000 | 9,298 |
| Loan loss allowance | $153,000 | 9,814 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $781,000 | 6,795 |
| Other real estate owned | $156,000 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $333,000 | 10,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,749,000 | 10,110 |
| Total liabilities | $18,476,000 | 10,191 |
| Total deposits | $18,348,000 | 10,100 |
| Interest-bearing deposits | $16,681,000 | 9,910 |
| Deposits held in domestic offices | $18,348,000 | 10,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $128,000 | 10,258 |
| Total equity capital | $3,273,000 | 8,932 |
| Total bank equity capital | $3,273,000 | 8,932 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $2,055,000 | 5,371 |
| Undivided profits | $318,000 | 10,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $87,000 | 10,410 |
| Earning assets | $19,541,000 | 10,114 |
| Long-term assets (5+ years) | $1,922,000 | 7,866 |
| Average Assets, year-to-date | $21,152,200 | 10,053 |
| Average Assets, quarterly | $21,366,500 | 10,117 |
| Volatile liabilities | $4,110,000 | 7,671 |
| Insider loans | $830,000 | 4,107 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $891,000 | 791 |
| Unused loan commitments | $632,000 | 9,521 |
| Tier 1 (core) risk-based capital | $3,198,000 | 8,972 |
| Tier 2 risk-based capital | $153,000 | 9,404 |
| Total risk weighted assets | $15,737,800 | 9,391 |
| Total unused commitments | $632,000 | 9,531 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $18,851,000 | 10,832 |
| Cash and due from depository institutions | $4,323,000 | 9,145 |
| Interest-bearing balances | $3,560,000 | 1,253 |
| Securities | $3,094,000 | 10,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $10,316,000 | 10,520 |
| Loan loss allowance | $112,000 | 10,812 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $763,000 | 6,980 |
| Other real estate owned | $159,000 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $196,000 | 11,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,851,000 | 10,832 |
| Total liabilities | $15,920,000 | 10,929 |
| Total deposits | $15,791,000 | 10,861 |
| Interest-bearing deposits | $14,176,000 | 10,696 |
| Deposits held in domestic offices | $15,791,000 | 10,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $129,000 | 10,729 |
| Total equity capital | $2,931,000 | 9,567 |
| Total bank equity capital | $2,931,000 | 9,567 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $2,055,000 | 5,425 |
| Undivided profits | $-24,000 | 11,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $59,000 | 11,313 |
| Earning assets | $16,970,000 | 10,835 |
| Long-term assets (5+ years) | $753,000 | 9,340 |
| Average Assets, year-to-date | $18,288,400 | 10,804 |
| Average Assets, quarterly | $18,814,500 | 10,813 |
| Volatile liabilities | $2,432,000 | 9,149 |
| Insider loans | $24,000 | 10,325 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $737,000 | 912 |
| Unused loan commitments | $1,149,000 | 8,709 |
| Tier 1 (core) risk-based capital | $2,932,000 | 9,496 |
| Tier 2 risk-based capital | $112,000 | 10,468 |
| Total risk weighted assets | $11,988,200 | 10,417 |
| Total unused commitments | $1,149,000 | 8,721 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $17,575,000 | 11,449 |
| Cash and due from depository institutions | $490,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,278,000 | 10,247 |
| Federal funds sold & reverse repurchase agreements | $2,438,000 | 3,312 |
| Net loans & leases | $7,426,000 | 11,625 |
| Loan loss allowance | $101,000 | 11,529 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $750,000 | 7,168 |
| Other real estate owned | $0 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $193,000 | 11,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,575,000 | 11,449 |
| Total liabilities | $14,883,000 | 11,551 |
| Total deposits | $14,819,000 | 11,474 |
| Interest-bearing deposits | $13,135,000 | 11,314 |
| Deposits held in domestic offices | $14,819,000 | 11,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $64,000 | 11,898 |
| Total equity capital | $2,692,000 | 9,916 |
| Total bank equity capital | $2,692,000 | 9,916 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $2,055,000 | 5,419 |
| Undivided profits | $-263,000 | 11,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $45,000 | 12,012 |
| Earning assets | $16,142,000 | 11,388 |
| Long-term assets (5+ years) | $1,383,000 | 8,978 |
| Average Assets, year-to-date | $16,853,400 | 11,505 |
| Average Assets, quarterly | $17,703,000 | 11,419 |
| Volatile liabilities | $450,000 | 11,966 |
| Insider loans | $17,000 | 10,876 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $409,000 | 872 |
| Unused loan commitments | $723,000 | 9,763 |
| Tier 1 (core) risk-based capital | $2,706,000 | 10,000 |
| Tier 2 risk-based capital | $101,000 | 11,161 |
| Total risk weighted assets | $8,977,500 | 11,466 |
| Total unused commitments | $723,000 | 9,769 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $16,149,000 | 12,178 |
| Cash and due from depository institutions | $377,000 | 11,619 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,890,000 | 9,128 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $3,238,000 | 13,056 |
| Loan loss allowance | $105,000 | 12,008 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $777,000 | 7,130 |
| Other real estate owned | $296,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $171,000 | 12,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,149,000 | 12,178 |
| Total liabilities | $13,355,000 | 12,344 |
| Total deposits | $13,320,000 | 12,270 |
| Interest-bearing deposits | $6,629,000 | 12,921 |
| Deposits held in domestic offices | $13,320,000 | 12,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $35,000 | 12,996 |
| Total equity capital | $2,794,000 | 10,090 |
| Total bank equity capital | $2,794,000 | 10,090 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $2,054,000 | 5,404 |
| Undivided profits | $-160,000 | 12,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 10,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $27,000 | 12,862 |
| Earning assets | $14,528,000 | 12,163 |
| Long-term assets (5+ years) | $2,236,000 | 8,521 |
| Average Assets, year-to-date | $15,666,600 | 12,184 |
| Average Assets, quarterly | $16,435,000 | 12,105 |
| Volatile liabilities | $750,000 | 11,854 |
| Insider loans | $405,000 | 6,357 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $295,000 | 11,175 |
| Tier 1 (core) risk-based capital | $2,794,000 | 10,041 |
| Tier 2 risk-based capital | $76,850 | 12,155 |
| Total risk weighted assets | $6,119,750 | 12,656 |
| Total unused commitments | $295,000 | 11,184 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $14,820,000 | 12,857 |
| Cash and due from depository institutions | $658,000 | 12,085 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,291,000 | 10,375 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 9,697 |
| Net loans & leases | $4,908,000 | 13,257 |
| Loan loss allowance | $106,000 | 12,427 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $824,000 | 7,006 |
| Other real estate owned | $360,000 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $129,000 | 13,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,820,000 | 12,857 |
| Total liabilities | $12,140,000 | 13,079 |
| Total deposits | $12,082,000 | 13,017 |
| Interest-bearing deposits | $7,488,000 | 13,394 |
| Deposits held in domestic offices | $12,082,000 | 13,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $58,000 | 13,302 |
| Total equity capital | $2,680,000 | 10,264 |
| Total bank equity capital | $2,680,000 | 10,264 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $2,055,000 | 5,307 |
| Undivided profits | $-275,000 | 12,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 11,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $43,000 | 13,148 |
| Earning assets | $12,849,000 | 12,920 |
| Long-term assets (5+ years) | $889,000 | 10,422 |
| Average Assets, year-to-date | $14,512,400 | 12,850 |
| Average Assets, quarterly | $14,446,000 | 12,886 |
| Volatile liabilities | $600,000 | 12,637 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $119,000 | 12,034 |
| Tier 1 (core) risk-based capital | $2,680,000 | 10,206 |
| Tier 2 risk-based capital | $94,300 | 12,110 |
| Total risk weighted assets | $7,532,300 | 12,800 |
| Total unused commitments | $119,000 | 12,046 |
| Derivatives | $0 | 651 |