Home > First National Bank, Valparaiso > Assets and Liabilities
First National Bank, Valparaiso, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 120 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $693,860,000 | 981 |
| Cash and due from depository institutions | $12,752,000 | 1,417 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $77,146,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $271,000,000 | 95 |
| Net loans & leases | $239,675,000 | 1,973 |
| Loan loss allowance | $2,817,000 | 1,926 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,042,000 | 1,259 |
| Other real estate owned | $3,337,000 | 1,417 |
| Goodwill and other intangibles | $71,547,000 | 209 |
| All other assets | $8,361,000 | 2,087 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $693,860,000 | 981 |
| Total liabilities | $560,167,000 | 1,088 |
| Total deposits | $537,350,000 | 953 |
| Interest-bearing deposits | $475,500,000 | 940 |
| Deposits held in domestic offices | $537,350,000 | 950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,392,000 | 1,004 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,425,000 | 880 |
| Total equity capital | $133,693,000 | 548 |
| Total bank equity capital | $133,693,000 | 548 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,350,000 | 2,499 |
| Surplus | $130,774,000 | 302 |
| Undivided profits | $1,569,000 | 6,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,321,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,683,000 | 1,416 |
| Earning assets | $587,821,000 | 1,055 |
| Long-term assets (5+ years) | $109,042,000 | 1,128 |
| Average Assets, year-to-date | $675,869,500 | 994 |
| Average Assets, quarterly | $675,869,500 | 994 |
| Volatile liabilities | $83,281,000 | 1,690 |
| Insider loans | $921,000 | 4,507 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $17,123,000 | 3,698 |
| Tier 1 (core) risk-based capital | $62,008,000 | 1,011 |
| Tier 2 risk-based capital | $2,817,000 | 1,836 |
| Total risk weighted assets | $280,925,000 | 1,785 |
| Total unused commitments | $17,123,000 | 3,699 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 138 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $657,879,000 | 1,026 |
| Cash and due from depository institutions | $18,996,000 | 1,235 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $84,480,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $217,950,000 | 103 |
| Net loans & leases | $242,468,000 | 1,943 |
| Loan loss allowance | $2,814,000 | 1,915 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,196,000 | 1,244 |
| Other real estate owned | $3,572,000 | 1,235 |
| Goodwill and other intangibles | $72,103,000 | 208 |
| All other assets | $8,114,000 | 2,154 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $657,879,000 | 1,026 |
| Total liabilities | $525,159,000 | 1,148 |
| Total deposits | $499,721,000 | 1,021 |
| Interest-bearing deposits | $441,562,000 | 1,012 |
| Deposits held in domestic offices | $499,721,000 | 1,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,864,000 | 940 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,574,000 | 862 |
| Total equity capital | $132,720,000 | 545 |
| Total bank equity capital | $132,720,000 | 545 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,498 |
| Surplus | $130,773,000 | 303 |
| Undivided profits | $597,000 | 7,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,240,000 | 2,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,836,000 | 1,434 |
| Earning assets | $544,898,000 | 1,132 |
| Long-term assets (5+ years) | $106,931,000 | 1,090 |
| Average Assets, year-to-date | $652,247,600 | 994 |
| Average Assets, quarterly | $664,151,500 | 1,001 |
| Volatile liabilities | $79,821,000 | 1,764 |
| Insider loans | $261,000 | 6,288 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $18,942,000 | 3,476 |
| Tier 1 (core) risk-based capital | $61,156,000 | 1,029 |
| Tier 2 risk-based capital | $2,814,000 | 1,825 |
| Total risk weighted assets | $265,222,000 | 1,881 |
| Total unused commitments | $18,942,000 | 3,478 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 167 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $670,424,000 | 989 |
| Cash and due from depository institutions | $13,296,000 | 994 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $88,263,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $231,100,000 | 99 |
| Net loans & leases | $241,007,000 | 1,915 |
| Loan loss allowance | $2,212,000 | 2,305 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,488,000 | 889 |
| Other real estate owned | $1,855,000 | 994 |
| Goodwill and other intangibles | $72,052,000 | 201 |
| All other assets | $9,363,000 | 1,879 |
| Life insurance assets | $283,000 | 3,645 |
| Total liabilities and capital | $670,424,000 | 989 |
| Total liabilities | $537,616,000 | 1,099 |
| Total deposits | $513,027,000 | 985 |
| Interest-bearing deposits | $458,428,000 | 964 |
| Deposits held in domestic offices | $513,027,000 | 983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,992,000 | 923 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,597,000 | 844 |
| Total equity capital | $132,808,000 | 532 |
| Total bank equity capital | $132,808,000 | 532 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,475 |
| Surplus | $130,773,000 | 298 |
| Undivided profits | $685,000 | 7,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,521,000 | 1,231 |
| Earning assets | $560,370,000 | 1,075 |
| Long-term assets (5+ years) | $112,425,000 | 1,013 |
| Average Assets, year-to-date | $650,839,750 | 995 |
| Average Assets, quarterly | $695,051,000 | 957 |
| Volatile liabilities | $72,120,000 | 1,894 |
| Insider loans | $546,000 | 5,347 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $20,073,000 | 3,394 |
| Tier 1 (core) risk-based capital | $61,414,000 | 1,021 |
| Tier 2 risk-based capital | $2,212,000 | 2,191 |
| Total risk weighted assets | $277,411,000 | 1,761 |
| Total unused commitments | $20,073,000 | 3,395 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 197 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $719,678,000 | 937 |
| Cash and due from depository institutions | $21,432,000 | 843 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $86,815,000 | 1,372 |
| Federal funds sold & reverse repurchase agreements | $275,400,000 | 99 |
| Net loans & leases | $238,441,000 | 1,932 |
| Loan loss allowance | $2,521,000 | 2,064 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,034,000 | 838 |
| Other real estate owned | $1,855,000 | 843 |
| Goodwill and other intangibles | $72,533,000 | 211 |
| All other assets | $9,168,000 | 1,911 |
| Life insurance assets | $283,000 | 3,661 |
| Total liabilities and capital | $719,678,000 | 937 |
| Total liabilities | $587,819,000 | 1,018 |
| Total deposits | $563,777,000 | 921 |
| Interest-bearing deposits | $505,869,000 | 884 |
| Deposits held in domestic offices | $563,777,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,568,000 | 902 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,474,000 | 938 |
| Total equity capital | $131,859,000 | 545 |
| Total bank equity capital | $131,859,000 | 545 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,477 |
| Surplus | $130,615,000 | 309 |
| Undivided profits | $-106,000 | 7,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 3,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,133,000 | 1,285 |
| Earning assets | $600,656,000 | 1,016 |
| Long-term assets (5+ years) | $133,913,000 | 859 |
| Average Assets, year-to-date | $644,311,670 | 1,015 |
| Average Assets, quarterly | $663,993,000 | 1,001 |
| Volatile liabilities | $82,570,000 | 1,651 |
| Insider loans | $717,000 | 4,875 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,003,000 | 3,216 |
| Tier 1 (core) risk-based capital | $60,665,000 | 1,041 |
| Tier 2 risk-based capital | $2,521,000 | 1,991 |
| Total risk weighted assets | $284,187,000 | 1,729 |
| Total unused commitments | $22,003,000 | 3,216 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 199 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $608,308,000 | 1,092 |
| Cash and due from depository institutions | $13,068,000 | 827 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $256,593,000 | 490 |
| Federal funds sold & reverse repurchase agreements | $75,175,000 | 265 |
| Net loans & leases | $235,331,000 | 1,932 |
| Loan loss allowance | $2,451,000 | 2,106 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,911,000 | 659 |
| Other real estate owned | $1,557,000 | 827 |
| Goodwill and other intangibles | $612,000 | 2,029 |
| All other assets | $9,061,000 | 1,860 |
| Life insurance assets | $97,000 | 3,910 |
| Total liabilities and capital | $608,308,000 | 1,092 |
| Total liabilities | $540,690,000 | 1,103 |
| Total deposits | $512,961,000 | 1,005 |
| Interest-bearing deposits | $448,511,000 | 996 |
| Deposits held in domestic offices | $512,961,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,005,000 | 715 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,724,000 | 1,475 |
| Total equity capital | $67,618,000 | 993 |
| Total bank equity capital | $67,618,000 | 993 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,471 |
| Surplus | $1,350,000 | 6,300 |
| Undivided profits | $64,918,000 | 580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 3,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,162,000 | 1,222 |
| Earning assets | $567,099,000 | 1,071 |
| Long-term assets (5+ years) | $309,939,000 | 380 |
| Average Assets, year-to-date | $606,628,500 | 1,081 |
| Average Assets, quarterly | $606,628,500 | 1,081 |
| Volatile liabilities | $86,709,000 | 1,568 |
| Insider loans | $257,000 | 6,293 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,589,000 | 3,427 |
| Tier 1 (core) risk-based capital | $63,623,000 | 968 |
| Tier 2 risk-based capital | $2,451,000 | 2,033 |
| Total risk weighted assets | $274,365,000 | 1,768 |
| Total unused commitments | $19,589,000 | 3,427 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 201 | 811 |
| Assets and Liabilities | ||
| Total Assets: | $604,949,000 | 1,079 |
| Cash and due from depository institutions | $26,406,000 | 811 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $297,632,000 | 431 |
| Federal funds sold & reverse repurchase agreements | $22,475,000 | 709 |
| Net loans & leases | $229,826,000 | 1,962 |
| Loan loss allowance | $2,466,000 | 2,083 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,095,000 | 586 |
| Other real estate owned | $825,000 | 811 |
| Goodwill and other intangibles | $670,000 | 1,968 |
| All other assets | $9,020,000 | 1,890 |
| Life insurance assets | $102,000 | 3,898 |
| Total liabilities and capital | $604,949,000 | 1,079 |
| Total liabilities | $538,412,000 | 1,087 |
| Total deposits | $510,285,000 | 983 |
| Interest-bearing deposits | $443,560,000 | 978 |
| Deposits held in domestic offices | $510,285,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,835,000 | 720 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,292,000 | 1,608 |
| Total equity capital | $66,537,000 | 989 |
| Total bank equity capital | $66,537,000 | 989 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,350,000 | 2,466 |
| Surplus | $1,350,000 | 6,290 |
| Undivided profits | $63,837,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,340,000 | 1,193 |
| Earning assets | $549,933,000 | 1,083 |
| Long-term assets (5+ years) | $320,955,000 | 363 |
| Average Assets, year-to-date | $625,012,200 | 999 |
| Average Assets, quarterly | $613,196,500 | 1,047 |
| Volatile liabilities | $92,022,000 | 1,619 |
| Insider loans | $280,000 | 6,251 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,715,000 | 3,241 |
| Tier 1 (core) risk-based capital | $62,338,000 | 970 |
| Tier 2 risk-based capital | $2,466,000 | 2,009 |
| Total risk weighted assets | $259,267,000 | 1,849 |
| Total unused commitments | $20,715,000 | 3,241 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 193 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $621,444,000 | 1,050 |
| Cash and due from depository institutions | $13,716,000 | 869 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $349,752,000 | 386 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $227,925,000 | 1,973 |
| Loan loss allowance | $2,518,000 | 2,039 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,642,000 | 566 |
| Other real estate owned | $825,000 | 869 |
| Goodwill and other intangibles | $752,000 | 1,902 |
| All other assets | $9,832,000 | 1,757 |
| Life insurance assets | $130,000 | 3,833 |
| Total liabilities and capital | $621,444,000 | 1,050 |
| Total liabilities | $555,584,000 | 1,045 |
| Total deposits | $526,061,000 | 955 |
| Interest-bearing deposits | $468,044,000 | 916 |
| Deposits held in domestic offices | $526,061,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,932,000 | 678 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,591,000 | 1,919 |
| Total equity capital | $65,860,000 | 1,001 |
| Total bank equity capital | $65,860,000 | 1,001 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,474 |
| Surplus | $1,350,000 | 6,310 |
| Undivided profits | $63,160,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,658,000 | 1,057 |
| Earning assets | $577,677,000 | 1,031 |
| Long-term assets (5+ years) | $372,424,000 | 320 |
| Average Assets, year-to-date | $630,028,000 | 997 |
| Average Assets, quarterly | $619,477,000 | 1,041 |
| Volatile liabilities | $111,925,000 | 1,335 |
| Insider loans | $298,000 | 6,197 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,219,000 | 3,647 |
| Tier 1 (core) risk-based capital | $61,802,000 | 986 |
| Tier 2 risk-based capital | $2,518,000 | 1,976 |
| Total risk weighted assets | $270,216,000 | 1,774 |
| Total unused commitments | $17,219,000 | 3,648 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 225 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $617,510,000 | 1,040 |
| Cash and due from depository institutions | $21,249,000 | 729 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $342,440,000 | 397 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 4,566 |
| Net loans & leases | $218,253,000 | 2,031 |
| Loan loss allowance | $2,581,000 | 1,980 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $19,974,000 | 504 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $828,000 | 1,832 |
| All other assets | $13,791,000 | 1,304 |
| Life insurance assets | $139,000 | 3,804 |
| Total liabilities and capital | $617,510,000 | 1,040 |
| Total liabilities | $557,580,000 | 1,037 |
| Total deposits | $526,719,000 | 937 |
| Interest-bearing deposits | $470,311,000 | 897 |
| Deposits held in domestic offices | $526,719,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,293,000 | 679 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,568,000 | 1,797 |
| Total equity capital | $59,930,000 | 1,057 |
| Total bank equity capital | $59,930,000 | 1,057 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,350,000 | 2,464 |
| Surplus | $1,350,000 | 6,311 |
| Undivided profits | $57,230,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,594,000 | 987 |
| Earning assets | $561,668,000 | 1,041 |
| Long-term assets (5+ years) | $349,029,000 | 334 |
| Average Assets, year-to-date | $632,889,330 | 993 |
| Average Assets, quarterly | $626,886,000 | 1,016 |
| Volatile liabilities | $93,265,000 | 1,567 |
| Insider loans | $497,000 | 5,498 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $17,490,000 | 3,619 |
| Tier 1 (core) risk-based capital | $63,703,000 | 932 |
| Tier 2 risk-based capital | $2,581,000 | 1,910 |
| Total risk weighted assets | $262,437,000 | 1,789 |
| Total unused commitments | $17,490,000 | 3,619 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 196 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $636,262,000 | 996 |
| Cash and due from depository institutions | $15,081,000 | 825 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $375,352,000 | 372 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $213,257,000 | 2,026 |
| Loan loss allowance | $2,568,000 | 1,973 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,313,000 | 483 |
| Other real estate owned | $0 | 825 |
| Goodwill and other intangibles | $905,000 | 1,756 |
| All other assets | $11,354,000 | 1,512 |
| Life insurance assets | $137,000 | 3,776 |
| Total liabilities and capital | $636,262,000 | 996 |
| Total liabilities | $573,256,000 | 995 |
| Total deposits | $529,103,000 | 920 |
| Interest-bearing deposits | $474,503,000 | 879 |
| Deposits held in domestic offices | $529,103,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,187,000 | 509 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,966,000 | 2,194 |
| Total equity capital | $63,006,000 | 989 |
| Total bank equity capital | $63,006,000 | 989 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,453 |
| Surplus | $1,350,000 | 6,280 |
| Undivided profits | $60,306,000 | 584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,811,000 | 855 |
| Earning assets | $588,609,000 | 990 |
| Long-term assets (5+ years) | $356,265,000 | 326 |
| Average Assets, year-to-date | $640,579,000 | 982 |
| Average Assets, quarterly | $640,579,000 | 982 |
| Volatile liabilities | $112,585,000 | 1,256 |
| Insider loans | $358,000 | 5,966 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,793,000 | 3,960 |
| Tier 1 (core) risk-based capital | $63,746,000 | 918 |
| Tier 2 risk-based capital | $2,568,000 | 1,888 |
| Total risk weighted assets | $214,302,000 | 2,077 |
| Total unused commitments | $14,793,000 | 3,960 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 203 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $644,896,000 | 975 |
| Cash and due from depository institutions | $34,284,000 | 799 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $366,956,000 | 389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $213,122,000 | 1,998 |
| Loan loss allowance | $2,585,000 | 1,923 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,438,000 | 462 |
| Other real estate owned | $0 | 799 |
| Goodwill and other intangibles | $954,000 | 1,715 |
| All other assets | $9,142,000 | 1,793 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $644,896,000 | 975 |
| Total liabilities | $579,115,000 | 975 |
| Total deposits | $535,169,000 | 900 |
| Interest-bearing deposits | $486,337,000 | 834 |
| Deposits held in domestic offices | $535,169,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,722,000 | 514 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,224,000 | 1,980 |
| Total equity capital | $65,781,000 | 933 |
| Total bank equity capital | $65,781,000 | 933 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,350,000 | 2,449 |
| Surplus | $1,350,000 | 6,289 |
| Undivided profits | $63,081,000 | 539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 2,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,257,000 | 1,010 |
| Earning assets | $580,078,000 | 989 |
| Long-term assets (5+ years) | $360,118,000 | 312 |
| Average Assets, year-to-date | $639,379,200 | 932 |
| Average Assets, quarterly | $633,251,500 | 980 |
| Volatile liabilities | $109,060,000 | 1,273 |
| Insider loans | $4,149,000 | 1,612 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,988,000 | 3,628 |
| Tier 1 (core) risk-based capital | $62,960,000 | 914 |
| Tier 2 risk-based capital | $2,585,000 | 1,845 |
| Total risk weighted assets | $253,836,000 | 1,766 |
| Total unused commitments | $16,988,000 | 3,629 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 201 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $621,607,000 | 988 |
| Cash and due from depository institutions | $16,462,000 | 799 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $365,948,000 | 388 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $210,290,000 | 1,984 |
| Loan loss allowance | $2,576,000 | 1,908 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $19,913,000 | 458 |
| Other real estate owned | $215,000 | 799 |
| Goodwill and other intangibles | $1,011,000 | 1,664 |
| All other assets | $7,768,000 | 2,001 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $621,607,000 | 988 |
| Total liabilities | $553,585,000 | 996 |
| Total deposits | $511,261,000 | 917 |
| Interest-bearing deposits | $465,769,000 | 847 |
| Deposits held in domestic offices | $511,261,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,144,000 | 528 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,180,000 | 1,431 |
| Total equity capital | $68,022,000 | 888 |
| Total bank equity capital | $68,022,000 | 888 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,426 |
| Surplus | $1,350,000 | 6,272 |
| Undivided profits | $65,322,000 | 520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,739,000 | 1,158 |
| Earning assets | $576,238,000 | 980 |
| Long-term assets (5+ years) | $238,484,000 | 446 |
| Average Assets, year-to-date | $638,000,000 | 916 |
| Average Assets, quarterly | $638,530,500 | 953 |
| Volatile liabilities | $89,565,000 | 1,453 |
| Insider loans | $3,819,000 | 1,702 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,997,000 | 3,476 |
| Tier 1 (core) risk-based capital | $65,292,000 | 851 |
| Tier 2 risk-based capital | $2,576,000 | 1,823 |
| Total risk weighted assets | $223,536,000 | 1,927 |
| Total unused commitments | $17,997,000 | 3,478 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 201 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $655,454,000 | 913 |
| Cash and due from depository institutions | $14,941,000 | 798 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $385,442,000 | 369 |
| Federal funds sold & reverse repurchase agreements | $19,100,000 | 639 |
| Net loans & leases | $205,023,000 | 1,982 |
| Loan loss allowance | $2,722,000 | 1,765 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,175,000 | 438 |
| Other real estate owned | $216,000 | 798 |
| Goodwill and other intangibles | $1,091,000 | 1,601 |
| All other assets | $9,466,000 | 1,650 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $655,454,000 | 913 |
| Total liabilities | $585,921,000 | 916 |
| Total deposits | $541,579,000 | 831 |
| Interest-bearing deposits | $496,880,000 | 767 |
| Deposits held in domestic offices | $541,579,000 | 830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,338,000 | 525 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,004,000 | 798 |
| Total equity capital | $69,533,000 | 853 |
| Total bank equity capital | $69,533,000 | 853 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,404 |
| Surplus | $1,350,000 | 6,250 |
| Undivided profits | $66,833,000 | 504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 3,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,082,000 | 681 |
| Earning assets | $609,565,000 | 896 |
| Long-term assets (5+ years) | $113,596,000 | 890 |
| Average Assets, year-to-date | $643,464,330 | 889 |
| Average Assets, quarterly | $641,269,500 | 917 |
| Volatile liabilities | $86,587,000 | 1,456 |
| Insider loans | $4,317,000 | 1,481 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,470,000 | 3,358 |
| Tier 1 (core) risk-based capital | $66,739,000 | 811 |
| Tier 2 risk-based capital | $2,503,000 | 1,834 |
| Total risk weighted assets | $199,994,000 | 2,086 |
| Total unused commitments | $18,470,000 | 3,359 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 204 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $627,085,000 | 926 |
| Cash and due from depository institutions | $14,382,000 | 769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $379,544,000 | 375 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,506 |
| Net loans & leases | $200,680,000 | 1,964 |
| Loan loss allowance | $2,768,000 | 1,707 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,700,000 | 434 |
| Other real estate owned | $0 | 769 |
| Goodwill and other intangibles | $1,176,000 | 1,566 |
| All other assets | $7,103,000 | 2,062 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $627,085,000 | 926 |
| Total liabilities | $558,176,000 | 939 |
| Total deposits | $514,022,000 | 864 |
| Interest-bearing deposits | $466,837,000 | 801 |
| Deposits held in domestic offices | $514,022,000 | 861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,411,000 | 525 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,743,000 | 841 |
| Total equity capital | $68,909,000 | 830 |
| Total bank equity capital | $68,909,000 | 830 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,411 |
| Surplus | $1,350,000 | 6,278 |
| Undivided profits | $66,209,000 | 490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,718,000 | 1,737 |
| Earning assets | $584,724,000 | 913 |
| Long-term assets (5+ years) | $95,681,000 | 1,060 |
| Average Assets, year-to-date | $637,469,500 | 896 |
| Average Assets, quarterly | $637,469,500 | 896 |
| Volatile liabilities | $80,854,000 | 1,489 |
| Insider loans | $4,238,000 | 1,462 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,682,000 | 3,284 |
| Tier 1 (core) risk-based capital | $66,896,000 | 796 |
| Tier 2 risk-based capital | $2,405,000 | 1,892 |
| Total risk weighted assets | $192,029,000 | 2,123 |
| Total unused commitments | $18,682,000 | 3,286 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 209 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $647,854,000 | 888 |
| Cash and due from depository institutions | $24,090,000 | 762 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $350,085,000 | 403 |
| Federal funds sold & reverse repurchase agreements | $44,875,000 | 278 |
| Net loans & leases | $200,354,000 | 1,946 |
| Loan loss allowance | $2,555,000 | 1,840 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $19,228,000 | 445 |
| Other real estate owned | $0 | 762 |
| Goodwill and other intangibles | $1,264,000 | 1,514 |
| All other assets | $7,958,000 | 1,867 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $647,854,000 | 888 |
| Total liabilities | $576,313,000 | 903 |
| Total deposits | $533,296,000 | 827 |
| Interest-bearing deposits | $484,214,000 | 779 |
| Deposits held in domestic offices | $533,296,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,021,000 | 537 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,996,000 | 716 |
| Total equity capital | $71,541,000 | 813 |
| Total bank equity capital | $71,541,000 | 813 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,397 |
| Surplus | $1,350,000 | 6,281 |
| Undivided profits | $68,841,000 | 478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,692,000 | 1,005 |
| Earning assets | $595,314,000 | 884 |
| Long-term assets (5+ years) | $418,582,000 | 277 |
| Average Assets, year-to-date | $628,403,000 | 880 |
| Average Assets, quarterly | $629,474,000 | 908 |
| Volatile liabilities | $77,748,000 | 1,490 |
| Insider loans | $4,423,000 | 1,382 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,422,000 | 3,101 |
| Tier 1 (core) risk-based capital | $61,314,000 | 864 |
| Tier 2 risk-based capital | $2,512,000 | 1,792 |
| Total risk weighted assets | $200,945,000 | 2,008 |
| Total unused commitments | $19,422,000 | 3,101 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 197 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $611,094,000 | 930 |
| Cash and due from depository institutions | $17,101,000 | 800 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $366,026,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $200,853,000 | 1,901 |
| Loan loss allowance | $2,561,000 | 1,817 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,839,000 | 472 |
| Other real estate owned | $0 | 800 |
| Goodwill and other intangibles | $1,294,000 | 1,477 |
| All other assets | $7,981,000 | 1,806 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $611,094,000 | 930 |
| Total liabilities | $540,535,000 | 942 |
| Total deposits | $494,334,000 | 872 |
| Interest-bearing deposits | $450,574,000 | 819 |
| Deposits held in domestic offices | $494,334,000 | 867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,622,000 | 510 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,579,000 | 739 |
| Total equity capital | $70,559,000 | 811 |
| Total bank equity capital | $70,559,000 | 811 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,350,000 | 2,393 |
| Surplus | $1,350,000 | 6,262 |
| Undivided profits | $67,859,000 | 480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,833,000 | 974 |
| Earning assets | $566,879,000 | 915 |
| Long-term assets (5+ years) | $419,520,000 | 286 |
| Average Assets, year-to-date | $623,540,250 | 883 |
| Average Assets, quarterly | $632,776,000 | 889 |
| Volatile liabilities | $82,949,000 | 1,362 |
| Insider loans | $4,364,000 | 1,350 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $62,389,000 | 105 |
| Unused loan commitments | $15,988,000 | 3,469 |
| Tier 1 (core) risk-based capital | $60,169,000 | 872 |
| Tier 2 risk-based capital | $2,410,000 | 1,839 |
| Total risk weighted assets | $192,675,000 | 2,062 |
| Total unused commitments | $15,988,000 | 3,471 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 203 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $654,458,000 | 855 |
| Cash and due from depository institutions | $20,706,000 | 779 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $400,996,000 | 363 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 984 |
| Net loans & leases | $195,964,000 | 1,897 |
| Loan loss allowance | $2,616,000 | 1,771 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,781,000 | 494 |
| Other real estate owned | $0 | 779 |
| Goodwill and other intangibles | $1,385,000 | 1,425 |
| All other assets | $7,626,000 | 1,877 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $654,458,000 | 855 |
| Total liabilities | $590,803,000 | 848 |
| Total deposits | $505,435,000 | 843 |
| Interest-bearing deposits | $456,391,000 | 806 |
| Deposits held in domestic offices | $505,435,000 | 838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,796,000 | 495 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $44,572,000 | 230 |
| Total equity capital | $63,655,000 | 860 |
| Total bank equity capital | $63,655,000 | 860 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,350,000 | 2,396 |
| Surplus | $1,350,000 | 6,277 |
| Undivided profits | $60,955,000 | 511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,800,000 | 936 |
| Earning assets | $607,960,000 | 840 |
| Long-term assets (5+ years) | $455,527,000 | 275 |
| Average Assets, year-to-date | $627,689,000 | 868 |
| Average Assets, quarterly | $633,438,500 | 873 |
| Volatile liabilities | $83,086,000 | 1,345 |
| Insider loans | $4,365,000 | 1,318 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $61,999,000 | 93 |
| Unused loan commitments | $23,622,000 | 2,683 |
| Tier 1 (core) risk-based capital | $59,461,000 | 866 |
| Tier 2 risk-based capital | $2,485,000 | 1,765 |
| Total risk weighted assets | $198,630,000 | 1,959 |
| Total unused commitments | $23,622,000 | 2,686 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 190 | 842 |
| Assets and Liabilities | ||
| Total Assets: | $612,419,000 | 903 |
| Cash and due from depository institutions | $14,161,000 | 842 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $373,473,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $5,175,000 | 2,747 |
| Net loans & leases | $195,252,000 | 1,863 |
| Loan loss allowance | $2,621,000 | 1,739 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $15,799,000 | 526 |
| Other real estate owned | $0 | 842 |
| Goodwill and other intangibles | $1,479,000 | 1,379 |
| All other assets | $7,080,000 | 1,882 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $612,419,000 | 903 |
| Total liabilities | $544,344,000 | 920 |
| Total deposits | $504,529,000 | 851 |
| Interest-bearing deposits | $455,077,000 | 824 |
| Deposits held in domestic offices | $504,529,000 | 848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,070,000 | 535 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,745,000 | 757 |
| Total equity capital | $68,075,000 | 834 |
| Total bank equity capital | $68,075,000 | 834 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,350,000 | 2,391 |
| Surplus | $1,350,000 | 6,279 |
| Undivided profits | $65,375,000 | 495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,860,000 | 912 |
| Earning assets | $573,900,000 | 890 |
| Long-term assets (5+ years) | $432,646,000 | 277 |
| Average Assets, year-to-date | $614,304,500 | 891 |
| Average Assets, quarterly | $614,304,500 | 891 |
| Volatile liabilities | $74,779,000 | 1,398 |
| Insider loans | $4,677,000 | 1,194 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,002,000 | 2,442 |
| Tier 1 (core) risk-based capital | $60,550,000 | 840 |
| Tier 2 risk-based capital | $2,429,000 | 1,783 |
| Total risk weighted assets | $194,097,000 | 1,960 |
| Total unused commitments | $26,002,000 | 2,450 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 202 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $616,190,000 | 904 |
| Cash and due from depository institutions | $33,302,000 | 798 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $351,925,000 | 414 |
| Federal funds sold & reverse repurchase agreements | $15,225,000 | 742 |
| Net loans & leases | $191,931,000 | 1,878 |
| Loan loss allowance | $2,580,000 | 1,759 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,063,000 | 554 |
| Other real estate owned | $0 | 798 |
| Goodwill and other intangibles | $1,577,000 | 1,338 |
| All other assets | $7,167,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $616,190,000 | 904 |
| Total liabilities | $550,173,000 | 911 |
| Total deposits | $512,026,000 | 838 |
| Interest-bearing deposits | $463,504,000 | 805 |
| Deposits held in domestic offices | $512,026,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,255,000 | 575 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,892,000 | 831 |
| Total equity capital | $66,017,000 | 837 |
| Total bank equity capital | $66,017,000 | 837 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,350,000 | 2,407 |
| Surplus | $1,350,000 | 6,287 |
| Undivided profits | $63,317,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,827,000 | 939 |
| Earning assets | $559,081,000 | 903 |
| Long-term assets (5+ years) | $419,046,000 | 287 |
| Average Assets, year-to-date | $616,222,200 | 876 |
| Average Assets, quarterly | $641,831,500 | 861 |
| Volatile liabilities | $72,761,000 | 1,439 |
| Insider loans | $4,724,000 | 1,164 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,564,000 | 2,707 |
| Tier 1 (core) risk-based capital | $58,758,000 | 862 |
| Tier 2 risk-based capital | $2,316,000 | 1,849 |
| Total risk weighted assets | $185,034,000 | 2,028 |
| Total unused commitments | $21,564,000 | 2,712 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 192 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $667,473,000 | 854 |
| Cash and due from depository institutions | $20,795,000 | 849 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $418,211,000 | 365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $206,286,000 | 1,723 |
| Loan loss allowance | $2,609,000 | 1,764 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,373,000 | 579 |
| Other real estate owned | $0 | 849 |
| Goodwill and other intangibles | $328,000 | 2,256 |
| All other assets | $7,480,000 | 1,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $667,473,000 | 854 |
| Total liabilities | $600,346,000 | 853 |
| Total deposits | $517,331,000 | 850 |
| Interest-bearing deposits | $475,312,000 | 807 |
| Deposits held in domestic offices | $517,331,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,772,000 | 354 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,243,000 | 742 |
| Total equity capital | $67,127,000 | 833 |
| Total bank equity capital | $67,127,000 | 833 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,350,000 | 2,423 |
| Surplus | $1,350,000 | 6,301 |
| Undivided profits | $64,427,000 | 495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,252,000 | 819 |
| Earning assets | $624,497,000 | 830 |
| Long-term assets (5+ years) | $474,702,000 | 267 |
| Average Assets, year-to-date | $616,230,250 | 896 |
| Average Assets, quarterly | $646,704,500 | 873 |
| Volatile liabilities | $133,471,000 | 836 |
| Insider loans | $4,598,000 | 1,173 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,284,000 | 2,724 |
| Tier 1 (core) risk-based capital | $58,168,000 | 885 |
| Tier 2 risk-based capital | $2,482,000 | 1,719 |
| Total risk weighted assets | $198,457,000 | 1,903 |
| Total unused commitments | $21,284,000 | 2,728 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 204 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $625,936,000 | 895 |
| Cash and due from depository institutions | $16,452,000 | 801 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $343,605,000 | 424 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 685 |
| Net loans & leases | $221,944,000 | 1,609 |
| Loan loss allowance | $2,662,000 | 1,699 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,666,000 | 606 |
| Other real estate owned | $0 | 801 |
| Goodwill and other intangibles | $365,000 | 2,148 |
| All other assets | $7,904,000 | 1,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,936,000 | 895 |
| Total liabilities | $559,000,000 | 894 |
| Total deposits | $518,659,000 | 835 |
| Interest-bearing deposits | $477,367,000 | 790 |
| Deposits held in domestic offices | $518,659,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,778,000 | 551 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,563,000 | 696 |
| Total equity capital | $66,936,000 | 826 |
| Total bank equity capital | $66,936,000 | 826 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,350,000 | 2,422 |
| Surplus | $1,350,000 | 6,297 |
| Undivided profits | $64,236,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,982,000 | 896 |
| Earning assets | $587,549,000 | 877 |
| Long-term assets (5+ years) | $410,969,000 | 276 |
| Average Assets, year-to-date | $599,149,330 | 908 |
| Average Assets, quarterly | $610,728,000 | 906 |
| Volatile liabilities | $80,400,000 | 1,270 |
| Insider loans | $5,251,000 | 1,001 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,055,000 | 2,419 |
| Tier 1 (core) risk-based capital | $56,681,000 | 890 |
| Tier 2 risk-based capital | $2,631,000 | 1,591 |
| Total risk weighted assets | $210,439,000 | 1,761 |
| Total unused commitments | $25,055,000 | 2,427 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 202 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $595,520,000 | 917 |
| Cash and due from depository institutions | $15,108,000 | 799 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $278,219,000 | 514 |
| Federal funds sold & reverse repurchase agreements | $24,200,000 | 660 |
| Net loans & leases | $257,152,000 | 1,354 |
| Loan loss allowance | $2,640,000 | 1,681 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,419,000 | 610 |
| Other real estate owned | $0 | 799 |
| Goodwill and other intangibles | $404,000 | 2,075 |
| All other assets | $7,018,000 | 1,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $595,520,000 | 917 |
| Total liabilities | $530,265,000 | 935 |
| Total deposits | $489,712,000 | 868 |
| Interest-bearing deposits | $446,694,000 | 831 |
| Deposits held in domestic offices | $489,712,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,589,000 | 554 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,964,000 | 587 |
| Total equity capital | $65,255,000 | 840 |
| Total bank equity capital | $65,255,000 | 840 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,350,000 | 2,436 |
| Surplus | $1,350,000 | 6,302 |
| Undivided profits | $62,555,000 | 485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,859,000 | 956 |
| Earning assets | $559,571,000 | 904 |
| Long-term assets (5+ years) | $388,892,000 | 294 |
| Average Assets, year-to-date | $585,756,000 | 932 |
| Average Assets, quarterly | $585,756,000 | 932 |
| Volatile liabilities | $72,654,000 | 1,357 |
| Insider loans | $5,697,000 | 913 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,410,000 | 2,588 |
| Tier 1 (core) risk-based capital | $54,569,000 | 907 |
| Tier 2 risk-based capital | $2,640,000 | 1,564 |
| Total risk weighted assets | $217,378,000 | 1,678 |
| Total unused commitments | $21,410,000 | 2,599 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 206 | 790 |
| Assets and Liabilities | ||
| Total Assets: | $575,992,000 | 942 |
| Cash and due from depository institutions | $34,453,000 | 790 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $240,076,000 | 554 |
| Federal funds sold & reverse repurchase agreements | $18,275,000 | 771 |
| Net loans & leases | $262,738,000 | 1,307 |
| Loan loss allowance | $2,639,000 | 1,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,820,000 | 650 |
| Other real estate owned | $0 | 790 |
| Goodwill and other intangibles | $446,000 | 1,993 |
| All other assets | $7,184,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $575,992,000 | 942 |
| Total liabilities | $510,915,000 | 955 |
| Total deposits | $470,473,000 | 881 |
| Interest-bearing deposits | $423,033,000 | 852 |
| Deposits held in domestic offices | $470,473,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,160,000 | 566 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,282,000 | 604 |
| Total equity capital | $65,077,000 | 824 |
| Total bank equity capital | $65,077,000 | 824 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,350,000 | 2,438 |
| Surplus | $1,350,000 | 6,290 |
| Undivided profits | $62,377,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,911,000 | 975 |
| Earning assets | $521,089,000 | 942 |
| Long-term assets (5+ years) | $340,314,000 | 316 |
| Average Assets, year-to-date | $544,776,800 | 935 |
| Average Assets, quarterly | $562,255,500 | 957 |
| Volatile liabilities | $71,103,000 | 1,376 |
| Insider loans | $5,796,000 | 869 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,622,000 | 2,277 |
| Tier 1 (core) risk-based capital | $50,502,000 | 958 |
| Tier 2 risk-based capital | $2,639,000 | 1,537 |
| Total risk weighted assets | $217,063,000 | 1,653 |
| Total unused commitments | $24,622,000 | 2,282 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 214 | 749 |
| Assets and Liabilities | ||
| Total Assets: | $509,165,000 | 1,003 |
| Cash and due from depository institutions | $25,463,000 | 749 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $224,689,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $11,950,000 | 1,229 |
| Net loans & leases | $227,582,000 | 1,462 |
| Loan loss allowance | $2,196,000 | 1,811 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,269,000 | 655 |
| Other real estate owned | $0 | 749 |
| Goodwill and other intangibles | $425,000 | 1,968 |
| All other assets | $6,787,000 | 1,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $509,165,000 | 1,003 |
| Total liabilities | $457,353,000 | 1,005 |
| Total deposits | $430,879,000 | 910 |
| Interest-bearing deposits | $389,673,000 | 882 |
| Deposits held in domestic offices | $430,879,000 | 909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,327,000 | 755 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,147,000 | 772 |
| Total equity capital | $51,812,000 | 940 |
| Total bank equity capital | $51,812,000 | 940 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,350,000 | 2,483 |
| Surplus | $1,350,000 | 6,339 |
| Undivided profits | $49,112,000 | 570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,157,000 | 969 |
| Earning assets | $464,221,000 | 1,003 |
| Long-term assets (5+ years) | $312,292,000 | 346 |
| Average Assets, year-to-date | $480,433,400 | 1,008 |
| Average Assets, quarterly | $499,769,500 | 1,002 |
| Volatile liabilities | $75,571,000 | 1,257 |
| Insider loans | $4,929,000 | 991 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $83,287,000 | 122 |
| Unused loan commitments | $26,684,000 | 2,042 |
| Tier 1 (core) risk-based capital | $44,017,000 | 1,040 |
| Tier 2 risk-based capital | $2,196,000 | 1,687 |
| Total risk weighted assets | $204,189,000 | 1,663 |
| Total unused commitments | $26,684,000 | 2,047 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 208 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $467,372,000 | 1,044 |
| Cash and due from depository institutions | $52,987,000 | 766 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $211,451,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $185,348,000 | 1,716 |
| Loan loss allowance | $1,921,000 | 1,986 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,831,000 | 599 |
| Other real estate owned | $0 | 766 |
| Goodwill and other intangibles | $489,000 | 1,843 |
| All other assets | $4,266,000 | 2,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,372,000 | 1,044 |
| Total liabilities | $419,918,000 | 1,051 |
| Total deposits | $403,825,000 | 951 |
| Interest-bearing deposits | $355,761,000 | 934 |
| Deposits held in domestic offices | $403,825,000 | 949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,107,000 | 1,073 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,986,000 | 879 |
| Total equity capital | $47,454,000 | 975 |
| Total bank equity capital | $47,454,000 | 975 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,350,000 | 2,535 |
| Surplus | $1,350,000 | 6,415 |
| Undivided profits | $44,754,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 4,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 835 |
| Income earned, not collected on loans | $1,347,000 | 1,939 |
| Earning assets | $396,799,000 | 1,118 |
| Long-term assets (5+ years) | $259,463,000 | 404 |
| Average Assets, year-to-date | $435,574,000 | 1,060 |
| Average Assets, quarterly | $450,786,000 | 1,067 |
| Volatile liabilities | $47,139,000 | 1,853 |
| Insider loans | $1,791,000 | 2,546 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,336,000 | 2,158 |
| Tier 1 (core) risk-based capital | $38,787,100 | 1,139 |
| Tier 2 risk-based capital | $1,921,000 | 1,853 |
| Total risk weighted assets | $196,601,500 | 1,658 |
| Total unused commitments | $22,336,000 | 2,163 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 203 | 820 |
| Assets and Liabilities | ||
| Total Assets: | $409,237,000 | 1,165 |
| Cash and due from depository institutions | $23,709,000 | 820 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $203,281,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,106 |
| Net loans & leases | $162,112,000 | 1,858 |
| Loan loss allowance | $2,000,000 | 1,839 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,667,000 | 654 |
| Other real estate owned | $549,000 | 820 |
| Goodwill and other intangibles | $580,000 | 1,799 |
| All other assets | $4,689,000 | 1,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,237,000 | 1,165 |
| Total liabilities | $373,121,000 | 1,156 |
| Total deposits | $354,183,000 | 1,066 |
| Interest-bearing deposits | $305,358,000 | 1,055 |
| Deposits held in domestic offices | $354,183,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,030,000 | 1,032 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,908,000 | 836 |
| Total equity capital | $36,116,000 | 1,245 |
| Total bank equity capital | $36,116,000 | 1,245 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,350,000 | 2,586 |
| Surplus | $1,350,000 | 6,518 |
| Undivided profits | $33,416,000 | 765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 865 |
| Income earned, not collected on loans | $1,006,000 | 2,247 |
| Earning assets | $368,043,000 | 1,189 |
| Long-term assets (5+ years) | $242,627,000 | 477 |
| Average Assets, year-to-date | $412,238,800 | 1,101 |
| Average Assets, quarterly | $409,059,500 | 1,146 |
| Volatile liabilities | $30,922,000 | 2,488 |
| Insider loans | $1,777,000 | 2,440 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,834,000 | 372 |
| Unused loan commitments | $19,305,000 | 2,430 |
| Tier 1 (core) risk-based capital | $36,980,000 | 1,191 |
| Tier 2 risk-based capital | $2,000,000 | 1,691 |
| Total risk weighted assets | $163,431,700 | 1,878 |
| Total unused commitments | $19,305,000 | 2,433 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 199 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $423,484,000 | 1,098 |
| Cash and due from depository institutions | $31,324,000 | 845 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $187,644,000 | 655 |
| Federal funds sold & reverse repurchase agreements | $40,100,000 | 410 |
| Net loans & leases | $149,918,000 | 1,872 |
| Loan loss allowance | $2,100,000 | 1,684 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,253,000 | 718 |
| Other real estate owned | $0 | 845 |
| Goodwill and other intangibles | $192,000 | 2,367 |
| All other assets | $4,053,000 | 1,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,484,000 | 1,098 |
| Total liabilities | $378,687,000 | 1,115 |
| Total deposits | $359,551,000 | 1,020 |
| Interest-bearing deposits | $311,158,000 | 1,024 |
| Deposits held in domestic offices | $359,551,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,105,000 | 960 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,031,000 | 786 |
| Total equity capital | $44,797,000 | 1,001 |
| Total bank equity capital | $44,797,000 | 1,001 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $1,350,000 | 6,496 |
| Undivided profits | $42,097,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,030,000 | 2,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 1,053 |
| Income earned, not collected on loans | $1,015,000 | 2,180 |
| Earning assets | $377,662,000 | 1,128 |
| Long-term assets (5+ years) | $186,190,000 | 520 |
| Average Assets, year-to-date | $392,361,400 | 1,122 |
| Average Assets, quarterly | $410,696,000 | 1,113 |
| Volatile liabilities | $30,112,000 | 2,142 |
| Insider loans | $1,580,000 | 2,557 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,000,000 | 530 |
| Unused loan commitments | $20,151,000 | 2,255 |
| Tier 1 (core) risk-based capital | $36,245,800 | 1,156 |
| Tier 2 risk-based capital | $2,081,890 | 1,565 |
| Total risk weighted assets | $166,532,790 | 1,724 |
| Total unused commitments | $20,151,000 | 2,264 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 185 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $368,680,000 | 1,260 |
| Cash and due from depository institutions | $31,846,000 | 947 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $168,911,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,623 |
| Net loans & leases | $153,666,000 | 1,843 |
| Loan loss allowance | $1,975,000 | 1,814 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,125,000 | 912 |
| Other real estate owned | $0 | 947 |
| Goodwill and other intangibles | $193,000 | 2,285 |
| All other assets | $3,639,000 | 1,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,680,000 | 1,260 |
| Total liabilities | $329,795,000 | 1,276 |
| Total deposits | $314,460,000 | 1,188 |
| Interest-bearing deposits | $271,420,000 | 1,203 |
| Deposits held in domestic offices | $314,460,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,752,000 | 1,082 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,583,000 | 915 |
| Total equity capital | $38,885,000 | 1,152 |
| Total bank equity capital | $38,885,000 | 1,152 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $1,350,000 | 6,604 |
| Undivided profits | $36,185,000 | 694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,074 |
| Income earned, not collected on loans | $1,207,000 | 1,854 |
| Earning assets | $324,877,000 | 1,310 |
| Long-term assets (5+ years) | $156,299,000 | 507 |
| Average Assets, year-to-date | $345,850,200 | 1,268 |
| Average Assets, quarterly | $353,371,500 | 1,300 |
| Volatile liabilities | $27,790,000 | 2,274 |
| Insider loans | $1,691,000 | 2,374 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,661,000 | 2,327 |
| Tier 1 (core) risk-based capital | $32,485,700 | 1,303 |
| Tier 2 risk-based capital | $1,940,270 | 1,575 |
| Total risk weighted assets | $155,186,470 | 1,812 |
| Total unused commitments | $17,661,000 | 2,332 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 175 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $341,983,000 | 1,379 |
| Cash and due from depository institutions | $30,648,000 | 1,066 |
| Interest-bearing balances | $59,000 | 5,298 |
| Securities | $104,587,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $43,825,000 | 333 |
| Net loans & leases | $153,152,000 | 1,902 |
| Loan loss allowance | $2,000,000 | 1,898 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,973,000 | 1,114 |
| Other real estate owned | $0 | 1,066 |
| Goodwill and other intangibles | $134,000 | 2,352 |
| All other assets | $2,664,000 | 2,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,983,000 | 1,379 |
| Total liabilities | $307,904,000 | 1,386 |
| Total deposits | $294,551,000 | 1,306 |
| Interest-bearing deposits | $251,611,000 | 1,337 |
| Deposits held in domestic offices | $294,551,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,198,000 | 1,203 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,155,000 | 1,141 |
| Total equity capital | $34,079,000 | 1,322 |
| Total bank equity capital | $34,079,000 | 1,322 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $1,350,000 | 6,797 |
| Undivided profits | $31,379,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 1,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 977 |
| Income earned, not collected on loans | $1,151,000 | 1,947 |
| Earning assets | $301,623,000 | 1,446 |
| Long-term assets (5+ years) | $109,407,000 | 669 |
| Average Assets, year-to-date | $335,910,800 | 1,349 |
| Average Assets, quarterly | $334,693,000 | 1,397 |
| Volatile liabilities | $25,262,000 | 2,401 |
| Insider loans | $1,818,000 | 2,308 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,535,000 | 2,603 |
| Tier 1 (core) risk-based capital | $30,102,000 | 1,418 |
| Tier 2 risk-based capital | $1,984,840 | 1,596 |
| Total risk weighted assets | $158,772,340 | 1,790 |
| Total unused commitments | $14,535,000 | 2,615 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 182 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $336,901,000 | 1,406 |
| Cash and due from depository institutions | $33,920,000 | 1,056 |
| Interest-bearing balances | $320,000 | 3,721 |
| Securities | $117,230,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 650 |
| Net loans & leases | $153,774,000 | 1,855 |
| Loan loss allowance | $1,945,000 | 1,986 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,366,000 | 1,179 |
| Other real estate owned | $0 | 1,056 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,911,000 | 2,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,901,000 | 1,406 |
| Total liabilities | $304,106,000 | 1,419 |
| Total deposits | $293,178,000 | 1,332 |
| Interest-bearing deposits | $238,144,000 | 1,433 |
| Deposits held in domestic offices | $293,178,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,961,000 | 1,422 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,000 | 4,967 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,952,000 | 1,048 |
| Total equity capital | $32,795,000 | 1,387 |
| Total bank equity capital | $32,795,000 | 1,387 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $1,350,000 | 6,894 |
| Undivided profits | $30,095,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $1,160,000 | 1,967 |
| Earning assets | $294,024,000 | 1,494 |
| Long-term assets (5+ years) | $131,891,000 | 544 |
| Average Assets, year-to-date | $311,185,800 | 1,463 |
| Average Assets, quarterly | $320,122,500 | 1,473 |
| Volatile liabilities | $23,163,000 | 2,339 |
| Insider loans | $921,000 | 3,933 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,714,000 | 3,112 |
| Tier 1 (core) risk-based capital | $26,886,000 | 1,595 |
| Tier 2 risk-based capital | $1,945,000 | 1,637 |
| Total risk weighted assets | $160,273,000 | 1,780 |
| Total unused commitments | $10,714,000 | 3,125 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 181 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $310,129,000 | 1,490 |
| Cash and due from depository institutions | $21,418,000 | 1,080 |
| Interest-bearing balances | $59,000 | 6,023 |
| Securities | $126,718,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $2,540,000 | 3,198 |
| Net loans & leases | $147,478,000 | 1,889 |
| Loan loss allowance | $1,713,000 | 2,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,378,000 | 1,138 |
| Other real estate owned | $146,000 | 1,080 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,451,000 | 1,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,129,000 | 1,490 |
| Total liabilities | $287,821,000 | 1,463 |
| Total deposits | $279,650,000 | 1,361 |
| Interest-bearing deposits | $230,233,000 | 1,428 |
| Deposits held in domestic offices | $279,650,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,208,000 | 1,602 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $155,000 | 4,558 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,808,000 | 1,946 |
| Total equity capital | $22,308,000 | 1,853 |
| Total bank equity capital | $22,308,000 | 1,853 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $19,608,000 | 1,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,189 |
| Income earned, not collected on loans | $1,107,000 | 1,771 |
| Earning assets | $276,795,000 | 1,521 |
| Long-term assets (5+ years) | $152,919,000 | 473 |
| Average Assets, year-to-date | $299,332,000 | 1,504 |
| Average Assets, quarterly | $300,779,000 | 1,525 |
| Volatile liabilities | $20,760,000 | 2,466 |
| Insider loans | $1,273,000 | 3,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,590,000 | 6,782 |
| Tier 1 (core) risk-based capital | $25,048,000 | 1,650 |
| Tier 2 risk-based capital | $1,713,000 | 1,808 |
| Total risk weighted assets | $149,716,600 | 1,859 |
| Total unused commitments | $2,590,000 | 6,791 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 176 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $296,056,000 | 1,586 |
| Cash and due from depository institutions | $15,123,000 | 1,169 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $120,462,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $20,266,000 | 676 |
| Net loans & leases | $132,191,000 | 2,064 |
| Loan loss allowance | $1,727,000 | 2,325 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,650,000 | 1,293 |
| Other real estate owned | $42,000 | 1,169 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,322,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,056,000 | 1,586 |
| Total liabilities | $268,575,000 | 1,598 |
| Total deposits | $262,304,000 | 1,522 |
| Interest-bearing deposits | $217,873,000 | 1,573 |
| Deposits held in domestic offices | $262,304,000 | 1,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,979,000 | 1,662 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $65,000 | 4,556 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,227,000 | 1,664 |
| Total equity capital | $27,481,000 | 1,503 |
| Total bank equity capital | $27,481,000 | 1,503 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $24,781,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 5,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,411 |
| Income earned, not collected on loans | $779,000 | 2,291 |
| Earning assets | $272,919,000 | 1,581 |
| Long-term assets (5+ years) | $119,937,000 | 583 |
| Average Assets, year-to-date | $286,371,200 | 1,595 |
| Average Assets, quarterly | $289,007,500 | 1,604 |
| Volatile liabilities | $10,858,000 | 3,868 |
| Insider loans | $607,000 | 5,131 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,125,000 | 8,983 |
| Tier 1 (core) risk-based capital | $25,136,000 | 1,587 |
| Tier 2 risk-based capital | $1,712,370 | 1,794 |
| Total risk weighted assets | $136,975,270 | 1,968 |
| Total unused commitments | $1,125,000 | 9,006 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 167 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $290,700,000 | 1,663 |
| Cash and due from depository institutions | $20,081,000 | 1,289 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $112,430,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $24,506,000 | 723 |
| Net loans & leases | $124,335,000 | 2,220 |
| Loan loss allowance | $1,434,000 | 2,795 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,418,000 | 1,340 |
| Other real estate owned | $424,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,506,000 | 2,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,700,000 | 1,663 |
| Total liabilities | $269,930,000 | 1,645 |
| Total deposits | $265,924,000 | 1,572 |
| Interest-bearing deposits | $225,474,000 | 1,610 |
| Deposits held in domestic offices | $265,924,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,940,000 | 2,083 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,177,000 | 2,371 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $889,000 | 3,614 |
| Total equity capital | $20,770,000 | 1,877 |
| Total bank equity capital | $20,770,000 | 1,877 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $1,350,000 | 7,005 |
| Undivided profits | $18,070,000 | 1,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 4,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $901,000 | 2,215 |
| Earning assets | $261,271,000 | 1,690 |
| Long-term assets (5+ years) | $107,627,000 | 581 |
| Average Assets, year-to-date | $264,591,600 | 1,772 |
| Average Assets, quarterly | $280,405,500 | 1,697 |
| Volatile liabilities | $12,622,000 | 3,441 |
| Insider loans | $874,000 | 976 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,987,000 | 4,629 |
| Tier 1 (core) risk-based capital | $20,770,000 | 1,828 |
| Tier 2 risk-based capital | $1,434,000 | 2,140 |
| Total risk weighted assets | $132,202,400 | 2,112 |
| Total unused commitments | $4,987,000 | 4,654 |
| Derivatives | $0 | 651 |