Home > First National Banker's Bank > Income and Expense

First National Banker's Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,218,000931
Total interest expense$21,760,000743
Net interest income$28,458,0001,094
Provision for loan and lease losses$1,728,000600
Total noninterest income$17,257,000514
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$17,257,000371
Total noninterest expense$39,328,000700
Salaries and employee benefits$23,368,000652
Premises and equipment expense$3,699,000713
Additional noninterest expense$17,257,000371
Pre-tax net operating income$4,659,0002,004
Securities gains (losses)$0988
Applicable income taxes$1,340,0001,252
Income before extraordinary items$3,319,0002,208
Extraordinary gains, net$054
Net income$3,319,0002,232
Minority interest net income$088
Net income of bank and minority interests.$3,319,0002,211
Net charge-offs$518,000741
Cash dividends$2,917,0001,228
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,319,0002,235
2023-09-30 (YTD Data)Rank
Total interest income$36,461,000942
Total interest expense$15,509,000727
Net interest income$20,952,0001,116
Provision for loan and lease losses$1,564,000518
Total noninterest income$12,479,000526
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$12,479,000384
Total noninterest expense$28,883,000716
Salaries and employee benefits$17,022,000675
Premises and equipment expense$2,697,000739
Additional noninterest expense$12,479,000384
Pre-tax net operating income$2,984,0002,233
Securities gains (losses)$0849
Applicable income taxes$772,0001,456
Income before extraordinary items$2,212,0002,395
Extraordinary gains, net$052
Net income$2,212,0002,418
Minority interest net income$081
Net income of bank and minority interests.$2,212,0002,397
Net charge-offs$521,000570
Cash dividends$2,226,0001,095
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,212,0002,415
2023-06-30 (YTD Data)Rank
Total interest income$23,582,000937
Total interest expense$9,785,000692
Net interest income$13,797,0001,136
Provision for loan and lease losses$914,000535
Total noninterest income$8,249,000519
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$8,249,000374
Total noninterest expense$19,347,000698
Salaries and employee benefits$11,574,000651
Premises and equipment expense$1,749,000745
Additional noninterest expense$8,249,000374
Pre-tax net operating income$1,785,0002,386
Securities gains (losses)$0938
Applicable income taxes$495,0001,503
Income before extraordinary items$1,290,0002,575
Extraordinary gains, net$051
Net income$1,290,0002,605
Minority interest net income$081
Net income of bank and minority interests.$1,290,0002,575
Net charge-offs$524,000425
Cash dividends$684,0001,697
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,290,0002,588
2023-03-31 (YTD Data)Rank
Total interest income$11,380,000953
Total interest expense$4,379,000683
Net interest income$7,001,0001,116
Provision for loan and lease losses$183,000935
Total noninterest income$4,464,000482
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$4,464,000354
Total noninterest expense$9,830,000700
Salaries and employee benefits$5,961,000658
Premises and equipment expense$864,000787
Additional noninterest expense$4,464,000354
Pre-tax net operating income$1,452,0001,833
Securities gains (losses)$0950
Applicable income taxes$343,0001,280
Income before extraordinary items$1,109,0001,967
Extraordinary gains, net$04
Net income$1,109,0001,967
Minority interest net income$048
Net income of bank and minority interests.$1,109,0001,967
Net charge-offs$-13,0004,126
Cash dividends$12,0002,311
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,109,0001,989
2022-12-31 (YTD Data)Rank
Total interest income$31,590,0001,095
Total interest expense$6,244,000672
Net interest income$25,346,0001,184
Provision for loan and lease losses$-3,430,0004,684
Total noninterest income$22,194,000441
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$22,194,000320
Total noninterest expense$42,683,000631
Salaries and employee benefits$26,843,000574
Premises and equipment expense$3,326,000775
Additional noninterest expense$22,194,000320
Pre-tax net operating income$8,287,0001,450
Securities gains (losses)$-175,0004,071
Applicable income taxes$1,860,0001,133
Income before extraordinary items$6,252,0001,584
Extraordinary gains, net$05
Net income$6,252,0001,582
Minority interest net income$063
Net income of bank and minority interests.$6,252,0001,583
Net charge-offs$-2,293,0004,691
Cash dividends$3,614,0001,001
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,390,2501,581
2022-09-30 (YTD Data)Rank
Total interest income$20,898,0001,177
Total interest expense$2,756,000782
Net interest income$18,142,0001,209
Provision for loan and lease losses$-2,722,0004,711
Total noninterest income$18,556,000422
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and feesNANA
Additional Noninterest Income$18,556,000308
Total noninterest expense$32,719,000611
Salaries and employee benefits$20,869,000544
Premises and equipment expense$2,458,000785
Additional noninterest expense$18,556,000308
Pre-tax net operating income$6,701,0001,360
Securities gains (losses)$-175,0004,340
Applicable income taxes$1,506,0001,063
Income before extraordinary items$5,020,0001,485
Extraordinary gains, net$04
Net income$5,020,0001,485
Minority interest net income$057
Net income of bank and minority interests.$5,020,0001,485
Net charge-offs$-906,0004,681
Cash dividends$2,907,000878
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,158,2501,477
2022-06-30 (YTD Data)Rank
Total interest income$12,403,0001,231
Total interest expense$935,0001,204
Net interest income$11,468,0001,229
Provision for loan and lease losses$-2,000,0004,703
Total noninterest income$13,289,000391
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and feesNANA
Additional Noninterest Income$13,289,000298
Total noninterest expense$22,184,000595
Salaries and employee benefits$14,319,000525
Premises and equipment expense$1,630,000783
Additional noninterest expense$6,235,000637
Pre-tax net operating income$4,573,0001,276
Securities gains (losses)$-175,0004,448
Applicable income taxes$988,0001,020
Income before extraordinary items$3,410,0001,379
Extraordinary gains, net$04
Net income$3,410,0001,378
Minority interest net income$060
Net income of bank and minority interests.$3,410,0001,379
Net charge-offs$-123,0004,439
Cash dividends$344,0002,156
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,548,2501,380
2022-03-31 (YTD Data)Rank
Total interest income$5,573,0001,308
Total interest expense$175,0002,415
Net interest income$5,398,0001,256
Provision for loan and lease losses$-2,000,0004,719
Total noninterest income$7,542,000370
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$7,542,000286
Total noninterest expense$11,618,000568
Salaries and employee benefits$7,776,000485
Premises and equipment expense$772,000831
Additional noninterest expense$3,070,000642
Pre-tax net operating income$3,322,000932
Securities gains (losses)$-175,0004,588
Applicable income taxes$747,000780
Income before extraordinary items$2,400,0001,051
Extraordinary gains, net$04
Net income$2,400,0001,049
Minority interest net income$050
Net income of bank and minority interests.$2,400,0001,051
Net charge-offs$-111,0004,573
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,538,2501,021
2021-12-31 (YTD Data)Rank
Total interest income$23,739,0001,287
Total interest expense$528,0003,091
Net interest income$23,211,0001,208
Provision for loan and lease losses$1,000,000592
Total noninterest income$39,585,000325
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and feesNANA
Additional Noninterest Income$39,585,000262
Total noninterest expense$51,834,000516
Salaries and employee benefits$36,298,000419
Premises and equipment expense$2,949,000877
Additional noninterest expense$12,587,000640
Pre-tax net operating income$9,962,0001,285
Securities gains (losses)$02,062
Applicable income taxes$2,357,000994
Income before extraordinary items$7,605,0001,394
Extraordinary gains, net$010
Net income$7,605,0001,394
Minority interest net income$074
Net income of bank and minority interests.$7,605,0001,394
Net charge-offs$1,793,000309
Cash dividends$1,872,0001,611
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,605,0001,370
2021-09-30 (YTD Data)Rank
Total interest income$17,871,0001,312
Total interest expense$368,0003,291
Net interest income$17,503,0001,219
Provision for loan and lease losses$850,000523
Total noninterest income$31,108,000320
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and feesNANA
Additional Noninterest Income$31,108,000253
Total noninterest expense$39,454,000508
Salaries and employee benefits$28,134,000410
Premises and equipment expense$2,196,000896
Additional noninterest expense$9,124,000647
Pre-tax net operating income$8,307,0001,245
Securities gains (losses)$02,015
Applicable income taxes$1,937,000990
Income before extraordinary items$6,370,0001,333
Extraordinary gains, net$08
Net income$6,370,0001,333
Minority interest net income$069
Net income of bank and minority interests.$6,370,0001,333
Net charge-offs$-599,0004,827
Cash dividends$1,581,0001,340
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,370,0001,313
2021-06-30 (YTD Data)Rank
Total interest income$11,851,0001,314
Total interest expense$226,0003,463
Net interest income$11,625,0001,214
Provision for loan and lease losses$700,000439
Total noninterest income$20,551,000323
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and feesNANA
Additional Noninterest Income$20,551,000261
Total noninterest expense$26,279,000502
Salaries and employee benefits$18,885,000403
Premises and equipment expense$1,453,000902
Additional noninterest expense$5,941,000647
Pre-tax net operating income$5,197,0001,277
Securities gains (losses)$01,818
Applicable income taxes$1,179,0001,028
Income before extraordinary items$4,018,0001,398
Extraordinary gains, net$06
Net income$4,018,0001,398
Minority interest net income$067
Net income of bank and minority interests.$4,018,0001,398
Net charge-offs$-597,0004,883
Cash dividends$275,0002,439
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,018,0001,364
2021-03-31 (YTD Data)Rank
Total interest income$6,085,0001,281
Total interest expense$117,0003,502
Net interest income$5,968,0001,187
Provision for loan and lease losses$500,000366
Total noninterest income$10,549,000325
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$10,549,000267
Total noninterest expense$13,278,000493
Salaries and employee benefits$9,680,000395
Premises and equipment expense$735,000904
Additional noninterest expense$2,863,000662
Pre-tax net operating income$2,739,0001,223
Securities gains (losses)$01,392
Applicable income taxes$662,000958
Income before extraordinary items$2,077,0001,353
Extraordinary gains, net$03
Net income$2,077,0001,352
Minority interest net income$055
Net income of bank and minority interests.$2,077,0001,353
Net charge-offs$-474,0004,928
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,077,0001,324
2020-12-31 (YTD Data)Rank
Total interest income$27,094,0001,155
Total interest expense$1,505,0002,373
Net interest income$25,589,0001,047
Provision for loan and lease losses$8,000,000417
Total noninterest income$36,594,000332
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and feesNANA
Additional Noninterest Income$36,594,000266
Total noninterest expense$48,707,000525
Salaries and employee benefits$34,720,000422
Premises and equipment expense$2,992,000863
Additional noninterest expense$10,995,000684
Pre-tax net operating income$5,476,0001,666
Securities gains (losses)$02,675
Applicable income taxes$1,316,0001,241
Income before extraordinary items$4,160,0001,866
Extraordinary gains, net$04
Net income$4,160,0001,865
Minority interest net income$072
Net income of bank and minority interests.$4,160,0001,866
Net charge-offs$4,470,000239
Cash dividends$2,332,0001,357
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,160,0001,823
2020-09-30 (YTD Data)Rank
Total interest income$20,825,0001,134
Total interest expense$1,386,0002,150
Net interest income$19,439,0001,029
Provision for loan and lease losses$4,525,000528
Total noninterest income$26,919,000322
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and feesNANA
Additional Noninterest Income$26,919,000257
Total noninterest expense$36,987,000506
Salaries and employee benefits$26,118,000407
Premises and equipment expense$2,216,000864
Additional noninterest expense$8,653,000638
Pre-tax net operating income$4,846,0001,434
Securities gains (losses)$02,494
Applicable income taxes$1,209,0001,040
Income before extraordinary items$3,637,0001,646
Extraordinary gains, net$04
Net income$3,637,0001,647
Minority interest net income$065
Net income of bank and minority interests.$3,637,0001,647
Net charge-offs$446,000800
Cash dividends$2,047,0001,086
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,637,0001,599
2020-06-30 (YTD Data)Rank
Total interest income$14,287,0001,116
Total interest expense$1,265,0001,853
Net interest income$13,022,0001,027
Provision for loan and lease losses$3,075,000546
Total noninterest income$17,488,000313
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and feesNANA
Additional Noninterest Income$17,488,000250
Total noninterest expense$24,302,000505
Salaries and employee benefits$17,137,000408
Premises and equipment expense$1,546,000814
Additional noninterest expense$5,619,000641
Pre-tax net operating income$3,133,0001,396
Securities gains (losses)$02,249
Applicable income taxes$804,000984
Income before extraordinary items$2,329,0001,623
Extraordinary gains, net$04
Net income$2,329,0001,624
Minority interest net income$065
Net income of bank and minority interests.$2,329,0001,624
Net charge-offs$-58,0004,783
Cash dividends$285,0002,456
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,329,0001,580
2020-03-31 (YTD Data)Rank
Total interest income$7,721,0001,049
Total interest expense$1,140,0001,293
Net interest income$6,581,000996
Provision for loan and lease losses$1,675,000448
Total noninterest income$9,420,000281
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and feesNANA
Additional Noninterest Income$9,420,000210
Total noninterest expense$12,620,000485
Salaries and employee benefits$9,066,000391
Premises and equipment expense$767,000833
Additional noninterest expense$2,787,000654
Pre-tax net operating income$1,706,0001,196
Securities gains (losses)$01,705
Applicable income taxes$468,000778
Income before extraordinary items$1,238,0001,389
Extraordinary gains, net$04
Net income$1,238,0001,387
Minority interest net income$056
Net income of bank and minority interests.$1,238,0001,389
Net charge-offs$-11,0004,487
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,238,0001,366
2019-12-31 (YTD Data)Rank
Total interest income$35,689,000946
Total interest expense$7,767,000853
Net interest income$27,922,000955
Provision for loan and lease losses$1,300,000738
Total noninterest income$23,671,000380
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and feesNANA
Additional Noninterest Income$23,671,000292
Total noninterest expense$41,636,000565
Salaries and employee benefits$27,080,000477
Premises and equipment expense$3,030,000845
Additional noninterest expense$11,526,000614
Pre-tax net operating income$8,657,0001,168
Securities gains (losses)$02,379
Applicable income taxes$2,127,000864
Income before extraordinary items$6,530,0001,304
Extraordinary gains, net$011
Net income$6,530,0001,305
Minority interest net income$076
Net income of bank and minority interests.$6,530,0001,306
Net charge-offs$-432,0005,097
Cash dividends$2,949,0001,212
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,530,0001,282
2019-09-30 (YTD Data)Rank
Total interest income$27,021,000936
Total interest expense$6,271,000797
Net interest income$20,750,000971
Provision for loan and lease losses$400,0001,347
Total noninterest income$16,721,000395
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and feesNANA
Additional Noninterest Income$16,721,000299
Total noninterest expense$29,889,000588
Salaries and employee benefits$19,520,000501
Premises and equipment expense$2,277,000845
Additional noninterest expense$8,092,000655
Pre-tax net operating income$7,182,0001,112
Securities gains (losses)$02,167
Applicable income taxes$1,763,000836
Income before extraordinary items$5,419,0001,232
Extraordinary gains, net$011
Net income$5,419,0001,234
Minority interest net income$072
Net income of bank and minority interests.$5,419,0001,234
Net charge-offs$-370,0005,155
Cash dividends$2,525,0001,000
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,419,0001,206
2019-06-30 (YTD Data)Rank
Total interest income$18,106,000931
Total interest expense$4,313,000765
Net interest income$13,793,000968
Provision for loan and lease losses$03,685
Total noninterest income$9,114,000453
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and feesNANA
Additional Noninterest Income$9,114,000331
Total noninterest expense$18,947,000617
Salaries and employee benefits$12,240,000535
Premises and equipment expense$1,480,000871
Additional noninterest expense$5,227,000675
Pre-tax net operating income$3,960,0001,245
Securities gains (losses)$01,702
Applicable income taxes$962,000930
Income before extraordinary items$2,998,0001,386
Extraordinary gains, net$011
Net income$2,998,0001,385
Minority interest net income$069
Net income of bank and minority interests.$2,998,0001,386
Net charge-offs$-297,0005,204
Cash dividends$1,488,0001,119
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,998,0001,362
2019-03-31 (YTD Data)Rank
Total interest income$9,042,000928
Total interest expense$2,169,000751
Net interest income$6,873,000975
Provision for loan and lease losses$03,406
Total noninterest income$4,280,000452
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and feesNANA
Additional Noninterest Income$4,280,000324
Total noninterest expense$9,170,000636
Salaries and employee benefits$6,002,000538
Premises and equipment expense$737,000877
Additional noninterest expense$2,431,000714
Pre-tax net operating income$1,983,0001,226
Securities gains (losses)$01,087
Applicable income taxes$466,000946
Income before extraordinary items$1,517,0001,345
Extraordinary gains, net$05
Net income$1,517,0001,344
Minority interest net income$052
Net income of bank and minority interests.$1,517,0001,344
Net charge-offs$-247,0005,283
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,517,0001,322
2018-12-31 (YTD Data)Rank
Total interest income$34,861,000908
Total interest expense$7,371,000676
Net interest income$27,490,000953
Provision for loan and lease losses$305,0001,947
Total noninterest income$15,719,000493
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$15,719,000371
Total noninterest expense$37,672,000604
Salaries and employee benefits$24,194,000511
Premises and equipment expense$3,094,000807
Additional noninterest expense$10,384,000688
Pre-tax net operating income$5,232,0001,728
Securities gains (losses)$01,125
Applicable income taxes$1,228,0001,204
Income before extraordinary items$4,004,0001,914
Extraordinary gains, net$06
Net income$4,004,0001,912
Minority interest net income$072
Net income of bank and minority interests.$4,004,0001,913
Net charge-offs$1,083,000544
Cash dividends$2,135,0001,401
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,004,0001,905
2018-09-30 (YTD Data)Rank
Total interest income$25,670,000908
Total interest expense$5,239,000671
Net interest income$20,431,000957
Provision for loan and lease losses$305,0001,552
Total noninterest income$11,849,000497
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$11,849,000377
Total noninterest expense$28,517,000591
Salaries and employee benefits$18,240,000515
Premises and equipment expense$2,328,000807
Additional noninterest expense$7,949,000654
Pre-tax net operating income$3,458,0001,905
Securities gains (losses)$01,118
Applicable income taxes$834,0001,331
Income before extraordinary items$2,624,0002,100
Extraordinary gains, net$05
Net income$2,624,0002,098
Minority interest net income$066
Net income of bank and minority interests.$2,624,0002,099
Net charge-offs$1,157,000393
Cash dividends$1,503,0001,286
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,624,0002,099
2018-06-30 (YTD Data)Rank
Total interest income$16,769,000915
Total interest expense$3,236,000676
Net interest income$13,533,000955
Provision for loan and lease losses$100,0002,173
Total noninterest income$7,640,000513
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$7,640,000384
Total noninterest expense$18,773,000603
Salaries and employee benefits$12,330,000507
Premises and equipment expense$1,527,000824
Additional noninterest expense$4,916,000699
Pre-tax net operating income$2,300,0001,888
Securities gains (losses)$0961
Applicable income taxes$558,0001,314
Income before extraordinary items$1,742,0002,087
Extraordinary gains, net$06
Net income$1,742,0002,085
Minority interest net income$065
Net income of bank and minority interests.$1,742,0002,086
Net charge-offs$-400,0005,441
Cash dividends$575,0001,830
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,742,0002,080
2018-03-31 (YTD Data)Rank
Total interest income$7,961,000947
Total interest expense$1,475,000689
Net interest income$6,486,000990
Provision for loan and lease losses$100,0001,437
Total noninterest income$3,912,000498
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$3,912,000372
Total noninterest expense$9,478,000591
Salaries and employee benefits$6,499,000476
Premises and equipment expense$757,000833
Additional noninterest expense$2,222,000749
Pre-tax net operating income$820,0002,348
Securities gains (losses)$0735
Applicable income taxes$210,0001,533
Income before extraordinary items$610,0002,586
Extraordinary gains, net$07
Net income$610,0002,586
Minority interest net income$052
Net income of bank and minority interests.$610,0002,586
Net charge-offs$-26,0005,057
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$610,0002,577
2017-12-31 (YTD Data)Rank
Total interest income$31,044,000927
Total interest expense$4,217,000808
Net interest income$26,827,000939
Provision for loan and lease losses$3,050,000346
Total noninterest income$19,634,000425
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$19,634,000311
Total noninterest expense$39,343,000549
Salaries and employee benefits$26,435,000456
Premises and equipment expense$2,834,000865
Additional noninterest expense$10,074,000675
Pre-tax net operating income$4,068,0002,018
Securities gains (losses)$32,0001,113
Applicable income taxes$7,330,000521
Income before extraordinary items$-3,230,0005,634
Extraordinary gains, net$09
Net income$-3,230,0005,634
Minority interest net income$076
Net income of bank and minority interests.$-3,230,0005,634
Net charge-offs$2,974,000297
Cash dividends$2,307,0001,261
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-3,250,4805,634
2017-09-30 (YTD Data)Rank
Total interest income$23,204,000925
Total interest expense$3,010,000822
Net interest income$20,194,000936
Provision for loan and lease losses$2,150,000371
Total noninterest income$15,082,000419
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$15,082,000310
Total noninterest expense$29,856,000549
Salaries and employee benefits$19,842,000457
Premises and equipment expense$2,175,000851
Additional noninterest expense$7,839,000653
Pre-tax net operating income$3,270,0001,929
Securities gains (losses)$32,0001,084
Applicable income taxes$1,052,0001,425
Income before extraordinary items$2,250,0002,197
Extraordinary gains, net$09
Net income$2,250,0002,198
Minority interest net income$071
Net income of bank and minority interests.$2,250,0002,198
Net charge-offs$3,030,000227
Cash dividends$1,803,0001,141
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,228,2402,183
2017-06-30 (YTD Data)Rank
Total interest income$14,974,000949
Total interest expense$1,707,000921
Net interest income$13,267,000950
Provision for loan and lease losses$1,300,000408
Total noninterest income$10,094,000429
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$10,094,000314
Total noninterest expense$20,056,000545
Salaries and employee benefits$13,398,000456
Premises and equipment expense$1,558,000804
Additional noninterest expense$5,100,000672
Pre-tax net operating income$2,005,0002,025
Securities gains (losses)$11,0001,225
Applicable income taxes$598,0001,539
Income before extraordinary items$1,418,0002,247
Extraordinary gains, net$011
Net income$1,418,0002,247
Minority interest net income$071
Net income of bank and minority interests.$1,418,0002,247
Net charge-offs$3,159,000170
Cash dividends$449,0002,142
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,410,3002,222
2017-03-31 (YTD Data)Rank
Total interest income$7,348,000962
Total interest expense$729,0001,038
Net interest income$6,619,000946
Provision for loan and lease losses$350,000594
Total noninterest income$5,312,000401
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$5,312,000297
Total noninterest expense$10,205,000538
Salaries and employee benefits$6,904,000463
Premises and equipment expense$777,000812
Additional noninterest expense$2,524,000669
Pre-tax net operating income$1,376,0001,525
Securities gains (losses)$01,153
Applicable income taxes$391,0001,261
Income before extraordinary items$985,0001,692
Extraordinary gains, net$08
Net income$985,0001,692
Minority interest net income$055
Net income of bank and minority interests.$985,0001,692
Net charge-offs$-96,0005,606
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$985,0001,678
2016-12-31 (YTD Data)Rank
Total interest income$26,704,0001,015
Total interest expense$2,088,0001,365
Net interest income$24,616,000988
Provision for loan and lease losses$2,475,000443
Total noninterest income$29,744,000319
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$29,744,000235
Total noninterest expense$44,786,000494
Salaries and employee benefits$30,489,000420
Premises and equipment expense$2,924,000841
Additional noninterest expense$11,373,000602
Pre-tax net operating income$7,099,0001,232
Securities gains (losses)$104,0001,312
Applicable income taxes$2,191,000973
Income before extraordinary items$5,012,0001,386
Extraordinary gains, net$05
Net income$5,012,0001,385
Minority interest net income$082
Net income of bank and minority interests.$5,012,0001,385
Net charge-offs$2,579,000333
Cash dividends$2,141,0001,330
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,939,2001,372
2016-09-30 (YTD Data)Rank
Total interest income$19,613,0001,032
Total interest expense$1,583,0001,349
Net interest income$18,030,0001,008
Provision for loan and lease losses$1,875,000429
Total noninterest income$23,319,000310
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$23,319,000227
Total noninterest expense$33,753,000495
Salaries and employee benefits$23,252,000409
Premises and equipment expense$2,181,000850
Additional noninterest expense$8,320,000626
Pre-tax net operating income$5,721,0001,162
Securities gains (losses)$104,0001,225
Applicable income taxes$1,922,000889
Income before extraordinary items$3,903,0001,359
Extraordinary gains, net$05
Net income$3,903,0001,360
Minority interest net income$071
Net income of bank and minority interests.$3,903,0001,360
Net charge-offs$2,407,000260
Cash dividends$1,728,0001,175
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,833,3201,341
2016-06-30 (YTD Data)Rank
Total interest income$12,723,0001,058
Total interest expense$1,072,0001,330
Net interest income$11,651,0001,037
Provision for loan and lease losses$1,000,000509
Total noninterest income$15,712,000306
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$15,712,000222
Total noninterest expense$22,624,000496
Salaries and employee benefits$15,682,000408
Premises and equipment expense$1,483,000841
Additional noninterest expense$5,459,000631
Pre-tax net operating income$3,739,0001,178
Securities gains (losses)$104,000936
Applicable income taxes$1,224,000925
Income before extraordinary items$2,619,0001,354
Extraordinary gains, net$016
Net income$2,619,0001,353
Minority interest net income$071
Net income of bank and minority interests.$2,619,0001,354
Net charge-offs$-31,0005,363
Cash dividends$388,0002,266
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,548,2801,340
2016-03-31 (YTD Data)Rank
Total interest income$6,169,0001,088
Total interest expense$562,0001,264
Net interest income$5,607,0001,061
Provision for loan and lease losses$500,000456
Total noninterest income$7,746,000290
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$7,746,000218
Total noninterest expense$10,966,000507
Salaries and employee benefits$7,554,000415
Premises and equipment expense$749,000846
Additional noninterest expense$2,663,000639
Pre-tax net operating income$1,887,0001,139
Securities gains (losses)$02,077
Applicable income taxes$564,000965
Income before extraordinary items$1,323,0001,304
Extraordinary gains, net$012
Net income$1,323,0001,305
Minority interest net income$062
Net income of bank and minority interests.$1,323,0001,305
Net charge-offs$-14,0005,335
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,323,0001,270
2015-12-31 (YTD Data)Rank
Total interest income$22,524,0001,133
Total interest expense$1,724,0001,579
Net interest income$20,800,0001,094
Provision for loan and lease losses$4,375,000239
Total noninterest income$32,348,000294
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$32,348,000215
Total noninterest expense$39,000,000543
Salaries and employee benefits$25,573,000452
Premises and equipment expense$2,264,0001,045
Additional noninterest expense$11,163,000603
Pre-tax net operating income$9,773,000907
Securities gains (losses)$206,000730
Applicable income taxes$-235,0006,051
Income before extraordinary items$10,214,000718
Extraordinary gains, net$023
Net income$10,214,000718
Minority interest net income$081
Net income of bank and minority interests.$10,214,000718
Net charge-offs$690,000905
Cash dividends$2,033,0001,319
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,008,000722
2015-09-30 (YTD Data)Rank
Total interest income$16,488,0001,166
Total interest expense$1,201,0001,704
Net interest income$15,287,0001,120
Provision for loan and lease losses$3,300,000225
Total noninterest income$25,762,000277
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$25,762,000211
Total noninterest expense$27,700,000575
Salaries and employee benefits$19,241,000460
Premises and equipment expense$1,449,0001,236
Additional noninterest expense$7,010,000715
Pre-tax net operating income$10,049,000696
Securities gains (losses)$45,0001,541
Applicable income taxes$59,0003,557
Income before extraordinary items$10,035,000565
Extraordinary gains, net$021
Net income$10,035,000563
Minority interest net income$078
Net income of bank and minority interests.$10,035,000565
Net charge-offs$617,000742
Cash dividends$1,686,0001,125
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,990,450552
2015-06-30 (YTD Data)Rank
Total interest income$10,936,0001,177
Total interest expense$825,0001,676
Net interest income$10,111,0001,132
Provision for loan and lease losses$1,250,000359
Total noninterest income$11,812,000369
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$11,812,000282
Total noninterest expense$17,921,000592
Salaries and employee benefits$12,398,000471
Premises and equipment expense$972,0001,229
Additional noninterest expense$4,551,000735
Pre-tax net operating income$2,752,0001,479
Securities gains (losses)$31,0001,488
Applicable income taxes$754,0001,279
Income before extraordinary items$2,029,0001,599
Extraordinary gains, net$022
Net income$2,029,0001,602
Minority interest net income$075
Net income of bank and minority interests.$2,029,0001,602
Net charge-offs$534,000609
Cash dividends$338,0002,318
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,006,3701,564
2015-03-31 (YTD Data)Rank
Total interest income$5,430,0001,179
Total interest expense$466,0001,493
Net interest income$4,964,0001,149
Provision for loan and lease losses$870,000251
Total noninterest income$6,034,000360
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$6,034,000262
Total noninterest expense$8,819,000602
Salaries and employee benefits$6,180,000472
Premises and equipment expense$498,0001,214
Additional noninterest expense$2,141,000768
Pre-tax net operating income$1,309,0001,498
Securities gains (losses)$18,0001,268
Applicable income taxes$320,0001,376
Income before extraordinary items$1,007,0001,590
Extraordinary gains, net$013
Net income$1,007,0001,591
Minority interest net income$064
Net income of bank and minority interests.$1,007,0001,592
Net charge-offs$668,000263
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$993,3201,544
2014-12-31 (YTD Data)Rank
Total interest income$21,687,0001,184
Total interest expense$2,252,0001,288
Net interest income$19,435,0001,159
Provision for loan and lease losses$1,435,000646
Total noninterest income$23,164,000344
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$23,164,000245
Total noninterest expense$35,204,000580
Salaries and employee benefits$24,725,000452
Premises and equipment expense$1,962,0001,217
Additional noninterest expense$8,517,000772
Pre-tax net operating income$5,960,0001,320
Securities gains (losses)$118,0001,139
Applicable income taxes$1,877,0001,027
Income before extraordinary items$4,201,0001,520
Extraordinary gains, net$017
Net income$4,201,0001,517
Minority interest net income$084
Net income of bank and minority interests.$4,201,0001,519
Net charge-offs$527,0001,412
Cash dividends$2,014,0001,253
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,119,5801,518
2014-09-30 (YTD Data)Rank
Total interest income$16,106,0001,202
Total interest expense$1,632,0001,350
Net interest income$14,474,0001,172
Provision for loan and lease losses$1,025,000653
Total noninterest income$17,473,000335
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$17,473,000242
Total noninterest expense$26,809,000573
Salaries and employee benefits$18,808,000444
Premises and equipment expense$1,470,0001,229
Additional noninterest expense$6,531,000753
Pre-tax net operating income$4,113,0001,425
Securities gains (losses)$106,000959
Applicable income taxes$1,303,0001,092
Income before extraordinary items$2,916,0001,623
Extraordinary gains, net$015
Net income$2,916,0001,623
Minority interest net income$081
Net income of bank and minority interests.$2,916,0001,623
Net charge-offs$396,0001,359
Cash dividends$1,666,0001,079
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,842,8601,632
2014-06-30 (YTD Data)Rank
Total interest income$10,279,0001,229
Total interest expense$866,0001,711
Net interest income$9,413,0001,188
Provision for loan and lease losses$770,000585
Total noninterest income$12,178,000324
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$12,178,000231
Total noninterest expense$18,038,000564
Salaries and employee benefits$12,812,000440
Premises and equipment expense$984,0001,232
Additional noninterest expense$4,242,000775
Pre-tax net operating income$2,783,0001,370
Securities gains (losses)$100,000788
Applicable income taxes$878,0001,059
Income before extraordinary items$2,005,0001,537
Extraordinary gains, net$020
Net income$2,005,0001,540
Minority interest net income$080
Net income of bank and minority interests.$2,005,0001,539
Net charge-offs$413,0001,016
Cash dividends$338,0002,216
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,935,0001,563
2014-03-31 (YTD Data)Rank
Total interest income$5,107,0001,239
Total interest expense$494,0001,545
Net interest income$4,613,0001,210
Provision for loan and lease losses$370,000591
Total noninterest income$5,804,000330
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$5,804,000232
Total noninterest expense$8,870,000577
Salaries and employee benefits$6,308,000450
Premises and equipment expense$489,0001,265
Additional noninterest expense$2,073,000783
Pre-tax net operating income$1,177,0001,538
Securities gains (losses)$01,715
Applicable income taxes$335,0001,237
Income before extraordinary items$842,0001,732
Extraordinary gains, net$016
Net income$842,0001,736
Minority interest net income$066
Net income of bank and minority interests.$842,0001,735
Net charge-offs$476,000520
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$842,0001,705
2013-12-31 (YTD Data)Rank
Total interest income$20,863,0001,225
Total interest expense$2,559,0001,326
Net interest income$18,304,0001,200
Provision for loan and lease losses$1,355,000862
Total noninterest income$24,384,000346
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$24,384,000248
Total noninterest expense$35,473,000584
Salaries and employee benefits$25,386,000439
Premises and equipment expense$2,031,0001,180
Additional noninterest expense$8,056,000845
Pre-tax net operating income$5,860,0001,260
Securities gains (losses)$168,0001,003
Applicable income taxes$1,969,000915
Income before extraordinary items$4,059,0001,473
Extraordinary gains, net$029
Net income$4,059,0001,475
Minority interest net income$090
Net income of bank and minority interests.$4,059,0001,477
Net charge-offs$2,439,000643
Cash dividends$2,191,0001,128
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,946,4401,489
2013-09-30 (YTD Data)Rank
Total interest income$15,031,0001,266
Total interest expense$1,847,0001,427
Net interest income$13,184,0001,249
Provision for loan and lease losses$1,020,000865
Total noninterest income$19,384,000342
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$19,384,000249
Total noninterest expense$27,403,000571
Salaries and employee benefits$19,527,000436
Premises and equipment expense$1,538,0001,175
Additional noninterest expense$6,338,000811
Pre-tax net operating income$4,145,0001,353
Securities gains (losses)$100,0001,214
Applicable income taxes$1,378,0001,002
Income before extraordinary items$2,867,0001,570
Extraordinary gains, net$025
Net income$2,867,0001,573
Minority interest net income$084
Net income of bank and minority interests.$2,867,0001,574
Net charge-offs$142,0002,927
Cash dividends$1,747,000976
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,799,0001,563
2013-06-30 (YTD Data)Rank
Total interest income$9,395,0001,351
Total interest expense$933,0001,896
Net interest income$8,462,0001,273
Provision for loan and lease losses$600,000990
Total noninterest income$13,991,000327
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$13,991,000245
Total noninterest expense$18,947,000552
Salaries and employee benefits$13,720,000414
Premises and equipment expense$1,025,0001,176
Additional noninterest expense$4,202,000806
Pre-tax net operating income$2,906,0001,279
Securities gains (losses)$100,0001,112
Applicable income taxes$981,000957
Income before extraordinary items$2,025,0001,482
Extraordinary gains, net$022
Net income$2,025,0001,485
Minority interest net income$082
Net income of bank and minority interests.$2,025,0001,487
Net charge-offs$160,0002,316
Cash dividends$436,0001,831
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,958,0001,483
2013-03-31 (YTD Data)Rank
Total interest income$4,596,0001,386
Total interest expense$476,0001,909
Net interest income$4,120,0001,309
Provision for loan and lease losses$275,0001,084
Total noninterest income$7,086,000325
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$7,086,000240
Total noninterest expense$9,530,000555
Salaries and employee benefits$6,962,000413
Premises and equipment expense$520,0001,176
Additional noninterest expense$2,048,000832
Pre-tax net operating income$1,401,0001,296
Securities gains (losses)$46,000956
Applicable income taxes$489,000942
Income before extraordinary items$958,0001,549
Extraordinary gains, net$010
Net income$958,0001,552
Minority interest net income$076
Net income of bank and minority interests.$958,0001,551
Net charge-offs$161,0001,523
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$927,6401,527
2012-12-31 (YTD Data)Rank
Total interest income$19,627,0001,359
Total interest expense$1,927,0002,192
Net interest income$17,700,0001,243
Provision for loan and lease losses$1,060,0001,708
Total noninterest income$29,926,000315
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$29,926,000237
Total noninterest expense$40,352,000528
Salaries and employee benefits$29,693,000372
Premises and equipment expense$2,068,0001,142
Additional noninterest expense$8,591,000821
Pre-tax net operating income$6,214,0001,149
Securities gains (losses)$182,0001,784
Applicable income taxes$2,125,000830
Income before extraordinary items$4,271,0001,375
Extraordinary gains, net$029
Net income$4,271,0001,376
Minority interest net income$093
Net income of bank and minority interests.$4,271,0001,376
Net charge-offs$3,146,000820
Cash dividends$2,333,0001,075
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,149,0601,326
2012-09-30 (YTD Data)Rank
Total interest income$14,750,0001,383
Total interest expense$1,431,0002,302
Net interest income$13,319,0001,250
Provision for loan and lease losses$760,0001,759
Total noninterest income$22,687,000312
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$22,687,000237
Total noninterest expense$30,341,000524
Salaries and employee benefits$22,063,000373
Premises and equipment expense$1,541,0001,156
Additional noninterest expense$6,737,000773
Pre-tax net operating income$4,905,0001,097
Securities gains (losses)$117,0001,860
Applicable income taxes$1,710,000806
Income before extraordinary items$3,312,0001,370
Extraordinary gains, net$020
Net income$3,312,0001,371
Minority interest net income$086
Net income of bank and minority interests.$3,312,0001,371
Net charge-offs$1,673,0001,039
Cash dividends$1,891,000828
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,234,7801,315
2012-06-30 (YTD Data)Rank
Total interest income$9,958,0001,375
Total interest expense$968,0002,351
Net interest income$8,990,0001,246
Provision for loan and lease losses$560,0001,685
Total noninterest income$15,622,000301
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$15,622,000228
Total noninterest expense$20,521,000521
Salaries and employee benefits$14,959,000366
Premises and equipment expense$1,034,0001,147
Additional noninterest expense$4,528,000776
Pre-tax net operating income$3,531,0001,005
Securities gains (losses)$69,0001,842
Applicable income taxes$1,273,000731
Income before extraordinary items$2,327,0001,280
Extraordinary gains, net$019
Net income$2,327,0001,280
Minority interest net income$084
Net income of bank and minority interests.$2,327,0001,280
Net charge-offs$1,365,000919
Cash dividends$438,0001,740
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,282,1501,230
2012-03-31 (YTD Data)Rank
Total interest income$5,044,0001,363
Total interest expense$495,0002,399
Net interest income$4,549,0001,221
Provision for loan and lease losses$460,0001,124
Total noninterest income$7,641,000296
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$7,641,000225
Total noninterest expense$10,033,000523
Salaries and employee benefits$7,334,000367
Premises and equipment expense$523,0001,145
Additional noninterest expense$2,176,000791
Pre-tax net operating income$1,697,0001,038
Securities gains (losses)$02,210
Applicable income taxes$655,000701
Income before extraordinary items$1,042,0001,400
Extraordinary gains, net$019
Net income$1,042,0001,401
Minority interest net income$078
Net income of bank and minority interests.$1,042,0001,401
Net charge-offs$-44,0007,047
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,042,0001,321
2011-12-31 (YTD Data)Rank
Total interest income$23,607,0001,213
Total interest expense$1,976,0002,804
Net interest income$21,631,0001,013
Provision for loan and lease losses$4,288,000896
Total noninterest income$28,265,000284
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$4,000139
Additional Noninterest Income$28,261,000211
Total noninterest expense$38,998,000527
Salaries and employee benefits$28,343,000359
Premises and equipment expense$2,112,0001,185
Additional noninterest expense$8,543,000838
Pre-tax net operating income$6,610,000911
Securities gains (losses)$168,0001,603
Applicable income taxes$2,203,000726
Income before extraordinary items$4,575,0001,086
Extraordinary gains, net$029
Net income$4,575,0001,086
Minority interest net income$096
Net income of bank and minority interests.$4,575,0001,086
Net charge-offs$5,477,000737
Cash dividends$2,242,000874
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,462,4401,064
2011-09-30 (YTD Data)Rank
Total interest income$18,150,0001,194
Total interest expense$1,469,0002,914
Net interest income$16,681,000993
Provision for loan and lease losses$2,100,0001,194
Total noninterest income$20,619,000292
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$20,000131
Additional Noninterest Income$20,599,000214
Total noninterest expense$29,519,000518
Salaries and employee benefits$21,118,000358
Premises and equipment expense$1,582,0001,196
Additional noninterest expense$6,819,000779
Pre-tax net operating income$5,681,000820
Securities gains (losses)$168,0001,333
Applicable income taxes$1,914,000646
Income before extraordinary items$3,935,000986
Extraordinary gains, net$021
Net income$3,935,000983
Minority interest net income$087
Net income of bank and minority interests.$3,935,000986
Net charge-offs$1,855,0001,286
Cash dividends$1,799,000715
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,822,440960
2011-06-30 (YTD Data)Rank
Total interest income$12,220,0001,195
Total interest expense$985,0002,981
Net interest income$11,235,000986
Provision for loan and lease losses$1,600,0001,064
Total noninterest income$12,484,000317
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$4,000140
Additional Noninterest Income$12,480,000233
Total noninterest expense$18,707,000551
Salaries and employee benefits$13,365,000381
Premises and equipment expense$1,048,0001,223
Additional noninterest expense$4,294,000844
Pre-tax net operating income$3,412,000883
Securities gains (losses)$168,000819
Applicable income taxes$1,178,000663
Income before extraordinary items$2,402,0001,033
Extraordinary gains, net$015
Net income$2,402,0001,031
Minority interest net income$089
Net income of bank and minority interests.$2,402,0001,033
Net charge-offs$1,797,000988
Cash dividends$436,0001,538
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,289,4401,047
2011-03-31 (YTD Data)Rank
Total interest income$6,165,0001,188
Total interest expense$499,0003,051
Net interest income$5,666,000979
Provision for loan and lease losses$1,000,000850
Total noninterest income$6,479,000311
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$-13,0007,543
Additional Noninterest Income$6,492,000227
Total noninterest expense$9,585,000536
Salaries and employee benefits$6,636,000383
Premises and equipment expense$537,0001,220
Additional noninterest expense$2,412,000742
Pre-tax net operating income$1,560,000975
Securities gains (losses)$143,000429
Applicable income taxes$592,000644
Income before extraordinary items$1,111,0001,102
Extraordinary gains, net$09
Net income$1,111,0001,101
Minority interest net income$086
Net income of bank and minority interests.$1,111,0001,102
Net charge-offs$931,000898
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,018,0501,176
2010-12-31 (YTD Data)Rank
Total interest income$11,703,0002,558
Total interest expense$799,0005,711
Net interest income$10,904,0002,002
Provision for loan and lease losses$4,826,0001,180
Total noninterest income$29,986,000290
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$-4,0007,583
Additional Noninterest Income$29,990,000221
Total noninterest expense$31,672,000645
Salaries and employee benefits$24,927,000391
Premises and equipment expense$1,234,0002,052
Additional noninterest expense$5,511,0001,324
Pre-tax net operating income$4,392,0001,155
Securities gains (losses)$03,793
Applicable income taxes$1,366,000968
Income before extraordinary items$3,026,0001,388
Extraordinary gains, net$029
Net income$3,026,0001,391
Minority interest net income$0111
Net income of bank and minority interests.$3,026,0001,392
Net charge-offs$2,249,0001,737
Cash dividends$629,0002,060
Sale, conversion, retirement of capital stock, net$484,000478
Net operating income$3,026,0001,346
2010-09-30 (YTD Data)Rank
Total interest income$8,897,0002,580
Total interest expense$596,0005,868
Net interest income$8,301,0001,986
Provision for loan and lease losses$1,926,0001,698
Total noninterest income$21,713,000296
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$-1,0007,688
Additional Noninterest Income$21,714,000220
Total noninterest expense$23,052,000654
Salaries and employee benefits$18,216,000393
Premises and equipment expense$925,0002,079
Additional noninterest expense$3,911,0001,359
Pre-tax net operating income$5,036,000831
Securities gains (losses)$03,651
Applicable income taxes$1,606,000707
Income before extraordinary items$3,430,0001,006
Extraordinary gains, net$023
Net income$3,430,0001,009
Minority interest net income$0110
Net income of bank and minority interests.$3,430,0001,009
Net charge-offs$1,406,0001,838
Cash dividends$549,0001,657
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,430,000963
2010-06-30 (YTD Data)Rank
Total interest income$5,957,0002,600
Total interest expense$396,0005,990
Net interest income$5,561,0001,991
Provision for loan and lease losses$1,400,0001,588
Total noninterest income$12,944,000312
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$12,944,000226
Total noninterest expense$14,423,000689
Salaries and employee benefits$11,312,000423
Premises and equipment expense$625,0002,076
Additional noninterest expense$2,486,0001,431
Pre-tax net operating income$2,682,000998
Securities gains (losses)$03,184
Applicable income taxes$759,000876
Income before extraordinary items$1,923,0001,164
Extraordinary gains, net$019
Net income$1,923,0001,165
Minority interest net income$0105
Net income of bank and minority interests.$1,923,0001,165
Net charge-offs$1,406,0001,425
Cash dividends$79,0002,983
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,923,0001,115
2010-03-31 (YTD Data)Rank
Total interest income$3,001,0002,634
Total interest expense$204,0006,036
Net interest income$2,797,0002,003
Provision for loan and lease losses$800,0001,344
Total noninterest income$5,973,000332
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$-1,0007,878
Additional Noninterest Income$5,974,000241
Total noninterest expense$6,920,000721
Salaries and employee benefits$5,470,000440
Premises and equipment expense$315,0002,119
Additional noninterest expense$1,135,0001,552
Pre-tax net operating income$1,050,0001,249
Securities gains (losses)$02,284
Applicable income taxes$166,0001,623
Income before extraordinary items$884,0001,233
Extraordinary gains, net$016
Net income$884,0001,236
Minority interest net income$091
Net income of bank and minority interests.$884,0001,235
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$884,0001,202
2009-12-31 (YTD Data)Rank
Total interest income$12,380,0002,663
Total interest expense$1,078,0005,876
Net interest income$11,302,0001,956
Provision for loan and lease losses$3,450,0001,805
Total noninterest income$29,276,000301
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$29,276,000222
Total noninterest expense$30,464,000688
Salaries and employee benefits$23,758,000406
Premises and equipment expense$1,179,0002,254
Additional noninterest expense$5,527,0001,357
Pre-tax net operating income$6,664,000644
Securities gains (losses)$03,754
Applicable income taxes$2,359,000495
Income before extraordinary items$4,305,000796
Extraordinary gains, net$034
Net income$4,305,000794
Minority interest net income$0115
Net income of bank and minority interests.$4,305,000796
Net charge-offs$83,0005,850
Cash dividends$651,0002,204
Sale, conversion, retirement of capital stock, net$754,000468
Net operating income$4,305,000788
2009-09-30 (YTD Data)Rank
Total interest income$9,246,0002,715
Total interest expense$845,0005,931
Net interest income$8,401,0001,966
Provision for loan and lease losses$2,175,0001,807
Total noninterest income$22,609,000297
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$12,000192
Additional Noninterest Income$22,597,000222
Total noninterest expense$23,038,000684
Salaries and employee benefits$18,244,000411
Premises and equipment expense$879,0002,284
Additional noninterest expense$3,915,0001,393
Pre-tax net operating income$5,797,000592
Securities gains (losses)$03,497
Applicable income taxes$2,016,000468
Income before extraordinary items$3,781,000713
Extraordinary gains, net$027
Net income$3,781,000713
Minority interest net income$0118
Net income of bank and minority interests.$3,781,000714
Net charge-offs$83,0005,234
Cash dividends$548,0001,905
Sale, conversion, retirement of capital stock, net$450,000452
Net operating income$3,781,000709
2009-06-30 (YTD Data)Rank
Total interest income$6,188,0002,737
Total interest expense$601,0005,913
Net interest income$5,587,0001,966
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$16,458,000274
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$-5,0008,137
Additional Noninterest Income$16,463,000210
Total noninterest expense$16,013,000670
Salaries and employee benefits$12,886,000396
Premises and equipment expense$582,0002,322
Additional noninterest expense$2,545,0001,456
Pre-tax net operating income$4,782,000464
Securities gains (losses)$03,136
Applicable income taxes$1,633,000400
Income before extraordinary items$3,149,000574
Extraordinary gains, net$021
Net income$3,149,000572
Minority interest net income$0112
Net income of bank and minority interests.$3,149,000574
Net charge-offs$83,0004,443
Cash dividends$82,0003,412
Sale, conversion, retirement of capital stock, net$450,000355
Net operating income$3,149,000555
2009-03-31 (YTD Data)Rank
Total interest income$3,106,0002,764
Total interest expense$332,0005,806
Net interest income$2,774,0001,974
Provision for loan and lease losses$850,0001,299
Total noninterest income$8,343,000254
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$-6,0008,180
Additional Noninterest Income$8,349,000191
Total noninterest expense$7,887,000649
Salaries and employee benefits$6,500,000390
Premises and equipment expense$281,0002,438
Additional noninterest expense$1,106,0001,466
Pre-tax net operating income$2,380,000495
Securities gains (losses)$02,434
Applicable income taxes$736,000451
Income before extraordinary items$1,644,000606
Extraordinary gains, net$015
Net income$1,644,000607
Minority interest net income$0102
Net income of bank and minority interests.$1,644,000609
Net charge-offs$83,0003,063
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$450,000210
Net operating income$1,644,000568
2008-12-31 (YTD Data)Rank
Total interest income$13,108,0002,806
Total interest expense$4,741,0003,104
Net interest income$8,367,0002,596
Provision for loan and lease losses$140,0005,648
Total noninterest income$22,030,000329
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$22,030,000234
Total noninterest expense$23,535,000847
Salaries and employee benefits$18,082,000532
Premises and equipment expense$1,130,0002,363
Additional noninterest expense$4,323,0001,437
Pre-tax net operating income$6,722,000828
Securities gains (losses)$03,220
Applicable income taxes$2,377,000578
Income before extraordinary items$4,345,000943
Extraordinary gains, net$039
Net income$4,345,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$459,0003,492
Sale, conversion, retirement of capital stock, net$893,000445
Net operating income$4,345,0001,016
2008-09-30 (YTD Data)Rank
Total interest income$9,741,0002,879
Total interest expense$3,860,0002,994
Net interest income$5,881,0002,767
Provision for loan and lease losses$40,0006,090
Total noninterest income$15,818,000362
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$15,818,000259
Total noninterest expense$16,967,000873
Salaries and employee benefits$13,022,000571
Premises and equipment expense$837,0002,391
Additional noninterest expense$3,108,0001,445
Pre-tax net operating income$4,692,0001,076
Securities gains (losses)$03,106
Applicable income taxes$1,644,000767
Income before extraordinary items$3,048,0001,218
Extraordinary gains, net$031
Net income$3,048,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$459,0002,862
Sale, conversion, retirement of capital stock, net$893,000317
Net operating income$3,048,0001,284
2008-06-30 (YTD Data)Rank
Total interest income$6,289,0003,011
Total interest expense$2,520,0003,164
Net interest income$3,769,0002,861
Provision for loan and lease losses$20,0005,946
Total noninterest income$11,419,000358
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$11,419,000255
Total noninterest expense$11,748,000828
Salaries and employee benefits$9,216,000542
Premises and equipment expense$552,0002,417
Additional noninterest expense$1,980,0001,482
Pre-tax net operating income$3,420,0001,048
Securities gains (losses)$03,233
Applicable income taxes$1,198,000807
Income before extraordinary items$2,222,0001,249
Extraordinary gains, net$021
Net income$2,222,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,222,0001,231
2008-03-31 (YTD Data)Rank
Total interest income$3,375,0002,892
Total interest expense$1,542,0002,808
Net interest income$1,833,0002,925
Provision for loan and lease losses$06,080
Total noninterest income$6,804,000317
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$1,000152
Additional Noninterest Income$6,803,000220
Total noninterest expense$6,622,000725
Salaries and employee benefits$5,366,000480
Premises and equipment expense$277,0002,437
Additional noninterest expense$979,0001,466
Pre-tax net operating income$2,015,000934
Securities gains (losses)$02,688
Applicable income taxes$690,000797
Income before extraordinary items$1,325,0001,138
Extraordinary gains, net$015
Net income$1,325,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,325,0001,102
2007-12-31 (YTD Data)Rank
Total interest income$13,147,0003,036
Total interest expense$7,431,0002,481
Net interest income$5,716,0003,635
Provision for loan and lease losses$-153,0008,415
Total noninterest income$13,910,000487
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$13,910,000328
Total noninterest expense$17,537,0001,067
Salaries and employee benefits$13,351,000727
Premises and equipment expense$1,104,0002,354
Additional noninterest expense$3,082,0001,793
Pre-tax net operating income$2,242,0003,074
Securities gains (losses)$02,146
Applicable income taxes$804,0002,134
Income before extraordinary items$1,438,0003,539
Extraordinary gains, net$039
Net income$1,438,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,438,0003,530
2007-09-30 (YTD Data)Rank
Total interest income$9,862,0003,020
Total interest expense$5,717,0002,418
Net interest income$4,145,0003,737
Provision for loan and lease losses$-153,0008,456
Total noninterest income$10,367,000497
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$3,000174
Additional Noninterest Income$10,364,000335
Total noninterest expense$12,378,0001,131
Salaries and employee benefits$9,343,000787
Premises and equipment expense$817,0002,364
Additional noninterest expense$2,218,0001,817
Pre-tax net operating income$2,287,0002,587
Securities gains (losses)$01,655
Applicable income taxes$794,0001,915
Income before extraordinary items$1,493,0002,981
Extraordinary gains, net$033
Net income$1,493,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,493,0002,967
2007-06-30 (YTD Data)Rank
Total interest income$6,516,0003,050
Total interest expense$3,820,0002,418
Net interest income$2,696,0003,827
Provision for loan and lease losses$-153,0008,505
Total noninterest income$7,610,000474
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$7,610,000319
Total noninterest expense$8,677,0001,088
Salaries and employee benefits$6,707,000743
Premises and equipment expense$529,0002,443
Additional noninterest expense$1,441,0001,880
Pre-tax net operating income$1,782,0002,353
Securities gains (losses)$01,444
Applicable income taxes$613,0001,819
Income before extraordinary items$1,169,0002,691
Extraordinary gains, net$029
Net income$1,169,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,169,0002,677
2007-03-31 (YTD Data)Rank
Total interest income$3,383,0002,967
Total interest expense$2,038,0002,288
Net interest income$1,345,0003,827
Provision for loan and lease losses$05,779
Total noninterest income$3,954,000459
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$-15,0008,627
Additional Noninterest Income$3,969,000316
Total noninterest expense$4,422,0001,064
Salaries and employee benefits$3,477,000721
Premises and equipment expense$257,0002,518
Additional noninterest expense$688,0001,930
Pre-tax net operating income$877,0002,390
Securities gains (losses)$01,187
Applicable income taxes$302,0001,844
Income before extraordinary items$575,0002,725
Extraordinary gains, net$022
Net income$575,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$575,0002,711
2006-12-31 (YTD Data)Rank
Total interest income$11,658,0003,181
Total interest expense$6,457,0002,431
Net interest income$5,201,0003,894
Provision for loan and lease losses$-1,018,0008,630
Total noninterest income$10,704,000575
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$10,704,000399
Total noninterest expense$14,537,0001,236
Salaries and employee benefits$10,580,000912
Premises and equipment expense$1,052,0002,344
Additional noninterest expense$2,905,0001,816
Pre-tax net operating income$2,386,0003,232
Securities gains (losses)$85,000566
Applicable income taxes$865,0002,370
Income before extraordinary items$1,606,0003,618
Extraordinary gains, net$051
Net income$1,606,0003,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$6,000,000282
Net operating income$1,550,7503,681
2006-09-30 (YTD Data)Rank
Total interest income$8,580,0003,201
Total interest expense$4,726,0002,428
Net interest income$3,854,0003,953
Provision for loan and lease losses$-1,018,0008,698
Total noninterest income$7,804,000605
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$7,804,000416
Total noninterest expense$10,864,0001,250
Salaries and employee benefits$7,961,000917
Premises and equipment expense$797,0002,336
Additional noninterest expense$2,106,0001,845
Pre-tax net operating income$1,812,0003,327
Securities gains (losses)$01,388
Applicable income taxes$627,0002,523
Income before extraordinary items$1,185,0003,772
Extraordinary gains, net$045
Net income$1,185,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$6,000,000214
Net operating income$1,185,0003,751
2006-06-30 (YTD Data)Rank
Total interest income$5,756,0003,133
Total interest expense$3,199,0002,303
Net interest income$2,557,0003,982
Provision for loan and lease losses$-1,018,0008,739
Total noninterest income$5,260,000599
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$5,260,000417
Total noninterest expense$7,370,0001,248
Salaries and employee benefits$5,400,000911
Premises and equipment expense$544,0002,282
Additional noninterest expense$1,426,0001,835
Pre-tax net operating income$1,465,0002,923
Securities gains (losses)$01,185
Applicable income taxes$505,0002,293
Income before extraordinary items$960,0003,304
Extraordinary gains, net$039
Net income$960,0003,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$6,000,000142
Net operating income$960,0003,297
2006-03-31 (YTD Data)Rank
Total interest income$3,144,0002,863
Total interest expense$1,836,0001,971
Net interest income$1,308,0003,917
Provision for loan and lease losses$-195,0008,697
Total noninterest income$2,814,000566
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$-1,0008,755
Additional Noninterest Income$2,815,000399
Total noninterest expense$3,731,0001,220
Salaries and employee benefits$2,779,000883
Premises and equipment expense$279,0002,240
Additional noninterest expense$673,0001,944
Pre-tax net operating income$586,0003,364
Securities gains (losses)$0955
Applicable income taxes$204,0002,576
Income before extraordinary items$382,0003,816
Extraordinary gains, net$021
Net income$382,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$6,000,00068
Net operating income$382,0003,798
2005-12-31 (YTD Data)Rank
Total interest income$10,037,0003,145
Total interest expense$4,690,0002,339
Net interest income$5,347,0003,766
Provision for loan and lease losses$2,168,000498
Total noninterest income$10,875,000583
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$10,875,000412
Total noninterest expense$15,189,0001,131
Salaries and employee benefits$11,045,000825
Premises and equipment expense$1,026,0002,311
Additional noninterest expense$3,118,0001,623
Pre-tax net operating income$-1,135,0008,665
Securities gains (losses)$02,296
Applicable income taxes$-344,0008,732
Income before extraordinary items$-791,0008,623
Extraordinary gains, net$046
Net income$-791,0008,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$2,002,000398
Net operating income$-791,0008,603
2005-09-30 (YTD Data)Rank
Total interest income$6,740,0003,367
Total interest expense$2,883,0002,616
Net interest income$3,857,0003,870
Provision for loan and lease losses$198,0002,988
Total noninterest income$7,953,000603
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$7,953,000423
Total noninterest expense$11,160,0001,143
Salaries and employee benefits$8,129,000833
Premises and equipment expense$767,0002,309
Additional noninterest expense$2,264,0001,664
Pre-tax net operating income$452,0006,564
Securities gains (losses)$02,317
Applicable income taxes$177,0004,593
Income before extraordinary items$275,0007,041
Extraordinary gains, net$035
Net income$275,0007,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,002,000294
Net operating income$275,0007,008
2005-06-30 (YTD Data)Rank
Total interest income$4,091,0003,558
Total interest expense$1,663,0002,798
Net interest income$2,428,0004,021
Provision for loan and lease losses$168,0002,458
Total noninterest income$5,086,000620
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$5,086,000432
Total noninterest expense$7,448,0001,131
Salaries and employee benefits$5,503,000810
Premises and equipment expense$498,0002,338
Additional noninterest expense$1,447,0001,711
Pre-tax net operating income$-102,0008,487
Securities gains (losses)$02,146
Applicable income taxes$-20,0008,656
Income before extraordinary items$-82,0008,500
Extraordinary gains, net$030
Net income$-82,0008,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,001,000237
Net operating income$-82,0008,475
2005-03-31 (YTD Data)Rank
Total interest income$1,947,0003,675
Total interest expense$767,0002,900
Net interest income$1,180,0004,109
Provision for loan and lease losses$168,0001,290
Total noninterest income$2,719,000570
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$2,719,000396
Total noninterest expense$3,802,0001,096
Salaries and employee benefits$2,813,000788
Premises and equipment expense$251,0002,350
Additional noninterest expense$738,0001,671
Pre-tax net operating income$-71,0008,614
Securities gains (losses)$01,685
Applicable income taxes$-16,0008,721
Income before extraordinary items$-55,0008,604
Extraordinary gains, net$024
Net income$-55,0008,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,001,000119
Net operating income$-55,0008,582
2004-12-31 (YTD Data)Rank
Total interest income$5,634,0004,466
Total interest expense$1,415,0004,673
Net interest income$4,219,0004,317
Provision for loan and lease losses$128,0004,513
Total noninterest income$5,063,0001,069
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$5,063,000664
Total noninterest expense$8,674,0001,863
Salaries and employee benefits$5,644,0001,572
Premises and equipment expense$1,000,0002,288
Additional noninterest expense$2,030,0002,394
Pre-tax net operating income$480,0006,776
Securities gains (losses)$94,0001,287
Applicable income taxes$222,0004,620
Income before extraordinary items$352,0007,011
Extraordinary gains, net$034
Net income$352,0007,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$4,300,000246
Net operating income$291,8407,212
2004-09-30 (YTD Data)Rank
Total interest income$3,881,0004,707
Total interest expense$843,0005,296
Net interest income$3,038,0004,425
Provision for loan and lease losses$128,0003,881
Total noninterest income$3,780,0001,078
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$3,780,000683
Total noninterest expense$6,140,0001,952
Salaries and employee benefits$4,041,0001,641
Premises and equipment expense$747,0002,303
Additional noninterest expense$1,352,0002,618
Pre-tax net operating income$550,0006,099
Securities gains (losses)$94,0001,210
Applicable income taxes$231,0004,218
Income before extraordinary items$413,0006,238
Extraordinary gains, net$026
Net income$413,0006,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$2,300,000237
Net operating income$352,8406,527
2004-06-30 (YTD Data)Rank
Total interest income$2,412,0004,965
Total interest expense$425,0006,114
Net interest income$1,987,0004,495
Provision for loan and lease losses$13,0006,215
Total noninterest income$2,384,0001,128
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$2,384,000707
Total noninterest expense$4,002,0001,991
Salaries and employee benefits$2,657,0001,657
Premises and equipment expense$500,0002,288
Additional noninterest expense$845,0002,787
Pre-tax net operating income$356,0006,148
Securities gains (losses)$94,0001,069
Applicable income taxes$159,0004,153
Income before extraordinary items$291,0006,102
Extraordinary gains, net$021
Net income$291,0006,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$229,9006,546
2004-03-31 (YTD Data)Rank
Total interest income$1,219,0004,952
Total interest expense$215,0006,147
Net interest income$1,004,0004,464
Provision for loan and lease losses$13,0005,421
Total noninterest income$1,169,0001,108
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$1,169,000703
Total noninterest expense$1,948,0002,060
Salaries and employee benefits$1,397,0001,601
Premises and equipment expense$285,0002,027
Additional noninterest expense$266,0004,111
Pre-tax net operating income$212,0005,692
Securities gains (losses)$02,934
Applicable income taxes$68,0004,390
Income before extraordinary items$144,0006,109
Extraordinary gains, net$016
Net income$144,0006,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$144,0005,993
2003-12-31 (YTD Data)Rank
Total interest income$4,729,0005,088
Total interest expense$948,0006,269
Net interest income$3,781,0004,552
Provision for loan and lease losses$63,0005,941
Total noninterest income$4,852,0001,163
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$4,852,000782
Total noninterest expense$7,435,0002,116
Salaries and employee benefits$4,637,0001,859
Premises and equipment expense$1,027,0002,208
Additional noninterest expense$1,771,0002,673
Pre-tax net operating income$1,135,0004,817
Securities gains (losses)$04,500
Applicable income taxes$415,0003,703
Income before extraordinary items$720,0005,506
Extraordinary gains, net$054
Net income$720,0005,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$720,0005,349
2003-09-30 (YTD Data)Rank
Total interest income$3,510,0005,178
Total interest expense$717,0006,403
Net interest income$2,793,0004,611
Provision for loan and lease losses$07,481
Total noninterest income$3,673,0001,165
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$3,673,000804
Total noninterest expense$5,342,0002,200
Salaries and employee benefits$3,381,0001,911
Premises and equipment expense$715,0002,359
Additional noninterest expense$1,246,0002,792
Pre-tax net operating income$1,124,0004,259
Securities gains (losses)$04,204
Applicable income taxes$394,0003,442
Income before extraordinary items$730,0004,875
Extraordinary gains, net$040
Net income$730,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,702
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$730,0004,683
2003-06-30 (YTD Data)Rank
Total interest income$2,380,0005,159
Total interest expense$513,0006,314
Net interest income$1,867,0004,604
Provision for loan and lease losses$07,324
Total noninterest income$2,423,0001,180
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$2,423,000803
Total noninterest expense$3,489,0002,253
Salaries and employee benefits$2,291,0001,871
Premises and equipment expense$471,0002,378
Additional noninterest expense$727,0003,130
Pre-tax net operating income$801,0004,052
Securities gains (losses)$03,782
Applicable income taxes$279,0003,364
Income before extraordinary items$522,0004,684
Extraordinary gains, net$030
Net income$522,0004,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$522,0004,480
2003-03-31 (YTD Data)Rank
Total interest income$1,220,0005,090
Total interest expense$265,0006,314
Net interest income$955,0004,531
Provision for loan and lease losses$06,934
Total noninterest income$1,354,0001,053
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$1,354,000715
Total noninterest expense$1,833,0002,141
Salaries and employee benefits$1,254,0001,703
Premises and equipment expense$236,0002,359
Additional noninterest expense$343,0003,249
Pre-tax net operating income$476,0003,615
Securities gains (losses)$02,891
Applicable income taxes$168,0003,015
Income before extraordinary items$308,0004,159
Extraordinary gains, net$021
Net income$308,0004,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$308,0003,971
2002-12-31 (YTD Data)Rank
Total interest income$4,878,0005,259
Total interest expense$1,314,0006,135
Net interest income$3,564,0004,707
Provision for loan and lease losses$35,0007,087
Total noninterest income$3,513,0001,378
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$3,513,000905
Total noninterest expense$6,010,0002,458
Salaries and employee benefits$3,686,0002,172
Premises and equipment expense$854,0002,531
Additional noninterest expense$1,470,0002,994
Pre-tax net operating income$1,032,0005,124
Securities gains (losses)$04,537
Applicable income taxes$163,0005,404
Income before extraordinary items$869,0004,976
Extraordinary gains, net$070
Net income$869,0004,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$869,0004,844
2001-12-31 (YTD Data)Rank
Total interest income$6,419,0004,722
Total interest expense$2,674,0005,156
Net interest income$3,745,0004,343
Provision for loan and lease losses$121,0005,176
Total noninterest income$2,286,0001,809
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$2,286,0001,135
Total noninterest expense$4,871,0002,891
Salaries and employee benefits$2,572,0002,877
Premises and equipment expense$629,0003,246
Additional noninterest expense$1,670,0002,616
Pre-tax net operating income$1,039,0004,816
Securities gains (losses)$04,612
Applicable income taxes$369,0003,885
Income before extraordinary items$670,0005,334
Extraordinary gains, net$0105
Net income$670,0005,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$257,0004,627
Sale, conversion, retirement of capital stock, net$0922
Net operating income$670,0005,210
2000-12-31 (YTD Data)Rank
Total interest income$7,080,0004,539
Total interest expense$3,265,0004,626
Net interest income$3,815,0004,341
Provision for loan and lease losses$205,0003,684
Total noninterest income$1,690,0002,140
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$1,690,0001,258
Total noninterest expense$4,479,0003,010
Salaries and employee benefits$2,360,0002,986
Premises and equipment expense$546,0003,534
Additional noninterest expense$1,573,0002,690
Pre-tax net operating income$821,0005,796
Securities gains (losses)$01,956
Applicable income taxes$288,0004,668
Income before extraordinary items$533,0006,153
Extraordinary gains, net$038
Net income$533,0006,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$188,0005,240
Sale, conversion, retirement of capital stock, net$0969
Net operating income$533,0006,164
1999-12-31 (YTD Data)Rank
Total interest income$5,871,0005,020
Total interest expense$2,849,0004,779
Net interest income$3,022,0005,135
Provision for loan and lease losses$08,503
Total noninterest income$1,784,0002,009
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$1,784,0001,247
Total noninterest expense$4,301,0003,094
Salaries and employee benefits$2,344,0002,988
Premises and equipment expense$562,0003,433
Additional noninterest expense$1,395,0003,042
Pre-tax net operating income$505,0007,122
Securities gains (losses)$03,155
Applicable income taxes$160,0006,155
Income before extraordinary items$345,0007,323
Extraordinary gains, net$035
Net income$345,0007,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$176,0005,427
Sale, conversion, retirement of capital stock, net$5,000,000244
Net operating income$345,0007,293
1998-12-31 (YTD Data)Rank
Total interest income$5,320,0005,435
Total interest expense$2,438,0005,459
Net interest income$2,882,0005,284
Provision for loan and lease losses$30,0007,298
Total noninterest income$1,967,0001,858
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$1,967,0001,175
Total noninterest expense$3,940,0003,245
Salaries and employee benefits$2,201,0003,043
Premises and equipment expense$404,0004,396
Additional noninterest expense$1,335,0003,061
Pre-tax net operating income$879,0005,813
Securities gains (losses)$53,0001,685
Applicable income taxes$298,0005,184
Income before extraordinary items$634,0005,888
Extraordinary gains, net$032
Net income$634,0005,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$175,0005,577
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$597,9605,963
1997-12-31 (YTD Data)Rank
Total interest income$4,758,0005,991
Total interest expense$2,177,0005,924
Net interest income$2,581,0005,926
Provision for loan and lease losses$08,829
Total noninterest income$1,468,0002,234
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$1,468,0001,340
Total noninterest expense$3,387,0003,713
Salaries and employee benefits$1,772,0003,701
Premises and equipment expense$386,0004,562
Additional noninterest expense$1,229,0003,293
Pre-tax net operating income$662,0007,151
Securities gains (losses)$03,944
Applicable income taxes$251,0006,255
Income before extraordinary items$411,0007,567
Extraordinary gains, net$044
Net income$411,0007,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$411,0007,513
1996-12-31 (YTD Data)Rank
Total interest income$4,120,0006,745
Total interest expense$2,012,0006,384
Net interest income$2,108,0006,942
Provision for loan and lease losses$-1,490,00011,419
Total noninterest income$1,528,0002,270
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$1,528,0001,375
Total noninterest expense$3,324,0003,972
Salaries and employee benefits$1,688,0003,874
Premises and equipment expense$390,0004,633
Additional noninterest expense$1,246,0003,664
Pre-tax net operating income$1,802,0003,718
Securities gains (losses)$2,0003,501
Applicable income taxes$662,0003,314
Income before extraordinary items$1,142,0004,031
Extraordinary gains, net$053
Net income$1,142,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,515,00011,444
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$876,000405
Net operating income$1,140,7203,981
1995-12-31 (YTD Data)Rank
Total interest income$3,782,0007,226
Total interest expense$1,918,0006,652
Net interest income$1,864,0007,617
Provision for loan and lease losses$-145,00011,775
Total noninterest income$1,541,0002,242
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$010,339
Trading account gains and fees$0522
Additional Noninterest Income$1,541,0001,361
Total noninterest expense$3,213,0004,049
Salaries and employee benefits$1,547,0004,181
Premises and equipment expense$362,0004,911
Additional noninterest expense$1,304,0003,481
Pre-tax net operating income$337,0009,485
Securities gains (losses)$143,000803
Applicable income taxes$157,0008,143
Income before extraordinary items$323,0008,719
Extraordinary gains, net$065
Net income$323,0008,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-145,00011,807
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$227,1909,611
1994-12-31 (YTD Data)Rank
Total interest income$3,372,0007,522
Total interest expense$1,375,0007,291
Net interest income$1,997,0007,580
Provision for loan and lease losses$3,362,000392
Total noninterest income$1,703,0002,078
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$1,703,0001,260
Total noninterest expense$3,589,0003,765
Salaries and employee benefits$1,566,0004,130
Premises and equipment expense$384,0004,745
Additional noninterest expense$1,639,0003,068
Pre-tax net operating income$-3,251,00012,560
Securities gains (losses)$-22,00010,411
Applicable income taxes$-1,126,00012,530
Income before extraordinary items$-2,147,00012,498
Extraordinary gains, net$0249
Net income$-2,147,00012,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,362,000392
Cash dividends$47,0008,055
Sale, conversion, retirement of capital stock, net$621,000508
Net operating income$-2,132,48012,501
1993-12-31 (YTD Data)Rank
Total interest income$3,325,0007,795
Total interest expense$1,253,0008,065
Net interest income$2,072,0007,474
Provision for loan and lease losses$-41,00012,698
Total noninterest income$1,709,0002,207
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$1,709,0001,393
Total noninterest expense$3,414,0004,007
Salaries and employee benefits$1,496,0004,286
Premises and equipment expense$370,0005,020
Additional noninterest expense$1,548,0003,414
Pre-tax net operating income$408,0009,352
Securities gains (losses)$214,0001,619
Applicable income taxes$213,0007,377
Income before extraordinary items$409,0008,338
Extraordinary gains, net$03,149
Net income$409,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$106,000878
Net operating income$267,7609,588
1992-12-31 (YTD Data)Rank
Total interest income$4,714,0006,659
Total interest expense$1,684,0007,937
Net interest income$3,030,0005,663
Provision for loan and lease losses$35,0009,755
Total noninterest income$1,273,0002,725
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,693
Total noninterest expense$3,634,0003,806
Salaries and employee benefits$1,414,0004,457
Premises and equipment expense$385,0004,942
Additional noninterest expense$1,835,0003,009
Pre-tax net operating income$634,0007,491
Securities gains (losses)$540,0001,027
Applicable income taxes$369,0005,101
Income before extraordinary items$805,0005,335
Extraordinary gains, net$01,422
Net income$805,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$200,000728
Net operating income$432,4007,553

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.