Home > First Nebraska Bank of Wayne > Income and Expense
First Nebraska Bank of Wayne, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 6,134 |
| Total interest expense | $89,000 | 6,114 |
| Net interest income | $1,105,000 | 6,104 |
| Provision for loan and lease losses | $-30,000 | 5,928 |
| Total noninterest income | $298,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $112,000 | 4,823 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $186,000 | 4,621 |
| Total noninterest expense | $1,218,000 | 5,912 |
| Salaries and employee benefits | $668,000 | 5,891 |
| Premises and equipment expense | $178,000 | 5,496 |
| Additional noninterest expense | $372,000 | 5,951 |
| Pre-tax net operating income | $215,000 | 5,643 |
| Securities gains (losses) | $-60,000 | 6,279 |
| Applicable income taxes | $6,000 | 4,280 |
| Income before extraordinary items | $149,000 | 5,783 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $149,000 | 5,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $149,000 | 5,784 |
| Net charge-offs | $-23,000 | 5,830 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $206,600 | 5,604 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,204 |
| Total interest expense | $67,000 | 6,189 |
| Net interest income | $825,000 | 6,183 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $223,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $83,000 | 4,910 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $140,000 | 4,661 |
| Total noninterest expense | $920,000 | 5,950 |
| Salaries and employee benefits | $499,000 | 5,943 |
| Premises and equipment expense | $136,000 | 5,525 |
| Additional noninterest expense | $285,000 | 5,998 |
| Pre-tax net operating income | $128,000 | 5,812 |
| Securities gains (losses) | $-60,000 | 6,387 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $68,000 | 5,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 5,974 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $68,000 | 5,975 |
| Net charge-offs | $-23,000 | 5,825 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $128,000 | 5,775 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 6,271 |
| Total interest expense | $44,000 | 6,253 |
| Net interest income | $536,000 | 6,246 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $138,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $89,000 | 4,718 |
| Total noninterest expense | $606,000 | 6,017 |
| Salaries and employee benefits | $332,000 | 5,993 |
| Premises and equipment expense | $92,000 | 5,558 |
| Additional noninterest expense | $182,000 | 6,078 |
| Pre-tax net operating income | $68,000 | 5,913 |
| Securities gains (losses) | $-60,000 | 6,502 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $6,000 | 6,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,000 | 6,188 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $6,000 | 6,188 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $51,000 | 5,950 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 6,350 |
| Total interest expense | $20,000 | 6,378 |
| Net interest income | $266,000 | 6,315 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $62,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $290,000 | 6,132 |
| Salaries and employee benefits | $166,000 | 6,055 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $76,000 | 6,298 |
| Pre-tax net operating income | $38,000 | 5,850 |
| Securities gains (losses) | $-60,000 | 6,605 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $-23,000 | 6,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 6,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-23,000 | 6,308 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $37,000 | 5,810 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 6,404 |
| Total interest expense | $94,000 | 6,456 |
| Net interest income | $1,082,000 | 6,368 |
| Provision for loan and lease losses | $-153,000 | 6,432 |
| Total noninterest income | $322,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $94,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,441 |
| Total noninterest expense | $1,238,000 | 6,144 |
| Salaries and employee benefits | $629,000 | 6,199 |
| Premises and equipment expense | $186,000 | 5,656 |
| Additional noninterest expense | $423,000 | 6,052 |
| Pre-tax net operating income | $319,000 | 5,450 |
| Securities gains (losses) | $-199,000 | 6,621 |
| Applicable income taxes | $4,000 | 4,440 |
| Income before extraordinary items | $116,000 | 5,948 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 5,950 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $116,000 | 5,951 |
| Net charge-offs | $-16,000 | 6,253 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $309,030 | 5,347 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,495 |
| Total interest expense | $71,000 | 6,542 |
| Net interest income | $789,000 | 6,458 |
| Provision for loan and lease losses | $-100,000 | 6,561 |
| Total noninterest income | $246,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $67,000 | 5,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $179,000 | 4,454 |
| Total noninterest expense | $929,000 | 6,172 |
| Salaries and employee benefits | $467,000 | 6,244 |
| Premises and equipment expense | $161,000 | 5,478 |
| Additional noninterest expense | $301,000 | 6,140 |
| Pre-tax net operating income | $206,000 | 5,657 |
| Securities gains (losses) | $-75,000 | 6,698 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $131,000 | 5,892 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $131,000 | 5,894 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $131,000 | 5,894 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $206,000 | 5,548 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $576,000 | 6,539 |
| Total interest expense | $47,000 | 6,604 |
| Net interest income | $529,000 | 6,497 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $160,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,527 |
| Total noninterest expense | $617,000 | 6,219 |
| Salaries and employee benefits | $313,000 | 6,280 |
| Premises and equipment expense | $110,000 | 5,460 |
| Additional noninterest expense | $194,000 | 6,211 |
| Pre-tax net operating income | $72,000 | 5,968 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $67,000 | 6,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,038 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $67,000 | 6,039 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $72,000 | 5,927 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 6,623 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $254,000 | 6,585 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $306,000 | 6,298 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $93,000 | 6,316 |
| Pre-tax net operating income | $40,000 | 5,952 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $38,000 | 6,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $38,000 | 6,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $38,000 | 6,011 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $40,000 | 5,888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 6,693 |
| Total interest expense | $109,000 | 6,789 |
| Net interest income | $1,053,000 | 6,650 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $302,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $83,000 | 5,686 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $219,000 | 4,481 |
| Total noninterest expense | $1,305,000 | 6,299 |
| Salaries and employee benefits | $610,000 | 6,442 |
| Premises and equipment expense | $188,000 | 5,800 |
| Additional noninterest expense | $507,000 | 6,054 |
| Pre-tax net operating income | $50,000 | 6,045 |
| Securities gains (losses) | $59,000 | 2,619 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $105,000 | 6,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $105,000 | 6,041 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $105,000 | 6,044 |
| Net charge-offs | $138,000 | 4,140 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $48,360 | 6,038 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 6,791 |
| Total interest expense | $83,000 | 6,900 |
| Net interest income | $802,000 | 6,740 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $220,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $59,000 | 5,818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,537 |
| Total noninterest expense | $957,000 | 6,382 |
| Salaries and employee benefits | $449,000 | 6,525 |
| Premises and equipment expense | $131,000 | 5,985 |
| Additional noninterest expense | $377,000 | 6,126 |
| Pre-tax net operating income | $65,000 | 6,113 |
| Securities gains (losses) | $44,000 | 2,510 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $109,000 | 6,078 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $109,000 | 6,077 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $109,000 | 6,077 |
| Net charge-offs | $141,000 | 3,663 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $65,000 | 6,091 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 6,838 |
| Total interest expense | $55,000 | 6,974 |
| Net interest income | $545,000 | 6,782 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $144,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 4,524 |
| Total noninterest expense | $652,000 | 6,405 |
| Salaries and employee benefits | $299,000 | 6,572 |
| Premises and equipment expense | $105,000 | 5,725 |
| Additional noninterest expense | $248,000 | 6,180 |
| Pre-tax net operating income | $37,000 | 6,156 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $58,000 | 6,188 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $58,000 | 6,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $58,000 | 6,188 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $37,000 | 6,153 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 6,895 |
| Total interest expense | $27,000 | 7,056 |
| Net interest income | $273,000 | 6,825 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $67,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $320,000 | 6,492 |
| Salaries and employee benefits | $149,000 | 6,634 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $122,000 | 6,243 |
| Pre-tax net operating income | $20,000 | 6,218 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $20,000 | 6,325 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $20,000 | 6,324 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $20,000 | 6,325 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $20,000 | 6,193 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,098 |
| Total interest expense | $111,000 | 7,169 |
| Net interest income | $856,000 | 7,033 |
| Provision for loan and lease losses | $-255,000 | 7,297 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $100,000 | 5,510 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $62,000 | 5,762 |
| Total noninterest expense | $1,265,000 | 6,558 |
| Salaries and employee benefits | $569,000 | 6,770 |
| Premises and equipment expense | $196,000 | 6,040 |
| Additional noninterest expense | $500,000 | 6,285 |
| Pre-tax net operating income | $8,000 | 5,987 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,000 | 6,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,000 | 6,149 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,000 | 6,149 |
| Net charge-offs | $188,000 | 4,365 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,000 | 6,013 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 7,196 |
| Total interest expense | $83,000 | 7,252 |
| Net interest income | $597,000 | 7,150 |
| Provision for loan and lease losses | $-275,000 | 7,380 |
| Total noninterest income | $50,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $75,000 | 5,545 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-25,000 | 6,966 |
| Total noninterest expense | $963,000 | 6,569 |
| Salaries and employee benefits | $431,000 | 6,782 |
| Premises and equipment expense | $140,000 | 6,154 |
| Additional noninterest expense | $392,000 | 6,248 |
| Pre-tax net operating income | $-41,000 | 6,206 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-44,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-44,000 | 6,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-44,000 | 6,344 |
| Net charge-offs | $94,000 | 4,486 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-41,000 | 6,232 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,275 |
| Total interest expense | $55,000 | 7,332 |
| Net interest income | $388,000 | 7,220 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $48,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,916 |
| Total noninterest expense | $671,000 | 6,582 |
| Salaries and employee benefits | $289,000 | 6,844 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $272,000 | 6,262 |
| Pre-tax net operating income | $-235,000 | 6,593 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-235,000 | 6,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-235,000 | 6,670 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-235,000 | 6,670 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-235,000 | 6,642 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 7,323 |
| Total interest expense | $27,000 | 7,406 |
| Net interest income | $198,000 | 7,263 |
| Provision for loan and lease losses | $240,000 | 2,213 |
| Total noninterest income | $-23,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-46,000 | 7,290 |
| Total noninterest expense | $342,000 | 6,612 |
| Salaries and employee benefits | $143,000 | 6,897 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $144,000 | 6,213 |
| Pre-tax net operating income | $-407,000 | 7,029 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-407,000 | 7,077 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-407,000 | 7,078 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-407,000 | 7,078 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-407,000 | 7,065 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 7,128 |
| Total interest expense | $155,000 | 7,425 |
| Net interest income | $1,233,000 | 6,945 |
| Provision for loan and lease losses | $1,535,000 | 2,431 |
| Total noninterest income | $-138,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 5,453 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-240,000 | 7,304 |
| Total noninterest expense | $1,423,000 | 6,612 |
| Salaries and employee benefits | $572,000 | 6,984 |
| Premises and equipment expense | $199,000 | 6,214 |
| Additional noninterest expense | $652,000 | 6,047 |
| Pre-tax net operating income | $-1,863,000 | 6,737 |
| Securities gains (losses) | $67,000 | 2,472 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,796,000 | 6,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,796,000 | 6,809 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,796,000 | 6,809 |
| Net charge-offs | $1,117,000 | 2,534 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,863,000 | 6,795 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 7,206 |
| Total interest expense | $123,000 | 7,530 |
| Net interest income | $955,000 | 7,009 |
| Provision for loan and lease losses | $532,000 | 3,446 |
| Total noninterest income | $61,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-17,000 | 7,252 |
| Total noninterest expense | $1,050,000 | 6,685 |
| Salaries and employee benefits | $428,000 | 7,050 |
| Premises and equipment expense | $148,000 | 6,304 |
| Additional noninterest expense | $474,000 | 6,154 |
| Pre-tax net operating income | $-566,000 | 6,585 |
| Securities gains (losses) | $18,000 | 2,932 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-548,000 | 6,686 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-548,000 | 6,687 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-548,000 | 6,687 |
| Net charge-offs | $289,000 | 3,777 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-566,000 | 6,647 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,240 |
| Total interest expense | $86,000 | 7,586 |
| Net interest income | $652,000 | 7,023 |
| Provision for loan and lease losses | $484,000 | 2,910 |
| Total noninterest income | $66,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $693,000 | 6,755 |
| Salaries and employee benefits | $287,000 | 7,099 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $318,000 | 6,173 |
| Pre-tax net operating income | $-459,000 | 6,716 |
| Securities gains (losses) | $22,000 | 2,328 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-437,000 | 6,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-437,000 | 6,816 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-437,000 | 6,815 |
| Net charge-offs | $191,000 | 3,599 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-459,000 | 6,790 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 7,275 |
| Total interest expense | $46,000 | 7,672 |
| Net interest income | $345,000 | 7,030 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $367,000 | 6,735 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $-6,000 | 6,304 |
| Securities gains (losses) | $22,000 | 1,482 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $16,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $16,000 | 6,168 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $16,000 | 6,168 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,000 | 6,331 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 7,337 |
| Total interest expense | $318,000 | 7,547 |
| Net interest income | $1,304,000 | 7,127 |
| Provision for loan and lease losses | $789,000 | 3,855 |
| Total noninterest income | $320,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $114,000 | 5,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $206,000 | 4,586 |
| Total noninterest expense | $1,370,000 | 6,968 |
| Salaries and employee benefits | $606,000 | 7,189 |
| Premises and equipment expense | $230,000 | 6,234 |
| Additional noninterest expense | $534,000 | 6,678 |
| Pre-tax net operating income | $-535,000 | 6,008 |
| Securities gains (losses) | $37,000 | 2,782 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-498,000 | 6,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-498,000 | 6,078 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-498,000 | 6,079 |
| Net charge-offs | $748,000 | 3,274 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-535,000 | 6,099 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 7,398 |
| Total interest expense | $263,000 | 7,574 |
| Net interest income | $977,000 | 7,183 |
| Provision for loan and lease losses | $464,000 | 3,922 |
| Total noninterest income | $253,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $86,000 | 5,606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $167,000 | 4,594 |
| Total noninterest expense | $989,000 | 7,050 |
| Salaries and employee benefits | $453,000 | 7,236 |
| Premises and equipment expense | $169,000 | 6,320 |
| Additional noninterest expense | $367,000 | 6,842 |
| Pre-tax net operating income | $-223,000 | 6,052 |
| Securities gains (losses) | $37,000 | 2,446 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-186,000 | 6,101 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-186,000 | 6,102 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-186,000 | 6,101 |
| Net charge-offs | $389,000 | 3,377 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-223,000 | 6,125 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $848,000 | 7,434 |
| Total interest expense | $197,000 | 7,583 |
| Net interest income | $651,000 | 7,214 |
| Provision for loan and lease losses | $419,000 | 3,213 |
| Total noninterest income | $187,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $643,000 | 7,150 |
| Salaries and employee benefits | $303,000 | 7,315 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $237,000 | 6,941 |
| Pre-tax net operating income | $-224,000 | 6,319 |
| Securities gains (losses) | $37,000 | 2,068 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-189,000 | 6,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-189,000 | 6,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-189,000 | 6,361 |
| Net charge-offs | $343,000 | 2,778 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-226,000 | 6,413 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 7,483 |
| Total interest expense | $111,000 | 7,555 |
| Net interest income | $315,000 | 7,292 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $37,000 | 5,310 |
| Total noninterest expense | $329,000 | 7,106 |
| Salaries and employee benefits | $152,000 | 7,357 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $110,000 | 6,934 |
| Pre-tax net operating income | $-33,000 | 6,430 |
| Securities gains (losses) | $37,000 | 1,424 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $3,000 | 6,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 6,368 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,000 | 6,368 |
| Net charge-offs | $58,000 | 3,408 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-24,750 | 6,416 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 7,270 |
| Total interest expense | $643,000 | 7,426 |
| Net interest income | $1,449,000 | 7,073 |
| Provision for loan and lease losses | $434,000 | 4,017 |
| Total noninterest income | $288,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 5,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $176,000 | 5,052 |
| Total noninterest expense | $1,309,000 | 7,144 |
| Salaries and employee benefits | $655,000 | 7,270 |
| Premises and equipment expense | $257,000 | 6,180 |
| Additional noninterest expense | $397,000 | 7,056 |
| Pre-tax net operating income | $-6,000 | 6,334 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $4,000 | 6,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,920 |
| Cash dividends | $56,000 | 5,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,960 | 6,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,297 |
| Total interest expense | $514,000 | 7,467 |
| Net interest income | $1,110,000 | 7,085 |
| Provision for loan and lease losses | $206,000 | 4,164 |
| Total noninterest income | $216,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $84,000 | 5,776 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 5,166 |
| Total noninterest expense | $1,037,000 | 7,041 |
| Salaries and employee benefits | $535,000 | 7,130 |
| Premises and equipment expense | $201,000 | 6,091 |
| Additional noninterest expense | $301,000 | 7,037 |
| Pre-tax net operating income | $83,000 | 6,463 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $86,000 | 6,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $86,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,101 |
| Cash dividends | $56,000 | 4,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $73,540 | 6,459 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 7,353 |
| Total interest expense | $369,000 | 7,482 |
| Net interest income | $718,000 | 7,154 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $146,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $53,000 | 5,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $93,000 | 5,175 |
| Total noninterest expense | $690,000 | 7,088 |
| Salaries and employee benefits | $358,000 | 7,190 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $198,000 | 7,074 |
| Pre-tax net operating income | $10,000 | 6,884 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $17,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $56,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,060 | 6,914 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 7,406 |
| Total interest expense | $199,000 | 7,500 |
| Net interest income | $355,000 | 7,220 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $338,000 | 7,156 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $92,000 | 7,201 |
| Pre-tax net operating income | $90,000 | 6,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $87,000 | 6,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $56,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $87,000 | 5,923 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 7,243 |
| Total interest expense | $817,000 | 7,467 |
| Net interest income | $1,642,000 | 6,936 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $256,000 | 6,350 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $143,000 | 5,654 |
| Total noninterest expense | $1,242,000 | 7,296 |
| Salaries and employee benefits | $702,000 | 7,243 |
| Premises and equipment expense | $161,000 | 7,151 |
| Additional noninterest expense | $379,000 | 7,144 |
| Pre-tax net operating income | $656,000 | 5,551 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $641,000 | 5,223 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $641,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,976 |
| Cash dividends | $585,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $641,980 | 5,204 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 7,317 |
| Total interest expense | $608,000 | 7,512 |
| Net interest income | $1,203,000 | 7,034 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $177,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $98,000 | 5,842 |
| Total noninterest expense | $887,000 | 7,370 |
| Salaries and employee benefits | $508,000 | 7,286 |
| Premises and equipment expense | $106,000 | 7,322 |
| Additional noninterest expense | $273,000 | 7,206 |
| Pre-tax net operating income | $493,000 | 5,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $483,000 | 5,453 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $483,000 | 5,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $381,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $483,000 | 5,438 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 7,359 |
| Total interest expense | $401,000 | 7,558 |
| Net interest income | $805,000 | 7,075 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $51,000 | 6,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $584,000 | 7,440 |
| Salaries and employee benefits | $333,000 | 7,377 |
| Premises and equipment expense | $72,000 | 7,329 |
| Additional noninterest expense | $179,000 | 7,271 |
| Pre-tax net operating income | $340,000 | 5,810 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $333,000 | 5,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $229,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $333,000 | 5,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,442 |
| Total interest expense | $199,000 | 7,595 |
| Net interest income | $385,000 | 7,186 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $294,000 | 7,466 |
| Salaries and employee benefits | $167,000 | 7,418 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $86,000 | 7,356 |
| Pre-tax net operating income | $152,000 | 6,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $149,000 | 5,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $149,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $129,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,000 | 5,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 7,253 |
| Total interest expense | $691,000 | 7,529 |
| Net interest income | $1,673,000 | 6,965 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $222,000 | 6,741 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $87,000 | 6,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 5,824 |
| Total noninterest expense | $1,162,000 | 7,457 |
| Salaries and employee benefits | $656,000 | 7,420 |
| Premises and equipment expense | $152,000 | 7,237 |
| Additional noninterest expense | $354,000 | 7,295 |
| Pre-tax net operating income | $733,000 | 5,834 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $692,000 | 5,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $692,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $612,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $718,460 | 5,439 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 7,313 |
| Total interest expense | $492,000 | 7,615 |
| Net interest income | $1,260,000 | 7,036 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $155,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,976 |
| Total noninterest expense | $832,000 | 7,549 |
| Salaries and employee benefits | $475,000 | 7,487 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $249,000 | 7,423 |
| Pre-tax net operating income | $583,000 | 5,923 |
| Securities gains (losses) | $-27,000 | 7,950 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $546,000 | 5,569 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $546,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $420,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $572,460 | 5,474 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 7,347 |
| Total interest expense | $314,000 | 7,644 |
| Net interest income | $836,000 | 7,093 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $103,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $554,000 | 7,584 |
| Salaries and employee benefits | $317,000 | 7,526 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $165,000 | 7,456 |
| Pre-tax net operating income | $385,000 | 5,975 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $378,000 | 5,516 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $258,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $378,000 | 5,516 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,399 |
| Total interest expense | $151,000 | 7,667 |
| Net interest income | $407,000 | 7,175 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $276,000 | 7,607 |
| Salaries and employee benefits | $156,000 | 7,567 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $81,000 | 7,485 |
| Pre-tax net operating income | $181,000 | 6,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $178,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $132,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $178,000 | 5,581 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 7,451 |
| Total interest expense | $491,000 | 7,646 |
| Net interest income | $1,509,000 | 7,283 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $214,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,187 |
| Total noninterest expense | $1,140,000 | 7,502 |
| Salaries and employee benefits | $627,000 | 7,527 |
| Premises and equipment expense | $149,000 | 7,291 |
| Additional noninterest expense | $364,000 | 7,292 |
| Pre-tax net operating income | $583,000 | 6,471 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $569,000 | 6,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $569,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,244 |
| Cash dividends | $494,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $569,000 | 6,087 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,552 |
| Total interest expense | $349,000 | 7,682 |
| Net interest income | $1,087,000 | 7,404 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $158,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 6,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,270 |
| Total noninterest expense | $837,000 | 7,537 |
| Salaries and employee benefits | $455,000 | 7,567 |
| Premises and equipment expense | $114,000 | 7,262 |
| Additional noninterest expense | $268,000 | 7,332 |
| Pre-tax net operating income | $408,000 | 6,753 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $397,000 | 6,397 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $397,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $323,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $397,000 | 6,357 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 7,597 |
| Total interest expense | $217,000 | 7,733 |
| Net interest income | $713,000 | 7,448 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $557,000 | 7,542 |
| Salaries and employee benefits | $305,000 | 7,565 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $177,000 | 7,330 |
| Pre-tax net operating income | $261,000 | 6,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $254,000 | 6,474 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $254,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $195,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $254,000 | 6,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,720 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $338,000 | 7,599 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $270,000 | 7,658 |
| Salaries and employee benefits | $152,000 | 7,636 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $97,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $117,000 | 6,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 7,549 |
| Total interest expense | $455,000 | 7,475 |
| Net interest income | $1,380,000 | 7,482 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $185,000 | 7,283 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,428 |
| Total noninterest expense | $960,000 | 7,893 |
| Salaries and employee benefits | $540,000 | 7,868 |
| Premises and equipment expense | $135,000 | 7,505 |
| Additional noninterest expense | $285,000 | 7,786 |
| Pre-tax net operating income | $535,000 | 6,609 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $523,000 | 6,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $523,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $481,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $523,000 | 6,200 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 7,563 |
| Total interest expense | $345,000 | 7,480 |
| Net interest income | $1,045,000 | 7,486 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $728,000 | 7,844 |
| Salaries and employee benefits | $442,000 | 7,655 |
| Premises and equipment expense | $91,000 | 7,696 |
| Additional noninterest expense | $195,000 | 7,943 |
| Pre-tax net operating income | $452,000 | 6,537 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $452,000 | 6,042 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $452,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $340,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $452,000 | 5,967 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 7,599 |
| Total interest expense | $232,000 | 7,542 |
| Net interest income | $694,000 | 7,524 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $499,000 | 7,831 |
| Salaries and employee benefits | $310,000 | 7,584 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $129,000 | 7,980 |
| Pre-tax net operating income | $289,000 | 6,573 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $289,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $216,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $289,000 | 6,044 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,669 |
| Total interest expense | $118,000 | 7,567 |
| Net interest income | $343,000 | 7,586 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $160,000 | 7,545 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $133,000 | 6,682 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $133,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $118,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $133,000 | 6,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 7,556 |
| Total interest expense | $536,000 | 7,619 |
| Net interest income | $1,449,000 | 7,437 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $195,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $1,060,000 | 7,756 |
| Salaries and employee benefits | $638,000 | 7,551 |
| Premises and equipment expense | $126,000 | 7,721 |
| Additional noninterest expense | $296,000 | 7,786 |
| Pre-tax net operating income | $559,000 | 6,482 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $43,000 | 6,385 |
| Income before extraordinary items | $516,000 | 6,278 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $516,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $510,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $516,000 | 6,120 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,622 |
| Total interest expense | $412,000 | 7,717 |
| Net interest income | $1,091,000 | 7,481 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $148,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $749,000 | 7,868 |
| Salaries and employee benefits | $466,000 | 7,574 |
| Premises and equipment expense | $77,000 | 8,054 |
| Additional noninterest expense | $206,000 | 7,943 |
| Pre-tax net operating income | $490,000 | 6,335 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $490,000 | 5,908 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $490,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $393,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $490,000 | 5,741 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 7,700 |
| Total interest expense | $279,000 | 7,801 |
| Net interest income | $717,000 | 7,531 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $499,000 | 7,892 |
| Salaries and employee benefits | $311,000 | 7,590 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $139,000 | 7,931 |
| Pre-tax net operating income | $310,000 | 6,443 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $310,000 | 6,031 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $310,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $255,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $310,000 | 5,830 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,696 |
| Total interest expense | $142,000 | 7,861 |
| Net interest income | $369,000 | 7,486 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $251,000 | 7,921 |
| Salaries and employee benefits | $157,000 | 7,594 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $167,000 | 6,251 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $159,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 7,746 |
| Total interest expense | $644,000 | 7,977 |
| Net interest income | $1,451,000 | 7,515 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $211,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $82,000 | 6,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,921 |
| Total noninterest expense | $1,046,000 | 7,844 |
| Salaries and employee benefits | $609,000 | 7,669 |
| Premises and equipment expense | $122,000 | 7,858 |
| Additional noninterest expense | $315,000 | 7,705 |
| Pre-tax net operating income | $591,000 | 6,450 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $236,000 | 4,854 |
| Income before extraordinary items | $343,000 | 7,109 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $343,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $254,000 | 4,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $350,680 | 6,948 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 7,842 |
| Total interest expense | $987,000 | 8,051 |
| Net interest income | $1,420,000 | 7,475 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $193,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $103,000 | 6,375 |
| Total noninterest expense | $1,021,000 | 7,899 |
| Salaries and employee benefits | $602,000 | 7,661 |
| Premises and equipment expense | $124,000 | 7,941 |
| Additional noninterest expense | $295,000 | 7,895 |
| Pre-tax net operating income | $567,000 | 6,296 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $190,000 | 5,119 |
| Income before extraordinary items | $377,000 | 6,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $377,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $254,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $377,000 | 6,570 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 8,069 |
| Total interest expense | $1,004,000 | 8,210 |
| Net interest income | $1,348,000 | 7,760 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $223,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 5,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,002,000 | 8,010 |
| Salaries and employee benefits | $599,000 | 7,705 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $280,000 | 8,105 |
| Pre-tax net operating income | $544,000 | 6,801 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $184,000 | 5,557 |
| Income before extraordinary items | $360,000 | 7,099 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $360,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $253,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $360,000 | 7,094 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 8,261 |
| Total interest expense | $952,000 | 8,309 |
| Net interest income | $1,249,000 | 8,095 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $223,000 | 7,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $972,000 | 8,212 |
| Salaries and employee benefits | $551,000 | 8,036 |
| Premises and equipment expense | $130,000 | 8,035 |
| Additional noninterest expense | $291,000 | 8,186 |
| Pre-tax net operating income | $500,000 | 7,141 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $331,000 | 7,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $331,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $255,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $331,000 | 7,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 8,346 |
| Total interest expense | $1,007,000 | 8,404 |
| Net interest income | $1,267,000 | 8,185 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $239,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $910,000 | 8,399 |
| Salaries and employee benefits | $539,000 | 8,122 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $251,000 | 8,597 |
| Pre-tax net operating income | $556,000 | 7,121 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $369,000 | 7,421 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $369,000 | 7,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $289,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $369,000 | 7,343 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 8,635 |
| Total interest expense | $1,021,000 | 8,628 |
| Net interest income | $1,279,000 | 8,511 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $222,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $888,000 | 8,726 |
| Salaries and employee benefits | $516,000 | 8,489 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $248,000 | 8,870 |
| Pre-tax net operating income | $613,000 | 7,358 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $212,000 | 6,728 |
| Income before extraordinary items | $401,000 | 7,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $401,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $253,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $401,000 | 7,573 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 9,012 |
| Total interest expense | $1,008,000 | 8,977 |
| Net interest income | $1,257,000 | 8,877 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $193,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $850,000 | 9,241 |
| Salaries and employee benefits | $491,000 | 8,961 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $243,000 | 9,463 |
| Pre-tax net operating income | $600,000 | 7,420 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $397,000 | 7,645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $397,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $254,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $393,700 | 7,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 9,367 |
| Total interest expense | $1,017,000 | 9,192 |
| Net interest income | $1,216,000 | 9,284 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $857,000 | 9,522 |
| Salaries and employee benefits | $475,000 | 9,323 |
| Premises and equipment expense | $102,000 | 9,565 |
| Additional noninterest expense | $280,000 | 9,487 |
| Pre-tax net operating income | $563,000 | 8,094 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $370,000 | 8,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $370,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $254,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $370,000 | 8,300 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 9,627 |
| Total interest expense | $934,000 | 8,972 |
| Net interest income | $1,159,000 | 9,869 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $858,000 | 9,958 |
| Salaries and employee benefits | $455,000 | 9,787 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $312,000 | 9,822 |
| Pre-tax net operating income | $477,000 | 8,814 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $163,000 | 8,057 |
| Income before extraordinary items | $312,000 | 9,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $312,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $289,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $313,320 | 9,073 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 9,787 |
| Total interest expense | $1,009,000 | 9,070 |
| Net interest income | $1,190,000 | 10,092 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $875,000 | 10,321 |
| Salaries and employee benefits | $461,000 | 10,029 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $487,000 | 8,743 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $166,000 | 8,293 |
| Income before extraordinary items | $322,000 | 9,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $322,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $289,000 | 4,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $321,340 | 8,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 10,163 |
| Total interest expense | $1,286,000 | 9,293 |
| Net interest income | $1,079,000 | 10,772 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $191,000 | 9,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $824,000 | 10,887 |
| Salaries and employee benefits | $445,000 | 10,355 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $281,000 | 11,114 |
| Pre-tax net operating income | $446,000 | 8,841 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $295,000 | 9,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $295,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $296,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $295,000 | 8,997 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.