Home > First-Nichols National Bank of Kenedy > Income and Expense
First-Nichols National Bank of Kenedy, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 7,520 |
| Total interest expense | $365,000 | 8,003 |
| Net interest income | $1,563,000 | 7,214 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $336,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $285,000 | 4,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $1,542,000 | 6,814 |
| Salaries and employee benefits | $828,000 | 6,841 |
| Premises and equipment expense | $279,000 | 5,922 |
| Additional noninterest expense | $435,000 | 6,907 |
| Pre-tax net operating income | $352,000 | 7,218 |
| Securities gains (losses) | $-26,000 | 7,947 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $326,000 | 7,068 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $326,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $168,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $352,000 | 6,950 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,597 |
| Total interest expense | $264,000 | 8,030 |
| Net interest income | $1,136,000 | 7,316 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $260,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 4,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $964,000 | 7,236 |
| Salaries and employee benefits | $426,000 | 7,689 |
| Premises and equipment expense | $213,000 | 5,887 |
| Additional noninterest expense | $325,000 | 6,924 |
| Pre-tax net operating income | $427,000 | 6,681 |
| Securities gains (losses) | $-26,000 | 8,284 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $401,000 | 6,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $401,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $108,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $427,000 | 6,190 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,646 |
| Total interest expense | $165,000 | 8,063 |
| Net interest income | $740,000 | 7,370 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $172,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $137,000 | 4,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $647,000 | 7,238 |
| Salaries and employee benefits | $287,000 | 7,684 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $218,000 | 6,891 |
| Pre-tax net operating income | $260,000 | 6,839 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $260,000 | 6,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $108,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $260,000 | 6,376 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,659 |
| Total interest expense | $75,000 | 8,195 |
| Net interest income | $385,000 | 7,343 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $96,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $314,000 | 7,351 |
| Salaries and employee benefits | $128,000 | 7,913 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $162,000 | 6,405 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $162,000 | 5,937 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $162,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $162,000 | 5,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 7,803 |
| Total interest expense | $239,000 | 8,335 |
| Net interest income | $1,339,000 | 7,539 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $379,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $292,000 | 4,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,287,000 | 7,289 |
| Salaries and employee benefits | $571,000 | 7,772 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $456,000 | 6,813 |
| Pre-tax net operating income | $406,000 | 7,054 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $429,000 | 6,630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $429,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $192,000 | 4,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $406,000 | 6,677 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,878 |
| Total interest expense | $170,000 | 8,414 |
| Net interest income | $978,000 | 7,618 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $215,000 | 4,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $967,000 | 7,247 |
| Salaries and employee benefits | $399,000 | 7,849 |
| Premises and equipment expense | $214,000 | 5,782 |
| Additional noninterest expense | $354,000 | 6,681 |
| Pre-tax net operating income | $309,000 | 7,154 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $332,000 | 6,710 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $332,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $144,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $309,000 | 6,764 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,967 |
| Total interest expense | $116,000 | 8,455 |
| Net interest income | $635,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $185,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $145,000 | 4,403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $654,000 | 7,267 |
| Salaries and employee benefits | $265,000 | 7,919 |
| Premises and equipment expense | $150,000 | 5,660 |
| Additional noninterest expense | $239,000 | 6,676 |
| Pre-tax net operating income | $166,000 | 7,446 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $189,000 | 6,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $96,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $166,000 | 7,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,030 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $311,000 | 7,773 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 4,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $124,000 | 8,056 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $123,000 | 6,605 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $48,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 7,995 |
| Total interest expense | $368,000 | 8,217 |
| Net interest income | $1,207,000 | 7,805 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $420,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $290,000 | 4,377 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $130,000 | 6,086 |
| Total noninterest expense | $1,375,000 | 7,123 |
| Salaries and employee benefits | $544,000 | 7,923 |
| Premises and equipment expense | $264,000 | 6,033 |
| Additional noninterest expense | $567,000 | 6,164 |
| Pre-tax net operating income | $212,000 | 7,785 |
| Securities gains (losses) | $294,000 | 1,057 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $506,000 | 6,311 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $506,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $192,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $212,000 | 7,574 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 8,128 |
| Total interest expense | $302,000 | 8,227 |
| Net interest income | $854,000 | 7,972 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $331,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $1,029,000 | 7,129 |
| Salaries and employee benefits | $378,000 | 8,062 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $455,000 | 5,945 |
| Pre-tax net operating income | $156,000 | 7,936 |
| Securities gains (losses) | $271,000 | 1,030 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $427,000 | 6,199 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $427,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $144,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $156,000 | 7,709 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 8,194 |
| Total interest expense | $218,000 | 8,215 |
| Net interest income | $551,000 | 8,065 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $132,000 | 4,608 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $95,000 | 5,412 |
| Total noninterest expense | $707,000 | 7,056 |
| Salaries and employee benefits | $252,000 | 8,066 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $323,000 | 5,735 |
| Pre-tax net operating income | $71,000 | 8,226 |
| Securities gains (losses) | $216,000 | 1,000 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $287,000 | 6,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $96,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $71,000 | 8,073 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,242 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $271,000 | 8,126 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $379,000 | 6,879 |
| Salaries and employee benefits | $116,000 | 8,264 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $21,000 | 8,437 |
| Securities gains (losses) | $157,000 | 770 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $48,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $21,000 | 8,350 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 8,121 |
| Total interest expense | $565,000 | 8,210 |
| Net interest income | $1,191,000 | 7,956 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $315,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $1,331,000 | 7,176 |
| Salaries and employee benefits | $604,000 | 7,694 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $474,000 | 6,656 |
| Pre-tax net operating income | $175,000 | 8,023 |
| Securities gains (losses) | $263,000 | 992 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $438,000 | 6,656 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $438,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $64,000 | 5,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $175,000 | 7,852 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 7,981 |
| Total interest expense | $1,010,000 | 8,002 |
| Net interest income | $1,251,000 | 7,778 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $307,000 | 6,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $205,000 | 5,105 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $1,312,000 | 7,201 |
| Salaries and employee benefits | $614,000 | 7,598 |
| Premises and equipment expense | $248,000 | 6,115 |
| Additional noninterest expense | $450,000 | 6,785 |
| Pre-tax net operating income | $246,000 | 7,663 |
| Securities gains (losses) | $92,000 | 1,820 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $338,000 | 6,903 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $338,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $510,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $246,000 | 7,339 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 8,105 |
| Total interest expense | $1,054,000 | 8,123 |
| Net interest income | $1,265,000 | 7,934 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $332,000 | 6,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $1,225,000 | 7,428 |
| Salaries and employee benefits | $575,000 | 7,837 |
| Premises and equipment expense | $284,000 | 5,599 |
| Additional noninterest expense | $366,000 | 7,432 |
| Pre-tax net operating income | $372,000 | 7,595 |
| Securities gains (losses) | $-41,000 | 9,106 |
| Applicable income taxes | $45,000 | 7,320 |
| Income before extraordinary items | $286,000 | 7,553 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $286,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $321,260 | 7,343 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 8,085 |
| Total interest expense | $1,148,000 | 7,782 |
| Net interest income | $1,194,000 | 8,201 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $292,000 | 6,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,454 |
| Total noninterest expense | $1,236,000 | 7,475 |
| Salaries and employee benefits | $633,000 | 7,578 |
| Premises and equipment expense | $237,000 | 6,230 |
| Additional noninterest expense | $366,000 | 7,570 |
| Pre-tax net operating income | $242,000 | 8,377 |
| Securities gains (losses) | $37,000 | 1,107 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $266,000 | 7,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $266,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $138,000 | 5,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $230,850 | 8,052 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 8,233 |
| Total interest expense | $1,140,000 | 8,054 |
| Net interest income | $1,237,000 | 8,246 |
| Provision for loan and lease losses | $186,000 | 3,656 |
| Total noninterest income | $266,000 | 6,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,217,000 | 7,498 |
| Salaries and employee benefits | $627,000 | 7,607 |
| Premises and equipment expense | $202,000 | 6,681 |
| Additional noninterest expense | $388,000 | 7,318 |
| Pre-tax net operating income | $100,000 | 9,418 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $141,000 | 9,043 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $141,000 | 9,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,824 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $100,000 | 9,279 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 8,545 |
| Total interest expense | $995,000 | 8,704 |
| Net interest income | $1,382,000 | 8,275 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $1,279,000 | 7,411 |
| Salaries and employee benefits | $670,000 | 7,490 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $443,000 | 6,984 |
| Pre-tax net operating income | $369,000 | 8,616 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $116,000 | 8,152 |
| Income before extraordinary items | $271,000 | 8,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $271,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $47,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $-1,200,000 | 10,876 |
| Net operating income | $258,400 | 8,646 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 8,945 |
| Total interest expense | $1,014,000 | 8,955 |
| Net interest income | $1,310,000 | 8,745 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $1,209,000 | 7,961 |
| Salaries and employee benefits | $645,000 | 7,872 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $394,000 | 7,927 |
| Pre-tax net operating income | $363,000 | 8,732 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $239,000 | 8,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $239,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $249,350 | 8,779 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 9,292 |
| Total interest expense | $1,008,000 | 9,223 |
| Net interest income | $1,265,000 | 9,172 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $281,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,267,000 | 7,960 |
| Salaries and employee benefits | $681,000 | 7,848 |
| Premises and equipment expense | $161,000 | 8,015 |
| Additional noninterest expense | $425,000 | 7,953 |
| Pre-tax net operating income | $279,000 | 9,911 |
| Securities gains (losses) | $47,000 | 1,345 |
| Applicable income taxes | $89,000 | 9,408 |
| Income before extraordinary items | $237,000 | 9,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $237,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $202,690 | 9,874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 9,701 |
| Total interest expense | $751,000 | 9,827 |
| Net interest income | $1,304,000 | 9,453 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,362,000 | 8,032 |
| Salaries and employee benefits | $679,000 | 8,036 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $215,000 | 10,770 |
| Securities gains (losses) | $-83,000 | 11,407 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $199,000 | 66 |
| Net income | $331,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $215,000 | 10,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 10,108 |
| Total interest expense | $745,000 | 10,335 |
| Net interest income | $1,288,000 | 9,772 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $240,000 | 8,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,451,000 | 7,994 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $192,000 | 7,842 |
| Additional noninterest expense | $633,000 | 7,058 |
| Pre-tax net operating income | $127,000 | 11,656 |
| Securities gains (losses) | $-49,000 | 13,087 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $78,000 | 12,030 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $78,000 | 12,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $127,000 | 11,274 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 10,304 |
| Total interest expense | $1,020,000 | 10,308 |
| Net interest income | $1,271,000 | 10,059 |
| Provision for loan and lease losses | $-140,000 | 13,752 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,437,000 | 8,147 |
| Salaries and employee benefits | $598,000 | 8,819 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $623,000 | 7,315 |
| Pre-tax net operating income | $272,000 | 10,405 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $187,000 | 10,779 |
| Extraordinary gains, net | $85,000 | 804 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $187,000 | 10,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.