Home > First Nations Bank > Income and Expense

First Nations Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,505,0001,545
Total interest expense$11,326,0001,186
Net interest income$15,179,0001,793
Provision for loan and lease losses$100,0002,434
Total noninterest income$267,0003,864
Gross Fiduciary activities income$64,000751
Service charges on deposit accounts$40,0003,944
Trading account gains and feesNANA
Additional Noninterest Income$163,0003,790
Total noninterest expense$7,866,0002,360
Salaries and employee benefits$5,289,0002,118
Premises and equipment expense$722,0002,454
Additional noninterest expense$163,0003,790
Pre-tax net operating income$7,480,0001,469
Securities gains (losses)$0988
Applicable income taxes$2,101,000963
Income before extraordinary items$5,379,0001,649
Extraordinary gains, net$054
Net income$5,379,0001,669
Minority interest net income$088
Net income of bank and minority interests.$5,379,0001,652
Net charge-offs$17,0002,260
Cash dividends$605,0002,607
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,379,0001,677
2023-09-30 (YTD Data)Rank
Total interest income$19,506,0001,537
Total interest expense$7,718,0001,191
Net interest income$11,788,0001,745
Provision for loan and lease losses$100,0002,122
Total noninterest income$197,0003,868
Gross Fiduciary activities income$41,000751
Service charges on deposit accounts$31,0003,944
Trading account gains and feesNANA
Additional Noninterest Income$125,0003,779
Total noninterest expense$6,099,0002,303
Salaries and employee benefits$4,019,0002,094
Premises and equipment expense$556,0002,421
Additional noninterest expense$125,0003,777
Pre-tax net operating income$5,786,0001,489
Securities gains (losses)$0849
Applicable income taxes$1,630,000965
Income before extraordinary items$4,156,0001,663
Extraordinary gains, net$052
Net income$4,156,0001,676
Minority interest net income$081
Net income of bank and minority interests.$4,156,0001,663
Net charge-offs$17,0001,963
Cash dividends$453,0002,312
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,156,0001,690
2023-06-30 (YTD Data)Rank
Total interest income$12,804,0001,522
Total interest expense$4,459,0001,217
Net interest income$8,345,0001,696
Provision for loan and lease losses$100,0001,805
Total noninterest income$139,0003,851
Gross Fiduciary activities income$16,000782
Service charges on deposit accounts$25,0003,851
Trading account gains and feesNANA
Additional Noninterest Income$98,0003,689
Total noninterest expense$4,075,0002,286
Salaries and employee benefits$2,700,0002,079
Premises and equipment expense$369,0002,415
Additional noninterest expense$98,0003,673
Pre-tax net operating income$4,309,0001,342
Securities gains (losses)$0938
Applicable income taxes$1,218,000888
Income before extraordinary items$3,091,0001,534
Extraordinary gains, net$051
Net income$3,091,0001,552
Minority interest net income$081
Net income of bank and minority interests.$3,091,0001,534
Net charge-offs$17,0001,599
Cash dividends$300,0002,291
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,091,0001,544
2023-03-31 (YTD Data)Rank
Total interest income$6,105,0001,550
Total interest expense$1,737,0001,305
Net interest income$4,368,0001,643
Provision for loan and lease losses$100,0001,277
Total noninterest income$54,0004,026
Gross Fiduciary activities income$-2,0004,676
Service charges on deposit accounts$12,0003,891
Trading account gains and feesNANA
Additional Noninterest Income$44,0003,765
Total noninterest expense$2,034,0002,315
Salaries and employee benefits$1,362,0002,104
Premises and equipment expense$184,0002,462
Additional noninterest expense$44,0003,765
Pre-tax net operating income$2,288,0001,314
Securities gains (losses)$0950
Applicable income taxes$650,000879
Income before extraordinary items$1,638,0001,508
Extraordinary gains, net$04
Net income$1,638,0001,508
Minority interest net income$048
Net income of bank and minority interests.$1,638,0001,508
Net charge-offs$17,0001,170
Cash dividends$147,0001,948
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,638,0001,522
2022-12-31 (YTD Data)Rank
Total interest income$18,756,0001,665
Total interest expense$3,085,0001,149
Net interest income$15,671,0001,731
Provision for loan and lease losses$1,025,000802
Total noninterest income$337,0003,830
Gross Fiduciary activities income$101,000755
Service charges on deposit accounts$72,0003,708
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,925
Total noninterest expense$7,288,0002,449
Salaries and employee benefits$4,666,0002,279
Premises and equipment expense$739,0002,425
Additional noninterest expense$164,0003,925
Pre-tax net operating income$7,695,0001,530
Securities gains (losses)$0691
Applicable income taxes$2,188,0001,007
Income before extraordinary items$5,507,0001,707
Extraordinary gains, net$05
Net income$5,507,0001,704
Minority interest net income$063
Net income of bank and minority interests.$5,507,0001,706
Net charge-offs$-1,0003,246
Cash dividends$437,0002,800
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,507,0001,737
2022-09-30 (YTD Data)Rank
Total interest income$12,842,0001,714
Total interest expense$1,816,0001,110
Net interest income$11,026,0001,795
Provision for loan and lease losses$02,835
Total noninterest income$241,0003,889
Gross Fiduciary activities income$80,000746
Service charges on deposit accounts$61,0003,641
Trading account gains and feesNANA
Additional Noninterest Income$100,0004,055
Total noninterest expense$5,558,0002,415
Salaries and employee benefits$3,519,0002,269
Premises and equipment expense$567,0002,401
Additional noninterest expense$100,0004,055
Pre-tax net operating income$5,709,0001,538
Securities gains (losses)$0740
Applicable income taxes$1,623,0001,017
Income before extraordinary items$4,086,0001,693
Extraordinary gains, net$04
Net income$4,086,0001,691
Minority interest net income$057
Net income of bank and minority interests.$4,086,0001,692
Net charge-offs$-1,0003,079
Cash dividends$303,0002,499
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,086,0001,730
2022-06-30 (YTD Data)Rank
Total interest income$7,842,0001,781
Total interest expense$1,137,0001,012
Net interest income$6,705,0001,871
Provision for loan and lease losses$02,599
Total noninterest income$161,0003,887
Gross Fiduciary activities income$58,000706
Service charges on deposit accounts$34,0003,818
Trading account gains and feesNANA
Additional Noninterest Income$69,0004,052
Total noninterest expense$3,717,0002,397
Salaries and employee benefits$2,362,0002,262
Premises and equipment expense$378,0002,409
Additional noninterest expense$977,0002,652
Pre-tax net operating income$3,149,0001,671
Securities gains (losses)$0687
Applicable income taxes$895,0001,089
Income before extraordinary items$2,254,0001,845
Extraordinary gains, net$04
Net income$2,254,0001,846
Minority interest net income$060
Net income of bank and minority interests.$2,254,0001,845
Net charge-offs$02,156
Cash dividends$183,0002,516
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,254,0001,887
2022-03-31 (YTD Data)Rank
Total interest income$3,715,0001,815
Total interest expense$564,000982
Net interest income$3,151,0001,917
Provision for loan and lease losses$02,285
Total noninterest income$82,0003,861
Gross Fiduciary activities income$39,000686
Service charges on deposit accounts$14,0003,937
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,126
Total noninterest expense$1,880,0002,388
Salaries and employee benefits$1,202,0002,233
Premises and equipment expense$192,0002,392
Additional noninterest expense$486,0002,640
Pre-tax net operating income$1,353,0001,772
Securities gains (losses)$0623
Applicable income taxes$384,0001,130
Income before extraordinary items$969,0001,952
Extraordinary gains, net$04
Net income$969,0001,951
Minority interest net income$050
Net income of bank and minority interests.$969,0001,952
Net charge-offs$01,838
Cash dividends$42,0002,167
Sale, conversion, retirement of capital stock, net$0453
Net operating income$969,0001,977
2021-12-31 (YTD Data)Rank
Total interest income$14,609,0001,911
Total interest expense$2,517,0001,073
Net interest income$12,092,0002,007
Provision for loan and lease losses$140,0001,961
Total noninterest income$344,0003,954
Gross Fiduciary activities income$63,000752
Service charges on deposit accounts$54,0003,960
Trading account gains and feesNANA
Additional Noninterest Income$227,0003,916
Total noninterest expense$7,037,0002,480
Salaries and employee benefits$4,540,0002,298
Premises and equipment expense$727,0002,463
Additional noninterest expense$1,770,0002,803
Pre-tax net operating income$5,259,0001,984
Securities gains (losses)$02,062
Applicable income taxes$1,498,0001,315
Income before extraordinary items$3,761,0002,254
Extraordinary gains, net$010
Net income$3,761,0002,255
Minority interest net income$074
Net income of bank and minority interests.$3,761,0002,255
Net charge-offs$228,000969
Cash dividends$1,998,0001,550
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,761,0002,223
2021-09-30 (YTD Data)Rank
Total interest income$10,933,0001,945
Total interest expense$1,945,0001,101
Net interest income$8,988,0002,050
Provision for loan and lease losses$400,000973
Total noninterest income$180,0004,228
Gross Fiduciary activities income$37,000761
Service charges on deposit accounts$39,0004,028
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,245
Total noninterest expense$5,522,0002,409
Salaries and employee benefits$3,443,0002,282
Premises and equipment expense$570,0002,419
Additional noninterest expense$1,509,0002,578
Pre-tax net operating income$3,246,0002,329
Securities gains (losses)$02,015
Applicable income taxes$925,0001,523
Income before extraordinary items$2,321,0002,611
Extraordinary gains, net$08
Net income$2,321,0002,611
Minority interest net income$069
Net income of bank and minority interests.$2,321,0002,611
Net charge-offs$788,000383
Cash dividends$1,998,0001,176
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,321,0002,586
2021-06-30 (YTD Data)Rank
Total interest income$7,333,0001,936
Total interest expense$1,304,0001,144
Net interest income$6,029,0002,038
Provision for loan and lease losses$400,000725
Total noninterest income$113,0004,279
Gross Fiduciary activities income$23,000767
Service charges on deposit accounts$22,0004,135
Trading account gains and feesNANA
Additional Noninterest Income$68,0004,272
Total noninterest expense$3,745,0002,383
Salaries and employee benefits$2,322,0002,272
Premises and equipment expense$394,0002,358
Additional noninterest expense$1,029,0002,526
Pre-tax net operating income$1,997,0002,403
Securities gains (losses)$01,818
Applicable income taxes$569,0001,565
Income before extraordinary items$1,428,0002,699
Extraordinary gains, net$06
Net income$1,428,0002,697
Minority interest net income$067
Net income of bank and minority interests.$1,428,0002,699
Net charge-offs$792,000308
Cash dividends$1,963,000885
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,428,0002,671
2021-03-31 (YTD Data)Rank
Total interest income$3,734,0001,889
Total interest expense$674,0001,176
Net interest income$3,060,0001,996
Provision for loan and lease losses$175,000881
Total noninterest income$47,0004,383
Gross Fiduciary activities income$11,000782
Service charges on deposit accounts$12,0004,083
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,406
Total noninterest expense$1,938,0002,319
Salaries and employee benefits$1,181,0002,240
Premises and equipment expense$218,0002,241
Additional noninterest expense$539,0002,420
Pre-tax net operating income$994,0002,373
Securities gains (losses)$01,392
Applicable income taxes$283,0001,548
Income before extraordinary items$711,0002,678
Extraordinary gains, net$03
Net income$711,0002,676
Minority interest net income$055
Net income of bank and minority interests.$711,0002,678
Net charge-offs$802,000201
Cash dividends$1,914,000485
Sale, conversion, retirement of capital stock, net$0482
Net operating income$711,0002,642
2020-12-31 (YTD Data)Rank
Total interest income$14,960,0001,896
Total interest expense$3,730,0001,240
Net interest income$11,230,0002,065
Provision for loan and lease losses$04,319
Total noninterest income$208,0004,308
Gross Fiduciary activities income$64,000758
Service charges on deposit accounts$55,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$89,0004,428
Total noninterest expense$6,606,0002,554
Salaries and employee benefits$4,154,0002,424
Premises and equipment expense$715,0002,489
Additional noninterest expense$1,737,0002,777
Pre-tax net operating income$4,832,0001,827
Securities gains (losses)$02,675
Applicable income taxes$1,374,0001,201
Income before extraordinary items$3,458,0002,111
Extraordinary gains, net$04
Net income$3,458,0002,111
Minority interest net income$072
Net income of bank and minority interests.$3,458,0002,111
Net charge-offs$594,000870
Cash dividends$444,0002,926
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,458,0002,058
2020-09-30 (YTD Data)Rank
Total interest income$11,201,0001,906
Total interest expense$3,004,0001,239
Net interest income$8,197,0002,098
Provision for loan and lease losses$04,239
Total noninterest income$153,0004,327
Gross Fiduciary activities income$39,000758
Service charges on deposit accounts$45,0004,060
Trading account gains and feesNANA
Additional Noninterest Income$69,0004,405
Total noninterest expense$5,091,0002,483
Salaries and employee benefits$3,152,0002,387
Premises and equipment expense$554,0002,443
Additional noninterest expense$1,385,0002,650
Pre-tax net operating income$3,259,0001,939
Securities gains (losses)$02,494
Applicable income taxes$926,0001,245
Income before extraordinary items$2,333,0002,236
Extraordinary gains, net$04
Net income$2,333,0002,236
Minority interest net income$065
Net income of bank and minority interests.$2,333,0002,236
Net charge-offs$597,000674
Cash dividends$330,0002,654
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,333,0002,178
2020-06-30 (YTD Data)Rank
Total interest income$7,487,0001,927
Total interest expense$2,184,0001,222
Net interest income$5,303,0002,163
Provision for loan and lease losses$04,134
Total noninterest income$106,0004,311
Gross Fiduciary activities income$25,000767
Service charges on deposit accounts$32,0004,031
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,373
Total noninterest expense$3,455,0002,472
Salaries and employee benefits$2,122,0002,368
Premises and equipment expense$372,0002,424
Additional noninterest expense$961,0002,585
Pre-tax net operating income$1,954,0002,039
Securities gains (losses)$02,249
Applicable income taxes$554,0001,255
Income before extraordinary items$1,400,0002,328
Extraordinary gains, net$04
Net income$1,400,0002,327
Minority interest net income$065
Net income of bank and minority interests.$1,400,0002,328
Net charge-offs$610,000528
Cash dividends$216,0002,620
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,400,0002,290
2020-03-31 (YTD Data)Rank
Total interest income$3,872,0001,858
Total interest expense$1,210,0001,236
Net interest income$2,662,0002,111
Provision for loan and lease losses$03,711
Total noninterest income$64,0004,171
Gross Fiduciary activities income$15,000766
Service charges on deposit accounts$21,0003,977
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,255
Total noninterest expense$1,726,0002,485
Salaries and employee benefits$1,071,0002,362
Premises and equipment expense$184,0002,460
Additional noninterest expense$471,0002,644
Pre-tax net operating income$1,000,0001,823
Securities gains (losses)$01,705
Applicable income taxes$283,0001,119
Income before extraordinary items$717,0002,131
Extraordinary gains, net$04
Net income$717,0002,129
Minority interest net income$056
Net income of bank and minority interests.$717,0002,131
Net charge-offs$-10,0004,460
Cash dividends$102,0002,271
Sale, conversion, retirement of capital stock, net$0482
Net operating income$717,0002,098
2019-12-31 (YTD Data)Rank
Total interest income$15,835,0001,847
Total interest expense$4,647,0001,319
Net interest income$11,188,0002,038
Provision for loan and lease losses$03,973
Total noninterest income$363,0003,986
Gross Fiduciary activities income$73,000762
Service charges on deposit accounts$135,0003,626
Trading account gains and feesNANA
Additional Noninterest Income$155,0004,136
Total noninterest expense$5,834,0002,739
Salaries and employee benefits$3,748,0002,564
Premises and equipment expense$724,0002,490
Additional noninterest expense$1,362,0003,261
Pre-tax net operating income$5,717,0001,592
Securities gains (losses)$02,379
Applicable income taxes$1,638,0001,028
Income before extraordinary items$4,079,0001,855
Extraordinary gains, net$011
Net income$4,079,0001,857
Minority interest net income$076
Net income of bank and minority interests.$4,079,0001,857
Net charge-offs$206,0001,667
Cash dividends$1,797,0001,701
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,079,0001,824
2019-09-30 (YTD Data)Rank
Total interest income$11,803,0001,873
Total interest expense$3,377,0001,350
Net interest income$8,426,0002,056
Provision for loan and lease losses$03,836
Total noninterest income$283,0003,990
Gross Fiduciary activities income$58,000753
Service charges on deposit accounts$103,0003,645
Trading account gains and feesNANA
Additional Noninterest Income$122,0004,156
Total noninterest expense$4,836,0002,594
Salaries and employee benefits$2,907,0002,512
Premises and equipment expense$578,0002,417
Additional noninterest expense$1,351,0002,755
Pre-tax net operating income$3,873,0001,759
Securities gains (losses)$02,167
Applicable income taxes$1,091,0001,162
Income before extraordinary items$2,782,0002,041
Extraordinary gains, net$011
Net income$2,782,0002,040
Minority interest net income$072
Net income of bank and minority interests.$2,782,0002,042
Net charge-offs$208,0001,268
Cash dividends$1,685,0001,354
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,782,0002,015
2019-06-30 (YTD Data)Rank
Total interest income$7,787,0001,887
Total interest expense$2,154,0001,379
Net interest income$5,633,0002,051
Provision for loan and lease losses$03,685
Total noninterest income$203,0003,924
Gross Fiduciary activities income$39,000762
Service charges on deposit accounts$74,0003,555
Trading account gains and feesNANA
Additional Noninterest Income$90,0004,079
Total noninterest expense$3,277,0002,589
Salaries and employee benefits$1,951,0002,507
Premises and equipment expense$397,0002,385
Additional noninterest expense$929,0002,729
Pre-tax net operating income$2,559,0001,758
Securities gains (losses)$01,702
Applicable income taxes$721,0001,147
Income before extraordinary items$1,838,0002,039
Extraordinary gains, net$011
Net income$1,838,0002,037
Minority interest net income$069
Net income of bank and minority interests.$1,838,0002,039
Net charge-offs$194,0001,003
Cash dividends$1,573,0001,061
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,838,0002,019
2019-03-31 (YTD Data)Rank
Total interest income$3,839,0001,910
Total interest expense$1,005,0001,427
Net interest income$2,834,0002,045
Provision for loan and lease losses$03,406
Total noninterest income$86,0004,096
Gross Fiduciary activities income$20,000765
Service charges on deposit accounts$37,0003,569
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,409
Total noninterest expense$1,666,0002,577
Salaries and employee benefits$992,0002,502
Premises and equipment expense$204,0002,369
Additional noninterest expense$470,0002,699
Pre-tax net operating income$1,254,0001,754
Securities gains (losses)$01,087
Applicable income taxes$353,0001,141
Income before extraordinary items$901,0002,020
Extraordinary gains, net$05
Net income$901,0002,018
Minority interest net income$052
Net income of bank and minority interests.$901,0002,019
Net charge-offs$3,0002,375
Cash dividends$1,462,000652
Sale, conversion, retirement of capital stock, net$0529
Net operating income$901,0002,002
2018-12-31 (YTD Data)Rank
Total interest income$14,932,0001,869
Total interest expense$3,094,0001,397
Net interest income$11,838,0001,974
Provision for loan and lease losses$-733,0005,325
Total noninterest income$410,0004,017
Gross Fiduciary activities income$54,000814
Service charges on deposit accounts$120,0003,947
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,925
Total noninterest expense$6,140,0002,682
Salaries and employee benefits$3,484,0002,690
Premises and equipment expense$706,0002,557
Additional noninterest expense$1,950,0002,628
Pre-tax net operating income$6,841,0001,376
Securities gains (losses)$01,125
Applicable income taxes$1,840,000926
Income before extraordinary items$5,001,0001,585
Extraordinary gains, net$06
Net income$5,001,0001,584
Minority interest net income$072
Net income of bank and minority interests.$5,001,0001,584
Net charge-offs$-349,0005,264
Cash dividends$571,0002,854
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,001,0001,577
2018-09-30 (YTD Data)Rank
Total interest income$11,179,0001,858
Total interest expense$2,158,0001,413
Net interest income$9,021,0001,947
Provision for loan and lease losses$-733,0005,405
Total noninterest income$339,0003,944
Gross Fiduciary activities income$42,000803
Service charges on deposit accounts$86,0004,046
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,778
Total noninterest expense$4,964,0002,561
Salaries and employee benefits$2,672,0002,648
Premises and equipment expense$527,0002,580
Additional noninterest expense$1,765,0002,312
Pre-tax net operating income$5,129,0001,392
Securities gains (losses)$01,118
Applicable income taxes$1,381,000949
Income before extraordinary items$3,748,0001,600
Extraordinary gains, net$05
Net income$3,748,0001,599
Minority interest net income$066
Net income of bank and minority interests.$3,748,0001,599
Net charge-offs$-358,0005,343
Cash dividends$428,0002,533
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,748,0001,587
2018-06-30 (YTD Data)Rank
Total interest income$7,429,0001,850
Total interest expense$1,315,0001,438
Net interest income$6,114,0001,913
Provision for loan and lease losses$-733,0005,484
Total noninterest income$258,0003,790
Gross Fiduciary activities income$30,000803
Service charges on deposit accounts$56,0004,086
Trading account gains and feesNANA
Additional Noninterest Income$172,0003,573
Total noninterest expense$3,484,0002,503
Salaries and employee benefits$1,789,0002,659
Premises and equipment expense$352,0002,595
Additional noninterest expense$1,343,0002,123
Pre-tax net operating income$3,621,0001,311
Securities gains (losses)$0961
Applicable income taxes$978,000889
Income before extraordinary items$2,643,0001,500
Extraordinary gains, net$06
Net income$2,643,0001,499
Minority interest net income$065
Net income of bank and minority interests.$2,643,0001,499
Net charge-offs$-605,0005,478
Cash dividends$285,0002,552
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,643,0001,486
2018-03-31 (YTD Data)Rank
Total interest income$3,890,0001,757
Total interest expense$611,0001,466
Net interest income$3,279,0001,792
Provision for loan and lease losses$-733,0005,568
Total noninterest income$66,0004,532
Gross Fiduciary activities income$16,000807
Service charges on deposit accounts$30,0004,023
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,839
Total noninterest expense$1,995,0002,288
Salaries and employee benefits$905,0002,669
Premises and equipment expense$176,0002,649
Additional noninterest expense$914,0001,623
Pre-tax net operating income$2,083,0001,160
Securities gains (losses)$0735
Applicable income taxes$592,000759
Income before extraordinary items$1,491,0001,327
Extraordinary gains, net$07
Net income$1,491,0001,327
Minority interest net income$052
Net income of bank and minority interests.$1,491,0001,327
Net charge-offs$-735,0005,576
Cash dividends$143,0002,149
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,491,0001,319
2017-12-31 (YTD Data)Rank
Total interest income$13,202,0001,961
Total interest expense$2,226,0001,403
Net interest income$10,976,0002,070
Provision for loan and lease losses$-1,000,0005,590
Total noninterest income$357,0004,305
Gross Fiduciary activities income$66,000826
Service charges on deposit accounts$121,0004,130
Trading account gains and feesNANA
Additional Noninterest Income$170,0004,366
Total noninterest expense$5,493,0002,931
Salaries and employee benefits$3,159,0002,890
Premises and equipment expense$585,0002,969
Additional noninterest expense$1,749,0002,902
Pre-tax net operating income$6,840,0001,335
Securities gains (losses)$02,243
Applicable income taxes$3,331,000892
Income before extraordinary items$3,509,0001,801
Extraordinary gains, net$09
Net income$3,509,0001,801
Minority interest net income$076
Net income of bank and minority interests.$3,509,0001,802
Net charge-offs$15,0003,547
Cash dividends$571,0002,831
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,509,0001,782
2017-09-30 (YTD Data)Rank
Total interest income$9,794,0001,977
Total interest expense$1,617,0001,429
Net interest income$8,177,0002,089
Provision for loan and lease losses$04,088
Total noninterest income$280,0004,322
Gross Fiduciary activities income$44,000831
Service charges on deposit accounts$96,0004,088
Trading account gains and feesNANA
Additional Noninterest Income$140,0004,328
Total noninterest expense$4,305,0002,875
Salaries and employee benefits$2,433,0002,867
Premises and equipment expense$487,0002,807
Additional noninterest expense$1,385,0002,801
Pre-tax net operating income$4,152,0001,594
Securities gains (losses)$02,274
Applicable income taxes$1,620,0001,058
Income before extraordinary items$2,532,0002,012
Extraordinary gains, net$09
Net income$2,532,0002,011
Minority interest net income$071
Net income of bank and minority interests.$2,532,0002,012
Net charge-offs$12,0003,191
Cash dividends$428,0002,561
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,532,0001,981
2017-06-30 (YTD Data)Rank
Total interest income$6,407,0001,997
Total interest expense$1,045,0001,430
Net interest income$5,362,0002,102
Provision for loan and lease losses$03,871
Total noninterest income$199,0004,268
Gross Fiduciary activities income$27,000840
Service charges on deposit accounts$67,0004,018
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,233
Total noninterest expense$2,880,0002,888
Salaries and employee benefits$1,626,0002,877
Premises and equipment expense$327,0002,795
Additional noninterest expense$927,0002,812
Pre-tax net operating income$2,681,0001,610
Securities gains (losses)$01,906
Applicable income taxes$1,045,0001,074
Income before extraordinary items$1,636,0002,016
Extraordinary gains, net$011
Net income$1,636,0002,016
Minority interest net income$071
Net income of bank and minority interests.$1,636,0002,016
Net charge-offs$-9,0004,762
Cash dividends$285,0002,563
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,636,0001,988
2017-03-31 (YTD Data)Rank
Total interest income$3,145,0002,025
Total interest expense$504,0001,451
Net interest income$2,641,0002,120
Provision for loan and lease losses$03,537
Total noninterest income$69,0004,695
Gross Fiduciary activities income$12,000854
Service charges on deposit accounts$34,0004,027
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,953
Total noninterest expense$1,437,0002,918
Salaries and employee benefits$826,0002,881
Premises and equipment expense$164,0002,840
Additional noninterest expense$447,0002,885
Pre-tax net operating income$1,273,0001,640
Securities gains (losses)$01,153
Applicable income taxes$496,0001,085
Income before extraordinary items$777,0002,028
Extraordinary gains, net$08
Net income$777,0002,029
Minority interest net income$055
Net income of bank and minority interests.$777,0002,029
Net charge-offs$-9,0004,951
Cash dividends$143,0002,185
Sale, conversion, retirement of capital stock, net$0632
Net operating income$777,0002,003
2016-12-31 (YTD Data)Rank
Total interest income$12,449,0002,010
Total interest expense$1,929,0001,458
Net interest income$10,520,0002,092
Provision for loan and lease losses$04,332
Total noninterest income$355,0004,493
Gross Fiduciary activities income$62,000851
Service charges on deposit accounts$136,0004,143
Trading account gains and fees$0170
Additional Noninterest Income$157,0004,606
Total noninterest expense$5,202,0003,109
Salaries and employee benefits$2,917,0003,074
Premises and equipment expense$657,0002,856
Additional noninterest expense$1,628,0003,167
Pre-tax net operating income$5,673,0001,467
Securities gains (losses)$03,212
Applicable income taxes$2,209,000964
Income before extraordinary items$3,464,0001,865
Extraordinary gains, net$05
Net income$3,464,0001,864
Minority interest net income$082
Net income of bank and minority interests.$3,464,0001,864
Net charge-offs$393,0001,275
Cash dividends$3,754,000870
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,464,0001,819
2016-09-30 (YTD Data)Rank
Total interest income$9,355,0002,009
Total interest expense$1,439,0001,471
Net interest income$7,916,0002,077
Provision for loan and lease losses$04,186
Total noninterest income$294,0004,420
Gross Fiduciary activities income$45,000849
Service charges on deposit accounts$106,0004,101
Trading account gains and fees$0169
Additional Noninterest Income$143,0004,456
Total noninterest expense$4,029,0003,047
Salaries and employee benefits$2,265,0003,014
Premises and equipment expense$487,0002,885
Additional noninterest expense$1,277,0003,069
Pre-tax net operating income$4,181,0001,503
Securities gains (losses)$03,160
Applicable income taxes$1,628,0001,014
Income before extraordinary items$2,553,0001,911
Extraordinary gains, net$05
Net income$2,553,0001,911
Minority interest net income$071
Net income of bank and minority interests.$2,553,0001,911
Net charge-offs$374,000983
Cash dividends$3,640,000657
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,553,0001,855
2016-06-30 (YTD Data)Rank
Total interest income$6,256,0002,013
Total interest expense$942,0001,488
Net interest income$5,314,0002,082
Provision for loan and lease losses$04,017
Total noninterest income$155,0004,703
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$75,0004,012
Trading account gains and fees$0157
Additional Noninterest Income$53,0005,008
Total noninterest expense$2,689,0003,064
Salaries and employee benefits$1,514,0003,028
Premises and equipment expense$326,0002,887
Additional noninterest expense$849,0003,101
Pre-tax net operating income$2,780,0001,497
Securities gains (losses)$02,835
Applicable income taxes$1,082,0001,020
Income before extraordinary items$1,698,0001,901
Extraordinary gains, net$016
Net income$1,698,0001,900
Minority interest net income$071
Net income of bank and minority interests.$1,698,0001,900
Net charge-offs$369,000740
Cash dividends$3,640,000492
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,698,0001,848
2016-03-31 (YTD Data)Rank
Total interest income$3,154,0001,992
Total interest expense$458,0001,523
Net interest income$2,696,0002,057
Provision for loan and lease losses$03,656
Total noninterest income$73,0004,767
Gross Fiduciary activities income$12,000878
Service charges on deposit accounts$34,0004,152
Trading account gains and fees$0142
Additional Noninterest Income$27,0005,014
Total noninterest expense$1,369,0003,049
Salaries and employee benefits$771,0003,017
Premises and equipment expense$169,0002,846
Additional noninterest expense$429,0003,077
Pre-tax net operating income$1,400,0001,466
Securities gains (losses)$02,077
Applicable income taxes$544,000995
Income before extraordinary items$856,0001,873
Extraordinary gains, net$012
Net income$856,0001,874
Minority interest net income$062
Net income of bank and minority interests.$856,0001,874
Net charge-offs$234,000587
Cash dividends$3,469,000283
Sale, conversion, retirement of capital stock, net$0659
Net operating income$856,0001,830
2015-12-31 (YTD Data)Rank
Total interest income$12,542,0001,951
Total interest expense$1,699,0001,601
Net interest income$10,843,0001,994
Provision for loan and lease losses$130,0002,763
Total noninterest income$281,0004,885
Gross Fiduciary activities income$39,000922
Service charges on deposit accounts$145,0004,183
Trading account gains and fees$0159
Additional Noninterest Income$97,0005,110
Total noninterest expense$5,255,0003,110
Salaries and employee benefits$2,815,0003,157
Premises and equipment expense$650,0002,943
Additional noninterest expense$1,790,0003,020
Pre-tax net operating income$5,739,0001,408
Securities gains (losses)$03,216
Applicable income taxes$2,245,000928
Income before extraordinary items$3,494,0001,799
Extraordinary gains, net$023
Net income$3,494,0001,800
Minority interest net income$081
Net income of bank and minority interests.$3,494,0001,801
Net charge-offs$-520,0006,014
Cash dividends$3,977,000788
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,494,0001,764
2015-09-30 (YTD Data)Rank
Total interest income$9,266,0001,989
Total interest expense$1,251,0001,644
Net interest income$8,015,0002,025
Provision for loan and lease losses$130,0002,427
Total noninterest income$210,0004,927
Gross Fiduciary activities income$27,000924
Service charges on deposit accounts$110,0004,221
Trading account gains and fees$0153
Additional Noninterest Income$73,0005,139
Total noninterest expense$4,021,0003,100
Salaries and employee benefits$2,136,0003,153
Premises and equipment expense$494,0002,975
Additional noninterest expense$1,391,0002,960
Pre-tax net operating income$4,074,0001,500
Securities gains (losses)$03,031
Applicable income taxes$1,595,000985
Income before extraordinary items$2,479,0001,906
Extraordinary gains, net$021
Net income$2,479,0001,908
Minority interest net income$078
Net income of bank and minority interests.$2,479,0001,908
Net charge-offs$-463,0006,096
Cash dividends$3,857,000598
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,479,0001,867
2015-06-30 (YTD Data)Rank
Total interest income$6,081,0002,012
Total interest expense$810,0001,698
Net interest income$5,271,0002,044
Provision for loan and lease losses$130,0001,940
Total noninterest income$131,0005,007
Gross Fiduciary activities income$18,000935
Service charges on deposit accounts$72,0004,244
Trading account gains and fees$0157
Additional Noninterest Income$41,0005,321
Total noninterest expense$2,713,0003,104
Salaries and employee benefits$1,433,0003,168
Premises and equipment expense$333,0002,947
Additional noninterest expense$947,0002,918
Pre-tax net operating income$2,559,0001,549
Securities gains (losses)$02,636
Applicable income taxes$1,003,0001,029
Income before extraordinary items$1,556,0001,980
Extraordinary gains, net$022
Net income$1,556,0001,982
Minority interest net income$075
Net income of bank and minority interests.$1,556,0001,982
Net charge-offs$19,0002,974
Cash dividends$3,737,000427
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,556,0001,936
2015-03-31 (YTD Data)Rank
Total interest income$3,008,0002,028
Total interest expense$393,0001,756
Net interest income$2,615,0002,048
Provision for loan and lease losses$130,0001,223
Total noninterest income$67,0004,993
Gross Fiduciary activities income$10,000927
Service charges on deposit accounts$35,0004,270
Trading account gains and fees$0152
Additional Noninterest Income$22,0005,318
Total noninterest expense$1,351,0003,117
Salaries and employee benefits$715,0003,194
Premises and equipment expense$167,0002,987
Additional noninterest expense$469,0002,926
Pre-tax net operating income$1,201,0001,592
Securities gains (losses)$02,027
Applicable income taxes$473,0001,056
Income before extraordinary items$728,0002,082
Extraordinary gains, net$013
Net income$728,0002,083
Minority interest net income$064
Net income of bank and minority interests.$728,0002,083
Net charge-offs$32,0001,842
Cash dividends$137,0002,120
Sale, conversion, retirement of capital stock, net$0697
Net operating income$728,0002,013
2014-12-31 (YTD Data)Rank
Total interest income$12,032,0002,030
Total interest expense$1,627,0001,757
Net interest income$10,405,0002,048
Provision for loan and lease losses$1,363,000667
Total noninterest income$520,0004,218
Gross Fiduciary activities income$81,000880
Service charges on deposit accounts$160,0004,280
Trading account gains and fees$0180
Additional Noninterest Income$279,0004,108
Total noninterest expense$5,055,0003,286
Salaries and employee benefits$2,687,0003,318
Premises and equipment expense$633,0003,109
Additional noninterest expense$1,735,0003,202
Pre-tax net operating income$4,507,0001,676
Securities gains (losses)$03,259
Applicable income taxes$1,812,0001,056
Income before extraordinary items$2,695,0002,182
Extraordinary gains, net$017
Net income$2,695,0002,181
Minority interest net income$084
Net income of bank and minority interests.$2,695,0002,181
Net charge-offs$2,288,000445
Cash dividends$605,0002,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,695,0002,129
2014-09-30 (YTD Data)Rank
Total interest income$9,063,0002,042
Total interest expense$1,225,0001,786
Net interest income$7,838,0002,050
Provision for loan and lease losses$1,232,000544
Total noninterest income$449,0004,036
Gross Fiduciary activities income$69,000862
Service charges on deposit accounts$124,0004,275
Trading account gains and fees$0174
Additional Noninterest Income$256,0003,873
Total noninterest expense$3,903,0003,241
Salaries and employee benefits$2,068,0003,287
Premises and equipment expense$478,0003,135
Additional noninterest expense$1,357,0003,111
Pre-tax net operating income$3,152,0001,772
Securities gains (losses)$02,980
Applicable income taxes$1,268,0001,112
Income before extraordinary items$1,884,0002,321
Extraordinary gains, net$015
Net income$1,884,0002,322
Minority interest net income$081
Net income of bank and minority interests.$1,884,0002,321
Net charge-offs$535,0001,091
Cash dividends$467,0002,283
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,884,0002,267
2014-06-30 (YTD Data)Rank
Total interest income$5,991,0002,051
Total interest expense$806,0001,822
Net interest income$5,185,0002,050
Provision for loan and lease losses$1,038,000439
Total noninterest income$333,0003,831
Gross Fiduciary activities income$17,000962
Service charges on deposit accounts$84,0004,246
Trading account gains and fees$0172
Additional Noninterest Income$232,0003,411
Total noninterest expense$2,605,0003,257
Salaries and employee benefits$1,378,0003,307
Premises and equipment expense$320,0003,149
Additional noninterest expense$907,0003,122
Pre-tax net operating income$1,875,0001,915
Securities gains (losses)$02,580
Applicable income taxes$754,0001,179
Income before extraordinary items$1,121,0002,442
Extraordinary gains, net$020
Net income$1,121,0002,446
Minority interest net income$080
Net income of bank and minority interests.$1,121,0002,446
Net charge-offs$535,000821
Cash dividends$366,0002,123
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,121,0002,404
2014-03-31 (YTD Data)Rank
Total interest income$2,927,0002,089
Total interest expense$402,0001,855
Net interest income$2,525,0002,097
Provision for loan and lease losses$605,000378
Total noninterest income$117,0004,388
Gross Fiduciary activities income$8,000964
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$65,0004,219
Total noninterest expense$1,283,0003,314
Salaries and employee benefits$689,0003,329
Premises and equipment expense$165,0003,141
Additional noninterest expense$429,0003,246
Pre-tax net operating income$754,0002,197
Securities gains (losses)$01,715
Applicable income taxes$303,0001,338
Income before extraordinary items$451,0002,773
Extraordinary gains, net$016
Net income$451,0002,776
Minority interest net income$066
Net income of bank and minority interests.$451,0002,776
Net charge-offs$380,000612
Cash dividends$215,0001,703
Sale, conversion, retirement of capital stock, net$0747
Net operating income$451,0002,731
2013-12-31 (YTD Data)Rank
Total interest income$12,428,0001,992
Total interest expense$1,679,0001,980
Net interest income$10,749,0001,970
Provision for loan and lease losses$3,281,000399
Total noninterest income$458,0004,536
Gross Fiduciary activities income$41,000964
Service charges on deposit accounts$196,0004,135
Trading account gains and fees$0184
Additional Noninterest Income$221,0004,483
Total noninterest expense$4,828,0003,490
Salaries and employee benefits$2,606,0003,442
Premises and equipment expense$588,0003,363
Additional noninterest expense$1,634,0003,431
Pre-tax net operating income$3,098,0002,124
Securities gains (losses)$03,182
Applicable income taxes$1,246,0001,276
Income before extraordinary items$1,852,0002,760
Extraordinary gains, net$029
Net income$1,852,0002,763
Minority interest net income$090
Net income of bank and minority interests.$1,852,0002,763
Net charge-offs$2,648,000600
Cash dividends$603,0002,534
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,852,0002,700
2013-09-30 (YTD Data)Rank
Total interest income$9,324,0001,992
Total interest expense$1,268,0002,015
Net interest income$8,056,0001,973
Provision for loan and lease losses$2,407,000409
Total noninterest income$284,0004,894
Gross Fiduciary activities income$35,000941
Service charges on deposit accounts$149,0004,144
Trading account gains and fees$0180
Additional Noninterest Income$100,0005,184
Total noninterest expense$3,670,0003,464
Salaries and employee benefits$1,963,0003,443
Premises and equipment expense$445,0003,370
Additional noninterest expense$1,262,0003,368
Pre-tax net operating income$2,263,0002,220
Securities gains (losses)$03,040
Applicable income taxes$909,0001,335
Income before extraordinary items$1,354,0002,844
Extraordinary gains, net$025
Net income$1,354,0002,848
Minority interest net income$084
Net income of bank and minority interests.$1,354,0002,848
Net charge-offs$1,342,000805
Cash dividends$453,0002,187
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,354,0002,774
2013-06-30 (YTD Data)Rank
Total interest income$6,293,0001,978
Total interest expense$852,0002,026
Net interest income$5,441,0001,941
Provision for loan and lease losses$1,676,000425
Total noninterest income$193,0004,891
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$103,0004,057
Trading account gains and fees$0157
Additional Noninterest Income$66,0005,236
Total noninterest expense$2,454,0003,479
Salaries and employee benefits$1,317,0003,444
Premises and equipment expense$297,0003,379
Additional noninterest expense$840,0003,384
Pre-tax net operating income$1,504,0002,187
Securities gains (losses)$02,791
Applicable income taxes$606,0001,340
Income before extraordinary items$898,0002,849
Extraordinary gains, net$022
Net income$898,0002,853
Minority interest net income$082
Net income of bank and minority interests.$898,0002,853
Net charge-offs$842,000876
Cash dividends$302,0002,169
Sale, conversion, retirement of capital stock, net$0838
Net operating income$898,0002,755
2013-03-31 (YTD Data)Rank
Total interest income$3,158,0001,988
Total interest expense$440,0002,022
Net interest income$2,718,0001,957
Provision for loan and lease losses$830,000475
Total noninterest income$101,0004,832
Gross Fiduciary activities income$13,000939
Service charges on deposit accounts$50,0004,085
Trading account gains and fees$0148
Additional Noninterest Income$38,0005,041
Total noninterest expense$1,245,0003,466
Salaries and employee benefits$672,0003,423
Premises and equipment expense$150,0003,380
Additional noninterest expense$423,0003,373
Pre-tax net operating income$744,0002,158
Securities gains (losses)$01,966
Applicable income taxes$303,0001,314
Income before extraordinary items$441,0002,836
Extraordinary gains, net$010
Net income$441,0002,838
Minority interest net income$076
Net income of bank and minority interests.$441,0002,838
Net charge-offs$520,000753
Cash dividends$151,0001,789
Sale, conversion, retirement of capital stock, net$0789
Net operating income$441,0002,738
2012-12-31 (YTD Data)Rank
Total interest income$12,826,0002,039
Total interest expense$1,773,0002,380
Net interest income$11,053,0001,971
Provision for loan and lease losses$3,113,000744
Total noninterest income$372,0004,930
Gross Fiduciary activities income$38,000997
Service charges on deposit accounts$221,0004,074
Trading account gains and fees$0166
Additional Noninterest Income$113,0005,226
Total noninterest expense$5,093,0003,416
Salaries and employee benefits$2,579,0003,488
Premises and equipment expense$577,0003,488
Additional noninterest expense$1,937,0003,167
Pre-tax net operating income$3,219,0001,969
Securities gains (losses)$03,810
Applicable income taxes$1,290,0001,227
Income before extraordinary items$1,929,0002,645
Extraordinary gains, net$029
Net income$1,929,0002,648
Minority interest net income$093
Net income of bank and minority interests.$1,929,0002,646
Net charge-offs$1,582,0001,363
Cash dividends$743,0002,326
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,929,0002,536
2012-09-30 (YTD Data)Rank
Total interest income$9,601,0002,090
Total interest expense$1,329,0002,470
Net interest income$8,272,0002,008
Provision for loan and lease losses$2,363,000742
Total noninterest income$281,0004,974
Gross Fiduciary activities income$25,0001,000
Service charges on deposit accounts$166,0004,125
Trading account gains and fees$0157
Additional Noninterest Income$90,0005,240
Total noninterest expense$3,898,0003,395
Salaries and employee benefits$1,975,0003,458
Premises and equipment expense$454,0003,409
Additional noninterest expense$1,469,0003,166
Pre-tax net operating income$2,292,0002,123
Securities gains (losses)$03,575
Applicable income taxes$918,0001,314
Income before extraordinary items$1,374,0002,796
Extraordinary gains, net$020
Net income$1,374,0002,797
Minority interest net income$086
Net income of bank and minority interests.$1,374,0002,796
Net charge-offs$1,415,0001,159
Cash dividends$743,0001,617
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,374,0002,664
2012-06-30 (YTD Data)Rank
Total interest income$6,362,0002,108
Total interest expense$924,0002,455
Net interest income$5,438,0002,036
Provision for loan and lease losses$1,561,000773
Total noninterest income$183,0005,017
Gross Fiduciary activities income$16,0001,007
Service charges on deposit accounts$107,0004,175
Trading account gains and fees$0153
Additional Noninterest Income$60,0005,273
Total noninterest expense$2,613,0003,403
Salaries and employee benefits$1,329,0003,451
Premises and equipment expense$293,0003,489
Additional noninterest expense$991,0003,143
Pre-tax net operating income$1,447,0002,196
Securities gains (losses)$03,178
Applicable income taxes$579,0001,356
Income before extraordinary items$868,0002,868
Extraordinary gains, net$019
Net income$868,0002,869
Minority interest net income$084
Net income of bank and minority interests.$868,0002,869
Net charge-offs$1,415,000892
Cash dividends$495,0001,630
Sale, conversion, retirement of capital stock, net$0928
Net operating income$868,0002,729
2012-03-31 (YTD Data)Rank
Total interest income$3,168,0002,134
Total interest expense$500,0002,378
Net interest income$2,668,0002,065
Provision for loan and lease losses$755,000761
Total noninterest income$87,0005,145
Gross Fiduciary activities income$8,0001,001
Service charges on deposit accounts$54,0004,145
Trading account gains and fees$0148
Additional Noninterest Income$25,0005,519
Total noninterest expense$1,355,0003,322
Salaries and employee benefits$663,0003,485
Premises and equipment expense$146,0003,532
Additional noninterest expense$546,0002,883
Pre-tax net operating income$645,0002,397
Securities gains (losses)$02,210
Applicable income taxes$260,0001,446
Income before extraordinary items$385,0003,153
Extraordinary gains, net$019
Net income$385,0003,157
Minority interest net income$078
Net income of bank and minority interests.$385,0003,157
Net charge-offs$1,319,000557
Cash dividends$248,0001,444
Sale, conversion, retirement of capital stock, net$0861
Net operating income$385,0002,997
2011-12-31 (YTD Data)Rank
Total interest income$13,705,0002,040
Total interest expense$2,467,0002,344
Net interest income$11,238,0001,951
Provision for loan and lease losses$4,280,000897
Total noninterest income$375,0004,889
Gross Fiduciary activities income$31,000979
Service charges on deposit accounts$231,0004,120
Trading account gains and fees$0146
Additional Noninterest Income$113,0005,193
Total noninterest expense$5,312,0003,375
Salaries and employee benefits$2,612,0003,435
Premises and equipment expense$468,0004,215
Additional noninterest expense$2,232,0002,826
Pre-tax net operating income$2,021,0002,487
Securities gains (losses)$03,838
Applicable income taxes$804,0001,552
Income before extraordinary items$1,217,0003,187
Extraordinary gains, net$029
Net income$1,217,0003,190
Minority interest net income$096
Net income of bank and minority interests.$1,217,0003,190
Net charge-offs$1,943,0001,585
Cash dividends$1,319,0001,347
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,217,0003,086
2011-09-30 (YTD Data)Rank
Total interest income$10,236,0002,075
Total interest expense$1,935,0002,337
Net interest income$8,301,0001,982
Provision for loan and lease losses$3,095,000913
Total noninterest income$276,0004,964
Gross Fiduciary activities income$25,000947
Service charges on deposit accounts$180,0004,064
Trading account gains and fees$0145
Additional Noninterest Income$71,0005,464
Total noninterest expense$3,964,0003,395
Salaries and employee benefits$1,955,0003,453
Premises and equipment expense$458,0003,571
Additional noninterest expense$1,551,0003,056
Pre-tax net operating income$1,518,0002,551
Securities gains (losses)$03,555
Applicable income taxes$604,0001,570
Income before extraordinary items$914,0003,247
Extraordinary gains, net$021
Net income$914,0003,248
Minority interest net income$087
Net income of bank and minority interests.$914,0003,248
Net charge-offs$1,802,0001,309
Cash dividends$658,0001,529
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$914,0003,143
2011-06-30 (YTD Data)Rank
Total interest income$6,815,0002,089
Total interest expense$1,357,0002,298
Net interest income$5,458,0002,016
Provision for loan and lease losses$2,180,000862
Total noninterest income$183,0005,004
Gross Fiduciary activities income$16,000961
Service charges on deposit accounts$123,0003,990
Trading account gains and fees$0153
Additional Noninterest Income$44,0005,584
Total noninterest expense$2,451,0003,630
Salaries and employee benefits$1,311,0003,462
Premises and equipment expense$307,0003,594
Additional noninterest expense$833,0003,637
Pre-tax net operating income$1,010,0002,520
Securities gains (losses)$02,914
Applicable income taxes$401,0001,519
Income before extraordinary items$609,0003,162
Extraordinary gains, net$015
Net income$609,0003,163
Minority interest net income$089
Net income of bank and minority interests.$609,0003,164
Net charge-offs$1,429,0001,166
Cash dividends$439,0001,533
Sale, conversion, retirement of capital stock, net$0986
Net operating income$609,0003,077
2011-03-31 (YTD Data)Rank
Total interest income$3,402,0002,104
Total interest expense$707,0002,292
Net interest income$2,695,0002,028
Provision for loan and lease losses$1,037,000833
Total noninterest income$94,0005,012
Gross Fiduciary activities income$5,0001,007
Service charges on deposit accounts$61,0003,971
Trading account gains and fees$0158
Additional Noninterest Income$28,0005,466
Total noninterest expense$1,244,0003,600
Salaries and employee benefits$665,0003,454
Premises and equipment expense$156,0003,595
Additional noninterest expense$423,0003,599
Pre-tax net operating income$508,0002,523
Securities gains (losses)$01,772
Applicable income taxes$202,0001,501
Income before extraordinary items$306,0003,191
Extraordinary gains, net$09
Net income$306,0003,186
Minority interest net income$086
Net income of bank and minority interests.$306,0003,190
Net charge-offs$1,276,000720
Cash dividends$219,0001,355
Sale, conversion, retirement of capital stock, net$0925
Net operating income$306,0003,129
2010-12-31 (YTD Data)Rank
Total interest income$14,586,0002,064
Total interest expense$3,645,0002,170
Net interest income$10,941,0001,991
Provision for loan and lease losses$3,316,0001,515
Total noninterest income$439,0004,800
Gross Fiduciary activities income$35,000999
Service charges on deposit accounts$255,0003,968
Trading account gains and fees$0175
Additional Noninterest Income$149,0004,992
Total noninterest expense$4,693,0003,790
Salaries and employee benefits$2,272,0003,864
Premises and equipment expense$635,0003,566
Additional noninterest expense$1,786,0003,553
Pre-tax net operating income$3,371,0001,465
Securities gains (losses)$03,793
Applicable income taxes$1,289,0001,013
Income before extraordinary items$2,082,0001,955
Extraordinary gains, net$029
Net income$2,082,0001,956
Minority interest net income$0111
Net income of bank and minority interests.$2,082,0001,957
Net charge-offs$1,825,0001,968
Cash dividends$824,0001,718
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,082,0001,881
2010-09-30 (YTD Data)Rank
Total interest income$10,977,0002,100
Total interest expense$2,817,0002,199
Net interest income$8,160,0002,029
Provision for loan and lease losses$2,114,0001,598
Total noninterest income$363,0004,709
Gross Fiduciary activities income$28,000982
Service charges on deposit accounts$192,0004,036
Trading account gains and fees$0165
Additional Noninterest Income$143,0004,719
Total noninterest expense$3,506,0003,803
Salaries and employee benefits$1,715,0003,882
Premises and equipment expense$476,0003,620
Additional noninterest expense$1,315,0003,578
Pre-tax net operating income$2,903,0001,366
Securities gains (losses)$03,651
Applicable income taxes$1,109,000936
Income before extraordinary items$1,794,0001,835
Extraordinary gains, net$023
Net income$1,794,0001,836
Minority interest net income$0110
Net income of bank and minority interests.$1,794,0001,837
Net charge-offs$1,783,0001,618
Cash dividends$605,0001,531
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,794,0001,746
2010-06-30 (YTD Data)Rank
Total interest income$7,302,0002,134
Total interest expense$1,954,0002,207
Net interest income$5,348,0002,067
Provision for loan and lease losses$1,322,0001,647
Total noninterest income$219,0004,861
Gross Fiduciary activities income$20,000986
Service charges on deposit accounts$134,0003,924
Trading account gains and fees$0152
Additional Noninterest Income$65,0005,260
Total noninterest expense$2,326,0003,816
Salaries and employee benefits$1,149,0003,892
Premises and equipment expense$323,0003,605
Additional noninterest expense$854,0003,626
Pre-tax net operating income$1,919,0001,353
Securities gains (losses)$03,184
Applicable income taxes$731,000901
Income before extraordinary items$1,188,0001,828
Extraordinary gains, net$019
Net income$1,188,0001,827
Minority interest net income$0105
Net income of bank and minority interests.$1,188,0001,828
Net charge-offs$1,750,0001,242
Cash dividends$386,0001,649
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,188,0001,743
2010-03-31 (YTD Data)Rank
Total interest income$3,685,0002,159
Total interest expense$1,035,0002,197
Net interest income$2,650,0002,111
Provision for loan and lease losses$352,0002,216
Total noninterest income$100,0005,050
Gross Fiduciary activities income$10,000980
Service charges on deposit accounts$67,0003,921
Trading account gains and fees$0175
Additional Noninterest Income$23,0005,777
Total noninterest expense$1,173,0003,825
Salaries and employee benefits$580,0003,926
Premises and equipment expense$168,0003,571
Additional noninterest expense$425,0003,662
Pre-tax net operating income$1,225,0001,079
Securities gains (losses)$02,284
Applicable income taxes$469,000744
Income before extraordinary items$756,0001,460
Extraordinary gains, net$016
Net income$756,0001,462
Minority interest net income$091
Net income of bank and minority interests.$756,0001,462
Net charge-offs$1,0005,481
Cash dividends$166,0001,526
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$756,0001,409
2009-12-31 (YTD Data)Rank
Total interest income$13,530,0002,467
Total interest expense$5,082,0002,227
Net interest income$8,448,0002,575
Provision for loan and lease losses$1,832,0002,601
Total noninterest income$536,0004,609
Gross Fiduciary activities income$35,0001,008
Service charges on deposit accounts$316,0003,791
Trading account gains and fees$0211
Additional Noninterest Income$185,0004,766
Total noninterest expense$4,297,0004,143
Salaries and employee benefits$2,188,0004,090
Premises and equipment expense$563,0004,064
Additional noninterest expense$1,546,0003,993
Pre-tax net operating income$2,855,0001,407
Securities gains (losses)$03,754
Applicable income taxes$1,085,000907
Income before extraordinary items$1,770,0001,862
Extraordinary gains, net$034
Net income$1,770,0001,859
Minority interest net income$0115
Net income of bank and minority interests.$1,770,0001,861
Net charge-offs$1,0007,192
Cash dividends$482,0002,606
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,770,0001,825
2009-09-30 (YTD Data)Rank
Total interest income$9,793,0002,582
Total interest expense$3,869,0002,283
Net interest income$5,924,0002,772
Provision for loan and lease losses$277,0004,707
Total noninterest income$388,0004,742
Gross Fiduciary activities income$28,000985
Service charges on deposit accounts$230,0003,860
Trading account gains and fees$0212
Additional Noninterest Income$130,0005,006
Total noninterest expense$3,446,0003,943
Salaries and employee benefits$1,823,0003,813
Premises and equipment expense$504,0003,601
Additional noninterest expense$1,119,0004,069
Pre-tax net operating income$2,589,0001,247
Securities gains (losses)$03,497
Applicable income taxes$989,000855
Income before extraordinary items$1,600,0001,673
Extraordinary gains, net$027
Net income$1,600,0001,672
Minority interest net income$0118
Net income of bank and minority interests.$1,600,0001,673
Net charge-offs$06,987
Cash dividends$347,0002,466
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,600,0001,630
2009-06-30 (YTD Data)Rank
Total interest income$6,304,0002,692
Total interest expense$2,619,0002,342
Net interest income$3,685,0002,912
Provision for loan and lease losses$165,0004,608
Total noninterest income$248,0004,821
Gross Fiduciary activities income$19,000991
Service charges on deposit accounts$140,0004,011
Trading account gains and fees$0193
Additional Noninterest Income$89,0005,002
Total noninterest expense$2,311,0003,950
Salaries and employee benefits$1,231,0003,811
Premises and equipment expense$345,0003,561
Additional noninterest expense$735,0004,125
Pre-tax net operating income$1,457,0001,556
Securities gains (losses)$03,136
Applicable income taxes$556,000991
Income before extraordinary items$901,0002,026
Extraordinary gains, net$021
Net income$901,0002,023
Minority interest net income$0112
Net income of bank and minority interests.$901,0002,025
Net charge-offs$06,628
Cash dividends$212,0002,601
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$901,0001,956
2009-03-31 (YTD Data)Rank
Total interest income$3,135,0002,743
Total interest expense$1,367,0002,329
Net interest income$1,768,0003,015
Provision for loan and lease losses$92,0004,020
Total noninterest income$136,0004,626
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$68,0004,022
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$1,205,0003,750
Salaries and employee benefits$657,0003,664
Premises and equipment expense$188,0003,400
Additional noninterest expense$360,0003,872
Pre-tax net operating income$607,0002,031
Securities gains (losses)$02,434
Applicable income taxes$230,0001,301
Income before extraordinary items$377,0002,685
Extraordinary gains, net$015
Net income$377,0002,684
Minority interest net income$0102
Net income of bank and minority interests.$377,0002,686
Net charge-offs$05,728
Cash dividends$76,0002,444
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$377,0002,546
2008-12-31 (YTD Data)Rank
Total interest income$13,129,0002,799
Total interest expense$6,081,0002,490
Net interest income$7,048,0003,037
Provision for loan and lease losses$323,0004,499
Total noninterest income$544,0004,661
Gross Fiduciary activities income$39,0001,011
Service charges on deposit accounts$370,0003,612
Trading account gains and fees$0154
Additional Noninterest Income$135,0005,488
Total noninterest expense$4,463,0003,906
Salaries and employee benefits$2,514,0003,769
Premises and equipment expense$501,0004,446
Additional noninterest expense$1,448,0003,721
Pre-tax net operating income$2,806,0001,910
Securities gains (losses)$-4,0006,940
Applicable income taxes$1,066,0001,144
Income before extraordinary items$1,736,0002,255
Extraordinary gains, net$039
Net income$1,736,0002,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0003,041
Cash dividends$285,0004,161
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,738,5602,388
2008-09-30 (YTD Data)Rank
Total interest income$9,853,0002,853
Total interest expense$4,633,0002,547
Net interest income$5,220,0003,085
Provision for loan and lease losses$131,0004,811
Total noninterest income$415,0004,737
Gross Fiduciary activities income$29,0001,002
Service charges on deposit accounts$295,0003,508
Trading account gains and fees$0148
Additional Noninterest Income$91,0005,778
Total noninterest expense$3,474,0003,782
Salaries and employee benefits$1,969,0003,663
Premises and equipment expense$369,0004,523
Additional noninterest expense$1,136,0003,522
Pre-tax net operating income$2,030,0002,291
Securities gains (losses)$03,106
Applicable income taxes$774,0001,405
Income before extraordinary items$1,256,0002,670
Extraordinary gains, net$031
Net income$1,256,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,997
Cash dividends$209,0003,834
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,256,0002,806
2008-06-30 (YTD Data)Rank
Total interest income$6,517,0002,916
Total interest expense$3,153,0002,594
Net interest income$3,364,0003,179
Provision for loan and lease losses$60,0004,901
Total noninterest income$274,0004,816
Gross Fiduciary activities income$19,0001,020
Service charges on deposit accounts$201,0003,470
Trading account gains and fees$0149
Additional Noninterest Income$54,0006,025
Total noninterest expense$2,321,0003,798
Salaries and employee benefits$1,323,0003,671
Premises and equipment expense$241,0004,612
Additional noninterest expense$757,0003,502
Pre-tax net operating income$1,257,0002,514
Securities gains (losses)$03,233
Applicable income taxes$481,0001,649
Income before extraordinary items$776,0003,112
Extraordinary gains, net$021
Net income$776,0003,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,393
Cash dividends$139,0003,835
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$776,0003,052
2008-03-31 (YTD Data)Rank
Total interest income$3,267,0002,981
Total interest expense$1,655,0002,635
Net interest income$1,612,0003,299
Provision for loan and lease losses$06,080
Total noninterest income$133,0004,880
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$98,0003,504
Trading account gains and fees$0158
Additional Noninterest Income$28,0005,994
Total noninterest expense$1,159,0003,795
Salaries and employee benefits$660,0003,703
Premises and equipment expense$126,0004,494
Additional noninterest expense$373,0003,493
Pre-tax net operating income$586,0002,755
Securities gains (losses)$02,688
Applicable income taxes$224,0001,821
Income before extraordinary items$362,0003,413
Extraordinary gains, net$015
Net income$362,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$70,0003,197
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$362,0003,314
2007-12-31 (YTD Data)Rank
Total interest income$13,566,0002,937
Total interest expense$7,046,0002,609
Net interest income$6,520,0003,290
Provision for loan and lease losses$88,0005,093
Total noninterest income$555,0004,794
Gross Fiduciary activities income$46,0001,028
Service charges on deposit accounts$413,0003,465
Trading account gains and fees$0178
Additional Noninterest Income$96,0006,277
Total noninterest expense$4,027,0004,108
Salaries and employee benefits$2,288,0003,964
Premises and equipment expense$442,0004,727
Additional noninterest expense$1,297,0003,854
Pre-tax net operating income$2,960,0002,497
Securities gains (losses)$02,146
Applicable income taxes$1,134,0001,708
Income before extraordinary items$1,826,0003,023
Extraordinary gains, net$039
Net income$1,826,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$279,0004,527
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,826,0003,021
2007-09-30 (YTD Data)Rank
Total interest income$10,210,0002,933
Total interest expense$5,250,0002,615
Net interest income$4,960,0003,255
Provision for loan and lease losses$88,0004,408
Total noninterest income$399,0004,922
Gross Fiduciary activities income$34,0001,010
Service charges on deposit accounts$307,0003,475
Trading account gains and fees$0184
Additional Noninterest Income$58,0006,594
Total noninterest expense$3,132,0003,964
Salaries and employee benefits$1,790,0003,845
Premises and equipment expense$352,0004,530
Additional noninterest expense$990,0003,731
Pre-tax net operating income$2,139,0002,713
Securities gains (losses)$01,655
Applicable income taxes$819,0001,879
Income before extraordinary items$1,320,0003,243
Extraordinary gains, net$033
Net income$1,320,0003,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$209,0004,064
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,320,0003,229
2007-06-30 (YTD Data)Rank
Total interest income$6,811,0002,954
Total interest expense$3,436,0002,661
Net interest income$3,375,0003,217
Provision for loan and lease losses$88,0003,568
Total noninterest income$250,0005,080
Gross Fiduciary activities income$22,0001,030
Service charges on deposit accounts$196,0003,554
Trading account gains and fees$0168
Additional Noninterest Income$32,0006,913
Total noninterest expense$2,094,0003,988
Salaries and employee benefits$1,186,0003,889
Premises and equipment expense$240,0004,493
Additional noninterest expense$668,0003,692
Pre-tax net operating income$1,443,0002,748
Securities gains (losses)$01,444
Applicable income taxes$552,0001,939
Income before extraordinary items$891,0003,273
Extraordinary gains, net$029
Net income$891,0003,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$139,0004,038
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$891,0003,253
2007-03-31 (YTD Data)Rank
Total interest income$3,396,0002,955
Total interest expense$1,695,0002,685
Net interest income$1,701,0003,192
Provision for loan and lease losses$66,0002,646
Total noninterest income$111,0005,313
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$0195
Additional Noninterest Income$19,0006,688
Total noninterest expense$1,053,0003,980
Salaries and employee benefits$598,0003,903
Premises and equipment expense$125,0004,394
Additional noninterest expense$330,0003,681
Pre-tax net operating income$693,0002,822
Securities gains (losses)$01,187
Applicable income taxes$265,0002,015
Income before extraordinary items$428,0003,343
Extraordinary gains, net$022
Net income$428,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$70,0003,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$428,0003,321
2006-12-31 (YTD Data)Rank
Total interest income$12,378,0003,001
Total interest expense$5,643,0002,728
Net interest income$6,735,0003,215
Provision for loan and lease losses$264,0003,004
Total noninterest income$477,0005,237
Gross Fiduciary activities income$32,0001,096
Service charges on deposit accounts$348,0003,821
Trading account gains and fees$0130
Additional Noninterest Income$97,0006,375
Total noninterest expense$3,724,0004,191
Salaries and employee benefits$2,141,0004,070
Premises and equipment expense$357,0005,278
Additional noninterest expense$1,226,0003,868
Pre-tax net operating income$3,224,0002,653
Securities gains (losses)$01,687
Applicable income taxes$1,234,0001,926
Income before extraordinary items$1,990,0003,111
Extraordinary gains, net$051
Net income$1,990,0003,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$279,0004,574
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,990,0003,102
2006-09-30 (YTD Data)Rank
Total interest income$9,069,0003,041
Total interest expense$4,012,0002,779
Net interest income$5,057,0003,232
Provision for loan and lease losses$198,0002,895
Total noninterest income$340,0005,368
Gross Fiduciary activities income$18,0001,122
Service charges on deposit accounts$253,0003,926
Trading account gains and fees$0126
Additional Noninterest Income$69,0006,456
Total noninterest expense$2,948,0004,026
Salaries and employee benefits$1,628,0004,006
Premises and equipment expense$323,0004,702
Additional noninterest expense$997,0003,623
Pre-tax net operating income$2,251,0002,871
Securities gains (losses)$01,388
Applicable income taxes$860,0002,085
Income before extraordinary items$1,391,0003,364
Extraordinary gains, net$045
Net income$1,391,0003,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$209,0004,104
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,391,0003,354
2006-06-30 (YTD Data)Rank
Total interest income$5,902,0003,062
Total interest expense$2,514,0002,807
Net interest income$3,388,0003,227
Provision for loan and lease losses$132,0002,859
Total noninterest income$223,0005,392
Gross Fiduciary activities income$15,0001,110
Service charges on deposit accounts$163,0003,974
Trading account gains and fees$0126
Additional Noninterest Income$45,0006,526
Total noninterest expense$1,983,0004,026
Salaries and employee benefits$1,077,0004,044
Premises and equipment expense$216,0004,701
Additional noninterest expense$690,0003,529
Pre-tax net operating income$1,496,0002,886
Securities gains (losses)$01,185
Applicable income taxes$572,0002,116
Income before extraordinary items$924,0003,393
Extraordinary gains, net$039
Net income$924,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$139,0004,087
Sale, conversion, retirement of capital stock, net$0887
Net operating income$924,0003,385
2006-03-31 (YTD Data)Rank
Total interest income$2,820,0003,140
Total interest expense$1,128,0002,954
Net interest income$1,692,0003,209
Provision for loan and lease losses$66,0002,697
Total noninterest income$112,0005,362
Gross Fiduciary activities income$9,0001,079
Service charges on deposit accounts$80,0003,936
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,492
Total noninterest expense$990,0004,042
Salaries and employee benefits$537,0004,074
Premises and equipment expense$112,0004,612
Additional noninterest expense$341,0003,517
Pre-tax net operating income$748,0002,841
Securities gains (losses)$0955
Applicable income taxes$286,0002,078
Income before extraordinary items$462,0003,353
Extraordinary gains, net$021
Net income$462,0003,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$69,0003,408
Sale, conversion, retirement of capital stock, net$0648
Net operating income$462,0003,332
2005-12-31 (YTD Data)Rank
Total interest income$10,075,0003,137
Total interest expense$3,434,0002,985
Net interest income$6,641,0003,170
Provision for loan and lease losses$204,0003,551
Total noninterest income$469,0005,395
Gross Fiduciary activities income$54,0001,032
Service charges on deposit accounts$304,0004,149
Trading account gains and fees$0138
Additional Noninterest Income$111,0006,239
Total noninterest expense$3,801,0004,024
Salaries and employee benefits$1,991,0004,134
Premises and equipment expense$476,0004,325
Additional noninterest expense$1,334,0003,543
Pre-tax net operating income$3,105,0002,680
Securities gains (losses)$02,296
Applicable income taxes$1,046,0002,205
Income before extraordinary items$2,059,0003,029
Extraordinary gains, net$046
Net income$2,059,0003,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,744
Cash dividends$293,0004,448
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,059,0002,988
2005-09-30 (YTD Data)Rank
Total interest income$7,225,0003,191
Total interest expense$2,389,0003,033
Net interest income$4,836,0003,229
Provision for loan and lease losses$168,0003,321
Total noninterest income$339,0005,500
Gross Fiduciary activities income$41,0001,021
Service charges on deposit accounts$217,0004,286
Trading account gains and fees$0126
Additional Noninterest Income$81,0006,299
Total noninterest expense$2,991,0003,845
Salaries and employee benefits$1,547,0003,991
Premises and equipment expense$361,0004,282
Additional noninterest expense$1,083,0003,299
Pre-tax net operating income$2,016,0003,040
Securities gains (losses)$02,317
Applicable income taxes$656,0002,497
Income before extraordinary items$1,360,0003,377
Extraordinary gains, net$035
Net income$1,360,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,878
Cash dividends$223,0003,933
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,360,0003,338
2005-06-30 (YTD Data)Rank
Total interest income$4,618,0003,239
Total interest expense$1,457,0003,118
Net interest income$3,161,0003,263
Provision for loan and lease losses$132,0002,878
Total noninterest income$216,0005,561
Gross Fiduciary activities income$22,0001,057
Service charges on deposit accounts$139,0004,326
Trading account gains and fees$0116
Additional Noninterest Income$55,0006,254
Total noninterest expense$1,988,0003,824
Salaries and employee benefits$1,033,0003,971
Premises and equipment expense$243,0004,230
Additional noninterest expense$712,0003,328
Pre-tax net operating income$1,257,0003,138
Securities gains (losses)$02,146
Applicable income taxes$410,0002,572
Income before extraordinary items$847,0003,500
Extraordinary gains, net$030
Net income$847,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$178,0003,659
Sale, conversion, retirement of capital stock, net$0643
Net operating income$847,0003,455
2005-03-31 (YTD Data)Rank
Total interest income$2,253,0003,277
Total interest expense$700,0003,114
Net interest income$1,553,0003,311
Provision for loan and lease losses$66,0002,725
Total noninterest income$108,0005,518
Gross Fiduciary activities income$12,0001,041
Service charges on deposit accounts$70,0004,265
Trading account gains and fees$0115
Additional Noninterest Income$26,0006,409
Total noninterest expense$972,0003,924
Salaries and employee benefits$506,0004,058
Premises and equipment expense$123,0004,245
Additional noninterest expense$343,0003,422
Pre-tax net operating income$623,0003,141
Securities gains (losses)$01,685
Applicable income taxes$239,0002,331
Income before extraordinary items$384,0003,714
Extraordinary gains, net$024
Net income$384,0003,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$103,0002,887
Sale, conversion, retirement of capital stock, net$0491
Net operating income$384,0003,677
2004-12-31 (YTD Data)Rank
Total interest income$8,057,0003,399
Total interest expense$2,473,0003,083
Net interest income$5,584,0003,502
Provision for loan and lease losses$264,0003,159
Total noninterest income$436,0005,610
Gross Fiduciary activities income$33,0001,123
Service charges on deposit accounts$295,0004,354
Trading account gains and fees$0138
Additional Noninterest Income$108,0006,291
Total noninterest expense$3,519,0004,162
Salaries and employee benefits$1,804,0004,335
Premises and equipment expense$439,0004,488
Additional noninterest expense$1,276,0003,577
Pre-tax net operating income$2,237,0003,253
Securities gains (losses)$26,0002,233
Applicable income taxes$709,0002,742
Income before extraordinary items$1,554,0003,546
Extraordinary gains, net$034
Net income$1,554,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,856
Cash dividends$348,0004,137
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,536,0603,517
2004-09-30 (YTD Data)Rank
Total interest income$5,835,0003,463
Total interest expense$1,791,0003,115
Net interest income$4,044,0003,567
Provision for loan and lease losses$198,0003,010
Total noninterest income$313,0005,717
Gross Fiduciary activities income$26,0001,107
Service charges on deposit accounts$209,0004,523
Trading account gains and fees$0134
Additional Noninterest Income$78,0006,347
Total noninterest expense$2,764,0003,964
Salaries and employee benefits$1,421,0004,130
Premises and equipment expense$336,0004,412
Additional noninterest expense$1,007,0003,414
Pre-tax net operating income$1,395,0003,758
Securities gains (losses)$25,0002,158
Applicable income taxes$525,0002,818
Income before extraordinary items$895,0004,287
Extraordinary gains, net$026
Net income$895,0004,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$245,0003,721
Sale, conversion, retirement of capital stock, net$0738
Net operating income$879,0004,264
2004-06-30 (YTD Data)Rank
Total interest income$3,795,0003,518
Total interest expense$1,154,0003,182
Net interest income$2,641,0003,623
Provision for loan and lease losses$132,0002,955
Total noninterest income$195,0005,874
Gross Fiduciary activities income$19,0001,102
Service charges on deposit accounts$125,0004,771
Trading account gains and fees$0130
Additional Noninterest Income$51,0006,396
Total noninterest expense$1,853,0003,984
Salaries and employee benefits$948,0004,141
Premises and equipment expense$232,0004,308
Additional noninterest expense$673,0003,412
Pre-tax net operating income$851,0003,946
Securities gains (losses)$-1,0008,365
Applicable income taxes$311,0003,023
Income before extraordinary items$539,0004,543
Extraordinary gains, net$021
Net income$539,0004,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$142,0003,878
Sale, conversion, retirement of capital stock, net$0638
Net operating income$539,6404,452
2004-03-31 (YTD Data)Rank
Total interest income$1,823,0003,669
Total interest expense$558,0003,304
Net interest income$1,265,0003,724
Provision for loan and lease losses$66,0002,819
Total noninterest income$96,0005,874
Gross Fiduciary activities income$9,0001,110
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$27,0006,301
Total noninterest expense$919,0004,024
Salaries and employee benefits$470,0004,203
Premises and equipment expense$121,0004,212
Additional noninterest expense$328,0003,487
Pre-tax net operating income$376,0004,239
Securities gains (losses)$62,0001,078
Applicable income taxes$158,0002,998
Income before extraordinary items$280,0004,455
Extraordinary gains, net$016
Net income$280,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$41,0003,478
Sale, conversion, retirement of capital stock, net$0464
Net operating income$240,3204,736
2003-12-31 (YTD Data)Rank
Total interest income$7,633,0003,571
Total interest expense$2,226,0003,669
Net interest income$5,407,0003,485
Provision for loan and lease losses$240,0003,615
Total noninterest income$425,0005,834
Gross Fiduciary activities income$30,0001,177
Service charges on deposit accounts$271,0004,543
Trading account gains and fees$0160
Additional Noninterest Income$124,0006,163
Total noninterest expense$3,232,0004,378
Salaries and employee benefits$1,658,0004,519
Premises and equipment expense$448,0004,377
Additional noninterest expense$1,126,0003,912
Pre-tax net operating income$2,360,0003,018
Securities gains (losses)$-493,0009,131
Applicable income taxes$767,0002,612
Income before extraordinary items$1,100,0004,383
Extraordinary gains, net$054
Net income$1,100,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,615
Cash dividends$360,0004,097
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,415,5203,540
2003-09-30 (YTD Data)Rank
Total interest income$5,770,0003,594
Total interest expense$1,685,0003,761
Net interest income$4,085,0003,468
Provision for loan and lease losses$180,0003,498
Total noninterest income$323,0005,864
Gross Fiduciary activities income$24,0001,151
Service charges on deposit accounts$212,0004,456
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,329
Total noninterest expense$2,474,0004,303
Salaries and employee benefits$1,301,0004,369
Premises and equipment expense$327,0004,467
Additional noninterest expense$846,0003,904
Pre-tax net operating income$1,754,0003,132
Securities gains (losses)$-514,0009,194
Applicable income taxes$509,0002,990
Income before extraordinary items$731,0004,869
Extraordinary gains, net$040
Net income$731,0004,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,212
Cash dividends$271,0003,633
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,059,9603,685
2003-06-30 (YTD Data)Rank
Total interest income$3,897,0003,583
Total interest expense$1,138,0003,835
Net interest income$2,759,0003,419
Provision for loan and lease losses$120,0003,448
Total noninterest income$205,0005,942
Gross Fiduciary activities income$17,0001,146
Service charges on deposit accounts$138,0004,480
Trading account gains and fees$0150
Additional Noninterest Income$50,0006,576
Total noninterest expense$1,656,0004,288
Salaries and employee benefits$866,0004,367
Premises and equipment expense$219,0004,445
Additional noninterest expense$571,0003,852
Pre-tax net operating income$1,188,0003,105
Securities gains (losses)$03,782
Applicable income taxes$475,0002,392
Income before extraordinary items$713,0003,808
Extraordinary gains, net$030
Net income$713,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,326
Cash dividends$181,0003,629
Sale, conversion, retirement of capital stock, net$0589
Net operating income$713,0003,620
2003-03-31 (YTD Data)Rank
Total interest income$1,903,0003,676
Total interest expense$582,0003,847
Net interest income$1,321,0003,536
Provision for loan and lease losses$60,0003,248
Total noninterest income$101,0005,896
Gross Fiduciary activities income$10,0001,125
Service charges on deposit accounts$91,0003,771
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$837,0004,226
Salaries and employee benefits$432,0004,377
Premises and equipment expense$107,0004,503
Additional noninterest expense$298,0003,671
Pre-tax net operating income$525,0003,377
Securities gains (losses)$02,891
Applicable income taxes$202,0002,679
Income before extraordinary items$323,0004,036
Extraordinary gains, net$021
Net income$323,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,357
Cash dividends$90,0003,049
Sale, conversion, retirement of capital stock, net$0419
Net operating income$323,0003,843
2002-12-31 (YTD Data)Rank
Total interest income$7,727,0003,759
Total interest expense$2,785,0003,759
Net interest income$4,942,0003,710
Provision for loan and lease losses$180,0004,547
Total noninterest income$420,0005,653
Gross Fiduciary activities income$29,0001,218
Service charges on deposit accounts$391,0003,583
Trading account gains and fees$0153
Additional Noninterest Income$09,201
Total noninterest expense$3,365,0004,088
Salaries and employee benefits$1,662,0004,336
Premises and equipment expense$443,0004,318
Additional noninterest expense$1,260,0003,474
Pre-tax net operating income$1,817,0003,640
Securities gains (losses)$112,0001,634
Applicable income taxes$704,0002,832
Income before extraordinary items$1,225,0004,026
Extraordinary gains, net$070
Net income$1,225,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$452,0003,606
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,153,3204,098
2001-12-31 (YTD Data)Rank
Total interest income$8,326,0003,887
Total interest expense$3,974,0003,811
Net interest income$4,352,0003,864
Provision for loan and lease losses$129,0005,086
Total noninterest income$502,0005,059
Gross Fiduciary activities income$23,0001,282
Service charges on deposit accounts$379,0003,556
Trading account gains and fees$0177
Additional Noninterest Income$100,0006,441
Total noninterest expense$3,204,0004,121
Salaries and employee benefits$1,632,0004,247
Premises and equipment expense$446,0004,263
Additional noninterest expense$1,126,0003,703
Pre-tax net operating income$1,521,0003,820
Securities gains (losses)$30,0002,828
Applicable income taxes$591,0003,004
Income before extraordinary items$960,0004,385
Extraordinary gains, net$0105
Net income$960,0004,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,506
Cash dividends$271,0004,552
Sale, conversion, retirement of capital stock, net$0922
Net operating income$940,8004,328
2000-12-31 (YTD Data)Rank
Total interest income$8,273,0004,014
Total interest expense$4,010,0003,973
Net interest income$4,263,0003,965
Provision for loan and lease losses$145,0004,470
Total noninterest income$510,0004,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$409,0003,186
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,404
Total noninterest expense$2,863,0004,392
Salaries and employee benefits$1,474,0004,423
Premises and equipment expense$361,0004,827
Additional noninterest expense$1,028,0003,906
Pre-tax net operating income$1,765,0003,618
Securities gains (losses)$01,956
Applicable income taxes$679,0002,853
Income before extraordinary items$1,086,0004,143
Extraordinary gains, net$038
Net income$1,086,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,122
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$919,000467
Net operating income$1,086,0004,149
1999-12-31 (YTD Data)Rank
Total interest income$6,403,0004,736
Total interest expense$2,934,0004,680
Net interest income$3,469,0004,679
Provision for loan and lease losses$140,0004,418
Total noninterest income$420,0005,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0003,674
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,013
Total noninterest expense$2,500,0004,890
Salaries and employee benefits$1,299,0004,875
Premises and equipment expense$300,0005,462
Additional noninterest expense$901,0004,379
Pre-tax net operating income$1,249,0004,651
Securities gains (losses)$03,155
Applicable income taxes$495,0003,668
Income before extraordinary items$754,0005,255
Extraordinary gains, net$035
Net income$754,0005,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$754,0005,222
1998-12-31 (YTD Data)Rank
Total interest income$5,205,0005,520
Total interest expense$2,390,0005,533
Net interest income$2,815,0005,385
Provision for loan and lease losses$105,0005,006
Total noninterest income$421,0005,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,005
Trading account gains and feesNANA
Additional Noninterest Income$129,0006,022
Total noninterest expense$2,194,0005,228
Salaries and employee benefits$1,106,0005,380
Premises and equipment expense$348,0004,899
Additional noninterest expense$740,0004,938
Pre-tax net operating income$937,0005,616
Securities gains (losses)$04,449
Applicable income taxes$375,0004,582
Income before extraordinary items$562,0006,256
Extraordinary gains, net$032
Net income$562,0006,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,631
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$-15,00010,306
Net operating income$562,0006,140
1997-12-31 (YTD Data)Rank
Total interest income$4,213,0006,459
Total interest expense$1,751,0006,774
Net interest income$2,462,0006,112
Provision for loan and lease losses$62,0006,121
Total noninterest income$308,0006,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,083
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,039
Total noninterest expense$1,912,0005,817
Salaries and employee benefits$1,002,0005,859
Premises and equipment expense$252,0006,030
Additional noninterest expense$658,0005,461
Pre-tax net operating income$796,0006,559
Securities gains (losses)$03,944
Applicable income taxes$323,0005,523
Income before extraordinary items$473,0007,148
Extraordinary gains, net$044
Net income$473,0007,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00010,206
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$473,0007,100
1996-12-31 (YTD Data)Rank
Total interest income$3,519,0007,369
Total interest expense$1,271,0008,185
Net interest income$2,248,0006,664
Provision for loan and lease losses$69,0005,880
Total noninterest income$313,0006,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,208
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,410
Total noninterest expense$1,536,0007,011
Salaries and employee benefits$778,0007,097
Premises and equipment expense$255,0006,180
Additional noninterest expense$503,0007,031
Pre-tax net operating income$956,0005,898
Securities gains (losses)$04,148
Applicable income taxes$358,0005,249
Income before extraordinary items$598,0006,289
Extraordinary gains, net$053
Net income$598,0006,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,561
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$-34,00011,327
Net operating income$598,0006,225
1995-12-31 (YTD Data)Rank
Total interest income$3,036,0008,155
Total interest expense$1,133,0008,804
Net interest income$1,903,0007,524
Provision for loan and lease losses$58,0005,942
Total noninterest income$290,0007,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,566
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$1,414,0007,540
Salaries and employee benefits$718,0007,605
Premises and equipment expense$208,0007,042
Additional noninterest expense$488,0007,361
Pre-tax net operating income$721,0007,216
Securities gains (losses)$03,831
Applicable income taxes$331,0005,647
Income before extraordinary items$386,0008,190
Extraordinary gains, net$065
Net income$386,0008,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,295
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$386,0008,158
1994-12-31 (YTD Data)Rank
Total interest income$2,743,0008,473
Total interest expense$875,0009,237
Net interest income$1,868,0007,881
Provision for loan and lease losses$29,0007,250
Total noninterest income$132,00010,075
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0008,225
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,350
Total noninterest expense$1,303,0008,226
Salaries and employee benefits$625,0008,447
Premises and equipment expense$149,0008,576
Additional noninterest expense$529,0007,605
Pre-tax net operating income$668,0007,603
Securities gains (losses)$03,600
Applicable income taxes$219,0007,023
Income before extraordinary items$449,0007,723
Extraordinary gains, net$0249
Net income$449,0007,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$300,000628
Net operating income$449,0007,770
1993-12-31 (YTD Data)Rank
Total interest income$2,207,0009,776
Total interest expense$757,00010,270
Net interest income$1,450,0009,277
Provision for loan and lease losses$74,0006,518
Total noninterest income$137,00010,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0008,130
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,437
Total noninterest expense$1,095,0009,339
Salaries and employee benefits$518,0009,481
Premises and equipment expense$120,0009,793
Additional noninterest expense$457,0008,650
Pre-tax net operating income$418,0009,271
Securities gains (losses)$07,477
Applicable income taxes$180,0008,011
Income before extraordinary items$238,00010,176
Extraordinary gains, net$136,0001,318
Net income$374,0008,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$238,0009,933
1992-12-31 (YTD Data)Rank
Total interest income$1,854,00011,191
Total interest expense$790,00011,382
Net interest income$1,064,00010,836
Provision for loan and lease losses$135,0006,388
Total noninterest income$128,00010,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0008,186
Trading account gains and feesNANA
Additional Noninterest Income$17,00012,822
Total noninterest expense$870,00010,664
Salaries and employee benefits$363,00011,305
Premises and equipment expense$79,00011,525
Additional noninterest expense$428,0009,222
Pre-tax net operating income$187,00011,198
Securities gains (losses)$109,0002,865
Applicable income taxes$126,0009,216
Income before extraordinary items$170,00010,995
Extraordinary gains, net$61,000934
Net income$231,00010,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$199,000736
Net operating income$100,24011,646

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.