Home > First NBC Bank > Net charge- offs to loans
First NBC Bank, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2465% | 5,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4366% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1549% | 5,047 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3529% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1513% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2781% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0559% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7349% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3565% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2827% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1730% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0745% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1639% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9883% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1017% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2521% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0878% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1400% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1154% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1331% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2527% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8427% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0169% | 4,875 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1888% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6148% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1600% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1875% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2432% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2432% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4667% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0371% | 4,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0412% | 4,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5277% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3191% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4360% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1738% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1894% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0271% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2521% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1394% | 2,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0519% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4160% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2878% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1912% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8077% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2975% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 2,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 3,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7292% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3599% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4394% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5233% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4746% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0991% | 2,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6216% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0583% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1309% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1898% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0229% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8649% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0769% | 5,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 4,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 1,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 2,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 5,138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 3,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5652% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1721% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3771% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5347% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2815% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0343% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 2,326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 5,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 3,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7598% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3085% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7494% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7672% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4166% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 2,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1666% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6114% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2472% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8935% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8196% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 5,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 5,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 5,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4106% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4566% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8203% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3156% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 4,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 5,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 3,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6328% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1638% | 3,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 2,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 2,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8568% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8701% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1037% | 6,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 5,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 2,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0013% | 742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 3,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1328% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0753% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4506% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1274% | 6,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 5,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0020% | 590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2140% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3430% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6955% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0874% | 5,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 5,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 5,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4038% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4470% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6011% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 16.2407% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1380% | 2,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 6,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 2,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3380% | 806 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2611% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 1,633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 3,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2970% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3515% | 3,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2318% | 3,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2213% | 2,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4932% | 629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2675% | 1,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3036% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1898% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0905% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1855% | 6,727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 3,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3184% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4125% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 2,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1987% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3825% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5359% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3103% | 6,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2947% | 2,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4657% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 2,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 5,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8641% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9665% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5105% | 7,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 5,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 3,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8923% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6440% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 5,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 5,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 4,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3295% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 6,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 3,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 5,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 2,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 7,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 7,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7084% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 6,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 6,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 6,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5702% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3682% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1623% | 5,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 6,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |