First Northern Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,979,0001,079
Total interest expense$10,154,0001,276
Net interest income$31,825,000986
Provision for loan and lease losses$550,0001,199
Total noninterest income$4,114,0001,332
Gross Fiduciary activities income$0981
Service charges on deposit accounts$771,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$3,343,0001,170
Total noninterest expense$23,575,0001,065
Salaries and employee benefits$12,374,0001,118
Premises and equipment expense$4,027,000670
Additional noninterest expense$3,343,0001,170
Pre-tax net operating income$11,814,0001,027
Securities gains (losses)$-3,0003,268
Applicable income taxes$1,671,0001,096
Income before extraordinary items$10,140,000994
Extraordinary gains, net$054
Net income$10,140,0001,008
Minority interest net income$088
Net income of bank and minority interests.$10,140,000997
Net charge-offs$106,0001,469
Cash dividends$2,610,0001,315
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,142,5801,014
2023-09-30 (YTD Data)Rank
Total interest income$30,546,0001,087
Total interest expense$6,948,0001,273
Net interest income$23,598,0001,001
Provision for loan and lease losses$407,0001,134
Total noninterest income$1,920,0001,775
Gross Fiduciary activities income$0950
Service charges on deposit accounts$576,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$1,344,0001,712
Total noninterest expense$15,441,0001,177
Salaries and employee benefits$8,487,0001,223
Premises and equipment expense$2,947,000689
Additional noninterest expense$1,344,0001,712
Pre-tax net operating income$9,670,000998
Securities gains (losses)$-3,0003,350
Applicable income taxes$1,637,000958
Income before extraordinary items$8,030,000995
Extraordinary gains, net$052
Net income$8,030,0001,000
Minority interest net income$081
Net income of bank and minority interests.$8,030,000995
Net charge-offs$176,000934
Cash dividends$1,958,0001,185
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,032,4901,012
2023-06-30 (YTD Data)Rank
Total interest income$20,022,0001,076
Total interest expense$4,309,0001,246
Net interest income$15,713,0001,000
Provision for loan and lease losses$521,000760
Total noninterest income$1,271,0001,720
Gross Fiduciary activities income$0931
Service charges on deposit accounts$376,0001,233
Trading account gains and feesNANA
Additional Noninterest Income$895,0001,635
Total noninterest expense$10,263,0001,175
Salaries and employee benefits$5,591,0001,226
Premises and equipment expense$1,999,000669
Additional noninterest expense$895,0001,633
Pre-tax net operating income$6,200,0001,027
Securities gains (losses)$-4,0003,679
Applicable income taxes$1,020,000997
Income before extraordinary items$5,176,0001,026
Extraordinary gains, net$051
Net income$5,176,0001,039
Minority interest net income$081
Net income of bank and minority interests.$5,176,0001,026
Net charge-offs$-10,0003,918
Cash dividends$1,305,0001,192
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,179,3601,032
2023-03-31 (YTD Data)Rank
Total interest income$9,926,0001,064
Total interest expense$2,171,0001,128
Net interest income$7,755,0001,018
Provision for loan and lease losses$186,000922
Total noninterest income$628,0001,737
Gross Fiduciary activities income$0913
Service charges on deposit accounts$182,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$446,0001,625
Total noninterest expense$4,984,0001,207
Salaries and employee benefits$2,824,0001,240
Premises and equipment expense$1,009,000683
Additional noninterest expense$446,0001,625
Pre-tax net operating income$3,213,0001,024
Securities gains (losses)$0950
Applicable income taxes$498,0001,049
Income before extraordinary items$2,715,0001,011
Extraordinary gains, net$04
Net income$2,715,0001,010
Minority interest net income$048
Net income of bank and minority interests.$2,715,0001,010
Net charge-offs$3,0001,707
Cash dividends$653,0001,077
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,715,0001,022
2022-12-31 (YTD Data)Rank
Total interest income$32,544,0001,064
Total interest expense$4,825,000805
Net interest income$27,719,0001,104
Provision for loan and lease losses$67,0002,422
Total noninterest income$2,378,0001,865
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$734,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$1,644,0001,817
Total noninterest expense$20,691,0001,157
Salaries and employee benefits$11,229,0001,209
Premises and equipment expense$4,016,000667
Additional noninterest expense$1,644,0001,817
Pre-tax net operating income$9,339,0001,335
Securities gains (losses)$-3,0003,239
Applicable income taxes$1,624,0001,215
Income before extraordinary items$7,712,0001,345
Extraordinary gains, net$05
Net income$7,712,0001,345
Minority interest net income$063
Net income of bank and minority interests.$7,712,0001,345
Net charge-offs$50,0001,537
Cash dividends$2,610,0001,268
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,714,4901,364
2022-09-30 (YTD Data)Rank
Total interest income$22,338,0001,105
Total interest expense$2,504,000837
Net interest income$19,834,0001,130
Provision for loan and lease losses$3,0002,801
Total noninterest income$1,775,0001,889
Gross Fiduciary activities income$0968
Service charges on deposit accounts$547,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$1,228,0001,849
Total noninterest expense$14,437,0001,213
Salaries and employee benefits$7,653,0001,297
Premises and equipment expense$3,024,000669
Additional noninterest expense$1,228,0001,849
Pre-tax net operating income$7,169,0001,305
Securities gains (losses)$-3,0003,592
Applicable income taxes$1,292,0001,181
Income before extraordinary items$5,874,0001,309
Extraordinary gains, net$04
Net income$5,874,0001,308
Minority interest net income$057
Net income of bank and minority interests.$5,874,0001,309
Net charge-offs$82,0001,009
Cash dividends$1,958,0001,150
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,876,4601,335
2022-06-30 (YTD Data)Rank
Total interest income$14,026,0001,123
Total interest expense$1,160,000996
Net interest income$12,866,0001,129
Provision for loan and lease losses$2,0002,563
Total noninterest income$1,149,0001,916
Gross Fiduciary activities income$0925
Service charges on deposit accounts$351,0001,329
Trading account gains and feesNANA
Additional Noninterest Income$798,0001,914
Total noninterest expense$9,433,0001,226
Salaries and employee benefits$5,016,0001,309
Premises and equipment expense$2,032,000656
Additional noninterest expense$2,385,0001,404
Pre-tax net operating income$4,580,0001,274
Securities gains (losses)$-3,0003,777
Applicable income taxes$847,0001,122
Income before extraordinary items$3,730,0001,287
Extraordinary gains, net$04
Net income$3,730,0001,287
Minority interest net income$060
Net income of bank and minority interests.$3,730,0001,287
Net charge-offs$91,000763
Cash dividends$1,305,0001,153
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,732,4301,313
2022-03-31 (YTD Data)Rank
Total interest income$6,674,0001,138
Total interest expense$439,0001,232
Net interest income$6,235,0001,124
Provision for loan and lease losses$02,285
Total noninterest income$549,0001,965
Gross Fiduciary activities income$0892
Service charges on deposit accounts$170,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$379,0001,961
Total noninterest expense$4,600,0001,249
Salaries and employee benefits$2,456,0001,328
Premises and equipment expense$1,022,000658
Additional noninterest expense$1,122,0001,452
Pre-tax net operating income$2,184,0001,276
Securities gains (losses)$0623
Applicable income taxes$412,0001,085
Income before extraordinary items$1,772,0001,301
Extraordinary gains, net$04
Net income$1,772,0001,300
Minority interest net income$050
Net income of bank and minority interests.$1,772,0001,301
Net charge-offs$49,000686
Cash dividends$653,0001,008
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,772,0001,317
2021-12-31 (YTD Data)Rank
Total interest income$28,093,0001,112
Total interest expense$1,947,0001,361
Net interest income$26,146,0001,085
Provision for loan and lease losses$504,0001,029
Total noninterest income$3,481,0001,631
Gross Fiduciary activities income$0994
Service charges on deposit accounts$567,0001,471
Trading account gains and feesNANA
Additional Noninterest Income$2,914,0001,517
Total noninterest expense$20,986,0001,127
Salaries and employee benefits$11,615,0001,156
Premises and equipment expense$3,935,000672
Additional noninterest expense$5,436,0001,235
Pre-tax net operating income$8,137,0001,470
Securities gains (losses)$02,062
Applicable income taxes$1,498,0001,315
Income before extraordinary items$6,639,0001,555
Extraordinary gains, net$010
Net income$6,639,0001,555
Minority interest net income$074
Net income of bank and minority interests.$6,639,0001,555
Net charge-offs$-384,0004,681
Cash dividends$2,610,0001,296
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,639,0001,532
2021-09-30 (YTD Data)Rank
Total interest income$21,100,0001,140
Total interest expense$1,490,0001,411
Net interest income$19,610,0001,108
Provision for loan and lease losses$504,000799
Total noninterest income$2,602,0001,683
Gross Fiduciary activities income$0957
Service charges on deposit accounts$396,0001,540
Trading account gains and feesNANA
Additional Noninterest Income$2,206,0001,573
Total noninterest expense$14,815,0001,187
Salaries and employee benefits$8,024,0001,236
Premises and equipment expense$3,013,000671
Additional noninterest expense$3,778,0001,320
Pre-tax net operating income$6,893,0001,401
Securities gains (losses)$02,015
Applicable income taxes$1,288,0001,272
Income before extraordinary items$5,605,0001,491
Extraordinary gains, net$08
Net income$5,605,0001,491
Minority interest net income$069
Net income of bank and minority interests.$5,605,0001,491
Net charge-offs$-331,0004,764
Cash dividends$1,958,0001,187
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,605,0001,459
2021-06-30 (YTD Data)Rank
Total interest income$13,994,0001,141
Total interest expense$1,005,0001,450
Net interest income$12,989,0001,105
Provision for loan and lease losses$502,000603
Total noninterest income$1,341,0001,919
Gross Fiduciary activities income$0951
Service charges on deposit accounts$252,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,089,0001,826
Total noninterest expense$9,870,0001,170
Salaries and employee benefits$5,310,0001,241
Premises and equipment expense$2,042,000659
Additional noninterest expense$2,518,0001,306
Pre-tax net operating income$3,958,0001,538
Securities gains (losses)$01,818
Applicable income taxes$726,0001,397
Income before extraordinary items$3,232,0001,626
Extraordinary gains, net$06
Net income$3,232,0001,626
Minority interest net income$067
Net income of bank and minority interests.$3,232,0001,626
Net charge-offs$-233,0004,776
Cash dividends$1,305,0001,161
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,232,0001,599
2021-03-31 (YTD Data)Rank
Total interest income$7,146,0001,111
Total interest expense$526,0001,464
Net interest income$6,620,0001,079
Provision for loan and lease losses$206,000794
Total noninterest income$500,0002,237
Gross Fiduciary activities income$0922
Service charges on deposit accounts$125,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$375,0002,217
Total noninterest expense$4,871,0001,156
Salaries and employee benefits$2,631,0001,236
Premises and equipment expense$1,047,000656
Additional noninterest expense$1,193,0001,335
Pre-tax net operating income$2,043,0001,499
Securities gains (losses)$01,392
Applicable income taxes$379,0001,359
Income before extraordinary items$1,664,0001,605
Extraordinary gains, net$03
Net income$1,664,0001,605
Minority interest net income$055
Net income of bank and minority interests.$1,664,0001,605
Net charge-offs$-42,0004,565
Cash dividends$653,0001,008
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,664,0001,560
2020-12-31 (YTD Data)Rank
Total interest income$30,119,0001,043
Total interest expense$2,829,0001,561
Net interest income$27,290,000993
Provision for loan and lease losses$1,595,0001,214
Total noninterest income$2,264,0001,995
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$594,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,670,0001,975
Total noninterest expense$20,318,0001,110
Salaries and employee benefits$11,254,0001,133
Premises and equipment expense$4,000,000659
Additional noninterest expense$5,064,0001,261
Pre-tax net operating income$7,641,0001,301
Securities gains (losses)$-5,0004,758
Applicable income taxes$1,376,0001,200
Income before extraordinary items$6,260,0001,377
Extraordinary gains, net$04
Net income$6,260,0001,378
Minority interest net income$072
Net income of bank and minority interests.$6,260,0001,378
Net charge-offs$-104,0004,760
Cash dividends$2,610,0001,246
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,264,1001,337
2020-09-30 (YTD Data)Rank
Total interest income$22,668,0001,045
Total interest expense$2,230,0001,574
Net interest income$20,438,000990
Provision for loan and lease losses$1,244,0001,193
Total noninterest income$1,751,0001,924
Gross Fiduciary activities income$0981
Service charges on deposit accounts$446,0001,422
Trading account gains and feesNANA
Additional Noninterest Income$1,305,0001,889
Total noninterest expense$14,536,0001,126
Salaries and employee benefits$8,049,0001,168
Premises and equipment expense$2,902,000670
Additional noninterest expense$3,585,0001,309
Pre-tax net operating income$6,409,0001,158
Securities gains (losses)$-5,0004,719
Applicable income taxes$1,213,0001,037
Income before extraordinary items$5,191,0001,228
Extraordinary gains, net$04
Net income$5,191,0001,228
Minority interest net income$065
Net income of bank and minority interests.$5,191,0001,228
Net charge-offs$88,0001,746
Cash dividends$1,958,0001,136
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,195,0501,192
2020-06-30 (YTD Data)Rank
Total interest income$14,952,0001,066
Total interest expense$1,599,0001,574
Net interest income$13,353,0001,011
Provision for loan and lease losses$840,0001,199
Total noninterest income$979,0002,041
Gross Fiduciary activities income$0970
Service charges on deposit accounts$307,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,060
Total noninterest expense$9,714,0001,118
Salaries and employee benefits$5,513,0001,124
Premises and equipment expense$1,870,000688
Additional noninterest expense$2,331,0001,330
Pre-tax net operating income$3,778,0001,215
Securities gains (losses)$02,249
Applicable income taxes$830,000962
Income before extraordinary items$2,948,0001,326
Extraordinary gains, net$04
Net income$2,948,0001,326
Minority interest net income$065
Net income of bank and minority interests.$2,948,0001,326
Net charge-offs$40,0001,845
Cash dividends$1,305,0001,088
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,948,0001,291
2020-03-31 (YTD Data)Rank
Total interest income$7,453,0001,075
Total interest expense$924,0001,503
Net interest income$6,529,0001,003
Provision for loan and lease losses$292,0001,222
Total noninterest income$471,0002,005
Gross Fiduciary activities income$0941
Service charges on deposit accounts$190,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,072
Total noninterest expense$4,844,0001,129
Salaries and employee benefits$2,787,0001,137
Premises and equipment expense$916,000700
Additional noninterest expense$1,141,0001,369
Pre-tax net operating income$1,864,0001,116
Securities gains (losses)$01,705
Applicable income taxes$379,000911
Income before extraordinary items$1,485,0001,196
Extraordinary gains, net$04
Net income$1,485,0001,195
Minority interest net income$056
Net income of bank and minority interests.$1,485,0001,196
Net charge-offs$-30,0004,753
Cash dividends$653,0001,077
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,485,0001,176
2019-12-31 (YTD Data)Rank
Total interest income$29,769,0001,093
Total interest expense$4,277,0001,410
Net interest income$25,492,0001,028
Provision for loan and lease losses$455,0001,578
Total noninterest income$2,251,0001,860
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$837,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$1,414,0001,858
Total noninterest expense$20,663,0001,061
Salaries and employee benefits$11,428,0001,087
Premises and equipment expense$3,935,000646
Additional noninterest expense$5,300,0001,182
Pre-tax net operating income$6,625,0001,426
Securities gains (losses)$-4,0004,673
Applicable income taxes$1,126,0001,323
Income before extraordinary items$5,495,0001,478
Extraordinary gains, net$011
Net income$5,495,0001,479
Minority interest net income$076
Net income of bank and minority interests.$5,495,0001,480
Net charge-offs$-146,0004,953
Cash dividends$2,610,0001,324
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,498,3201,445
2019-09-30 (YTD Data)Rank
Total interest income$22,158,0001,105
Total interest expense$3,265,0001,380
Net interest income$18,893,0001,046
Provision for loan and lease losses$451,0001,244
Total noninterest income$1,779,0001,801
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$625,0001,297
Trading account gains and feesNANA
Additional Noninterest Income$1,154,0001,765
Total noninterest expense$14,640,0001,110
Salaries and employee benefits$8,012,0001,144
Premises and equipment expense$2,871,000668
Additional noninterest expense$3,757,0001,243
Pre-tax net operating income$5,581,0001,333
Securities gains (losses)$-5,0004,797
Applicable income taxes$911,0001,307
Income before extraordinary items$4,665,0001,370
Extraordinary gains, net$011
Net income$4,665,0001,371
Minority interest net income$072
Net income of bank and minority interests.$4,665,0001,372
Net charge-offs$-163,0005,052
Cash dividends$1,958,0001,226
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,669,2001,345
2019-06-30 (YTD Data)Rank
Total interest income$14,587,0001,106
Total interest expense$2,226,0001,350
Net interest income$12,361,0001,066
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,231,0001,727
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$411,0001,295
Trading account gains and feesNANA
Additional Noninterest Income$820,0001,692
Total noninterest expense$9,793,0001,107
Salaries and employee benefits$5,315,0001,150
Premises and equipment expense$1,946,000661
Additional noninterest expense$2,532,0001,248
Pre-tax net operating income$3,499,0001,372
Securities gains (losses)$01,702
Applicable income taxes$565,0001,341
Income before extraordinary items$2,934,0001,417
Extraordinary gains, net$011
Net income$2,934,0001,416
Minority interest net income$069
Net income of bank and minority interests.$2,934,0001,417
Net charge-offs$-93,0005,045
Cash dividends$1,305,0001,201
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,934,0001,392
2019-03-31 (YTD Data)Rank
Total interest income$7,240,0001,105
Total interest expense$1,138,0001,293
Net interest income$6,102,0001,079
Provision for loan and lease losses$191,000985
Total noninterest income$738,0001,502
Gross Fiduciary activities income$0972
Service charges on deposit accounts$206,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$532,0001,390
Total noninterest expense$4,890,0001,093
Salaries and employee benefits$2,637,0001,160
Premises and equipment expense$980,000664
Additional noninterest expense$1,273,0001,228
Pre-tax net operating income$1,759,0001,340
Securities gains (losses)$01,087
Applicable income taxes$297,0001,264
Income before extraordinary items$1,462,0001,383
Extraordinary gains, net$05
Net income$1,462,0001,381
Minority interest net income$052
Net income of bank and minority interests.$1,462,0001,382
Net charge-offs$-93,0005,182
Cash dividends$653,0001,115
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,462,0001,361
2018-12-31 (YTD Data)Rank
Total interest income$28,321,0001,061
Total interest expense$4,284,0001,073
Net interest income$24,037,0001,068
Provision for loan and lease losses$988,000894
Total noninterest income$1,160,0002,655
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$879,0001,270
Trading account gains and feesNANA
Additional Noninterest Income$281,0003,755
Total noninterest expense$19,890,0001,070
Salaries and employee benefits$10,353,0001,139
Premises and equipment expense$3,756,000673
Additional noninterest expense$5,781,0001,113
Pre-tax net operating income$4,319,0002,004
Securities gains (losses)$01,125
Applicable income taxes$34,0003,495
Income before extraordinary items$4,285,0001,807
Extraordinary gains, net$06
Net income$4,285,0001,806
Minority interest net income$072
Net income of bank and minority interests.$4,285,0001,806
Net charge-offs$213,0001,601
Cash dividends$2,610,0001,208
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,285,0001,804
2018-09-30 (YTD Data)Rank
Total interest income$20,993,0001,060
Total interest expense$3,076,0001,042
Net interest income$17,917,0001,072
Provision for loan and lease losses$836,000754
Total noninterest income$601,0003,177
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$648,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$-47,0005,437
Total noninterest expense$14,391,0001,097
Salaries and employee benefits$7,249,0001,200
Premises and equipment expense$3,023,000623
Additional noninterest expense$4,119,0001,152
Pre-tax net operating income$3,291,0001,989
Securities gains (losses)$01,118
Applicable income taxes$-246,0005,438
Income before extraordinary items$3,537,0001,665
Extraordinary gains, net$05
Net income$3,537,0001,663
Minority interest net income$066
Net income of bank and minority interests.$3,537,0001,664
Net charge-offs$209,0001,217
Cash dividends$1,958,0001,105
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,537,0001,651
2018-06-30 (YTD Data)Rank
Total interest income$13,853,0001,055
Total interest expense$1,980,0001,014
Net interest income$11,873,0001,074
Provision for loan and lease losses$553,000758
Total noninterest income$1,109,0001,891
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$425,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$684,0001,906
Total noninterest expense$9,506,0001,102
Salaries and employee benefits$4,819,0001,203
Premises and equipment expense$1,966,000645
Additional noninterest expense$2,721,0001,162
Pre-tax net operating income$2,923,0001,552
Securities gains (losses)$0961
Applicable income taxes$448,0001,507
Income before extraordinary items$2,475,0001,586
Extraordinary gains, net$06
Net income$2,475,0001,585
Minority interest net income$065
Net income of bank and minority interests.$2,475,0001,585
Net charge-offs$-61,0005,076
Cash dividends$1,305,0001,078
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,475,0001,567
2018-03-31 (YTD Data)Rank
Total interest income$6,795,0001,065
Total interest expense$956,000983
Net interest income$5,839,0001,087
Provision for loan and lease losses$287,000734
Total noninterest income$607,0001,786
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$218,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$389,0001,739
Total noninterest expense$4,559,0001,146
Salaries and employee benefits$2,391,0001,220
Premises and equipment expense$929,000687
Additional noninterest expense$1,239,0001,253
Pre-tax net operating income$1,600,0001,418
Securities gains (losses)$0735
Applicable income taxes$200,0001,573
Income before extraordinary items$1,400,0001,400
Extraordinary gains, net$07
Net income$1,400,0001,400
Minority interest net income$052
Net income of bank and minority interests.$1,400,0001,400
Net charge-offs$-74,0005,330
Cash dividends$653,000985
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,400,0001,390
2017-12-31 (YTD Data)Rank
Total interest income$28,747,0001,002
Total interest expense$3,421,000956
Net interest income$25,326,0001,001
Provision for loan and lease losses$1,811,000557
Total noninterest income$1,742,0002,208
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$898,0001,297
Trading account gains and feesNANA
Additional Noninterest Income$844,0002,495
Total noninterest expense$19,053,0001,103
Salaries and employee benefits$9,607,0001,199
Premises and equipment expense$3,706,000679
Additional noninterest expense$5,740,0001,121
Pre-tax net operating income$6,204,0001,426
Securities gains (losses)$02,243
Applicable income taxes$2,032,0001,266
Income before extraordinary items$4,172,0001,556
Extraordinary gains, net$09
Net income$4,172,0001,556
Minority interest net income$076
Net income of bank and minority interests.$4,172,0001,556
Net charge-offs$2,385,000355
Cash dividends$2,610,0001,137
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,172,0001,542
2017-09-30 (YTD Data)Rank
Total interest income$20,272,0001,053
Total interest expense$2,499,000965
Net interest income$17,773,0001,056
Provision for loan and lease losses$1,267,000573
Total noninterest income$1,291,0002,249
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$675,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,549
Total noninterest expense$13,561,0001,153
Salaries and employee benefits$6,832,0001,254
Premises and equipment expense$2,688,000713
Additional noninterest expense$4,041,0001,172
Pre-tax net operating income$4,236,0001,557
Securities gains (losses)$02,274
Applicable income taxes$1,055,0001,421
Income before extraordinary items$3,181,0001,653
Extraordinary gains, net$09
Net income$3,181,0001,654
Minority interest net income$071
Net income of bank and minority interests.$3,181,0001,654
Net charge-offs$1,017,000490
Cash dividends$1,958,0001,087
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,181,0001,631
2017-06-30 (YTD Data)Rank
Total interest income$13,342,0001,055
Total interest expense$1,635,000958
Net interest income$11,707,0001,063
Provision for loan and lease losses$1,189,000444
Total noninterest income$960,0002,104
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$429,0001,336
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,255
Total noninterest expense$9,050,0001,158
Salaries and employee benefits$4,599,0001,251
Premises and equipment expense$1,804,000707
Additional noninterest expense$2,647,0001,189
Pre-tax net operating income$2,428,0001,751
Securities gains (losses)$01,906
Applicable income taxes$537,0001,629
Income before extraordinary items$1,891,0001,781
Extraordinary gains, net$011
Net income$1,891,0001,781
Minority interest net income$071
Net income of bank and minority interests.$1,891,0001,781
Net charge-offs$1,164,000324
Cash dividends$1,305,0001,066
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,891,0001,760
2017-03-31 (YTD Data)Rank
Total interest income$6,619,0001,056
Total interest expense$803,000955
Net interest income$5,816,0001,064
Provision for loan and lease losses$715,000343
Total noninterest income$533,0001,959
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$219,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$314,0002,036
Total noninterest expense$4,584,0001,152
Salaries and employee benefits$2,306,0001,257
Premises and equipment expense$898,000714
Additional noninterest expense$1,380,0001,153
Pre-tax net operating income$1,050,0001,896
Securities gains (losses)$01,153
Applicable income taxes$193,0001,913
Income before extraordinary items$857,0001,872
Extraordinary gains, net$08
Net income$857,0001,872
Minority interest net income$055
Net income of bank and minority interests.$857,0001,872
Net charge-offs$638,000289
Cash dividends$653,0001,000
Sale, conversion, retirement of capital stock, net$0632
Net operating income$857,0001,856
2016-12-31 (YTD Data)Rank
Total interest income$25,707,0001,046
Total interest expense$3,433,000854
Net interest income$22,274,0001,061
Provision for loan and lease losses$1,330,000713
Total noninterest income$2,236,0001,976
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$860,0001,372
Trading account gains and fees$0170
Additional Noninterest Income$1,376,0001,996
Total noninterest expense$19,394,0001,078
Salaries and employee benefits$9,173,0001,231
Premises and equipment expense$3,486,000717
Additional noninterest expense$6,735,000976
Pre-tax net operating income$3,786,0002,008
Securities gains (losses)$436,000488
Applicable income taxes$817,0001,817
Income before extraordinary items$3,405,0001,893
Extraordinary gains, net$05
Net income$3,405,0001,892
Minority interest net income$082
Net income of bank and minority interests.$3,405,0001,892
Net charge-offs$1,476,000490
Cash dividends$2,610,0001,140
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,051,8402,024
2016-09-30 (YTD Data)Rank
Total interest income$19,161,0001,056
Total interest expense$2,622,000833
Net interest income$16,539,0001,074
Provision for loan and lease losses$1,046,000664
Total noninterest income$1,564,0002,074
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$615,0001,410
Trading account gains and fees$0169
Additional Noninterest Income$949,0002,107
Total noninterest expense$13,542,0001,154
Salaries and employee benefits$6,691,0001,263
Premises and equipment expense$2,582,000724
Additional noninterest expense$4,269,0001,150
Pre-tax net operating income$3,515,0001,732
Securities gains (losses)$436,000444
Applicable income taxes$929,0001,486
Income before extraordinary items$3,022,0001,684
Extraordinary gains, net$05
Net income$3,022,0001,684
Minority interest net income$071
Net income of bank and minority interests.$3,022,0001,684
Net charge-offs$559,000729
Cash dividends$1,958,0001,060
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,690,6401,787
2016-06-30 (YTD Data)Rank
Total interest income$12,701,0001,060
Total interest expense$1,802,000805
Net interest income$10,899,0001,092
Provision for loan and lease losses$286,0001,322
Total noninterest income$1,039,0002,057
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$402,0001,424
Trading account gains and fees$0157
Additional Noninterest Income$637,0002,065
Total noninterest expense$9,048,0001,148
Salaries and employee benefits$4,450,0001,274
Premises and equipment expense$1,765,000705
Additional noninterest expense$2,833,0001,148
Pre-tax net operating income$2,604,0001,575
Securities gains (losses)$02,835
Applicable income taxes$529,0001,608
Income before extraordinary items$2,075,0001,606
Extraordinary gains, net$016
Net income$2,075,0001,607
Minority interest net income$071
Net income of bank and minority interests.$2,075,0001,607
Net charge-offs$182,0001,196
Cash dividends$1,305,0001,074
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,075,0001,563
2016-03-31 (YTD Data)Rank
Total interest income$6,352,0001,059
Total interest expense$936,000770
Net interest income$5,416,0001,098
Provision for loan and lease losses$173,0001,072
Total noninterest income$447,0002,222
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$197,0001,443
Trading account gains and fees$0142
Additional Noninterest Income$250,0002,337
Total noninterest expense$4,563,0001,139
Salaries and employee benefits$2,277,0001,251
Premises and equipment expense$950,000662
Additional noninterest expense$1,336,0001,202
Pre-tax net operating income$1,127,0001,764
Securities gains (losses)$02,077
Applicable income taxes$194,0001,873
Income before extraordinary items$933,0001,728
Extraordinary gains, net$012
Net income$933,0001,729
Minority interest net income$062
Net income of bank and minority interests.$933,0001,729
Net charge-offs$161,000763
Cash dividends$653,0001,009
Sale, conversion, retirement of capital stock, net$0659
Net operating income$933,0001,684
2015-12-31 (YTD Data)Rank
Total interest income$25,917,0001,005
Total interest expense$4,088,000681
Net interest income$21,829,0001,045
Provision for loan and lease losses$2,112,000431
Total noninterest income$1,661,0002,356
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$764,0001,532
Trading account gains and fees$0159
Additional Noninterest Income$897,0002,518
Total noninterest expense$18,630,0001,090
Salaries and employee benefits$9,190,0001,217
Premises and equipment expense$3,546,000693
Additional noninterest expense$5,894,0001,099
Pre-tax net operating income$2,748,0002,469
Securities gains (losses)$899,000231
Applicable income taxes$609,0002,049
Income before extraordinary items$3,038,0002,033
Extraordinary gains, net$023
Net income$3,038,0002,034
Minority interest net income$081
Net income of bank and minority interests.$3,038,0002,035
Net charge-offs$1,384,000526
Cash dividends$2,610,0001,099
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,291,8302,442
2015-09-30 (YTD Data)Rank
Total interest income$19,374,0001,014
Total interest expense$3,113,000677
Net interest income$16,261,0001,063
Provision for loan and lease losses$1,635,000394
Total noninterest income$1,266,0002,350
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$556,0001,587
Trading account gains and fees$0153
Additional Noninterest Income$710,0002,466
Total noninterest expense$13,767,0001,110
Salaries and employee benefits$6,746,0001,238
Premises and equipment expense$2,723,000697
Additional noninterest expense$4,298,0001,130
Pre-tax net operating income$2,125,0002,450
Securities gains (losses)$891,000202
Applicable income taxes$546,0001,939
Income before extraordinary items$2,470,0001,913
Extraordinary gains, net$021
Net income$2,470,0001,915
Minority interest net income$078
Net income of bank and minority interests.$2,470,0001,915
Net charge-offs$943,000521
Cash dividends$1,958,0001,015
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,739,3802,465
2015-06-30 (YTD Data)Rank
Total interest income$12,898,0001,015
Total interest expense$2,123,000660
Net interest income$10,775,0001,065
Provision for loan and lease losses$466,000821
Total noninterest income$804,0002,415
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$351,0001,635
Trading account gains and fees$0157
Additional Noninterest Income$453,0002,526
Total noninterest expense$9,247,0001,104
Salaries and employee benefits$4,486,0001,247
Premises and equipment expense$1,841,000692
Additional noninterest expense$2,920,0001,112
Pre-tax net operating income$1,866,0001,993
Securities gains (losses)$890,000161
Applicable income taxes$539,0001,552
Income before extraordinary items$2,217,0001,496
Extraordinary gains, net$022
Net income$2,217,0001,498
Minority interest net income$075
Net income of bank and minority interests.$2,217,0001,498
Net charge-offs$618,000532
Cash dividends$1,305,000991
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,505,0001,995
2015-03-31 (YTD Data)Rank
Total interest income$6,512,0001,000
Total interest expense$1,075,000649
Net interest income$5,437,0001,051
Provision for loan and lease losses$249,000772
Total noninterest income$392,0002,423
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$177,0001,608
Trading account gains and fees$0152
Additional Noninterest Income$215,0002,537
Total noninterest expense$4,696,0001,094
Salaries and employee benefits$2,276,0001,228
Premises and equipment expense$928,000686
Additional noninterest expense$1,492,0001,073
Pre-tax net operating income$884,0002,054
Securities gains (losses)$214,000342
Applicable income taxes$214,0001,760
Income before extraordinary items$884,0001,774
Extraordinary gains, net$013
Net income$884,0001,776
Minority interest net income$064
Net income of bank and minority interests.$884,0001,776
Net charge-offs$15,0002,292
Cash dividends$653,000912
Sale, conversion, retirement of capital stock, net$0697
Net operating income$710,6602,049
2014-12-31 (YTD Data)Rank
Total interest income$25,932,000986
Total interest expense$4,323,000667
Net interest income$21,609,0001,044
Provision for loan and lease losses$2,013,000462
Total noninterest income$1,955,0002,136
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$848,0001,502
Trading account gains and fees$0180
Additional Noninterest Income$1,107,0002,184
Total noninterest expense$20,991,000967
Salaries and employee benefits$9,059,0001,190
Premises and equipment expense$3,711,000664
Additional noninterest expense$8,221,000791
Pre-tax net operating income$560,0004,920
Securities gains (losses)$2,084,000104
Applicable income taxes$-256,0006,328
Income before extraordinary items$2,900,0002,069
Extraordinary gains, net$017
Net income$2,900,0002,069
Minority interest net income$084
Net income of bank and minority interests.$2,900,0002,068
Net charge-offs$2,998,000346
Cash dividends$2,610,0001,046
Sale, conversion, retirement of capital stock, net$0862
Net operating income$816,0004,224
2014-09-30 (YTD Data)Rank
Total interest income$19,232,0001,003
Total interest expense$3,178,000682
Net interest income$16,054,0001,059
Provision for loan and lease losses$1,445,000475
Total noninterest income$1,501,0002,112
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$647,0001,488
Trading account gains and fees$0174
Additional Noninterest Income$854,0002,159
Total noninterest expense$16,207,000931
Salaries and employee benefits$6,661,0001,211
Premises and equipment expense$2,777,000664
Additional noninterest expense$6,769,000730
Pre-tax net operating income$-97,0006,252
Securities gains (losses)$1,527,000105
Applicable income taxes$-356,0006,491
Income before extraordinary items$1,786,0002,408
Extraordinary gains, net$015
Net income$1,786,0002,409
Minority interest net income$081
Net income of bank and minority interests.$1,786,0002,408
Net charge-offs$2,066,000365
Cash dividends$1,958,000979
Sale, conversion, retirement of capital stock, net$0819
Net operating income$259,0005,327
2014-06-30 (YTD Data)Rank
Total interest income$12,576,0001,008
Total interest expense$2,061,000712
Net interest income$10,515,0001,068
Provision for loan and lease losses$689,000654
Total noninterest income$991,0002,102
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$436,0001,458
Trading account gains and fees$0172
Additional Noninterest Income$555,0002,177
Total noninterest expense$10,202,000986
Salaries and employee benefits$4,466,0001,212
Premises and equipment expense$1,903,000649
Additional noninterest expense$3,833,000844
Pre-tax net operating income$615,0003,829
Securities gains (losses)$1,527,00081
Applicable income taxes$53,0003,412
Income before extraordinary items$2,089,0001,473
Extraordinary gains, net$020
Net income$2,089,0001,475
Minority interest net income$080
Net income of bank and minority interests.$2,089,0001,475
Net charge-offs$1,724,000326
Cash dividends$1,305,000934
Sale, conversion, retirement of capital stock, net$0794
Net operating income$592,5403,593
2014-03-31 (YTD Data)Rank
Total interest income$6,234,0001,022
Total interest expense$1,032,000717
Net interest income$5,202,0001,080
Provision for loan and lease losses$191,0001,037
Total noninterest income$490,0002,070
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$218,0001,434
Trading account gains and fees$0147
Additional Noninterest Income$272,0002,145
Total noninterest expense$5,207,000973
Salaries and employee benefits$2,279,0001,207
Premises and equipment expense$986,000648
Additional noninterest expense$1,942,000822
Pre-tax net operating income$294,0003,856
Securities gains (losses)$1,527,00065
Applicable income taxes$256,0001,494
Income before extraordinary items$1,565,000997
Extraordinary gains, net$016
Net income$1,565,000997
Minority interest net income$066
Net income of bank and minority interests.$1,565,000998
Net charge-offs$765,000362
Cash dividends$652,000848
Sale, conversion, retirement of capital stock, net$0747
Net operating income$251,7803,808
2013-12-31 (YTD Data)Rank
Total interest income$25,694,000983
Total interest expense$4,369,000761
Net interest income$21,325,0001,027
Provision for loan and lease losses$2,607,000503
Total noninterest income$1,724,0002,365
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$902,0001,488
Trading account gains and fees$0184
Additional Noninterest Income$822,0002,640
Total noninterest expense$18,339,0001,114
Salaries and employee benefits$8,739,0001,231
Premises and equipment expense$3,720,000663
Additional noninterest expense$5,880,0001,147
Pre-tax net operating income$2,103,0002,760
Securities gains (losses)$2,009,000124
Applicable income taxes$467,0002,232
Income before extraordinary items$3,645,0001,628
Extraordinary gains, net$029
Net income$3,645,0001,631
Minority interest net income$090
Net income of bank and minority interests.$3,645,0001,632
Net charge-offs$2,077,000724
Cash dividends$2,610,000965
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,856,9902,695
2013-09-30 (YTD Data)Rank
Total interest income$19,376,000992
Total interest expense$3,308,000782
Net interest income$16,068,0001,030
Provision for loan and lease losses$2,389,000412
Total noninterest income$1,189,0002,546
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$652,0001,534
Trading account gains and fees$0180
Additional Noninterest Income$537,0002,907
Total noninterest expense$13,398,0001,141
Salaries and employee benefits$6,350,0001,268
Premises and equipment expense$2,623,000705
Additional noninterest expense$4,425,0001,138
Pre-tax net operating income$1,470,0002,952
Securities gains (losses)$2,0002,831
Applicable income taxes$-181,0006,736
Income before extraordinary items$1,653,0002,455
Extraordinary gains, net$025
Net income$1,653,0002,460
Minority interest net income$084
Net income of bank and minority interests.$1,653,0002,460
Net charge-offs$1,748,000659
Cash dividends$1,958,000888
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,651,0002,386
2013-06-30 (YTD Data)Rank
Total interest income$12,947,000976
Total interest expense$2,234,000800
Net interest income$10,713,0001,019
Provision for loan and lease losses$900,000732
Total noninterest income$740,0002,676
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$424,0001,547
Trading account gains and fees$0157
Additional Noninterest Income$316,0003,129
Total noninterest expense$8,736,0001,167
Salaries and employee benefits$4,171,0001,280
Premises and equipment expense$1,773,000697
Additional noninterest expense$2,792,0001,193
Pre-tax net operating income$1,817,0001,874
Securities gains (losses)$5,0002,459
Applicable income taxes$-93,0006,759
Income before extraordinary items$1,915,0001,584
Extraordinary gains, net$022
Net income$1,915,0001,587
Minority interest net income$082
Net income of bank and minority interests.$1,915,0001,589
Net charge-offs$1,541,000556
Cash dividends$1,305,000873
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,910,0001,523
2013-03-31 (YTD Data)Rank
Total interest income$6,551,000967
Total interest expense$1,147,000808
Net interest income$5,404,0001,001
Provision for loan and lease losses$468,000726
Total noninterest income$575,0002,016
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$211,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$364,0001,959
Total noninterest expense$4,175,0001,224
Salaries and employee benefits$2,078,0001,296
Premises and equipment expense$844,000740
Additional noninterest expense$1,253,0001,315
Pre-tax net operating income$1,336,0001,348
Securities gains (losses)$5,0001,643
Applicable income taxes$158,0001,943
Income before extraordinary items$1,183,0001,262
Extraordinary gains, net$010
Net income$1,183,0001,264
Minority interest net income$076
Net income of bank and minority interests.$1,183,0001,264
Net charge-offs$510,000764
Cash dividends$652,000764
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,178,6001,215
2012-12-31 (YTD Data)Rank
Total interest income$28,145,000930
Total interest expense$5,332,000839
Net interest income$22,813,000956
Provision for loan and lease losses$6,117,000432
Total noninterest income$2,341,0001,962
Gross Fiduciary activities income$6,0001,174
Service charges on deposit accounts$890,0001,561
Trading account gains and fees$0166
Additional Noninterest Income$1,445,0001,893
Total noninterest expense$16,565,0001,222
Salaries and employee benefits$8,089,0001,281
Premises and equipment expense$3,429,000701
Additional noninterest expense$5,047,0001,342
Pre-tax net operating income$2,472,0002,427
Securities gains (losses)$2,449,000216
Applicable income taxes$779,0001,726
Income before extraordinary items$4,142,0001,413
Extraordinary gains, net$029
Net income$4,142,0001,414
Minority interest net income$093
Net income of bank and minority interests.$4,142,0001,414
Net charge-offs$5,267,000555
Cash dividends$2,610,000975
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,084,8402,387
2012-09-30 (YTD Data)Rank
Total interest income$21,340,000946
Total interest expense$4,098,000863
Net interest income$17,242,000954
Provision for loan and lease losses$4,487,000450
Total noninterest income$1,580,0002,110
Gross Fiduciary activities income$6,0001,130
Service charges on deposit accounts$651,0001,604
Trading account gains and fees$0157
Additional Noninterest Income$923,0002,094
Total noninterest expense$12,110,0001,239
Salaries and employee benefits$5,922,0001,305
Premises and equipment expense$2,455,000742
Additional noninterest expense$3,733,0001,361
Pre-tax net operating income$2,225,0002,161
Securities gains (losses)$2,449,000163
Applicable income taxes$739,0001,523
Income before extraordinary items$3,935,0001,144
Extraordinary gains, net$020
Net income$3,935,0001,145
Minority interest net income$086
Net income of bank and minority interests.$3,935,0001,145
Net charge-offs$4,643,000489
Cash dividends$1,958,000806
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,877,8402,099
2012-06-30 (YTD Data)Rank
Total interest income$14,425,000935
Total interest expense$2,816,000870
Net interest income$11,609,000947
Provision for loan and lease losses$983,0001,121
Total noninterest income$987,0002,177
Gross Fiduciary activities income$6,0001,098
Service charges on deposit accounts$421,0001,626
Trading account gains and fees$0153
Additional Noninterest Income$560,0002,186
Total noninterest expense$8,193,0001,230
Salaries and employee benefits$3,966,0001,307
Premises and equipment expense$1,671,000725
Additional noninterest expense$2,556,0001,326
Pre-tax net operating income$3,420,0001,036
Securities gains (losses)$611,000447
Applicable income taxes$1,039,000861
Income before extraordinary items$2,992,0001,018
Extraordinary gains, net$019
Net income$2,992,0001,018
Minority interest net income$084
Net income of bank and minority interests.$2,992,0001,018
Net charge-offs$140,0003,116
Cash dividends$1,305,000784
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,539,8601,111
2012-03-31 (YTD Data)Rank
Total interest income$7,340,000916
Total interest expense$1,471,000864
Net interest income$5,869,000934
Provision for loan and lease losses$611,000908
Total noninterest income$431,0002,371
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$218,0001,583
Trading account gains and fees$0148
Additional Noninterest Income$213,0002,566
Total noninterest expense$4,110,0001,215
Salaries and employee benefits$1,998,0001,299
Premises and equipment expense$822,000735
Additional noninterest expense$1,290,0001,300
Pre-tax net operating income$1,579,0001,110
Securities gains (losses)$02,210
Applicable income taxes$426,0001,021
Income before extraordinary items$1,153,0001,258
Extraordinary gains, net$019
Net income$1,153,0001,259
Minority interest net income$078
Net income of bank and minority interests.$1,153,0001,259
Net charge-offs$14,0003,886
Cash dividends$653,000705
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,153,0001,193
2011-12-31 (YTD Data)Rank
Total interest income$31,349,000891
Total interest expense$7,526,000786
Net interest income$23,823,000919
Provision for loan and lease losses$536,0003,359
Total noninterest income$1,673,0002,284
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$895,0001,637
Trading account gains and fees$0146
Additional Noninterest Income$772,0002,505
Total noninterest expense$16,385,0001,206
Salaries and employee benefits$7,692,0001,283
Premises and equipment expense$3,508,000704
Additional noninterest expense$5,185,0001,337
Pre-tax net operating income$8,575,000719
Securities gains (losses)$49,0002,601
Applicable income taxes$1,699,000902
Income before extraordinary items$6,925,000731
Extraordinary gains, net$029
Net income$6,925,000731
Minority interest net income$096
Net income of bank and minority interests.$6,925,000731
Net charge-offs$879,0002,517
Cash dividends$2,030,000940
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,885,800699
2011-09-30 (YTD Data)Rank
Total interest income$23,594,000902
Total interest expense$5,916,000779
Net interest income$17,678,000939
Provision for loan and lease losses$218,0004,049
Total noninterest income$1,215,0002,309
Gross Fiduciary activities income$6,0001,085
Service charges on deposit accounts$658,0001,664
Trading account gains and fees$0145
Additional Noninterest Income$551,0002,557
Total noninterest expense$12,175,0001,211
Salaries and employee benefits$5,684,0001,306
Premises and equipment expense$2,484,000757
Additional noninterest expense$4,007,0001,282
Pre-tax net operating income$6,500,000730
Securities gains (losses)$49,0002,347
Applicable income taxes$1,278,000897
Income before extraordinary items$5,271,000740
Extraordinary gains, net$021
Net income$5,271,000739
Minority interest net income$087
Net income of bank and minority interests.$5,271,000740
Net charge-offs$561,0002,542
Cash dividends$1,523,000821
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,231,800717
2011-06-30 (YTD Data)Rank
Total interest income$15,695,000918
Total interest expense$4,044,000791
Net interest income$11,651,000949
Provision for loan and lease losses$112,0004,287
Total noninterest income$847,0002,245
Gross Fiduciary activities income$6,0001,059
Service charges on deposit accounts$432,0001,664
Trading account gains and fees$0153
Additional Noninterest Income$409,0002,408
Total noninterest expense$7,857,0001,272
Salaries and employee benefits$3,820,0001,306
Premises and equipment expense$1,686,000750
Additional noninterest expense$2,351,0001,484
Pre-tax net operating income$4,529,000692
Securities gains (losses)$48,0001,617
Applicable income taxes$984,000766
Income before extraordinary items$3,593,000720
Extraordinary gains, net$015
Net income$3,593,000719
Minority interest net income$089
Net income of bank and minority interests.$3,593,000720
Net charge-offs$58,0004,333
Cash dividends$1,015,000799
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,555,080694
2011-03-31 (YTD Data)Rank
Total interest income$7,836,000929
Total interest expense$2,055,000810
Net interest income$5,781,000962
Provision for loan and lease losses$1,0005,795
Total noninterest income$442,0002,192
Gross Fiduciary activities income$6,000985
Service charges on deposit accounts$205,0001,710
Trading account gains and fees$0158
Additional Noninterest Income$231,0002,271
Total noninterest expense$3,950,0001,263
Salaries and employee benefits$1,917,0001,312
Premises and equipment expense$852,000755
Additional noninterest expense$1,181,0001,476
Pre-tax net operating income$2,272,000699
Securities gains (losses)$01,772
Applicable income taxes$474,000784
Income before extraordinary items$1,798,000721
Extraordinary gains, net$09
Net income$1,798,000721
Minority interest net income$086
Net income of bank and minority interests.$1,798,000721
Net charge-offs$8,0004,474
Cash dividends$507,000719
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,798,000703
2010-12-31 (YTD Data)Rank
Total interest income$31,368,000972
Total interest expense$8,800,000944
Net interest income$22,568,000973
Provision for loan and lease losses$496,0004,147
Total noninterest income$1,907,0002,143
Gross Fiduciary activities income$6,0001,203
Service charges on deposit accounts$964,0001,548
Trading account gains and fees$0175
Additional Noninterest Income$937,0002,251
Total noninterest expense$15,405,0001,300
Salaries and employee benefits$7,462,0001,318
Premises and equipment expense$3,327,000769
Additional noninterest expense$4,616,0001,562
Pre-tax net operating income$8,574,000626
Securities gains (losses)$17,0003,166
Applicable income taxes$1,769,000801
Income before extraordinary items$6,822,000665
Extraordinary gains, net$029
Net income$6,822,000661
Minority interest net income$0111
Net income of bank and minority interests.$6,822,000666
Net charge-offs$932,0002,784
Cash dividends$2,030,000802
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,808,570633
2010-09-30 (YTD Data)Rank
Total interest income$23,543,000984
Total interest expense$6,623,000980
Net interest income$16,920,000978
Provision for loan and lease losses$352,0004,101
Total noninterest income$1,467,0002,119
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$765,0001,535
Trading account gains and fees$0165
Additional Noninterest Income$696,0002,271
Total noninterest expense$11,143,0001,339
Salaries and employee benefits$5,413,0001,360
Premises and equipment expense$2,377,000815
Additional noninterest expense$3,353,0001,585
Pre-tax net operating income$6,892,000615
Securities gains (losses)$17,0002,949
Applicable income taxes$1,559,000720
Income before extraordinary items$5,350,000652
Extraordinary gains, net$023
Net income$5,350,000650
Minority interest net income$0110
Net income of bank and minority interests.$5,350,000652
Net charge-offs$329,0003,610
Cash dividends$1,523,000708
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,336,910623
2010-06-30 (YTD Data)Rank
Total interest income$15,591,0001,008
Total interest expense$4,396,0001,022
Net interest income$11,195,000986
Provision for loan and lease losses$6,0006,719
Total noninterest income$965,0002,108
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$512,0001,536
Trading account gains and fees$0152
Additional Noninterest Income$447,0002,253
Total noninterest expense$7,361,0001,350
Salaries and employee benefits$3,511,0001,414
Premises and equipment expense$1,609,000812
Additional noninterest expense$2,241,0001,573
Pre-tax net operating income$4,793,000575
Securities gains (losses)$16,0002,445
Applicable income taxes$1,031,000704
Income before extraordinary items$3,778,000584
Extraordinary gains, net$019
Net income$3,778,000585
Minority interest net income$0105
Net income of bank and minority interests.$3,778,000585
Net charge-offs$262,0003,213
Cash dividends$1,015,000696
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,765,360567
2010-03-31 (YTD Data)Rank
Total interest income$7,711,0001,041
Total interest expense$2,208,0001,059
Net interest income$5,503,0001,019
Provision for loan and lease losses$3,0006,435
Total noninterest income$480,0002,090
Gross Fiduciary activities income$6,0001,030
Service charges on deposit accounts$259,0001,504
Trading account gains and fees$0175
Additional Noninterest Income$215,0002,289
Total noninterest expense$3,592,0001,402
Salaries and employee benefits$1,751,0001,430
Premises and equipment expense$786,000855
Additional noninterest expense$1,055,0001,660
Pre-tax net operating income$2,388,000568
Securities gains (losses)$6,0001,850
Applicable income taxes$478,000730
Income before extraordinary items$1,916,000580
Extraordinary gains, net$016
Net income$1,916,000585
Minority interest net income$091
Net income of bank and minority interests.$1,916,000584
Net charge-offs$261,0002,180
Cash dividends$508,000647
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,911,200561
2009-12-31 (YTD Data)Rank
Total interest income$31,448,0001,091
Total interest expense$9,768,0001,221
Net interest income$21,680,0001,006
Provision for loan and lease losses$677,0004,088
Total noninterest income$1,925,0002,174
Gross Fiduciary activities income$6,0001,232
Service charges on deposit accounts$1,088,0001,556
Trading account gains and fees$0211
Additional Noninterest Income$831,0002,397
Total noninterest expense$13,880,0001,489
Salaries and employee benefits$7,079,0001,424
Premises and equipment expense$2,621,0001,035
Additional noninterest expense$4,180,0001,784
Pre-tax net operating income$9,048,000475
Securities gains (losses)$35,0002,803
Applicable income taxes$2,081,000547
Income before extraordinary items$7,002,000480
Extraordinary gains, net$034
Net income$7,002,000480
Minority interest net income$0115
Net income of bank and minority interests.$7,002,000482
Net charge-offs$53,0006,172
Cash dividends$2,030,000896
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,975,050479
2009-09-30 (YTD Data)Rank
Total interest income$23,494,0001,118
Total interest expense$7,458,0001,260
Net interest income$16,036,0001,024
Provision for loan and lease losses$323,0004,484
Total noninterest income$1,431,0002,239
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$816,0001,561
Trading account gains and fees$0212
Additional Noninterest Income$609,0002,496
Total noninterest expense$9,966,0001,545
Salaries and employee benefits$5,089,0001,493
Premises and equipment expense$1,828,0001,132
Additional noninterest expense$3,049,0001,760
Pre-tax net operating income$7,178,000472
Securities gains (losses)$35,0002,478
Applicable income taxes$1,518,000584
Income before extraordinary items$5,695,000463
Extraordinary gains, net$027
Net income$5,695,000461
Minority interest net income$0118
Net income of bank and minority interests.$5,695,000463
Net charge-offs$24,0006,152
Cash dividends$1,523,000838
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,667,350461
2009-06-30 (YTD Data)Rank
Total interest income$15,687,0001,142
Total interest expense$5,067,0001,300
Net interest income$10,620,0001,027
Provision for loan and lease losses$320,0003,598
Total noninterest income$938,0002,280
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$533,0001,564
Trading account gains and fees$0193
Additional Noninterest Income$399,0002,557
Total noninterest expense$6,667,0001,570
Salaries and employee benefits$3,365,0001,527
Premises and equipment expense$1,206,0001,169
Additional noninterest expense$2,096,0001,740
Pre-tax net operating income$4,571,000485
Securities gains (losses)$35,0002,094
Applicable income taxes$1,058,000582
Income before extraordinary items$3,548,000491
Extraordinary gains, net$021
Net income$3,548,000489
Minority interest net income$0112
Net income of bank and minority interests.$3,548,000491
Net charge-offs$23,0005,517
Cash dividends$1,015,000877
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,521,050480
2009-03-31 (YTD Data)Rank
Total interest income$7,961,0001,134
Total interest expense$2,616,0001,312
Net interest income$5,345,0001,008
Provision for loan and lease losses$78,0004,265
Total noninterest income$474,0002,227
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$265,0001,535
Trading account gains and fees$0171
Additional Noninterest Income$203,0002,494
Total noninterest expense$3,146,0001,605
Salaries and employee benefits$1,678,0001,554
Premises and equipment expense$615,0001,171
Additional noninterest expense$853,0001,885
Pre-tax net operating income$2,595,000454
Securities gains (losses)$28,0001,551
Applicable income taxes$608,000544
Income before extraordinary items$2,015,000487
Extraordinary gains, net$015
Net income$2,015,000489
Minority interest net income$0102
Net income of bank and minority interests.$2,015,000490
Net charge-offs$10,0004,758
Cash dividends$508,000843
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,993,440463
2008-12-31 (YTD Data)Rank
Total interest income$32,338,0001,179
Total interest expense$12,854,0001,271
Net interest income$19,484,0001,123
Provision for loan and lease losses$312,0004,558
Total noninterest income$1,921,0002,206
Gross Fiduciary activities income$7,0001,258
Service charges on deposit accounts$1,125,0001,590
Trading account gains and fees$0154
Additional Noninterest Income$789,0002,470
Total noninterest expense$13,138,0001,484
Salaries and employee benefits$6,799,0001,527
Premises and equipment expense$2,554,0001,097
Additional noninterest expense$3,785,0001,635
Pre-tax net operating income$7,955,000703
Securities gains (losses)$132,000940
Applicable income taxes$1,578,000838
Income before extraordinary items$6,509,000611
Extraordinary gains, net$039
Net income$6,509,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0005,088
Cash dividends$2,030,0001,321
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,403,400671
2008-09-30 (YTD Data)Rank
Total interest income$24,243,0001,209
Total interest expense$9,894,0001,286
Net interest income$14,349,0001,181
Provision for loan and lease losses$234,0003,949
Total noninterest income$1,428,0002,285
Gross Fiduciary activities income$7,0001,205
Service charges on deposit accounts$818,0001,642
Trading account gains and fees$0148
Additional Noninterest Income$603,0002,527
Total noninterest expense$9,461,0001,544
Salaries and employee benefits$4,998,0001,570
Premises and equipment expense$1,862,0001,122
Additional noninterest expense$2,601,0001,712
Pre-tax net operating income$6,082,000835
Securities gains (losses)$3,0002,756
Applicable income taxes$1,160,0001,031
Income before extraordinary items$4,925,000744
Extraordinary gains, net$031
Net income$4,925,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,101
Cash dividends$1,523,0001,286
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,922,570784
2008-06-30 (YTD Data)Rank
Total interest income$16,222,0001,225
Total interest expense$6,827,0001,286
Net interest income$9,395,0001,189
Provision for loan and lease losses$156,0003,542
Total noninterest income$925,0002,361
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$529,0001,668
Trading account gains and fees$0149
Additional Noninterest Income$389,0002,629
Total noninterest expense$6,289,0001,538
Salaries and employee benefits$3,336,0001,581
Premises and equipment expense$1,271,0001,089
Additional noninterest expense$1,682,0001,740
Pre-tax net operating income$3,875,000916
Securities gains (losses)$3,0002,869
Applicable income taxes$699,0001,232
Income before extraordinary items$3,179,000853
Extraordinary gains, net$021
Net income$3,179,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,239
Cash dividends$1,015,0001,370
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,176,540840
2008-03-31 (YTD Data)Rank
Total interest income$8,094,0001,254
Total interest expense$3,465,0001,355
Net interest income$4,629,0001,195
Provision for loan and lease losses$78,0003,090
Total noninterest income$455,0002,375
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$264,0001,639
Trading account gains and fees$0158
Additional Noninterest Income$184,0002,696
Total noninterest expense$3,111,0001,548
Salaries and employee benefits$1,675,0001,590
Premises and equipment expense$640,0001,086
Additional noninterest expense$796,0001,783
Pre-tax net operating income$1,895,0001,002
Securities gains (losses)$02,688
Applicable income taxes$359,0001,287
Income before extraordinary items$1,536,000979
Extraordinary gains, net$015
Net income$1,536,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,051
Cash dividends$508,0001,322
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,536,000936
2007-12-31 (YTD Data)Rank
Total interest income$33,655,0001,253
Total interest expense$15,029,0001,327
Net interest income$18,626,0001,196
Provision for loan and lease losses$312,0003,118
Total noninterest income$1,947,0002,252
Gross Fiduciary activities income$6,0001,314
Service charges on deposit accounts$1,084,0001,649
Trading account gains and fees$0178
Additional Noninterest Income$857,0002,455
Total noninterest expense$12,506,0001,476
Salaries and employee benefits$6,743,0001,498
Premises and equipment expense$2,424,0001,099
Additional noninterest expense$3,339,0001,674
Pre-tax net operating income$7,755,0001,085
Securities gains (losses)$104,000597
Applicable income taxes$1,403,0001,479
Income before extraordinary items$6,456,0001,014
Extraordinary gains, net$039
Net income$6,456,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$2,030,0001,578
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,370,7201,009
2007-09-30 (YTD Data)Rank
Total interest income$25,210,0001,256
Total interest expense$11,306,0001,326
Net interest income$13,904,0001,215
Provision for loan and lease losses$234,0002,727
Total noninterest income$1,552,0002,167
Gross Fiduciary activities income$6,0001,244
Service charges on deposit accounts$797,0001,659
Trading account gains and fees$0184
Additional Noninterest Income$749,0002,209
Total noninterest expense$8,980,0001,518
Salaries and employee benefits$4,758,0001,595
Premises and equipment expense$1,780,0001,120
Additional noninterest expense$2,442,0001,669
Pre-tax net operating income$6,242,0001,102
Securities gains (losses)$01,655
Applicable income taxes$1,170,0001,472
Income before extraordinary items$5,072,0001,038
Extraordinary gains, net$033
Net income$5,072,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$1,523,0001,477
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,072,0001,022
2007-06-30 (YTD Data)Rank
Total interest income$16,598,0001,284
Total interest expense$7,401,0001,350
Net interest income$9,197,0001,241
Provision for loan and lease losses$156,0002,532
Total noninterest income$1,020,0002,219
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$533,0001,658
Trading account gains and fees$0168
Additional Noninterest Income$481,0002,312
Total noninterest expense$5,929,0001,551
Salaries and employee benefits$3,183,0001,618
Premises and equipment expense$1,205,0001,114
Additional noninterest expense$1,541,0001,761
Pre-tax net operating income$4,132,0001,149
Securities gains (losses)$01,444
Applicable income taxes$772,0001,526
Income before extraordinary items$3,360,0001,073
Extraordinary gains, net$029
Net income$3,360,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$1,015,0001,490
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,360,0001,053
2007-03-31 (YTD Data)Rank
Total interest income$8,216,0001,291
Total interest expense$3,582,0001,388
Net interest income$4,634,0001,225
Provision for loan and lease losses$78,0002,375
Total noninterest income$565,0002,038
Gross Fiduciary activities income$6,0001,089
Service charges on deposit accounts$262,0001,639
Trading account gains and fees$0195
Additional Noninterest Income$297,0001,974
Total noninterest expense$2,968,0001,548
Salaries and employee benefits$1,597,0001,626
Premises and equipment expense$587,0001,149
Additional noninterest expense$784,0001,710
Pre-tax net operating income$2,153,0001,085
Securities gains (losses)$01,187
Applicable income taxes$437,0001,429
Income before extraordinary items$1,716,0001,029
Extraordinary gains, net$022
Net income$1,716,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$508,0001,364
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,716,0001,013
2006-12-31 (YTD Data)Rank
Total interest income$30,371,0001,295
Total interest expense$11,947,0001,406
Net interest income$18,424,0001,230
Provision for loan and lease losses$317,0002,665
Total noninterest income$2,028,0002,202
Gross Fiduciary activities income$7,0001,322
Service charges on deposit accounts$1,263,0001,418
Trading account gains and fees$0130
Additional Noninterest Income$758,0002,661
Total noninterest expense$12,496,0001,435
Salaries and employee benefits$6,777,0001,461
Premises and equipment expense$2,385,0001,056
Additional noninterest expense$3,334,0001,583
Pre-tax net operating income$7,639,0001,278
Securities gains (losses)$01,687
Applicable income taxes$1,363,0001,802
Income before extraordinary items$6,276,0001,179
Extraordinary gains, net$051
Net income$6,276,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,821
Cash dividends$2,030,0001,512
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,276,0001,167
2006-09-30 (YTD Data)Rank
Total interest income$22,151,0001,329
Total interest expense$8,492,0001,441
Net interest income$13,659,0001,261
Provision for loan and lease losses$239,0002,529
Total noninterest income$1,545,0002,185
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$966,0001,392
Trading account gains and fees$0126
Additional Noninterest Income$572,0002,660
Total noninterest expense$8,614,0001,558
Salaries and employee benefits$4,504,0001,643
Premises and equipment expense$1,708,0001,129
Additional noninterest expense$2,402,0001,640
Pre-tax net operating income$6,351,0001,206
Securities gains (losses)$01,388
Applicable income taxes$1,241,0001,610
Income before extraordinary items$5,110,0001,130
Extraordinary gains, net$045
Net income$5,110,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,204
Cash dividends$1,523,0001,419
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,110,0001,118
2006-06-30 (YTD Data)Rank
Total interest income$14,226,0001,351
Total interest expense$5,324,0001,460
Net interest income$8,902,0001,287
Provision for loan and lease losses$160,0002,479
Total noninterest income$1,012,0002,201
Gross Fiduciary activities income$7,0001,216
Service charges on deposit accounts$647,0001,364
Trading account gains and fees$0126
Additional Noninterest Income$358,0002,719
Total noninterest expense$5,689,0001,581
Salaries and employee benefits$2,997,0001,653
Premises and equipment expense$1,151,0001,108
Additional noninterest expense$1,541,0001,719
Pre-tax net operating income$4,065,0001,249
Securities gains (losses)$01,185
Applicable income taxes$772,0001,710
Income before extraordinary items$3,293,0001,164
Extraordinary gains, net$039
Net income$3,293,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,343
Cash dividends$1,015,0001,403
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,293,0001,145
2006-03-31 (YTD Data)Rank
Total interest income$6,954,0001,356
Total interest expense$2,469,0001,489
Net interest income$4,485,0001,268
Provision for loan and lease losses$80,0002,332
Total noninterest income$500,0002,189
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$325,0001,320
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,759
Total noninterest expense$2,862,0001,571
Salaries and employee benefits$1,502,0001,657
Premises and equipment expense$583,0001,103
Additional noninterest expense$777,0001,684
Pre-tax net operating income$2,043,0001,210
Securities gains (losses)$0955
Applicable income taxes$453,0001,508
Income before extraordinary items$1,590,0001,173
Extraordinary gains, net$021
Net income$1,590,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$507,0001,304
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,590,0001,153
2005-12-31 (YTD Data)Rank
Total interest income$26,523,0001,265
Total interest expense$8,222,0001,379
Net interest income$18,301,0001,171
Provision for loan and lease losses$306,0002,773
Total noninterest income$1,994,0002,215
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$1,281,0001,375
Trading account gains and fees$0138
Additional Noninterest Income$704,0002,762
Total noninterest expense$12,054,0001,428
Salaries and employee benefits$6,326,0001,487
Premises and equipment expense$2,384,0001,011
Additional noninterest expense$3,344,0001,520
Pre-tax net operating income$7,935,0001,204
Securities gains (losses)$35,0001,043
Applicable income taxes$1,458,0001,735
Income before extraordinary items$6,512,0001,117
Extraordinary gains, net$046
Net income$6,512,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,928
Cash dividends$2,030,0001,431
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,483,3001,098
2005-09-30 (YTD Data)Rank
Total interest income$19,479,0001,248
Total interest expense$5,931,0001,351
Net interest income$13,548,0001,171
Provision for loan and lease losses$228,0002,692
Total noninterest income$1,498,0002,208
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$971,0001,341
Trading account gains and fees$0126
Additional Noninterest Income$518,0002,810
Total noninterest expense$8,463,0001,512
Salaries and employee benefits$4,261,0001,625
Premises and equipment expense$1,741,0001,028
Additional noninterest expense$2,461,0001,525
Pre-tax net operating income$6,355,0001,125
Securities gains (losses)$35,0001,002
Applicable income taxes$1,257,0001,591
Income before extraordinary items$5,133,0001,050
Extraordinary gains, net$035
Net income$5,133,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,742
Cash dividends$1,523,0001,316
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,105,0001,038
2005-06-30 (YTD Data)Rank
Total interest income$12,836,0001,220
Total interest expense$3,848,0001,309
Net interest income$8,988,0001,177
Provision for loan and lease losses$151,0002,592
Total noninterest income$997,0002,181
Gross Fiduciary activities income$9,0001,180
Service charges on deposit accounts$655,0001,315
Trading account gains and fees$0116
Additional Noninterest Income$333,0002,878
Total noninterest expense$5,570,0001,521
Salaries and employee benefits$2,839,0001,627
Premises and equipment expense$1,137,0001,037
Additional noninterest expense$1,594,0001,558
Pre-tax net operating income$4,264,0001,104
Securities gains (losses)$35,000911
Applicable income taxes$842,0001,554
Income before extraordinary items$3,457,0001,011
Extraordinary gains, net$030
Net income$3,457,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$1,015,0001,269
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,429,000998
2005-03-31 (YTD Data)Rank
Total interest income$6,324,0001,208
Total interest expense$1,865,0001,276
Net interest income$4,459,0001,178
Provision for loan and lease losses$75,0002,455
Total noninterest income$501,0002,130
Gross Fiduciary activities income$9,0001,075
Service charges on deposit accounts$330,0001,243
Trading account gains and fees$0115
Additional Noninterest Income$162,0002,836
Total noninterest expense$2,773,0001,526
Salaries and employee benefits$1,452,0001,592
Premises and equipment expense$561,0001,073
Additional noninterest expense$760,0001,621
Pre-tax net operating income$2,112,0001,093
Securities gains (losses)$01,685
Applicable income taxes$400,0001,602
Income before extraordinary items$1,712,0001,016
Extraordinary gains, net$024
Net income$1,712,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$507,0001,190
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,712,000992
2004-12-31 (YTD Data)Rank
Total interest income$24,356,0001,165
Total interest expense$7,053,0001,153
Net interest income$17,303,0001,165
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,950,0002,239
Gross Fiduciary activities income$10,0001,316
Service charges on deposit accounts$1,335,0001,328
Trading account gains and fees$0138
Additional Noninterest Income$605,0002,977
Total noninterest expense$11,558,0001,414
Salaries and employee benefits$5,959,0001,494
Premises and equipment expense$2,117,0001,088
Additional noninterest expense$3,482,0001,427
Pre-tax net operating income$7,395,0001,173
Securities gains (losses)$29,0002,137
Applicable income taxes$1,329,0001,762
Income before extraordinary items$6,095,0001,073
Extraordinary gains, net$034
Net income$6,095,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,361
Cash dividends$2,030,0001,329
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,071,2201,045
2004-09-30 (YTD Data)Rank
Total interest income$18,076,0001,153
Total interest expense$5,234,0001,137
Net interest income$12,842,0001,158
Provision for loan and lease losses$225,0002,754
Total noninterest income$1,439,0002,269
Gross Fiduciary activities income$10,0001,242
Service charges on deposit accounts$996,0001,345
Trading account gains and fees$0134
Additional Noninterest Income$433,0003,058
Total noninterest expense$7,975,0001,528
Salaries and employee benefits$3,956,0001,671
Premises and equipment expense$1,526,0001,127
Additional noninterest expense$2,493,0001,471
Pre-tax net operating income$6,081,0001,091
Securities gains (losses)$29,0002,064
Applicable income taxes$1,162,0001,582
Income before extraordinary items$4,948,0001,013
Extraordinary gains, net$026
Net income$4,948,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,743
Cash dividends$1,523,0001,231
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,924,510976
2004-06-30 (YTD Data)Rank
Total interest income$11,977,0001,150
Total interest expense$3,498,0001,125
Net interest income$8,479,0001,169
Provision for loan and lease losses$150,0002,691
Total noninterest income$937,0002,302
Gross Fiduciary activities income$10,0001,191
Service charges on deposit accounts$661,0001,340
Trading account gains and fees$0130
Additional Noninterest Income$266,0003,198
Total noninterest expense$5,118,0001,586
Salaries and employee benefits$2,595,0001,697
Premises and equipment expense$919,0001,257
Additional noninterest expense$1,604,0001,506
Pre-tax net operating income$4,148,0001,044
Securities gains (losses)$29,0001,812
Applicable income taxes$825,0001,495
Income before extraordinary items$3,352,000976
Extraordinary gains, net$021
Net income$3,352,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,091
Cash dividends$1,015,0001,231
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,328,800945
2004-03-31 (YTD Data)Rank
Total interest income$6,091,0001,145
Total interest expense$1,830,0001,087
Net interest income$4,261,0001,162
Provision for loan and lease losses$75,0002,550
Total noninterest income$492,0002,186
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$330,0001,303
Trading account gains and fees$0121
Additional Noninterest Income$161,0002,816
Total noninterest expense$2,563,0001,589
Salaries and employee benefits$1,319,0001,677
Premises and equipment expense$487,0001,197
Additional noninterest expense$757,0001,578
Pre-tax net operating income$2,115,0001,021
Securities gains (losses)$29,0001,519
Applicable income taxes$434,0001,456
Income before extraordinary items$1,710,000952
Extraordinary gains, net$016
Net income$1,710,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$507,0001,163
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,686,800919
2003-12-31 (YTD Data)Rank
Total interest income$23,989,0001,188
Total interest expense$7,754,0001,161
Net interest income$16,235,0001,194
Provision for loan and lease losses$300,0003,140
Total noninterest income$1,896,0002,402
Gross Fiduciary activities income$14,0001,304
Service charges on deposit accounts$1,324,0001,309
Trading account gains and fees$0160
Additional Noninterest Income$558,0003,388
Total noninterest expense$9,950,0001,615
Salaries and employee benefits$5,565,0001,546
Premises and equipment expense$1,208,0001,895
Additional noninterest expense$3,177,0001,556
Pre-tax net operating income$7,881,0001,062
Securities gains (losses)$-128,0009,046
Applicable income taxes$1,739,0001,422
Income before extraordinary items$6,014,0001,073
Extraordinary gains, net$054
Net income$6,014,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,807
Cash dividends$1,740,0001,559
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,113,840989
2003-09-30 (YTD Data)Rank
Total interest income$17,820,0001,231
Total interest expense$5,828,0001,195
Net interest income$11,992,0001,215
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,369,0002,521
Gross Fiduciary activities income$14,0001,237
Service charges on deposit accounts$975,0001,333
Trading account gains and fees$0153
Additional Noninterest Income$380,0003,624
Total noninterest expense$6,736,0001,772
Salaries and employee benefits$3,706,0001,745
Premises and equipment expense$784,0002,188
Additional noninterest expense$2,246,0001,622
Pre-tax net operating income$6,400,0001,019
Securities gains (losses)$-128,0009,137
Applicable income taxes$1,481,0001,368
Income before extraordinary items$4,791,0001,052
Extraordinary gains, net$040
Net income$4,791,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,029
Cash dividends$1,305,0001,426
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,888,280962
2003-06-30 (YTD Data)Rank
Total interest income$11,932,0001,235
Total interest expense$3,909,0001,227
Net interest income$8,023,0001,214
Provision for loan and lease losses$150,0003,000
Total noninterest income$892,0002,547
Gross Fiduciary activities income$14,0001,176
Service charges on deposit accounts$633,0001,352
Trading account gains and fees$0150
Additional Noninterest Income$245,0003,660
Total noninterest expense$4,466,0001,773
Salaries and employee benefits$2,452,0001,757
Premises and equipment expense$518,0002,186
Additional noninterest expense$1,496,0001,621
Pre-tax net operating income$4,299,0001,009
Securities gains (losses)$03,782
Applicable income taxes$1,035,0001,331
Income before extraordinary items$3,264,0001,026
Extraordinary gains, net$030
Net income$3,264,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,250
Cash dividends$870,0001,483
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,264,000948
2003-03-31 (YTD Data)Rank
Total interest income$5,976,0001,242
Total interest expense$1,981,0001,231
Net interest income$3,995,0001,227
Provision for loan and lease losses$75,0002,805
Total noninterest income$466,0002,418
Gross Fiduciary activities income$11,0001,113
Service charges on deposit accounts$317,0001,319
Trading account gains and fees$0134
Additional Noninterest Income$138,0003,360
Total noninterest expense$2,170,0001,812
Salaries and employee benefits$1,228,0001,734
Premises and equipment expense$271,0002,104
Additional noninterest expense$671,0001,750
Pre-tax net operating income$2,216,000996
Securities gains (losses)$02,891
Applicable income taxes$515,0001,342
Income before extraordinary items$1,701,000982
Extraordinary gains, net$021
Net income$1,701,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$435,0001,372
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,701,000910
2002-12-31 (YTD Data)Rank
Total interest income$23,614,0001,294
Total interest expense$8,146,0001,379
Net interest income$15,468,0001,241
Provision for loan and lease losses$100,0005,681
Total noninterest income$1,212,0003,060
Gross Fiduciary activities income$8,0001,447
Service charges on deposit accounts$770,0002,071
Trading account gains and fees$0153
Additional Noninterest Income$434,0003,539
Total noninterest expense$9,334,0001,640
Salaries and employee benefits$5,303,0001,522
Premises and equipment expense$1,213,0001,832
Additional noninterest expense$2,818,0001,667
Pre-tax net operating income$7,246,0001,161
Securities gains (losses)$94,0001,808
Applicable income taxes$1,727,0001,460
Income before extraordinary items$5,613,0001,119
Extraordinary gains, net$070
Net income$5,613,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$1,595,0001,568
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,541,5601,087
2001-12-31 (YTD Data)Rank
Total interest income$23,066,0001,477
Total interest expense$9,733,0001,668
Net interest income$13,333,0001,326
Provision for loan and lease losses$08,228
Total noninterest income$1,264,0002,833
Gross Fiduciary activities income$10,0001,431
Service charges on deposit accounts$534,0002,684
Trading account gains and fees$0177
Additional Noninterest Income$720,0002,533
Total noninterest expense$8,639,0001,682
Salaries and employee benefits$5,098,0001,487
Premises and equipment expense$1,104,0001,948
Additional noninterest expense$2,437,0001,866
Pre-tax net operating income$5,958,0001,257
Securities gains (losses)$-9,0009,278
Applicable income taxes$1,442,0001,541
Income before extraordinary items$4,507,0001,209
Extraordinary gains, net$0105
Net income$4,507,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,124
Cash dividends$1,407,0001,744
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,513,8401,164
2000-12-31 (YTD Data)Rank
Total interest income$21,752,0001,585
Total interest expense$8,770,0001,971
Net interest income$12,982,0001,351
Provision for loan and lease losses$08,337
Total noninterest income$1,220,0002,722
Gross Fiduciary activities income$12,0001,200
Service charges on deposit accounts$544,0002,493
Trading account gains and fees$0180
Additional Noninterest Income$664,0002,464
Total noninterest expense$8,819,0001,595
Salaries and employee benefits$4,907,0001,441
Premises and equipment expense$1,080,0001,925
Additional noninterest expense$2,832,0001,583
Pre-tax net operating income$5,383,0001,375
Securities gains (losses)$-172,0009,552
Applicable income taxes$1,113,0001,943
Income before extraordinary items$4,098,0001,281
Extraordinary gains, net$038
Net income$4,098,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,827
Cash dividends$1,299,0001,867
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,233,8801,236
1999-12-31 (YTD Data)Rank
Total interest income$19,196,0001,691
Total interest expense$7,256,0002,061
Net interest income$11,940,0001,470
Provision for loan and lease losses$175,0003,893
Total noninterest income$1,144,0002,796
Gross Fiduciary activities income$9,0001,273
Service charges on deposit accounts$489,0002,683
Trading account gains and fees$0173
Additional Noninterest Income$646,0002,506
Total noninterest expense$8,433,0001,628
Salaries and employee benefits$5,049,0001,373
Premises and equipment expense$1,005,0002,041
Additional noninterest expense$2,379,0001,846
Pre-tax net operating income$4,476,0001,682
Securities gains (losses)$-14,0009,441
Applicable income taxes$1,259,0001,833
Income before extraordinary items$3,203,0001,665
Extraordinary gains, net$035
Net income$3,203,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,174
Cash dividends$1,161,0002,034
Sale, conversion, retirement of capital stock, net$524,000599
Net operating income$3,213,0801,633
1998-12-31 (YTD Data)Rank
Total interest income$18,809,0001,722
Total interest expense$7,370,0002,063
Net interest income$11,439,0001,474
Provision for loan and lease losses$250,0002,981
Total noninterest income$948,0003,206
Gross Fiduciary activities income$14,0001,254
Service charges on deposit accounts$438,0002,899
Trading account gains and fees$0224
Additional Noninterest Income$496,0002,997
Total noninterest expense$7,377,0001,768
Salaries and employee benefits$4,088,0001,631
Premises and equipment expense$995,0001,971
Additional noninterest expense$2,294,0001,843
Pre-tax net operating income$4,760,0001,553
Securities gains (losses)$04,449
Applicable income taxes$1,393,0001,741
Income before extraordinary items$3,367,0001,566
Extraordinary gains, net$032
Net income$3,367,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-84,00010,209
Cash dividends$1,139,0002,031
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,367,0001,506
1997-12-31 (YTD Data)Rank
Total interest income$17,640,0001,874
Total interest expense$6,407,0002,348
Net interest income$11,233,0001,532
Provision for loan and lease losses$08,829
Total noninterest income$919,0003,262
Gross Fiduciary activities income$8,0001,350
Service charges on deposit accounts$471,0002,780
Trading account gains and fees$0239
Additional Noninterest Income$440,0003,091
Total noninterest expense$7,872,0001,663
Salaries and employee benefits$4,304,0001,512
Premises and equipment expense$961,0002,055
Additional noninterest expense$2,607,0001,640
Pre-tax net operating income$4,280,0001,783
Securities gains (losses)$03,944
Applicable income taxes$1,220,0002,050
Income before extraordinary items$3,060,0001,735
Extraordinary gains, net$044
Net income$3,060,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,735
Cash dividends$1,139,0001,966
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,060,0001,702
1996-12-31 (YTD Data)Rank
Total interest income$17,086,0001,975
Total interest expense$6,121,0002,505
Net interest income$10,965,0001,617
Provision for loan and lease losses$09,041
Total noninterest income$977,0003,187
Gross Fiduciary activities income$7,0001,430
Service charges on deposit accounts$471,0002,875
Trading account gains and fees$0262
Additional Noninterest Income$499,0002,922
Total noninterest expense$7,048,0001,992
Salaries and employee benefits$3,813,0001,734
Premises and equipment expense$830,0002,367
Additional noninterest expense$2,405,0002,078
Pre-tax net operating income$4,894,0001,479
Securities gains (losses)$157,000782
Applicable income taxes$1,334,0001,803
Income before extraordinary items$3,717,0001,340
Extraordinary gains, net$053
Net income$3,717,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,774
Cash dividends$1,139,0001,951
Sale, conversion, retirement of capital stock, net$369,000503
Net operating income$3,600,8201,344
1995-12-31 (YTD Data)Rank
Total interest income$16,036,0002,095
Total interest expense$6,199,0002,482
Net interest income$9,837,0001,817
Provision for loan and lease losses$08,958
Total noninterest income$772,0003,780
Gross Fiduciary activities income$5,0001,518
Service charges on deposit accounts$450,0003,009
Trading account gains and fees$0522
Additional Noninterest Income$317,0003,876
Total noninterest expense$7,504,0001,863
Salaries and employee benefits$3,233,0002,052
Premises and equipment expense$659,0002,963
Additional noninterest expense$3,612,0001,452
Pre-tax net operating income$3,105,0002,362
Securities gains (losses)$13,0002,193
Applicable income taxes$239,0006,808
Income before extraordinary items$2,879,0001,755
Extraordinary gains, net$065
Net income$2,879,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$909,000936
Cash dividends$885,0002,265
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,867,0401,743
1994-12-31 (YTD Data)Rank
Total interest income$14,133,0002,166
Total interest expense$4,843,0002,541
Net interest income$9,290,0001,951
Provision for loan and lease losses$09,146
Total noninterest income$733,0003,971
Gross Fiduciary activities income$6,0001,510
Service charges on deposit accounts$442,0003,102
Trading account gains and fees$0475
Additional Noninterest Income$285,0004,238
Total noninterest expense$6,378,0002,205
Salaries and employee benefits$3,007,0002,212
Premises and equipment expense$707,0002,803
Additional noninterest expense$2,664,0002,028
Pre-tax net operating income$3,645,0001,960
Securities gains (losses)$-14,00010,078
Applicable income taxes$695,0003,105
Income before extraordinary items$2,936,0001,667
Extraordinary gains, net$0249
Net income$2,936,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,202
Cash dividends$885,0002,119
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,947,3401,665
1993-12-31 (YTD Data)Rank
Total interest income$14,455,0002,152
Total interest expense$5,144,0002,511
Net interest income$9,311,0001,947
Provision for loan and lease losses$010,371
Total noninterest income$651,0004,669
Gross Fiduciary activities income$7,0001,531
Service charges on deposit accounts$406,0003,391
Trading account gains and fees$0532
Additional Noninterest Income$238,0005,143
Total noninterest expense$6,209,0002,320
Salaries and employee benefits$2,979,0002,235
Premises and equipment expense$668,0003,005
Additional noninterest expense$2,562,0002,179
Pre-tax net operating income$3,753,0001,833
Securities gains (losses)$107,0002,403
Applicable income taxes$592,0003,648
Income before extraordinary items$3,268,0001,563
Extraordinary gains, net$861,000259
Net income$4,129,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,0001,353
Cash dividends$2,080,000976
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,177,0501,510
1992-12-31 (YTD Data)Rank
Total interest income$16,093,0002,198
Total interest expense$6,908,0002,436
Net interest income$9,185,0001,992
Provision for loan and lease losses$1,323,0001,535
Total noninterest income$501,0005,637
Gross Fiduciary activities income$10,0001,544
Service charges on deposit accounts$342,0003,998
Trading account gains and fees$0504
Additional Noninterest Income$149,0006,659
Total noninterest expense$5,565,0002,599
Salaries and employee benefits$2,752,0002,353
Premises and equipment expense$703,0002,913
Additional noninterest expense$2,110,0002,675
Pre-tax net operating income$2,798,0002,204
Securities gains (losses)$49,0004,164
Applicable income taxes$311,0005,785
Income before extraordinary items$2,536,0001,795
Extraordinary gains, net$01,422
Net income$2,536,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,050,000944
Cash dividends$522,0002,683
Sale, conversion, retirement of capital stock, net$-1,641,00013,884
Net operating income$2,492,3901,682

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.