Home > First National Exchange Bank > Assets and Liabilities
First National Exchange Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 100 | 1,743 |
| Assets and Liabilities | ||
| Total Assets: | $213,232,000 | 2,883 |
| Cash and due from depository institutions | $18,756,000 | 1,743 |
| Interest-bearing balances | $12,366,000 | 444 |
| Securities | $55,775,000 | 2,135 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,435 |
| Net loans & leases | $126,099,000 | 3,236 |
| Loan loss allowance | $1,981,000 | 2,494 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,398,000 | 3,241 |
| Other real estate owned | $501,000 | 1,743 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,703,000 | 3,701 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $213,232,000 | 2,883 |
| Total liabilities | $193,243,000 | 2,853 |
| Total deposits | $192,496,000 | 2,613 |
| Interest-bearing deposits | $168,050,000 | 2,570 |
| Deposits held in domestic offices | $192,496,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $195,000 | 5,618 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $552,000 | 5,331 |
| Total equity capital | $19,989,000 | 3,158 |
| Total bank equity capital | $19,989,000 | 3,158 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,462,000 | 1,694 |
| Surplus | $13,344,000 | 1,940 |
| Undivided profits | $4,183,000 | 5,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,439,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,406,000 | 2,944 |
| Earning assets | $199,240,000 | 2,844 |
| Long-term assets (5+ years) | $24,094,000 | 3,011 |
| Average Assets, year-to-date | $210,580,500 | 2,853 |
| Average Assets, quarterly | $211,488,000 | 2,889 |
| Volatile liabilities | $21,659,000 | 4,518 |
| Insider loans | $100,000 | 7,104 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,121,000 | 7,818 |
| Tier 1 (core) risk-based capital | $19,989,000 | 3,055 |
| Tier 2 risk-based capital | $1,714,000 | 2,692 |
| Total risk weighted assets | $136,879,000 | 3,140 |
| Total unused commitments | $1,121,000 | 7,819 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 100 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $209,744,000 | 2,912 |
| Cash and due from depository institutions | $18,309,000 | 1,750 |
| Interest-bearing balances | $12,070,000 | 459 |
| Securities | $53,770,000 | 2,183 |
| Federal funds sold & reverse repurchase agreements | $3,620,000 | 2,739 |
| Net loans & leases | $126,468,000 | 3,190 |
| Loan loss allowance | $1,946,000 | 2,510 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,450,000 | 3,169 |
| Other real estate owned | $504,000 | 1,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,623,000 | 3,717 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $209,744,000 | 2,912 |
| Total liabilities | $189,893,000 | 2,877 |
| Total deposits | $189,399,000 | 2,638 |
| Interest-bearing deposits | $165,017,000 | 2,578 |
| Deposits held in domestic offices | $189,399,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $494,000 | 5,287 |
| Total equity capital | $19,851,000 | 3,065 |
| Total bank equity capital | $19,851,000 | 3,065 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,462,000 | 1,688 |
| Surplus | $13,344,000 | 1,902 |
| Undivided profits | $4,045,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,615,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,207,000 | 3,075 |
| Earning assets | $195,928,000 | 2,859 |
| Long-term assets (5+ years) | $23,178,000 | 3,050 |
| Average Assets, year-to-date | $209,696,670 | 2,868 |
| Average Assets, quarterly | $209,604,500 | 2,898 |
| Volatile liabilities | $20,120,000 | 4,630 |
| Insider loans | $100,000 | 7,134 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,804,000 | 6,565 |
| Tier 1 (core) risk-based capital | $19,851,000 | 3,008 |
| Tier 2 risk-based capital | $1,720,000 | 2,642 |
| Total risk weighted assets | $137,373,000 | 3,088 |
| Total unused commitments | $3,804,000 | 6,566 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $209,465,000 | 2,893 |
| Cash and due from depository institutions | $19,298,000 | 1,793 |
| Interest-bearing balances | $13,753,000 | 442 |
| Securities | $54,766,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,249 |
| Net loans & leases | $125,889,000 | 3,144 |
| Loan loss allowance | $1,914,000 | 2,508 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,506,000 | 3,079 |
| Other real estate owned | $508,000 | 1,793 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,498,000 | 3,725 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $209,465,000 | 2,893 |
| Total liabilities | $189,771,000 | 2,862 |
| Total deposits | $189,319,000 | 2,641 |
| Interest-bearing deposits | $163,701,000 | 2,584 |
| Deposits held in domestic offices | $189,319,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,000 | 5,675 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $433,000 | 5,538 |
| Total equity capital | $19,694,000 | 3,057 |
| Total bank equity capital | $19,694,000 | 3,057 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,462,000 | 1,676 |
| Surplus | $13,344,000 | 1,843 |
| Undivided profits | $3,888,000 | 5,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,623,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,231,000 | 2,875 |
| Earning assets | $196,408,000 | 2,830 |
| Long-term assets (5+ years) | $24,269,000 | 2,943 |
| Average Assets, year-to-date | $209,673,000 | 2,871 |
| Average Assets, quarterly | $209,673,000 | 2,871 |
| Volatile liabilities | $18,626,000 | 4,691 |
| Insider loans | $100,000 | 7,138 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,500,000 | 6,695 |
| Tier 1 (core) risk-based capital | $19,694,000 | 2,991 |
| Tier 2 risk-based capital | $1,697,000 | 2,639 |
| Total risk weighted assets | $135,515,000 | 3,082 |
| Total unused commitments | $3,500,000 | 6,696 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 96 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $209,881,000 | 2,872 |
| Cash and due from depository institutions | $22,341,000 | 1,808 |
| Interest-bearing balances | $15,634,000 | 351 |
| Securities | $56,762,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $123,383,000 | 3,144 |
| Loan loss allowance | $1,874,000 | 2,517 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,520,000 | 3,045 |
| Other real estate owned | $511,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,364,000 | 3,807 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $209,881,000 | 2,872 |
| Total liabilities | $190,313,000 | 2,839 |
| Total deposits | $189,557,000 | 2,606 |
| Interest-bearing deposits | $165,862,000 | 2,525 |
| Deposits held in domestic offices | $189,557,000 | 2,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $273,000 | 5,545 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $483,000 | 5,195 |
| Total equity capital | $19,568,000 | 3,064 |
| Total bank equity capital | $19,568,000 | 3,064 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,462,000 | 1,665 |
| Surplus | $13,344,000 | 1,808 |
| Undivided profits | $3,762,000 | 5,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,609,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,132,000 | 3,109 |
| Earning assets | $195,779,000 | 2,815 |
| Long-term assets (5+ years) | $19,735,000 | 3,321 |
| Average Assets, year-to-date | $222,197,200 | 2,649 |
| Average Assets, quarterly | $213,791,500 | 2,794 |
| Volatile liabilities | $18,962,000 | 4,590 |
| Insider loans | $100,000 | 7,161 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $250,000 | 8,422 |
| Tier 1 (core) risk-based capital | $19,568,000 | 2,962 |
| Tier 2 risk-based capital | $1,699,000 | 2,596 |
| Total risk weighted assets | $135,716,000 | 3,057 |
| Total unused commitments | $250,000 | 8,424 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $217,702,000 | 2,749 |
| Cash and due from depository institutions | $22,089,000 | 1,681 |
| Interest-bearing balances | $16,228,000 | 349 |
| Securities | $52,758,000 | 2,221 |
| Federal funds sold & reverse repurchase agreements | $1,140,000 | 4,459 |
| Net loans & leases | $134,263,000 | 2,909 |
| Loan loss allowance | $1,860,000 | 2,541 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,589,000 | 2,964 |
| Other real estate owned | $514,000 | 1,681 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,349,000 | 3,773 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $217,702,000 | 2,749 |
| Total liabilities | $198,294,000 | 2,710 |
| Total deposits | $197,576,000 | 2,466 |
| Interest-bearing deposits | $173,196,000 | 2,374 |
| Deposits held in domestic offices | $197,576,000 | 2,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $209,000 | 5,707 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $509,000 | 5,108 |
| Total equity capital | $19,408,000 | 3,044 |
| Total bank equity capital | $19,408,000 | 3,044 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,462,000 | 1,638 |
| Surplus | $13,345,000 | 1,749 |
| Undivided profits | $3,601,000 | 5,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,632,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,265,000 | 2,766 |
| Earning assets | $204,389,000 | 2,689 |
| Long-term assets (5+ years) | $19,747,000 | 3,350 |
| Average Assets, year-to-date | $225,276,250 | 2,605 |
| Average Assets, quarterly | $223,587,000 | 2,663 |
| Volatile liabilities | $21,366,000 | 4,237 |
| Insider loans | $100,000 | 7,197 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,050,000 | 7,272 |
| Tier 1 (core) risk-based capital | $19,408,000 | 2,949 |
| Tier 2 risk-based capital | $1,811,000 | 2,447 |
| Total risk weighted assets | $144,868,000 | 2,822 |
| Total unused commitments | $2,050,000 | 7,274 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $229,472,000 | 2,588 |
| Cash and due from depository institutions | $22,983,000 | 1,772 |
| Interest-bearing balances | $16,624,000 | 341 |
| Securities | $53,054,000 | 2,252 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,426 |
| Net loans & leases | $137,761,000 | 2,776 |
| Loan loss allowance | $1,944,000 | 2,403 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,634,000 | 2,871 |
| Other real estate owned | $518,000 | 1,772 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,422,000 | 3,584 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $229,472,000 | 2,588 |
| Total liabilities | $210,262,000 | 2,537 |
| Total deposits | $208,419,000 | 2,304 |
| Interest-bearing deposits | $184,230,000 | 2,219 |
| Deposits held in domestic offices | $208,419,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,377,000 | 4,949 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $466,000 | 5,044 |
| Total equity capital | $19,210,000 | 3,029 |
| Total bank equity capital | $19,210,000 | 3,029 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,462,000 | 1,620 |
| Surplus | $13,344,000 | 1,712 |
| Undivided profits | $3,404,000 | 5,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,670,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,269,000 | 2,508 |
| Earning assets | $215,539,000 | 2,532 |
| Long-term assets (5+ years) | $17,073,000 | 3,656 |
| Average Assets, year-to-date | $227,801,000 | 2,556 |
| Average Assets, quarterly | $227,545,500 | 2,587 |
| Volatile liabilities | $21,925,000 | 4,054 |
| Insider loans | $100,000 | 7,198 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,275,000 | 7,195 |
| Tier 1 (core) risk-based capital | $19,210,000 | 2,920 |
| Tier 2 risk-based capital | $1,872,000 | 2,361 |
| Total risk weighted assets | $149,708,000 | 2,679 |
| Total unused commitments | $2,275,000 | 7,197 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 100 | 1,707 |
| Assets and Liabilities | ||
| Total Assets: | $225,619,000 | 2,608 |
| Cash and due from depository institutions | $24,759,000 | 1,707 |
| Interest-bearing balances | $19,001,000 | 300 |
| Securities | $56,633,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,999 |
| Net loans & leases | $135,694,000 | 2,763 |
| Loan loss allowance | $1,833,000 | 2,494 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,647,000 | 2,825 |
| Other real estate owned | $521,000 | 1,707 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,165,000 | 3,094 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $225,619,000 | 2,608 |
| Total liabilities | $206,609,000 | 2,555 |
| Total deposits | $204,885,000 | 2,343 |
| Interest-bearing deposits | $180,024,000 | 2,256 |
| Deposits held in domestic offices | $204,885,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,351,000 | 4,829 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $373,000 | 5,499 |
| Total equity capital | $19,010,000 | 2,978 |
| Total bank equity capital | $19,010,000 | 2,978 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,462,000 | 1,619 |
| Surplus | $13,344,000 | 1,670 |
| Undivided profits | $3,204,000 | 5,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,736,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,355,000 | 2,254 |
| Earning assets | $211,528,000 | 2,556 |
| Long-term assets (5+ years) | $17,181,000 | 3,713 |
| Average Assets, year-to-date | $226,965,500 | 2,572 |
| Average Assets, quarterly | $226,965,500 | 2,572 |
| Volatile liabilities | $19,594,000 | 4,221 |
| Insider loans | $100,000 | 7,223 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,068,000 | 8,005 |
| Tier 1 (core) risk-based capital | $19,010,000 | 2,902 |
| Tier 2 risk-based capital | $1,833,000 | 2,367 |
| Total risk weighted assets | $148,010,000 | 2,657 |
| Total unused commitments | $1,068,000 | 8,005 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 96 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $228,312,000 | 2,570 |
| Cash and due from depository institutions | $25,489,000 | 1,775 |
| Interest-bearing balances | $19,497,000 | 288 |
| Securities | $42,179,000 | 2,770 |
| Federal funds sold & reverse repurchase agreements | $12,455,000 | 952 |
| Net loans & leases | $139,998,000 | 2,676 |
| Loan loss allowance | $1,845,000 | 2,480 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,707,000 | 2,765 |
| Other real estate owned | $542,000 | 1,775 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,942,000 | 3,178 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $228,312,000 | 2,570 |
| Total liabilities | $209,560,000 | 2,512 |
| Total deposits | $208,571,000 | 2,264 |
| Interest-bearing deposits | $185,196,000 | 2,138 |
| Deposits held in domestic offices | $208,571,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $504,000 | 5,303 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $485,000 | 4,785 |
| Total equity capital | $18,752,000 | 3,018 |
| Total bank equity capital | $18,752,000 | 3,018 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,462,000 | 1,603 |
| Surplus | $13,344,000 | 1,654 |
| Undivided profits | $2,946,000 | 5,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,707,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,025,000 | 2,975 |
| Earning assets | $214,129,000 | 2,513 |
| Long-term assets (5+ years) | $23,081,000 | 3,196 |
| Average Assets, year-to-date | $242,152,000 | 2,308 |
| Average Assets, quarterly | $232,938,000 | 2,489 |
| Volatile liabilities | $19,451,000 | 4,197 |
| Insider loans | $100,000 | 7,258 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,560,000 | 7,610 |
| Tier 1 (core) risk-based capital | $18,752,000 | 2,889 |
| Tier 2 risk-based capital | $1,845,000 | 2,348 |
| Total risk weighted assets | $149,224,000 | 2,627 |
| Total unused commitments | $1,560,000 | 7,614 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 94 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $237,564,000 | 2,431 |
| Cash and due from depository institutions | $24,647,000 | 1,811 |
| Interest-bearing balances | $18,211,000 | 322 |
| Securities | $53,048,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,030 |
| Net loans & leases | $140,860,000 | 2,637 |
| Loan loss allowance | $1,883,000 | 2,426 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,312,000 | 3,001 |
| Other real estate owned | $528,000 | 1,811 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,169,000 | 3,008 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $237,564,000 | 2,431 |
| Total liabilities | $219,185,000 | 2,374 |
| Total deposits | $217,325,000 | 2,130 |
| Interest-bearing deposits | $193,689,000 | 2,029 |
| Deposits held in domestic offices | $217,325,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,340,000 | 4,894 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $520,000 | 4,812 |
| Total equity capital | $18,379,000 | 3,060 |
| Total bank equity capital | $18,379,000 | 3,060 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,462,000 | 1,593 |
| Surplus | $13,344,000 | 1,619 |
| Undivided profits | $2,573,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,549,000 | 802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,427,000 | 2,180 |
| Earning assets | $223,119,000 | 2,387 |
| Long-term assets (5+ years) | $23,658,000 | 3,211 |
| Average Assets, year-to-date | $245,612,000 | 2,261 |
| Average Assets, quarterly | $240,734,500 | 2,365 |
| Volatile liabilities | $21,728,000 | 3,901 |
| Insider loans | $100,000 | 7,272 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,230,000 | 6,592 |
| Tier 1 (core) risk-based capital | $18,379,000 | 2,921 |
| Tier 2 risk-based capital | $1,883,000 | 2,296 |
| Total risk weighted assets | $151,876,000 | 2,575 |
| Total unused commitments | $3,230,000 | 6,596 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 93 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $243,905,000 | 2,322 |
| Cash and due from depository institutions | $26,260,000 | 1,851 |
| Interest-bearing balances | $20,191,000 | 293 |
| Securities | $68,993,000 | 1,823 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 3,904 |
| Net loans & leases | $139,223,000 | 2,624 |
| Loan loss allowance | $1,862,000 | 2,438 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,267,000 | 2,998 |
| Other real estate owned | $514,000 | 1,851 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,148,000 | 2,995 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $243,905,000 | 2,322 |
| Total liabilities | $225,913,000 | 2,272 |
| Total deposits | $224,147,000 | 2,036 |
| Interest-bearing deposits | $201,385,000 | 1,915 |
| Deposits held in domestic offices | $224,147,000 | 2,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,302,000 | 4,863 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $464,000 | 4,753 |
| Total equity capital | $17,992,000 | 2,995 |
| Total bank equity capital | $17,992,000 | 2,995 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,462,000 | 1,594 |
| Surplus | $13,344,000 | 1,565 |
| Undivided profits | $2,186,000 | 6,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,644,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,352,000 | 2,146 |
| Earning assets | $229,907,000 | 2,260 |
| Long-term assets (5+ years) | $25,503,000 | 3,156 |
| Average Assets, year-to-date | $248,294,670 | 2,237 |
| Average Assets, quarterly | $246,398,000 | 2,283 |
| Volatile liabilities | $21,861,000 | 3,786 |
| Insider loans | $100,000 | 7,314 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $141,000 | 8,744 |
| Tier 1 (core) risk-based capital | $17,992,000 | 2,919 |
| Tier 2 risk-based capital | $1,862,000 | 2,284 |
| Total risk weighted assets | $154,685,000 | 2,491 |
| Total unused commitments | $141,000 | 8,745 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 95 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $248,891,000 | 2,258 |
| Cash and due from depository institutions | $23,297,000 | 1,791 |
| Interest-bearing balances | $17,322,000 | 415 |
| Securities | $55,447,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,711 |
| Net loans & leases | $154,545,000 | 2,331 |
| Loan loss allowance | $1,833,000 | 2,433 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,128,000 | 3,057 |
| Other real estate owned | $517,000 | 1,791 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,257,000 | 3,411 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $248,891,000 | 2,258 |
| Total liabilities | $231,432,000 | 2,174 |
| Total deposits | $229,698,000 | 1,978 |
| Interest-bearing deposits | $203,155,000 | 1,906 |
| Deposits held in domestic offices | $229,698,000 | 1,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,206,000 | 4,748 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $528,000 | 4,741 |
| Total equity capital | $17,459,000 | 3,141 |
| Total bank equity capital | $17,459,000 | 3,141 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,462,000 | 1,589 |
| Surplus | $13,344,000 | 1,541 |
| Undivided profits | $1,653,000 | 6,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,954,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,430,000 | 1,972 |
| Earning assets | $236,014,000 | 2,191 |
| Long-term assets (5+ years) | $26,699,000 | 3,008 |
| Average Assets, year-to-date | $250,489,500 | 2,223 |
| Average Assets, quarterly | $250,489,500 | 2,223 |
| Volatile liabilities | $22,394,000 | 3,622 |
| Insider loans | $100,000 | 7,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,869,000 | 6,923 |
| Tier 1 (core) risk-based capital | $17,459,000 | 2,956 |
| Tier 2 risk-based capital | $1,833,000 | 2,267 |
| Total risk weighted assets | $160,628,000 | 2,318 |
| Total unused commitments | $2,869,000 | 6,929 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 94 | 1,838 |
| Assets and Liabilities | ||
| Total Assets: | $252,088,000 | 2,226 |
| Cash and due from depository institutions | $21,221,000 | 1,838 |
| Interest-bearing balances | $14,847,000 | 427 |
| Securities | $65,399,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $4,645,000 | 2,429 |
| Net loans & leases | $153,788,000 | 2,314 |
| Loan loss allowance | $1,804,000 | 2,462 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,138,000 | 3,034 |
| Other real estate owned | $520,000 | 1,838 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,377,000 | 3,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,088,000 | 2,226 |
| Total liabilities | $235,163,000 | 2,143 |
| Total deposits | $234,126,000 | 1,932 |
| Interest-bearing deposits | $211,538,000 | 1,828 |
| Deposits held in domestic offices | $234,126,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $461,000 | 5,246 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $576,000 | 4,377 |
| Total equity capital | $16,925,000 | 3,163 |
| Total bank equity capital | $16,925,000 | 3,163 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,462,000 | 1,599 |
| Surplus | $13,344,000 | 1,506 |
| Undivided profits | $1,119,000 | 7,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,950,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,513,000 | 1,942 |
| Earning assets | $238,679,000 | 2,150 |
| Long-term assets (5+ years) | $24,755,000 | 3,180 |
| Average Assets, year-to-date | $269,587,400 | 1,996 |
| Average Assets, quarterly | $260,008,500 | 2,141 |
| Volatile liabilities | $22,601,000 | 3,594 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,708,000 | 6,902 |
| Tier 1 (core) risk-based capital | $16,925,000 | 3,016 |
| Tier 2 risk-based capital | $1,804,000 | 2,282 |
| Total risk weighted assets | $161,895,000 | 2,294 |
| Total unused commitments | $2,708,000 | 6,905 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 94 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $267,929,000 | 2,088 |
| Cash and due from depository institutions | $22,819,000 | 1,857 |
| Interest-bearing balances | $16,333,000 | 467 |
| Securities | $51,580,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $26,385,000 | 543 |
| Net loans & leases | $160,017,000 | 2,213 |
| Loan loss allowance | $1,775,000 | 2,496 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,196,000 | 2,965 |
| Other real estate owned | $523,000 | 1,857 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,409,000 | 3,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,929,000 | 2,088 |
| Total liabilities | $251,596,000 | 2,010 |
| Total deposits | $249,770,000 | 1,813 |
| Interest-bearing deposits | $227,211,000 | 1,695 |
| Deposits held in domestic offices | $249,770,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,131,000 | 4,776 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $695,000 | 4,098 |
| Total equity capital | $16,333,000 | 3,244 |
| Total bank equity capital | $16,333,000 | 3,244 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,240,000 | 1,714 |
| Surplus | $11,567,000 | 1,679 |
| Undivided profits | $2,526,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,833,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,562,000 | 1,979 |
| Earning assets | $254,315,000 | 2,021 |
| Long-term assets (5+ years) | $23,676,000 | 3,254 |
| Average Assets, year-to-date | $273,962,250 | 1,980 |
| Average Assets, quarterly | $273,290,000 | 2,032 |
| Volatile liabilities | $25,572,000 | 3,242 |
| Insider loans | $100,000 | 7,431 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,008,000 | 5,397 |
| Tier 1 (core) risk-based capital | $16,333,000 | 3,102 |
| Tier 2 risk-based capital | $1,775,000 | 2,294 |
| Total risk weighted assets | $170,249,000 | 2,177 |
| Total unused commitments | $6,008,000 | 5,405 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $278,651,000 | 1,993 |
| Cash and due from depository institutions | $22,906,000 | 1,967 |
| Interest-bearing balances | $15,541,000 | 549 |
| Securities | $47,538,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $47,955,000 | 329 |
| Net loans & leases | $153,012,000 | 2,259 |
| Loan loss allowance | $1,745,000 | 2,485 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,247,000 | 2,875 |
| Other real estate owned | $527,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,466,000 | 3,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,651,000 | 1,993 |
| Total liabilities | $263,093,000 | 1,909 |
| Total deposits | $260,738,000 | 1,723 |
| Interest-bearing deposits | $238,169,000 | 1,597 |
| Deposits held in domestic offices | $260,738,000 | 1,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,638,000 | 4,539 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $717,000 | 4,136 |
| Total equity capital | $15,558,000 | 3,401 |
| Total bank equity capital | $15,558,000 | 3,401 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,240,000 | 1,711 |
| Surplus | $11,567,000 | 1,641 |
| Undivided profits | $1,751,000 | 6,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,841,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,705,000 | 1,690 |
| Earning assets | $264,046,000 | 1,932 |
| Long-term assets (5+ years) | $25,181,000 | 2,988 |
| Average Assets, year-to-date | $275,973,330 | 1,966 |
| Average Assets, quarterly | $276,182,500 | 1,985 |
| Volatile liabilities | $29,564,000 | 2,863 |
| Insider loans | $100,000 | 7,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,525,000 | 7,041 |
| Tier 1 (core) risk-based capital | $15,558,000 | 3,198 |
| Tier 2 risk-based capital | $1,745,000 | 2,278 |
| Total risk weighted assets | $169,681,000 | 2,140 |
| Total unused commitments | $2,525,000 | 7,050 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 93 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $273,714,000 | 1,998 |
| Cash and due from depository institutions | $19,470,000 | 1,857 |
| Interest-bearing balances | $14,650,000 | 580 |
| Securities | $56,379,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $43,640,000 | 361 |
| Net loans & leases | $147,110,000 | 2,317 |
| Loan loss allowance | $1,015,000 | 3,801 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,310,000 | 2,790 |
| Other real estate owned | $530,000 | 1,857 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,275,000 | 3,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,714,000 | 1,998 |
| Total liabilities | $258,124,000 | 1,910 |
| Total deposits | $256,097,000 | 1,721 |
| Interest-bearing deposits | $233,587,000 | 1,628 |
| Deposits held in domestic offices | $256,097,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,195,000 | 4,638 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $832,000 | 3,779 |
| Total equity capital | $15,590,000 | 3,333 |
| Total bank equity capital | $15,590,000 | 3,333 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,240,000 | 1,719 |
| Surplus | $11,567,000 | 1,611 |
| Undivided profits | $1,783,000 | 6,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,899,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,798,000 | 1,637 |
| Earning assets | $261,779,000 | 1,913 |
| Long-term assets (5+ years) | $26,316,000 | 2,831 |
| Average Assets, year-to-date | $274,634,500 | 1,967 |
| Average Assets, quarterly | $274,634,500 | 1,967 |
| Volatile liabilities | $28,764,000 | 2,904 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,625,000 | 6,343 |
| Tier 1 (core) risk-based capital | $15,590,000 | 3,136 |
| Tier 2 risk-based capital | $1,015,000 | 3,509 |
| Total risk weighted assets | $165,182,000 | 2,151 |
| Total unused commitments | $3,625,000 | 6,357 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 96 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $275,555,000 | 1,952 |
| Cash and due from depository institutions | $21,054,000 | 1,771 |
| Interest-bearing balances | $13,660,000 | 571 |
| Securities | $62,988,000 | 1,911 |
| Federal funds sold & reverse repurchase agreements | $61,900,000 | 254 |
| Net loans & leases | $122,802,000 | 2,690 |
| Loan loss allowance | $985,000 | 3,849 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,362,000 | 2,744 |
| Other real estate owned | $533,000 | 1,771 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,916,000 | 3,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,555,000 | 1,952 |
| Total liabilities | $260,476,000 | 1,866 |
| Total deposits | $257,230,000 | 1,687 |
| Interest-bearing deposits | $236,372,000 | 1,563 |
| Deposits held in domestic offices | $257,230,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,527,000 | 4,566 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,719,000 | 2,273 |
| Total equity capital | $15,079,000 | 3,391 |
| Total bank equity capital | $15,079,000 | 3,391 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,240,000 | 1,712 |
| Surplus | $11,567,000 | 1,575 |
| Undivided profits | $1,272,000 | 7,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,641,000 | 1,891 |
| Earning assets | $261,350,000 | 1,870 |
| Long-term assets (5+ years) | $9,947,000 | 4,818 |
| Average Assets, year-to-date | $279,935,600 | 1,817 |
| Average Assets, quarterly | $273,550,000 | 1,947 |
| Volatile liabilities | $29,711,000 | 2,819 |
| Insider loans | $100,000 | 7,530 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,350,000 | 5,412 |
| Tier 1 (core) risk-based capital | $15,079,000 | 3,178 |
| Tier 2 risk-based capital | $985,000 | 3,565 |
| Total risk weighted assets | $154,096,000 | 2,278 |
| Total unused commitments | $5,350,000 | 5,416 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 98 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $302,727,000 | 1,685 |
| Cash and due from depository institutions | $18,246,000 | 1,718 |
| Interest-bearing balances | $12,177,000 | 560 |
| Securities | $71,475,000 | 1,570 |
| Federal funds sold & reverse repurchase agreements | $81,475,000 | 225 |
| Net loans & leases | $124,858,000 | 2,573 |
| Loan loss allowance | $877,000 | 3,992 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,532,000 | 2,563 |
| Other real estate owned | $0 | 1,718 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,141,000 | 3,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,727,000 | 1,685 |
| Total liabilities | $289,967,000 | 1,575 |
| Total deposits | $284,857,000 | 1,401 |
| Interest-bearing deposits | $265,730,000 | 1,307 |
| Deposits held in domestic offices | $284,857,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,625,000 | 3,483 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,485,000 | 2,555 |
| Total equity capital | $12,760,000 | 3,692 |
| Total bank equity capital | $12,760,000 | 3,692 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,038,000 | 1,820 |
| Surplus | $9,952,000 | 1,706 |
| Undivided profits | $770,000 | 7,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,207,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,736,000 | 1,925 |
| Earning assets | $289,985,000 | 1,603 |
| Long-term assets (5+ years) | $12,568,000 | 4,288 |
| Average Assets, year-to-date | $259,297,200 | 1,873 |
| Average Assets, quarterly | $295,468,500 | 1,691 |
| Volatile liabilities | $33,788,000 | 2,462 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $12,760,000 | 3,543 |
| Tier 2 risk-based capital | $877,000 | 3,751 |
| Total risk weighted assets | $161,626,000 | 2,071 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $195,352,000 | 2,494 |
| Cash and due from depository institutions | $17,967,000 | 1,985 |
| Interest-bearing balances | $12,181,000 | 359 |
| Securities | $59,372,000 | 1,852 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $110,397,000 | 2,783 |
| Loan loss allowance | $814,000 | 4,106 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,024,000 | 1,727 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,592,000 | 3,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,352,000 | 2,494 |
| Total liabilities | $183,156,000 | 2,398 |
| Total deposits | $181,893,000 | 2,170 |
| Interest-bearing deposits | $167,124,000 | 2,022 |
| Deposits held in domestic offices | $181,893,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $211,000 | 5,296 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,052,000 | 3,459 |
| Total equity capital | $12,196,000 | 3,735 |
| Total bank equity capital | $12,196,000 | 3,735 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,854,000 | 2,049 |
| Surplus | $8,483,000 | 1,942 |
| Undivided profits | $1,859,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $656,000 | 4,131 |
| Earning assets | $181,950,000 | 2,454 |
| Long-term assets (5+ years) | $14,582,000 | 3,820 |
| Average Assets, year-to-date | $198,871,600 | 2,328 |
| Average Assets, quarterly | $197,296,500 | 2,435 |
| Volatile liabilities | $16,370,000 | 4,210 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $12,196,000 | 3,608 |
| Tier 2 risk-based capital | $814,000 | 3,849 |
| Total risk weighted assets | $121,751,900 | 2,602 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $195,441,000 | 2,425 |
| Cash and due from depository institutions | $16,461,000 | 2,644 |
| Interest-bearing balances | $10,095,000 | 386 |
| Securities | $55,949,000 | 2,048 |
| Federal funds sold & reverse repurchase agreements | $15,630,000 | 652 |
| Net loans & leases | $100,790,000 | 2,902 |
| Loan loss allowance | $752,000 | 4,307 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,601,000 | 1,847 |
| Other real estate owned | $0 | 2,644 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,010,000 | 3,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,441,000 | 2,425 |
| Total liabilities | $186,873,000 | 2,287 |
| Total deposits | $184,589,000 | 2,053 |
| Interest-bearing deposits | $171,757,000 | 1,901 |
| Deposits held in domestic offices | $184,589,000 | 2,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,153,000 | 4,418 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,131,000 | 2,961 |
| Total equity capital | $8,568,000 | 4,823 |
| Total bank equity capital | $8,568,000 | 4,823 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,542,000 | 2,330 |
| Surplus | $5,985,000 | 2,578 |
| Undivided profits | $1,041,000 | 7,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $462,000 | 4,859 |
| Earning assets | $182,464,000 | 2,373 |
| Long-term assets (5+ years) | $18,722,000 | 3,447 |
| Average Assets, year-to-date | $180,827,600 | 2,501 |
| Average Assets, quarterly | $188,154,000 | 2,476 |
| Volatile liabilities | $20,560,000 | 3,421 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,238,000 | 6,512 |
| Tier 1 (core) risk-based capital | $8,568,000 | 4,828 |
| Tier 2 risk-based capital | $752,000 | 4,006 |
| Total risk weighted assets | $110,094,000 | 2,732 |
| Total unused commitments | $3,238,000 | 6,517 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 62 | 2,874 |
| Assets and Liabilities | ||
| Total Assets: | $156,712,000 | 2,913 |
| Cash and due from depository institutions | $9,384,000 | 2,874 |
| Interest-bearing balances | $4,649,000 | 1,296 |
| Securities | $35,605,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $33,400,000 | 474 |
| Net loans & leases | $74,600,000 | 3,595 |
| Loan loss allowance | $698,000 | 4,483 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,477,000 | 3,258 |
| Other real estate owned | $0 | 2,874 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,246,000 | 5,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,712,000 | 2,913 |
| Total liabilities | $148,797,000 | 2,784 |
| Total deposits | $147,788,000 | 2,589 |
| Interest-bearing deposits | $137,507,000 | 2,378 |
| Deposits held in domestic offices | $147,788,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $169,000 | 4,632 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $840,000 | 4,024 |
| Total equity capital | $7,915,000 | 5,245 |
| Total bank equity capital | $7,915,000 | 5,245 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,541,000 | 2,297 |
| Surplus | $5,985,000 | 2,449 |
| Undivided profits | $389,000 | 9,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $368,000 | 5,819 |
| Earning assets | $148,254,000 | 2,851 |
| Long-term assets (5+ years) | $11,428,000 | 4,411 |
| Average Assets, year-to-date | $142,839,670 | 3,010 |
| Average Assets, quarterly | $146,068,500 | 3,045 |
| Volatile liabilities | $14,413,000 | 3,890 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,592,000 | 7,896 |
| Tier 1 (core) risk-based capital | $7,915,000 | 5,062 |
| Tier 2 risk-based capital | $698,000 | 4,089 |
| Total risk weighted assets | $83,887,000 | 3,300 |
| Total unused commitments | $1,592,000 | 7,907 |
| Derivatives | $0 | 527 |