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First National Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$3,774,000	2,481
Total interest expense	$1,481,000	2,247
Net interest income	$2,293,000	2,605
Provision for loan and lease losses	$0	2,775
Total noninterest income	$276,000	2,528
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$102,000	1,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,533
Total noninterest expense	$2,192,000	2,290
Salaries and employee benefits	$1,221,000	2,311
Premises and equipment expense	$308,000	1,840
Additional noninterest expense	$174,000	2,533
Pre-tax net operating income	$377,000	3,239
Securities gains (losses)	$11,000	424
Applicable income taxes	$0	3,151
Income before extraordinary items	$388,000	3,067
Extraordinary gains, net	$0	47
Net income	$388,000	3,098
Minority interest net income	$0	65
Net income of bank and minority interests.	$388,000	3,067
Net charge-offs	$69,000	913
Cash dividends	$100,000	2,116
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$377,000	3,122
2024-12-31 (YTD Data)		Rank
Total interest income	$14,220,000	2,547
Total interest expense	$5,357,000	2,412
Net interest income	$8,863,000	2,574
Provision for loan and lease losses	$-40,000	4,168
Total noninterest income	$1,564,000	2,258
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$505,000	1,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,059,000	2,189
Total noninterest expense	$8,195,000	2,370
Salaries and employee benefits	$4,956,000	2,252
Premises and equipment expense	$1,089,000	1,964
Additional noninterest expense	$1,059,000	2,189
Pre-tax net operating income	$2,272,000	2,747
Securities gains (losses)	$-47,000	3,849
Applicable income taxes	$0	3,278
Income before extraordinary items	$2,225,000	2,618
Extraordinary gains, net	$0	53
Net income	$2,225,000	2,643
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,225,000	2,618
Net charge-offs	$118,000	1,645
Cash dividends	$650,000	2,610
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,272,000	2,598
2024-09-30 (YTD Data)		Rank
Total interest income	$10,653,000	2,538
Total interest expense	$4,010,000	2,403
Net interest income	$6,643,000	2,565
Provision for loan and lease losses	$-40,000	4,237
Total noninterest income	$1,388,000	2,079
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$377,000	1,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,011,000	1,944
Total noninterest expense	$6,361,000	2,279
Salaries and employee benefits	$3,660,000	2,254
Premises and equipment expense	$821,000	1,950
Additional noninterest expense	$1,011,000	1,944
Pre-tax net operating income	$1,710,000	2,738
Securities gains (losses)	$-47,000	4,052
Applicable income taxes	$0	3,278
Income before extraordinary items	$1,663,000	2,613
Extraordinary gains, net	$0	51
Net income	$1,663,000	2,642
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,663,000	2,615
Net charge-offs	$112,000	1,328
Cash dividends	$476,000	2,330
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,710,000	2,576
2024-06-30 (YTD Data)		Rank
Total interest income	$7,161,000	2,507
Total interest expense	$2,657,000	2,381
Net interest income	$4,504,000	2,520
Provision for loan and lease losses	$-40,000	4,279
Total noninterest income	$817,000	2,180
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$244,000	1,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	2,085
Total noninterest expense	$4,211,000	2,291
Salaries and employee benefits	$2,443,000	2,266
Premises and equipment expense	$540,000	1,970
Additional noninterest expense	$573,000	2,085
Pre-tax net operating income	$1,150,000	2,706
Securities gains (losses)	$-47,000	4,097
Applicable income taxes	$0	3,283
Income before extraordinary items	$1,103,000	2,603
Extraordinary gains, net	$0	52
Net income	$1,103,000	2,636
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,103,000	2,606
Net charge-offs	$94,000	1,114
Cash dividends	$325,000	2,290
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,150,000	2,560
2024-03-31 (YTD Data)		Rank
Total interest income	$3,662,000	2,464
Total interest expense	$1,411,000	2,284
Net interest income	$2,251,000	2,532
Provision for loan and lease losses	$-40,000	4,268
Total noninterest income	$401,000	2,159
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$116,000	1,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	2,043
Total noninterest expense	$2,158,000	2,255
Salaries and employee benefits	$1,242,000	2,254
Premises and equipment expense	$280,000	1,923
Additional noninterest expense	$285,000	2,043
Pre-tax net operating income	$534,000	2,730
Securities gains (losses)	$18,000	295
Applicable income taxes	$0	3,183
Income before extraordinary items	$552,000	2,567
Extraordinary gains, net	$0	51
Net income	$552,000	2,597
Minority interest net income	$0	72
Net income of bank and minority interests.	$552,000	2,567
Net charge-offs	$81,000	787
Cash dividends	$225,000	1,744
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$534,000	2,627
2023-12-31 (YTD Data)		Rank
Total interest income	$13,036,000	2,486
Total interest expense	$3,877,000	2,314
Net interest income	$9,159,000	2,500
Provision for loan and lease losses	$-170,000	4,373
Total noninterest income	$1,497,000	2,307
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$514,000	1,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$983,000	2,286
Total noninterest expense	$8,415,000	2,259
Salaries and employee benefits	$5,039,000	2,186
Premises and equipment expense	$1,141,000	1,872
Additional noninterest expense	$983,000	2,286
Pre-tax net operating income	$2,411,000	2,746
Securities gains (losses)	$25,000	600
Applicable income taxes	$0	3,369
Income before extraordinary items	$2,436,000	2,569
Extraordinary gains, net	$0	54
Net income	$2,436,000	2,595
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,436,000	2,571
Net charge-offs	$-37,000	4,130
Cash dividends	$960,000	2,223
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,411,000	2,605
2023-09-30 (YTD Data)		Rank
Total interest income	$9,396,000	2,505
Total interest expense	$2,647,000	2,304
Net interest income	$6,749,000	2,539
Provision for loan and lease losses	$-110,000	4,392
Total noninterest income	$1,166,000	2,257
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$380,000	1,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$786,000	2,226
Total noninterest expense	$6,231,000	2,267
Salaries and employee benefits	$3,656,000	2,221
Premises and equipment expense	$871,000	1,855
Additional noninterest expense	$786,000	2,226
Pre-tax net operating income	$1,794,000	2,820
Securities gains (losses)	$25,000	397
Applicable income taxes	$98,000	2,714
Income before extraordinary items	$1,721,000	2,689
Extraordinary gains, net	$0	52
Net income	$1,721,000	2,719
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,721,000	2,690
Net charge-offs	$-85,000	4,333
Cash dividends	$560,000	2,157
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,697,250	2,733
2023-06-30 (YTD Data)		Rank
Total interest income	$5,926,000	2,556
Total interest expense	$1,472,000	2,372
Net interest income	$4,454,000	2,570
Provision for loan and lease losses	$-50,000	4,410
Total noninterest income	$815,000	2,176
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$250,000	1,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$565,000	2,079
Total noninterest expense	$4,134,000	2,266
Salaries and employee benefits	$2,408,000	2,230
Premises and equipment expense	$585,000	1,833
Additional noninterest expense	$565,000	2,076
Pre-tax net operating income	$1,185,000	2,858
Securities gains (losses)	$25,000	402
Applicable income taxes	$98,000	2,556
Income before extraordinary items	$1,112,000	2,742
Extraordinary gains, net	$0	51
Net income	$1,112,000	2,773
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,112,000	2,742
Net charge-offs	$-83,000	4,428
Cash dividends	$300,000	2,291
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,089,000	2,789
2023-03-31 (YTD Data)		Rank
Total interest income	$2,709,000	2,672
Total interest expense	$526,000	2,587
Net interest income	$2,183,000	2,609
Provision for loan and lease losses	$-30,000	4,480
Total noninterest income	$300,000	2,486
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$55,000	2,591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	2,211
Total noninterest expense	$2,004,000	2,342
Salaries and employee benefits	$1,236,000	2,228
Premises and equipment expense	$203,000	2,328
Additional noninterest expense	$245,000	2,211
Pre-tax net operating income	$509,000	3,081
Securities gains (losses)	$24,000	396
Applicable income taxes	$-31,000	4,537
Income before extraordinary items	$564,000	2,763
Extraordinary gains, net	$0	4
Net income	$564,000	2,763
Minority interest net income	$0	48
Net income of bank and minority interests.	$564,000	2,763
Net charge-offs	$30,000	971
Cash dividends	$125,000	1,993
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$540,000	2,847
2022-12-31 (YTD Data)		Rank
Total interest income	$9,440,000	2,595
Total interest expense	$833,000	2,646
Net interest income	$8,607,000	2,570
Provision for loan and lease losses	$-170,000	4,416
Total noninterest income	$1,471,000	2,368
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$217,000	2,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,254,000	2,093
Total noninterest expense	$7,656,000	2,367
Salaries and employee benefits	$4,859,000	2,228
Premises and equipment expense	$742,000	2,422
Additional noninterest expense	$1,254,000	2,093
Pre-tax net operating income	$2,592,000	2,816
Securities gains (losses)	$-194,000	4,095
Applicable income taxes	$-101,000	4,602
Income before extraordinary items	$2,499,000	2,689
Extraordinary gains, net	$0	5
Net income	$2,499,000	2,686
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,499,000	2,688
Net charge-offs	$40,000	1,651
Cash dividends	$550,000	2,631
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,693,000	2,618
2022-09-30 (YTD Data)		Rank
Total interest income	$6,886,000	2,590
Total interest expense	$535,000	2,583
Net interest income	$6,351,000	2,576
Provision for loan and lease losses	$-100,000	4,450
Total noninterest income	$1,163,000	2,328
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$162,000	2,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,001,000	2,051
Total noninterest expense	$5,733,000	2,363
Salaries and employee benefits	$3,579,000	2,249
Premises and equipment expense	$565,000	2,409
Additional noninterest expense	$1,001,000	2,051
Pre-tax net operating income	$1,881,000	2,850
Securities gains (losses)	$24,000	326
Applicable income taxes	$61,000	3,082
Income before extraordinary items	$1,844,000	2,694
Extraordinary gains, net	$0	4
Net income	$1,844,000	2,692
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,844,000	2,693
Net charge-offs	$36,000	1,353
Cash dividends	$400,000	2,343
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,820,720	2,739
2022-06-30 (YTD Data)		Rank
Total interest income	$4,465,000	2,591
Total interest expense	$303,000	2,645
Net interest income	$4,162,000	2,563
Provision for loan and lease losses	$-100,000	4,474
Total noninterest income	$818,000	2,284
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$102,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$716,000	2,038
Total noninterest expense	$3,798,000	2,365
Salaries and employee benefits	$2,365,000	2,260
Premises and equipment expense	$383,000	2,391
Additional noninterest expense	$1,050,000	2,537
Pre-tax net operating income	$1,282,000	2,744
Securities gains (losses)	$24,000	299
Applicable income taxes	$-9,000	4,613
Income before extraordinary items	$1,315,000	2,513
Extraordinary gains, net	$0	4
Net income	$1,315,000	2,513
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,315,000	2,513
Net charge-offs	$27,000	1,209
Cash dividends	$275,000	2,294
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,291,000	2,563
2022-03-31 (YTD Data)		Rank
Total interest income	$2,237,000	2,556
Total interest expense	$147,000	2,649
Net interest income	$2,090,000	2,527
Provision for loan and lease losses	$-60,000	4,478
Total noninterest income	$371,000	2,347
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$48,000	2,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,105
Total noninterest expense	$1,919,000	2,348
Salaries and employee benefits	$1,201,000	2,237
Premises and equipment expense	$189,000	2,416
Additional noninterest expense	$529,000	2,492
Pre-tax net operating income	$602,000	2,711
Securities gains (losses)	$24,000	279
Applicable income taxes	$38,000	2,647
Income before extraordinary items	$588,000	2,559
Extraordinary gains, net	$0	4
Net income	$588,000	2,557
Minority interest net income	$0	50
Net income of bank and minority interests.	$588,000	2,559
Net charge-offs	$29,000	840
Cash dividends	$150,000	1,853
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$565,440	2,633
2021-12-31 (YTD Data)		Rank
Total interest income	$9,651,000	2,508
Total interest expense	$572,000	2,978
Net interest income	$9,079,000	2,457
Provision for loan and lease losses	$180,000	1,802
Total noninterest income	$3,407,000	1,651
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$187,000	2,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,220,000	1,422
Total noninterest expense	$7,932,000	2,292
Salaries and employee benefits	$5,120,000	2,140
Premises and equipment expense	$717,000	2,479
Additional noninterest expense	$2,095,000	2,508
Pre-tax net operating income	$4,374,000	2,216
Securities gains (losses)	$50,000	1,125
Applicable income taxes	$356,000	2,340
Income before extraordinary items	$4,068,000	2,135
Extraordinary gains, net	$0	10
Net income	$4,068,000	2,136
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,068,000	2,136
Net charge-offs	$-123,000	4,424
Cash dividends	$1,950,000	1,575
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,022,000	2,123
2021-09-30 (YTD Data)		Rank
Total interest income	$7,236,000	2,554
Total interest expense	$425,000	3,091
Net interest income	$6,811,000	2,494
Provision for loan and lease losses	$180,000	1,539
Total noninterest income	$2,756,000	1,626
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$137,000	2,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,619,000	1,412
Total noninterest expense	$5,950,000	2,305
Salaries and employee benefits	$3,868,000	2,141
Premises and equipment expense	$550,000	2,466
Additional noninterest expense	$1,532,000	2,555
Pre-tax net operating income	$3,437,000	2,254
Securities gains (losses)	$48,000	1,071
Applicable income taxes	$293,000	2,327
Income before extraordinary items	$3,192,000	2,170
Extraordinary gains, net	$0	8
Net income	$3,192,000	2,169
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,192,000	2,170
Net charge-offs	$-133,000	4,539
Cash dividends	$1,525,000	1,369
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,147,840	2,157
2021-06-30 (YTD Data)		Rank
Total interest income	$4,695,000	2,597
Total interest expense	$279,000	3,191
Net interest income	$4,416,000	2,544
Provision for loan and lease losses	$180,000	1,246
Total noninterest income	$2,072,000	1,490
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$90,000	2,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,982,000	1,302
Total noninterest expense	$4,000,000	2,292
Salaries and employee benefits	$2,573,000	2,138
Premises and equipment expense	$371,000	2,432
Additional noninterest expense	$1,056,000	2,475
Pre-tax net operating income	$2,308,000	2,201
Securities gains (losses)	$44,000	931
Applicable income taxes	$184,000	2,354
Income before extraordinary items	$2,168,000	2,133
Extraordinary gains, net	$0	6
Net income	$2,168,000	2,133
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,168,000	2,133
Net charge-offs	$48,000	1,165
Cash dividends	$925,000	1,456
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,127,520	2,112
2021-03-31 (YTD Data)		Rank
Total interest income	$2,182,000	2,715
Total interest expense	$139,000	3,274
Net interest income	$2,043,000	2,638
Provision for loan and lease losses	$160,000	914
Total noninterest income	$1,086,000	1,448
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$44,000	2,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,042,000	1,242
Total noninterest expense	$1,974,000	2,287
Salaries and employee benefits	$1,288,000	2,123
Premises and equipment expense	$188,000	2,438
Additional noninterest expense	$498,000	2,546
Pre-tax net operating income	$995,000	2,370
Securities gains (losses)	$42,000	703
Applicable income taxes	$68,000	2,524
Income before extraordinary items	$969,000	2,254
Extraordinary gains, net	$0	3
Net income	$969,000	2,255
Minority interest net income	$0	55
Net income of bank and minority interests.	$969,000	2,254
Net charge-offs	$48,000	843
Cash dividends	$375,000	1,415
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$929,940	2,268
2020-12-31 (YTD Data)		Rank
Total interest income	$8,906,000	2,696
Total interest expense	$773,000	3,311
Net interest income	$8,133,000	2,596
Provision for loan and lease losses	$965,000	1,632
Total noninterest income	$4,001,000	1,466
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$209,000	2,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,792,000	1,254
Total noninterest expense	$7,904,000	2,292
Salaries and employee benefits	$5,014,000	2,154
Premises and equipment expense	$694,000	2,536
Additional noninterest expense	$2,196,000	2,389
Pre-tax net operating income	$3,265,000	2,329
Securities gains (losses)	$38,000	1,846
Applicable income taxes	$288,000	2,332
Income before extraordinary items	$3,015,000	2,307
Extraordinary gains, net	$0	4
Net income	$3,015,000	2,306
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,015,000	2,307
Net charge-offs	$371,000	1,167
Cash dividends	$1,175,000	2,028
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,980,420	2,264
2020-09-30 (YTD Data)		Rank
Total interest income	$6,615,000	2,723
Total interest expense	$620,000	3,309
Net interest income	$5,995,000	2,624
Provision for loan and lease losses	$725,000	1,637
Total noninterest income	$2,714,000	1,512
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$159,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,555,000	1,300
Total noninterest expense	$5,815,000	2,299
Salaries and employee benefits	$3,691,000	2,152
Premises and equipment expense	$530,000	2,505
Additional noninterest expense	$1,594,000	2,409
Pre-tax net operating income	$2,169,000	2,466
Securities gains (losses)	$30,000	1,765
Applicable income taxes	$190,000	2,414
Income before extraordinary items	$2,009,000	2,453
Extraordinary gains, net	$0	4
Net income	$2,009,000	2,453
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,009,000	2,453
Net charge-offs	$368,000	916
Cash dividends	$875,000	1,832
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,981,700	2,419
2020-06-30 (YTD Data)		Rank
Total interest income	$4,367,000	2,785
Total interest expense	$446,000	3,293
Net interest income	$3,921,000	2,666
Provision for loan and lease losses	$300,000	2,042
Total noninterest income	$1,544,000	1,594
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$109,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,435,000	1,350
Total noninterest expense	$3,769,000	2,338
Salaries and employee benefits	$2,386,000	2,193
Premises and equipment expense	$349,000	2,521
Additional noninterest expense	$1,034,000	2,452
Pre-tax net operating income	$1,396,000	2,498
Securities gains (losses)	$30,000	1,532
Applicable income taxes	$85,000	2,631
Income before extraordinary items	$1,341,000	2,398
Extraordinary gains, net	$0	4
Net income	$1,341,000	2,397
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,341,000	2,398
Net charge-offs	$123,000	1,252
Cash dividends	$425,000	2,110
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,312,800	2,395
2020-03-31 (YTD Data)		Rank
Total interest income	$2,156,000	2,806
Total interest expense	$260,000	3,204
Net interest income	$1,896,000	2,684
Provision for loan and lease losses	$100,000	1,942
Total noninterest income	$450,000	2,049
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$65,000	2,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	1,779
Total noninterest expense	$1,820,000	2,404
Salaries and employee benefits	$1,115,000	2,304
Premises and equipment expense	$185,000	2,453
Additional noninterest expense	$520,000	2,476
Pre-tax net operating income	$426,000	2,985
Securities gains (losses)	$30,000	1,013
Applicable income taxes	$25,000	2,784
Income before extraordinary items	$431,000	2,819
Extraordinary gains, net	$0	4
Net income	$431,000	2,818
Minority interest net income	$0	56
Net income of bank and minority interests.	$431,000	2,820
Net charge-offs	$118,000	804
Cash dividends	$175,000	2,021
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$402,500	2,900
2019-12-31 (YTD Data)		Rank
Total interest income	$8,656,000	2,836
Total interest expense	$1,102,000	3,166
Net interest income	$7,554,000	2,725
Provision for loan and lease losses	$315,000	1,907
Total noninterest income	$1,800,000	2,083
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$302,000	2,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,498,000	1,794
Total noninterest expense	$7,041,000	2,432
Salaries and employee benefits	$4,363,000	2,297
Premises and equipment expense	$731,000	2,479
Additional noninterest expense	$1,947,000	2,602
Pre-tax net operating income	$1,998,000	3,036
Securities gains (losses)	$120,000	835
Applicable income taxes	$397,000	2,170
Income before extraordinary items	$1,721,000	3,099
Extraordinary gains, net	$0	11
Net income	$1,721,000	3,097
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,721,000	3,100
Net charge-offs	$482,000	1,054
Cash dividends	$825,000	2,547
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,623,800	3,137
2019-09-30 (YTD Data)		Rank
Total interest income	$6,472,000	2,872
Total interest expense	$831,000	3,183
Net interest income	$5,641,000	2,775
Provision for loan and lease losses	$115,000	2,486
Total noninterest income	$1,270,000	2,160
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$227,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,043,000	1,872
Total noninterest expense	$5,329,000	2,435
Salaries and employee benefits	$3,273,000	2,315
Premises and equipment expense	$554,000	2,478
Additional noninterest expense	$1,502,000	2,566
Pre-tax net operating income	$1,467,000	3,130
Securities gains (losses)	$-13,000	4,933
Applicable income taxes	$331,000	2,154
Income before extraordinary items	$1,123,000	3,337
Extraordinary gains, net	$0	11
Net income	$1,123,000	3,336
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,123,000	3,337
Net charge-offs	$349,000	940
Cash dividends	$825,000	2,014
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,133,270	3,303
2019-06-30 (YTD Data)		Rank
Total interest income	$4,301,000	2,882
Total interest expense	$552,000	3,184
Net interest income	$3,749,000	2,786
Provision for loan and lease losses	$55,000	2,734
Total noninterest income	$750,000	2,265
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$146,000	2,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$604,000	2,002
Total noninterest expense	$3,508,000	2,467
Salaries and employee benefits	$2,115,000	2,374
Premises and equipment expense	$305,000	2,791
Additional noninterest expense	$1,088,000	2,441
Pre-tax net operating income	$936,000	3,185
Securities gains (losses)	$-13,000	4,984
Applicable income taxes	$0	3,901
Income before extraordinary items	$923,000	3,060
Extraordinary gains, net	$0	11
Net income	$923,000	3,058
Minority interest net income	$0	69
Net income of bank and minority interests.	$923,000	3,058
Net charge-offs	$18,000	2,396
Cash dividends	$525,000	2,059
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$936,000	3,018
2019-03-31 (YTD Data)		Rank
Total interest income	$2,065,000	2,968
Total interest expense	$268,000	3,202
Net interest income	$1,797,000	2,876
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$313,000	2,472
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$72,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	2,195
Total noninterest expense	$1,752,000	2,481
Salaries and employee benefits	$1,025,000	2,445
Premises and equipment expense	$116,000	3,295
Additional noninterest expense	$611,000	2,251
Pre-tax net operating income	$338,000	3,611
Securities gains (losses)	$-13,000	5,131
Applicable income taxes	$0	3,800
Income before extraordinary items	$325,000	3,512
Extraordinary gains, net	$0	5
Net income	$325,000	3,511
Minority interest net income	$0	52
Net income of bank and minority interests.	$325,000	3,511
Net charge-offs	$1,000	2,582
Cash dividends	$300,000	1,718
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$338,000	3,444
2018-12-31 (YTD Data)		Rank
Total interest income	$8,028,000	2,930
Total interest expense	$815,000	3,237
Net interest income	$7,213,000	2,838
Provision for loan and lease losses	$15,000	3,894
Total noninterest income	$1,545,000	2,299
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$323,000	2,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,222,000	2,019
Total noninterest expense	$6,739,000	2,526
Salaries and employee benefits	$4,015,000	2,450
Premises and equipment expense	$726,000	2,508
Additional noninterest expense	$1,998,000	2,592
Pre-tax net operating income	$2,004,000	3,147
Securities gains (losses)	$14,000	646
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,018,000	2,924
Extraordinary gains, net	$0	6
Net income	$2,018,000	2,923
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,018,000	2,923
Net charge-offs	$-220,000	5,189
Cash dividends	$1,225,000	1,988
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,004,000	2,934
2018-09-30 (YTD Data)		Rank
Total interest income	$5,910,000	2,964
Total interest expense	$586,000	3,234
Net interest income	$5,324,000	2,882
Provision for loan and lease losses	$15,000	3,690
Total noninterest income	$1,199,000	2,273
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$244,000	2,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	1,987
Total noninterest expense	$5,050,000	2,536
Salaries and employee benefits	$2,988,000	2,457
Premises and equipment expense	$450,000	2,856
Additional noninterest expense	$1,612,000	2,473
Pre-tax net operating income	$1,458,000	3,237
Securities gains (losses)	$16,000	622
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,474,000	3,018
Extraordinary gains, net	$0	5
Net income	$1,474,000	3,016
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,474,000	3,017
Net charge-offs	$-183,000	5,235
Cash dividends	$850,000	1,841
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,458,000	3,022
2018-06-30 (YTD Data)		Rank
Total interest income	$3,890,000	2,979
Total interest expense	$380,000	3,204
Net interest income	$3,510,000	2,910
Provision for loan and lease losses	$15,000	3,441
Total noninterest income	$757,000	2,342
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$164,000	2,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,077
Total noninterest expense	$3,301,000	2,579
Salaries and employee benefits	$1,939,000	2,525
Premises and equipment expense	$281,000	2,991
Additional noninterest expense	$1,081,000	2,467
Pre-tax net operating income	$951,000	3,230
Securities gains (losses)	$16,000	519
Applicable income taxes	$0	4,018
Income before extraordinary items	$967,000	3,015
Extraordinary gains, net	$0	6
Net income	$967,000	3,014
Minority interest net income	$0	65
Net income of bank and minority interests.	$967,000	3,014
Net charge-offs	$12,000	2,509
Cash dividends	$525,000	1,929
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$951,000	3,028
2018-03-31 (YTD Data)		Rank
Total interest income	$1,906,000	3,022
Total interest expense	$187,000	3,191
Net interest income	$1,719,000	2,969
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$304,000	2,607
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$82,000	2,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	2,360
Total noninterest expense	$1,645,000	2,610
Salaries and employee benefits	$968,000	2,552
Premises and equipment expense	$184,000	2,573
Additional noninterest expense	$493,000	2,660
Pre-tax net operating income	$363,000	3,573
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$363,000	3,407
Extraordinary gains, net	$0	7
Net income	$363,000	3,407
Minority interest net income	$0	52
Net income of bank and minority interests.	$363,000	3,407
Net charge-offs	$0	2,722
Cash dividends	$175,000	2,006
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$363,000	3,401
2017-12-31 (YTD Data)		Rank
Total interest income	$7,511,000	2,995
Total interest expense	$591,000	3,409
Net interest income	$6,920,000	2,912
Provision for loan and lease losses	$-55,000	5,342
Total noninterest income	$1,469,000	2,432
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$327,000	2,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,142,000	2,125
Total noninterest expense	$6,736,000	2,571
Salaries and employee benefits	$4,029,000	2,460
Premises and equipment expense	$743,000	2,565
Additional noninterest expense	$1,964,000	2,689
Pre-tax net operating income	$1,708,000	3,360
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,708,000	2,940
Extraordinary gains, net	$0	9
Net income	$1,708,000	2,939
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,708,000	2,940
Net charge-offs	$-52,000	5,149
Cash dividends	$950,000	2,273
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,708,000	2,918
2017-09-30 (YTD Data)		Rank
Total interest income	$5,565,000	3,032
Total interest expense	$431,000	3,458
Net interest income	$5,134,000	2,956
Provision for loan and lease losses	$-55,000	5,494
Total noninterest income	$1,111,000	2,436
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$246,000	2,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$865,000	2,139
Total noninterest expense	$5,043,000	2,576
Salaries and employee benefits	$3,024,000	2,467
Premises and equipment expense	$546,000	2,615
Additional noninterest expense	$1,473,000	2,694
Pre-tax net operating income	$1,257,000	3,417
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,257,000	3,133
Extraordinary gains, net	$0	9
Net income	$1,257,000	3,132
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,257,000	3,133
Net charge-offs	$-61,000	5,213
Cash dividends	$675,000	2,105
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,257,000	3,111
2017-06-30 (YTD Data)		Rank
Total interest income	$3,633,000	3,065
Total interest expense	$280,000	3,486
Net interest income	$3,353,000	2,984
Provision for loan and lease losses	$20,000	3,394
Total noninterest income	$731,000	2,460
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$163,000	2,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	2,171
Total noninterest expense	$3,348,000	2,598
Salaries and employee benefits	$1,983,000	2,505
Premises and equipment expense	$361,000	2,639
Additional noninterest expense	$1,004,000	2,660
Pre-tax net operating income	$716,000	3,622
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$716,000	3,364
Extraordinary gains, net	$0	11
Net income	$716,000	3,363
Minority interest net income	$0	71
Net income of bank and minority interests.	$716,000	3,364
Net charge-offs	$4,000	3,177
Cash dividends	$350,000	2,348
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$716,000	3,337
2017-03-31 (YTD Data)		Rank
Total interest income	$1,803,000	3,080
Total interest expense	$137,000	3,501
Net interest income	$1,666,000	2,999
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$335,000	2,569
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	2,285
Total noninterest expense	$1,667,000	2,619
Salaries and employee benefits	$970,000	2,581
Premises and equipment expense	$184,000	2,642
Additional noninterest expense	$513,000	2,623
Pre-tax net operating income	$314,000	3,766
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$314,000	3,540
Extraordinary gains, net	$0	8
Net income	$314,000	3,539
Minority interest net income	$0	55
Net income of bank and minority interests.	$314,000	3,540
Net charge-offs	$1,000	2,795
Cash dividends	$100,000	2,363
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$314,000	3,511
2016-12-31 (YTD Data)		Rank
Total interest income	$7,332,000	3,040
Total interest expense	$594,000	3,352
Net interest income	$6,738,000	2,963
Provision for loan and lease losses	$125,000	2,879
Total noninterest income	$1,841,000	2,218
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$362,000	2,624
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,479,000	1,905
Total noninterest expense	$6,666,000	2,656
Salaries and employee benefits	$4,006,000	2,499
Premises and equipment expense	$688,000	2,758
Additional noninterest expense	$1,972,000	2,789
Pre-tax net operating income	$1,788,000	3,247
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,788,000	2,982
Extraordinary gains, net	$0	5
Net income	$1,788,000	2,981
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,788,000	2,981
Net charge-offs	$105,000	2,568
Cash dividends	$1,020,000	2,170
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,788,000	2,932
2016-09-30 (YTD Data)		Rank
Total interest income	$5,498,000	3,038
Total interest expense	$451,000	3,338
Net interest income	$5,047,000	2,976
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$1,355,000	2,242
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$272,000	2,633
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,083,000	1,939
Total noninterest expense	$5,015,000	2,637
Salaries and employee benefits	$2,996,000	2,482
Premises and equipment expense	$518,000	2,770
Additional noninterest expense	$1,501,000	2,758
Pre-tax net operating income	$1,337,000	3,294
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,337,000	3,003
Extraordinary gains, net	$0	5
Net income	$1,337,000	3,003
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,337,000	3,003
Net charge-offs	$102,000	2,055
Cash dividends	$895,000	1,787
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,337,000	2,957
2016-06-30 (YTD Data)		Rank
Total interest income	$3,651,000	3,054
Total interest expense	$303,000	3,331
Net interest income	$3,348,000	3,005
Provision for loan and lease losses	$40,000	3,094
Total noninterest income	$848,000	2,309
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$176,000	2,658
Trading account gains and fees	$0	157
Additional Noninterest Income	$672,000	2,004
Total noninterest expense	$3,375,000	2,634
Salaries and employee benefits	$2,010,000	2,495
Premises and equipment expense	$341,000	2,807
Additional noninterest expense	$1,024,000	2,725
Pre-tax net operating income	$781,000	3,496
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$781,000	3,221
Extraordinary gains, net	$0	16
Net income	$781,000	3,218
Minority interest net income	$0	71
Net income of bank and minority interests.	$781,000	3,219
Net charge-offs	$18,000	2,837
Cash dividends	$345,000	2,385
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$781,000	3,160
2016-03-31 (YTD Data)		Rank
Total interest income	$1,799,000	3,097
Total interest expense	$155,000	3,301
Net interest income	$1,644,000	3,043
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$359,000	2,485
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$81,000	2,791
Trading account gains and fees	$0	142
Additional Noninterest Income	$278,000	2,183
Total noninterest expense	$1,676,000	2,647
Salaries and employee benefits	$975,000	2,565
Premises and equipment expense	$178,000	2,755
Additional noninterest expense	$523,000	2,683
Pre-tax net operating income	$297,000	3,874
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$297,000	3,649
Extraordinary gains, net	$0	12
Net income	$297,000	3,646
Minority interest net income	$0	62
Net income of bank and minority interests.	$297,000	3,647
Net charge-offs	$2,000	2,815
Cash dividends	$120,000	2,277
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$297,000	3,579
2015-12-31 (YTD Data)		Rank
Total interest income	$7,050,000	3,097
Total interest expense	$659,000	3,184
Net interest income	$6,391,000	3,067
Provision for loan and lease losses	$240,000	2,131
Total noninterest income	$1,996,000	2,116
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$380,000	2,597
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,616,000	1,759
Total noninterest expense	$6,692,000	2,643
Salaries and employee benefits	$3,862,000	2,558
Premises and equipment expense	$718,000	2,771
Additional noninterest expense	$2,112,000	2,690
Pre-tax net operating income	$1,455,000	3,536
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,455,000	3,279
Extraordinary gains, net	$0	23
Net income	$1,455,000	3,280
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,455,000	3,281
Net charge-offs	$350,000	1,483
Cash dividends	$700,000	2,547
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,455,000	3,226
2015-09-30 (YTD Data)		Rank
Total interest income	$5,235,000	3,142
Total interest expense	$489,000	3,251
Net interest income	$4,746,000	3,099
Provision for loan and lease losses	$195,000	1,991
Total noninterest income	$1,596,000	2,054
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$289,000	2,597
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,307,000	1,697
Total noninterest expense	$5,044,000	2,645
Salaries and employee benefits	$2,952,000	2,527
Premises and equipment expense	$666,000	2,397
Additional noninterest expense	$1,426,000	2,890
Pre-tax net operating income	$1,103,000	3,590
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,103,000	3,322
Extraordinary gains, net	$0	21
Net income	$1,103,000	3,320
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,103,000	3,321
Net charge-offs	$276,000	1,271
Cash dividends	$350,000	2,660
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,103,000	3,269
2015-06-30 (YTD Data)		Rank
Total interest income	$3,461,000	3,161
Total interest expense	$325,000	3,285
Net interest income	$3,136,000	3,112
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$1,217,000	1,886
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$191,000	2,574
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,026,000	1,532
Total noninterest expense	$3,493,000	2,607
Salaries and employee benefits	$1,986,000	2,530
Premises and equipment expense	$354,000	2,849
Additional noninterest expense	$1,153,000	2,514
Pre-tax net operating income	$740,000	3,555
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$740,000	3,313
Extraordinary gains, net	$0	22
Net income	$740,000	3,313
Minority interest net income	$0	75
Net income of bank and minority interests.	$740,000	3,314
Net charge-offs	$294,000	918
Cash dividends	$275,000	2,507
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$740,000	3,244
2015-03-31 (YTD Data)		Rank
Total interest income	$1,725,000	3,184
Total interest expense	$161,000	3,335
Net interest income	$1,564,000	3,119
Provision for loan and lease losses	$10,000	3,223
Total noninterest income	$459,000	2,223
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$89,000	2,705
Trading account gains and fees	$0	152
Additional Noninterest Income	$370,000	1,860
Total noninterest expense	$1,626,000	2,742
Salaries and employee benefits	$908,000	2,712
Premises and equipment expense	$219,000	2,467
Additional noninterest expense	$499,000	2,800
Pre-tax net operating income	$387,000	3,430
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$387,000	3,186
Extraordinary gains, net	$0	13
Net income	$387,000	3,189
Minority interest net income	$0	64
Net income of bank and minority interests.	$387,000	3,189
Net charge-offs	$95,000	1,150
Cash dividends	$175,000	1,950
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$387,000	3,110
2014-12-31 (YTD Data)		Rank
Total interest income	$6,760,000	3,261
Total interest expense	$631,000	3,503
Net interest income	$6,129,000	3,198
Provision for loan and lease losses	$-16,000	5,904
Total noninterest income	$1,597,000	2,420
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$410,000	2,643
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,187,000	2,089
Total noninterest expense	$6,139,000	2,868
Salaries and employee benefits	$3,360,000	2,842
Premises and equipment expense	$637,000	3,098
Additional noninterest expense	$2,142,000	2,731
Pre-tax net operating income	$1,603,000	3,356
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,603,000	3,129
Extraordinary gains, net	$0	17
Net income	$1,603,000	3,129
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,603,000	3,130
Net charge-offs	$128,000	2,938
Cash dividends	$850,000	2,241
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,603,000	3,074
2014-09-30 (YTD Data)		Rank
Total interest income	$5,039,000	3,305
Total interest expense	$454,000	3,679
Net interest income	$4,585,000	3,229
Provision for loan and lease losses	$-120,000	6,225
Total noninterest income	$1,120,000	2,543
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$308,000	2,664
Trading account gains and fees	$0	174
Additional Noninterest Income	$812,000	2,239
Total noninterest expense	$4,668,000	2,859
Salaries and employee benefits	$2,473,000	2,893
Premises and equipment expense	$483,000	3,107
Additional noninterest expense	$1,712,000	2,599
Pre-tax net operating income	$1,157,000	3,511
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,157,000	3,220
Extraordinary gains, net	$0	15
Net income	$1,157,000	3,219
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,157,000	3,221
Net charge-offs	$127,000	2,452
Cash dividends	$600,000	2,003
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,157,000	3,180
2014-06-30 (YTD Data)		Rank
Total interest income	$3,336,000	3,332
Total interest expense	$310,000	3,654
Net interest income	$3,026,000	3,253
Provision for loan and lease losses	$-50,000	6,289
Total noninterest income	$761,000	2,477
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$208,000	2,614
Trading account gains and fees	$0	172
Additional Noninterest Income	$553,000	2,183
Total noninterest expense	$3,014,000	2,936
Salaries and employee benefits	$1,620,000	2,956
Premises and equipment expense	$337,000	3,047
Additional noninterest expense	$1,057,000	2,754
Pre-tax net operating income	$823,000	3,315
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$823,000	3,030
Extraordinary gains, net	$0	20
Net income	$823,000	3,036
Minority interest net income	$0	80
Net income of bank and minority interests.	$823,000	3,036
Net charge-offs	$67,000	2,535
Cash dividends	$325,000	2,252
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$823,000	2,974
2014-03-31 (YTD Data)		Rank
Total interest income	$1,668,000	3,339
Total interest expense	$155,000	3,705
Net interest income	$1,513,000	3,245
Provision for loan and lease losses	$0	3,817
Total noninterest income	$378,000	2,456
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$105,000	2,571
Trading account gains and fees	$0	147
Additional Noninterest Income	$273,000	2,138
Total noninterest expense	$1,432,000	3,064
Salaries and employee benefits	$815,000	2,954
Premises and equipment expense	$188,000	2,873
Additional noninterest expense	$429,000	3,246
Pre-tax net operating income	$459,000	3,053
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$459,000	2,731
Extraordinary gains, net	$0	16
Net income	$459,000	2,734
Minority interest net income	$0	66
Net income of bank and minority interests.	$459,000	2,734
Net charge-offs	$26,000	2,321
Cash dividends	$200,000	1,744
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$459,000	2,689
2013-12-31 (YTD Data)		Rank
Total interest income	$6,821,000	3,319
Total interest expense	$720,000	3,684
Net interest income	$6,101,000	3,234
Provision for loan and lease losses	$310,000	2,398
Total noninterest income	$1,854,000	2,268
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$436,000	2,644
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,418,000	1,924
Total noninterest expense	$6,010,000	2,987
Salaries and employee benefits	$3,093,000	3,033
Premises and equipment expense	$597,000	3,323
Additional noninterest expense	$2,320,000	2,638
Pre-tax net operating income	$1,635,000	3,240
Securities gains (losses)	$26,000	2,209
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,661,000	2,960
Extraordinary gains, net	$0	29
Net income	$1,661,000	2,962
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,661,000	2,963
Net charge-offs	$8,000	5,126
Cash dividends	$1,125,000	1,784
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,635,000	2,941
2013-09-30 (YTD Data)		Rank
Total interest income	$5,091,000	3,362
Total interest expense	$560,000	3,686
Net interest income	$4,531,000	3,273
Provision for loan and lease losses	$290,000	2,122
Total noninterest income	$1,471,000	2,240
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$322,000	2,695
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,149,000	1,870
Total noninterest expense	$4,583,000	2,951
Salaries and employee benefits	$2,320,000	3,071
Premises and equipment expense	$437,000	3,415
Additional noninterest expense	$1,826,000	2,506
Pre-tax net operating income	$1,129,000	3,467
Securities gains (losses)	$26,000	2,077
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,155,000	3,142
Extraordinary gains, net	$0	25
Net income	$1,155,000	3,146
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,155,000	3,146
Net charge-offs	$-73,000	6,529
Cash dividends	$850,000	1,610
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,129,000	3,118
2013-06-30 (YTD Data)		Rank
Total interest income	$3,427,000	3,339
Total interest expense	$384,000	3,681
Net interest income	$3,043,000	3,250
Provision for loan and lease losses	$260,000	1,827
Total noninterest income	$1,067,000	2,140
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$210,000	2,696
Trading account gains and fees	$0	157
Additional Noninterest Income	$857,000	1,778
Total noninterest expense	$3,039,000	2,966
Salaries and employee benefits	$1,532,000	3,102
Premises and equipment expense	$288,000	3,458
Additional noninterest expense	$1,219,000	2,499
Pre-tax net operating income	$811,000	3,310
Securities gains (losses)	$21,000	1,987
Applicable income taxes	$0	4,679
Income before extraordinary items	$832,000	2,988
Extraordinary gains, net	$0	22
Net income	$832,000	2,990
Minority interest net income	$0	82
Net income of bank and minority interests.	$832,000	2,991
Net charge-offs	$-67,000	6,598
Cash dividends	$600,000	1,519
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$811,000	2,948
2013-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	3,345
Total interest expense	$196,000	3,719
Net interest income	$1,531,000	3,247
Provision for loan and lease losses	$110,000	1,955
Total noninterest income	$578,000	2,009
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$108,000	2,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$470,000	1,643
Total noninterest expense	$1,474,000	3,048
Salaries and employee benefits	$732,000	3,221
Premises and equipment expense	$146,000	3,451
Additional noninterest expense	$596,000	2,565
Pre-tax net operating income	$525,000	2,784
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$525,000	2,493
Extraordinary gains, net	$0	10
Net income	$525,000	2,495
Minority interest net income	$0	76
Net income of bank and minority interests.	$525,000	2,495
Net charge-offs	$-17,000	6,387
Cash dividends	$400,000	1,090
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$525,000	2,408
2012-12-31 (YTD Data)		Rank
Total interest income	$7,184,000	3,384
Total interest expense	$971,000	3,684
Net interest income	$6,213,000	3,283
Provision for loan and lease losses	$546,000	2,605
Total noninterest income	$2,764,000	1,749
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$425,000	2,805
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,339,000	1,400
Total noninterest expense	$6,543,000	2,829
Salaries and employee benefits	$3,502,000	2,786
Premises and equipment expense	$585,000	3,441
Additional noninterest expense	$2,456,000	2,613
Pre-tax net operating income	$1,888,000	2,916
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,888,000	2,683
Extraordinary gains, net	$0	29
Net income	$1,888,000	2,687
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,888,000	2,685
Net charge-offs	$469,000	2,731
Cash dividends	$1,500,000	1,482
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,888,000	2,564
2012-09-30 (YTD Data)		Rank
Total interest income	$5,349,000	3,467
Total interest expense	$752,000	3,718
Net interest income	$4,597,000	3,380
Provision for loan and lease losses	$401,000	2,578
Total noninterest income	$1,841,000	1,899
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$306,000	2,926
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,535,000	1,504
Total noninterest expense	$4,646,000	2,972
Salaries and employee benefits	$2,418,000	2,996
Premises and equipment expense	$424,000	3,574
Additional noninterest expense	$1,804,000	2,666
Pre-tax net operating income	$1,391,000	3,042
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,391,000	2,769
Extraordinary gains, net	$0	20
Net income	$1,391,000	2,770
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,391,000	2,769
Net charge-offs	$285,000	2,891
Cash dividends	$1,000,000	1,322
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,391,000	2,642
2012-06-30 (YTD Data)		Rank
Total interest income	$3,493,000	3,535
Total interest expense	$518,000	3,738
Net interest income	$2,975,000	3,453
Provision for loan and lease losses	$251,000	2,654
Total noninterest income	$1,149,000	1,955
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$200,000	2,948
Trading account gains and fees	$0	153
Additional Noninterest Income	$949,000	1,566
Total noninterest expense	$3,189,000	2,908
Salaries and employee benefits	$1,582,000	3,049
Premises and equipment expense	$281,000	3,586
Additional noninterest expense	$1,326,000	2,448
Pre-tax net operating income	$684,000	3,578
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$684,000	3,378
Extraordinary gains, net	$0	19
Net income	$684,000	3,378
Minority interest net income	$0	84
Net income of bank and minority interests.	$684,000	3,379
Net charge-offs	$211,000	2,696
Cash dividends	$600,000	1,414
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$684,000	3,199
2012-03-31 (YTD Data)		Rank
Total interest income	$1,732,000	3,589
Total interest expense	$266,000	3,788
Net interest income	$1,466,000	3,516
Provision for loan and lease losses	$74,000	3,324
Total noninterest income	$484,000	2,194
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$95,000	3,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$389,000	1,790
Total noninterest expense	$1,571,000	2,937
Salaries and employee benefits	$794,000	3,040
Premises and equipment expense	$153,000	3,412
Additional noninterest expense	$624,000	2,569
Pre-tax net operating income	$305,000	3,812
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$305,000	3,620
Extraordinary gains, net	$0	19
Net income	$305,000	3,623
Minority interest net income	$0	78
Net income of bank and minority interests.	$305,000	3,623
Net charge-offs	$20,000	3,684
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$305,000	3,452
2011-12-31 (YTD Data)		Rank
Total interest income	$7,028,000	3,661
Total interest expense	$1,354,000	3,686
Net interest income	$5,674,000	3,615
Provision for loan and lease losses	$318,000	4,029
Total noninterest income	$1,960,000	2,033
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$473,000	2,693
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,487,000	1,653
Total noninterest expense	$6,269,000	2,946
Salaries and employee benefits	$2,966,000	3,144
Premises and equipment expense	$591,000	3,612
Additional noninterest expense	$2,712,000	2,423
Pre-tax net operating income	$1,047,000	3,639
Securities gains (losses)	$28,000	2,935
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,075,000	3,410
Extraordinary gains, net	$0	29
Net income	$1,075,000	3,413
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,075,000	3,413
Net charge-offs	$317,000	3,736
Cash dividends	$437,000	2,570
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,047,000	3,347
2011-09-30 (YTD Data)		Rank
Total interest income	$5,236,000	3,727
Total interest expense	$1,065,000	3,677
Net interest income	$4,171,000	3,678
Provision for loan and lease losses	$268,000	3,785
Total noninterest income	$1,339,000	2,180
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$353,000	2,710
Trading account gains and fees	$0	145
Additional Noninterest Income	$986,000	1,786
Total noninterest expense	$4,584,000	3,007
Salaries and employee benefits	$2,111,000	3,267
Premises and equipment expense	$454,000	3,597
Additional noninterest expense	$2,019,000	2,437
Pre-tax net operating income	$658,000	4,074
Securities gains (losses)	$28,000	2,663
Applicable income taxes	$0	4,740
Income before extraordinary items	$686,000	3,793
Extraordinary gains, net	$0	21
Net income	$686,000	3,794
Minority interest net income	$0	87
Net income of bank and minority interests.	$686,000	3,794
Net charge-offs	$247,000	3,465
Cash dividends	$401,000	2,018
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$658,000	3,754
2011-06-30 (YTD Data)		Rank
Total interest income	$3,427,000	3,811
Total interest expense	$742,000	3,677
Net interest income	$2,685,000	3,777
Provision for loan and lease losses	$198,000	3,571
Total noninterest income	$824,000	2,284
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$223,000	2,804
Trading account gains and fees	$0	153
Additional Noninterest Income	$601,000	1,861
Total noninterest expense	$3,012,000	3,092
Salaries and employee benefits	$1,370,000	3,359
Premises and equipment expense	$309,000	3,575
Additional noninterest expense	$1,333,000	2,494
Pre-tax net operating income	$299,000	4,622
Securities gains (losses)	$28,000	1,915
Applicable income taxes	$0	4,697
Income before extraordinary items	$327,000	4,320
Extraordinary gains, net	$0	15
Net income	$327,000	4,319
Minority interest net income	$0	89
Net income of bank and minority interests.	$327,000	4,321
Net charge-offs	$206,000	3,083
Cash dividends	$311,000	1,881
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$299,000	4,376
2011-03-31 (YTD Data)		Rank
Total interest income	$1,710,000	3,836
Total interest expense	$409,000	3,546
Net interest income	$1,301,000	3,844
Provision for loan and lease losses	$84,000	3,600
Total noninterest income	$372,000	2,465
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$110,000	2,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$262,000	2,086
Total noninterest expense	$1,477,000	3,142
Salaries and employee benefits	$688,000	3,366
Premises and equipment expense	$159,000	3,549
Additional noninterest expense	$630,000	2,624
Pre-tax net operating income	$112,000	5,014
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$112,000	4,859
Extraordinary gains, net	$0	9
Net income	$112,000	4,857
Minority interest net income	$0	86
Net income of bank and minority interests.	$112,000	4,859
Net charge-offs	$161,000	2,298
Cash dividends	$42,000	2,297
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$112,000	4,795
2010-12-31 (YTD Data)		Rank
Total interest income	$7,183,000	3,843
Total interest expense	$1,932,000	3,656
Net interest income	$5,251,000	3,827
Provision for loan and lease losses	$440,000	4,325
Total noninterest income	$2,366,000	1,839
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$495,000	2,661
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,871,000	1,464
Total noninterest expense	$6,148,000	3,047
Salaries and employee benefits	$3,100,000	3,021
Premises and equipment expense	$586,000	3,776
Additional noninterest expense	$2,462,000	2,725
Pre-tax net operating income	$1,029,000	3,332
Securities gains (losses)	$19,000	3,127
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,048,000	3,131
Extraordinary gains, net	$0	29
Net income	$1,048,000	3,128
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,048,000	3,131
Net charge-offs	$659,000	3,260
Cash dividends	$434,000	2,530
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,029,000	3,040
2010-09-30 (YTD Data)		Rank
Total interest income	$5,399,000	3,913
Total interest expense	$1,487,000	3,721
Net interest income	$3,912,000	3,896
Provision for loan and lease losses	$278,000	4,420
Total noninterest income	$1,644,000	1,954
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$369,000	2,740
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,275,000	1,517
Total noninterest expense	$4,342,000	3,202
Salaries and employee benefits	$2,342,000	3,029
Premises and equipment expense	$446,000	3,798
Additional noninterest expense	$1,554,000	3,114
Pre-tax net operating income	$936,000	3,211
Securities gains (losses)	$19,000	2,905
Applicable income taxes	$0	4,726
Income before extraordinary items	$955,000	2,971
Extraordinary gains, net	$0	23
Net income	$955,000	2,967
Minority interest net income	$0	110
Net income of bank and minority interests.	$955,000	2,970
Net charge-offs	$503,000	3,073
Cash dividends	$287,000	2,392
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$936,000	2,884
2010-06-30 (YTD Data)		Rank
Total interest income	$3,577,000	3,955
Total interest expense	$1,023,000	3,743
Net interest income	$2,554,000	3,953
Provision for loan and lease losses	$107,000	5,085
Total noninterest income	$838,000	2,306
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$243,000	2,761
Trading account gains and fees	$0	152
Additional Noninterest Income	$595,000	1,864
Total noninterest expense	$2,733,000	3,354
Salaries and employee benefits	$1,483,000	3,172
Premises and equipment expense	$297,000	3,833
Additional noninterest expense	$953,000	3,334
Pre-tax net operating income	$552,000	3,466
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$552,000	3,226
Extraordinary gains, net	$0	19
Net income	$552,000	3,221
Minority interest net income	$0	105
Net income of bank and minority interests.	$552,000	3,224
Net charge-offs	$348,000	2,870
Cash dividends	$191,000	2,365
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$552,000	3,116
2010-03-31 (YTD Data)		Rank
Total interest income	$1,808,000	3,985
Total interest expense	$536,000	3,740
Net interest income	$1,272,000	4,003
Provision for loan and lease losses	$129,000	3,638
Total noninterest income	$365,000	2,526
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$115,000	2,869
Trading account gains and fees	$0	175
Additional Noninterest Income	$250,000	2,070
Total noninterest expense	$1,386,000	3,356
Salaries and employee benefits	$772,000	3,105
Premises and equipment expense	$156,000	3,785
Additional noninterest expense	$458,000	3,420
Pre-tax net operating income	$122,000	4,809
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$122,000	4,708
Extraordinary gains, net	$0	16
Net income	$122,000	4,708
Minority interest net income	$0	91
Net income of bank and minority interests.	$122,000	4,707
Net charge-offs	$171,000	2,602
Cash dividends	$96,000	1,951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$122,000	4,593
2009-12-31 (YTD Data)		Rank
Total interest income	$7,726,000	3,911
Total interest expense	$2,641,000	3,756
Net interest income	$5,085,000	3,906
Provision for loan and lease losses	$1,104,000	3,348
Total noninterest income	$2,155,000	2,014
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$475,000	3,008
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,680,000	1,544
Total noninterest expense	$5,776,000	3,274
Salaries and employee benefits	$3,243,000	2,982
Premises and equipment expense	$646,000	3,686
Additional noninterest expense	$1,887,000	3,469
Pre-tax net operating income	$360,000	4,343
Securities gains (losses)	$180,000	1,627
Applicable income taxes	$0	4,388
Income before extraordinary items	$540,000	3,760
Extraordinary gains, net	$0	34
Net income	$540,000	3,757
Minority interest net income	$0	115
Net income of bank and minority interests.	$540,000	3,758
Net charge-offs	$605,000	3,551
Cash dividends	$374,000	2,956
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$360,000	4,225
2009-09-30 (YTD Data)		Rank
Total interest income	$5,819,000	3,955
Total interest expense	$2,067,000	3,774
Net interest income	$3,752,000	3,951
Provision for loan and lease losses	$1,078,000	2,675
Total noninterest income	$1,518,000	2,151
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$350,000	3,048
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,168,000	1,647
Total noninterest expense	$4,182,000	3,383
Salaries and employee benefits	$2,458,000	2,988
Premises and equipment expense	$487,000	3,693
Additional noninterest expense	$1,237,000	3,803
Pre-tax net operating income	$10,000	5,635
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$10,000	5,736
Extraordinary gains, net	$0	27
Net income	$10,000	5,736
Minority interest net income	$0	118
Net income of bank and minority interests.	$10,000	5,736
Net charge-offs	$359,000	3,469
Cash dividends	$279,000	2,725
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$10,000	5,677
2009-06-30 (YTD Data)		Rank
Total interest income	$3,913,000	3,964
Total interest expense	$1,452,000	3,757
Net interest income	$2,461,000	3,979
Provision for loan and lease losses	$1,077,000	1,985
Total noninterest income	$1,348,000	1,779
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$227,000	3,077
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,121,000	1,321
Total noninterest expense	$2,778,000	3,431
Salaries and employee benefits	$1,682,000	2,953
Premises and equipment expense	$329,000	3,678
Additional noninterest expense	$767,000	3,997
Pre-tax net operating income	$-46,000	5,952
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-46,000	6,055
Extraordinary gains, net	$0	21
Net income	$-46,000	6,055
Minority interest net income	$0	112
Net income of bank and minority interests.	$-46,000	6,055
Net charge-offs	$196,000	3,439
Cash dividends	$183,000	2,777
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-46,000	5,994
2009-03-31 (YTD Data)		Rank
Total interest income	$1,953,000	4,009
Total interest expense	$732,000	3,825
Net interest income	$1,221,000	4,013
Provision for loan and lease losses	$782,000	1,362
Total noninterest income	$660,000	1,770
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$105,000	3,171
Trading account gains and fees	$0	171
Additional Noninterest Income	$555,000	1,299
Total noninterest expense	$1,373,000	3,377
Salaries and employee benefits	$829,000	3,013
Premises and equipment expense	$169,000	3,661
Additional noninterest expense	$375,000	3,760
Pre-tax net operating income	$-274,000	7,020
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-274,000	7,157
Extraordinary gains, net	$0	15
Net income	$-274,000	7,157
Minority interest net income	$0	102
Net income of bank and minority interests.	$-274,000	7,158
Net charge-offs	$91,000	2,975
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-274,000	7,098
2008-12-31 (YTD Data)		Rank
Total interest income	$8,719,000	3,884
Total interest expense	$3,592,000	3,779
Net interest income	$5,127,000	3,881
Provision for loan and lease losses	$1,921,000	1,848
Total noninterest income	$1,268,000	2,951
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$528,000	2,890
Trading account gains and fees	$0	154
Additional Noninterest Income	$740,000	2,558
Total noninterest expense	$5,104,000	3,506
Salaries and employee benefits	$2,902,000	3,343
Premises and equipment expense	$657,000	3,657
Additional noninterest expense	$1,545,000	3,550
Pre-tax net operating income	$-630,000	6,827
Securities gains (losses)	$6,000	2,702
Applicable income taxes	$0	4,979
Income before extraordinary items	$-624,000	6,784
Extraordinary gains, net	$0	39
Net income	$-624,000	6,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,734,000	1,411
Cash dividends	$330,000	3,955
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-630,000	6,915
2008-09-30 (YTD Data)		Rank
Total interest income	$6,667,000	3,892
Total interest expense	$2,775,000	3,809
Net interest income	$3,892,000	3,867
Provision for loan and lease losses	$704,000	2,255
Total noninterest income	$953,000	2,987
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$401,000	2,880
Trading account gains and fees	$0	148
Additional Noninterest Income	$552,000	2,656
Total noninterest expense	$3,916,000	3,442
Salaries and employee benefits	$2,245,000	3,295
Premises and equipment expense	$492,000	3,680
Additional noninterest expense	$1,179,000	3,435
Pre-tax net operating income	$225,000	5,947
Securities gains (losses)	$6,000	2,568
Applicable income taxes	$0	5,372
Income before extraordinary items	$231,000	5,544
Extraordinary gains, net	$0	31
Net income	$231,000	5,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$387,000	2,256
Cash dividends	$330,000	3,268
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$225,000	5,745
2008-06-30 (YTD Data)		Rank
Total interest income	$4,497,000	3,913
Total interest expense	$1,902,000	3,870
Net interest income	$2,595,000	3,873
Provision for loan and lease losses	$487,000	1,950
Total noninterest income	$671,000	2,932
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$269,000	2,856
Trading account gains and fees	$0	149
Additional Noninterest Income	$402,000	2,585
Total noninterest expense	$2,560,000	3,499
Salaries and employee benefits	$1,493,000	3,345
Premises and equipment expense	$332,000	3,672
Additional noninterest expense	$735,000	3,584
Pre-tax net operating income	$219,000	5,693
Securities gains (losses)	$6,000	2,681
Applicable income taxes	$0	5,627
Income before extraordinary items	$225,000	5,436
Extraordinary gains, net	$0	21
Net income	$225,000	5,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,468
Cash dividends	$330,000	2,825
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$219,000	5,416
2008-03-31 (YTD Data)		Rank
Total interest income	$2,342,000	3,890
Total interest expense	$1,011,000	3,890
Net interest income	$1,331,000	3,804
Provision for loan and lease losses	$193,000	1,860
Total noninterest income	$309,000	3,069
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$130,000	2,892
Trading account gains and fees	$0	158
Additional Noninterest Income	$179,000	2,736
Total noninterest expense	$1,251,000	3,581
Salaries and employee benefits	$762,000	3,306
Premises and equipment expense	$177,000	3,535
Additional noninterest expense	$312,000	4,002
Pre-tax net operating income	$196,000	4,989
Securities gains (losses)	$6,000	2,176
Applicable income taxes	$0	5,622
Income before extraordinary items	$202,000	4,639
Extraordinary gains, net	$0	15
Net income	$202,000	4,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,134
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$196,000	4,593
2007-12-31 (YTD Data)		Rank
Total interest income	$9,684,000	3,844
Total interest expense	$4,270,000	3,840
Net interest income	$5,414,000	3,772
Provision for loan and lease losses	$161,000	4,227
Total noninterest income	$1,021,000	3,496
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$460,000	3,237
Trading account gains and fees	$0	178
Additional Noninterest Income	$561,000	3,125
Total noninterest expense	$4,727,000	3,603
Salaries and employee benefits	$2,729,000	3,478
Premises and equipment expense	$664,000	3,572
Additional noninterest expense	$1,334,000	3,759
Pre-tax net operating income	$1,547,000	3,850
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,547,000	3,368
Extraordinary gains, net	$0	39
Net income	$1,547,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,986
Cash dividends	$950,000	2,719
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,547,000	3,357
2007-09-30 (YTD Data)		Rank
Total interest income	$7,231,000	3,872
Total interest expense	$3,148,000	3,899
Net interest income	$4,083,000	3,773
Provision for loan and lease losses	$110,000	3,968
Total noninterest income	$712,000	3,647
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$325,000	3,368
Trading account gains and fees	$0	184
Additional Noninterest Income	$387,000	3,264
Total noninterest expense	$3,549,000	3,581
Salaries and employee benefits	$2,062,000	3,440
Premises and equipment expense	$514,000	3,484
Additional noninterest expense	$973,000	3,789
Pre-tax net operating income	$1,136,000	4,074
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,136,000	3,599
Extraordinary gains, net	$0	33
Net income	$1,136,000	3,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,961
Cash dividends	$725,000	2,429
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,136,000	3,582
2007-06-30 (YTD Data)		Rank
Total interest income	$4,759,000	3,915
Total interest expense	$2,014,000	4,004
Net interest income	$2,745,000	3,778
Provision for loan and lease losses	$70,000	3,835
Total noninterest income	$437,000	3,831
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$201,000	3,514
Trading account gains and fees	$0	168
Additional Noninterest Income	$236,000	3,465
Total noninterest expense	$2,372,000	3,602
Salaries and employee benefits	$1,367,000	3,492
Premises and equipment expense	$343,000	3,495
Additional noninterest expense	$662,000	3,719
Pre-tax net operating income	$740,000	4,193
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$740,000	3,690
Extraordinary gains, net	$0	29
Net income	$740,000	3,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$525,000	2,373
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$740,000	3,671
2007-03-31 (YTD Data)		Rank
Total interest income	$2,268,000	4,050
Total interest expense	$956,000	4,121
Net interest income	$1,312,000	3,891
Provision for loan and lease losses	$36,000	3,550
Total noninterest income	$191,000	4,124
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$98,000	3,492
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$1,160,000	3,664
Salaries and employee benefits	$666,000	3,593
Premises and equipment expense	$173,000	3,492
Additional noninterest expense	$321,000	3,767
Pre-tax net operating income	$307,000	4,599
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$307,000	4,113
Extraordinary gains, net	$0	22
Net income	$307,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,563
Cash dividends	$150,000	2,695
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$307,000	4,088
2006-12-31 (YTD Data)		Rank
Total interest income	$8,803,000	3,934
Total interest expense	$3,226,000	4,127
Net interest income	$5,577,000	3,720
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$1,139,000	3,241
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$403,000	3,520
Trading account gains and fees	$0	130
Additional Noninterest Income	$736,000	2,704
Total noninterest expense	$4,843,000	3,438
Salaries and employee benefits	$2,677,000	3,443
Premises and equipment expense	$632,000	3,618
Additional noninterest expense	$1,534,000	3,241
Pre-tax net operating income	$1,753,000	3,955
Securities gains (losses)	$-15,000	7,443
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,738,000	3,435
Extraordinary gains, net	$0	51
Net income	$1,738,000	3,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,716
Cash dividends	$525,000	3,624
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,753,000	3,401
2006-09-30 (YTD Data)		Rank
Total interest income	$6,379,000	4,000
Total interest expense	$2,311,000	4,159
Net interest income	$4,068,000	3,800
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$833,000	3,308
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$295,000	3,606
Trading account gains and fees	$0	126
Additional Noninterest Income	$538,000	2,750
Total noninterest expense	$3,527,000	3,504
Salaries and employee benefits	$1,948,000	3,518
Premises and equipment expense	$468,000	3,659
Additional noninterest expense	$1,111,000	3,327
Pre-tax net operating income	$1,284,000	4,137
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,284,000	3,577
Extraordinary gains, net	$0	45
Net income	$1,284,000	3,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,550
Cash dividends	$450,000	3,081
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,284,000	3,561
2006-06-30 (YTD Data)		Rank
Total interest income	$4,105,000	4,052
Total interest expense	$1,468,000	4,169
Net interest income	$2,637,000	3,898
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$532,000	3,374
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$190,000	3,664
Trading account gains and fees	$0	126
Additional Noninterest Income	$342,000	2,787
Total noninterest expense	$2,267,000	3,622
Salaries and employee benefits	$1,266,000	3,595
Premises and equipment expense	$311,000	3,664
Additional noninterest expense	$690,000	3,529
Pre-tax net operating income	$842,000	4,203
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$842,000	3,614
Extraordinary gains, net	$0	39
Net income	$842,000	3,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$250,000	3,368
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$842,000	3,603
2006-03-31 (YTD Data)		Rank
Total interest income	$2,019,000	4,057
Total interest expense	$707,000	4,156
Net interest income	$1,312,000	3,911
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$224,000	3,721
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$87,000	3,767
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,134
Total noninterest expense	$1,097,000	3,736
Salaries and employee benefits	$644,000	3,571
Premises and equipment expense	$161,000	3,575
Additional noninterest expense	$292,000	3,980
Pre-tax net operating income	$409,000	4,226
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$409,000	3,647
Extraordinary gains, net	$0	21
Net income	$409,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$409,000	3,626
2005-12-31 (YTD Data)		Rank
Total interest income	$7,076,000	4,116
Total interest expense	$2,230,000	4,124
Net interest income	$4,846,000	4,051
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$1,118,000	3,291
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$376,000	3,693
Trading account gains and fees	$0	138
Additional Noninterest Income	$742,000	2,664
Total noninterest expense	$4,533,000	3,515
Salaries and employee benefits	$2,422,000	3,579
Premises and equipment expense	$647,000	3,438
Additional noninterest expense	$1,464,000	3,292
Pre-tax net operating income	$1,311,000	4,705
Securities gains (losses)	$0	2,296
Applicable income taxes	$8,000	6,595
Income before extraordinary items	$1,303,000	4,143
Extraordinary gains, net	$0	46
Net income	$1,303,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	2,442
Cash dividends	$1,075,000	2,323
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,303,000	4,115
2005-09-30 (YTD Data)		Rank
Total interest income	$5,140,000	4,156
Total interest expense	$1,534,000	4,220
Net interest income	$3,606,000	4,068
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$870,000	3,219
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$275,000	3,757
Trading account gains and fees	$0	126
Additional Noninterest Income	$595,000	2,564
Total noninterest expense	$3,376,000	3,499
Salaries and employee benefits	$1,823,000	3,537
Premises and equipment expense	$476,000	3,483
Additional noninterest expense	$1,077,000	3,309
Pre-tax net operating income	$1,010,000	4,741
Securities gains (losses)	$0	2,317
Applicable income taxes	$6,000	6,656
Income before extraordinary items	$1,004,000	4,147
Extraordinary gains, net	$0	35
Net income	$1,004,000	4,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,307
Cash dividends	$890,000	1,988
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,004,000	4,105
2005-06-30 (YTD Data)		Rank
Total interest income	$3,322,000	4,186
Total interest expense	$952,000	4,274
Net interest income	$2,370,000	4,091
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$583,000	3,170
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$176,000	3,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$407,000	2,512
Total noninterest expense	$2,218,000	3,521
Salaries and employee benefits	$1,171,000	3,635
Premises and equipment expense	$316,000	3,470
Additional noninterest expense	$731,000	3,243
Pre-tax net operating income	$675,000	4,713
Securities gains (losses)	$0	2,146
Applicable income taxes	$5,000	6,626
Income before extraordinary items	$670,000	4,113
Extraordinary gains, net	$0	30
Net income	$670,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	1,875
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$670,000	4,058
2005-03-31 (YTD Data)		Rank
Total interest income	$1,612,000	4,259
Total interest expense	$444,000	4,369
Net interest income	$1,168,000	4,149
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$300,000	3,054
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$90,000	3,686
Trading account gains and fees	$0	115
Additional Noninterest Income	$210,000	2,407
Total noninterest expense	$1,044,000	3,725
Salaries and employee benefits	$562,000	3,758
Premises and equipment expense	$163,000	3,415
Additional noninterest expense	$319,000	3,619
Pre-tax net operating income	$394,000	4,319
Securities gains (losses)	$0	1,685
Applicable income taxes	$3,000	6,538
Income before extraordinary items	$391,000	3,675
Extraordinary gains, net	$0	24
Net income	$391,000	3,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$391,000	3,638
2004-12-31 (YTD Data)		Rank
Total interest income	$6,113,000	4,202
Total interest expense	$1,581,000	4,375
Net interest income	$4,532,000	4,100
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$1,703,000	2,459
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$392,000	3,693
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,311,000	1,792
Total noninterest expense	$4,524,000	3,396
Salaries and employee benefits	$2,398,000	3,454
Premises and equipment expense	$757,000	2,926
Additional noninterest expense	$1,369,000	3,361
Pre-tax net operating income	$1,591,000	4,100
Securities gains (losses)	$56,000	1,653
Applicable income taxes	$64,000	5,876
Income before extraordinary items	$1,583,000	3,500
Extraordinary gains, net	$0	34
Net income	$1,583,000	3,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,326
Cash dividends	$760,000	2,803
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,529,240	3,526
2004-09-30 (YTD Data)		Rank
Total interest income	$4,545,000	4,208
Total interest expense	$1,164,000	4,382
Net interest income	$3,381,000	4,107
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$1,169,000	2,615
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$300,000	3,673
Trading account gains and fees	$0	134
Additional Noninterest Income	$869,000	1,967
Total noninterest expense	$3,363,000	3,395
Salaries and employee benefits	$1,758,000	3,500
Premises and equipment expense	$671,000	2,523
Additional noninterest expense	$934,000	3,604
Pre-tax net operating income	$1,097,000	4,388
Securities gains (losses)	$41,000	1,811
Applicable income taxes	$57,000	5,866
Income before extraordinary items	$1,081,000	3,820
Extraordinary gains, net	$0	26
Net income	$1,081,000	3,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,355
Cash dividends	$660,000	2,273
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,042,050	3,838
2004-06-30 (YTD Data)		Rank
Total interest income	$3,055,000	4,182
Total interest expense	$764,000	4,411
Net interest income	$2,291,000	4,067
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$627,000	3,077
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$199,000	3,664
Trading account gains and fees	$0	130
Additional Noninterest Income	$428,000	2,413
Total noninterest expense	$2,206,000	3,464
Salaries and employee benefits	$1,141,000	3,590
Premises and equipment expense	$503,000	2,273
Additional noninterest expense	$562,000	3,942
Pre-tax net operating income	$652,000	4,624
Securities gains (losses)	$39,000	1,614
Applicable income taxes	$-6,000	8,761
Income before extraordinary items	$697,000	3,852
Extraordinary gains, net	$0	21
Net income	$697,000	3,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,447
Cash dividends	$325,000	2,753
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$658,000	3,914
2004-03-31 (YTD Data)		Rank
Total interest income	$1,410,000	4,465
Total interest expense	$384,000	4,440
Net interest income	$1,026,000	4,399
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$341,000	2,834
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$100,000	3,583
Trading account gains and fees	$0	121
Additional Noninterest Income	$241,000	2,181
Total noninterest expense	$999,000	3,765
Salaries and employee benefits	$533,000	3,805
Premises and equipment expense	$179,000	3,096
Additional noninterest expense	$287,000	3,877
Pre-tax net operating income	$338,000	4,526
Securities gains (losses)	$39,000	1,343
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$376,000	3,677
Extraordinary gains, net	$0	16
Net income	$376,000	3,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$337,000	3,822
2003-12-31 (YTD Data)		Rank
Total interest income	$5,971,000	4,329
Total interest expense	$1,733,000	4,467
Net interest income	$4,238,000	4,181
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$2,113,000	2,238
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$112,000	6,376
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,001,000	1,472
Total noninterest expense	$4,358,000	3,446
Salaries and employee benefits	$2,481,000	3,283
Premises and equipment expense	$657,000	3,258
Additional noninterest expense	$1,220,000	3,680
Pre-tax net operating income	$1,873,000	3,538
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,873,000	3,019
Extraordinary gains, net	$0	54
Net income	$1,873,000	3,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,071
Cash dividends	$1,540,000	1,690
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,873,000	2,895
2003-09-30 (YTD Data)		Rank
Total interest income	$4,536,000	4,343
Total interest expense	$1,345,000	4,487
Net interest income	$3,191,000	4,195
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$1,955,000	1,943
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$85,000	6,406
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,870,000	1,299
Total noninterest expense	$3,380,000	3,336
Salaries and employee benefits	$1,949,000	3,172
Premises and equipment expense	$492,000	3,263
Additional noninterest expense	$939,000	3,586
Pre-tax net operating income	$1,676,000	3,247
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,676,000	2,717
Extraordinary gains, net	$0	40
Net income	$1,676,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,436
Cash dividends	$1,240,000	1,489
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,676,000	2,571
2003-06-30 (YTD Data)		Rank
Total interest income	$3,044,000	4,348
Total interest expense	$932,000	4,477
Net interest income	$2,112,000	4,225
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$1,405,000	1,814
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$56,000	6,407
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,349,000	1,222
Total noninterest expense	$2,163,000	3,451
Salaries and employee benefits	$1,240,000	3,290
Premises and equipment expense	$325,000	3,283
Additional noninterest expense	$598,000	3,711
Pre-tax net operating income	$1,294,000	2,917
Securities gains (losses)	$0	3,782
Applicable income taxes	$-2,000	8,933
Income before extraordinary items	$1,296,000	2,395
Extraordinary gains, net	$0	30
Net income	$1,296,000	2,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,737
Cash dividends	$805,000	1,550
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,296,000	2,263
2003-03-31 (YTD Data)		Rank
Total interest income	$1,503,000	4,418
Total interest expense	$480,000	4,467
Net interest income	$1,023,000	4,331
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$605,000	1,988
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$27,000	6,433
Trading account gains and fees	$0	134
Additional Noninterest Income	$578,000	1,339
Total noninterest expense	$991,000	3,694
Salaries and employee benefits	$554,000	3,586
Premises and equipment expense	$140,000	3,695
Additional noninterest expense	$297,000	3,677
Pre-tax net operating income	$607,000	3,053
Securities gains (losses)	$0	2,891
Applicable income taxes	$-2,000	8,998
Income before extraordinary items	$609,000	2,513
Extraordinary gains, net	$0	21
Net income	$609,000	2,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,410
Cash dividends	$200,000	2,197
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$609,000	2,371
2002-12-31 (YTD Data)		Rank
Total interest income	$6,540,000	4,277
Total interest expense	$2,222,000	4,488
Net interest income	$4,318,000	4,115
Provision for loan and lease losses	$176,000	4,636
Total noninterest income	$1,867,000	2,255
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$121,000	6,236
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,746,000	1,459
Total noninterest expense	$4,276,000	3,371
Salaries and employee benefits	$2,086,000	3,610
Premises and equipment expense	$521,000	3,817
Additional noninterest expense	$1,669,000	2,713
Pre-tax net operating income	$1,733,000	3,751
Securities gains (losses)	$13,000	3,457
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,746,000	3,110
Extraordinary gains, net	$0	70
Net income	$1,746,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,701
Cash dividends	$1,008,000	2,216
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,733,000	3,019
2001-12-31 (YTD Data)		Rank
Total interest income	$7,313,000	4,298
Total interest expense	$3,244,000	4,449
Net interest income	$4,069,000	4,069
Provision for loan and lease losses	$248,000	3,649
Total noninterest income	$1,571,000	2,425
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$125,000	6,167
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,446,000	1,572
Total noninterest expense	$3,956,000	3,465
Salaries and employee benefits	$1,938,000	3,686
Premises and equipment expense	$559,000	3,568
Additional noninterest expense	$1,459,000	2,942
Pre-tax net operating income	$1,436,000	3,974
Securities gains (losses)	$33,000	2,734
Applicable income taxes	$7,000	7,684
Income before extraordinary items	$1,462,000	3,286
Extraordinary gains, net	$0	105
Net income	$1,462,000	3,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,685
Cash dividends	$1,115,000	2,057
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,429,000	3,244
2000-12-31 (YTD Data)		Rank
Total interest income	$6,930,000	4,621
Total interest expense	$3,190,000	4,697
Net interest income	$3,740,000	4,407
Provision for loan and lease losses	$123,000	4,793
Total noninterest income	$762,000	3,772
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	2,507
Total noninterest expense	$3,498,000	3,705
Salaries and employee benefits	$1,728,000	3,901
Premises and equipment expense	$522,000	3,664
Additional noninterest expense	$1,248,000	3,302
Pre-tax net operating income	$881,000	5,615
Securities gains (losses)	$-54,000	9,228
Applicable income taxes	$10,000	8,067
Income before extraordinary items	$817,000	4,985
Extraordinary gains, net	$0	38
Net income	$817,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,198
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$870,460	4,790
1999-12-31 (YTD Data)		Rank
Total interest income	$5,443,000	5,280
Total interest expense	$2,377,000	5,375
Net interest income	$3,066,000	5,076
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$684,000	4,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	6,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	2,722
Total noninterest expense	$2,967,000	4,249
Salaries and employee benefits	$1,552,000	4,212
Premises and equipment expense	$448,000	4,143
Additional noninterest expense	$967,000	4,130
Pre-tax net operating income	$723,000	6,233
Securities gains (losses)	$12,000	1,656
Applicable income taxes	$7,000	8,560
Income before extraordinary items	$728,000	5,359
Extraordinary gains, net	$0	35
Net income	$728,000	5,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,123
Cash dividends	$939,000	2,399
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$716,120	5,363
1998-12-31 (YTD Data)		Rank
Total interest income	$5,002,000	5,678
Total interest expense	$2,119,000	5,976
Net interest income	$2,883,000	5,279
Provision for loan and lease losses	$102,000	5,052
Total noninterest income	$941,000	3,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$820,000	2,137
Total noninterest expense	$2,670,000	4,539
Salaries and employee benefits	$1,318,000	4,705
Premises and equipment expense	$324,000	5,135
Additional noninterest expense	$1,028,000	3,869
Pre-tax net operating income	$1,052,000	5,271
Securities gains (losses)	$14,000	2,712
Applicable income taxes	$9,000	9,103
Income before extraordinary items	$1,057,000	4,311
Extraordinary gains, net	$0	32
Net income	$1,057,000	4,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,888
Cash dividends	$555,000	3,289
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,043,140	4,267
1997-12-31 (YTD Data)		Rank
Total interest income	$4,749,000	5,999
Total interest expense	$2,025,000	6,218
Net interest income	$2,724,000	5,720
Provision for loan and lease losses	$-20,000	10,640
Total noninterest income	$642,000	4,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	6,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$512,000	2,787
Total noninterest expense	$2,450,000	4,853
Salaries and employee benefits	$1,190,000	5,137
Premises and equipment expense	$284,000	5,616
Additional noninterest expense	$976,000	4,000
Pre-tax net operating income	$936,000	6,034
Securities gains (losses)	$15,000	2,081
Applicable income taxes	$131,000	7,903
Income before extraordinary items	$820,000	5,375
Extraordinary gains, net	$0	44
Net income	$820,000	5,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,755
Cash dividends	$341,000	4,296
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$807,100	5,374
1996-12-31 (YTD Data)		Rank
Total interest income	$4,278,000	6,604
Total interest expense	$1,863,000	6,705
Net interest income	$2,415,000	6,354
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$479,000	5,306
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	6,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,696
Total noninterest expense	$2,032,000	5,878
Salaries and employee benefits	$1,018,000	5,912
Premises and equipment expense	$260,000	6,104
Additional noninterest expense	$754,000	5,434
Pre-tax net operating income	$712,000	6,879
Securities gains (losses)	$9,000	2,573
Applicable income taxes	$177,000	7,479
Income before extraordinary items	$544,000	6,599
Extraordinary gains, net	$0	53
Net income	$544,000	6,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,068
Cash dividends	$407,000	3,832
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$537,250	6,580
1995-12-31 (YTD Data)		Rank
Total interest income	$3,860,000	7,150
Total interest expense	$1,617,000	7,368
Net interest income	$2,243,000	6,791
Provision for loan and lease losses	$137,000	3,822
Total noninterest income	$429,000	5,712
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	7,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	3,963
Total noninterest expense	$1,950,000	6,109
Salaries and employee benefits	$943,000	6,335
Premises and equipment expense	$258,000	6,220
Additional noninterest expense	$749,000	5,533
Pre-tax net operating income	$585,000	7,956
Securities gains (losses)	$62,000	1,174
Applicable income taxes	$143,000	8,394
Income before extraordinary items	$504,000	7,223
Extraordinary gains, net	$0	65
Net income	$504,000	7,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,374
Cash dividends	$374,000	4,055
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$455,640	7,568
1994-12-31 (YTD Data)		Rank
Total interest income	$3,309,000	7,604
Total interest expense	$1,281,000	7,615
Net interest income	$2,028,000	7,502
Provision for loan and lease losses	$54,000	5,980
Total noninterest income	$449,000	5,696
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	7,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,967
Total noninterest expense	$1,769,000	6,769
Salaries and employee benefits	$822,000	7,077
Premises and equipment expense	$208,000	7,250
Additional noninterest expense	$739,000	6,069
Pre-tax net operating income	$654,000	7,690
Securities gains (losses)	$0	3,600
Applicable income taxes	$138,000	8,551
Income before extraordinary items	$516,000	7,182
Extraordinary gains, net	$0	249
Net income	$516,000	7,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$330,000	4,218
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$516,000	7,215
1993-12-31 (YTD Data)		Rank
Total interest income	$3,182,000	8,045
Total interest expense	$1,255,000	8,061
Net interest income	$1,927,000	7,901
Provision for loan and lease losses	$46,000	7,689
Total noninterest income	$654,000	4,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	7,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$511,000	3,227
Total noninterest expense	$1,833,000	6,799
Salaries and employee benefits	$808,000	7,273
Premises and equipment expense	$208,000	7,528
Additional noninterest expense	$817,000	5,827
Pre-tax net operating income	$702,000	7,354
Securities gains (losses)	$68,000	3,011
Applicable income taxes	$210,000	7,434
Income before extraordinary items	$560,000	7,079
Extraordinary gains, net	$0	3,149
Net income	$560,000	7,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	7,365
Cash dividends	$308,000	4,311
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$510,360	7,220
1992-12-31 (YTD Data)		Rank
Total interest income	$3,411,000	8,309
Total interest expense	$1,587,000	8,248
Net interest income	$1,824,000	8,270
Provision for loan and lease losses	$51,000	8,987
Total noninterest income	$626,000	4,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	6,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	3,324
Total noninterest expense	$1,773,000	7,034
Salaries and employee benefits	$765,000	7,506
Premises and equipment expense	$227,000	7,234
Additional noninterest expense	$781,000	6,199
Pre-tax net operating income	$626,000	7,544
Securities gains (losses)	$0	8,369
Applicable income taxes	$139,000	8,913
Income before extraordinary items	$487,000	7,442
Extraordinary gains, net	$0	1,422
Net income	$487,000	7,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	7,638
Cash dividends	$308,000	3,937
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$487,000	7,072

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.