Home > First Northern Savings Bank > Assets and Liabilities
First Northern Savings Bank, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 247 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $984,980,000 | 567 |
| Cash and due from depository institutions | $12,888,000 | 646 |
| Interest-bearing balances | $3,000 | 6,870 |
| Securities | $91,655,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $771,867,000 | 460 |
| Loan loss allowance | $6,118,000 | 761 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,870,000 | 464 |
| Other real estate owned | $487,000 | 646 |
| Goodwill and other intangibles | $49,987,000 | 184 |
| All other assets | $41,226,000 | 437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $984,980,000 | 567 |
| Total liabilities | $846,222,000 | 590 |
| Total deposits | $675,513,000 | 610 |
| Interest-bearing deposits | $631,935,000 | 560 |
| Deposits held in domestic offices | $675,513,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $154,610,000 | 377 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,099,000 | 464 |
| Total equity capital | $138,758,000 | 416 |
| Total bank equity capital | $138,758,000 | 416 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $73,277,000 | 368 |
| Undivided profits | $65,480,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,329,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,669,000 | 745 |
| Earning assets | $863,525,000 | 579 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $988,830,800 | 536 |
| Average Assets, quarterly | $991,991,000 | 562 |
| Volatile liabilities | $248,184,000 | 515 |
| Insider loans | $2,165,000 | 2,370 |
| FHLB advances | $89,151,000 | 482 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $72,746,000 | 1,014 |
| Tier 1 (core) risk-based capital | $89,851,000 | 545 |
| Tier 2 risk-based capital | $6,118,000 | 716 |
| Total risk weighted assets | $637,434,000 | 586 |
| Total unused commitments | $72,746,000 | 1,014 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 241 | 667 |
| Assets and Liabilities | ||
| Total Assets: | $994,847,000 | 550 |
| Cash and due from depository institutions | $16,062,000 | 667 |
| Interest-bearing balances | $2,292,000 | 2,110 |
| Securities | $63,951,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $804,760,000 | 450 |
| Loan loss allowance | $5,404,000 | 807 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,870,000 | 446 |
| Other real estate owned | $0 | 667 |
| Goodwill and other intangibles | $51,644,000 | 166 |
| All other assets | $41,560,000 | 422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $994,847,000 | 550 |
| Total liabilities | $864,919,000 | 565 |
| Total deposits | $625,247,000 | 628 |
| Interest-bearing deposits | $583,846,000 | 579 |
| Deposits held in domestic offices | $625,247,000 | 625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $222,521,000 | 288 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $17,151,000 | 447 |
| Total equity capital | $129,928,000 | 415 |
| Total bank equity capital | $129,928,000 | 415 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $73,278,000 | 354 |
| Undivided profits | $56,649,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,215,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,182,000 | 719 |
| Earning assets | $871,003,000 | 563 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $992,284,000 | 536 |
| Average Assets, quarterly | $992,276,500 | 549 |
| Volatile liabilities | $310,577,000 | 437 |
| Insider loans | $2,067,000 | 2,320 |
| FHLB advances | $175,491,000 | 269 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $40,053,000 | 1,493 |
| Tier 1 (core) risk-based capital | $80,669,000 | 579 |
| Tier 2 risk-based capital | $5,404,000 | 755 |
| Total risk weighted assets | $635,056,000 | 574 |
| Total unused commitments | $40,053,000 | 1,496 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 231 | 685 |
| Assets and Liabilities | ||
| Total Assets: | $998,933,000 | 547 |
| Cash and due from depository institutions | $5,035,000 | 685 |
| Interest-bearing balances | $6,000 | 6,508 |
| Securities | $52,385,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $827,773,000 | 443 |
| Loan loss allowance | $5,126,000 | 807 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $17,577,000 | 431 |
| Other real estate owned | $51,000 | 685 |
| Goodwill and other intangibles | $54,698,000 | 154 |
| All other assets | $41,414,000 | 374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $998,933,000 | 547 |
| Total liabilities | $876,724,000 | 554 |
| Total deposits | $592,555,000 | 652 |
| Interest-bearing deposits | $556,335,000 | 608 |
| Deposits held in domestic offices | $592,555,000 | 646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $267,001,000 | 247 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $17,168,000 | 450 |
| Total equity capital | $122,209,000 | 426 |
| Total bank equity capital | $122,209,000 | 426 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $73,278,000 | 345 |
| Undivided profits | $48,930,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,695,000 | 545 |
| Earning assets | $880,164,000 | 559 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $907,743,400 | 560 |
| Average Assets, quarterly | $963,536,500 | 554 |
| Volatile liabilities | $369,046,000 | 404 |
| Insider loans | $2,026,000 | 2,308 |
| FHLB advances | $263,194,000 | 71 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,699,000 | 1,508 |
| Tier 1 (core) risk-based capital | $70,445,000 | 643 |
| Tier 2 risk-based capital | $5,126,000 | 771 |
| Total risk weighted assets | $689,075,000 | 531 |
| Total unused commitments | $35,699,000 | 1,509 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 230 | 731 |
| Assets and Liabilities | ||
| Total Assets: | $840,036,000 | 618 |
| Cash and due from depository institutions | $11,729,000 | 731 |
| Interest-bearing balances | $3,692,000 | 1,072 |
| Securities | $50,788,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $737,542,000 | 484 |
| Loan loss allowance | $3,910,000 | 996 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,755,000 | 1,048 |
| Other real estate owned | $318,000 | 731 |
| Goodwill and other intangibles | $609,000 | 1,766 |
| All other assets | $31,295,000 | 452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $840,036,000 | 618 |
| Total liabilities | $766,749,000 | 616 |
| Total deposits | $572,440,000 | 661 |
| Interest-bearing deposits | $539,438,000 | 615 |
| Deposits held in domestic offices | $572,440,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $185,899,000 | 335 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,410,000 | 673 |
| Total equity capital | $73,287,000 | 642 |
| Total bank equity capital | $73,287,000 | 642 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $19,144,000 | 979 |
| Undivided profits | $54,142,000 | 454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,537,000 | 614 |
| Earning assets | $792,022,000 | 603 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $770,430,800 | 644 |
| Average Assets, quarterly | $822,727,500 | 626 |
| Volatile liabilities | $264,179,000 | 503 |
| Insider loans | $2,032,000 | 2,202 |
| FHLB advances | $182,399,000 | 93 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $44,080,000 | 1,319 |
| Tier 1 (core) risk-based capital | $72,416,000 | 621 |
| Tier 2 risk-based capital | $3,910,000 | 944 |
| Total risk weighted assets | $547,128,000 | 640 |
| Total unused commitments | $44,080,000 | 1,322 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 224 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $719,685,000 | 681 |
| Cash and due from depository institutions | $6,632,000 | 754 |
| Interest-bearing balances | $309,000 | 3,916 |
| Securities | $46,017,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $634,447,000 | 523 |
| Loan loss allowance | $3,531,000 | 1,063 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,873,000 | 952 |
| Other real estate owned | $93,000 | 754 |
| Goodwill and other intangibles | $654,000 | 1,671 |
| All other assets | $23,969,000 | 484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $719,685,000 | 681 |
| Total liabilities | $649,802,000 | 679 |
| Total deposits | $549,666,000 | 670 |
| Interest-bearing deposits | $521,478,000 | 620 |
| Deposits held in domestic offices | $549,666,000 | 663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $91,977,000 | 425 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,159,000 | 718 |
| Total equity capital | $69,883,000 | 687 |
| Total bank equity capital | $69,883,000 | 687 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $19,144,000 | 908 |
| Undivided profits | $50,738,000 | 504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,132,000 | 659 |
| Earning assets | $680,773,000 | 667 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $693,006,600 | 669 |
| Average Assets, quarterly | $715,034,000 | 675 |
| Volatile liabilities | $160,662,000 | 604 |
| Insider loans | $1,687,000 | 2,423 |
| FHLB advances | $91,500,000 | 131 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,825,000 | 1,454 |
| Tier 1 (core) risk-based capital | $68,524,000 | 634 |
| Tier 2 risk-based capital | $3,531,000 | 979 |
| Total risk weighted assets | $457,745,000 | 677 |
| Total unused commitments | $35,825,000 | 1,459 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 222 | 813 |
| Assets and Liabilities | ||
| Total Assets: | $667,633,000 | 729 |
| Cash and due from depository institutions | $660,000 | 813 |
| Interest-bearing balances | $87,000 | 5,032 |
| Securities | $39,875,000 | 2,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $595,283,000 | 556 |
| Loan loss allowance | $3,177,000 | 1,196 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,314,000 | 890 |
| Other real estate owned | $135,000 | 813 |
| Goodwill and other intangibles | $247,000 | 2,162 |
| All other assets | $23,119,000 | 461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $667,633,000 | 729 |
| Total liabilities | $598,492,000 | 739 |
| Total deposits | $487,680,000 | 763 |
| Interest-bearing deposits | $465,172,000 | 693 |
| Deposits held in domestic offices | $487,680,000 | 756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,741 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $102,377,000 | 379 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,535,000 | 753 |
| Total equity capital | $69,141,000 | 696 |
| Total bank equity capital | $69,141,000 | 696 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $19,144,000 | 909 |
| Undivided profits | $49,996,000 | 507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,346,000 | 670 |
| Earning assets | $635,245,000 | 712 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $638,974,000 | 732 |
| Average Assets, quarterly | $662,141,500 | 730 |
| Volatile liabilities | $162,442,000 | 612 |
| Insider loans | $1,135,000 | 3,255 |
| FHLB advances | $101,140,000 | 115 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,235,000 | 1,689 |
| Tier 1 (core) risk-based capital | $68,073,000 | 645 |
| Tier 2 risk-based capital | $3,177,000 | 1,026 |
| Total risk weighted assets | $427,896,000 | 725 |
| Total unused commitments | $27,235,000 | 1,693 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 226 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $615,243,000 | 807 |
| Cash and due from depository institutions | $1,777,000 | 822 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $34,977,000 | 3,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $556,220,000 | 628 |
| Loan loss allowance | $2,937,000 | 1,355 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,350,000 | 942 |
| Other real estate owned | $191,000 | 822 |
| Goodwill and other intangibles | $101,000 | 2,503 |
| All other assets | $13,627,000 | 706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,243,000 | 807 |
| Total liabilities | $549,426,000 | 825 |
| Total deposits | $465,660,000 | 837 |
| Interest-bearing deposits | $443,681,000 | 757 |
| Deposits held in domestic offices | $465,660,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,470 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $75,772,000 | 461 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,494,000 | 830 |
| Total equity capital | $65,817,000 | 726 |
| Total bank equity capital | $65,817,000 | 726 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $19,144,000 | 956 |
| Undivided profits | $46,672,000 | 567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,102,000 | 724 |
| Earning assets | $591,199,000 | 777 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $584,721,600 | 823 |
| Average Assets, quarterly | $611,237,000 | 806 |
| Volatile liabilities | $119,171,000 | 780 |
| Insider loans | $1,071,000 | 3,469 |
| FHLB advances | $75,405,000 | 155 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,294,000 | 2,500 |
| Tier 1 (core) risk-based capital | $64,489,000 | 696 |
| Tier 2 risk-based capital | $2,937,000 | 1,128 |
| Total risk weighted assets | $378,683,000 | 820 |
| Total unused commitments | $15,294,000 | 2,513 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 223 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $553,512,000 | 916 |
| Cash and due from depository institutions | $1,203,000 | 863 |
| Interest-bearing balances | $11,000 | 6,405 |
| Securities | $28,453,000 | 4,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $502,800,000 | 681 |
| Loan loss allowance | $2,608,000 | 1,547 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,414,000 | 902 |
| Other real estate owned | $126,000 | 863 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,516,000 | 794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $553,512,000 | 916 |
| Total liabilities | $480,933,000 | 942 |
| Total deposits | $453,941,000 | 875 |
| Interest-bearing deposits | $433,014,000 | 811 |
| Deposits held in domestic offices | $453,941,000 | 867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $20,000,000 | 859 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,992,000 | 917 |
| Total equity capital | $72,579,000 | 689 |
| Total bank equity capital | $72,579,000 | 689 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $19,144,000 | 950 |
| Undivided profits | $53,434,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,793,000 | 827 |
| Earning assets | $531,264,000 | 886 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $555,240,000 | 877 |
| Average Assets, quarterly | $556,003,500 | 906 |
| Volatile liabilities | $52,456,000 | 1,246 |
| Insider loans | $1,064,000 | 3,586 |
| FHLB advances | $20,000,000 | 304 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,774,000 | 2,458 |
| Tier 1 (core) risk-based capital | $71,317,000 | 663 |
| Tier 2 risk-based capital | $2,607,000 | 1,259 |
| Total risk weighted assets | $337,561,000 | 912 |
| Total unused commitments | $14,774,000 | 2,471 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 218 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $547,193,000 | 882 |
| Cash and due from depository institutions | $2,190,000 | 902 |
| Interest-bearing balances | $201,000 | 4,361 |
| Securities | $5,219,000 | 10,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $496,395,000 | 665 |
| Loan loss allowance | $2,400,000 | 1,707 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,927,000 | 822 |
| Other real estate owned | $71,000 | 902 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $34,391,000 | 424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $547,193,000 | 882 |
| Total liabilities | $477,121,000 | 915 |
| Total deposits | $429,100,000 | 905 |
| Interest-bearing deposits | $410,196,000 | 829 |
| Deposits held in domestic offices | $429,100,000 | 893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $40,000,000 | 626 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,121,000 | 902 |
| Total equity capital | $70,072,000 | 640 |
| Total bank equity capital | $70,072,000 | 640 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,495,000 | 876 |
| Surplus | $14,216,000 | 1,125 |
| Undivided profits | $51,361,000 | 456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 4,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,534,000 | 783 |
| Earning assets | $501,815,000 | 875 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $522,473,200 | 888 |
| Average Assets, quarterly | $542,651,000 | 884 |
| Volatile liabilities | $68,353,000 | 1,022 |
| Insider loans | $1,231,000 | 3,172 |
| FHLB advances | $40,000,000 | 237 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,773,000 | 2,179 |
| Tier 1 (core) risk-based capital | $69,141,000 | 639 |
| Tier 2 risk-based capital | $2,394,000 | 1,347 |
| Total risk weighted assets | $333,839,000 | 879 |
| Total unused commitments | $16,773,000 | 2,192 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 170 | 1,212 |
| Assets and Liabilities | ||
| Total Assets: | $382,769,000 | 1,255 |
| Cash and due from depository institutions | $9,197,000 | 1,212 |
| Interest-bearing balances | $8,778,000 | 707 |
| Securities | $16,498,000 | 6,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $342,107,000 | 865 |
| Loan loss allowance | $1,871,000 | 2,176 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,697,000 | 1,080 |
| Other real estate owned | $110,000 | 1,212 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,160,000 | 1,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $382,769,000 | 1,255 |
| Total liabilities | $329,406,000 | 1,322 |
| Total deposits | $325,530,000 | 1,218 |
| Interest-bearing deposits | $310,696,000 | 1,122 |
| Deposits held in domestic offices | $325,530,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,876,000 | 1,128 |
| Total equity capital | $53,363,000 | 804 |
| Total bank equity capital | $53,363,000 | 804 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,232,000 | 1,189 |
| Surplus | $11,382,000 | 1,299 |
| Undivided profits | $38,749,000 | 594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,640,000 | 1,044 |
| Earning assets | $367,383,000 | 1,204 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $382,618,600 | 1,216 |
| Average Assets, quarterly | $384,026,500 | 1,237 |
| Volatile liabilities | $15,269,000 | 2,960 |
| Insider loans | $3,750,000 | 1,098 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,012,000 | 2,215 |
| Tier 1 (core) risk-based capital | $53,036,000 | 785 |
| Tier 2 risk-based capital | $1,871,000 | 1,679 |
| Total risk weighted assets | $226,610,000 | 1,237 |
| Total unused commitments | $16,012,000 | 2,236 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 165 | 1,308 |
| Assets and Liabilities | ||
| Total Assets: | $382,726,000 | 1,275 |
| Cash and due from depository institutions | $23,204,000 | 1,308 |
| Interest-bearing balances | $20,823,000 | 383 |
| Securities | $21,686,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $323,234,000 | 931 |
| Loan loss allowance | $1,549,000 | 2,640 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,058,000 | 1,027 |
| Other real estate owned | $322,000 | 1,308 |
| Goodwill and other intangibles | $1,000 | 3,076 |
| All other assets | $7,221,000 | 1,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $382,726,000 | 1,275 |
| Total liabilities | $333,187,000 | 1,365 |
| Total deposits | $329,218,000 | 1,257 |
| Interest-bearing deposits | $318,151,000 | 1,158 |
| Deposits held in domestic offices | $329,218,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,969,000 | 1,110 |
| Total equity capital | $49,539,000 | 830 |
| Total bank equity capital | $49,539,000 | 830 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,164,000 | 1,238 |
| Surplus | $10,862,000 | 1,327 |
| Undivided profits | $35,513,000 | 593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $787,000 | 4,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,757,000 | 1,085 |
| Earning assets | $365,743,000 | 1,224 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $386,621,800 | 1,247 |
| Average Assets, quarterly | $385,782,000 | 1,259 |
| Volatile liabilities | $12,199,000 | 3,541 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,889,000 | 2,779 |
| Tier 1 (core) risk-based capital | $49,538,000 | 795 |
| Tier 2 risk-based capital | $1,549,000 | 2,002 |
| Total risk weighted assets | $220,161,000 | 1,327 |
| Total unused commitments | $10,889,000 | 2,791 |
| Derivatives | $0 | 651 |