Home > First National South > Assets and Liabilities
First National South, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 92 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $156,165,000 | 2,866 |
| Cash and due from depository institutions | $9,677,000 | 1,921 |
| Interest-bearing balances | $1,820,000 | 1,876 |
| Securities | $34,579,000 | 3,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $104,405,000 | 2,648 |
| Loan loss allowance | $927,000 | 3,602 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,355,000 | 1,808 |
| Other real estate owned | $0 | 1,921 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,149,000 | 2,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,165,000 | 2,866 |
| Total liabilities | $144,792,000 | 2,781 |
| Total deposits | $130,631,000 | 2,865 |
| Interest-bearing deposits | $111,705,000 | 2,876 |
| Deposits held in domestic offices | $130,631,000 | 2,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,072,000 | 2,609 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,424,000 | 1,286 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,665,000 | 2,351 |
| Total equity capital | $11,373,000 | 3,848 |
| Total bank equity capital | $11,373,000 | 3,848 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $3,176,000 | 4,010 |
| Undivided profits | $7,597,000 | 3,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $801,000 | 2,884 |
| Earning assets | $140,804,000 | 2,925 |
| Long-term assets (5+ years) | $26,274,000 | 2,306 |
| Average Assets, year-to-date | $146,813,600 | 2,902 |
| Average Assets, quarterly | $155,147,000 | 2,837 |
| Volatile liabilities | $24,040,000 | 2,562 |
| Insider loans | $879,000 | 3,890 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,033,000 | 2,291 |
| Tier 1 (core) risk-based capital | $11,224,000 | 3,752 |
| Tier 2 risk-based capital | $927,000 | 3,151 |
| Total risk weighted assets | $116,059,800 | 2,407 |
| Total unused commitments | $18,033,000 | 2,295 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $133,631,000 | 3,377 |
| Cash and due from depository institutions | $8,064,000 | 2,198 |
| Interest-bearing balances | $1,041,000 | 2,316 |
| Securities | $39,184,000 | 3,093 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,005 |
| Net loans & leases | $78,469,000 | 3,463 |
| Loan loss allowance | $1,027,000 | 3,422 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,743,000 | 2,123 |
| Other real estate owned | $0 | 2,198 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,471,000 | 2,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,631,000 | 3,377 |
| Total liabilities | $123,255,000 | 3,309 |
| Total deposits | $107,636,000 | 3,531 |
| Interest-bearing deposits | $89,707,000 | 3,626 |
| Deposits held in domestic offices | $107,636,000 | 3,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,534,000 | 1,251 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,549,000 | 1,736 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,536,000 | 2,529 |
| Total equity capital | $10,376,000 | 4,219 |
| Total bank equity capital | $10,376,000 | 4,219 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $3,176,000 | 4,065 |
| Undivided profits | $6,600,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $712,000 | 3,217 |
| Earning assets | $119,394,000 | 3,471 |
| Long-term assets (5+ years) | $11,467,000 | 3,883 |
| Average Assets, year-to-date | $126,035,000 | 3,419 |
| Average Assets, quarterly | $133,268,000 | 3,348 |
| Volatile liabilities | $24,189,000 | 2,499 |
| Insider loans | $1,169,000 | 3,244 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,369,000 | 3,109 |
| Tier 1 (core) risk-based capital | $10,392,000 | 4,110 |
| Tier 2 risk-based capital | $1,027,000 | 2,897 |
| Total risk weighted assets | $90,016,800 | 3,063 |
| Total unused commitments | $11,369,000 | 3,124 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $117,594,000 | 3,801 |
| Cash and due from depository institutions | $6,898,000 | 2,162 |
| Interest-bearing balances | $2,127,000 | 1,734 |
| Securities | $41,544,000 | 3,033 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,616 |
| Net loans & leases | $60,422,000 | 4,246 |
| Loan loss allowance | $819,000 | 4,171 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,930,000 | 1,962 |
| Other real estate owned | $83,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,967,000 | 3,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,594,000 | 3,801 |
| Total liabilities | $107,782,000 | 3,739 |
| Total deposits | $96,210,000 | 3,956 |
| Interest-bearing deposits | $78,833,000 | 4,148 |
| Deposits held in domestic offices | $96,210,000 | 3,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,778,000 | 1,127 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $471,000 | 3,507 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,323,000 | 2,908 |
| Total equity capital | $9,812,000 | 4,410 |
| Total bank equity capital | $9,812,000 | 4,410 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $3,176,000 | 4,045 |
| Undivided profits | $6,036,000 | 3,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $520,000 | 4,554 |
| Earning assets | $106,843,000 | 3,848 |
| Long-term assets (5+ years) | $3,518,000 | 6,666 |
| Average Assets, year-to-date | $117,051,600 | 3,674 |
| Average Assets, quarterly | $120,163,000 | 3,690 |
| Volatile liabilities | $18,604,000 | 2,795 |
| Insider loans | $1,490,000 | 2,780 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,272,000 | 4,020 |
| Tier 1 (core) risk-based capital | $9,811,000 | 4,286 |
| Tier 2 risk-based capital | $819,000 | 3,503 |
| Total risk weighted assets | $70,239,600 | 3,766 |
| Total unused commitments | $7,272,000 | 4,032 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 85 | 2,357 |
| Assets and Liabilities | ||
| Total Assets: | $113,347,000 | 3,906 |
| Cash and due from depository institutions | $7,953,000 | 2,357 |
| Interest-bearing balances | $300,000 | 3,902 |
| Securities | $55,408,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $43,050,000 | 5,496 |
| Loan loss allowance | $726,000 | 4,701 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,071,000 | 1,842 |
| Other real estate owned | $250,000 | 2,357 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,615,000 | 3,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,347,000 | 3,906 |
| Total liabilities | $104,356,000 | 3,863 |
| Total deposits | $91,615,000 | 4,097 |
| Interest-bearing deposits | $73,575,000 | 4,366 |
| Deposits held in domestic offices | $91,615,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,880,000 | 1,231 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $793,000 | 3,374 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,065,000 | 2,933 |
| Total equity capital | $8,993,000 | 4,475 |
| Total bank equity capital | $8,993,000 | 4,475 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $3,176,000 | 3,971 |
| Undivided profits | $5,217,000 | 4,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,860,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $386,000 | 5,345 |
| Earning assets | $98,758,000 | 4,090 |
| Long-term assets (5+ years) | $5,940,000 | 5,556 |
| Average Assets, year-to-date | $117,136,200 | 3,686 |
| Average Assets, quarterly | $115,377,000 | 3,819 |
| Volatile liabilities | $17,176,000 | 2,877 |
| Insider loans | $812,000 | 4,258 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,924,000 | 3,404 |
| Tier 1 (core) risk-based capital | $9,533,000 | 4,319 |
| Tier 2 risk-based capital | $653,760 | 4,225 |
| Total risk weighted assets | $52,228,860 | 4,752 |
| Total unused commitments | $8,924,000 | 3,412 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $58,601,000 | 6,952 |
| Cash and due from depository institutions | $5,536,000 | 5,698 |
| Interest-bearing balances | $1,650,000 | 2,694 |
| Securities | $28,947,000 | 4,624 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $20,740,000 | 8,693 |
| Loan loss allowance | $403,000 | 7,357 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,804,000 | 3,982 |
| Other real estate owned | $71,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $803,000 | 7,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,601,000 | 6,952 |
| Total liabilities | $53,643,000 | 6,913 |
| Total deposits | $46,172,000 | 7,469 |
| Interest-bearing deposits | $30,621,000 | 8,705 |
| Deposits held in domestic offices | $46,172,000 | 7,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,288,000 | 1,241 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $183,000 | 9,631 |
| Total equity capital | $4,958,000 | 7,316 |
| Total bank equity capital | $4,958,000 | 7,316 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $296,000 | 7,894 |
| Surplus | $430,000 | 10,693 |
| Undivided profits | $4,232,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $215,000 | 7,769 |
| Earning assets | $52,037,000 | 7,111 |
| Long-term assets (5+ years) | $4,732,000 | 6,579 |
| Average Assets, year-to-date | $58,334,800 | 6,824 |
| Average Assets, quarterly | $59,546,500 | 6,821 |
| Volatile liabilities | $10,094,000 | 4,067 |
| Insider loans | $508,000 | 5,659 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,055,000 | 3,090 |
| Tier 1 (core) risk-based capital | $4,958,000 | 7,244 |
| Tier 2 risk-based capital | $314,250 | 7,379 |
| Total risk weighted assets | $25,051,050 | 8,123 |
| Total unused commitments | $10,055,000 | 3,111 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $53,086,000 | 7,570 |
| Cash and due from depository institutions | $5,508,000 | 5,798 |
| Interest-bearing balances | $2,477,000 | 2,376 |
| Securities | $23,048,000 | 5,506 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $21,550,000 | 8,567 |
| Loan loss allowance | $407,000 | 7,409 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,901,000 | 3,780 |
| Other real estate owned | $71,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $808,000 | 7,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,086,000 | 7,570 |
| Total liabilities | $48,406,000 | 7,557 |
| Total deposits | $48,166,000 | 7,410 |
| Interest-bearing deposits | $41,266,000 | 7,461 |
| Deposits held in domestic offices | $48,166,000 | 7,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $240,000 | 9,221 |
| Total equity capital | $4,680,000 | 7,415 |
| Total bank equity capital | $4,680,000 | 7,415 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $296,000 | 8,302 |
| Surplus | $430,000 | 11,017 |
| Undivided profits | $3,954,000 | 4,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $208,000 | 8,478 |
| Earning assets | $47,275,000 | 7,671 |
| Long-term assets (5+ years) | $5,586,000 | 6,124 |
| Average Assets, year-to-date | $50,655,800 | 7,642 |
| Average Assets, quarterly | $51,924,500 | 7,614 |
| Volatile liabilities | $3,208,000 | 8,303 |
| Insider loans | $153,000 | 4,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,312,000 | 6,899 |
| Tier 1 (core) risk-based capital | $4,680,000 | 7,347 |
| Tier 2 risk-based capital | $321,510 | 7,279 |
| Total risk weighted assets | $25,635,210 | 8,130 |
| Total unused commitments | $2,312,000 | 6,929 |
| Derivatives | $0 | 651 |