Home > First National Bank USA > Net charge- offs to loans
First National Bank USA, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 4,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9384% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5490% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3415% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0523% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0858% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6415% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5444% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5829% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1568% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 4,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3908% | 4,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7797% | 4,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0741% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0473% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1416% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5144% | 4,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4068% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0663% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3793% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0793% | 4,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0468% | 4,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1441% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3743% | 4,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1122% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0519% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5504% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.9947% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1112% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0460% | 4,158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2214% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5603% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1731% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8626% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.5710% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0303% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1276% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0545% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3061% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3521% | 4,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6125% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.7500% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0431% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0682% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 4,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0612% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0700% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4363% | 4,536 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2099% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5974% | 4,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0664% | 4,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0705% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5821% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2855% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7863% | 4,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0599% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6853% | 4,638 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4093% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8841% | 4,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0842% | 4,377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 4,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3516% | 4,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6051% | 4,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1522% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0625% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0815% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2943% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3350% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0407% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2515% | 4,654 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8065% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8636% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1056% | 4,817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1994% | 4,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2273% | 4,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7442% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6636% | 4,807 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1935% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1355% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0944% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 4,847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 4,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2010% | 4,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2296% | 4,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3307% | 4,704 |
| Percentage Net Loans Charged-off: Credit card loans | -4.4236% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5269% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1352% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1446% | 4,910 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0954% | 4,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2687% | 4,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3065% | 4,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | -8.6529% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1069% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1147% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1506% | 4,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0812% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2925% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3338% | 5,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 4,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2068% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7156% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6010% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1265% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1593% | 5,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0768% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3157% | 5,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3649% | 5,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9459% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5342% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4601% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0400% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.0547% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0741% | 4,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0722% | 4,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5517% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3395% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0646% | 5,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 4,682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 5,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 4,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0654% | 4,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0678% | 4,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7374% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4228% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6574% | 5,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1645% | 5,120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1706% | 4,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 3,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7739% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5280% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0087% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0807% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1546% | 5,175 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2182% | 4,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1811% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2095% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4575% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7045% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2227% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0556% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0996% | 5,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1168% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3053% | 4,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0764% | 5,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0849% | 5,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3822% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0357% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7301% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3444% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0468% | 4,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1153% | 5,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0884% | 5,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5593% | 4,475 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 5,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 5,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9148% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3475% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6944% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.2079% | 4,906 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1367% | 5,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3806% | 5,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3937% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3321% | 5,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | -0.2647% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1333% | 5,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2612% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2910% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4980% | 5,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9437% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7372% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6780% | 5,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.2811% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1049% | 5,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0657% | 4,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3075% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7289% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7880% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7826% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2109% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 391 |
| Percentage Net Loans Charged-off:Construction & development | -0.2939% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0902% | 5,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6672% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7283% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4301% | 5,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2727% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3805% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7875% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1941% | 5,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1937% | 5,695 |
| Percentage Net Loans Charged-off:Construction & development | -1.2190% | 5,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1903% | 5,577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1103% | 4,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0702% | 4,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3011% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3127% | 5,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2553% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7120% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2163% | 5,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2362% | 5,769 |
| Percentage Net Loans Charged-off:Construction & development | -1.5257% | 5,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2130% | 5,649 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1517% | 4,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3342% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 4,102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3669% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0852% | 5,168 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2377% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.3523% | 5,273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0808% | 5,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3583% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0717% | 4,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3941% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3817% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0740% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1500% | 5,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1703% | 5,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.5456% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1418% | 5,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1537% | 5,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2541% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7092% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1023% | 5,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1437% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 4,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1592% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5104% | 1,172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9368% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1182% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1352% | 5,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.2560% | 5,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2118% | 5,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2302% | 5,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4541% | 1,161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9709% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1533% | 5,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1716% | 5,975 |
| Percentage Net Loans Charged-off:Construction & development | -1.0961% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1548% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0050% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1505% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2173% | 6,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2485% | 6,105 |
| Percentage Net Loans Charged-off:Construction & development | -1.3020% | 5,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 5,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0496% | 5,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6042% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6557% | 1,156 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6807% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6050% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6528% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.1911% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 5,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4149% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4167% | 4,727 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5521% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1553% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4494% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6178% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6668% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.4371% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3430% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5677% | 4,789 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4807% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2483% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8480% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1975% | 5,772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9294% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0112% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.8403% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9601% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8598% | 4,835 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1582% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3853% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9253% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5332% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6653% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 1.3807% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2149% | 5,176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1987% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7302% | 4,883 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5378% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6826% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2943% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5662% | 6,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.9722% | 5,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1726% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1103% | 5,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6144% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5369% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5561% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 5,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1495% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4724% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7448% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | -1.1723% | 6,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1641% | 1,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0490% | 5,274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5973% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5137% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3532% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1322% | 5,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6850% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6364% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6277% | 137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2635% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3067% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.4001% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 6,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0743% | 5,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5094% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1563% | 4,896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5506% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1749% | 5,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5764% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 1.3144% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7351% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1544% | 4,900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7899% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4664% | 6,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3151% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6339% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1639% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.2494% | 6,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2588% | 2,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2777% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6763% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2115% | 6,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8331% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3097% | 1,319 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7619% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 3,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2044% | 3,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.5572% | 6,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 6,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6437% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2602% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5438% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2109% | 6,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5414% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9604% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4730% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5134% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.9782% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 6,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6522% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4282% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4796% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9264% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4557% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7526% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.7448% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 6,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2370% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0859% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8730% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 5,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5070% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | -5.5427% | 1,352 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7388% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2732% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.2121% | 2,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1794% | 2,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3656% | 2,665 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0895% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 3,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 6,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1222% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0992% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4717% | 7,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2693% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2903% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.2752% | 2,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3880% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2529% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3058% | 5,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2899% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0592% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6050% | 7,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1577% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.1514% | 2,155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 6,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3172% | 5,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2989% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1201% | 6,462 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5649% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0616% | 7,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 6,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 7,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0486% | 6,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 6,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0641% | 7,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3759% | 5,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 7,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9694% | 7,181 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6211% | 1,392 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0243% | 7,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2448% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2844% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 1.7030% | 2,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2051% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0289% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0562% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5301% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2147% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9282% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5062% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5963% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1189% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1406% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.2174% | 7,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4600% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3697% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0197% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8162% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0938% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6929% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4184% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0270% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9485% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9607% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.9546% | 7,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5692% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2613% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0464% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2155% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0968% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9460% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5000% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5289% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4914% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6170% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 2.3742% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8804% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8853% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4688% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8513% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5011% | 7,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5988% | 7,396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5845% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1814% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2486% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 4.0378% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3135% | 2,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0596% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0263% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1487% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6684% | 3,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7412% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7671% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9239% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0491% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 3.6689% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2959% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8249% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9374% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0924% | 7,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 3,939 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2703% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9592% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0944% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 3.7765% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4347% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6782% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7855% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1322% | 7,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1859% | 4,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8223% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6017% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6511% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.5681% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4701% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8289% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8845% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2606% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1195% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6819% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6137% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5478% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.5382% | 1,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 1,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7857% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6024% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8020% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 3,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4167% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6887% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0066% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6226% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5501% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.5373% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1565% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7820% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7727% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7829% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3342% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5652% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8526% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1924% | 8,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.7654% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3108% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4965% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9806% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7133% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5009% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4980% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.4357% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4627% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6172% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6749% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0143% | 7,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8059% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0120% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3048% | 7,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5956% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5207% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.6799% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5640% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6124% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9004% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0843% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2307% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6210% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5615% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.7922% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5660% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4405% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3998% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6243% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1947% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1658% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0455% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2422% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5884% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1587% | 7,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9517% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0767% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1093% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4035% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7087% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0972% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0896% | 8,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1293% | 8,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3494% | 8,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3802% | 8,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4330% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1885% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1068% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1294% | 8,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1547% | 8,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4231% | 8,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4625% | 8,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0881% | 7,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7051% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8702% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2799% | 8,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3199% | 8,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8681% | 8,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9509% | 8,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6166% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7044% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1819% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0657% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4689% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8546% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4427% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9189% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4944% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5796% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4802% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4783% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3022% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7234% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6120% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1736% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9117% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 5,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8630% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1686% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 8,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 8,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2763% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3817% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 8,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 8,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9615% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7739% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0966% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9420% | 6,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3750% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0496% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0964% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 8,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2720% | 6,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 8,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 8,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7350% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0327% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1863% | 1,386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 6,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 8,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0516% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9271% | 6,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 8,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0684% | 8,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2741% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3540% | 2,673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1087% | 8,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.1111% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.7852% | 6,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1289% | 8,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1337% | 8,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7003% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 3,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0034% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2090% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1776% | 1,932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0696% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7063% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 8,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 8,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3723% | 4,851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0313% | 1,709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 9,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4416% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 6,979 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 7,884 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 6,733 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 6,885 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 9,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |