Home > First National Exchange Bank > Net Loans and Leases
First National Exchange Bank, Net Loans and Leases
| 2006-09-30 | Rank | |
| Net loans and leases | $126,099,000 | 3,236 |
| Loan loss allowance | $1,981,000 | 2,494 |
| Total loans and leases | $128,080,000 | 3,224 |
| Unearned income | $137,000 | 1,140 |
| Loans and leases, gross | $128,217,000 | 3,225 |
| All real estate loans | $97,607,000 | 3,137 |
| Real estate loans in domestic offices | $97,607,000 | 3,137 |
| Construction and development loans | $8,562,000 | 3,659 |
| Commercial RE | $75,193,000 | 1,593 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,174,000 | 2,346 |
| 1-4 family residential loans | $7,257,000 | 6,450 |
| Farmland loans | $3,421,000 | 2,760 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $325,000 | 4,377 |
| Commercial and industrial loans | $11,643,000 | 3,709 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,783,000 | 6,116 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,783,000 | 5,880 |
| All other loans & leases | $16,859,000 | 444 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $16,859,000 | 160 |
| Other loans | $0 | 6,254 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,714,000 | 2,633 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $126,468,000 | 3,190 |
| Loan loss allowance | $1,946,000 | 2,510 |
| Total loans and leases | $128,414,000 | 3,179 |
| Unearned income | $167,000 | 1,066 |
| Loans and leases, gross | $128,581,000 | 3,181 |
| All real estate loans | $96,946,000 | 3,127 |
| Real estate loans in domestic offices | $96,946,000 | 3,127 |
| Construction and development loans | $8,748,000 | 3,538 |
| Commercial RE | $76,100,000 | 1,559 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,216,000 | 2,333 |
| 1-4 family residential loans | $5,428,000 | 6,917 |
| Farmland loans | $3,454,000 | 2,713 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $342,000 | 4,376 |
| Commercial and industrial loans | $12,727,000 | 3,499 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,830,000 | 6,082 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,830,000 | 5,842 |
| All other loans & leases | $16,736,000 | 439 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $16,736,000 | 159 |
| Other loans | $0 | 6,299 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,720,000 | 2,587 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $125,889,000 | 3,144 |
| Loan loss allowance | $1,914,000 | 2,508 |
| Total loans and leases | $127,803,000 | 3,132 |
| Unearned income | $135,000 | 1,166 |
| Loans and leases, gross | $127,938,000 | 3,131 |
| All real estate loans | $97,934,000 | 3,043 |
| Real estate loans in domestic offices | $97,934,000 | 3,042 |
| Construction and development loans | $8,241,000 | 3,534 |
| Commercial RE | $75,000,000 | 1,555 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,263,000 | 2,295 |
| 1-4 family residential loans | $7,943,000 | 6,304 |
| Farmland loans | $3,487,000 | 2,656 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $296,000 | 4,451 |
| Commercial and industrial loans | $11,115,000 | 3,725 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,819,000 | 6,095 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,819,000 | 5,848 |
| All other loans & leases | $16,774,000 | 432 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $16,774,000 | 156 |
| Other loans | $0 | 6,282 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,697,000 | 2,582 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $123,383,000 | 3,144 |
| Loan loss allowance | $1,874,000 | 2,517 |
| Total loans and leases | $125,257,000 | 3,135 |
| Unearned income | $148,000 | 1,152 |
| Loans and leases, gross | $125,405,000 | 3,133 |
| All real estate loans | $97,048,000 | 3,032 |
| Real estate loans in domestic offices | $97,048,000 | 3,032 |
| Construction and development loans | $7,706,000 | 3,560 |
| Commercial RE | $79,132,000 | 1,460 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,307,000 | 2,251 |
| 1-4 family residential loans | $3,386,000 | 7,481 |
| Farmland loans | $3,517,000 | 2,612 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $251,000 | 4,578 |
| Commercial and industrial loans | $9,539,000 | 4,081 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,793,000 | 6,205 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,793,000 | 5,948 |
| All other loans & leases | $16,774,000 | 423 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $16,774,000 | 147 |
| Other loans | $0 | 6,321 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,699,000 | 2,537 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $134,263,000 | 2,909 |
| Loan loss allowance | $1,860,000 | 2,541 |
| Total loans and leases | $136,123,000 | 2,907 |
| Unearned income | $149,000 | 1,153 |
| Loans and leases, gross | $136,272,000 | 2,905 |
| All real estate loans | $102,822,000 | 2,850 |
| Real estate loans in domestic offices | $102,822,000 | 2,850 |
| Construction and development loans | $8,779,000 | 3,297 |
| Commercial RE | $81,035,000 | 1,386 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,631,000 | 1,626 |
| 1-4 family residential loans | $4,636,000 | 7,188 |
| Farmland loans | $2,741,000 | 3,001 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $348,000 | 4,469 |
| Commercial and industrial loans | $12,863,000 | 3,366 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,946,000 | 6,086 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,946,000 | 5,850 |
| All other loans & leases | $18,293,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $18,293,000 | 136 |
| Other loans | $0 | 6,347 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,811,000 | 2,380 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $137,761,000 | 2,776 |
| Loan loss allowance | $1,944,000 | 2,403 |
| Total loans and leases | $139,705,000 | 2,773 |
| Unearned income | $136,000 | 1,192 |
| Loans and leases, gross | $139,841,000 | 2,768 |
| All real estate loans | $109,677,000 | 2,641 |
| Real estate loans in domestic offices | $109,677,000 | 2,641 |
| Construction and development loans | $9,564,000 | 3,076 |
| Commercial RE | $81,251,000 | 1,358 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,498,000 | 1,317 |
| 1-4 family residential loans | $8,596,000 | 6,207 |
| Farmland loans | $2,768,000 | 2,968 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $354,000 | 4,454 |
| Commercial and industrial loans | $12,757,000 | 3,388 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,868,000 | 6,182 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,868,000 | 5,956 |
| All other loans & leases | $15,185,000 | 431 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $15,185,000 | 153 |
| Other loans | $0 | 6,355 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,872,000 | 2,287 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $135,694,000 | 2,763 |
| Loan loss allowance | $1,833,000 | 2,494 |
| Total loans and leases | $137,527,000 | 2,762 |
| Unearned income | $127,000 | 1,216 |
| Loans and leases, gross | $137,654,000 | 2,761 |
| All real estate loans | $107,272,000 | 2,644 |
| Real estate loans in domestic offices | $107,272,000 | 2,644 |
| Construction and development loans | $8,838,000 | 3,079 |
| Commercial RE | $79,686,000 | 1,342 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,563,000 | 1,304 |
| 1-4 family residential loans | $8,392,000 | 6,285 |
| Farmland loans | $2,793,000 | 2,924 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $340,000 | 4,461 |
| Commercial and industrial loans | $12,695,000 | 3,368 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,816,000 | 6,271 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,816,000 | 6,064 |
| All other loans & leases | $15,531,000 | 425 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $15,531,000 | 145 |
| Other loans | $0 | 6,408 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,833,000 | 2,291 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $139,998,000 | 2,676 |
| Loan loss allowance | $1,845,000 | 2,480 |
| Total loans and leases | $141,843,000 | 2,672 |
| Unearned income | $150,000 | 1,137 |
| Loans and leases, gross | $141,993,000 | 2,674 |
| All real estate loans | $111,412,000 | 2,546 |
| Real estate loans in domestic offices | $111,412,000 | 2,545 |
| Construction and development loans | $6,923,000 | 3,413 |
| Commercial RE | $80,277,000 | 1,299 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,627,000 | 1,278 |
| 1-4 family residential loans | $13,765,000 | 5,213 |
| Farmland loans | $2,820,000 | 2,885 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $341,000 | 4,509 |
| Commercial and industrial loans | $12,737,000 | 3,330 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,937,000 | 6,243 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,937,000 | 6,023 |
| All other loans & leases | $15,566,000 | 428 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $15,566,000 | 137 |
| Other loans | $0 | 6,422 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,845,000 | 2,265 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $140,860,000 | 2,637 |
| Loan loss allowance | $1,883,000 | 2,426 |
| Total loans and leases | $142,743,000 | 2,636 |
| Unearned income | $159,000 | 1,119 |
| Loans and leases, gross | $142,902,000 | 2,635 |
| All real estate loans | $114,924,000 | 2,441 |
| Real estate loans in domestic offices | $114,924,000 | 2,440 |
| Construction and development loans | $7,588,000 | 3,176 |
| Commercial RE | $82,957,000 | 1,226 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,548,000 | 1,263 |
| 1-4 family residential loans | $13,982,000 | 5,169 |
| Farmland loans | $2,849,000 | 2,852 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $273,000 | 4,674 |
| Commercial and industrial loans | $9,991,000 | 3,839 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,824,000 | 6,457 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,824,000 | 6,238 |
| All other loans & leases | $15,890,000 | 428 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $15,890,000 | 143 |
| Other loans | $0 | 6,478 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,883,000 | 2,213 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $139,223,000 | 2,624 |
| Loan loss allowance | $1,862,000 | 2,438 |
| Total loans and leases | $141,085,000 | 2,616 |
| Unearned income | $155,000 | 1,137 |
| Loans and leases, gross | $141,240,000 | 2,614 |
| All real estate loans | $120,181,000 | 2,323 |
| Real estate loans in domestic offices | $120,181,000 | 2,322 |
| Construction and development loans | $6,761,000 | 3,227 |
| Commercial RE | $88,209,000 | 1,127 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,711,000 | 1,116 |
| 1-4 family residential loans | $13,627,000 | 5,227 |
| Farmland loans | $2,873,000 | 2,794 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $259,000 | 4,745 |
| Commercial and industrial loans | $9,477,000 | 3,987 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,855,000 | 6,485 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,855,000 | 6,276 |
| All other loans & leases | $9,468,000 | 600 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $9,468,000 | 214 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,862,000 | 2,198 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $154,545,000 | 2,331 |
| Loan loss allowance | $1,833,000 | 2,433 |
| Total loans and leases | $156,378,000 | 2,332 |
| Unearned income | $148,000 | 1,158 |
| Loans and leases, gross | $156,526,000 | 2,333 |
| All real estate loans | $128,305,000 | 2,117 |
| Real estate loans in domestic offices | $128,305,000 | 2,116 |
| Construction and development loans | $8,274,000 | 2,812 |
| Commercial RE | $90,707,000 | 1,086 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,613,000 | 1,112 |
| 1-4 family residential loans | $17,818,000 | 4,574 |
| Farmland loans | $2,893,000 | 2,757 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $213,000 | 4,829 |
| Commercial and industrial loans | $7,826,000 | 4,405 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,726,000 | 6,659 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,726,000 | 6,442 |
| All other loans & leases | $18,456,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $18,456,000 | 122 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,833,000 | 2,181 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $153,788,000 | 2,314 |
| Loan loss allowance | $1,804,000 | 2,462 |
| Total loans and leases | $155,592,000 | 2,318 |
| Unearned income | $177,000 | 1,068 |
| Loans and leases, gross | $155,769,000 | 2,318 |
| All real estate loans | $127,824,000 | 2,091 |
| Real estate loans in domestic offices | $127,824,000 | 2,090 |
| Construction and development loans | $8,788,000 | 2,662 |
| Commercial RE | $88,133,000 | 1,102 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,683,000 | 1,097 |
| 1-4 family residential loans | $19,274,000 | 4,343 |
| Farmland loans | $2,946,000 | 2,705 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $303,000 | 4,684 |
| Commercial and industrial loans | $10,921,000 | 3,602 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,051,000 | 6,386 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,051,000 | 6,164 |
| All other loans & leases | $14,670,000 | 444 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $14,670,000 | 143 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,804,000 | 2,193 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $160,017,000 | 2,213 |
| Loan loss allowance | $1,775,000 | 2,496 |
| Total loans and leases | $161,792,000 | 2,215 |
| Unearned income | $200,000 | 1,013 |
| Loans and leases, gross | $161,992,000 | 2,211 |
| All real estate loans | $132,874,000 | 1,985 |
| Real estate loans in domestic offices | $132,874,000 | 1,984 |
| Construction and development loans | $9,786,000 | 2,443 |
| Commercial RE | $91,814,000 | 1,028 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,926,000 | 1,043 |
| 1-4 family residential loans | $19,272,000 | 4,349 |
| Farmland loans | $3,076,000 | 2,639 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $332,000 | 4,701 |
| Commercial and industrial loans | $11,897,000 | 3,360 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,216,000 | 6,297 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,216,000 | 6,082 |
| All other loans & leases | $14,673,000 | 454 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $14,673,000 | 144 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,775,000 | 2,209 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $153,012,000 | 2,259 |
| Loan loss allowance | $1,745,000 | 2,485 |
| Total loans and leases | $154,757,000 | 2,265 |
| Unearned income | $177,000 | 1,086 |
| Loans and leases, gross | $154,934,000 | 2,265 |
| All real estate loans | $133,192,000 | 1,946 |
| Real estate loans in domestic offices | $133,192,000 | 1,945 |
| Construction and development loans | $8,485,000 | 2,588 |
| Commercial RE | $89,932,000 | 1,018 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,630,000 | 905 |
| 1-4 family residential loans | $21,043,000 | 4,145 |
| Farmland loans | $3,102,000 | 2,615 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $317,000 | 4,737 |
| Commercial and industrial loans | $11,262,000 | 3,491 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,352,000 | 6,199 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,352,000 | 5,982 |
| All other loans & leases | $7,811,000 | 690 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $7,811,000 | 252 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,745,000 | 2,200 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $147,110,000 | 2,317 |
| Loan loss allowance | $1,015,000 | 3,801 |
| Total loans and leases | $148,125,000 | 2,326 |
| Unearned income | $175,000 | 1,084 |
| Loans and leases, gross | $148,300,000 | 2,325 |
| All real estate loans | $127,418,000 | 1,974 |
| Real estate loans in domestic offices | $127,418,000 | 1,973 |
| Construction and development loans | $10,621,000 | 2,160 |
| Commercial RE | $83,395,000 | 1,056 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,853,000 | 938 |
| 1-4 family residential loans | $22,915,000 | 3,916 |
| Farmland loans | $634,000 | 4,797 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $364,000 | 4,640 |
| Commercial and industrial loans | $12,929,000 | 3,158 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,425,000 | 6,159 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,425,000 | 5,921 |
| All other loans & leases | $5,164,000 | 907 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $5,164,000 | 354 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,015,000 | 3,434 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $122,802,000 | 2,690 |
| Loan loss allowance | $985,000 | 3,849 |
| Total loans and leases | $123,787,000 | 2,707 |
| Unearned income | $195,000 | 1,021 |
| Loans and leases, gross | $123,982,000 | 2,705 |
| All real estate loans | $104,826,000 | 2,329 |
| Real estate loans in domestic offices | $104,826,000 | 2,328 |
| Construction and development loans | $9,522,000 | 2,261 |
| Commercial RE | $81,355,000 | 1,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,960,000 | 916 |
| 1-4 family residential loans | $3,138,000 | 7,926 |
| Farmland loans | $851,000 | 4,474 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $314,000 | 4,770 |
| Commercial and industrial loans | $11,155,000 | 3,471 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,520,000 | 6,153 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,520,000 | 5,937 |
| All other loans & leases | $5,167,000 | 895 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $5,167,000 | 347 |
| Other loans | $0 | 6,651 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $985,000 | 3,482 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $124,858,000 | 2,573 |
| Loan loss allowance | $877,000 | 3,992 |
| Total loans and leases | $125,735,000 | 2,587 |
| Unearned income | $268,000 | 904 |
| Loans and leases, gross | $126,003,000 | 2,589 |
| All real estate loans | $109,195,000 | 2,123 |
| Real estate loans in domestic offices | $109,195,000 | 2,121 |
| Construction and development loans | $6,621,000 | 2,665 |
| Commercial RE | $88,280,000 | 858 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,048,000 | 964 |
| 1-4 family residential loans | $5,438,000 | 7,239 |
| Farmland loans | $808,000 | 4,488 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $310,000 | 4,895 |
| Commercial and industrial loans | $10,608,000 | 3,576 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,127,000 | 5,855 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,127,000 | 5,631 |
| All other loans & leases | $2,763,000 | 1,414 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $2,763,000 | 565 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $877,000 | 3,663 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $110,397,000 | 2,783 |
| Loan loss allowance | $814,000 | 4,106 |
| Total loans and leases | $111,211,000 | 2,795 |
| Unearned income | $287,000 | 951 |
| Loans and leases, gross | $111,498,000 | 2,791 |
| All real estate loans | $98,600,000 | 2,212 |
| Real estate loans in domestic offices | $98,600,000 | 2,212 |
| Construction and development loans | $724,000 | 5,928 |
| Commercial RE | $72,113,000 | 970 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,804,000 | 958 |
| 1-4 family residential loans | $16,757,000 | 4,725 |
| Farmland loans | $1,202,000 | 4,000 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $187,000 | 5,334 |
| Commercial and industrial loans | $3,417,000 | 6,350 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $4,384,000 | 5,098 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,384,000 | 4,884 |
| All other loans & leases | $4,910,000 | 925 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $4,910,000 | 366 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $100,790,000 | 2,902 |
| Loan loss allowance | $752,000 | 4,307 |
| Total loans and leases | $101,542,000 | 2,908 |
| Unearned income | $214,000 | 1,403 |
| Loans and leases, gross | $101,756,000 | 2,908 |
| All real estate loans | $86,928,000 | 2,361 |
| Real estate loans in domestic offices | $86,928,000 | 2,361 |
| Construction and development loans | $2,488,000 | 3,864 |
| Commercial RE | $53,089,000 | 1,182 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,607,000 | 860 |
| 1-4 family residential loans | $21,455,000 | 4,038 |
| Farmland loans | $1,289,000 | 3,976 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $297,000 | 5,328 |
| Commercial and industrial loans | $5,734,000 | 4,982 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $4,916,000 | 4,775 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,916,000 | 4,568 |
| All other loans & leases | $3,881,000 | 1,041 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $3,881,000 | 443 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $74,600,000 | 3,595 |
| Loan loss allowance | $698,000 | 4,483 |
| Total loans and leases | $75,298,000 | 3,608 |
| Unearned income | $273,000 | 1,569 |
| Loans and leases, gross | $75,571,000 | 3,607 |
| All real estate loans | $62,471,000 | 2,935 |
| Real estate loans in domestic offices | $62,471,000 | 2,935 |
| Construction and development loans | $2,325,000 | 3,733 |
| Commercial RE | $34,989,000 | 1,497 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,233,000 | 704 |
| 1-4 family residential loans | $13,560,000 | 5,169 |
| Farmland loans | $1,364,000 | 3,805 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $297,000 | 5,499 |
| Commercial and industrial loans | $5,284,000 | 5,026 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $5,074,000 | 4,703 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,074,000 | 4,502 |
| All other loans & leases | $2,445,000 | 1,419 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $2,445,000 | 614 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |