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First National Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$10,909,000	1,176
Total interest expense	$2,828,000	1,485
Net interest income	$8,081,000	1,062
Provision for loan and lease losses	$270,000	866
Total noninterest income	$753,000	1,553
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$228,000	1,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	1,459
Total noninterest expense	$4,477,000	1,387
Salaries and employee benefits	$2,738,000	1,323
Premises and equipment expense	$538,000	1,201
Additional noninterest expense	$525,000	1,459
Pre-tax net operating income	$4,087,000	839
Securities gains (losses)	$0	665
Applicable income taxes	$1,001,000	645
Income before extraordinary items	$3,086,000	899
Extraordinary gains, net	$0	47
Net income	$3,086,000	912
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,086,000	899
Net charge-offs	$241,000	562
Cash dividends	$501,000	1,339
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$3,086,000	901
2024-12-31 (YTD Data)		Rank
Total interest income	$42,037,000	1,199
Total interest expense	$10,221,000	1,649
Net interest income	$31,816,000	1,023
Provision for loan and lease losses	$1,392,000	754
Total noninterest income	$3,115,000	1,564
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$907,000	1,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,208,000	1,486
Total noninterest expense	$17,511,000	1,380
Salaries and employee benefits	$10,633,000	1,322
Premises and equipment expense	$1,930,000	1,266
Additional noninterest expense	$2,208,000	1,486
Pre-tax net operating income	$16,028,000	805
Securities gains (losses)	$0	940
Applicable income taxes	$3,829,000	631
Income before extraordinary items	$12,199,000	860
Extraordinary gains, net	$0	53
Net income	$12,199,000	868
Minority interest net income	$0	90
Net income of bank and minority interests.	$12,199,000	860
Net charge-offs	$441,000	985
Cash dividends	$1,586,000	1,848
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$12,199,000	863
2024-09-30 (YTD Data)		Rank
Total interest income	$31,397,000	1,196
Total interest expense	$7,515,000	1,666
Net interest income	$23,882,000	1,010
Provision for loan and lease losses	$1,148,000	685
Total noninterest income	$2,356,000	1,557
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$664,000	1,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,692,000	1,457
Total noninterest expense	$13,327,000	1,356
Salaries and employee benefits	$8,235,000	1,281
Premises and equipment expense	$1,417,000	1,285
Additional noninterest expense	$1,692,000	1,457
Pre-tax net operating income	$11,763,000	807
Securities gains (losses)	$0	930
Applicable income taxes	$2,852,000	638
Income before extraordinary items	$8,911,000	855
Extraordinary gains, net	$0	51
Net income	$8,911,000	866
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,911,000	857
Net charge-offs	$61,000	1,632
Cash dividends	$1,186,000	1,618
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$8,911,000	855
2024-06-30 (YTD Data)		Rank
Total interest income	$20,459,000	1,205
Total interest expense	$4,890,000	1,663
Net interest income	$15,569,000	1,028
Provision for loan and lease losses	$765,000	638
Total noninterest income	$1,594,000	1,519
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$416,000	1,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,178,000	1,408
Total noninterest expense	$8,831,000	1,365
Salaries and employee benefits	$5,520,000	1,276
Premises and equipment expense	$907,000	1,332
Additional noninterest expense	$1,178,000	1,408
Pre-tax net operating income	$7,567,000	831
Securities gains (losses)	$0	628
Applicable income taxes	$1,835,000	644
Income before extraordinary items	$5,732,000	888
Extraordinary gains, net	$0	52
Net income	$5,732,000	899
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,732,000	890
Net charge-offs	$81,000	1,183
Cash dividends	$1,186,000	1,302
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$5,732,000	888
2024-03-31 (YTD Data)		Rank
Total interest income	$9,922,000	1,215
Total interest expense	$2,387,000	1,670
Net interest income	$7,535,000	1,051
Provision for loan and lease losses	$383,000	576
Total noninterest income	$784,000	1,518
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$199,000	1,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	1,383
Total noninterest expense	$4,387,000	1,379
Salaries and employee benefits	$2,729,000	1,291
Premises and equipment expense	$466,000	1,305
Additional noninterest expense	$585,000	1,383
Pre-tax net operating income	$3,549,000	854
Securities gains (losses)	$0	689
Applicable income taxes	$861,000	672
Income before extraordinary items	$2,688,000	938
Extraordinary gains, net	$0	51
Net income	$2,688,000	949
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,688,000	938
Net charge-offs	$79,000	795
Cash dividends	$1,133,000	766
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,688,000	937
2023-12-31 (YTD Data)		Rank
Total interest income	$33,906,000	1,269
Total interest expense	$4,308,000	2,197
Net interest income	$29,598,000	1,054
Provision for loan and lease losses	$1,374,000	693
Total noninterest income	$3,208,000	1,570
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$880,000	1,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,328,000	1,483
Total noninterest expense	$16,911,000	1,382
Salaries and employee benefits	$10,537,000	1,291
Premises and equipment expense	$1,842,000	1,314
Additional noninterest expense	$2,328,000	1,483
Pre-tax net operating income	$14,521,000	879
Securities gains (losses)	$0	988
Applicable income taxes	$3,195,000	722
Income before extraordinary items	$11,326,000	909
Extraordinary gains, net	$0	54
Net income	$11,326,000	923
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,326,000	912
Net charge-offs	$619,000	678
Cash dividends	$650,000	2,558
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,326,000	925
2023-09-30 (YTD Data)		Rank
Total interest income	$24,400,000	1,286
Total interest expense	$2,388,000	2,435
Net interest income	$22,012,000	1,072
Provision for loan and lease losses	$1,063,000	629
Total noninterest income	$2,411,000	1,565
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$669,000	1,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,742,000	1,471
Total noninterest expense	$12,366,000	1,400
Salaries and employee benefits	$7,657,000	1,318
Premises and equipment expense	$1,347,000	1,348
Additional noninterest expense	$1,742,000	1,471
Pre-tax net operating income	$10,994,000	904
Securities gains (losses)	$0	849
Applicable income taxes	$2,639,000	702
Income before extraordinary items	$8,355,000	969
Extraordinary gains, net	$0	52
Net income	$8,355,000	973
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,355,000	969
Net charge-offs	$-23,000	4,027
Cash dividends	$650,000	2,039
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,355,000	977
2023-06-30 (YTD Data)		Rank
Total interest income	$15,803,000	1,289
Total interest expense	$1,210,000	2,613
Net interest income	$14,593,000	1,079
Provision for loan and lease losses	$443,000	842
Total noninterest income	$1,581,000	1,504
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$456,000	1,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,125,000	1,428
Total noninterest expense	$8,039,000	1,419
Salaries and employee benefits	$4,992,000	1,336
Premises and equipment expense	$875,000	1,357
Additional noninterest expense	$1,125,000	1,427
Pre-tax net operating income	$7,692,000	882
Securities gains (losses)	$0	938
Applicable income taxes	$1,846,000	696
Income before extraordinary items	$5,846,000	939
Extraordinary gains, net	$0	51
Net income	$5,846,000	951
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,846,000	939
Net charge-offs	$-14,000	4,006
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,846,000	947
2023-03-31 (YTD Data)		Rank
Total interest income	$7,746,000	1,288
Total interest expense	$487,000	2,667
Net interest income	$7,259,000	1,086
Provision for loan and lease losses	$105,000	1,243
Total noninterest income	$804,000	1,491
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$229,000	1,058
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	1,401
Total noninterest expense	$3,793,000	1,509
Salaries and employee benefits	$2,328,000	1,438
Premises and equipment expense	$437,000	1,386
Additional noninterest expense	$575,000	1,401
Pre-tax net operating income	$4,165,000	858
Securities gains (losses)	$0	950
Applicable income taxes	$1,000,000	677
Income before extraordinary items	$3,165,000	902
Extraordinary gains, net	$0	4
Net income	$3,165,000	900
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,165,000	901
Net charge-offs	$7,000	1,486
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,165,000	913
2022-12-31 (YTD Data)		Rank
Total interest income	$23,632,000	1,371
Total interest expense	$1,373,000	2,018
Net interest income	$22,259,000	1,319
Provision for loan and lease losses	$216,000	1,751
Total noninterest income	$3,323,000	1,537
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$890,000	1,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,433,000	1,446
Total noninterest expense	$15,073,000	1,472
Salaries and employee benefits	$8,701,000	1,466
Premises and equipment expense	$1,776,000	1,349
Additional noninterest expense	$2,433,000	1,446
Pre-tax net operating income	$10,293,000	1,256
Securities gains (losses)	$0	691
Applicable income taxes	$2,325,000	971
Income before extraordinary items	$7,968,000	1,314
Extraordinary gains, net	$0	5
Net income	$7,968,000	1,314
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,968,000	1,314
Net charge-offs	$-2,000	3,341
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,968,000	1,335
2022-09-30 (YTD Data)		Rank
Total interest income	$16,447,000	1,404
Total interest expense	$907,000	1,893
Net interest income	$15,540,000	1,375
Provision for loan and lease losses	$162,000	1,602
Total noninterest income	$2,524,000	1,543
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$661,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,863,000	1,448
Total noninterest expense	$11,245,000	1,478
Salaries and employee benefits	$6,448,000	1,487
Premises and equipment expense	$1,352,000	1,332
Additional noninterest expense	$1,863,000	1,448
Pre-tax net operating income	$6,657,000	1,372
Securities gains (losses)	$0	740
Applicable income taxes	$1,731,000	974
Income before extraordinary items	$4,926,000	1,505
Extraordinary gains, net	$0	4
Net income	$4,926,000	1,505
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,926,000	1,505
Net charge-offs	$-22,000	3,836
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,926,000	1,534
2022-06-30 (YTD Data)		Rank
Total interest income	$10,125,000	1,459
Total interest expense	$588,000	1,763
Net interest income	$9,537,000	1,441
Provision for loan and lease losses	$108,000	1,491
Total noninterest income	$1,683,000	1,538
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$413,000	1,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,270,000	1,451
Total noninterest expense	$7,332,000	1,486
Salaries and employee benefits	$4,232,000	1,502
Premises and equipment expense	$897,000	1,340
Additional noninterest expense	$2,203,000	1,496
Pre-tax net operating income	$3,780,000	1,470
Securities gains (losses)	$0	687
Applicable income taxes	$983,000	1,024
Income before extraordinary items	$2,797,000	1,583
Extraordinary gains, net	$0	4
Net income	$2,797,000	1,581
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,797,000	1,583
Net charge-offs	$-34,000	4,051
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,797,000	1,618
2022-03-31 (YTD Data)		Rank
Total interest income	$4,945,000	1,452
Total interest expense	$282,000	1,757
Net interest income	$4,663,000	1,438
Provision for loan and lease losses	$54,000	1,321
Total noninterest income	$821,000	1,557
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$209,000	1,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	1,486
Total noninterest expense	$3,657,000	1,488
Salaries and employee benefits	$2,059,000	1,531
Premises and equipment expense	$451,000	1,330
Additional noninterest expense	$1,147,000	1,423
Pre-tax net operating income	$1,773,000	1,464
Securities gains (losses)	$0	623
Applicable income taxes	$461,000	1,017
Income before extraordinary items	$1,312,000	1,599
Extraordinary gains, net	$0	4
Net income	$1,312,000	1,598
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,312,000	1,599
Net charge-offs	$23,000	912
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,312,000	1,623
2021-12-31 (YTD Data)		Rank
Total interest income	$16,077,000	1,765
Total interest expense	$826,000	2,481
Net interest income	$15,251,000	1,705
Provision for loan and lease losses	$198,000	1,769
Total noninterest income	$3,177,000	1,738
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$649,000	1,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,528,000	1,666
Total noninterest expense	$14,375,000	1,508
Salaries and employee benefits	$7,081,000	1,704
Premises and equipment expense	$1,479,000	1,537
Additional noninterest expense	$5,815,000	1,161
Pre-tax net operating income	$3,855,000	2,375
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,004,000	1,602
Income before extraordinary items	$2,851,000	2,605
Extraordinary gains, net	$0	10
Net income	$2,851,000	2,606
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,851,000	2,606
Net charge-offs	$-23,000	3,879
Cash dividends	$275,000	3,153
Sale, conversion, retirement of capital stock, net	$18,114,000	46
Net operating income	$2,851,000	2,589
2021-09-30 (YTD Data)		Rank
Total interest income	$11,274,000	1,900
Total interest expense	$645,000	2,516
Net interest income	$10,629,000	1,828
Provision for loan and lease losses	$144,000	1,731
Total noninterest income	$2,125,000	1,907
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$447,000	1,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,678,000	1,851
Total noninterest expense	$9,746,000	1,632
Salaries and employee benefits	$4,658,000	1,889
Premises and equipment expense	$1,032,000	1,657
Additional noninterest expense	$4,056,000	1,238
Pre-tax net operating income	$2,864,000	2,485
Securities gains (losses)	$0	2,015
Applicable income taxes	$745,000	1,689
Income before extraordinary items	$2,119,000	2,727
Extraordinary gains, net	$0	8
Net income	$2,119,000	2,727
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,119,000	2,727
Net charge-offs	$-2,000	3,208
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$18,113,000	38
Net operating income	$2,119,000	2,701
2021-06-30 (YTD Data)		Rank
Total interest income	$6,405,000	2,124
Total interest expense	$331,000	2,943
Net interest income	$6,074,000	2,030
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$1,320,000	1,936
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$267,000	1,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,053,000	1,854
Total noninterest expense	$4,808,000	2,034
Salaries and employee benefits	$2,603,000	2,124
Premises and equipment expense	$573,000	1,900
Additional noninterest expense	$1,632,000	1,837
Pre-tax net operating income	$2,496,000	2,123
Securities gains (losses)	$0	1,818
Applicable income taxes	$649,000	1,475
Income before extraordinary items	$1,847,000	2,329
Extraordinary gains, net	$0	6
Net income	$1,847,000	2,328
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,847,000	2,329
Net charge-offs	$-14,000	3,929
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,847,000	2,296
2021-03-31 (YTD Data)		Rank
Total interest income	$3,210,000	2,107
Total interest expense	$175,000	2,949
Net interest income	$3,035,000	2,018
Provision for loan and lease losses	$36,000	1,925
Total noninterest income	$669,000	1,936
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$141,000	1,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	1,869
Total noninterest expense	$2,319,000	2,059
Salaries and employee benefits	$1,278,000	2,133
Premises and equipment expense	$290,000	1,885
Additional noninterest expense	$751,000	1,924
Pre-tax net operating income	$1,349,000	1,991
Securities gains (losses)	$0	1,392
Applicable income taxes	$351,000	1,399
Income before extraordinary items	$998,000	2,223
Extraordinary gains, net	$0	3
Net income	$998,000	2,223
Minority interest net income	$0	55
Net income of bank and minority interests.	$998,000	2,223
Net charge-offs	$-10,000	4,067
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$998,000	2,182
2020-12-31 (YTD Data)		Rank
Total interest income	$12,785,000	2,128
Total interest expense	$934,000	3,042
Net interest income	$11,851,000	1,967
Provision for loan and lease losses	$606,000	2,044
Total noninterest income	$3,204,000	1,670
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$593,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,611,000	1,551
Total noninterest expense	$9,733,000	1,995
Salaries and employee benefits	$5,496,000	2,021
Premises and equipment expense	$1,262,000	1,736
Additional noninterest expense	$2,975,000	1,925
Pre-tax net operating income	$4,716,000	1,856
Securities gains (losses)	$0	2,675
Applicable income taxes	$152,000	2,711
Income before extraordinary items	$4,564,000	1,753
Extraordinary gains, net	$0	4
Net income	$4,564,000	1,753
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,564,000	1,753
Net charge-offs	$-51,000	4,605
Cash dividends	$160,000	3,472
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,564,000	1,717
2020-09-30 (YTD Data)		Rank
Total interest income	$9,711,000	2,126
Total interest expense	$744,000	3,057
Net interest income	$8,967,000	1,954
Provision for loan and lease losses	$588,000	1,839
Total noninterest income	$1,986,000	1,799
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$438,000	1,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,548,000	1,712
Total noninterest expense	$7,238,000	1,989
Salaries and employee benefits	$4,111,000	2,012
Premises and equipment expense	$962,000	1,719
Additional noninterest expense	$2,165,000	1,948
Pre-tax net operating income	$3,127,000	1,992
Securities gains (losses)	$0	2,494
Applicable income taxes	$813,000	1,345
Income before extraordinary items	$2,314,000	2,246
Extraordinary gains, net	$0	4
Net income	$2,314,000	2,246
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,314,000	2,246
Net charge-offs	$-57,000	4,687
Cash dividends	$55,000	3,280
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,314,000	2,189
2020-06-30 (YTD Data)		Rank
Total interest income	$6,767,000	2,072
Total interest expense	$529,000	3,059
Net interest income	$6,238,000	1,895
Provision for loan and lease losses	$570,000	1,520
Total noninterest income	$1,392,000	1,691
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$313,000	1,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,079,000	1,596
Total noninterest expense	$4,792,000	1,989
Salaries and employee benefits	$2,743,000	2,000
Premises and equipment expense	$648,000	1,686
Additional noninterest expense	$1,401,000	1,996
Pre-tax net operating income	$2,268,000	1,830
Securities gains (losses)	$0	2,249
Applicable income taxes	$590,000	1,214
Income before extraordinary items	$1,678,000	2,075
Extraordinary gains, net	$0	4
Net income	$1,678,000	2,075
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,678,000	2,075
Net charge-offs	$-37,000	4,672
Cash dividends	$55,000	3,111
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,678,000	2,032
2020-03-31 (YTD Data)		Rank
Total interest income	$3,381,000	2,063
Total interest expense	$303,000	2,999
Net interest income	$3,078,000	1,879
Provision for loan and lease losses	$18,000	3,160
Total noninterest income	$590,000	1,772
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$203,000	1,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	1,771
Total noninterest expense	$2,411,000	2,004
Salaries and employee benefits	$1,363,000	2,025
Premises and equipment expense	$333,000	1,679
Additional noninterest expense	$715,000	2,000
Pre-tax net operating income	$1,239,000	1,544
Securities gains (losses)	$0	1,705
Applicable income taxes	$322,000	1,021
Income before extraordinary items	$917,000	1,784
Extraordinary gains, net	$0	4
Net income	$917,000	1,784
Minority interest net income	$0	56
Net income of bank and minority interests.	$917,000	1,784
Net charge-offs	$-23,000	4,698
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$917,000	1,756
2019-12-31 (YTD Data)		Rank
Total interest income	$9,395,000	2,674
Total interest expense	$944,000	3,384
Net interest income	$8,451,000	2,522
Provision for loan and lease losses	$72,000	3,154
Total noninterest income	$2,307,000	1,830
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$544,000	1,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,763,000	1,654
Total noninterest expense	$8,591,000	2,144
Salaries and employee benefits	$4,225,000	2,349
Premises and equipment expense	$767,000	2,407
Additional noninterest expense	$3,599,000	1,640
Pre-tax net operating income	$2,095,000	2,962
Securities gains (losses)	$0	2,379
Applicable income taxes	$545,000	1,916
Income before extraordinary items	$1,550,000	3,233
Extraordinary gains, net	$0	11
Net income	$1,550,000	3,234
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,550,000	3,234
Net charge-offs	$-22,000	4,612
Cash dividends	$105,000	3,726
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,550,000	3,200
2019-09-30 (YTD Data)		Rank
Total interest income	$5,803,000	3,050
Total interest expense	$651,000	3,529
Net interest income	$5,152,000	2,913
Provision for loan and lease losses	$54,000	3,052
Total noninterest income	$1,242,000	2,182
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$318,000	2,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$924,000	2,015
Total noninterest expense	$4,595,000	2,670
Salaries and employee benefits	$2,535,000	2,734
Premises and equipment expense	$461,000	2,766
Additional noninterest expense	$1,599,000	2,453
Pre-tax net operating income	$1,745,000	2,918
Securities gains (losses)	$0	2,167
Applicable income taxes	$446,000	1,906
Income before extraordinary items	$1,299,000	3,149
Extraordinary gains, net	$0	11
Net income	$1,299,000	3,148
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,299,000	3,149
Net charge-offs	$-23,000	4,645
Cash dividends	$105,000	3,330
Sale, conversion, retirement of capital stock, net	$11,270,000	42
Net operating income	$1,299,000	3,115
2019-06-30 (YTD Data)		Rank
Total interest income	$3,544,000	3,206
Total interest expense	$369,000	3,744
Net interest income	$3,175,000	3,049
Provision for loan and lease losses	$36,000	2,972
Total noninterest income	$736,000	2,292
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$194,000	2,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$542,000	2,112
Total noninterest expense	$2,768,000	2,857
Salaries and employee benefits	$1,540,000	2,912
Premises and equipment expense	$279,000	2,954
Additional noninterest expense	$949,000	2,691
Pre-tax net operating income	$1,107,000	2,962
Securities gains (losses)	$0	1,702
Applicable income taxes	$288,000	1,894
Income before extraordinary items	$819,000	3,217
Extraordinary gains, net	$0	11
Net income	$819,000	3,214
Minority interest net income	$0	69
Net income of bank and minority interests.	$819,000	3,215
Net charge-offs	$-19,000	4,657
Cash dividends	$70,000	3,263
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$819,000	3,193
2019-03-31 (YTD Data)		Rank
Total interest income	$1,762,000	3,240
Total interest expense	$165,000	3,891
Net interest income	$1,597,000	3,065
Provision for loan and lease losses	$18,000	2,814
Total noninterest income	$362,000	2,292
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$94,000	2,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,080
Total noninterest expense	$1,364,000	2,895
Salaries and employee benefits	$763,000	2,948
Premises and equipment expense	$142,000	2,943
Additional noninterest expense	$459,000	2,744
Pre-tax net operating income	$577,000	2,870
Securities gains (losses)	$0	1,087
Applicable income taxes	$150,000	1,832
Income before extraordinary items	$427,000	3,130
Extraordinary gains, net	$0	5
Net income	$427,000	3,127
Minority interest net income	$0	52
Net income of bank and minority interests.	$427,000	3,129
Net charge-offs	$-298,000	5,303
Cash dividends	$35,000	2,684
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$427,000	3,115
2018-12-31 (YTD Data)		Rank
Total interest income	$6,689,000	3,259
Total interest expense	$485,000	3,954
Net interest income	$6,204,000	3,101
Provision for loan and lease losses	$72,000	3,283
Total noninterest income	$1,578,000	2,274
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$427,000	2,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,151,000	2,080
Total noninterest expense	$5,259,000	2,957
Salaries and employee benefits	$3,016,000	2,953
Premises and equipment expense	$572,000	2,926
Additional noninterest expense	$1,671,000	2,949
Pre-tax net operating income	$2,451,000	2,815
Securities gains (losses)	$0	1,125
Applicable income taxes	$626,000	1,793
Income before extraordinary items	$1,825,000	3,073
Extraordinary gains, net	$0	6
Net income	$1,825,000	3,072
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,825,000	3,072
Net charge-offs	$-35,000	4,812
Cash dividends	$121,000	3,764
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,825,000	3,070
2018-09-30 (YTD Data)		Rank
Total interest income	$4,979,000	3,274
Total interest expense	$338,000	4,015
Net interest income	$4,641,000	3,134
Provision for loan and lease losses	$54,000	3,128
Total noninterest income	$1,208,000	2,266
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$318,000	2,236
Trading account gains and fees	NA	NA
Additional Noninterest Income	$890,000	2,074
Total noninterest expense	$3,941,000	2,974
Salaries and employee benefits	$2,250,000	2,973
Premises and equipment expense	$433,000	2,935
Additional noninterest expense	$1,258,000	2,938
Pre-tax net operating income	$1,854,000	2,863
Securities gains (losses)	$0	1,118
Applicable income taxes	$482,000	1,820
Income before extraordinary items	$1,372,000	3,115
Extraordinary gains, net	$0	5
Net income	$1,372,000	3,113
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,372,000	3,114
Net charge-offs	$-19,000	4,650
Cash dividends	$82,000	3,425
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,372,000	3,105
2018-06-30 (YTD Data)		Rank
Total interest income	$3,213,000	3,321
Total interest expense	$205,000	4,093
Net interest income	$3,008,000	3,190
Provision for loan and lease losses	$36,000	3,021
Total noninterest income	$774,000	2,315
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$210,000	2,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,134
Total noninterest expense	$2,645,000	2,986
Salaries and employee benefits	$1,472,000	3,028
Premises and equipment expense	$292,000	2,920
Additional noninterest expense	$881,000	2,851
Pre-tax net operating income	$1,101,000	3,017
Securities gains (losses)	$0	961
Applicable income taxes	$286,000	1,902
Income before extraordinary items	$815,000	3,262
Extraordinary gains, net	$0	6
Net income	$815,000	3,261
Minority interest net income	$0	65
Net income of bank and minority interests.	$815,000	3,261
Net charge-offs	$-3,000	4,144
Cash dividends	$47,000	3,368
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$815,000	3,252
2018-03-31 (YTD Data)		Rank
Total interest income	$1,564,000	3,368
Total interest expense	$84,000	4,325
Net interest income	$1,480,000	3,234
Provision for loan and lease losses	$18,000	2,859
Total noninterest income	$321,000	2,529
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$106,000	2,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	2,388
Total noninterest expense	$1,307,000	3,030
Salaries and employee benefits	$717,000	3,084
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$446,000	2,849
Pre-tax net operating income	$476,000	3,175
Securities gains (losses)	$0	735
Applicable income taxes	$124,000	1,979
Income before extraordinary items	$352,000	3,449
Extraordinary gains, net	$0	7
Net income	$352,000	3,448
Minority interest net income	$0	52
Net income of bank and minority interests.	$352,000	3,449
Net charge-offs	$-25,000	5,047
Cash dividends	$22,000	2,703
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$352,000	3,442
2017-12-31 (YTD Data)		Rank
Total interest income	$5,697,000	3,518
Total interest expense	$240,000	4,676
Net interest income	$5,457,000	3,356
Provision for loan and lease losses	$72,000	3,324
Total noninterest income	$1,251,000	2,642
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$407,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$844,000	2,495
Total noninterest expense	$4,716,000	3,216
Salaries and employee benefits	$2,594,000	3,260
Premises and equipment expense	$537,000	3,133
Additional noninterest expense	$1,585,000	3,114
Pre-tax net operating income	$1,920,000	3,180
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,758,000	1,390
Income before extraordinary items	$162,000	5,101
Extraordinary gains, net	$0	9
Net income	$162,000	5,100
Minority interest net income	$0	76
Net income of bank and minority interests.	$162,000	5,101
Net charge-offs	$-152,000	5,394
Cash dividends	$85,000	3,953
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$162,000	5,094
2017-09-30 (YTD Data)		Rank
Total interest income	$4,190,000	3,587
Total interest expense	$178,000	4,715
Net interest income	$4,012,000	3,431
Provision for loan and lease losses	$54,000	3,183
Total noninterest income	$935,000	2,672
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$305,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	2,519
Total noninterest expense	$3,490,000	3,258
Salaries and employee benefits	$1,932,000	3,292
Premises and equipment expense	$397,000	3,185
Additional noninterest expense	$1,161,000	3,170
Pre-tax net operating income	$1,403,000	3,286
Securities gains (losses)	$0	2,274
Applicable income taxes	$533,000	2,009
Income before extraordinary items	$870,000	3,738
Extraordinary gains, net	$0	9
Net income	$870,000	3,736
Minority interest net income	$0	71
Net income of bank and minority interests.	$870,000	3,738
Net charge-offs	$-84,000	5,297
Cash dividends	$60,000	3,537
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$870,000	3,719
2017-06-30 (YTD Data)		Rank
Total interest income	$2,755,000	3,613
Total interest expense	$118,000	4,724
Net interest income	$2,637,000	3,459
Provision for loan and lease losses	$36,000	3,048
Total noninterest income	$618,000	2,676
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$203,000	2,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	2,536
Total noninterest expense	$2,249,000	3,346
Salaries and employee benefits	$1,261,000	3,345
Premises and equipment expense	$250,000	3,300
Additional noninterest expense	$738,000	3,277
Pre-tax net operating income	$970,000	3,182
Securities gains (losses)	$0	1,906
Applicable income taxes	$371,000	1,977
Income before extraordinary items	$599,000	3,664
Extraordinary gains, net	$0	11
Net income	$599,000	3,662
Minority interest net income	$0	71
Net income of bank and minority interests.	$599,000	3,664
Net charge-offs	$-51,000	5,296
Cash dividends	$40,000	3,431
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$599,000	3,642
2017-03-31 (YTD Data)		Rank
Total interest income	$1,342,000	3,670
Total interest expense	$60,000	4,723
Net interest income	$1,282,000	3,524
Provision for loan and lease losses	$18,000	2,868
Total noninterest income	$273,000	2,834
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$105,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	2,796
Total noninterest expense	$1,093,000	3,429
Salaries and employee benefits	$623,000	3,415
Premises and equipment expense	$124,000	3,358
Additional noninterest expense	$346,000	3,417
Pre-tax net operating income	$444,000	3,278
Securities gains (losses)	$0	1,153
Applicable income taxes	$173,000	1,992
Income before extraordinary items	$271,000	3,753
Extraordinary gains, net	$0	8
Net income	$271,000	3,752
Minority interest net income	$0	55
Net income of bank and minority interests.	$271,000	3,753
Net charge-offs	$-24,000	5,315
Cash dividends	$20,000	2,785
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$271,000	3,740
2016-12-31 (YTD Data)		Rank
Total interest income	$5,446,000	3,640
Total interest expense	$247,000	4,729
Net interest income	$5,199,000	3,498
Provision for loan and lease losses	$-428,000	5,723
Total noninterest income	$1,381,000	2,595
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$459,000	2,230
Trading account gains and fees	$0	170
Additional Noninterest Income	$922,000	2,490
Total noninterest expense	$4,535,000	3,394
Salaries and employee benefits	$2,405,000	3,480
Premises and equipment expense	$584,000	3,074
Additional noninterest expense	$1,546,000	3,283
Pre-tax net operating income	$2,473,000	2,696
Securities gains (losses)	$3,000	2,978
Applicable income taxes	$906,000	1,747
Income before extraordinary items	$1,570,000	3,201
Extraordinary gains, net	$0	5
Net income	$1,570,000	3,200
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,570,000	3,200
Net charge-offs	$-76,000	5,466
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,568,080	3,151
2016-09-30 (YTD Data)		Rank
Total interest income	$4,115,000	3,638
Total interest expense	$186,000	4,757
Net interest income	$3,929,000	3,487
Provision for loan and lease losses	$54,000	3,269
Total noninterest income	$1,030,000	2,606
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$345,000	2,231
Trading account gains and fees	$0	169
Additional Noninterest Income	$685,000	2,519
Total noninterest expense	$3,451,000	3,367
Salaries and employee benefits	$1,811,000	3,466
Premises and equipment expense	$453,000	3,013
Additional noninterest expense	$1,187,000	3,245
Pre-tax net operating income	$1,454,000	3,152
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$558,000	1,953
Income before extraordinary items	$899,000	3,693
Extraordinary gains, net	$0	5
Net income	$899,000	3,691
Minority interest net income	$0	71
Net income of bank and minority interests.	$899,000	3,693
Net charge-offs	$-78,000	5,508
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$897,080	3,625
2016-06-30 (YTD Data)		Rank
Total interest income	$2,717,000	3,668
Total interest expense	$124,000	4,791
Net interest income	$2,593,000	3,527
Provision for loan and lease losses	$36,000	3,168
Total noninterest income	$728,000	2,496
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$229,000	2,213
Trading account gains and fees	$0	157
Additional Noninterest Income	$499,000	2,374
Total noninterest expense	$2,328,000	3,358
Salaries and employee benefits	$1,219,000	3,468
Premises and equipment expense	$329,000	2,869
Additional noninterest expense	$780,000	3,298
Pre-tax net operating income	$957,000	3,160
Securities gains (losses)	$3,000	2,591
Applicable income taxes	$369,000	1,946
Income before extraordinary items	$591,000	3,707
Extraordinary gains, net	$0	16
Net income	$591,000	3,704
Minority interest net income	$0	71
Net income of bank and minority interests.	$591,000	3,706
Net charge-offs	$-50,000	5,509
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$589,080	3,650
2016-03-31 (YTD Data)		Rank
Total interest income	$1,341,000	3,706
Total interest expense	$62,000	4,831
Net interest income	$1,279,000	3,560
Provision for loan and lease losses	$18,000	2,946
Total noninterest income	$388,000	2,401
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$116,000	2,189
Trading account gains and fees	$0	142
Additional Noninterest Income	$272,000	2,218
Total noninterest expense	$1,175,000	3,351
Salaries and employee benefits	$620,000	3,455
Premises and equipment expense	$163,000	2,912
Additional noninterest expense	$392,000	3,275
Pre-tax net operating income	$474,000	3,133
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$185,000	1,917
Income before extraordinary items	$292,000	3,679
Extraordinary gains, net	$0	12
Net income	$292,000	3,676
Minority interest net income	$0	62
Net income of bank and minority interests.	$292,000	3,677
Net charge-offs	$-25,000	5,537
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$290,080	3,631
2015-12-31 (YTD Data)		Rank
Total interest income	$5,031,000	3,833
Total interest expense	$303,000	4,597
Net interest income	$4,728,000	3,714
Provision for loan and lease losses	$72,000	3,330
Total noninterest income	$1,115,000	2,895
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$508,000	2,118
Trading account gains and fees	$0	159
Additional Noninterest Income	$607,000	3,019
Total noninterest expense	$4,782,000	3,321
Salaries and employee benefits	$2,501,000	3,425
Premises and equipment expense	$625,000	3,027
Additional noninterest expense	$1,656,000	3,196
Pre-tax net operating income	$989,000	4,117
Securities gains (losses)	$20,000	2,240
Applicable income taxes	$-5,082,000	6,149
Income before extraordinary items	$6,091,000	1,150
Extraordinary gains, net	$0	23
Net income	$6,091,000	1,150
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,091,000	1,150
Net charge-offs	$-76,000	5,665
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,071,000	1,126
2015-09-30 (YTD Data)		Rank
Total interest income	$3,714,000	3,904
Total interest expense	$235,000	4,606
Net interest income	$3,479,000	3,801
Provision for loan and lease losses	$54,000	3,194
Total noninterest income	$921,000	2,779
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$387,000	2,089
Trading account gains and fees	$0	153
Additional Noninterest Income	$534,000	2,825
Total noninterest expense	$3,585,000	3,344
Salaries and employee benefits	$1,874,000	3,424
Premises and equipment expense	$464,000	3,086
Additional noninterest expense	$1,247,000	3,193
Pre-tax net operating income	$761,000	4,162
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$0	4,489
Income before extraordinary items	$781,000	3,933
Extraordinary gains, net	$0	21
Net income	$781,000	3,930
Minority interest net income	$0	78
Net income of bank and minority interests.	$781,000	3,933
Net charge-offs	$-35,000	5,502
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$761,000	3,913
2015-06-30 (YTD Data)		Rank
Total interest income	$2,422,000	3,967
Total interest expense	$160,000	4,610
Net interest income	$2,262,000	3,862
Provision for loan and lease losses	$36,000	3,109
Total noninterest income	$541,000	2,958
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$259,000	2,048
Trading account gains and fees	$0	157
Additional Noninterest Income	$282,000	3,140
Total noninterest expense	$2,358,000	3,407
Salaries and employee benefits	$1,236,000	3,474
Premises and equipment expense	$312,000	3,076
Additional noninterest expense	$810,000	3,282
Pre-tax net operating income	$409,000	4,458
Securities gains (losses)	$20,000	1,718
Applicable income taxes	$0	4,497
Income before extraordinary items	$429,000	4,197
Extraordinary gains, net	$0	22
Net income	$429,000	4,199
Minority interest net income	$0	75
Net income of bank and minority interests.	$429,000	4,200
Net charge-offs	$-82,000	5,877
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$409,000	4,211
2015-03-31 (YTD Data)		Rank
Total interest income	$1,142,000	4,121
Total interest expense	$83,000	4,598
Net interest income	$1,059,000	4,023
Provision for loan and lease losses	$18,000	2,894
Total noninterest income	$276,000	2,910
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$132,000	2,009
Trading account gains and fees	$0	152
Additional Noninterest Income	$144,000	3,083
Total noninterest expense	$1,201,000	3,367
Salaries and employee benefits	$597,000	3,583
Premises and equipment expense	$155,000	3,125
Additional noninterest expense	$449,000	3,032
Pre-tax net operating income	$116,000	5,087
Securities gains (losses)	$14,000	1,369
Applicable income taxes	$0	4,400
Income before extraordinary items	$130,000	4,848
Extraordinary gains, net	$0	13
Net income	$130,000	4,850
Minority interest net income	$0	64
Net income of bank and minority interests.	$130,000	4,852
Net charge-offs	$-16,000	5,599
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$116,000	4,901
2014-12-31 (YTD Data)		Rank
Total interest income	$5,004,000	3,956
Total interest expense	$301,000	4,949
Net interest income	$4,703,000	3,811
Provision for loan and lease losses	$-275,000	6,175
Total noninterest income	$836,000	3,410
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$570,000	2,053
Trading account gains and fees	$0	180
Additional Noninterest Income	$266,000	4,176
Total noninterest expense	$4,861,000	3,379
Salaries and employee benefits	$2,369,000	3,613
Premises and equipment expense	$600,000	3,231
Additional noninterest expense	$1,892,000	3,013
Pre-tax net operating income	$953,000	4,230
Securities gains (losses)	$5,000	2,877
Applicable income taxes	$-325,000	6,350
Income before extraordinary items	$1,283,000	3,504
Extraordinary gains, net	$0	17
Net income	$1,283,000	3,505
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,283,000	3,506
Net charge-offs	$-188,000	6,239
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$1,500,000	166
Net operating income	$1,278,000	3,465
2014-09-30 (YTD Data)		Rank
Total interest income	$3,810,000	3,971
Total interest expense	$219,000	5,070
Net interest income	$3,591,000	3,796
Provision for loan and lease losses	$257,000	1,786
Total noninterest income	$1,181,000	2,460
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$425,000	2,067
Trading account gains and fees	$0	174
Additional Noninterest Income	$756,000	2,337
Total noninterest expense	$3,636,000	3,407
Salaries and employee benefits	$1,773,000	3,620
Premises and equipment expense	$447,000	3,299
Additional noninterest expense	$1,416,000	3,017
Pre-tax net operating income	$879,000	3,962
Securities gains (losses)	$5,000	2,558
Applicable income taxes	$0	4,583
Income before extraordinary items	$884,000	3,726
Extraordinary gains, net	$0	15
Net income	$884,000	3,729
Minority interest net income	$0	81
Net income of bank and minority interests.	$884,000	3,730
Net charge-offs	$-156,000	6,296
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$1,500,000	123
Net operating income	$879,000	3,682
2014-06-30 (YTD Data)		Rank
Total interest income	$2,544,000	3,966
Total interest expense	$144,000	5,136
Net interest income	$2,400,000	3,784
Provision for loan and lease losses	$210,000	1,585
Total noninterest income	$844,000	2,335
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$282,000	2,053
Trading account gains and fees	$0	172
Additional Noninterest Income	$562,000	2,156
Total noninterest expense	$2,398,000	3,448
Salaries and employee benefits	$1,168,000	3,674
Premises and equipment expense	$300,000	3,288
Additional noninterest expense	$930,000	3,062
Pre-tax net operating income	$636,000	3,768
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$0	4,568
Income before extraordinary items	$641,000	3,505
Extraordinary gains, net	$0	20
Net income	$641,000	3,511
Minority interest net income	$0	80
Net income of bank and minority interests.	$641,000	3,511
Net charge-offs	$-143,000	6,388
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$636,000	3,467
2014-03-31 (YTD Data)		Rank
Total interest income	$1,078,000	4,382
Total interest expense	$70,000	5,251
Net interest income	$1,008,000	4,223
Provision for loan and lease losses	$105,000	1,539
Total noninterest income	$447,000	2,188
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$139,000	2,064
Trading account gains and fees	$0	147
Additional Noninterest Income	$308,000	1,966
Total noninterest expense	$1,348,000	3,201
Salaries and employee benefits	$584,000	3,702
Premises and equipment expense	$146,000	3,410
Additional noninterest expense	$618,000	2,420
Pre-tax net operating income	$2,000	6,184
Securities gains (losses)	$5,000	1,340
Applicable income taxes	$0	4,445
Income before extraordinary items	$7,000	6,167
Extraordinary gains, net	$0	16
Net income	$7,000	6,167
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,000	6,168
Net charge-offs	$13,000	2,721
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,000	6,194
2013-12-31 (YTD Data)		Rank
Total interest income	$4,382,000	4,404
Total interest expense	$340,000	5,182
Net interest income	$4,042,000	4,255
Provision for loan and lease losses	$420,000	2,047
Total noninterest income	$1,150,000	2,974
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$880,000	1,516
Trading account gains and fees	$0	184
Additional Noninterest Income	$270,000	4,221
Total noninterest expense	$5,842,000	3,048
Salaries and employee benefits	$2,709,000	3,337
Premises and equipment expense	$729,000	2,883
Additional noninterest expense	$2,404,000	2,553
Pre-tax net operating income	$-1,070,000	6,577
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$0	4,631
Income before extraordinary items	$-1,072,000	6,592
Extraordinary gains, net	$0	29
Net income	$-1,072,000	6,592
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,072,000	6,592
Net charge-offs	$228,000	2,869
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-1,070,000	6,586
2013-09-30 (YTD Data)		Rank
Total interest income	$3,285,000	4,454
Total interest expense	$269,000	5,198
Net interest income	$3,016,000	4,298
Provision for loan and lease losses	$315,000	2,017
Total noninterest income	$848,000	3,043
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$657,000	1,525
Trading account gains and fees	$0	180
Additional Noninterest Income	$191,000	4,364
Total noninterest expense	$4,495,000	2,993
Salaries and employee benefits	$2,074,000	3,308
Premises and equipment expense	$566,000	2,834
Additional noninterest expense	$1,855,000	2,469
Pre-tax net operating income	$-946,000	6,696
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$0	4,713
Income before extraordinary items	$-945,000	6,713
Extraordinary gains, net	$0	25
Net income	$-945,000	6,714
Minority interest net income	$0	84
Net income of bank and minority interests.	$-945,000	6,714
Net charge-offs	$256,000	2,285
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-946,000	6,703
2013-06-30 (YTD Data)		Rank
Total interest income	$2,177,000	4,483
Total interest expense	$187,000	5,184
Net interest income	$1,990,000	4,330
Provision for loan and lease losses	$210,000	2,037
Total noninterest income	$582,000	3,036
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$427,000	1,534
Trading account gains and fees	$0	157
Additional Noninterest Income	$155,000	4,171
Total noninterest expense	$3,047,000	2,958
Salaries and employee benefits	$1,384,000	3,324
Premises and equipment expense	$359,000	2,940
Additional noninterest expense	$1,304,000	2,350
Pre-tax net operating income	$-685,000	6,734
Securities gains (losses)	$1,000	2,688
Applicable income taxes	$0	4,679
Income before extraordinary items	$-684,000	6,761
Extraordinary gains, net	$0	22
Net income	$-684,000	6,763
Minority interest net income	$0	82
Net income of bank and minority interests.	$-684,000	6,762
Net charge-offs	$131,000	2,498
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-685,000	6,741
2013-03-31 (YTD Data)		Rank
Total interest income	$1,097,000	4,489
Total interest expense	$102,000	5,109
Net interest income	$995,000	4,343
Provision for loan and lease losses	$105,000	1,985
Total noninterest income	$310,000	2,958
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$211,000	1,548
Trading account gains and fees	$0	148
Additional Noninterest Income	$99,000	3,764
Total noninterest expense	$1,518,000	2,987
Salaries and employee benefits	$686,000	3,370
Premises and equipment expense	$171,000	3,078
Additional noninterest expense	$661,000	2,341
Pre-tax net operating income	$-318,000	6,799
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-318,000	6,820
Extraordinary gains, net	$0	10
Net income	$-318,000	6,820
Minority interest net income	$0	76
Net income of bank and minority interests.	$-318,000	6,820
Net charge-offs	$86,000	2,012
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-318,000	6,806
2012-12-31 (YTD Data)		Rank
Total interest income	$5,027,000	4,276
Total interest expense	$572,000	4,854
Net interest income	$4,455,000	4,121
Provision for loan and lease losses	$360,000	3,125
Total noninterest income	$992,000	3,270
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$716,000	1,863
Trading account gains and fees	$0	166
Additional Noninterest Income	$276,000	4,147
Total noninterest expense	$5,570,000	3,204
Salaries and employee benefits	$2,822,000	3,257
Premises and equipment expense	$654,000	3,181
Additional noninterest expense	$2,094,000	2,991
Pre-tax net operating income	$-483,000	6,496
Securities gains (losses)	$107,000	2,220
Applicable income taxes	$0	4,751
Income before extraordinary items	$-376,000	6,545
Extraordinary gains, net	$0	29
Net income	$-376,000	6,540
Minority interest net income	$0	93
Net income of bank and minority interests.	$-376,000	6,542
Net charge-offs	$1,348,000	1,494
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$3,000,000	129
Net operating income	$-483,000	6,522
2012-09-30 (YTD Data)		Rank
Total interest income	$3,886,000	4,296
Total interest expense	$452,000	4,876
Net interest income	$3,434,000	4,104
Provision for loan and lease losses	$255,000	3,189
Total noninterest income	$959,000	2,864
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$562,000	1,814
Trading account gains and fees	$0	157
Additional Noninterest Income	$397,000	3,277
Total noninterest expense	$4,099,000	3,276
Salaries and employee benefits	$2,096,000	3,314
Premises and equipment expense	$530,000	3,031
Additional noninterest expense	$1,473,000	3,160
Pre-tax net operating income	$39,000	6,176
Securities gains (losses)	$20,000	2,874
Applicable income taxes	$0	4,802
Income before extraordinary items	$59,000	6,246
Extraordinary gains, net	$0	20
Net income	$59,000	6,244
Minority interest net income	$0	86
Net income of bank and minority interests.	$59,000	6,245
Net charge-offs	$1,321,000	1,226
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$3,000,000	89
Net operating income	$39,000	6,173
2012-06-30 (YTD Data)		Rank
Total interest income	$2,567,000	4,342
Total interest expense	$320,000	4,858
Net interest income	$2,247,000	4,164
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$609,000	2,908
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$415,000	1,652
Trading account gains and fees	$0	153
Additional Noninterest Income	$194,000	3,728
Total noninterest expense	$2,759,000	3,277
Salaries and employee benefits	$1,385,000	3,351
Premises and equipment expense	$353,000	3,037
Additional noninterest expense	$1,021,000	3,071
Pre-tax net operating income	$-53,000	6,450
Securities gains (losses)	$7,000	2,812
Applicable income taxes	$0	4,770
Income before extraordinary items	$-46,000	6,569
Extraordinary gains, net	$0	19
Net income	$-46,000	6,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$-46,000	6,568
Net charge-offs	$16,000	4,742
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-53,000	6,468
2012-03-31 (YTD Data)		Rank
Total interest income	$1,342,000	4,274
Total interest expense	$172,000	4,780
Net interest income	$1,170,000	4,082
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$291,000	2,992
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$179,000	1,857
Trading account gains and fees	$0	148
Additional Noninterest Income	$112,000	3,533
Total noninterest expense	$1,379,000	3,276
Salaries and employee benefits	$694,000	3,368
Premises and equipment expense	$181,000	3,020
Additional noninterest expense	$504,000	3,072
Pre-tax net operating income	$7,000	6,360
Securities gains (losses)	$7,000	1,852
Applicable income taxes	$0	4,704
Income before extraordinary items	$14,000	6,390
Extraordinary gains, net	$0	19
Net income	$14,000	6,389
Minority interest net income	$0	78
Net income of bank and minority interests.	$14,000	6,390
Net charge-offs	$-5,000	6,379
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$7,000	6,352
2011-12-31 (YTD Data)		Rank
Total interest income	$5,640,000	4,243
Total interest expense	$921,000	4,594
Net interest income	$4,719,000	4,058
Provision for loan and lease losses	$1,150,000	2,220
Total noninterest income	$-1,459,000	7,276
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$832,000	1,736
Trading account gains and fees	$0	146
Additional Noninterest Income	$-2,291,000	7,289
Total noninterest expense	$5,862,000	3,120
Salaries and employee benefits	$2,681,000	3,379
Premises and equipment expense	$855,000	2,764
Additional noninterest expense	$2,326,000	2,745
Pre-tax net operating income	$-3,752,000	6,982
Securities gains (losses)	$7,000	3,433
Applicable income taxes	$2,400,000	685
Income before extraordinary items	$-6,145,000	7,119
Extraordinary gains, net	$0	29
Net income	$-6,145,000	7,118
Minority interest net income	$0	96
Net income of bank and minority interests.	$-6,145,000	7,120
Net charge-offs	$1,427,000	1,949
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$8,970,000	72
Net operating income	$-6,152,000	7,106
2011-09-30 (YTD Data)		Rank
Total interest income	$4,304,000	4,252
Total interest expense	$722,000	4,608
Net interest income	$3,582,000	4,043
Provision for loan and lease losses	$660,000	2,524
Total noninterest income	$-1,215,000	7,368
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$628,000	1,728
Trading account gains and fees	$0	145
Additional Noninterest Income	$-1,843,000	7,372
Total noninterest expense	$4,350,000	3,144
Salaries and employee benefits	$2,011,000	3,381
Premises and equipment expense	$609,000	2,903
Additional noninterest expense	$1,730,000	2,771
Pre-tax net operating income	$-2,643,000	7,075
Securities gains (losses)	$6,000	3,178
Applicable income taxes	$0	4,740
Income before extraordinary items	$-2,637,000	7,122
Extraordinary gains, net	$0	21
Net income	$-2,637,000	7,122
Minority interest net income	$0	87
Net income of bank and minority interests.	$-2,637,000	7,123
Net charge-offs	$954,000	1,944
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$8,970,000	60
Net operating income	$-2,643,000	7,106
2011-06-30 (YTD Data)		Rank
Total interest income	$2,885,000	4,265
Total interest expense	$546,000	4,424
Net interest income	$2,339,000	4,122
Provision for loan and lease losses	$510,000	2,283
Total noninterest income	$-131,000	7,320
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$415,000	1,717
Trading account gains and fees	$0	153
Additional Noninterest Income	$-546,000	7,394
Total noninterest expense	$2,707,000	3,372
Salaries and employee benefits	$1,334,000	3,410
Premises and equipment expense	$378,000	3,075
Additional noninterest expense	$995,000	3,224
Pre-tax net operating income	$-1,009,000	6,984
Securities gains (losses)	$4,000	2,586
Applicable income taxes	$0	4,697
Income before extraordinary items	$-1,005,000	7,038
Extraordinary gains, net	$0	15
Net income	$-1,005,000	7,037
Minority interest net income	$0	89
Net income of bank and minority interests.	$-1,005,000	7,038
Net charge-offs	$870,000	1,590
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$8,970,000	39
Net operating income	$-1,009,000	7,016
2011-03-31 (YTD Data)		Rank
Total interest income	$1,402,000	4,370
Total interest expense	$248,000	4,767
Net interest income	$1,154,000	4,158
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$330,000	2,663
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$285,000	1,248
Trading account gains and fees	$0	158
Additional Noninterest Income	$45,000	4,825
Total noninterest expense	$1,255,000	3,572
Salaries and employee benefits	$768,000	3,101
Premises and equipment expense	$178,000	3,269
Additional noninterest expense	$309,000	4,450
Pre-tax net operating income	$79,000	5,388
Securities gains (losses)	$1,000	1,662
Applicable income taxes	$19,000	3,477
Income before extraordinary items	$61,000	5,536
Extraordinary gains, net	$0	9
Net income	$61,000	5,534
Minority interest net income	$0	86
Net income of bank and minority interests.	$61,000	5,535
Net charge-offs	$340,000	1,642
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$8,970,000	19
Net operating income	$60,240	5,504
2010-12-31 (YTD Data)		Rank
Total interest income	$6,548,000	4,077
Total interest expense	$1,296,000	4,614
Net interest income	$5,252,000	3,825
Provision for loan and lease losses	$6,540,000	923
Total noninterest income	$22,000	7,187
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,042,000	1,461
Trading account gains and fees	$0	175
Additional Noninterest Income	$-1,020,000	7,490
Total noninterest expense	$5,985,000	3,114
Salaries and employee benefits	$2,909,000	3,204
Premises and equipment expense	$666,000	3,441
Additional noninterest expense	$2,410,000	2,764
Pre-tax net operating income	$-7,251,000	7,247
Securities gains (losses)	$31,000	2,920
Applicable income taxes	$-1,266,000	7,362
Income before extraordinary items	$-5,954,000	7,237
Extraordinary gains, net	$0	29
Net income	$-5,954,000	7,237
Minority interest net income	$0	111
Net income of bank and minority interests.	$-5,954,000	7,237
Net charge-offs	$5,941,000	889
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-5,979,420	7,216
2010-09-30 (YTD Data)		Rank
Total interest income	$4,910,000	4,165
Total interest expense	$1,085,000	4,498
Net interest income	$3,825,000	3,960
Provision for loan and lease losses	$6,340,000	727
Total noninterest income	$-61,000	7,505
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$810,000	1,448
Trading account gains and fees	$0	165
Additional Noninterest Income	$-871,000	7,639
Total noninterest expense	$4,492,000	3,119
Salaries and employee benefits	$2,220,000	3,174
Premises and equipment expense	$521,000	3,356
Additional noninterest expense	$1,751,000	2,781
Pre-tax net operating income	$-7,068,000	7,463
Securities gains (losses)	$31,000	2,707
Applicable income taxes	$-2,380,000	7,621
Income before extraordinary items	$-4,657,000	7,399
Extraordinary gains, net	$0	23
Net income	$-4,657,000	7,399
Minority interest net income	$0	110
Net income of bank and minority interests.	$-4,657,000	7,399
Net charge-offs	$5,187,000	759
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-4,677,460	7,385
2010-06-30 (YTD Data)		Rank
Total interest income	$3,198,000	4,251
Total interest expense	$757,000	4,487
Net interest income	$2,441,000	4,077
Provision for loan and lease losses	$4,555,000	682
Total noninterest income	$693,000	2,600
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$582,000	1,350
Trading account gains and fees	$0	152
Additional Noninterest Income	$111,000	4,471
Total noninterest expense	$3,110,000	3,020
Salaries and employee benefits	$1,513,000	3,127
Premises and equipment expense	$357,000	3,313
Additional noninterest expense	$1,240,000	2,640
Pre-tax net operating income	$-4,531,000	7,529
Securities gains (losses)	$30,000	2,176
Applicable income taxes	$-1,592,000	7,674
Income before extraordinary items	$-2,909,000	7,437
Extraordinary gains, net	$0	19
Net income	$-2,909,000	7,437
Minority interest net income	$0	105
Net income of bank and minority interests.	$-2,909,000	7,437
Net charge-offs	$3,966,000	672
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,928,500	7,432
2010-03-31 (YTD Data)		Rank
Total interest income	$1,736,000	4,099
Total interest expense	$457,000	4,153
Net interest income	$1,279,000	3,985
Provision for loan and lease losses	$2,175,000	706
Total noninterest income	$276,000	3,030
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$285,000	1,374
Trading account gains and fees	$0	175
Additional Noninterest Income	$-9,000	7,564
Total noninterest expense	$1,522,000	3,108
Salaries and employee benefits	$768,000	3,121
Premises and equipment expense	$178,000	3,414
Additional noninterest expense	$576,000	2,807
Pre-tax net operating income	$-2,142,000	7,616
Securities gains (losses)	$30,000	1,362
Applicable income taxes	$-646,000	7,740
Income before extraordinary items	$-1,466,000	7,569
Extraordinary gains, net	$0	16
Net income	$-1,466,000	7,570
Minority interest net income	$0	91
Net income of bank and minority interests.	$-1,466,000	7,570
Net charge-offs	$731,000	1,282
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-1,486,700	7,570
2009-12-31 (YTD Data)		Rank
Total interest income	$7,521,000	3,990
Total interest expense	$2,792,000	3,612
Net interest income	$4,729,000	4,084
Provision for loan and lease losses	$4,555,000	1,526
Total noninterest income	$1,520,000	2,532
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,214,000	1,419
Trading account gains and fees	$0	211
Additional Noninterest Income	$306,000	3,946
Total noninterest expense	$5,924,000	3,212
Salaries and employee benefits	$2,978,000	3,196
Premises and equipment expense	$845,000	2,975
Additional noninterest expense	$2,101,000	3,189
Pre-tax net operating income	$-4,230,000	7,090
Securities gains (losses)	$120,000	1,972
Applicable income taxes	$-1,593,000	7,444
Income before extraordinary items	$-2,517,000	6,892
Extraordinary gains, net	$0	34
Net income	$-2,517,000	6,891
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,517,000	6,892
Net charge-offs	$3,897,000	1,368
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,593,800	6,919
2009-09-30 (YTD Data)		Rank
Total interest income	$5,854,000	3,941
Total interest expense	$2,038,000	3,806
Net interest income	$3,816,000	3,902
Provision for loan and lease losses	$3,355,000	1,380
Total noninterest income	$1,230,000	2,460
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$932,000	1,393
Trading account gains and fees	$0	212
Additional Noninterest Income	$298,000	3,628
Total noninterest expense	$4,643,000	3,109
Salaries and employee benefits	$2,249,000	3,199
Premises and equipment expense	$648,000	2,957
Additional noninterest expense	$1,746,000	2,892
Pre-tax net operating income	$-2,952,000	7,275
Securities gains (losses)	$108,000	1,771
Applicable income taxes	$-1,079,000	7,575
Income before extraordinary items	$-1,765,000	7,096
Extraordinary gains, net	$0	27
Net income	$-1,765,000	7,094
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,765,000	7,095
Net charge-offs	$3,086,000	1,168
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,834,120	7,110
2009-06-30 (YTD Data)		Rank
Total interest income	$3,929,000	3,952
Total interest expense	$1,582,000	3,539
Net interest income	$2,347,000	4,094
Provision for loan and lease losses	$2,805,000	1,138
Total noninterest income	$929,000	2,300
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$626,000	1,357
Trading account gains and fees	$0	193
Additional Noninterest Income	$303,000	2,985
Total noninterest expense	$3,085,000	3,151
Salaries and employee benefits	$1,489,000	3,255
Premises and equipment expense	$435,000	2,974
Additional noninterest expense	$1,161,000	2,912
Pre-tax net operating income	$-2,614,000	7,510
Securities gains (losses)	$101,000	1,487
Applicable income taxes	$-950,000	7,741
Income before extraordinary items	$-1,563,000	7,349
Extraordinary gains, net	$0	21
Net income	$-1,563,000	7,348
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,563,000	7,347
Net charge-offs	$2,554,000	958
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,627,640	7,374
2009-03-31 (YTD Data)		Rank
Total interest income	$1,944,000	4,021
Total interest expense	$828,000	3,534
Net interest income	$1,116,000	4,227
Provision for loan and lease losses	$2,100,000	729
Total noninterest income	$419,000	2,428
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$304,000	1,358
Trading account gains and fees	$0	171
Additional Noninterest Income	$115,000	3,430
Total noninterest expense	$1,436,000	3,257
Salaries and employee benefits	$745,000	3,291
Premises and equipment expense	$245,000	2,713
Additional noninterest expense	$446,000	3,291
Pre-tax net operating income	$-2,001,000	7,828
Securities gains (losses)	$101,000	987
Applicable income taxes	$-673,000	7,925
Income before extraordinary items	$-1,227,000	7,765
Extraordinary gains, net	$0	15
Net income	$-1,227,000	7,768
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,227,000	7,767
Net charge-offs	$1,134,000	889
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,292,650	7,778
2008-12-31 (YTD Data)		Rank
Total interest income	$9,161,000	3,757
Total interest expense	$4,085,000	3,467
Net interest income	$5,076,000	3,918
Provision for loan and lease losses	$620,000	3,442
Total noninterest income	$1,854,000	2,258
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,459,000	1,236
Trading account gains and fees	$0	154
Additional Noninterest Income	$395,000	3,614
Total noninterest expense	$5,912,000	3,122
Salaries and employee benefits	$3,193,000	3,082
Premises and equipment expense	$744,000	3,358
Additional noninterest expense	$1,975,000	2,902
Pre-tax net operating income	$398,000	5,147
Securities gains (losses)	$109,000	1,068
Applicable income taxes	$-10,000	6,791
Income before extraordinary items	$517,000	4,395
Extraordinary gains, net	$0	39
Net income	$517,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$422,000	3,041
Cash dividends	$410,000	3,642
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$408,000	4,899
2008-09-30 (YTD Data)		Rank
Total interest income	$6,957,000	3,785
Total interest expense	$3,131,000	3,523
Net interest income	$3,826,000	3,911
Provision for loan and lease losses	$450,000	2,889
Total noninterest income	$1,427,000	2,287
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,120,000	1,208
Trading account gains and fees	$0	148
Additional Noninterest Income	$307,000	3,653
Total noninterest expense	$4,452,000	3,080
Salaries and employee benefits	$2,462,000	3,033
Premises and equipment expense	$558,000	3,385
Additional noninterest expense	$1,432,000	2,888
Pre-tax net operating income	$351,000	5,443
Securities gains (losses)	$108,000	917
Applicable income taxes	$24,000	4,520
Income before extraordinary items	$435,000	4,663
Extraordinary gains, net	$0	31
Net income	$435,000	4,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$352,000	2,367
Cash dividends	$25,000	4,821
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$332,400	5,235
2008-06-30 (YTD Data)		Rank
Total interest income	$4,783,000	3,748
Total interest expense	$2,162,000	3,549
Net interest income	$2,621,000	3,849
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$1,030,000	2,188
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$748,000	1,190
Trading account gains and fees	$0	149
Additional Noninterest Income	$282,000	3,135
Total noninterest expense	$3,068,000	2,997
Salaries and employee benefits	$1,676,000	2,994
Premises and equipment expense	$372,000	3,410
Additional noninterest expense	$1,020,000	2,695
Pre-tax net operating income	$283,000	5,355
Securities gains (losses)	$108,000	913
Applicable income taxes	$48,000	4,100
Income before extraordinary items	$343,000	4,772
Extraordinary gains, net	$0	21
Net income	$343,000	4,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	1,707
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$247,960	5,221
2008-03-31 (YTD Data)		Rank
Total interest income	$2,492,000	3,738
Total interest expense	$1,139,000	3,574
Net interest income	$1,353,000	3,760
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$495,000	2,254
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$326,000	1,338
Trading account gains and fees	$0	158
Additional Noninterest Income	$169,000	2,831
Total noninterest expense	$1,466,000	3,128
Salaries and employee benefits	$825,000	3,079
Premises and equipment expense	$189,000	3,386
Additional noninterest expense	$452,000	2,964
Pre-tax net operating income	$232,000	4,680
Securities gains (losses)	$108,000	681
Applicable income taxes	$83,000	3,009
Income before extraordinary items	$257,000	4,142
Extraordinary gains, net	$0	15
Net income	$257,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$273,000	1,040
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$174,920	4,844
2007-12-31 (YTD Data)		Rank
Total interest income	$10,301,000	3,705
Total interest expense	$4,646,000	3,639
Net interest income	$5,655,000	3,663
Provision for loan and lease losses	$475,000	2,417
Total noninterest income	$1,886,000	2,309
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,220,000	1,474
Trading account gains and fees	$0	178
Additional Noninterest Income	$666,000	2,835
Total noninterest expense	$5,740,000	3,086
Salaries and employee benefits	$3,027,000	3,207
Premises and equipment expense	$782,000	3,134
Additional noninterest expense	$1,931,000	2,742
Pre-tax net operating income	$1,326,000	4,143
Securities gains (losses)	$5,000	1,575
Applicable income taxes	$315,000	3,331
Income before extraordinary items	$1,016,000	4,281
Extraordinary gains, net	$0	39
Net income	$1,016,000	4,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$529,000	1,627
Cash dividends	$500,000	3,679
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,012,200	4,281
2007-09-30 (YTD Data)		Rank
Total interest income	$7,667,000	3,727
Total interest expense	$3,475,000	3,658
Net interest income	$4,192,000	3,699
Provision for loan and lease losses	$165,000	3,339
Total noninterest income	$1,178,000	2,622
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$857,000	1,537
Trading account gains and fees	$0	184
Additional Noninterest Income	$321,000	3,615
Total noninterest expense	$4,203,000	3,104
Salaries and employee benefits	$2,233,000	3,234
Premises and equipment expense	$595,000	3,086
Additional noninterest expense	$1,375,000	2,824
Pre-tax net operating income	$1,002,000	4,353
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$230,000	3,536
Income before extraordinary items	$777,000	4,410
Extraordinary gains, net	$0	33
Net income	$777,000	4,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	1,067
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$773,150	4,413
2007-06-30 (YTD Data)		Rank
Total interest income	$5,074,000	3,745
Total interest expense	$2,286,000	3,696
Net interest income	$2,788,000	3,734
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$749,000	2,703
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$555,000	1,584
Trading account gains and fees	$0	168
Additional Noninterest Income	$194,000	3,835
Total noninterest expense	$2,746,000	3,197
Salaries and employee benefits	$1,458,000	3,326
Premises and equipment expense	$395,000	3,116
Additional noninterest expense	$893,000	2,901
Pre-tax net operating income	$701,000	4,310
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$156,000	3,593
Income before extraordinary items	$547,000	4,355
Extraordinary gains, net	$0	29
Net income	$547,000	4,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	1,947
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$545,440	4,363
2007-03-31 (YTD Data)		Rank
Total interest income	$2,437,000	3,849
Total interest expense	$1,110,000	3,737
Net interest income	$1,327,000	3,865
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$348,000	2,817
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$263,000	1,632
Trading account gains and fees	$0	195
Additional Noninterest Income	$85,000	4,082
Total noninterest expense	$1,312,000	3,330
Salaries and employee benefits	$709,000	3,422
Premises and equipment expense	$195,000	3,183
Additional noninterest expense	$408,000	3,117
Pre-tax net operating income	$318,000	4,521
Securities gains (losses)	$2,000	969
Applicable income taxes	$79,000	3,593
Income before extraordinary items	$241,000	4,649
Extraordinary gains, net	$0	22
Net income	$241,000	4,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$239,500	4,649
2006-12-31 (YTD Data)		Rank
Total interest income	$8,990,000	3,873
Total interest expense	$3,618,000	3,831
Net interest income	$5,372,000	3,811
Provision for loan and lease losses	$270,000	2,970
Total noninterest income	$1,423,000	2,795
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,079,000	1,645
Trading account gains and fees	$0	130
Additional Noninterest Income	$344,000	4,035
Total noninterest expense	$5,354,000	3,158
Salaries and employee benefits	$2,858,000	3,267
Premises and equipment expense	$794,000	3,029
Additional noninterest expense	$1,702,000	2,964
Pre-tax net operating income	$1,171,000	4,840
Securities gains (losses)	$8,000	1,147
Applicable income taxes	$230,000	4,147
Income before extraordinary items	$949,000	4,821
Extraordinary gains, net	$0	51
Net income	$949,000	4,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,483
Cash dividends	$500,000	3,695
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$942,600	4,830
2006-09-30 (YTD Data)		Rank
Total interest income	$6,561,000	3,919
Total interest expense	$2,559,000	3,892
Net interest income	$4,002,000	3,845
Provision for loan and lease losses	$180,000	3,038
Total noninterest income	$1,050,000	2,834
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$788,000	1,681
Trading account gains and fees	$0	126
Additional Noninterest Income	$262,000	4,008
Total noninterest expense	$3,990,000	3,179
Salaries and employee benefits	$2,141,000	3,268
Premises and equipment expense	$593,000	3,037
Additional noninterest expense	$1,256,000	3,000
Pre-tax net operating income	$882,000	5,013
Securities gains (losses)	$7,000	967
Applicable income taxes	$133,000	4,616
Income before extraordinary items	$756,000	4,832
Extraordinary gains, net	$0	45
Net income	$756,000	4,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,367
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$750,050	4,840
2006-06-30 (YTD Data)		Rank
Total interest income	$4,226,000	3,969
Total interest expense	$1,560,000	4,006
Net interest income	$2,666,000	3,870
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$641,000	2,998
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$501,000	1,737
Trading account gains and fees	$0	126
Additional Noninterest Income	$140,000	4,428
Total noninterest expense	$2,684,000	3,159
Salaries and employee benefits	$1,444,000	3,240
Premises and equipment expense	$390,000	3,071
Additional noninterest expense	$850,000	2,966
Pre-tax net operating income	$533,000	5,268
Securities gains (losses)	$4,000	883
Applicable income taxes	$74,000	4,861
Income before extraordinary items	$463,000	5,072
Extraordinary gains, net	$0	39
Net income	$463,000	5,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,253
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$459,560	5,072
2006-03-31 (YTD Data)		Rank
Total interest income	$2,012,000	4,067
Total interest expense	$715,000	4,117
Net interest income	$1,297,000	3,942
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$320,000	2,957
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$248,000	1,697
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,366
Total noninterest expense	$1,322,000	3,214
Salaries and employee benefits	$716,000	3,271
Premises and equipment expense	$201,000	3,011
Additional noninterest expense	$405,000	3,080
Pre-tax net operating income	$250,000	5,373
Securities gains (losses)	$4,000	719
Applicable income taxes	$38,000	4,781
Income before extraordinary items	$216,000	5,165
Extraordinary gains, net	$0	21
Net income	$216,000	5,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	1,837
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$212,600	5,219
2005-12-31 (YTD Data)		Rank
Total interest income	$7,406,000	3,984
Total interest expense	$2,190,000	4,169
Net interest income	$5,216,000	3,831
Provision for loan and lease losses	$90,000	4,964
Total noninterest income	$1,333,000	2,902
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,035,000	1,672
Trading account gains and fees	$0	138
Additional Noninterest Income	$298,000	4,349
Total noninterest expense	$5,254,000	3,103
Salaries and employee benefits	$2,780,000	3,175
Premises and equipment expense	$776,000	2,976
Additional noninterest expense	$1,698,000	2,919
Pre-tax net operating income	$1,205,000	4,895
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$238,000	4,427
Income before extraordinary items	$970,000	4,899
Extraordinary gains, net	$0	46
Net income	$970,000	4,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$701,000	888
Cash dividends	$600,000	3,308
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$967,600	4,879
2005-09-30 (YTD Data)		Rank
Total interest income	$5,475,000	3,976
Total interest expense	$1,547,000	4,202
Net interest income	$3,928,000	3,820
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$1,004,000	2,910
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$782,000	1,648
Trading account gains and fees	$0	126
Additional Noninterest Income	$222,000	4,378
Total noninterest expense	$3,889,000	3,103
Salaries and employee benefits	$2,079,000	3,160
Premises and equipment expense	$582,000	2,958
Additional noninterest expense	$1,228,000	2,985
Pre-tax net operating income	$953,000	4,895
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$161,000	4,734
Income before extraordinary items	$795,000	4,771
Extraordinary gains, net	$0	35
Net income	$795,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$792,510	4,755
2005-06-30 (YTD Data)		Rank
Total interest income	$3,607,000	3,948
Total interest expense	$977,000	4,201
Net interest income	$2,630,000	3,768
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$674,000	2,846
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$510,000	1,649
Trading account gains and fees	$0	116
Additional Noninterest Income	$164,000	4,121
Total noninterest expense	$2,591,000	3,088
Salaries and employee benefits	$1,391,000	3,135
Premises and equipment expense	$380,000	2,988
Additional noninterest expense	$820,000	2,956
Pre-tax net operating income	$623,000	4,917
Securities gains (losses)	$0	2,146
Applicable income taxes	$103,000	4,783
Income before extraordinary items	$520,000	4,800
Extraordinary gains, net	$0	30
Net income	$520,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	8,516
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$520,000	4,744
2005-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,895
Total interest expense	$486,000	4,096
Net interest income	$1,330,000	3,746
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$303,000	3,034
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$244,000	1,678
Trading account gains and fees	$0	115
Additional Noninterest Income	$59,000	4,816
Total noninterest expense	$1,282,000	3,132
Salaries and employee benefits	$703,000	3,108
Premises and equipment expense	$188,000	3,032
Additional noninterest expense	$391,000	3,078
Pre-tax net operating income	$306,000	4,935
Securities gains (losses)	$0	1,685
Applicable income taxes	$60,000	4,523
Income before extraordinary items	$246,000	4,914
Extraordinary gains, net	$0	24
Net income	$246,000	4,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,424
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$246,000	4,868
2004-12-31 (YTD Data)		Rank
Total interest income	$7,305,000	3,693
Total interest expense	$1,847,000	3,891
Net interest income	$5,458,000	3,553
Provision for loan and lease losses	$240,000	3,319
Total noninterest income	$1,206,000	3,119
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,030,000	1,710
Trading account gains and fees	$0	138
Additional Noninterest Income	$176,000	5,370
Total noninterest expense	$5,329,000	2,936
Salaries and employee benefits	$2,869,000	2,951
Premises and equipment expense	$798,000	2,792
Additional noninterest expense	$1,662,000	2,870
Pre-tax net operating income	$1,095,000	5,011
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$181,000	4,873
Income before extraordinary items	$929,000	4,884
Extraordinary gains, net	$0	34
Net income	$929,000	4,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,349
Cash dividends	$550,000	3,369
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$916,400	4,851
2004-09-30 (YTD Data)		Rank
Total interest income	$5,558,000	3,608
Total interest expense	$1,385,000	3,846
Net interest income	$4,173,000	3,474
Provision for loan and lease losses	$195,000	3,028
Total noninterest income	$894,000	3,159
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$766,000	1,734
Trading account gains and fees	$0	134
Additional Noninterest Income	$128,000	5,445
Total noninterest expense	$4,004,000	2,910
Salaries and employee benefits	$2,114,000	2,982
Premises and equipment expense	$608,000	2,751
Additional noninterest expense	$1,282,000	2,736
Pre-tax net operating income	$868,000	4,979
Securities gains (losses)	$13,000	2,563
Applicable income taxes	$156,000	4,794
Income before extraordinary items	$725,000	4,870
Extraordinary gains, net	$0	26
Net income	$725,000	4,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	1,924
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$714,340	4,817
2004-06-30 (YTD Data)		Rank
Total interest income	$3,723,000	3,586
Total interest expense	$940,000	3,791
Net interest income	$2,783,000	3,462
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$589,000	3,212
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$503,000	1,737
Trading account gains and fees	$0	130
Additional Noninterest Income	$86,000	5,466
Total noninterest expense	$2,668,000	2,919
Salaries and employee benefits	$1,411,000	2,993
Premises and equipment expense	$403,000	2,774
Additional noninterest expense	$854,000	2,759
Pre-tax net operating income	$554,000	5,048
Securities gains (losses)	$12,000	2,314
Applicable income taxes	$89,000	4,985
Income before extraordinary items	$477,000	4,855
Extraordinary gains, net	$0	21
Net income	$477,000	4,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	1,352
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$466,920	4,821
2004-03-31 (YTD Data)		Rank
Total interest income	$1,893,000	3,540
Total interest expense	$485,000	3,733
Net interest income	$1,408,000	3,427
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$264,000	3,393
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$245,000	1,736
Trading account gains and fees	$0	121
Additional Noninterest Income	$19,000	6,892
Total noninterest expense	$1,344,000	2,902
Salaries and employee benefits	$691,000	3,058
Premises and equipment expense	$204,000	2,769
Additional noninterest expense	$449,000	2,614
Pre-tax net operating income	$253,000	5,256
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$47,000	4,925
Income before extraordinary items	$211,000	5,200
Extraordinary gains, net	$0	16
Net income	$211,000	5,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	1,051
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$206,900	5,137
2003-12-31 (YTD Data)		Rank
Total interest income	$8,461,000	3,273
Total interest expense	$2,769,000	3,079
Net interest income	$5,692,000	3,320
Provision for loan and lease losses	$580,000	1,932
Total noninterest income	$1,434,000	2,935
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,045,000	1,645
Trading account gains and fees	$0	160
Additional Noninterest Income	$389,000	4,029
Total noninterest expense	$5,298,000	2,913
Salaries and employee benefits	$2,717,000	3,031
Premises and equipment expense	$756,000	2,892
Additional noninterest expense	$1,825,000	2,607
Pre-tax net operating income	$1,248,000	4,581
Securities gains (losses)	$13,000	3,473
Applicable income taxes	$206,000	4,884
Income before extraordinary items	$1,055,000	4,488
Extraordinary gains, net	$0	54
Net income	$1,055,000	4,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$631,000	1,334
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,044,080	4,349
2003-09-30 (YTD Data)		Rank
Total interest income	$6,276,000	3,356
Total interest expense	$2,213,000	3,002
Net interest income	$4,063,000	3,483
Provision for loan and lease losses	$555,000	1,515
Total noninterest income	$1,135,000	2,894
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$788,000	1,636
Trading account gains and fees	$0	153
Additional Noninterest Income	$347,000	3,790
Total noninterest expense	$3,733,000	3,052
Salaries and employee benefits	$2,005,000	3,085
Premises and equipment expense	$565,000	2,904
Additional noninterest expense	$1,163,000	2,973
Pre-tax net operating income	$910,000	4,804
Securities gains (losses)	$0	4,204
Applicable income taxes	$146,000	5,136
Income before extraordinary items	$764,000	4,728
Extraordinary gains, net	$0	40
Net income	$764,000	4,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	1,799
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$764,000	4,546
2003-06-30 (YTD Data)		Rank
Total interest income	$4,357,000	3,256
Total interest expense	$1,549,000	2,954
Net interest income	$2,808,000	3,368
Provision for loan and lease losses	$450,000	1,255
Total noninterest income	$767,000	2,843
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$526,000	1,604
Trading account gains and fees	$0	150
Additional Noninterest Income	$241,000	3,691
Total noninterest expense	$2,562,000	2,991
Salaries and employee benefits	$1,344,000	3,067
Premises and equipment expense	$374,000	2,925
Additional noninterest expense	$844,000	2,753
Pre-tax net operating income	$563,000	5,012
Securities gains (losses)	$0	3,782
Applicable income taxes	$85,000	5,338
Income before extraordinary items	$478,000	4,917
Extraordinary gains, net	$0	30
Net income	$478,000	4,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,579
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$478,000	4,701
2003-03-31 (YTD Data)		Rank
Total interest income	$2,220,000	3,221
Total interest expense	$801,000	2,940
Net interest income	$1,419,000	3,322
Provision for loan and lease losses	$300,000	910
Total noninterest income	$422,000	2,574
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$256,000	1,600
Trading account gains and fees	$0	134
Additional Noninterest Income	$166,000	3,032
Total noninterest expense	$1,274,000	2,989
Salaries and employee benefits	$670,000	3,065
Premises and equipment expense	$183,000	2,963
Additional noninterest expense	$421,000	2,728
Pre-tax net operating income	$267,000	5,098
Securities gains (losses)	$0	2,891
Applicable income taxes	$43,000	5,304
Income before extraordinary items	$224,000	5,015
Extraordinary gains, net	$0	21
Net income	$224,000	5,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	1,782
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$224,000	4,811
2002-12-31 (YTD Data)		Rank
Total interest income	$10,024,000	3,014
Total interest expense	$4,051,000	2,714
Net interest income	$5,973,000	3,147
Provision for loan and lease losses	$1,228,000	1,110
Total noninterest income	$1,330,000	2,854
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$837,000	1,922
Trading account gains and fees	$0	153
Additional Noninterest Income	$493,000	3,308
Total noninterest expense	$5,074,000	2,887
Salaries and employee benefits	$2,674,000	2,949
Premises and equipment expense	$727,000	2,906
Additional noninterest expense	$1,673,000	2,706
Pre-tax net operating income	$1,001,000	5,202
Securities gains (losses)	$0	4,537
Applicable income taxes	$130,000	5,699
Income before extraordinary items	$871,000	4,969
Extraordinary gains, net	$0	70
Net income	$871,000	4,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$867,000	1,092
Cash dividends	$500,000	3,434
Sale, conversion, retirement of capital stock, net	$2,650,000	247
Net operating income	$871,000	4,836
2001-12-31 (YTD Data)		Rank
Total interest income	$10,950,000	3,066
Total interest expense	$5,375,000	2,958
Net interest income	$5,575,000	3,137
Provision for loan and lease losses	$1,020,000	1,219
Total noninterest income	$1,354,000	2,699
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$891,000	1,702
Trading account gains and fees	$0	177
Additional Noninterest Income	$463,000	3,263
Total noninterest expense	$4,320,000	3,201
Salaries and employee benefits	$2,413,000	3,042
Premises and equipment expense	$517,000	3,770
Additional noninterest expense	$1,390,000	3,073
Pre-tax net operating income	$1,589,000	3,712
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$395,000	3,764
Income before extraordinary items	$1,196,000	3,822
Extraordinary gains, net	$0	105
Net income	$1,196,000	3,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$489,000	1,587
Cash dividends	$360,000	4,070
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,194,500	3,701
2000-12-31 (YTD Data)		Rank
Total interest income	$9,154,000	3,677
Total interest expense	$4,434,000	3,666
Net interest income	$4,720,000	3,652
Provision for loan and lease losses	$270,000	3,077
Total noninterest income	$974,000	3,198
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$703,000	1,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	4,138
Total noninterest expense	$3,928,000	3,385
Salaries and employee benefits	$2,119,000	3,300
Premises and equipment expense	$505,000	3,758
Additional noninterest expense	$1,304,000	3,167
Pre-tax net operating income	$1,496,000	4,075
Securities gains (losses)	$0	1,956
Applicable income taxes	$348,000	4,283
Income before extraordinary items	$1,148,000	3,980
Extraordinary gains, net	$0	38
Net income	$1,148,000	3,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$360,000	4,146
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,148,000	3,970
1999-12-31 (YTD Data)		Rank
Total interest income	$7,905,000	3,950
Total interest expense	$3,606,000	3,945
Net interest income	$4,299,000	3,927
Provision for loan and lease losses	$395,000	2,139
Total noninterest income	$865,000	3,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$608,000	2,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	4,370
Total noninterest expense	$3,587,000	3,639
Salaries and employee benefits	$1,944,000	3,537
Premises and equipment expense	$461,000	4,050
Additional noninterest expense	$1,182,000	3,476
Pre-tax net operating income	$1,182,000	4,804
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$290,000	4,892
Income before extraordinary items	$896,000	4,757
Extraordinary gains, net	$0	35
Net income	$896,000	4,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$331,000	1,676
Cash dividends	$300,000	4,494
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$892,960	4,730
1998-12-31 (YTD Data)		Rank
Total interest income	$7,656,000	4,089
Total interest expense	$3,607,000	4,011
Net interest income	$4,049,000	4,082
Provision for loan and lease losses	$416,000	2,009
Total noninterest income	$828,000	3,532
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$575,000	2,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	4,394
Total noninterest expense	$3,124,000	3,976
Salaries and employee benefits	$1,797,000	3,671
Premises and equipment expense	$300,000	5,381
Additional noninterest expense	$1,027,000	3,870
Pre-tax net operating income	$1,337,000	4,537
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$365,000	4,668
Income before extraordinary items	$976,000	4,598
Extraordinary gains, net	$0	32
Net income	$976,000	4,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$372,000	1,595
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$973,080	4,506
1997-12-31 (YTD Data)		Rank
Total interest income	$6,524,000	4,759
Total interest expense	$2,834,000	4,945
Net interest income	$3,690,000	4,536
Provision for loan and lease losses	$207,000	3,371
Total noninterest income	$701,000	3,967
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$459,000	2,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	4,453
Total noninterest expense	$2,888,000	4,227
Salaries and employee benefits	$1,692,000	3,849
Premises and equipment expense	$268,000	5,826
Additional noninterest expense	$928,000	4,189
Pre-tax net operating income	$1,296,000	4,974
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$380,000	5,042
Income before extraordinary items	$922,000	4,972
Extraordinary gains, net	$0	44
Net income	$922,000	4,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,181
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$917,740	4,928
1996-12-31 (YTD Data)		Rank
Total interest income	$5,430,000	5,585
Total interest expense	$2,267,000	5,910
Net interest income	$3,163,000	5,235
Provision for loan and lease losses	$75,000	5,702
Total noninterest income	$581,000	4,669
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$411,000	3,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,600
Total noninterest expense	$2,593,000	4,856
Salaries and employee benefits	$1,509,000	4,280
Premises and equipment expense	$257,000	6,151
Additional noninterest expense	$827,000	5,082
Pre-tax net operating income	$1,076,000	5,494
Securities gains (losses)	$0	4,148
Applicable income taxes	$297,000	5,863
Income before extraordinary items	$779,000	5,398
Extraordinary gains, net	$0	53
Net income	$779,000	5,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,913
Cash dividends	$300,000	4,471
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$779,000	5,341
1995-12-31 (YTD Data)		Rank
Total interest income	$4,849,000	6,130
Total interest expense	$1,836,000	6,820
Net interest income	$3,013,000	5,478
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$485,000	5,299
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$367,000	3,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,698
Total noninterest expense	$2,515,000	4,976
Salaries and employee benefits	$1,486,000	4,318
Premises and equipment expense	$226,000	6,736
Additional noninterest expense	$803,000	5,238
Pre-tax net operating income	$963,000	6,143
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$255,000	6,571
Income before extraordinary items	$705,000	5,964
Extraordinary gains, net	$0	65
Net income	$705,000	5,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,478
Cash dividends	$295,000	4,628
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$707,190	5,926
1994-12-31 (YTD Data)		Rank
Total interest income	$4,189,000	6,480
Total interest expense	$1,410,000	7,179
Net interest income	$2,779,000	5,947
Provision for loan and lease losses	$35,000	6,861
Total noninterest income	$455,000	5,650
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$336,000	3,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,953
Total noninterest expense	$2,444,000	5,261
Salaries and employee benefits	$1,369,000	4,661
Premises and equipment expense	$242,000	6,652
Additional noninterest expense	$833,000	5,514
Pre-tax net operating income	$755,000	7,104
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$173,000	7,862
Income before extraordinary items	$586,000	6,657
Extraordinary gains, net	$0	249
Net income	$586,000	6,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$225,000	5,180
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$582,920	6,733
1993-12-31 (YTD Data)		Rank
Total interest income	$4,068,000	6,796
Total interest expense	$1,461,000	7,334
Net interest income	$2,607,000	6,339
Provision for loan and lease losses	$44,000	7,799
Total noninterest income	$457,000	5,922
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	4,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	7,302
Total noninterest expense	$2,381,000	5,499
Salaries and employee benefits	$1,332,000	4,776
Premises and equipment expense	$252,000	6,639
Additional noninterest expense	$797,000	5,941
Pre-tax net operating income	$639,000	7,693
Securities gains (losses)	$27,000	4,244
Applicable income taxes	$165,000	8,309
Income before extraordinary items	$501,000	7,547
Extraordinary gains, net	$0	3,149
Net income	$501,000	7,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,980
Cash dividends	$139,000	6,283
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$480,750	7,453
1992-12-31 (YTD Data)		Rank
Total interest income	$4,331,000	7,099
Total interest expense	$1,986,000	7,144
Net interest income	$2,345,000	6,903
Provision for loan and lease losses	$498,000	3,020
Total noninterest income	$465,000	5,931
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$316,000	4,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	6,659
Total noninterest expense	$2,224,000	5,859
Salaries and employee benefits	$1,204,000	5,142
Premises and equipment expense	$234,000	7,098
Additional noninterest expense	$786,000	6,157
Pre-tax net operating income	$88,000	12,136
Securities gains (losses)	$133,000	2,567
Applicable income taxes	$-3,000	13,367
Income before extraordinary items	$224,000	10,262
Extraordinary gains, net	$33,000	1,109
Net income	$257,000	9,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	3,766
Cash dividends	$130,000	6,040
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$91,000	11,754

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.