Home > First National Bankers Bank, Alabama > Income and Expense
First National Bankers Bank, Alabama, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 3,501 |
| Total interest expense | $331,000 | 6,971 |
| Net interest income | $7,824,000 | 2,782 |
| Provision for loan and lease losses | $4,518,000 | 1,234 |
| Total noninterest income | $903,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $903,000 | 2,314 |
| Total noninterest expense | $4,207,000 | 4,070 |
| Salaries and employee benefits | $2,276,000 | 3,857 |
| Premises and equipment expense | $366,000 | 4,965 |
| Additional noninterest expense | $1,565,000 | 3,887 |
| Pre-tax net operating income | $2,000 | 5,763 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-48,000 | 6,715 |
| Income before extraordinary items | $50,000 | 5,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $50,000 | 5,806 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $50,000 | 5,806 |
| Net charge-offs | $5,113,000 | 995 |
| Cash dividends | $952,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $50,000 | 5,665 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 3,545 |
| Total interest expense | $266,000 | 7,041 |
| Net interest income | $5,913,000 | 2,793 |
| Provision for loan and lease losses | $2,324,000 | 1,501 |
| Total noninterest income | $697,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $697,000 | 2,269 |
| Total noninterest expense | $3,430,000 | 3,860 |
| Salaries and employee benefits | $2,078,000 | 3,350 |
| Premises and equipment expense | $273,000 | 5,056 |
| Additional noninterest expense | $1,079,000 | 4,095 |
| Pre-tax net operating income | $856,000 | 3,358 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $278,000 | 2,218 |
| Income before extraordinary items | $578,000 | 3,850 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $578,000 | 3,850 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $578,000 | 3,851 |
| Net charge-offs | $2,632,000 | 1,262 |
| Cash dividends | $650,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $578,000 | 3,703 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 3,609 |
| Total interest expense | $202,000 | 7,004 |
| Net interest income | $3,869,000 | 2,846 |
| Provision for loan and lease losses | $1,598,000 | 1,463 |
| Total noninterest income | $494,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $494,000 | 2,111 |
| Total noninterest expense | $2,264,000 | 3,883 |
| Salaries and employee benefits | $1,418,000 | 3,302 |
| Premises and equipment expense | $180,000 | 5,103 |
| Additional noninterest expense | $666,000 | 4,307 |
| Pre-tax net operating income | $501,000 | 3,624 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $138,000 | 2,488 |
| Income before extraordinary items | $363,000 | 3,947 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $363,000 | 3,945 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $363,000 | 3,946 |
| Net charge-offs | $1,709,000 | 1,267 |
| Cash dividends | $298,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $363,000 | 3,834 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 3,536 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $2,018,000 | 2,753 |
| Provision for loan and lease losses | $948,000 | 1,217 |
| Total noninterest income | $208,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 2,334 |
| Total noninterest expense | $1,077,000 | 4,067 |
| Salaries and employee benefits | $729,000 | 3,282 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $251,000 | 5,105 |
| Pre-tax net operating income | $201,000 | 4,050 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $18,000 | 3,501 |
| Income before extraordinary items | $183,000 | 4,042 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 4,041 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $183,000 | 4,041 |
| Net charge-offs | $434,000 | 1,693 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $183,000 | 3,933 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,974,000 | 3,521 |
| Total interest expense | $785,000 | 6,509 |
| Net interest income | $8,189,000 | 2,666 |
| Provision for loan and lease losses | $3,396,000 | 1,820 |
| Total noninterest income | $354,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $354,000 | 3,721 |
| Total noninterest expense | $4,509,000 | 4,003 |
| Salaries and employee benefits | $2,686,000 | 3,497 |
| Premises and equipment expense | $357,000 | 5,275 |
| Additional noninterest expense | $1,466,000 | 4,136 |
| Pre-tax net operating income | $638,000 | 3,686 |
| Securities gains (losses) | $197,000 | 1,565 |
| Applicable income taxes | $260,000 | 2,159 |
| Income before extraordinary items | $575,000 | 3,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $575,000 | 3,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $575,000 | 3,664 |
| Net charge-offs | $3,021,000 | 1,599 |
| Cash dividends | $424,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $2,432,000 | 305 |
| Net operating income | $439,070 | 3,968 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 3,546 |
| Total interest expense | $645,000 | 6,470 |
| Net interest income | $6,127,000 | 2,683 |
| Provision for loan and lease losses | $2,422,000 | 1,698 |
| Total noninterest income | $222,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $222,000 | 4,118 |
| Total noninterest expense | $3,303,000 | 4,073 |
| Salaries and employee benefits | $2,055,000 | 3,467 |
| Premises and equipment expense | $252,000 | 5,451 |
| Additional noninterest expense | $996,000 | 4,402 |
| Pre-tax net operating income | $624,000 | 3,524 |
| Securities gains (losses) | $197,000 | 1,290 |
| Applicable income taxes | $247,000 | 2,112 |
| Income before extraordinary items | $574,000 | 3,457 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $574,000 | 3,455 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $574,000 | 3,457 |
| Net charge-offs | $1,916,000 | 1,542 |
| Cash dividends | $166,000 | 3,239 |
| Sale, conversion, retirement of capital stock, net | $1,792,000 | 285 |
| Net operating income | $436,100 | 3,820 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 3,607 |
| Total interest expense | $442,000 | 6,528 |
| Net interest income | $4,031,000 | 2,695 |
| Provision for loan and lease losses | $1,637,000 | 1,582 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $2,115,000 | 4,230 |
| Salaries and employee benefits | $1,335,000 | 3,588 |
| Premises and equipment expense | $162,000 | 5,581 |
| Additional noninterest expense | $618,000 | 4,640 |
| Pre-tax net operating income | $402,000 | 3,678 |
| Securities gains (losses) | $197,000 | 1,022 |
| Applicable income taxes | $154,000 | 2,234 |
| Income before extraordinary items | $445,000 | 3,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,302 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $445,000 | 3,305 |
| Net charge-offs | $846,000 | 1,779 |
| Cash dividends | $71,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $1,792,000 | 221 |
| Net operating income | $299,220 | 3,850 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 3,819 |
| Total interest expense | $211,000 | 6,711 |
| Net interest income | $1,871,000 | 2,876 |
| Provision for loan and lease losses | $737,000 | 1,422 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $961,000 | 4,430 |
| Salaries and employee benefits | $648,000 | 3,697 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $233,000 | 5,147 |
| Pre-tax net operating income | $240,000 | 3,715 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $233,000 | 3,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 3,588 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $233,000 | 3,589 |
| Net charge-offs | $262,000 | 1,903 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,792,000 | 128 |
| Net operating income | $233,000 | 3,447 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 3,502 |
| Total interest expense | $3,986,000 | 3,517 |
| Net interest income | $6,091,000 | 3,438 |
| Provision for loan and lease losses | $1,460,000 | 2,198 |
| Total noninterest income | $281,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $281,000 | 4,221 |
| Total noninterest expense | $3,633,000 | 4,519 |
| Salaries and employee benefits | $2,400,000 | 3,903 |
| Premises and equipment expense | $276,000 | 5,999 |
| Additional noninterest expense | $957,000 | 4,958 |
| Pre-tax net operating income | $1,279,000 | 3,300 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $520,000 | 1,813 |
| Income before extraordinary items | $759,000 | 3,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $759,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $311,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $759,000 | 3,936 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,645,000 | 3,535 |
| Total interest expense | $3,464,000 | 3,268 |
| Net interest income | $4,181,000 | 3,690 |
| Provision for loan and lease losses | $935,000 | 1,905 |
| Total noninterest income | $224,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $224,000 | 4,211 |
| Total noninterest expense | $2,547,000 | 4,716 |
| Salaries and employee benefits | $1,695,000 | 4,092 |
| Premises and equipment expense | $206,000 | 6,021 |
| Additional noninterest expense | $646,000 | 5,206 |
| Pre-tax net operating income | $923,000 | 3,829 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $377,000 | 2,230 |
| Income before extraordinary items | $546,000 | 4,274 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $546,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $311,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $546,000 | 4,428 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 3,563 |
| Total interest expense | $2,493,000 | 3,195 |
| Net interest income | $2,668,000 | 3,799 |
| Provision for loan and lease losses | $552,000 | 1,796 |
| Total noninterest income | $152,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $1,694,000 | 4,755 |
| Salaries and employee benefits | $1,121,000 | 4,151 |
| Premises and equipment expense | $139,000 | 6,029 |
| Additional noninterest expense | $434,000 | 5,173 |
| Pre-tax net operating income | $574,000 | 4,118 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $237,000 | 2,493 |
| Income before extraordinary items | $337,000 | 4,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $337,000 | 4,742 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 3,466 |
| Total interest expense | $1,508,000 | 2,882 |
| Net interest income | $1,251,000 | 3,975 |
| Provision for loan and lease losses | $216,000 | 1,747 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $824,000 | 4,841 |
| Salaries and employee benefits | $561,000 | 4,172 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $189,000 | 5,526 |
| Pre-tax net operating income | $287,000 | 4,248 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $115,000 | 2,638 |
| Income before extraordinary items | $172,000 | 4,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $172,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $172,000 | 4,878 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,229,000 | 3,011 |
| Total interest expense | $9,094,000 | 2,098 |
| Net interest income | $4,135,000 | 4,526 |
| Provision for loan and lease losses | $248,000 | 3,529 |
| Total noninterest income | $255,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $255,000 | 4,546 |
| Total noninterest expense | $3,168,000 | 4,834 |
| Salaries and employee benefits | $2,197,000 | 4,088 |
| Premises and equipment expense | $303,000 | 5,754 |
| Additional noninterest expense | $668,000 | 5,859 |
| Pre-tax net operating income | $974,000 | 4,789 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $392,000 | 3,050 |
| Income before extraordinary items | $582,000 | 5,408 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $582,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 590 |
| Net operating income | $582,000 | 5,390 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,209,000 | 2,934 |
| Total interest expense | $7,158,000 | 2,012 |
| Net interest income | $3,051,000 | 4,595 |
| Provision for loan and lease losses | $93,000 | 4,221 |
| Total noninterest income | $191,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $191,000 | 4,572 |
| Total noninterest expense | $2,359,000 | 4,838 |
| Salaries and employee benefits | $1,623,000 | 4,122 |
| Premises and equipment expense | $228,000 | 5,748 |
| Additional noninterest expense | $508,000 | 5,771 |
| Pre-tax net operating income | $790,000 | 4,862 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $303,000 | 3,189 |
| Income before extraordinary items | $487,000 | 5,436 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $487,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $487,000 | 5,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 2,870 |
| Total interest expense | $5,145,000 | 1,916 |
| Net interest income | $1,883,000 | 4,850 |
| Provision for loan and lease losses | $93,000 | 3,403 |
| Total noninterest income | $269,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $269,000 | 3,195 |
| Total noninterest expense | $1,559,000 | 4,897 |
| Salaries and employee benefits | $1,079,000 | 4,169 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $331,000 | 5,842 |
| Pre-tax net operating income | $500,000 | 5,036 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $181,000 | 3,393 |
| Income before extraordinary items | $319,000 | 5,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $319,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $319,000 | 5,515 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 2,944 |
| Total interest expense | $2,501,000 | 1,946 |
| Net interest income | $907,000 | 4,970 |
| Provision for loan and lease losses | $47,000 | 3,165 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $752,000 | 5,006 |
| Salaries and employee benefits | $540,000 | 4,199 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $263,000 | 4,949 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $94,000 | 3,352 |
| Income before extraordinary items | $169,000 | 5,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $169,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $169,000 | 5,405 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 3,776 |
| Total interest expense | $6,182,000 | 2,530 |
| Net interest income | $3,121,000 | 5,397 |
| Provision for loan and lease losses | $380,000 | 2,368 |
| Total noninterest income | $449,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $449,000 | 3,536 |
| Total noninterest expense | $2,669,000 | 5,274 |
| Salaries and employee benefits | $1,879,000 | 4,485 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $540,000 | 6,352 |
| Pre-tax net operating income | $521,000 | 6,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $201,000 | 4,291 |
| Income before extraordinary items | $320,000 | 6,835 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $320,000 | 6,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,780 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $320,000 | 6,834 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,074,000 | 4,143 |
| Total interest expense | $3,822,000 | 2,897 |
| Net interest income | $2,252,000 | 5,574 |
| Provision for loan and lease losses | $269,000 | 2,365 |
| Total noninterest income | $350,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 3,441 |
| Total noninterest expense | $1,917,000 | 5,394 |
| Salaries and employee benefits | $1,345,000 | 4,600 |
| Premises and equipment expense | $185,000 | 6,275 |
| Additional noninterest expense | $387,000 | 6,468 |
| Pre-tax net operating income | $416,000 | 6,544 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $160,000 | 4,408 |
| Income before extraordinary items | $256,000 | 6,946 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $256,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $256,000 | 6,951 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 4,249 |
| Total interest expense | $2,383,000 | 2,943 |
| Net interest income | $1,452,000 | 5,705 |
| Provision for loan and lease losses | $214,000 | 2,000 |
| Total noninterest income | $253,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 3,310 |
| Total noninterest expense | $1,278,000 | 5,403 |
| Salaries and employee benefits | $888,000 | 4,656 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $268,000 | 6,392 |
| Pre-tax net operating income | $213,000 | 6,997 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $213,000 | 6,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $213,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $213,000 | 6,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 4,277 |
| Total interest expense | $1,189,000 | 2,821 |
| Net interest income | $676,000 | 5,912 |
| Provision for loan and lease losses | $128,000 | 1,658 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $582,000 | 5,717 |
| Salaries and employee benefits | $403,000 | 4,986 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $53,000 | 7,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,276 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,000 | 7,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 5,884 |
| Total interest expense | $2,388,000 | 3,939 |
| Net interest income | $1,529,000 | 7,263 |
| Provision for loan and lease losses | $567,000 | 1,721 |
| Total noninterest income | $381,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $381,000 | 3,853 |
| Total noninterest expense | $1,965,000 | 6,173 |
| Salaries and employee benefits | $1,370,000 | 5,364 |
| Premises and equipment expense | $205,000 | 6,681 |
| Additional noninterest expense | $390,000 | 7,130 |
| Pre-tax net operating income | $-622,000 | 8,541 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-195,000 | 8,674 |
| Income before extraordinary items | $-427,000 | 8,527 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-427,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-427,000 | 8,504 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 6,515 |
| Total interest expense | $1,374,000 | 4,557 |
| Net interest income | $950,000 | 7,649 |
| Provision for loan and lease losses | $535,000 | 1,322 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,592 |
| Total noninterest expense | $1,382,000 | 6,330 |
| Salaries and employee benefits | $938,000 | 5,633 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $275,000 | 7,283 |
| Pre-tax net operating income | $-846,000 | 8,693 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-276,000 | 8,779 |
| Income before extraordinary items | $-570,000 | 8,664 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-570,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-570,000 | 8,640 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 7,130 |
| Total interest expense | $729,000 | 5,021 |
| Net interest income | $444,000 | 8,167 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $829,000 | 6,649 |
| Salaries and employee benefits | $562,000 | 5,961 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $-599,000 | 8,703 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-196,000 | 8,791 |
| Income before extraordinary items | $-403,000 | 8,686 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-403,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-403,000 | 8,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,120 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $147,000 | 8,600 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $373,000 | 6,953 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $-422,000 | 8,835 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-140,000 | 8,866 |
| Income before extraordinary items | $-282,000 | 8,798 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-282,000 | 8,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-282,000 | 8,781 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 8,895 |
| Total interest expense | $91,000 | 8,759 |
| Net interest income | $72,000 | 8,921 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $8,000 | 8,851 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $866,000 | 8,035 |
| Salaries and employee benefits | $477,000 | 8,049 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $277,000 | 7,838 |
| Pre-tax net operating income | $-819,000 | 8,766 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-274,000 | 8,852 |
| Income before extraordinary items | $-545,000 | 8,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-545,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $11,125,000 | 88 |
| Net operating income | $-545,000 | 8,708 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,000 | 9,013 |
| Total interest expense | $12,000 | 8,938 |
| Net interest income | $9,000 | 9,012 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $599,000 | 8,156 |
| Salaries and employee benefits | $321,000 | 8,194 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $201,000 | 7,896 |
| Pre-tax net operating income | $-600,000 | 8,804 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-204,000 | 8,911 |
| Income before extraordinary items | $-396,000 | 8,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-396,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 136 |
| Net operating income | $-396,000 | 8,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.