Home > First Northern Bank of Wyoming > Income and Expense
First Northern Bank of Wyoming, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $37,623,000 | 1,170 |
| Total interest expense | $12,079,000 | 1,132 |
| Net interest income | $25,544,000 | 1,181 |
| Provision for loan and lease losses | $1,215,000 | 743 |
| Total noninterest income | $6,146,000 | 1,032 |
| Gross Fiduciary activities income | $569,000 | 582 |
| Service charges on deposit accounts | $300,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,277,000 | 854 |
| Total noninterest expense | $24,242,000 | 1,036 |
| Salaries and employee benefits | $14,228,000 | 1,005 |
| Premises and equipment expense | $1,173,000 | 1,838 |
| Additional noninterest expense | $5,277,000 | 854 |
| Pre-tax net operating income | $6,233,000 | 1,677 |
| Securities gains (losses) | $-1,141,000 | 4,316 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $5,092,000 | 1,702 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,092,000 | 1,723 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,092,000 | 1,705 |
| Net charge-offs | $386,000 | 856 |
| Cash dividends | $3,775,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $17,805,000 | 31 |
| Net operating income | $6,233,000 | 1,506 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,601,000 | 1,203 |
| Total interest expense | $8,557,000 | 1,111 |
| Net interest income | $18,044,000 | 1,239 |
| Provision for loan and lease losses | $447,000 | 1,089 |
| Total noninterest income | $4,569,000 | 1,057 |
| Gross Fiduciary activities income | $449,000 | 570 |
| Service charges on deposit accounts | $226,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,894,000 | 875 |
| Total noninterest expense | $17,926,000 | 1,051 |
| Salaries and employee benefits | $10,388,000 | 1,030 |
| Premises and equipment expense | $879,000 | 1,845 |
| Additional noninterest expense | $3,894,000 | 875 |
| Pre-tax net operating income | $4,240,000 | 1,840 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,240,000 | 1,642 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,240,000 | 1,655 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,240,000 | 1,642 |
| Net charge-offs | $343,000 | 686 |
| Cash dividends | $3,425,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $17,805,000 | 24 |
| Net operating income | $4,240,000 | 1,665 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,255,000 | 1,203 |
| Total interest expense | $5,211,000 | 1,089 |
| Net interest income | $12,044,000 | 1,257 |
| Provision for loan and lease losses | $153,000 | 1,504 |
| Total noninterest income | $2,925,000 | 1,016 |
| Gross Fiduciary activities income | $304,000 | 561 |
| Service charges on deposit accounts | $150,000 | 2,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,471,000 | 840 |
| Total noninterest expense | $12,072,000 | 1,034 |
| Salaries and employee benefits | $6,860,000 | 1,029 |
| Premises and equipment expense | $581,000 | 1,842 |
| Additional noninterest expense | $2,471,000 | 839 |
| Pre-tax net operating income | $2,744,000 | 1,852 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,744,000 | 1,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,744,000 | 1,690 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,744,000 | 1,670 |
| Net charge-offs | $26,000 | 1,438 |
| Cash dividends | $3,075,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $17,805,000 | 13 |
| Net operating income | $2,744,000 | 1,683 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,473,000 | 1,203 |
| Total interest expense | $2,191,000 | 1,123 |
| Net interest income | $6,282,000 | 1,221 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,323,000 | 1,101 |
| Gross Fiduciary activities income | $150,000 | 585 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,102,000 | 899 |
| Total noninterest expense | $5,836,000 | 1,075 |
| Salaries and employee benefits | $3,260,000 | 1,097 |
| Premises and equipment expense | $308,000 | 1,801 |
| Additional noninterest expense | $1,102,000 | 899 |
| Pre-tax net operating income | $1,769,000 | 1,601 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,769,000 | 1,405 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,769,000 | 1,404 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,769,000 | 1,405 |
| Net charge-offs | $10,000 | 1,369 |
| Cash dividends | $1,075,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $17,805,000 | 11 |
| Net operating income | $1,769,000 | 1,418 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,579,000 | 1,425 |
| Total interest expense | $2,761,000 | 1,255 |
| Net interest income | $19,818,000 | 1,446 |
| Provision for loan and lease losses | $-1,440,000 | 4,643 |
| Total noninterest income | $7,029,000 | 956 |
| Gross Fiduciary activities income | $1,021,000 | 508 |
| Service charges on deposit accounts | $193,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,815,000 | 802 |
| Total noninterest expense | $18,923,000 | 1,239 |
| Salaries and employee benefits | $11,579,000 | 1,175 |
| Premises and equipment expense | $2,016,000 | 1,198 |
| Additional noninterest expense | $5,815,000 | 802 |
| Pre-tax net operating income | $9,364,000 | 1,332 |
| Securities gains (losses) | $-8,000 | 3,399 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $9,356,000 | 1,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,356,000 | 1,152 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,356,000 | 1,153 |
| Net charge-offs | $41,000 | 1,641 |
| Cash dividends | $3,780,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,364,000 | 1,180 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,286,000 | 1,414 |
| Total interest expense | $1,574,000 | 1,262 |
| Net interest income | $14,712,000 | 1,434 |
| Provision for loan and lease losses | $-690,000 | 4,618 |
| Total noninterest income | $5,147,000 | 992 |
| Gross Fiduciary activities income | $500,000 | 583 |
| Service charges on deposit accounts | $148,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,499,000 | 807 |
| Total noninterest expense | $13,711,000 | 1,268 |
| Salaries and employee benefits | $8,250,000 | 1,222 |
| Premises and equipment expense | $1,481,000 | 1,223 |
| Additional noninterest expense | $4,499,000 | 807 |
| Pre-tax net operating income | $6,838,000 | 1,341 |
| Securities gains (losses) | $-8,000 | 3,726 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $6,830,000 | 1,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,830,000 | 1,171 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,830,000 | 1,172 |
| Net charge-offs | $31,000 | 1,418 |
| Cash dividends | $2,630,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,838,000 | 1,195 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,248,000 | 1,439 |
| Total interest expense | $785,000 | 1,379 |
| Net interest income | $9,463,000 | 1,446 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $3,461,000 | 965 |
| Gross Fiduciary activities income | $368,000 | 532 |
| Service charges on deposit accounts | $95,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,998,000 | 826 |
| Total noninterest expense | $9,158,000 | 1,258 |
| Salaries and employee benefits | $5,505,000 | 1,209 |
| Premises and equipment expense | $898,000 | 1,339 |
| Additional noninterest expense | $2,755,000 | 1,241 |
| Pre-tax net operating income | $3,706,000 | 1,491 |
| Securities gains (losses) | $-9,000 | 3,915 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,697,000 | 1,297 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,697,000 | 1,297 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,697,000 | 1,297 |
| Net charge-offs | $14,000 | 1,459 |
| Cash dividends | $1,495,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,706,000 | 1,322 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 1,447 |
| Total interest expense | $347,000 | 1,480 |
| Net interest income | $4,620,000 | 1,444 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $1,667,000 | 998 |
| Gross Fiduciary activities income | $178,000 | 537 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,441,000 | 860 |
| Total noninterest expense | $4,617,000 | 1,243 |
| Salaries and employee benefits | $2,699,000 | 1,229 |
| Premises and equipment expense | $469,000 | 1,289 |
| Additional noninterest expense | $1,449,000 | 1,172 |
| Pre-tax net operating income | $1,610,000 | 1,560 |
| Securities gains (losses) | $-9,000 | 4,248 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,601,000 | 1,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,601,000 | 1,385 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,601,000 | 1,385 |
| Net charge-offs | $65,000 | 600 |
| Cash dividends | $755,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,610,000 | 1,394 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,863,000 | 1,428 |
| Total interest expense | $2,197,000 | 1,231 |
| Net interest income | $18,666,000 | 1,449 |
| Provision for loan and lease losses | $12,000 | 2,935 |
| Total noninterest income | $9,153,000 | 886 |
| Gross Fiduciary activities income | $412,000 | 598 |
| Service charges on deposit accounts | $186,000 | 2,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,555,000 | 742 |
| Total noninterest expense | $17,870,000 | 1,266 |
| Salaries and employee benefits | $11,663,000 | 1,151 |
| Premises and equipment expense | $1,772,000 | 1,333 |
| Additional noninterest expense | $4,435,000 | 1,468 |
| Pre-tax net operating income | $9,937,000 | 1,287 |
| Securities gains (losses) | $-118,000 | 4,675 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $9,819,000 | 1,166 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,819,000 | 1,166 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,819,000 | 1,166 |
| Net charge-offs | $188,000 | 1,048 |
| Cash dividends | $4,960,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,937,000 | 1,140 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,546,000 | 1,466 |
| Total interest expense | $1,700,000 | 1,259 |
| Net interest income | $13,846,000 | 1,485 |
| Provision for loan and lease losses | $12,000 | 2,809 |
| Total noninterest income | $7,094,000 | 888 |
| Gross Fiduciary activities income | $333,000 | 585 |
| Service charges on deposit accounts | $140,000 | 2,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,621,000 | 757 |
| Total noninterest expense | $12,671,000 | 1,330 |
| Salaries and employee benefits | $8,019,000 | 1,238 |
| Premises and equipment expense | $1,318,000 | 1,365 |
| Additional noninterest expense | $3,334,000 | 1,461 |
| Pre-tax net operating income | $8,257,000 | 1,252 |
| Securities gains (losses) | $-118,000 | 4,809 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $8,139,000 | 1,117 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,139,000 | 1,118 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,139,000 | 1,118 |
| Net charge-offs | $213,000 | 770 |
| Cash dividends | $3,105,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,257,000 | 1,092 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,788,000 | 1,528 |
| Total interest expense | $1,168,000 | 1,276 |
| Net interest income | $8,620,000 | 1,552 |
| Provision for loan and lease losses | $12,000 | 2,664 |
| Total noninterest income | $4,907,000 | 866 |
| Gross Fiduciary activities income | $243,000 | 575 |
| Service charges on deposit accounts | $85,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,579,000 | 731 |
| Total noninterest expense | $8,475,000 | 1,318 |
| Salaries and employee benefits | $5,408,000 | 1,224 |
| Premises and equipment expense | $873,000 | 1,376 |
| Additional noninterest expense | $2,194,000 | 1,454 |
| Pre-tax net operating income | $5,040,000 | 1,313 |
| Securities gains (losses) | $-118,000 | 4,868 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,922,000 | 1,200 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,922,000 | 1,201 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,922,000 | 1,201 |
| Net charge-offs | $235,000 | 594 |
| Cash dividends | $2,080,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,040,000 | 1,155 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 1,699 |
| Total interest expense | $603,000 | 1,303 |
| Net interest income | $3,690,000 | 1,754 |
| Provision for loan and lease losses | $12,000 | 2,452 |
| Total noninterest income | $2,672,000 | 813 |
| Gross Fiduciary activities income | $83,000 | 623 |
| Service charges on deposit accounts | $40,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,549,000 | 692 |
| Total noninterest expense | $4,301,000 | 1,289 |
| Salaries and employee benefits | $2,755,000 | 1,191 |
| Premises and equipment expense | $437,000 | 1,394 |
| Additional noninterest expense | $1,109,000 | 1,408 |
| Pre-tax net operating income | $2,049,000 | 1,497 |
| Securities gains (losses) | $-118,000 | 4,889 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,931,000 | 1,428 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,931,000 | 1,428 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,931,000 | 1,428 |
| Net charge-offs | $68,000 | 723 |
| Cash dividends | $1,205,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,049,000 | 1,335 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,729,000 | 1,517 |
| Total interest expense | $3,316,000 | 1,371 |
| Net interest income | $16,413,000 | 1,525 |
| Provision for loan and lease losses | $1,910,000 | 1,078 |
| Total noninterest income | $8,134,000 | 933 |
| Gross Fiduciary activities income | $304,000 | 636 |
| Service charges on deposit accounts | $220,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,610,000 | 772 |
| Total noninterest expense | $15,917,000 | 1,342 |
| Salaries and employee benefits | $10,482,000 | 1,209 |
| Premises and equipment expense | $1,758,000 | 1,336 |
| Additional noninterest expense | $3,677,000 | 1,635 |
| Pre-tax net operating income | $6,720,000 | 1,420 |
| Securities gains (losses) | $13,000 | 2,243 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $6,733,000 | 1,298 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,733,000 | 1,299 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,733,000 | 1,299 |
| Net charge-offs | $200,000 | 1,551 |
| Cash dividends | $3,430,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,720,000 | 1,262 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,120,000 | 1,494 |
| Total interest expense | $2,632,000 | 1,364 |
| Net interest income | $12,488,000 | 1,495 |
| Provision for loan and lease losses | $1,232,000 | 1,203 |
| Total noninterest income | $5,465,000 | 968 |
| Gross Fiduciary activities income | $234,000 | 622 |
| Service charges on deposit accounts | $169,000 | 2,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,062,000 | 806 |
| Total noninterest expense | $11,270,000 | 1,391 |
| Salaries and employee benefits | $7,303,000 | 1,270 |
| Premises and equipment expense | $1,282,000 | 1,366 |
| Additional noninterest expense | $2,685,000 | 1,652 |
| Pre-tax net operating income | $5,451,000 | 1,310 |
| Securities gains (losses) | $50,000 | 1,535 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $5,501,000 | 1,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,501,000 | 1,183 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,501,000 | 1,184 |
| Net charge-offs | $162,000 | 1,378 |
| Cash dividends | $2,430,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,451,000 | 1,152 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 1,543 |
| Total interest expense | $1,810,000 | 1,431 |
| Net interest income | $7,968,000 | 1,551 |
| Provision for loan and lease losses | $671,000 | 1,361 |
| Total noninterest income | $3,119,000 | 1,011 |
| Gross Fiduciary activities income | $162,000 | 620 |
| Service charges on deposit accounts | $111,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,846,000 | 847 |
| Total noninterest expense | $7,386,000 | 1,405 |
| Salaries and employee benefits | $4,779,000 | 1,286 |
| Premises and equipment expense | $835,000 | 1,391 |
| Additional noninterest expense | $1,772,000 | 1,659 |
| Pre-tax net operating income | $3,030,000 | 1,434 |
| Securities gains (losses) | $49,000 | 1,298 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,079,000 | 1,274 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,079,000 | 1,274 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,079,000 | 1,274 |
| Net charge-offs | $72,000 | 1,527 |
| Cash dividends | $1,305,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,030,000 | 1,257 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 1,589 |
| Total interest expense | $916,000 | 1,517 |
| Net interest income | $3,769,000 | 1,590 |
| Provision for loan and lease losses | $146,000 | 1,707 |
| Total noninterest income | $1,190,000 | 1,152 |
| Gross Fiduciary activities income | $120,000 | 582 |
| Service charges on deposit accounts | $64,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,006,000 | 962 |
| Total noninterest expense | $3,434,000 | 1,498 |
| Salaries and employee benefits | $2,147,000 | 1,414 |
| Premises and equipment expense | $391,000 | 1,470 |
| Additional noninterest expense | $896,000 | 1,660 |
| Pre-tax net operating income | $1,379,000 | 1,410 |
| Securities gains (losses) | $28,000 | 1,038 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,407,000 | 1,250 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,407,000 | 1,250 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,407,000 | 1,250 |
| Net charge-offs | $12,000 | 1,803 |
| Cash dividends | $750,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,379,000 | 1,246 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,994,000 | 1,659 |
| Total interest expense | $3,514,000 | 1,626 |
| Net interest income | $14,480,000 | 1,651 |
| Provision for loan and lease losses | $793,000 | 1,084 |
| Total noninterest income | $4,848,000 | 1,150 |
| Gross Fiduciary activities income | $284,000 | 648 |
| Service charges on deposit accounts | $243,000 | 2,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,321,000 | 915 |
| Total noninterest expense | $13,701,000 | 1,462 |
| Salaries and employee benefits | $8,819,000 | 1,343 |
| Premises and equipment expense | $1,583,000 | 1,435 |
| Additional noninterest expense | $3,299,000 | 1,760 |
| Pre-tax net operating income | $4,834,000 | 1,808 |
| Securities gains (losses) | $-243,000 | 5,116 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,591,000 | 1,715 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,591,000 | 1,717 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,591,000 | 1,718 |
| Net charge-offs | $326,000 | 1,301 |
| Cash dividends | $650,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,834,000 | 1,605 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,537,000 | 1,668 |
| Total interest expense | $2,612,000 | 1,646 |
| Net interest income | $10,925,000 | 1,660 |
| Provision for loan and lease losses | $759,000 | 853 |
| Total noninterest income | $3,169,000 | 1,247 |
| Gross Fiduciary activities income | $206,000 | 646 |
| Service charges on deposit accounts | $180,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,783,000 | 1,011 |
| Total noninterest expense | $9,727,000 | 1,546 |
| Salaries and employee benefits | $6,180,000 | 1,428 |
| Premises and equipment expense | $1,175,000 | 1,460 |
| Additional noninterest expense | $2,372,000 | 1,818 |
| Pre-tax net operating income | $3,608,000 | 1,849 |
| Securities gains (losses) | $-243,000 | 5,198 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,365,000 | 1,766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,365,000 | 1,767 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,365,000 | 1,767 |
| Net charge-offs | $151,000 | 1,485 |
| Cash dividends | $550,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,608,000 | 1,635 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 1,705 |
| Total interest expense | $1,731,000 | 1,626 |
| Net interest income | $7,095,000 | 1,701 |
| Provision for loan and lease losses | $498,000 | 863 |
| Total noninterest income | $1,912,000 | 1,314 |
| Gross Fiduciary activities income | $140,000 | 652 |
| Service charges on deposit accounts | $122,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,650,000 | 1,085 |
| Total noninterest expense | $6,398,000 | 1,566 |
| Salaries and employee benefits | $4,052,000 | 1,448 |
| Premises and equipment expense | $775,000 | 1,481 |
| Additional noninterest expense | $1,571,000 | 1,861 |
| Pre-tax net operating income | $2,111,000 | 2,030 |
| Securities gains (losses) | $-243,000 | 5,248 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,868,000 | 2,010 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,868,000 | 2,008 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,868,000 | 2,010 |
| Net charge-offs | $89,000 | 1,476 |
| Cash dividends | $275,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,111,000 | 1,801 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 1,778 |
| Total interest expense | $784,000 | 1,700 |
| Net interest income | $3,416,000 | 1,772 |
| Provision for loan and lease losses | $240,000 | 816 |
| Total noninterest income | $836,000 | 1,390 |
| Gross Fiduciary activities income | $68,000 | 660 |
| Service charges on deposit accounts | $59,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 1,156 |
| Total noninterest expense | $3,072,000 | 1,616 |
| Salaries and employee benefits | $1,939,000 | 1,506 |
| Premises and equipment expense | $383,000 | 1,514 |
| Additional noninterest expense | $750,000 | 1,923 |
| Pre-tax net operating income | $940,000 | 2,134 |
| Securities gains (losses) | $-160,000 | 5,315 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $780,000 | 2,227 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $780,000 | 2,226 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $780,000 | 2,226 |
| Net charge-offs | $98,000 | 895 |
| Cash dividends | $275,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $940,000 | 1,950 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,878,000 | 1,782 |
| Total interest expense | $2,375,000 | 1,713 |
| Net interest income | $13,503,000 | 1,763 |
| Provision for loan and lease losses | $1,152,000 | 798 |
| Total noninterest income | $4,378,000 | 1,189 |
| Gross Fiduciary activities income | $267,000 | 675 |
| Service charges on deposit accounts | $247,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,864,000 | 940 |
| Total noninterest expense | $12,162,000 | 1,597 |
| Salaries and employee benefits | $7,635,000 | 1,474 |
| Premises and equipment expense | $1,558,000 | 1,448 |
| Additional noninterest expense | $2,969,000 | 1,937 |
| Pre-tax net operating income | $4,567,000 | 1,903 |
| Securities gains (losses) | $-39,000 | 4,794 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,528,000 | 1,712 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,528,000 | 1,711 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,528,000 | 1,711 |
| Net charge-offs | $573,000 | 872 |
| Cash dividends | $2,200,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,567,000 | 1,690 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,746,000 | 1,780 |
| Total interest expense | $1,682,000 | 1,712 |
| Net interest income | $10,064,000 | 1,766 |
| Provision for loan and lease losses | $769,000 | 805 |
| Total noninterest income | $2,564,000 | 1,423 |
| Gross Fiduciary activities income | $167,000 | 691 |
| Service charges on deposit accounts | $187,000 | 3,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,210,000 | 1,174 |
| Total noninterest expense | $8,872,000 | 1,637 |
| Salaries and employee benefits | $5,601,000 | 1,495 |
| Premises and equipment expense | $1,164,000 | 1,460 |
| Additional noninterest expense | $2,107,000 | 2,027 |
| Pre-tax net operating income | $2,987,000 | 2,137 |
| Securities gains (losses) | $-39,000 | 5,091 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,948,000 | 1,932 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,948,000 | 1,929 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,948,000 | 1,931 |
| Net charge-offs | $115,000 | 1,629 |
| Cash dividends | $1,650,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,987,000 | 1,909 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 1,833 |
| Total interest expense | $965,000 | 1,826 |
| Net interest income | $6,541,000 | 1,796 |
| Provision for loan and lease losses | $448,000 | 911 |
| Total noninterest income | $1,781,000 | 1,389 |
| Gross Fiduciary activities income | $103,000 | 702 |
| Service charges on deposit accounts | $119,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,559,000 | 1,129 |
| Total noninterest expense | $5,896,000 | 1,649 |
| Salaries and employee benefits | $3,687,000 | 1,521 |
| Premises and equipment expense | $790,000 | 1,449 |
| Additional noninterest expense | $1,419,000 | 2,021 |
| Pre-tax net operating income | $1,978,000 | 2,114 |
| Securities gains (losses) | $-7,000 | 4,923 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,971,000 | 1,897 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,971,000 | 1,895 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,971,000 | 1,896 |
| Net charge-offs | $56,000 | 1,684 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,978,000 | 1,886 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 1,797 |
| Total interest expense | $384,000 | 2,077 |
| Net interest income | $3,408,000 | 1,749 |
| Provision for loan and lease losses | $192,000 | 981 |
| Total noninterest income | $719,000 | 1,598 |
| Gross Fiduciary activities income | $53,000 | 709 |
| Service charges on deposit accounts | $60,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $606,000 | 1,326 |
| Total noninterest expense | $2,871,000 | 1,704 |
| Salaries and employee benefits | $1,775,000 | 1,611 |
| Premises and equipment expense | $395,000 | 1,468 |
| Additional noninterest expense | $701,000 | 2,036 |
| Pre-tax net operating income | $1,064,000 | 1,952 |
| Securities gains (losses) | $-6,000 | 5,156 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,058,000 | 1,756 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,058,000 | 1,755 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,058,000 | 1,756 |
| Net charge-offs | $70,000 | 1,024 |
| Cash dividends | $550,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,064,000 | 1,734 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,028,000 | 1,877 |
| Total interest expense | $1,329,000 | 2,103 |
| Net interest income | $12,699,000 | 1,818 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $2,889,000 | 1,633 |
| Gross Fiduciary activities income | $228,000 | 704 |
| Service charges on deposit accounts | $224,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,437,000 | 1,348 |
| Total noninterest expense | $11,498,000 | 1,669 |
| Salaries and employee benefits | $7,160,000 | 1,557 |
| Premises and equipment expense | $1,568,000 | 1,457 |
| Additional noninterest expense | $2,770,000 | 2,064 |
| Pre-tax net operating income | $3,490,000 | 2,250 |
| Securities gains (losses) | $-91,000 | 5,392 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,399,000 | 1,847 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,399,000 | 1,846 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,399,000 | 1,847 |
| Net charge-offs | $512,000 | 1,073 |
| Cash dividends | $2,090,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,490,000 | 1,790 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,411,000 | 1,891 |
| Total interest expense | $955,000 | 2,148 |
| Net interest income | $9,456,000 | 1,840 |
| Provision for loan and lease losses | $417,000 | 1,331 |
| Total noninterest income | $2,157,000 | 1,656 |
| Gross Fiduciary activities income | $163,000 | 709 |
| Service charges on deposit accounts | $168,000 | 3,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,826,000 | 1,365 |
| Total noninterest expense | $8,464,000 | 1,706 |
| Salaries and employee benefits | $5,270,000 | 1,584 |
| Premises and equipment expense | $1,182,000 | 1,448 |
| Additional noninterest expense | $2,012,000 | 2,107 |
| Pre-tax net operating income | $2,732,000 | 2,220 |
| Securities gains (losses) | $-24,000 | 5,516 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,708,000 | 1,892 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,708,000 | 1,892 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,708,000 | 1,892 |
| Net charge-offs | $134,000 | 1,699 |
| Cash dividends | $1,240,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,732,000 | 1,848 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 1,911 |
| Total interest expense | $623,000 | 2,149 |
| Net interest income | $6,153,000 | 1,856 |
| Provision for loan and lease losses | $236,000 | 1,443 |
| Total noninterest income | $1,391,000 | 1,671 |
| Gross Fiduciary activities income | $117,000 | 708 |
| Service charges on deposit accounts | $107,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,167,000 | 1,400 |
| Total noninterest expense | $5,644,000 | 1,710 |
| Salaries and employee benefits | $3,532,000 | 1,582 |
| Premises and equipment expense | $784,000 | 1,464 |
| Additional noninterest expense | $1,328,000 | 2,125 |
| Pre-tax net operating income | $1,664,000 | 2,314 |
| Securities gains (losses) | $-6,000 | 5,430 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,658,000 | 1,994 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,658,000 | 1,994 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,658,000 | 1,994 |
| Net charge-offs | $116,000 | 1,413 |
| Cash dividends | $790,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,664,000 | 1,962 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 1,951 |
| Total interest expense | $281,000 | 2,275 |
| Net interest income | $2,995,000 | 1,892 |
| Provision for loan and lease losses | $89,000 | 1,601 |
| Total noninterest income | $610,000 | 1,801 |
| Gross Fiduciary activities income | $70,000 | 685 |
| Service charges on deposit accounts | $54,000 | 3,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 1,550 |
| Total noninterest expense | $2,805,000 | 1,735 |
| Salaries and employee benefits | $1,722,000 | 1,636 |
| Premises and equipment expense | $403,000 | 1,440 |
| Additional noninterest expense | $680,000 | 2,091 |
| Pre-tax net operating income | $711,000 | 2,506 |
| Securities gains (losses) | $-5,000 | 5,586 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $706,000 | 2,184 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $706,000 | 2,185 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $706,000 | 2,185 |
| Net charge-offs | $94,000 | 968 |
| Cash dividends | $395,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $711,000 | 2,139 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,289,000 | 1,898 |
| Total interest expense | $1,051,000 | 2,328 |
| Net interest income | $12,238,000 | 1,830 |
| Provision for loan and lease losses | $1,274,000 | 741 |
| Total noninterest income | $2,563,000 | 1,821 |
| Gross Fiduciary activities income | $228,000 | 719 |
| Service charges on deposit accounts | $191,000 | 3,642 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,144,000 | 1,529 |
| Total noninterest expense | $10,493,000 | 1,820 |
| Salaries and employee benefits | $6,392,000 | 1,687 |
| Premises and equipment expense | $1,504,000 | 1,518 |
| Additional noninterest expense | $2,597,000 | 2,233 |
| Pre-tax net operating income | $3,034,000 | 2,376 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,034,000 | 2,089 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,034,000 | 2,087 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,034,000 | 2,088 |
| Net charge-offs | $787,000 | 792 |
| Cash dividends | $1,935,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,034,000 | 2,032 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,950,000 | 1,906 |
| Total interest expense | $773,000 | 2,378 |
| Net interest income | $9,177,000 | 1,835 |
| Provision for loan and lease losses | $509,000 | 1,127 |
| Total noninterest income | $1,901,000 | 1,839 |
| Gross Fiduciary activities income | $170,000 | 714 |
| Service charges on deposit accounts | $141,000 | 3,688 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,590,000 | 1,529 |
| Total noninterest expense | $7,772,000 | 1,842 |
| Salaries and employee benefits | $4,788,000 | 1,687 |
| Premises and equipment expense | $1,125,000 | 1,528 |
| Additional noninterest expense | $1,859,000 | 2,325 |
| Pre-tax net operating income | $2,797,000 | 2,062 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,797,000 | 1,779 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,797,000 | 1,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,797,000 | 1,779 |
| Net charge-offs | $728,000 | 609 |
| Cash dividends | $1,565,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,797,000 | 1,733 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 1,923 |
| Total interest expense | $492,000 | 2,452 |
| Net interest income | $6,081,000 | 1,847 |
| Provision for loan and lease losses | $159,000 | 1,850 |
| Total noninterest income | $1,258,000 | 1,839 |
| Gross Fiduciary activities income | $116,000 | 721 |
| Service charges on deposit accounts | $86,000 | 3,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,056,000 | 1,492 |
| Total noninterest expense | $5,287,000 | 1,810 |
| Salaries and employee benefits | $3,222,000 | 1,681 |
| Premises and equipment expense | $741,000 | 1,543 |
| Additional noninterest expense | $1,324,000 | 2,212 |
| Pre-tax net operating income | $1,893,000 | 2,034 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,893,000 | 1,750 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,893,000 | 1,749 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,893,000 | 1,750 |
| Net charge-offs | $99,000 | 1,629 |
| Cash dividends | $1,140,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,893,000 | 1,703 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 1,940 |
| Total interest expense | $229,000 | 2,585 |
| Net interest income | $3,031,000 | 1,855 |
| Provision for loan and lease losses | $68,000 | 1,893 |
| Total noninterest income | $609,000 | 1,833 |
| Gross Fiduciary activities income | $59,000 | 716 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $514,000 | 1,478 |
| Total noninterest expense | $2,554,000 | 1,873 |
| Salaries and employee benefits | $1,566,000 | 1,728 |
| Premises and equipment expense | $365,000 | 1,574 |
| Additional noninterest expense | $623,000 | 2,321 |
| Pre-tax net operating income | $1,018,000 | 1,896 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,018,000 | 1,590 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,018,000 | 1,591 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,018,000 | 1,591 |
| Net charge-offs | $61,000 | 1,311 |
| Cash dividends | $675,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,018,000 | 1,549 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,305,000 | 1,858 |
| Total interest expense | $964,000 | 2,475 |
| Net interest income | $12,341,000 | 1,781 |
| Provision for loan and lease losses | $508,000 | 1,330 |
| Total noninterest income | $2,825,000 | 1,675 |
| Gross Fiduciary activities income | $239,000 | 735 |
| Service charges on deposit accounts | $170,000 | 3,951 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,416,000 | 1,334 |
| Total noninterest expense | $9,718,000 | 1,950 |
| Salaries and employee benefits | $5,989,000 | 1,745 |
| Premises and equipment expense | $1,358,000 | 1,676 |
| Additional noninterest expense | $2,371,000 | 2,443 |
| Pre-tax net operating income | $4,940,000 | 1,587 |
| Securities gains (losses) | $-24,000 | 5,954 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,916,000 | 1,375 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,916,000 | 1,374 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,916,000 | 1,375 |
| Net charge-offs | $128,000 | 2,426 |
| Cash dividends | $2,645,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,940,000 | 1,342 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 1,868 |
| Total interest expense | $714,000 | 2,533 |
| Net interest income | $9,264,000 | 1,791 |
| Provision for loan and lease losses | $397,000 | 1,258 |
| Total noninterest income | $2,140,000 | 1,666 |
| Gross Fiduciary activities income | $185,000 | 724 |
| Service charges on deposit accounts | $126,000 | 4,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,829,000 | 1,341 |
| Total noninterest expense | $6,982,000 | 2,029 |
| Salaries and employee benefits | $4,222,000 | 1,857 |
| Premises and equipment expense | $1,014,000 | 1,703 |
| Additional noninterest expense | $1,746,000 | 2,484 |
| Pre-tax net operating income | $4,025,000 | 1,513 |
| Securities gains (losses) | $-24,000 | 6,079 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $4,001,000 | 1,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,001,000 | 1,297 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,001,000 | 1,296 |
| Net charge-offs | $127,000 | 1,950 |
| Cash dividends | $1,715,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,025,000 | 1,258 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 1,926 |
| Total interest expense | $475,000 | 2,548 |
| Net interest income | $5,924,000 | 1,867 |
| Provision for loan and lease losses | $263,000 | 1,246 |
| Total noninterest income | $1,413,000 | 1,676 |
| Gross Fiduciary activities income | $127,000 | 731 |
| Service charges on deposit accounts | $84,000 | 3,992 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,202,000 | 1,375 |
| Total noninterest expense | $4,586,000 | 2,066 |
| Salaries and employee benefits | $2,801,000 | 1,875 |
| Premises and equipment expense | $670,000 | 1,733 |
| Additional noninterest expense | $1,115,000 | 2,579 |
| Pre-tax net operating income | $2,488,000 | 1,586 |
| Securities gains (losses) | $-24,000 | 6,194 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,464,000 | 1,356 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,464,000 | 1,357 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,464,000 | 1,357 |
| Net charge-offs | $119,000 | 1,572 |
| Cash dividends | $1,015,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,488,000 | 1,312 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 1,925 |
| Total interest expense | $236,000 | 2,593 |
| Net interest income | $2,982,000 | 1,846 |
| Provision for loan and lease losses | $137,000 | 1,196 |
| Total noninterest income | $670,000 | 1,724 |
| Gross Fiduciary activities income | $60,000 | 746 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $570,000 | 1,366 |
| Total noninterest expense | $2,245,000 | 2,110 |
| Salaries and employee benefits | $1,344,000 | 1,942 |
| Premises and equipment expense | $339,000 | 1,729 |
| Additional noninterest expense | $562,000 | 2,556 |
| Pre-tax net operating income | $1,270,000 | 1,531 |
| Securities gains (losses) | $-25,000 | 6,316 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,245,000 | 1,327 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,245,000 | 1,328 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,245,000 | 1,329 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $490,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,270,000 | 1,263 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,731,000 | 2,083 |
| Total interest expense | $950,000 | 2,666 |
| Net interest income | $10,781,000 | 1,990 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $1,713,000 | 2,333 |
| Gross Fiduciary activities income | $213,000 | 766 |
| Service charges on deposit accounts | $177,000 | 4,127 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,323,000 | 1,933 |
| Total noninterest expense | $8,607,000 | 2,182 |
| Salaries and employee benefits | $5,051,000 | 2,026 |
| Premises and equipment expense | $1,335,000 | 1,733 |
| Additional noninterest expense | $2,221,000 | 2,650 |
| Pre-tax net operating income | $3,862,000 | 1,884 |
| Securities gains (losses) | $-26,000 | 6,166 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,836,000 | 1,644 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,836,000 | 1,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,836,000 | 1,643 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $2,105,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,862,000 | 1,605 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 2,118 |
| Total interest expense | $714,000 | 2,699 |
| Net interest income | $7,979,000 | 2,017 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $1,099,000 | 2,567 |
| Gross Fiduciary activities income | $156,000 | 761 |
| Service charges on deposit accounts | $135,000 | 4,139 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $808,000 | 2,248 |
| Total noninterest expense | $6,168,000 | 2,283 |
| Salaries and employee benefits | $3,528,000 | 2,175 |
| Premises and equipment expense | $983,000 | 1,788 |
| Additional noninterest expense | $1,657,000 | 2,666 |
| Pre-tax net operating income | $2,885,000 | 1,918 |
| Securities gains (losses) | $-26,000 | 6,281 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,859,000 | 1,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,859,000 | 1,657 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,859,000 | 1,656 |
| Net charge-offs | $64,000 | 3,071 |
| Cash dividends | $1,155,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,885,000 | 1,609 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 2,133 |
| Total interest expense | $474,000 | 2,737 |
| Net interest income | $5,228,000 | 2,035 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $656,000 | 2,705 |
| Gross Fiduciary activities income | $102,000 | 772 |
| Service charges on deposit accounts | $86,000 | 4,212 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $468,000 | 2,400 |
| Total noninterest expense | $4,035,000 | 2,319 |
| Salaries and employee benefits | $2,289,000 | 2,225 |
| Premises and equipment expense | $680,000 | 1,749 |
| Additional noninterest expense | $1,066,000 | 2,738 |
| Pre-tax net operating income | $1,824,000 | 1,952 |
| Securities gains (losses) | $-26,000 | 6,415 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,798,000 | 1,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,798,000 | 1,689 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,798,000 | 1,688 |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $770,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,824,000 | 1,629 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 2,159 |
| Total interest expense | $240,000 | 2,763 |
| Net interest income | $2,565,000 | 2,070 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $336,000 | 2,645 |
| Gross Fiduciary activities income | $43,000 | 804 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $2,008,000 | 2,329 |
| Salaries and employee benefits | $1,125,000 | 2,268 |
| Premises and equipment expense | $340,000 | 1,769 |
| Additional noninterest expense | $543,000 | 2,705 |
| Pre-tax net operating income | $868,000 | 1,975 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $869,000 | 1,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $869,000 | 1,688 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $869,000 | 1,687 |
| Net charge-offs | $39,000 | 2,040 |
| Cash dividends | $385,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $868,000 | 1,655 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,569,000 | 2,296 |
| Total interest expense | $1,112,000 | 2,718 |
| Net interest income | $9,457,000 | 2,207 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,625,000 | 2,456 |
| Gross Fiduciary activities income | $153,000 | 820 |
| Service charges on deposit accounts | $195,000 | 4,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,277,000 | 2,051 |
| Total noninterest expense | $7,872,000 | 2,378 |
| Salaries and employee benefits | $4,580,000 | 2,222 |
| Premises and equipment expense | $1,136,000 | 2,003 |
| Additional noninterest expense | $2,156,000 | 2,817 |
| Pre-tax net operating income | $3,010,000 | 2,159 |
| Securities gains (losses) | $-22,000 | 6,342 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,988,000 | 1,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,988,000 | 1,911 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,988,000 | 1,911 |
| Net charge-offs | $139,000 | 3,405 |
| Cash dividends | $1,335,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,010,000 | 1,864 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 2,305 |
| Total interest expense | $800,000 | 2,886 |
| Net interest income | $7,127,000 | 2,205 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $1,218,000 | 2,509 |
| Gross Fiduciary activities income | $111,000 | 821 |
| Service charges on deposit accounts | $155,000 | 4,081 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $952,000 | 2,113 |
| Total noninterest expense | $5,669,000 | 2,464 |
| Salaries and employee benefits | $3,211,000 | 2,346 |
| Premises and equipment expense | $854,000 | 2,024 |
| Additional noninterest expense | $1,604,000 | 2,830 |
| Pre-tax net operating income | $2,476,000 | 2,075 |
| Securities gains (losses) | $-23,000 | 6,588 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,453,000 | 1,794 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,453,000 | 1,798 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,453,000 | 1,799 |
| Net charge-offs | $160,000 | 2,795 |
| Cash dividends | $1,175,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,476,000 | 1,746 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 2,318 |
| Total interest expense | $544,000 | 2,904 |
| Net interest income | $4,733,000 | 2,198 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $879,000 | 2,411 |
| Gross Fiduciary activities income | $73,000 | 827 |
| Service charges on deposit accounts | $102,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $704,000 | 2,008 |
| Total noninterest expense | $3,770,000 | 2,464 |
| Salaries and employee benefits | $2,117,000 | 2,375 |
| Premises and equipment expense | $569,000 | 2,028 |
| Additional noninterest expense | $1,084,000 | 2,777 |
| Pre-tax net operating income | $1,642,000 | 2,044 |
| Securities gains (losses) | $-8,000 | 6,646 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,634,000 | 1,790 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,634,000 | 1,794 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,634,000 | 1,796 |
| Net charge-offs | $120,000 | 2,574 |
| Cash dividends | $725,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,642,000 | 1,723 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 2,205 |
| Total interest expense | $275,000 | 2,947 |
| Net interest income | $2,547,000 | 2,057 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $192,000 | 3,732 |
| Gross Fiduciary activities income | $41,000 | 813 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 3,730 |
| Total noninterest expense | $1,822,000 | 2,577 |
| Salaries and employee benefits | $1,057,000 | 2,397 |
| Premises and equipment expense | $286,000 | 2,050 |
| Additional noninterest expense | $479,000 | 3,087 |
| Pre-tax net operating income | $767,000 | 2,107 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $771,000 | 1,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $771,000 | 1,844 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $771,000 | 1,845 |
| Net charge-offs | $67,000 | 2,204 |
| Cash dividends | $410,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $767,000 | 1,782 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,386,000 | 2,284 |
| Total interest expense | $1,344,000 | 2,945 |
| Net interest income | $10,042,000 | 2,141 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $1,031,000 | 3,208 |
| Gross Fiduciary activities income | $202,000 | 787 |
| Service charges on deposit accounts | $206,000 | 4,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $623,000 | 3,051 |
| Total noninterest expense | $7,535,000 | 2,497 |
| Salaries and employee benefits | $4,320,000 | 2,284 |
| Premises and equipment expense | $1,035,000 | 2,219 |
| Additional noninterest expense | $2,180,000 | 2,887 |
| Pre-tax net operating income | $2,938,000 | 2,122 |
| Securities gains (losses) | $43,000 | 2,820 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,981,000 | 1,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,981,000 | 1,876 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,981,000 | 1,878 |
| Net charge-offs | $170,000 | 3,930 |
| Cash dividends | $1,635,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,938,000 | 1,791 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,474,000 | 2,345 |
| Total interest expense | $946,000 | 3,203 |
| Net interest income | $7,528,000 | 2,180 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $770,000 | 3,226 |
| Gross Fiduciary activities income | $135,000 | 800 |
| Service charges on deposit accounts | $153,000 | 4,279 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $482,000 | 3,005 |
| Total noninterest expense | $5,559,000 | 2,539 |
| Salaries and employee benefits | $3,159,000 | 2,340 |
| Premises and equipment expense | $780,000 | 2,234 |
| Additional noninterest expense | $1,620,000 | 2,916 |
| Pre-tax net operating income | $2,289,000 | 2,126 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,301,000 | 1,867 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,301,000 | 1,866 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,301,000 | 1,868 |
| Net charge-offs | $196,000 | 3,332 |
| Cash dividends | $1,270,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,289,000 | 1,775 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 2,373 |
| Total interest expense | $639,000 | 3,269 |
| Net interest income | $4,973,000 | 2,200 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $509,000 | 3,214 |
| Gross Fiduciary activities income | $98,000 | 792 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 3,008 |
| Total noninterest expense | $3,725,000 | 2,533 |
| Salaries and employee benefits | $2,136,000 | 2,316 |
| Premises and equipment expense | $508,000 | 2,258 |
| Additional noninterest expense | $1,081,000 | 2,928 |
| Pre-tax net operating income | $1,457,000 | 2,183 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,478,000 | 1,908 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,478,000 | 1,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,478,000 | 1,908 |
| Net charge-offs | $172,000 | 2,903 |
| Cash dividends | $855,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,457,000 | 1,840 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 2,458 |
| Total interest expense | $321,000 | 3,362 |
| Net interest income | $2,404,000 | 2,280 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $197,000 | 3,681 |
| Gross Fiduciary activities income | $50,000 | 796 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $1,824,000 | 2,573 |
| Salaries and employee benefits | $1,061,000 | 2,350 |
| Premises and equipment expense | $253,000 | 2,281 |
| Additional noninterest expense | $510,000 | 3,045 |
| Pre-tax net operating income | $627,000 | 2,454 |
| Securities gains (losses) | $9,000 | 1,794 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $636,000 | 2,154 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $636,000 | 2,155 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $636,000 | 2,156 |
| Net charge-offs | $62,000 | 2,855 |
| Cash dividends | $450,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $627,000 | 2,070 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,579,000 | 2,634 |
| Total interest expense | $1,536,000 | 3,387 |
| Net interest income | $9,043,000 | 2,425 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $1,019,000 | 3,083 |
| Gross Fiduciary activities income | $348,000 | 637 |
| Service charges on deposit accounts | $196,000 | 4,416 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $475,000 | 3,196 |
| Total noninterest expense | $6,849,000 | 2,717 |
| Salaries and employee benefits | $3,928,000 | 2,441 |
| Premises and equipment expense | $1,032,000 | 2,357 |
| Additional noninterest expense | $1,889,000 | 3,293 |
| Pre-tax net operating income | $2,213,000 | 2,329 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,224,000 | 2,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,224,000 | 2,075 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,224,000 | 2,075 |
| Net charge-offs | $864,000 | 2,535 |
| Cash dividends | $930,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,213,000 | 1,995 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 2,681 |
| Total interest expense | $1,205,000 | 3,401 |
| Net interest income | $6,658,000 | 2,486 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $792,000 | 3,027 |
| Gross Fiduciary activities income | $305,000 | 594 |
| Service charges on deposit accounts | $158,000 | 4,303 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $329,000 | 3,340 |
| Total noninterest expense | $5,179,000 | 2,703 |
| Salaries and employee benefits | $3,017,000 | 2,390 |
| Premises and equipment expense | $773,000 | 2,376 |
| Additional noninterest expense | $1,389,000 | 3,341 |
| Pre-tax net operating income | $1,371,000 | 2,744 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,381,000 | 2,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,381,000 | 2,476 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,381,000 | 2,476 |
| Net charge-offs | $885,000 | 2,031 |
| Cash dividends | $425,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,371,000 | 2,379 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 2,718 |
| Total interest expense | $843,000 | 3,373 |
| Net interest income | $4,361,000 | 2,533 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $545,000 | 2,968 |
| Gross Fiduciary activities income | $247,000 | 563 |
| Service charges on deposit accounts | $110,000 | 4,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 3,592 |
| Total noninterest expense | $3,574,000 | 2,647 |
| Salaries and employee benefits | $2,036,000 | 2,383 |
| Premises and equipment expense | $521,000 | 2,370 |
| Additional noninterest expense | $1,017,000 | 3,166 |
| Pre-tax net operating income | $632,000 | 3,366 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $642,000 | 3,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $642,000 | 3,069 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $642,000 | 3,069 |
| Net charge-offs | $765,000 | 1,718 |
| Cash dividends | $320,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $632,000 | 3,008 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 2,670 |
| Total interest expense | $454,000 | 3,285 |
| Net interest income | $2,220,000 | 2,482 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $270,000 | 3,015 |
| Gross Fiduciary activities income | $159,000 | 515 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $1,767,000 | 2,685 |
| Salaries and employee benefits | $1,040,000 | 2,355 |
| Premises and equipment expense | $256,000 | 2,441 |
| Additional noninterest expense | $471,000 | 3,333 |
| Pre-tax net operating income | $423,000 | 2,857 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $433,000 | 2,508 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $433,000 | 2,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $433,000 | 2,508 |
| Net charge-offs | $512,000 | 1,320 |
| Cash dividends | $215,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $423,000 | 2,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,537,000 | 2,825 |
| Total interest expense | $2,406,000 | 3,090 |
| Net interest income | $8,131,000 | 2,677 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $854,000 | 3,522 |
| Gross Fiduciary activities income | $206,000 | 755 |
| Service charges on deposit accounts | $272,000 | 3,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $376,000 | 3,619 |
| Total noninterest expense | $6,645,000 | 2,853 |
| Salaries and employee benefits | $3,821,000 | 2,514 |
| Premises and equipment expense | $1,035,000 | 2,408 |
| Additional noninterest expense | $1,789,000 | 3,547 |
| Pre-tax net operating income | $1,990,000 | 2,249 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,988,000 | 2,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,988,000 | 2,039 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,988,000 | 2,040 |
| Net charge-offs | $458,000 | 3,770 |
| Cash dividends | $980,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,990,000 | 1,960 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 2,854 |
| Total interest expense | $1,842,000 | 3,153 |
| Net interest income | $6,134,000 | 2,703 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $640,000 | 3,556 |
| Gross Fiduciary activities income | $155,000 | 746 |
| Service charges on deposit accounts | $207,000 | 3,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $278,000 | 3,657 |
| Total noninterest expense | $5,028,000 | 2,824 |
| Salaries and employee benefits | $2,900,000 | 2,497 |
| Premises and equipment expense | $853,000 | 2,255 |
| Additional noninterest expense | $1,275,000 | 3,652 |
| Pre-tax net operating income | $1,546,000 | 2,320 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,542,000 | 2,094 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,542,000 | 2,095 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,542,000 | 2,096 |
| Net charge-offs | $71,000 | 5,240 |
| Cash dividends | $690,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,546,000 | 1,993 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 2,911 |
| Total interest expense | $1,270,000 | 3,171 |
| Net interest income | $4,008,000 | 2,752 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $403,000 | 3,621 |
| Gross Fiduciary activities income | $106,000 | 748 |
| Service charges on deposit accounts | $121,000 | 4,119 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 3,717 |
| Total noninterest expense | $3,335,000 | 2,846 |
| Salaries and employee benefits | $1,930,000 | 2,525 |
| Premises and equipment expense | $554,000 | 2,327 |
| Additional noninterest expense | $851,000 | 3,639 |
| Pre-tax net operating income | $1,011,000 | 2,348 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,006,000 | 2,109 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,006,000 | 2,108 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,006,000 | 2,111 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $435,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,011,000 | 2,020 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 3,025 |
| Total interest expense | $655,000 | 3,208 |
| Net interest income | $1,919,000 | 2,894 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | $49,000 | 770 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $1,658,000 | 2,880 |
| Salaries and employee benefits | $975,000 | 2,528 |
| Premises and equipment expense | $250,000 | 2,599 |
| Additional noninterest expense | $433,000 | 3,599 |
| Pre-tax net operating income | $416,000 | 2,772 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $430,000 | 2,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 2,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $430,000 | 2,431 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $220,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $416,000 | 2,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,594,000 | 2,847 |
| Total interest expense | $3,387,000 | 3,123 |
| Net interest income | $8,207,000 | 2,659 |
| Provision for loan and lease losses | $890,000 | 3,693 |
| Total noninterest income | $740,000 | 3,942 |
| Gross Fiduciary activities income | $166,000 | 799 |
| Service charges on deposit accounts | $229,000 | 4,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $345,000 | 3,759 |
| Total noninterest expense | $6,170,000 | 3,111 |
| Salaries and employee benefits | $3,443,000 | 2,827 |
| Premises and equipment expense | $932,000 | 2,741 |
| Additional noninterest expense | $1,795,000 | 3,603 |
| Pre-tax net operating income | $1,887,000 | 1,997 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $1,904,000 | 1,761 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,904,000 | 1,760 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,904,000 | 1,761 |
| Net charge-offs | $260,000 | 4,674 |
| Cash dividends | $775,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,882,000 | 1,733 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,816,000 | 2,848 |
| Total interest expense | $2,653,000 | 3,153 |
| Net interest income | $6,163,000 | 2,664 |
| Provision for loan and lease losses | $780,000 | 3,135 |
| Total noninterest income | $489,000 | 4,264 |
| Gross Fiduciary activities income | $103,000 | 817 |
| Service charges on deposit accounts | $170,000 | 4,433 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $216,000 | 4,159 |
| Total noninterest expense | $4,649,000 | 3,103 |
| Salaries and employee benefits | $2,568,000 | 2,869 |
| Premises and equipment expense | $690,000 | 2,798 |
| Additional noninterest expense | $1,391,000 | 3,470 |
| Pre-tax net operating income | $1,223,000 | 2,401 |
| Securities gains (losses) | $-12,000 | 7,244 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $1,205,000 | 2,172 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,205,000 | 2,169 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,205,000 | 2,172 |
| Net charge-offs | $253,000 | 3,947 |
| Cash dividends | $505,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,217,000 | 2,101 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 2,854 |
| Total interest expense | $1,878,000 | 3,119 |
| Net interest income | $4,075,000 | 2,665 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $286,000 | 4,523 |
| Gross Fiduciary activities income | $46,000 | 880 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $137,000 | 4,276 |
| Total noninterest expense | $3,030,000 | 3,194 |
| Salaries and employee benefits | $1,668,000 | 2,976 |
| Premises and equipment expense | $454,000 | 2,877 |
| Additional noninterest expense | $908,000 | 3,525 |
| Pre-tax net operating income | $731,000 | 2,681 |
| Securities gains (losses) | $-41,000 | 7,583 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $684,000 | 2,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $684,000 | 2,539 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $684,000 | 2,541 |
| Net charge-offs | $167,000 | 3,648 |
| Cash dividends | $145,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $724,590 | 2,334 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 2,768 |
| Total interest expense | $984,000 | 3,090 |
| Net interest income | $2,112,000 | 2,563 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $28,000 | 866 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $1,396,000 | 3,330 |
| Salaries and employee benefits | $809,000 | 3,076 |
| Premises and equipment expense | $217,000 | 3,037 |
| Additional noninterest expense | $370,000 | 3,803 |
| Pre-tax net operating income | $411,000 | 2,754 |
| Securities gains (losses) | $-1,000 | 7,699 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $405,000 | 2,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $405,000 | 2,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $405,000 | 2,545 |
| Net charge-offs | $93,000 | 2,945 |
| Cash dividends | $145,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $405,990 | 2,401 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,651,000 | 3,120 |
| Total interest expense | $5,335,000 | 2,805 |
| Net interest income | $6,316,000 | 3,339 |
| Provision for loan and lease losses | $311,000 | 4,567 |
| Total noninterest income | $544,000 | 4,661 |
| Gross Fiduciary activities income | $132,000 | 845 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $192,000 | 4,907 |
| Total noninterest expense | $4,710,000 | 3,744 |
| Salaries and employee benefits | $2,732,000 | 3,518 |
| Premises and equipment expense | $727,000 | 3,415 |
| Additional noninterest expense | $1,251,000 | 4,153 |
| Pre-tax net operating income | $1,839,000 | 2,625 |
| Securities gains (losses) | $-41,000 | 7,140 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,798,000 | 2,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,798,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,233 |
| Cash dividends | $1,115,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,839,000 | 2,274 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 3,082 |
| Total interest expense | $4,263,000 | 2,739 |
| Net interest income | $4,809,000 | 3,324 |
| Provision for loan and lease losses | $176,000 | 4,416 |
| Total noninterest income | $392,000 | 4,852 |
| Gross Fiduciary activities income | $94,000 | 855 |
| Service charges on deposit accounts | $174,000 | 4,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 5,258 |
| Total noninterest expense | $3,642,000 | 3,645 |
| Salaries and employee benefits | $2,212,000 | 3,346 |
| Premises and equipment expense | $517,000 | 3,565 |
| Additional noninterest expense | $913,000 | 4,163 |
| Pre-tax net operating income | $1,383,000 | 3,012 |
| Securities gains (losses) | $-44,000 | 7,470 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,339,000 | 2,544 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,339,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,066 |
| Cash dividends | $695,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,383,000 | 2,599 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 3,101 |
| Total interest expense | $2,987,000 | 2,721 |
| Net interest income | $3,122,000 | 3,388 |
| Provision for loan and lease losses | $103,000 | 4,211 |
| Total noninterest income | $288,000 | 4,719 |
| Gross Fiduciary activities income | $55,000 | 889 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $114,000 | 4,822 |
| Total noninterest expense | $2,298,000 | 3,827 |
| Salaries and employee benefits | $1,383,000 | 3,547 |
| Premises and equipment expense | $333,000 | 3,665 |
| Additional noninterest expense | $582,000 | 4,279 |
| Pre-tax net operating income | $1,009,000 | 2,924 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,012,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,012,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,133 |
| Cash dividends | $510,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,009,000 | 2,510 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 3,125 |
| Total interest expense | $1,564,000 | 2,774 |
| Net interest income | $1,542,000 | 3,417 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $30,000 | 897 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $1,125,000 | 3,893 |
| Salaries and employee benefits | $676,000 | 3,639 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $281,000 | 4,319 |
| Pre-tax net operating income | $552,000 | 2,881 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $543,000 | 2,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $543,990 | 2,442 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,987,000 | 3,286 |
| Total interest expense | $5,611,000 | 3,176 |
| Net interest income | $6,376,000 | 3,359 |
| Provision for loan and lease losses | $148,000 | 4,369 |
| Total noninterest income | $504,000 | 5,011 |
| Gross Fiduciary activities income | $124,000 | 887 |
| Service charges on deposit accounts | $182,000 | 5,087 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $4,149,000 | 4,000 |
| Salaries and employee benefits | $2,514,000 | 3,698 |
| Premises and equipment expense | $571,000 | 3,972 |
| Additional noninterest expense | $1,064,000 | 4,441 |
| Pre-tax net operating income | $2,583,000 | 2,752 |
| Securities gains (losses) | $-67,000 | 8,067 |
| Applicable income taxes | $32,000 | 5,185 |
| Income before extraordinary items | $2,484,000 | 2,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,484,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $1,422,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,550,330 | 2,305 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 3,352 |
| Total interest expense | $4,088,000 | 3,234 |
| Net interest income | $4,705,000 | 3,393 |
| Provision for loan and lease losses | $228,000 | 2,772 |
| Total noninterest income | $367,000 | 5,095 |
| Gross Fiduciary activities income | $92,000 | 886 |
| Service charges on deposit accounts | $134,000 | 5,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $141,000 | 5,213 |
| Total noninterest expense | $3,016,000 | 4,075 |
| Salaries and employee benefits | $1,821,000 | 3,800 |
| Premises and equipment expense | $433,000 | 3,931 |
| Additional noninterest expense | $762,000 | 4,540 |
| Pre-tax net operating income | $1,828,000 | 3,026 |
| Securities gains (losses) | $-70,000 | 8,235 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $1,734,000 | 2,673 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,734,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,803,300 | 2,566 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 3,441 |
| Total interest expense | $2,671,000 | 3,276 |
| Net interest income | $3,034,000 | 3,501 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $58,000 | 904 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $91,000 | 5,292 |
| Total noninterest expense | $1,970,000 | 4,170 |
| Salaries and employee benefits | $1,205,000 | 3,859 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $468,000 | 4,796 |
| Pre-tax net operating income | $1,092,000 | 3,333 |
| Securities gains (losses) | $-70,000 | 8,356 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $1,006,000 | 3,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,006,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $527,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,074,600 | 2,857 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 3,496 |
| Total interest expense | $1,294,000 | 3,332 |
| Net interest income | $1,485,000 | 3,562 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $124,000 | 5,052 |
| Gross Fiduciary activities income | $28,000 | 917 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $978,000 | 4,211 |
| Salaries and employee benefits | $601,000 | 3,887 |
| Premises and equipment expense | $149,000 | 3,878 |
| Additional noninterest expense | $228,000 | 4,829 |
| Pre-tax net operating income | $561,000 | 3,271 |
| Securities gains (losses) | $-70,000 | 8,526 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $491,000 | 3,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $276,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $561,000 | 2,766 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,605,000 | 3,688 |
| Total interest expense | $3,955,000 | 3,629 |
| Net interest income | $5,650,000 | 3,679 |
| Provision for loan and lease losses | $119,000 | 4,520 |
| Total noninterest income | $551,000 | 4,920 |
| Gross Fiduciary activities income | $153,000 | 862 |
| Service charges on deposit accounts | $180,000 | 5,183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $218,000 | 4,947 |
| Total noninterest expense | $3,705,000 | 4,201 |
| Salaries and employee benefits | $2,287,000 | 3,867 |
| Premises and equipment expense | $540,000 | 4,051 |
| Additional noninterest expense | $878,000 | 4,936 |
| Pre-tax net operating income | $2,377,000 | 3,247 |
| Securities gains (losses) | $-69,000 | 8,056 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $2,295,000 | 2,800 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,295,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $1,375,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,363,310 | 2,723 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,896,000 | 3,779 |
| Total interest expense | $2,770,000 | 3,706 |
| Net interest income | $4,126,000 | 3,773 |
| Provision for loan and lease losses | $115,000 | 3,881 |
| Total noninterest income | $436,000 | 4,827 |
| Gross Fiduciary activities income | $127,000 | 824 |
| Service charges on deposit accounts | $141,000 | 5,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,907 |
| Total noninterest expense | $2,723,000 | 4,260 |
| Salaries and employee benefits | $1,600,000 | 4,055 |
| Premises and equipment expense | $400,000 | 4,110 |
| Additional noninterest expense | $723,000 | 4,599 |
| Pre-tax net operating income | $1,724,000 | 3,462 |
| Securities gains (losses) | $-72,000 | 8,306 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,652,000 | 2,981 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,652,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $819,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,724,000 | 2,883 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 3,809 |
| Total interest expense | $1,760,000 | 3,706 |
| Net interest income | $2,711,000 | 3,823 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $297,000 | 4,776 |
| Gross Fiduciary activities income | $98,000 | 810 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $1,784,000 | 4,334 |
| Salaries and employee benefits | $1,062,000 | 4,082 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $457,000 | 4,768 |
| Pre-tax net operating income | $1,144,000 | 3,471 |
| Securities gains (losses) | $-72,000 | 8,460 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,072,000 | 3,050 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,072,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $558,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,144,000 | 2,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 3,825 |
| Total interest expense | $849,000 | 3,673 |
| Net interest income | $1,338,000 | 3,856 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $136,000 | 4,902 |
| Gross Fiduciary activities income | $42,000 | 845 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $879,000 | 4,393 |
| Salaries and employee benefits | $528,000 | 4,134 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $218,000 | 4,907 |
| Pre-tax net operating income | $520,000 | 3,644 |
| Securities gains (losses) | $-7,000 | 8,168 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $506,000 | 3,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $263,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $512,930 | 3,082 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 3,910 |
| Total interest expense | $2,525,000 | 3,800 |
| Net interest income | $5,057,000 | 3,923 |
| Provision for loan and lease losses | $73,000 | 5,242 |
| Total noninterest income | $489,000 | 5,293 |
| Gross Fiduciary activities income | $99,000 | 944 |
| Service charges on deposit accounts | $198,000 | 5,064 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,246 |
| Total noninterest expense | $3,376,000 | 4,413 |
| Salaries and employee benefits | $1,935,000 | 4,221 |
| Premises and equipment expense | $529,000 | 4,005 |
| Additional noninterest expense | $912,000 | 4,724 |
| Pre-tax net operating income | $2,097,000 | 3,574 |
| Securities gains (losses) | $-54,000 | 8,214 |
| Applicable income taxes | $198,000 | 4,683 |
| Income before extraordinary items | $1,845,000 | 3,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,845,000 | 3,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $1,019,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,893,600 | 3,198 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 3,959 |
| Total interest expense | $1,774,000 | 3,841 |
| Net interest income | $3,728,000 | 3,961 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $376,000 | 5,247 |
| Gross Fiduciary activities income | $76,000 | 928 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $149,000 | 5,195 |
| Total noninterest expense | $2,480,000 | 4,451 |
| Salaries and employee benefits | $1,431,000 | 4,237 |
| Premises and equipment expense | $388,000 | 4,054 |
| Additional noninterest expense | $661,000 | 4,797 |
| Pre-tax net operating income | $1,541,000 | 3,675 |
| Securities gains (losses) | $-40,000 | 8,403 |
| Applicable income taxes | $198,000 | 4,432 |
| Income before extraordinary items | $1,303,000 | 3,477 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,303,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $559,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,337,800 | 3,366 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,975 |
| Total interest expense | $1,111,000 | 3,840 |
| Net interest income | $2,467,000 | 3,965 |
| Provision for loan and lease losses | $94,000 | 3,452 |
| Total noninterest income | $242,000 | 5,293 |
| Gross Fiduciary activities income | $46,000 | 946 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $1,652,000 | 4,435 |
| Salaries and employee benefits | $957,000 | 4,208 |
| Premises and equipment expense | $262,000 | 4,005 |
| Additional noninterest expense | $433,000 | 4,845 |
| Pre-tax net operating income | $963,000 | 3,812 |
| Securities gains (losses) | $-43,000 | 8,557 |
| Applicable income taxes | $169,000 | 4,071 |
| Income before extraordinary items | $751,000 | 3,777 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $751,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $379,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $786,260 | 3,623 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,994 |
| Total interest expense | $532,000 | 3,857 |
| Net interest income | $1,223,000 | 4,000 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $26,000 | 944 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $837,000 | 4,413 |
| Salaries and employee benefits | $487,000 | 4,172 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $461,000 | 3,894 |
| Securities gains (losses) | $-43,000 | 8,764 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $303,000 | 4,352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $303,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $333,960 | 4,042 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 3,827 |
| Total interest expense | $2,029,000 | 3,605 |
| Net interest income | $4,927,000 | 3,842 |
| Provision for loan and lease losses | $49,000 | 5,966 |
| Total noninterest income | $390,000 | 5,850 |
| Gross Fiduciary activities income | $83,000 | 969 |
| Service charges on deposit accounts | $193,000 | 5,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,196 |
| Total noninterest expense | $3,071,000 | 4,590 |
| Salaries and employee benefits | $1,807,000 | 4,329 |
| Premises and equipment expense | $344,000 | 5,281 |
| Additional noninterest expense | $920,000 | 4,621 |
| Pre-tax net operating income | $2,197,000 | 3,298 |
| Securities gains (losses) | $-47,000 | 8,582 |
| Applicable income taxes | $657,000 | 2,868 |
| Income before extraordinary items | $1,493,000 | 3,656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,493,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,721 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,525,430 | 3,532 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 3,849 |
| Total interest expense | $1,501,000 | 3,601 |
| Net interest income | $3,638,000 | 3,881 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $294,000 | 5,864 |
| Gross Fiduciary activities income | $68,000 | 960 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 6,347 |
| Total noninterest expense | $2,241,000 | 4,639 |
| Salaries and employee benefits | $1,329,000 | 4,351 |
| Premises and equipment expense | $374,000 | 4,078 |
| Additional noninterest expense | $538,000 | 5,410 |
| Pre-tax net operating income | $1,633,000 | 3,393 |
| Securities gains (losses) | $-47,000 | 8,797 |
| Applicable income taxes | $414,000 | 3,240 |
| Income before extraordinary items | $1,172,000 | 3,601 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,172,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,690 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,206,780 | 3,454 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 3,911 |
| Total interest expense | $1,001,000 | 3,595 |
| Net interest income | $2,348,000 | 3,972 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $189,000 | 5,946 |
| Gross Fiduciary activities income | $41,000 | 987 |
| Service charges on deposit accounts | $99,000 | 5,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $1,475,000 | 4,718 |
| Salaries and employee benefits | $885,000 | 4,383 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $409,000 | 4,986 |
| Pre-tax net operating income | $887,000 | 3,839 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $241,000 | 3,455 |
| Income before extraordinary items | $638,000 | 4,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $643,840 | 3,966 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,000 |
| Total interest expense | $500,000 | 3,641 |
| Net interest income | $1,131,000 | 4,095 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $28,000 | 935 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $744,000 | 4,715 |
| Salaries and employee benefits | $441,000 | 4,413 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $432,000 | 3,878 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $105,000 | 3,703 |
| Income before extraordinary items | $326,000 | 4,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $326,760 | 3,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 3,991 |
| Total interest expense | $2,232,000 | 3,661 |
| Net interest income | $4,394,000 | 4,070 |
| Provision for loan and lease losses | $-12,000 | 8,912 |
| Total noninterest income | $346,000 | 6,284 |
| Gross Fiduciary activities income | $59,000 | 1,058 |
| Service charges on deposit accounts | $210,000 | 5,156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $77,000 | 6,944 |
| Total noninterest expense | $3,044,000 | 4,568 |
| Salaries and employee benefits | $1,737,000 | 4,369 |
| Premises and equipment expense | $395,000 | 4,768 |
| Additional noninterest expense | $912,000 | 4,577 |
| Pre-tax net operating income | $1,708,000 | 3,775 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $505,000 | 3,355 |
| Income before extraordinary items | $1,202,000 | 4,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,202,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,202,700 | 3,976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 4,011 |
| Total interest expense | $1,716,000 | 3,694 |
| Net interest income | $3,319,000 | 4,064 |
| Provision for loan and lease losses | $19,000 | 6,815 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $46,000 | 1,038 |
| Service charges on deposit accounts | $156,000 | 5,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $2,188,000 | 4,674 |
| Salaries and employee benefits | $1,264,000 | 4,449 |
| Premises and equipment expense | $344,000 | 4,316 |
| Additional noninterest expense | $580,000 | 5,135 |
| Pre-tax net operating income | $1,368,000 | 3,721 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $330,000 | 3,751 |
| Income before extraordinary items | $1,039,000 | 3,892 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,039,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,038,240 | 3,734 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,065 |
| Total interest expense | $1,178,000 | 3,722 |
| Net interest income | $2,160,000 | 4,154 |
| Provision for loan and lease losses | $98,000 | 3,921 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $26,000 | 1,076 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $1,447,000 | 4,697 |
| Salaries and employee benefits | $835,000 | 4,478 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $383,000 | 5,166 |
| Pre-tax net operating income | $778,000 | 4,130 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $215,000 | 3,820 |
| Income before extraordinary items | $562,000 | 4,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $562,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $562,720 | 4,266 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 4,032 |
| Total interest expense | $604,000 | 3,735 |
| Net interest income | $1,090,000 | 4,127 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $17,000 | 1,042 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $684,000 | 4,877 |
| Salaries and employee benefits | $389,000 | 4,701 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $184,000 | 5,272 |
| Pre-tax net operating income | $406,000 | 3,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $116,000 | 3,693 |
| Income before extraordinary items | $290,000 | 4,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $290,000 | 4,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 3,905 |
| Total interest expense | $2,711,000 | 3,849 |
| Net interest income | $4,616,000 | 3,907 |
| Provision for loan and lease losses | $357,000 | 3,097 |
| Total noninterest income | $379,000 | 5,907 |
| Gross Fiduciary activities income | $61,000 | 1,078 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $152,000 | 5,576 |
| Total noninterest expense | $2,675,000 | 4,852 |
| Salaries and employee benefits | $1,484,000 | 4,734 |
| Premises and equipment expense | $415,000 | 4,517 |
| Additional noninterest expense | $776,000 | 5,040 |
| Pre-tax net operating income | $1,963,000 | 3,482 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $582,000 | 3,169 |
| Income before extraordinary items | $1,379,000 | 3,726 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,379,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,992 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,380,400 | 3,610 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 4,221 |
| Total interest expense | $3,742,000 | 4,003 |
| Net interest income | $3,776,000 | 4,316 |
| Provision for loan and lease losses | $299,000 | 3,244 |
| Total noninterest income | $364,000 | 5,924 |
| Gross Fiduciary activities income | $76,000 | 1,055 |
| Service charges on deposit accounts | $133,000 | 6,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $2,479,000 | 4,978 |
| Salaries and employee benefits | $1,354,000 | 4,884 |
| Premises and equipment expense | $388,000 | 4,689 |
| Additional noninterest expense | $737,000 | 5,083 |
| Pre-tax net operating income | $1,362,000 | 4,107 |
| Securities gains (losses) | $-16,000 | 9,353 |
| Applicable income taxes | $386,000 | 3,802 |
| Income before extraordinary items | $960,000 | 4,385 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $960,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $220,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $971,360 | 4,237 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 4,532 |
| Total interest expense | $3,650,000 | 4,261 |
| Net interest income | $3,445,000 | 4,659 |
| Provision for loan and lease losses | $241,000 | 3,315 |
| Total noninterest income | $334,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,616 |
| Total noninterest expense | $2,308,000 | 5,144 |
| Salaries and employee benefits | $1,262,000 | 4,997 |
| Premises and equipment expense | $340,000 | 5,036 |
| Additional noninterest expense | $706,000 | 5,145 |
| Pre-tax net operating income | $1,230,000 | 4,658 |
| Securities gains (losses) | $-93,000 | 9,395 |
| Applicable income taxes | $333,000 | 4,360 |
| Income before extraordinary items | $804,000 | 5,037 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $804,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $220,000 | 4,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $870,030 | 4,791 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,759 |
| Total interest expense | $3,177,000 | 4,386 |
| Net interest income | $3,193,000 | 4,943 |
| Provision for loan and lease losses | $-123,000 | 10,114 |
| Total noninterest income | $331,000 | 6,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,807 |
| Total noninterest expense | $2,200,000 | 5,330 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $343,000 | 5,040 |
| Additional noninterest expense | $715,000 | 5,172 |
| Pre-tax net operating income | $1,447,000 | 4,195 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $449,000 | 3,867 |
| Income before extraordinary items | $1,007,000 | 4,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 10,020 |
| Cash dividends | $195,000 | 5,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,000,790 | 4,405 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 4,972 |
| Total interest expense | $3,178,000 | 4,501 |
| Net interest income | $2,879,000 | 5,288 |
| Provision for loan and lease losses | $141,000 | 4,306 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,938 |
| Total noninterest expense | $2,102,000 | 5,402 |
| Salaries and employee benefits | $1,078,000 | 5,483 |
| Premises and equipment expense | $303,000 | 5,351 |
| Additional noninterest expense | $721,000 | 5,051 |
| Pre-tax net operating income | $976,000 | 5,492 |
| Securities gains (losses) | $-9,000 | 10,176 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $679,000 | 5,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $679,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $170,000 | 5,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $685,300 | 5,571 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 5,329 |
| Total interest expense | $2,788,000 | 4,998 |
| Net interest income | $2,819,000 | 5,549 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $321,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $1,840,000 | 5,992 |
| Salaries and employee benefits | $1,020,000 | 5,780 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $1,150,000 | 5,382 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $333,000 | 5,448 |
| Income before extraordinary items | $802,000 | 5,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $802,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $812,650 | 5,350 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 6,226 |
| Total interest expense | $2,337,000 | 5,777 |
| Net interest income | $2,338,000 | 6,502 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $265,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $1,603,000 | 6,834 |
| Salaries and employee benefits | $907,000 | 6,424 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $498,000 | 7,069 |
| Pre-tax net operating income | $882,000 | 6,156 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $271,000 | 6,167 |
| Income before extraordinary items | $612,000 | 6,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $612,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,032 |
| Cash dividends | $213,000 | 5,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $611,310 | 6,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 6,913 |
| Total interest expense | $1,958,000 | 6,565 |
| Net interest income | $2,102,000 | 7,079 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $1,611,000 | 6,946 |
| Salaries and employee benefits | $867,000 | 6,722 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $536,000 | 6,982 |
| Pre-tax net operating income | $743,000 | 7,099 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $505,000 | 7,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $505,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $172,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $537,400 | 6,958 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 7,193 |
| Total interest expense | $1,564,000 | 6,701 |
| Net interest income | $2,033,000 | 7,488 |
| Provision for loan and lease losses | $-71,000 | 12,071 |
| Total noninterest income | $247,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $1,585,000 | 7,347 |
| Salaries and employee benefits | $838,000 | 6,987 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $571,000 | 7,251 |
| Pre-tax net operating income | $766,000 | 7,049 |
| Securities gains (losses) | $-53,000 | 11,075 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $512,000 | 7,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $512,000 | 7,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,945 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $550,160 | 6,966 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,563 |
| Total interest expense | $1,602,000 | 6,870 |
| Net interest income | $1,876,000 | 8,023 |
| Provision for loan and lease losses | $-18,000 | 12,568 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $1,535,000 | 7,712 |
| Salaries and employee benefits | $798,000 | 7,338 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $559,000 | 7,693 |
| Pre-tax net operating income | $615,000 | 7,854 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $429,000 | 8,146 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $429,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $418,800 | 7,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 7,891 |
| Total interest expense | $1,870,000 | 7,423 |
| Net interest income | $1,839,000 | 8,220 |
| Provision for loan and lease losses | $-33,000 | 13,566 |
| Total noninterest income | $246,000 | 8,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $1,467,000 | 8,037 |
| Salaries and employee benefits | $766,000 | 7,490 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $528,000 | 8,214 |
| Pre-tax net operating income | $651,000 | 7,384 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $542,000 | 6,978 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $542,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 13,441 |
| Cash dividends | $104,000 | 6,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $529,040 | 6,711 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.