First Northern Savings Bank, a Savings and Loan Association, Assets and Liabilities

1996-12-31Rank
# of Employees:187,879
Assets and Liabilities
Total Assets:$33,493,0008,837
Cash and due from depository institutions$719,0007,879
Interest-bearing balances$392,0003,329
Securities$258,00011,292
Federal funds sold & reverse repurchase agreements$1,400,0005,738
Net loans & leases$28,925,0007,117
Loan loss allowance$278,0008,136
Trading account assets$493,000188
Bank premises and fixed assets$597,0007,628
Other real estate owned$266,0007,879
Goodwill and other intangibles$03,437
All other assets$835,0006,975
Life insurance assets$01
Total liabilities and capital$33,493,0008,837
Total liabilities$30,746,0008,729
Total deposits$25,572,0009,217
Interest-bearing deposits$25,572,0008,662
Deposits held in domestic offices$25,572,0009,214
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$5,000,0001,827
Subordinated debt$0298
All other liabilities$174,0009,617
Total equity capital$2,747,0009,527
Total bank equity capital$2,747,0009,527
Perpetual preferred stock$0250
Common stock$1,093,0003,223
Surplus$1,118,0007,333
Undivided profits$536,0009,766
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,00010,524
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$206,0008,361
Earning assets$31,468,0008,718
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$29,550,0009,111
Average Assets, quarterly$31,260,0009,018
Volatile liabilities$7,913,0005,642
Insider loans$010,271
FHLB advances$5,000,000553
Loans and leases held for sale$01,560
Unused loan commitments$2,547,0006,864
Tier 1 (core) risk-based capital$2,747,0009,466
Tier 2 risk-based capital$011,353
Total risk weighted assets$12,526,0009,971
Total unused commitments$2,547,0006,879
Derivatives$0549
1995-12-31Rank
# of Employees:217,557
Assets and Liabilities
Total Assets:$29,684,0009,543
Cash and due from depository institutions$1,214,0007,557
Interest-bearing balances$1,154,0002,389
Securities$456,00011,770
Federal funds sold & reverse repurchase agreements$1,700,0006,013
Net loans & leases$23,876,0007,903
Loan loss allowance$273,0008,455
Trading account assets$500,000197
Bank premises and fixed assets$190,00010,328
Other real estate owned$389,0007,557
Goodwill and other intangibles$03,181
All other assets$1,359,0005,074
Life insurance assets$01
Total liabilities and capital$29,684,0009,543
Total liabilities$27,083,0009,462
Total deposits$25,678,0009,532
Interest-bearing deposits$23,942,0009,177
Deposits held in domestic offices$25,678,0009,528
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$1,093,0002,817
Subordinated debt$0337
All other liabilities$312,0008,128
Total equity capital$2,601,0009,975
Total bank equity capital$2,601,0009,975
Perpetual preferred stock$0288
Common stock$1,080,0003,370
Surplus$1,112,0007,481
Undivided profits$409,00010,520
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$172,0007,077
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$217,0008,473
Earning assets$27,686,0009,452
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$29,088,4009,461
Average Assets, quarterly$29,208,5009,553
Volatile liabilities$4,523,0007,268
Insider loans$250,0007,522
FHLB advances$1,093,000733
Loans and leases held for sale$01,606
Unused loan commitments$303,00010,480
Tier 1 (core) risk-based capital$2,574,0009,918
Tier 2 risk-based capital$231,0008,348
Total risk weighted assets$18,460,0009,136
Total unused commitments$303,00010,488
Derivatives$0628
1994-12-31Rank
# of Employees:237,461
Assets and Liabilities
Total Assets:$26,816,00010,181
Cash and due from depository institutions$528,0007,461
Interest-bearing balances$356,0003,787
Securities$1,988,00012,059
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$22,123,0008,314
Loan loss allowance$290,0008,538
Trading account assets$484,000223
Bank premises and fixed assets$596,0007,947
Other real estate owned$36,0007,461
Goodwill and other intangibles$03,133
All other assets$1,061,0006,458
Life insurance assets$01
Total liabilities and capital$26,816,00010,181
Total liabilities$24,637,00010,094
Total deposits$17,866,00010,968
Interest-bearing deposits$17,866,00010,475
Deposits held in domestic offices$17,866,00010,964
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$6,093,0001,588
Subordinated debt$0372
All other liabilities$678,0004,133
Total equity capital$2,179,00010,663
Total bank equity capital$2,179,00010,663
Perpetual preferred stock$0310
Common stock$1,080,0003,505
Surplus$1,112,0007,632
Undivided profits$-13,00011,602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$208,0006,650
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$206,0008,332
Earning assets$24,951,00010,099
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$25,747,20010,268
Average Assets, quarterly$26,456,50010,206
Volatile liabilities$8,515,0004,871
Insider loans$011,229
FHLB advances$6,093,000576
Loans and leases held for sale$01,430
Unused loan commitments$6,856,0004,049
Tier 1 (core) risk-based capital$2,144,00010,786
Tier 2 risk-based capital$205,0009,066
Total risk weighted assets$16,344,0009,801
Total unused commitments$6,856,0004,056
Derivatives$0687
1993-12-31Rank
# of Employees:276,938
Assets and Liabilities
Total Assets:$27,197,00010,562
Cash and due from depository institutions$1,432,0006,938
Interest-bearing balances$1,367,0002,963
Securities$1,866,00012,629
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$20,888,0008,663
Loan loss allowance$304,0008,615
Trading account assets$512,000284
Bank premises and fixed assets$534,0008,501
Other real estate owned$58,0006,938
Goodwill and other intangibles$03,091
All other assets$1,907,0003,593
Life insurance assets$01
Total liabilities and capital$27,197,00010,562
Total liabilities$24,481,00010,552
Total deposits$18,544,00011,399
Interest-bearing deposits$17,552,00011,046
Deposits held in domestic offices$18,544,00011,397
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$5,593,0001,424
Subordinated debt$0413
All other liabilities$344,0006,938
Total equity capital$2,716,00010,213
Total bank equity capital$2,716,00010,213
Perpetual preferred stock$0343
Common stock$1,077,0003,620
Surplus$1,112,0007,737
Undivided profits$527,00010,790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$269,0006,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$141,0009,744
Earning assets$24,633,00010,572
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$26,317,20010,572
Average Assets, quarterly$28,537,00010,331
Volatile liabilities$9,122,0004,374
Insider loans$011,728
FHLB advances$5,593,000498
Loans and leases held for sale$01,681
Unused loan commitments$1,400,0008,462
Tier 1 (core) risk-based capital$2,716,00010,166
Tier 2 risk-based capital$188,0009,630
Total risk weighted assets$14,977,00010,397
Total unused commitments$1,400,0008,488
Derivatives$0714
1992-12-31Rank
# of Employees:179,428
Assets and Liabilities
Total Assets:$23,146,00011,496
Cash and due from depository institutions$1,447,0009,428
Interest-bearing balances$1,415,0003,239
Securities$4,135,00012,059
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$16,307,0009,835
Loan loss allowance$225,00010,041
Trading account assets$0344
Bank premises and fixed assets$410,0009,588
Other real estate owned$205,0009,428
Goodwill and other intangibles$03,106
All other assets$642,0008,516
Life insurance assets$01
Total liabilities and capital$23,146,00011,496
Total liabilities$21,000,00011,476
Total deposits$20,325,00011,487
Interest-bearing deposits$19,593,00011,031
Deposits held in domestic offices$20,325,00011,485
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$100,0004,299
Subordinated debt$0482
All other liabilities$575,0005,190
Total equity capital$2,146,00011,208
Total bank equity capital$2,146,00011,208
Perpetual preferred stock$0346
Common stock$1,070,0003,793
Surplus$1,108,0007,744
Undivided profits$-32,00012,689
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$255,0007,691
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$132,00010,555
Earning assets$21,857,00011,293
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$24,093,00011,217
Average Assets, quarterly$23,446,00011,405
Volatile liabilities$1,584,00010,665
Insider loans$09,493
FHLB advances$93,000822
Loans and leases held for sale$01,207
Unused loan commitments$3,618,0005,546
Tier 1 (core) risk-based capital$2,146,00011,164
Tier 2 risk-based capital$151,00010,628
Total risk weighted assets$12,079,00011,467
Total unused commitments$3,618,0005,574
Derivatives$0651