Home > First National Bank West Metro > Income and Expense

First National Bank West Metro, Income and Expense

2005-06-30 (YTD Data)Rank
Total interest income$4,333,0003,403
Total interest expense$1,395,0003,231
Net interest income$2,938,0003,451
Provision for loan and lease losses$300,0001,505
Total noninterest income$281,0004,954
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$57,0006,097
Trading account gains and fees$0116
Additional Noninterest Income$224,0003,569
Total noninterest expense$1,588,0004,553
Salaries and employee benefits$983,0004,130
Premises and equipment expense$229,0004,396
Additional noninterest expense$376,0005,299
Pre-tax net operating income$1,331,0003,013
Securities gains (losses)$02,146
Applicable income taxes$506,0002,263
Income before extraordinary items$825,0003,573
Extraordinary gains, net$030
Net income$825,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$825,0003,523
2005-03-31 (YTD Data)Rank
Total interest income$2,071,0003,489
Total interest expense$672,0003,222
Net interest income$1,399,0003,606
Provision for loan and lease losses$150,0001,379
Total noninterest income$153,0004,660
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$25,0006,268
Trading account gains and fees$0115
Additional Noninterest Income$128,0003,283
Total noninterest expense$822,0004,469
Salaries and employee benefits$499,0004,095
Premises and equipment expense$124,0004,218
Additional noninterest expense$199,0005,090
Pre-tax net operating income$580,0003,302
Securities gains (losses)$01,685
Applicable income taxes$221,0002,442
Income before extraordinary items$359,0003,902
Extraordinary gains, net$024
Net income$359,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$359,0003,854
2004-12-31 (YTD Data)Rank
Total interest income$6,146,0004,181
Total interest expense$1,842,0003,899
Net interest income$4,304,0004,261
Provision for loan and lease losses$660,0001,522
Total noninterest income$306,0006,361
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$89,0006,629
Trading account gains and fees$0138
Additional Noninterest Income$217,0004,934
Total noninterest expense$2,864,0004,816
Salaries and employee benefits$1,740,0004,445
Premises and equipment expense$375,0004,978
Additional noninterest expense$749,0005,315
Pre-tax net operating income$1,086,0005,021
Securities gains (losses)$03,819
Applicable income taxes$409,0003,691
Income before extraordinary items$677,0005,674
Extraordinary gains, net$034
Net income$677,0005,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,559
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$677,0005,613
2004-09-30 (YTD Data)Rank
Total interest income$4,279,0004,395
Total interest expense$1,271,0004,103
Net interest income$3,008,0004,458
Provision for loan and lease losses$510,0001,428
Total noninterest income$236,0006,342
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$65,0006,713
Trading account gains and fees$0134
Additional Noninterest Income$171,0004,827
Total noninterest expense$2,098,0004,845
Salaries and employee benefits$1,320,0004,374
Premises and equipment expense$258,0005,245
Additional noninterest expense$520,0005,522
Pre-tax net operating income$636,0005,737
Securities gains (losses)$03,710
Applicable income taxes$249,0004,099
Income before extraordinary items$387,0006,407
Extraordinary gains, net$026
Net income$387,0006,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$387,0006,332
2004-06-30 (YTD Data)Rank
Total interest income$2,609,0004,693
Total interest expense$788,0004,326
Net interest income$1,821,0004,778
Provision for loan and lease losses$352,0001,365
Total noninterest income$175,0006,127
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$39,0006,883
Trading account gains and fees$0130
Additional Noninterest Income$136,0004,504
Total noninterest expense$1,355,0004,998
Salaries and employee benefits$873,0004,425
Premises and equipment expense$146,0005,744
Additional noninterest expense$336,0005,628
Pre-tax net operating income$289,0006,573
Securities gains (losses)$03,413
Applicable income taxes$110,0004,724
Income before extraordinary items$179,0007,082
Extraordinary gains, net$021
Net income$179,0007,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$179,0007,012
2004-03-31 (YTD Data)Rank
Total interest income$1,184,0005,043
Total interest expense$350,0004,704
Net interest income$834,0005,068
Provision for loan and lease losses$108,0001,991
Total noninterest income$108,0005,602
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,105
Trading account gains and fees$0121
Additional Noninterest Income$92,0003,884
Total noninterest expense$700,0004,921
Salaries and employee benefits$467,0004,231
Premises and equipment expense$69,0005,921
Additional noninterest expense$164,0005,716
Pre-tax net operating income$134,0006,665
Securities gains (losses)$02,934
Applicable income taxes$51,0004,825
Income before extraordinary items$83,0007,172
Extraordinary gains, net$016
Net income$83,0007,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$83,0007,092
2003-12-31 (YTD Data)Rank
Total interest income$3,646,0005,926
Total interest expense$1,263,0005,395
Net interest income$2,383,0006,051
Provision for loan and lease losses$403,0002,572
Total noninterest income$527,0005,296
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$65,0007,186
Trading account gains and fees$0160
Additional Noninterest Income$462,0003,717
Total noninterest expense$2,368,0005,412
Salaries and employee benefits$1,532,0004,781
Premises and equipment expense$262,0006,048
Additional noninterest expense$574,0006,131
Pre-tax net operating income$139,0008,054
Securities gains (losses)$04,500
Applicable income taxes$-243,0009,035
Income before extraordinary items$382,0006,896
Extraordinary gains, net$054
Net income$382,0006,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$382,0006,742
2003-09-30 (YTD Data)Rank
Total interest income$2,645,0006,090
Total interest expense$936,0005,579
Net interest income$1,709,0006,239
Provision for loan and lease losses$305,0002,479
Total noninterest income$406,0005,271
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$49,0007,238
Trading account gains and fees$0153
Additional Noninterest Income$357,0003,739
Total noninterest expense$1,805,0005,314
Salaries and employee benefits$1,173,0004,696
Premises and equipment expense$197,0006,038
Additional noninterest expense$435,0006,098
Pre-tax net operating income$5,0008,609
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$5,0008,701
Extraordinary gains, net$040
Net income$5,0008,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,0008,607
2003-06-30 (YTD Data)Rank
Total interest income$1,722,0006,201
Total interest expense$624,0005,707
Net interest income$1,098,0006,368
Provision for loan and lease losses$219,0002,360
Total noninterest income$256,0005,404
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$30,0007,331
Trading account gains and fees$0150
Additional Noninterest Income$226,0003,804
Total noninterest expense$1,174,0005,400
Salaries and employee benefits$751,0004,838
Premises and equipment expense$132,0006,008
Additional noninterest expense$291,0006,078
Pre-tax net operating income$-39,0008,754
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-39,0008,848
Extraordinary gains, net$030
Net income$-39,0008,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-39,0008,752
2003-03-31 (YTD Data)Rank
Total interest income$798,0006,462
Total interest expense$290,0006,044
Net interest income$508,0006,602
Provision for loan and lease losses$106,0002,255
Total noninterest income$116,0005,535
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$104,0003,853
Total noninterest expense$564,0005,550
Salaries and employee benefits$361,0004,970
Premises and equipment expense$63,0006,146
Additional noninterest expense$140,0006,173
Pre-tax net operating income$-46,0008,880
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-46,0008,948
Extraordinary gains, net$021
Net income$-46,0008,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-46,0008,859
2002-12-31 (YTD Data)Rank
Total interest income$1,555,0008,313
Total interest expense$424,0008,585
Net interest income$1,131,0008,062
Provision for loan and lease losses$500,0002,369
Total noninterest income$312,0006,380
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$11,0008,074
Trading account gains and fees$0153
Additional Noninterest Income$301,0004,249
Total noninterest expense$1,475,0006,891
Salaries and employee benefits$996,0006,159
Premises and equipment expense$116,0007,934
Additional noninterest expense$363,0007,394
Pre-tax net operating income$-532,0008,993
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-532,0009,049
Extraordinary gains, net$070
Net income$-532,0009,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$11,266,00046
Net operating income$-532,0009,006

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.