Home > First North American National Bank > Income and Expense
First North American National Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $143,000 | 8,884 |
| Total interest expense | $52,000 | 8,600 |
| Net interest income | $91,000 | 8,920 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,740,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,740,000 | 124 |
| Total noninterest expense | $31,672,000 | 189 |
| Salaries and employee benefits | $10,709,000 | 228 |
| Premises and equipment expense | $2,811,000 | 246 |
| Additional noninterest expense | $18,152,000 | 147 |
| Pre-tax net operating income | $-9,841,000 | 9,119 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-3,678,000 | 9,109 |
| Income before extraordinary items | $-6,163,000 | 9,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,163,000 | 9,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-6,163,000 | 9,104 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 8,641 |
| Total interest expense | $834,000 | 6,602 |
| Net interest income | $102,000 | 9,098 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $154,791,000 | 127 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $154,791,000 | 96 |
| Total noninterest expense | $128,744,000 | 187 |
| Salaries and employee benefits | $18,932,000 | 470 |
| Premises and equipment expense | $7,587,000 | 330 |
| Additional noninterest expense | $102,225,000 | 119 |
| Pre-tax net operating income | $26,149,000 | 390 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,796,000 | 374 |
| Income before extraordinary items | $16,353,000 | 439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,353,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $182,181,000 | 67 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $16,353,000 | 418 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $820,000 | 8,594 |
| Total interest expense | $434,000 | 7,626 |
| Net interest income | $386,000 | 8,874 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $117,088,000 | 128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,088,000 | 94 |
| Total noninterest expense | $103,512,000 | 185 |
| Salaries and employee benefits | $14,297,000 | 481 |
| Premises and equipment expense | $5,696,000 | 337 |
| Additional noninterest expense | $83,519,000 | 116 |
| Pre-tax net operating income | $13,962,000 | 518 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,369,000 | 479 |
| Income before extraordinary items | $8,593,000 | 608 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,593,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $182,181,000 | 50 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,593,000 | 562 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 8,316 |
| Total interest expense | $204,000 | 8,305 |
| Net interest income | $500,000 | 8,207 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $77,927,000 | 126 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,927,000 | 91 |
| Total noninterest expense | $73,715,000 | 174 |
| Salaries and employee benefits | $9,621,000 | 479 |
| Premises and equipment expense | $3,951,000 | 332 |
| Additional noninterest expense | $60,143,000 | 110 |
| Pre-tax net operating income | $4,712,000 | 934 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,864,000 | 821 |
| Income before extraordinary items | $2,848,000 | 1,184 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,848,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $182,181,000 | 35 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,848,000 | 1,093 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,739 |
| Total interest expense | $120,000 | 8,181 |
| Net interest income | $379,000 | 7,416 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,176,000 | 119 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,176,000 | 89 |
| Total noninterest expense | $39,972,000 | 162 |
| Salaries and employee benefits | $4,759,000 | 483 |
| Premises and equipment expense | $2,217,000 | 313 |
| Additional noninterest expense | $32,996,000 | 102 |
| Pre-tax net operating income | $1,583,000 | 1,355 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $676,000 | 1,097 |
| Income before extraordinary items | $907,000 | 1,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $907,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $182,181,000 | 20 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $907,000 | 1,635 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 4,154 |
| Total interest expense | $1,332,000 | 6,089 |
| Net interest income | $5,453,000 | 3,397 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $145,783,000 | 124 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,783,000 | 92 |
| Total noninterest expense | $124,250,000 | 197 |
| Salaries and employee benefits | $19,623,000 | 445 |
| Premises and equipment expense | $7,022,000 | 358 |
| Additional noninterest expense | $97,605,000 | 125 |
| Pre-tax net operating income | $26,986,000 | 371 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,382,000 | 348 |
| Income before extraordinary items | $16,604,000 | 428 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $16,604,000 | 429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $133,164,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $16,604,000 | 406 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,085,000 | 1,223 |
| Total interest expense | $4,093,000 | 3,724 |
| Net interest income | $23,992,000 | 738 |
| Provision for loan and lease losses | $10,384,000 | 227 |
| Total noninterest income | $274,412,000 | 86 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $274,412,000 | 65 |
| Total noninterest expense | $140,118,000 | 180 |
| Salaries and employee benefits | $17,759,000 | 448 |
| Premises and equipment expense | $8,350,000 | 304 |
| Additional noninterest expense | $114,009,000 | 128 |
| Pre-tax net operating income | $147,902,000 | 116 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $55,486,000 | 115 |
| Income before extraordinary items | $92,416,000 | 130 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $92,416,000 | 129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,384,000 | 207 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $92,416,000 | 124 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $40,100,000 | 887 |
| Total interest expense | $9,658,000 | 1,778 |
| Net interest income | $30,442,000 | 606 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $264,119,000 | 90 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $264,119,000 | 68 |
| Total noninterest expense | $137,771,000 | 183 |
| Salaries and employee benefits | $17,726,000 | 424 |
| Premises and equipment expense | $8,249,000 | 293 |
| Additional noninterest expense | $111,796,000 | 129 |
| Pre-tax net operating income | $156,790,000 | 106 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $59,406,000 | 98 |
| Income before extraordinary items | $97,384,000 | 110 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $97,384,000 | 109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $62,000,000 | 121 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $97,384,000 | 116 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,306,000 | 1,461 |
| Total interest expense | $9,232,000 | 1,630 |
| Net interest income | $13,074,000 | 1,333 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $284,640,000 | 83 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $284,640,000 | 66 |
| Total noninterest expense | $159,254,000 | 162 |
| Salaries and employee benefits | $17,938,000 | 421 |
| Premises and equipment expense | $8,412,000 | 296 |
| Additional noninterest expense | $132,904,000 | 109 |
| Pre-tax net operating income | $138,460,000 | 129 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $51,480,000 | 126 |
| Income before extraordinary items | $86,980,000 | 134 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $86,980,000 | 135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $150,500,000 | 62 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $86,980,000 | 132 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 10,241 |
| Total interest expense | $5,316,000 | 2,833 |
| Net interest income | $-4,849,000 | 10,464 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $262,418,000 | 85 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $262,418,000 | 60 |
| Total noninterest expense | $155,888,000 | 171 |
| Salaries and employee benefits | $12,243,000 | 583 |
| Premises and equipment expense | $8,138,000 | 286 |
| Additional noninterest expense | $135,507,000 | 117 |
| Pre-tax net operating income | $101,681,000 | 152 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $39,588,000 | 144 |
| Income before extraordinary items | $62,093,000 | 169 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $62,093,000 | 170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $62,093,000 | 160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 10,721 |
| Total interest expense | $12,000 | 10,865 |
| Net interest income | $459,000 | 10,464 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $232,843,000 | 78 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $232,843,000 | 53 |
| Total noninterest expense | $153,698,000 | 168 |
| Salaries and employee benefits | $7,086,000 | 933 |
| Premises and equipment expense | $7,616,000 | 306 |
| Additional noninterest expense | $138,996,000 | 100 |
| Pre-tax net operating income | $79,604,000 | 177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $29,320,000 | 173 |
| Income before extraordinary items | $50,284,000 | 183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $50,284,000 | 183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $50,284,000 | 180 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 11,232 |
| Total interest expense | $2,000 | 11,429 |
| Net interest income | $536,000 | 10,810 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $234,482,000 | 78 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $234,482,000 | 48 |
| Total noninterest expense | $154,455,000 | 180 |
| Salaries and employee benefits | $5,470,000 | 1,216 |
| Premises and equipment expense | $3,515,000 | 636 |
| Additional noninterest expense | $145,470,000 | 105 |
| Pre-tax net operating income | $80,563,000 | 176 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $31,538,000 | 162 |
| Income before extraordinary items | $49,025,000 | 191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $49,025,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $49,025,000 | 186 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 11,185 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $1,058,000 | 9,757 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $155,343,000 | 99 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,343,000 | 62 |
| Total noninterest expense | $104,903,000 | 234 |
| Salaries and employee benefits | $3,668,000 | 1,806 |
| Premises and equipment expense | $1,824,000 | 1,157 |
| Additional noninterest expense | $99,411,000 | 139 |
| Pre-tax net operating income | $51,498,000 | 255 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $20,545,000 | 229 |
| Income before extraordinary items | $30,953,000 | 270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $30,953,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $30,953,000 | 266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 12,184 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $719,000 | 11,314 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $96,907,000 | 149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,907,000 | 96 |
| Total noninterest expense | $62,188,000 | 344 |
| Salaries and employee benefits | $2,595,000 | 2,566 |
| Premises and equipment expense | $1,463,000 | 1,430 |
| Additional noninterest expense | $58,130,000 | 212 |
| Pre-tax net operating income | $35,438,000 | 300 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $13,901,000 | 273 |
| Income before extraordinary items | $21,537,000 | 308 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $21,537,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $21,537,000 | 311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 13,165 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $327,000 | 12,961 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $64,195,000 | 179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,195,000 | 112 |
| Total noninterest expense | $43,003,000 | 452 |
| Salaries and employee benefits | $2,449,000 | 2,701 |
| Premises and equipment expense | $1,131,000 | 1,856 |
| Additional noninterest expense | $39,423,000 | 283 |
| Pre-tax net operating income | $21,519,000 | 388 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $8,399,000 | 351 |
| Income before extraordinary items | $13,120,000 | 432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,120,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,120,000 | 412 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 13,429 |
| Total interest expense | $0 | 13,899 |
| Net interest income | $742,000 | 12,146 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $40,586,000 | 233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,586,000 | 153 |
| Total noninterest expense | $33,371,000 | 559 |
| Salaries and employee benefits | $2,164,000 | 2,975 |
| Premises and equipment expense | $844,000 | 2,443 |
| Additional noninterest expense | $30,363,000 | 345 |
| Pre-tax net operating income | $7,957,000 | 804 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,036,000 | 771 |
| Income before extraordinary items | $4,921,000 | 969 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,921,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,921,000 | 881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.