Home > First National Bank & Trust Company of Columbus > Assets and Liabilities
First National Bank & Trust Company of Columbus, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 97 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $447,421,000 | 1,489 |
| Cash and due from depository institutions | $36,650,000 | 1,552 |
| Interest-bearing balances | $19,664,000 | 1,710 |
| Securities | $83,263,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $316,507,000 | 1,360 |
| Loan loss allowance | $2,780,000 | 2,276 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,671,000 | 2,833 |
| Other real estate owned | $0 | 1,552 |
| Goodwill and other intangibles | $83,000 | 2,608 |
| All other assets | $7,247,000 | 2,355 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $447,421,000 | 1,489 |
| Total liabilities | $416,510,000 | 1,432 |
| Total deposits | $387,521,000 | 1,450 |
| Interest-bearing deposits | $313,254,000 | 1,463 |
| Deposits held in domestic offices | $387,521,000 | 1,449 |
| % insured | 79.84% | 4,741 |
| Federal funds purchased & repurchase agreements | $26,278,000 | 465 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,711,000 | 1,561 |
| Total equity capital | $30,911,000 | 2,209 |
| Total bank equity capital | $30,911,000 | 2,209 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,000,000 | 1,122 |
| Surplus | $5,644,000 | 3,452 |
| Undivided profits | $22,267,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,082,000 | 3,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $3,872,000 | 623 |
| Earning assets | $419,434,000 | 1,472 |
| Long-term assets (5+ years) | $84,703,000 | 2,306 |
| Average Assets, year-to-date | $444,500,400 | 1,491 |
| Average Assets, quarterly | $445,815,500 | 1,493 |
| Volatile liabilities | $28,691,000 | 1,507 |
| Insider loans | $3,903,000 | 1,543 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $547,000 | 1,195 |
| Unused loan commitments | $113,790,000 | 761 |
| Tier 1 (core) risk-based capital | $31,204,000 | 2,147 |
| Tier 2 risk-based capital | $2,826,000 | 1,770 |
| Total risk weighted assets | $288,982,000 | 1,542 |
| Total unused commitments | $113,790,000 | 761 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 100 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $444,210,000 | 1,505 |
| Cash and due from depository institutions | $38,463,000 | 1,512 |
| Interest-bearing balances | $22,527,000 | 1,540 |
| Securities | $83,870,000 | 1,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $310,740,000 | 1,368 |
| Loan loss allowance | $2,752,000 | 2,359 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,754,000 | 2,812 |
| Other real estate owned | $0 | 1,512 |
| Goodwill and other intangibles | $83,000 | 2,622 |
| All other assets | $7,300,000 | 2,313 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $444,210,000 | 1,505 |
| Total liabilities | $412,018,000 | 1,463 |
| Total deposits | $382,713,000 | 1,462 |
| Interest-bearing deposits | $312,907,000 | 1,461 |
| Deposits held in domestic offices | $382,713,000 | 1,461 |
| % insured | 78.64% | 5,187 |
| Federal funds purchased & repurchase agreements | $27,178,000 | 456 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,127,000 | 1,976 |
| Total equity capital | $32,192,000 | 2,131 |
| Total bank equity capital | $32,192,000 | 2,131 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,000,000 | 1,141 |
| Surplus | $5,645,000 | 3,477 |
| Undivided profits | $23,547,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $4,189,000 | 585 |
| Earning assets | $417,137,000 | 1,479 |
| Long-term assets (5+ years) | $82,039,000 | 2,340 |
| Average Assets, year-to-date | $443,770,250 | 1,499 |
| Average Assets, quarterly | $440,951,500 | 1,513 |
| Volatile liabilities | $29,201,000 | 1,486 |
| Insider loans | $3,903,000 | 1,542 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $914,000 | 1,082 |
| Unused loan commitments | $117,730,000 | 723 |
| Tier 1 (core) risk-based capital | $32,114,000 | 2,101 |
| Tier 2 risk-based capital | $2,799,000 | 1,778 |
| Total risk weighted assets | $281,727,000 | 1,560 |
| Total unused commitments | $117,730,000 | 723 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 99 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $437,693,000 | 1,519 |
| Cash and due from depository institutions | $36,346,000 | 1,530 |
| Interest-bearing balances | $24,762,000 | 1,492 |
| Securities | $85,974,000 | 1,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $305,069,000 | 1,387 |
| Loan loss allowance | $2,751,000 | 2,378 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,738,000 | 2,827 |
| Other real estate owned | $130,000 | 1,530 |
| Goodwill and other intangibles | $83,000 | 2,622 |
| All other assets | $6,353,000 | 2,530 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $437,693,000 | 1,519 |
| Total liabilities | $404,477,000 | 1,469 |
| Total deposits | $373,704,000 | 1,491 |
| Interest-bearing deposits | $302,936,000 | 1,503 |
| Deposits held in domestic offices | $373,704,000 | 1,490 |
| % insured | 78.68% | 5,316 |
| Federal funds purchased & repurchase agreements | $28,435,000 | 435 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,338,000 | 1,787 |
| Total equity capital | $33,216,000 | 2,070 |
| Total bank equity capital | $33,216,000 | 2,070 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,000,000 | 1,145 |
| Surplus | $5,644,000 | 3,495 |
| Undivided profits | $24,572,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $3,126,000 | 782 |
| Earning assets | $415,805,000 | 1,472 |
| Long-term assets (5+ years) | $91,921,000 | 2,121 |
| Average Assets, year-to-date | $443,623,670 | 1,495 |
| Average Assets, quarterly | $438,402,000 | 1,516 |
| Volatile liabilities | $30,472,000 | 1,391 |
| Insider loans | $3,903,000 | 1,540 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $891,000 | 1,285 |
| Unused loan commitments | $106,359,000 | 769 |
| Tier 1 (core) risk-based capital | $33,212,000 | 2,015 |
| Tier 2 risk-based capital | $2,794,000 | 1,793 |
| Total risk weighted assets | $275,465,000 | 1,576 |
| Total unused commitments | $106,359,000 | 769 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 99 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $439,111,000 | 1,528 |
| Cash and due from depository institutions | $41,489,000 | 1,528 |
| Interest-bearing balances | $35,043,000 | 1,311 |
| Securities | $86,773,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $300,399,000 | 1,387 |
| Loan loss allowance | $2,806,000 | 2,383 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,771,000 | 2,826 |
| Other real estate owned | $130,000 | 1,528 |
| Goodwill and other intangibles | $83,000 | 2,620 |
| All other assets | $6,466,000 | 2,491 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $439,111,000 | 1,528 |
| Total liabilities | $405,071,000 | 1,482 |
| Total deposits | $386,932,000 | 1,443 |
| Interest-bearing deposits | $317,451,000 | 1,467 |
| Deposits held in domestic offices | $386,932,000 | 1,443 |
| % insured | 78.44% | 5,397 |
| Federal funds purchased & repurchase agreements | $15,538,000 | 639 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,601,000 | 1,673 |
| Total equity capital | $34,040,000 | 2,087 |
| Total bank equity capital | $34,040,000 | 2,087 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,000,000 | 1,163 |
| Surplus | $5,644,000 | 3,528 |
| Undivided profits | $25,396,000 | 1,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 5,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,608,000 | 947 |
| Earning assets | $422,215,000 | 1,465 |
| Long-term assets (5+ years) | $87,182,000 | 2,173 |
| Average Assets, year-to-date | $446,589,000 | 1,499 |
| Average Assets, quarterly | $446,589,000 | 1,499 |
| Volatile liabilities | $16,579,000 | 2,212 |
| Insider loans | $3,803,000 | 1,585 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $783,000 | 1,340 |
| Unused loan commitments | $125,765,000 | 651 |
| Tier 1 (core) risk-based capital | $33,316,000 | 2,006 |
| Tier 2 risk-based capital | $2,856,000 | 1,746 |
| Total risk weighted assets | $267,565,000 | 1,601 |
| Total unused commitments | $125,765,000 | 651 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 98 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $454,067,000 | 1,485 |
| Cash and due from depository institutions | $59,850,000 | 1,536 |
| Interest-bearing balances | $33,213,000 | 1,293 |
| Securities | $96,238,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $286,461,000 | 1,457 |
| Loan loss allowance | $3,004,000 | 2,279 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,857,000 | 2,788 |
| Other real estate owned | $0 | 1,536 |
| Goodwill and other intangibles | $83,000 | 2,624 |
| All other assets | $7,578,000 | 2,233 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $454,067,000 | 1,485 |
| Total liabilities | $419,718,000 | 1,429 |
| Total deposits | $403,370,000 | 1,384 |
| Interest-bearing deposits | $303,739,000 | 1,506 |
| Deposits held in domestic offices | $403,370,000 | 1,384 |
| % insured | 83.82% | 5,186 |
| Federal funds purchased & repurchase agreements | $13,753,000 | 707 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,595,000 | 1,720 |
| Total equity capital | $34,349,000 | 2,049 |
| Total bank equity capital | $34,349,000 | 2,049 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,000,000 | 1,171 |
| Surplus | $5,645,000 | 3,549 |
| Undivided profits | $25,704,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $3,677,000 | 667 |
| Earning assets | $415,912,000 | 1,484 |
| Long-term assets (5+ years) | $80,431,000 | 2,271 |
| Average Assets, year-to-date | $439,545,600 | 1,501 |
| Average Assets, quarterly | $453,505,500 | 1,470 |
| Volatile liabilities | $14,793,000 | 2,458 |
| Insider loans | $3,803,000 | 1,582 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $1,228,000 | 1,346 |
| Unused loan commitments | $125,845,000 | 635 |
| Tier 1 (core) risk-based capital | $33,471,000 | 1,975 |
| Tier 2 risk-based capital | $3,048,000 | 1,658 |
| Total risk weighted assets | $279,986,000 | 1,551 |
| Total unused commitments | $125,845,000 | 635 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 96 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $452,944,000 | 1,479 |
| Cash and due from depository institutions | $63,594,000 | 1,571 |
| Interest-bearing balances | $43,349,000 | 948 |
| Securities | $103,783,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $273,722,000 | 1,518 |
| Loan loss allowance | $2,714,000 | 2,518 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,902,000 | 2,796 |
| Other real estate owned | $0 | 1,571 |
| Goodwill and other intangibles | $83,000 | 2,644 |
| All other assets | $7,860,000 | 2,202 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $452,944,000 | 1,479 |
| Total liabilities | $416,942,000 | 1,443 |
| Total deposits | $383,671,000 | 1,452 |
| Interest-bearing deposits | $315,140,000 | 1,469 |
| Deposits held in domestic offices | $383,671,000 | 1,451 |
| % insured | 74.79% | 6,584 |
| Federal funds purchased & repurchase agreements | $30,893,000 | 418 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,378,000 | 1,932 |
| Total equity capital | $36,002,000 | 1,992 |
| Total bank equity capital | $36,002,000 | 1,992 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,194 |
| Surplus | $5,645,000 | 3,582 |
| Undivided profits | $27,357,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,090,000 | 629 |
| Earning assets | $420,854,000 | 1,460 |
| Long-term assets (5+ years) | $84,436,000 | 2,183 |
| Average Assets, year-to-date | $435,915,250 | 1,525 |
| Average Assets, quarterly | $441,939,000 | 1,526 |
| Volatile liabilities | $34,932,000 | 1,300 |
| Insider loans | $3,798,000 | 1,626 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $796,000 | 1,518 |
| Unused loan commitments | $122,157,000 | 652 |
| Tier 1 (core) risk-based capital | $34,990,000 | 1,905 |
| Tier 2 risk-based capital | $2,758,000 | 1,818 |
| Total risk weighted assets | $260,049,000 | 1,654 |
| Total unused commitments | $122,157,000 | 652 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 96 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $430,934,000 | 1,553 |
| Cash and due from depository institutions | $36,457,000 | 1,565 |
| Interest-bearing balances | $27,309,000 | 1,435 |
| Securities | $104,803,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $278,830,000 | 1,485 |
| Loan loss allowance | $2,738,000 | 2,525 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,914,000 | 2,797 |
| Other real estate owned | $0 | 1,565 |
| Goodwill and other intangibles | $83,000 | 2,635 |
| All other assets | $6,847,000 | 2,412 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $430,934,000 | 1,553 |
| Total liabilities | $395,975,000 | 1,515 |
| Total deposits | $380,223,000 | 1,460 |
| Interest-bearing deposits | $315,999,000 | 1,466 |
| Deposits held in domestic offices | $380,223,000 | 1,460 |
| % insured | 79.99% | 6,118 |
| Federal funds purchased & repurchase agreements | $13,414,000 | 748 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,338,000 | 1,842 |
| Total equity capital | $34,959,000 | 2,016 |
| Total bank equity capital | $34,959,000 | 2,016 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,000,000 | 1,217 |
| Surplus | $5,645,000 | 3,585 |
| Undivided profits | $26,314,000 | 1,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 5,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $3,055,000 | 824 |
| Earning assets | $410,942,000 | 1,503 |
| Long-term assets (5+ years) | $87,775,000 | 2,070 |
| Average Assets, year-to-date | $430,239,000 | 1,549 |
| Average Assets, quarterly | $438,110,500 | 1,529 |
| Volatile liabilities | $17,667,000 | 2,254 |
| Insider loans | $3,798,000 | 1,615 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $1,367,000 | 1,180 |
| Unused loan commitments | $117,842,000 | 656 |
| Tier 1 (core) risk-based capital | $33,963,000 | 1,941 |
| Tier 2 risk-based capital | $2,785,000 | 1,810 |
| Total risk weighted assets | $258,052,000 | 1,664 |
| Total unused commitments | $117,842,000 | 656 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 95 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $445,287,000 | 1,514 |
| Cash and due from depository institutions | $59,096,000 | 1,563 |
| Interest-bearing balances | $29,337,000 | 1,456 |
| Securities | $93,262,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $282,785,000 | 1,475 |
| Loan loss allowance | $2,759,000 | 2,530 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,908,000 | 2,815 |
| Other real estate owned | $0 | 1,563 |
| Goodwill and other intangibles | $83,000 | 2,639 |
| All other assets | $6,153,000 | 2,613 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $445,287,000 | 1,514 |
| Total liabilities | $411,406,000 | 1,462 |
| Total deposits | $382,687,000 | 1,452 |
| Interest-bearing deposits | $312,739,000 | 1,497 |
| Deposits held in domestic offices | $382,687,000 | 1,451 |
| % insured | 78.46% | 6,354 |
| Federal funds purchased & repurchase agreements | $26,011,000 | 490 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,708,000 | 1,627 |
| Total equity capital | $33,881,000 | 2,062 |
| Total bank equity capital | $33,881,000 | 2,062 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,000,000 | 1,237 |
| Surplus | $5,644,000 | 3,607 |
| Undivided profits | $25,237,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,315,000 | 1,142 |
| Earning assets | $405,384,000 | 1,508 |
| Long-term assets (5+ years) | $79,017,000 | 2,224 |
| Average Assets, year-to-date | $429,891,500 | 1,553 |
| Average Assets, quarterly | $429,891,500 | 1,553 |
| Volatile liabilities | $30,727,000 | 1,467 |
| Insider loans | $4,090,000 | 1,541 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $1,078,000 | 1,246 |
| Unused loan commitments | $127,334,000 | 613 |
| Tier 1 (core) risk-based capital | $32,825,000 | 1,997 |
| Tier 2 risk-based capital | $2,806,000 | 1,807 |
| Total risk weighted assets | $257,965,000 | 1,664 |
| Total unused commitments | $127,334,000 | 613 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 101 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $414,496,000 | 1,608 |
| Cash and due from depository institutions | $48,881,000 | 1,476 |
| Interest-bearing balances | $30,307,000 | 1,273 |
| Securities | $69,596,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $285,052,000 | 1,484 |
| Loan loss allowance | $2,841,000 | 2,480 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,813,000 | 2,863 |
| Other real estate owned | $0 | 1,476 |
| Goodwill and other intangibles | $83,000 | 2,640 |
| All other assets | $7,071,000 | 2,402 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $414,496,000 | 1,608 |
| Total liabilities | $381,759,000 | 1,560 |
| Total deposits | $353,664,000 | 1,556 |
| Interest-bearing deposits | $283,854,000 | 1,642 |
| Deposits held in domestic offices | $353,664,000 | 1,555 |
| % insured | 82.69% | 5,802 |
| Federal funds purchased & repurchase agreements | $26,261,000 | 497 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,834,000 | 2,182 |
| Total equity capital | $32,737,000 | 2,108 |
| Total bank equity capital | $32,737,000 | 2,107 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,000,000 | 1,245 |
| Surplus | $5,644,000 | 3,628 |
| Undivided profits | $24,093,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 4,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,200,000 | 823 |
| Earning assets | $384,955,000 | 1,571 |
| Long-term assets (5+ years) | $50,987,000 | 2,654 |
| Average Assets, year-to-date | $404,298,800 | 1,607 |
| Average Assets, quarterly | $411,422,500 | 1,607 |
| Volatile liabilities | $31,482,000 | 1,548 |
| Insider loans | $4,090,000 | 1,570 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $740,000 | 1,261 |
| Unused loan commitments | $120,648,000 | 622 |
| Tier 1 (core) risk-based capital | $31,754,000 | 2,036 |
| Tier 2 risk-based capital | $2,890,000 | 1,769 |
| Total risk weighted assets | $254,065,000 | 1,691 |
| Total unused commitments | $120,648,000 | 622 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 100 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $408,349,000 | 1,622 |
| Cash and due from depository institutions | $48,815,000 | 1,506 |
| Interest-bearing balances | $35,849,000 | 1,167 |
| Securities | $77,495,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $270,648,000 | 1,554 |
| Loan loss allowance | $2,557,000 | 2,705 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,659,000 | 2,969 |
| Other real estate owned | $0 | 1,506 |
| Goodwill and other intangibles | $83,000 | 2,658 |
| All other assets | $7,649,000 | 2,299 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $408,349,000 | 1,622 |
| Total liabilities | $376,270,000 | 1,574 |
| Total deposits | $344,837,000 | 1,585 |
| Interest-bearing deposits | $291,379,000 | 1,608 |
| Deposits held in domestic offices | $344,837,000 | 1,582 |
| % insured | 77.63% | 6,600 |
| Federal funds purchased & repurchase agreements | $29,621,000 | 460 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,812,000 | 2,294 |
| Total equity capital | $32,079,000 | 2,153 |
| Total bank equity capital | $32,079,000 | 2,152 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $5,644,000 | 3,653 |
| Undivided profits | $23,435,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 5,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $3,951,000 | 673 |
| Earning assets | $383,992,000 | 1,576 |
| Long-term assets (5+ years) | $50,065,000 | 2,607 |
| Average Assets, year-to-date | $401,749,500 | 1,622 |
| Average Assets, quarterly | $398,822,000 | 1,647 |
| Volatile liabilities | $34,879,000 | 1,442 |
| Insider loans | $885,000 | 4,076 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $2,313,000 | 762 |
| Unused loan commitments | $112,332,000 | 655 |
| Tier 1 (core) risk-based capital | $31,001,000 | 2,079 |
| Tier 2 risk-based capital | $2,600,000 | 1,939 |
| Total risk weighted assets | $239,187,000 | 1,800 |
| Total unused commitments | $112,332,000 | 656 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 101 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $389,295,000 | 1,691 |
| Cash and due from depository institutions | $32,616,000 | 1,489 |
| Interest-bearing balances | $16,322,000 | 2,060 |
| Securities | $84,249,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $261,945,000 | 1,597 |
| Loan loss allowance | $2,495,000 | 2,781 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,748,000 | 2,937 |
| Other real estate owned | $0 | 1,489 |
| Goodwill and other intangibles | $83,000 | 2,678 |
| All other assets | $6,654,000 | 2,558 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $389,295,000 | 1,691 |
| Total liabilities | $358,392,000 | 1,652 |
| Total deposits | $337,564,000 | 1,607 |
| Interest-bearing deposits | $284,317,000 | 1,668 |
| Deposits held in domestic offices | $337,564,000 | 1,606 |
| % insured | 83.26% | 5,885 |
| Federal funds purchased & repurchase agreements | $18,894,000 | 642 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $63,000 | 4,680 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,871,000 | 2,122 |
| Total equity capital | $30,903,000 | 2,176 |
| Total bank equity capital | $30,903,000 | 2,175 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,000,000 | 1,294 |
| Surplus | $5,644,000 | 3,682 |
| Undivided profits | $22,259,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $3,028,000 | 906 |
| Earning assets | $362,516,000 | 1,655 |
| Long-term assets (5+ years) | $51,470,000 | 2,535 |
| Average Assets, year-to-date | $399,549,670 | 1,645 |
| Average Assets, quarterly | $397,982,000 | 1,657 |
| Volatile liabilities | $25,019,000 | 1,913 |
| Insider loans | $885,000 | 4,108 |
| FHLB advances | $63,000 | 4,315 |
| Loans and leases held for sale | $620,000 | 1,061 |
| Unused loan commitments | $116,470,000 | 632 |
| Tier 1 (core) risk-based capital | $29,902,000 | 2,114 |
| Tier 2 risk-based capital | $2,539,000 | 1,999 |
| Total risk weighted assets | $232,069,000 | 1,865 |
| Total unused commitments | $116,470,000 | 633 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 105 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $406,669,000 | 1,630 |
| Cash and due from depository institutions | $42,145,000 | 1,424 |
| Interest-bearing balances | $27,065,000 | 1,427 |
| Securities | $103,097,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $250,802,000 | 1,679 |
| Loan loss allowance | $2,619,000 | 2,669 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,819,000 | 2,916 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $83,000 | 2,681 |
| All other assets | $6,723,000 | 2,576 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $406,669,000 | 1,630 |
| Total liabilities | $374,962,000 | 1,595 |
| Total deposits | $358,771,000 | 1,531 |
| Interest-bearing deposits | $303,771,000 | 1,567 |
| Deposits held in domestic offices | $358,771,000 | 1,529 |
| % insured | 85.05% | 5,547 |
| Federal funds purchased & repurchase agreements | $14,000,000 | 779 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $125,000 | 4,678 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,066,000 | 1,951 |
| Total equity capital | $31,707,000 | 2,091 |
| Total bank equity capital | $31,707,000 | 2,090 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $5,644,000 | 3,700 |
| Undivided profits | $23,063,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,682,000 | 1,041 |
| Earning assets | $380,964,000 | 1,597 |
| Long-term assets (5+ years) | $57,673,000 | 2,261 |
| Average Assets, year-to-date | $404,677,000 | 1,631 |
| Average Assets, quarterly | $404,677,000 | 1,631 |
| Volatile liabilities | $20,197,000 | 2,272 |
| Insider loans | $1,442,000 | 3,352 |
| FHLB advances | $125,000 | 4,330 |
| Loans and leases held for sale | $686,000 | 905 |
| Unused loan commitments | $121,344,000 | 616 |
| Tier 1 (core) risk-based capital | $31,288,000 | 2,026 |
| Tier 2 risk-based capital | $2,656,000 | 1,923 |
| Total risk weighted assets | $234,203,000 | 1,868 |
| Total unused commitments | $121,344,000 | 617 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 106 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $402,685,000 | 1,643 |
| Cash and due from depository institutions | $31,632,000 | 1,419 |
| Interest-bearing balances | $19,572,000 | 1,690 |
| Securities | $85,649,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $273,823,000 | 1,593 |
| Loan loss allowance | $2,640,000 | 2,639 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,883,000 | 2,914 |
| Other real estate owned | $25,000 | 1,419 |
| Goodwill and other intangibles | $83,000 | 2,687 |
| All other assets | $7,590,000 | 2,387 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $402,685,000 | 1,643 |
| Total liabilities | $371,850,000 | 1,606 |
| Total deposits | $352,539,000 | 1,550 |
| Interest-bearing deposits | $286,974,000 | 1,655 |
| Deposits held in domestic offices | $352,539,000 | 1,548 |
| % insured | 84.14% | 5,707 |
| Federal funds purchased & repurchase agreements | $17,600,000 | 715 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $188,000 | 4,809 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,523,000 | 2,453 |
| Total equity capital | $30,835,000 | 2,139 |
| Total bank equity capital | $30,835,000 | 2,137 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,000,000 | 1,329 |
| Surplus | $5,645,000 | 3,729 |
| Undivided profits | $22,190,000 | 1,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,422,000 | 822 |
| Earning assets | $379,044,000 | 1,598 |
| Long-term assets (5+ years) | $49,202,000 | 2,475 |
| Average Assets, year-to-date | $398,870,400 | 1,656 |
| Average Assets, quarterly | $403,907,500 | 1,639 |
| Volatile liabilities | $39,666,000 | 3,061 |
| Insider loans | $1,442,000 | 3,411 |
| FHLB advances | $188,000 | 4,468 |
| Loans and leases held for sale | $1,870,000 | 951 |
| Unused loan commitments | $100,969,000 | 718 |
| Tier 1 (core) risk-based capital | $30,301,000 | 2,079 |
| Tier 2 risk-based capital | $2,671,000 | 1,947 |
| Total risk weighted assets | $242,392,000 | 1,837 |
| Total unused commitments | $100,969,000 | 720 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 108 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $405,130,000 | 1,665 |
| Cash and due from depository institutions | $39,649,000 | 1,393 |
| Interest-bearing balances | $25,825,000 | 1,372 |
| Securities | $72,490,000 | 1,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $280,672,000 | 1,580 |
| Loan loss allowance | $2,609,000 | 2,691 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,965,000 | 2,892 |
| Other real estate owned | $0 | 1,393 |
| Goodwill and other intangibles | $83,000 | 2,682 |
| All other assets | $8,271,000 | 2,281 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $405,130,000 | 1,665 |
| Total liabilities | $374,986,000 | 1,622 |
| Total deposits | $356,585,000 | 1,555 |
| Interest-bearing deposits | $302,052,000 | 1,585 |
| Deposits held in domestic offices | $356,585,000 | 1,553 |
| % insured | 77.61% | 6,461 |
| Federal funds purchased & repurchase agreements | $16,458,000 | 745 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $250,000 | 4,837 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,693,000 | 2,500 |
| Total equity capital | $30,144,000 | 2,249 |
| Total bank equity capital | $30,144,000 | 2,248 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,000,000 | 1,344 |
| Surplus | $5,644,000 | 3,743 |
| Undivided profits | $21,500,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 5,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,252,000 | 666 |
| Earning assets | $378,987,000 | 1,628 |
| Long-term assets (5+ years) | $47,373,000 | 2,500 |
| Average Assets, year-to-date | $397,916,750 | 1,683 |
| Average Assets, quarterly | $400,041,000 | 1,686 |
| Volatile liabilities | $40,261,000 | 3,107 |
| Insider loans | $1,442,000 | 3,443 |
| FHLB advances | $250,000 | 4,561 |
| Loans and leases held for sale | $893,000 | 1,284 |
| Unused loan commitments | $103,896,000 | 721 |
| Tier 1 (core) risk-based capital | $29,104,000 | 2,172 |
| Tier 2 risk-based capital | $2,640,000 | 2,008 |
| Total risk weighted assets | $241,417,000 | 1,882 |
| Total unused commitments | $103,896,000 | 723 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 108 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $394,952,000 | 1,720 |
| Cash and due from depository institutions | $25,749,000 | 1,418 |
| Interest-bearing balances | $19,700,000 | 1,637 |
| Securities | $63,554,000 | 1,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $293,840,000 | 1,532 |
| Loan loss allowance | $2,618,000 | 2,654 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,025,000 | 2,887 |
| Other real estate owned | $0 | 1,418 |
| Goodwill and other intangibles | $83,000 | 2,693 |
| All other assets | $7,701,000 | 2,443 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $394,952,000 | 1,720 |
| Total liabilities | $353,305,000 | 1,720 |
| Total deposits | $339,044,000 | 1,636 |
| Interest-bearing deposits | $292,478,000 | 1,656 |
| Deposits held in domestic offices | $339,044,000 | 1,635 |
| % insured | 83.52% | 5,572 |
| Federal funds purchased & repurchase agreements | $12,221,000 | 870 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $313,000 | 4,897 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,727,000 | 2,353 |
| Total equity capital | $41,647,000 | 1,619 |
| Total bank equity capital | $41,647,000 | 1,617 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,000,000 | 1,359 |
| Surplus | $5,644,000 | 3,749 |
| Undivided profits | $33,003,000 | 1,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 5,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,343,000 | 864 |
| Earning assets | $377,094,000 | 1,647 |
| Long-term assets (5+ years) | $49,678,000 | 2,386 |
| Average Assets, year-to-date | $395,512,330 | 1,703 |
| Average Assets, quarterly | $398,093,500 | 1,700 |
| Volatile liabilities | $37,074,000 | 3,365 |
| Insider loans | $1,442,000 | 3,507 |
| FHLB advances | $313,000 | 4,658 |
| Loans and leases held for sale | $1,853,000 | 769 |
| Unused loan commitments | $94,525,000 | 760 |
| Tier 1 (core) risk-based capital | $40,905,000 | 1,548 |
| Tier 2 risk-based capital | $2,647,000 | 2,028 |
| Total risk weighted assets | $241,685,000 | 1,913 |
| Total unused commitments | $94,525,000 | 763 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 108 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $401,235,000 | 1,733 |
| Cash and due from depository institutions | $31,446,000 | 1,432 |
| Interest-bearing balances | $24,346,000 | 1,382 |
| Securities | $57,929,000 | 2,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $300,465,000 | 1,534 |
| Loan loss allowance | $2,653,000 | 2,665 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,119,000 | 2,885 |
| Other real estate owned | $15,000 | 1,432 |
| Goodwill and other intangibles | $83,000 | 2,711 |
| All other assets | $7,178,000 | 2,620 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $401,235,000 | 1,733 |
| Total liabilities | $361,274,000 | 1,725 |
| Total deposits | $343,943,000 | 1,665 |
| Interest-bearing deposits | $297,313,000 | 1,679 |
| Deposits held in domestic offices | $343,943,000 | 1,663 |
| % insured | 83.65% | 5,580 |
| Federal funds purchased & repurchase agreements | $14,812,000 | 812 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $375,000 | 4,982 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,144,000 | 2,007 |
| Total equity capital | $39,961,000 | 1,696 |
| Total bank equity capital | $39,961,000 | 1,693 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,000,000 | 1,391 |
| Surplus | $5,644,000 | 3,802 |
| Undivided profits | $31,317,000 | 1,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,632,000 | 4,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,735,000 | 1,113 |
| Earning assets | $382,740,000 | 1,664 |
| Long-term assets (5+ years) | $53,757,000 | 2,264 |
| Average Assets, year-to-date | $395,792,500 | 1,742 |
| Average Assets, quarterly | $395,792,500 | 1,742 |
| Volatile liabilities | $40,418,000 | 3,222 |
| Insider loans | $2,104,000 | 2,919 |
| FHLB advances | $375,000 | 4,764 |
| Loans and leases held for sale | $1,227,000 | 822 |
| Unused loan commitments | $114,355,000 | 692 |
| Tier 1 (core) risk-based capital | $39,516,000 | 1,618 |
| Tier 2 risk-based capital | $2,686,000 | 2,048 |
| Total risk weighted assets | $239,664,000 | 1,975 |
| Total unused commitments | $114,355,000 | 692 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 107 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $390,350,000 | 1,784 |
| Cash and due from depository institutions | $21,447,000 | 1,469 |
| Interest-bearing balances | $5,843,000 | 3,089 |
| Securities | $41,908,000 | 2,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $308,740,000 | 1,529 |
| Loan loss allowance | $14,077,000 | 621 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,207,000 | 2,877 |
| Other real estate owned | $126,000 | 1,469 |
| Goodwill and other intangibles | $83,000 | 2,738 |
| All other assets | $13,839,000 | 1,625 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $390,350,000 | 1,784 |
| Total liabilities | $359,023,000 | 1,745 |
| Total deposits | $343,589,000 | 1,667 |
| Interest-bearing deposits | $283,176,000 | 1,750 |
| Deposits held in domestic offices | $343,589,000 | 1,665 |
| % insured | 84.58% | 5,414 |
| Federal funds purchased & repurchase agreements | $12,088,000 | 938 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $438,000 | 5,076 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,908,000 | 1,586 |
| Total equity capital | $31,327,000 | 2,122 |
| Total bank equity capital | $31,327,000 | 2,120 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,000,000 | 1,419 |
| Surplus | $5,644,000 | 3,824 |
| Undivided profits | $22,683,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,484,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,144,000 | 563 |
| Earning assets | $356,491,000 | 1,771 |
| Long-term assets (5+ years) | $54,535,000 | 2,223 |
| Average Assets, year-to-date | $402,370,200 | 1,706 |
| Average Assets, quarterly | $393,628,000 | 1,767 |
| Volatile liabilities | $39,622,000 | 3,285 |
| Insider loans | $1,854,000 | 3,188 |
| FHLB advances | $438,000 | 4,880 |
| Loans and leases held for sale | $1,608,000 | 814 |
| Unused loan commitments | $114,460,000 | 699 |
| Tier 1 (core) risk-based capital | $30,676,000 | 2,066 |
| Tier 2 risk-based capital | $4,126,000 | 1,437 |
| Total risk weighted assets | $320,102,000 | 1,559 |
| Total unused commitments | $114,460,000 | 699 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 109 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $396,906,000 | 1,764 |
| Cash and due from depository institutions | $20,565,000 | 1,471 |
| Interest-bearing balances | $11,386,000 | 1,871 |
| Securities | $41,055,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $319,355,000 | 1,505 |
| Loan loss allowance | $11,310,000 | 746 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,312,000 | 2,836 |
| Other real estate owned | $0 | 1,471 |
| Goodwill and other intangibles | $83,000 | 2,776 |
| All other assets | $11,536,000 | 1,676 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $396,906,000 | 1,764 |
| Total liabilities | $364,185,000 | 1,733 |
| Total deposits | $342,114,000 | 1,669 |
| Interest-bearing deposits | $298,182,000 | 1,670 |
| Deposits held in domestic offices | $342,114,000 | 1,666 |
| % insured | 84.01% | 5,707 |
| Federal funds purchased & repurchase agreements | $17,673,000 | 785 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $500,000 | 5,135 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,898,000 | 1,381 |
| Total equity capital | $32,721,000 | 2,110 |
| Total bank equity capital | $32,721,000 | 2,110 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,000,000 | 1,442 |
| Surplus | $5,644,000 | 3,828 |
| Undivided profits | $24,077,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,850,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,589,000 | 555 |
| Earning assets | $371,796,000 | 1,728 |
| Long-term assets (5+ years) | $48,906,000 | 2,419 |
| Average Assets, year-to-date | $405,375,250 | 1,708 |
| Average Assets, quarterly | $401,579,500 | 1,739 |
| Volatile liabilities | $46,436,000 | 2,914 |
| Insider loans | $1,854,000 | 3,205 |
| FHLB advances | $500,000 | 4,938 |
| Loans and leases held for sale | $1,294,000 | 845 |
| Unused loan commitments | $102,520,000 | 789 |
| Tier 1 (core) risk-based capital | $32,258,000 | 1,998 |
| Tier 2 risk-based capital | $4,179,000 | 1,433 |
| Total risk weighted assets | $327,140,000 | 1,559 |
| Total unused commitments | $102,520,000 | 790 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 116 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $406,253,000 | 1,744 |
| Cash and due from depository institutions | $25,822,000 | 1,400 |
| Interest-bearing balances | $28,000 | 6,854 |
| Securities | $39,308,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $326,334,000 | 1,501 |
| Loan loss allowance | $9,824,000 | 821 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,380,000 | 2,835 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $83,000 | 2,796 |
| All other assets | $10,326,000 | 1,847 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $406,253,000 | 1,744 |
| Total liabilities | $374,287,000 | 1,715 |
| Total deposits | $356,793,000 | 1,616 |
| Interest-bearing deposits | $313,240,000 | 1,611 |
| Deposits held in domestic offices | $356,793,000 | 1,612 |
| % insured | 77.85% | 4,353 |
| Federal funds purchased & repurchase agreements | $12,923,000 | 959 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $562,000 | 5,189 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,009,000 | 1,389 |
| Total equity capital | $31,966,000 | 2,128 |
| Total bank equity capital | $31,966,000 | 2,126 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,000,000 | 1,459 |
| Surplus | $5,644,000 | 3,859 |
| Undivided profits | $23,322,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,782,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,768,000 | 653 |
| Earning assets | $365,670,000 | 1,770 |
| Long-term assets (5+ years) | $51,037,000 | 2,314 |
| Average Assets, year-to-date | $408,198,330 | 1,721 |
| Average Assets, quarterly | $408,645,500 | 1,735 |
| Volatile liabilities | $47,091,000 | 2,903 |
| Insider loans | $1,854,000 | 3,249 |
| FHLB advances | $562,000 | 4,976 |
| Loans and leases held for sale | $2,249,000 | 849 |
| Unused loan commitments | $106,681,000 | 797 |
| Tier 1 (core) risk-based capital | $31,719,000 | 2,044 |
| Tier 2 risk-based capital | $4,200,000 | 1,425 |
| Total risk weighted assets | $332,004,000 | 1,568 |
| Total unused commitments | $106,681,000 | 797 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 120 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $411,038,000 | 1,736 |
| Cash and due from depository institutions | $22,158,000 | 1,366 |
| Interest-bearing balances | $12,261,000 | 1,404 |
| Securities | $39,026,000 | 2,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $335,935,000 | 1,475 |
| Loan loss allowance | $8,446,000 | 900 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,143,000 | 2,988 |
| Other real estate owned | $0 | 1,366 |
| Goodwill and other intangibles | $83,000 | 2,811 |
| All other assets | $9,693,000 | 1,928 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $411,038,000 | 1,736 |
| Total liabilities | $378,922,000 | 1,707 |
| Total deposits | $356,780,000 | 1,609 |
| Interest-bearing deposits | $315,215,000 | 1,603 |
| Deposits held in domestic offices | $356,780,000 | 1,606 |
| % insured | 82.76% | 2,955 |
| Federal funds purchased & repurchase agreements | $17,238,000 | 819 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $625,000 | 5,230 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,279,000 | 1,287 |
| Total equity capital | $32,116,000 | 2,129 |
| Total bank equity capital | $32,116,000 | 2,127 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,469 |
| Surplus | $5,644,000 | 3,861 |
| Undivided profits | $23,472,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,332,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,100,000 | 783 |
| Earning assets | $387,222,000 | 1,703 |
| Long-term assets (5+ years) | $50,489,000 | 2,321 |
| Average Assets, year-to-date | $409,171,000 | 1,726 |
| Average Assets, quarterly | $409,171,000 | 1,726 |
| Volatile liabilities | $52,585,000 | 2,646 |
| Insider loans | $2,804,000 | 2,520 |
| FHLB advances | $625,000 | 5,038 |
| Loans and leases held for sale | $1,589,000 | 905 |
| Unused loan commitments | $109,709,000 | 826 |
| Tier 1 (core) risk-based capital | $31,849,000 | 2,048 |
| Tier 2 risk-based capital | $4,332,000 | 1,374 |
| Total risk weighted assets | $342,447,000 | 1,531 |
| Total unused commitments | $109,709,000 | 826 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 119 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $407,304,000 | 1,725 |
| Cash and due from depository institutions | $19,986,000 | 1,396 |
| Interest-bearing balances | $23,000 | 6,558 |
| Securities | $40,569,000 | 2,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $333,471,000 | 1,498 |
| Loan loss allowance | $7,188,000 | 988 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,236,000 | 2,960 |
| Other real estate owned | $0 | 1,396 |
| Goodwill and other intangibles | $83,000 | 2,809 |
| All other assets | $8,959,000 | 2,074 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $407,304,000 | 1,725 |
| Total liabilities | $375,383,000 | 1,701 |
| Total deposits | $360,469,000 | 1,531 |
| Interest-bearing deposits | $344,385,000 | 1,390 |
| Deposits held in domestic offices | $360,469,000 | 1,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,871,000 | 1,160 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $688,000 | 5,427 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,355,000 | 1,562 |
| Total equity capital | $31,921,000 | 2,120 |
| Total bank equity capital | $31,921,000 | 2,120 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,468 |
| Surplus | $5,644,000 | 3,841 |
| Undivided profits | $23,277,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,957,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,444,000 | 763 |
| Earning assets | $374,063,000 | 1,727 |
| Long-term assets (5+ years) | $50,089,000 | 2,299 |
| Average Assets, year-to-date | $409,763,600 | 1,658 |
| Average Assets, quarterly | $407,360,500 | 1,704 |
| Volatile liabilities | $44,742,000 | 2,977 |
| Insider loans | $2,804,000 | 2,553 |
| FHLB advances | $688,000 | 5,225 |
| Loans and leases held for sale | $799,000 | 957 |
| Unused loan commitments | $116,470,000 | 801 |
| Tier 1 (core) risk-based capital | $31,736,000 | 2,033 |
| Tier 2 risk-based capital | $4,301,000 | 1,368 |
| Total risk weighted assets | $341,130,000 | 1,526 |
| Total unused commitments | $116,470,000 | 801 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $407,417,000 | 1,708 |
| Cash and due from depository institutions | $12,027,000 | 1,398 |
| Interest-bearing balances | $12,000 | 6,404 |
| Securities | $40,445,000 | 2,698 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,523 |
| Net loans & leases | $333,315,000 | 1,490 |
| Loan loss allowance | $4,918,000 | 1,280 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,306,000 | 2,899 |
| Other real estate owned | $0 | 1,398 |
| Goodwill and other intangibles | $83,000 | 2,863 |
| All other assets | $9,241,000 | 2,025 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $407,417,000 | 1,708 |
| Total liabilities | $374,516,000 | 1,685 |
| Total deposits | $353,828,000 | 1,538 |
| Interest-bearing deposits | $342,069,000 | 1,374 |
| Deposits held in domestic offices | $353,828,000 | 1,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,163,000 | 964 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $964,000 | 5,319 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,561,000 | 1,486 |
| Total equity capital | $32,901,000 | 2,075 |
| Total bank equity capital | $32,901,000 | 2,075 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $5,644,000 | 3,839 |
| Undivided profits | $24,257,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,330,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,277,000 | 654 |
| Earning assets | $381,772,000 | 1,669 |
| Long-term assets (5+ years) | $50,596,000 | 2,237 |
| Average Assets, year-to-date | $410,378,500 | 1,657 |
| Average Assets, quarterly | $408,608,000 | 1,692 |
| Volatile liabilities | $54,300,000 | 2,507 |
| Insider loans | $5,804,000 | 1,373 |
| FHLB advances | $964,000 | 5,139 |
| Loans and leases held for sale | $312,000 | 1,200 |
| Unused loan commitments | $117,248,000 | 848 |
| Tier 1 (core) risk-based capital | $32,867,000 | 1,999 |
| Tier 2 risk-based capital | $4,282,000 | 1,329 |
| Total risk weighted assets | $341,867,000 | 1,524 |
| Total unused commitments | $117,248,000 | 849 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $409,799,000 | 1,700 |
| Cash and due from depository institutions | $18,113,000 | 1,334 |
| Interest-bearing balances | $3,011,000 | 1,766 |
| Securities | $41,645,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,850 |
| Net loans & leases | $334,713,000 | 1,474 |
| Loan loss allowance | $4,287,000 | 1,377 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,327,000 | 2,887 |
| Other real estate owned | $350,000 | 1,334 |
| Goodwill and other intangibles | $83,000 | 2,889 |
| All other assets | $8,568,000 | 2,100 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $409,799,000 | 1,700 |
| Total liabilities | $377,395,000 | 1,665 |
| Total deposits | $361,039,000 | 1,505 |
| Interest-bearing deposits | $349,302,000 | 1,333 |
| Deposits held in domestic offices | $361,039,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,036,000 | 1,195 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,027,000 | 5,163 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,293,000 | 1,575 |
| Total equity capital | $32,404,000 | 2,118 |
| Total bank equity capital | $32,404,000 | 2,118 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,000,000 | 1,480 |
| Surplus | $5,644,000 | 3,838 |
| Undivided profits | $23,760,000 | 1,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,473,000 | 780 |
| Earning assets | $381,369,000 | 1,673 |
| Long-term assets (5+ years) | $44,087,000 | 2,448 |
| Average Assets, year-to-date | $411,365,670 | 1,664 |
| Average Assets, quarterly | $411,052,000 | 1,677 |
| Volatile liabilities | $52,189,000 | 2,565 |
| Insider loans | $5,804,000 | 1,385 |
| FHLB advances | $1,027,000 | 4,972 |
| Loans and leases held for sale | $690,000 | 1,034 |
| Unused loan commitments | $103,277,000 | 964 |
| Tier 1 (core) risk-based capital | $32,399,000 | 2,024 |
| Tier 2 risk-based capital | $4,245,000 | 1,307 |
| Total risk weighted assets | $339,558,000 | 1,532 |
| Total unused commitments | $103,277,000 | 964 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 122 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $412,305,000 | 1,676 |
| Cash and due from depository institutions | $11,674,000 | 1,392 |
| Interest-bearing balances | $5,000 | 6,542 |
| Securities | $42,513,000 | 2,635 |
| Federal funds sold & reverse repurchase agreements | $27,250,000 | 537 |
| Net loans & leases | $318,158,000 | 1,528 |
| Loan loss allowance | $3,983,000 | 1,429 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,455,000 | 2,802 |
| Other real estate owned | $350,000 | 1,392 |
| Goodwill and other intangibles | $83,000 | 2,894 |
| All other assets | $7,822,000 | 2,197 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $412,305,000 | 1,676 |
| Total liabilities | $380,572,000 | 1,632 |
| Total deposits | $365,515,000 | 1,474 |
| Interest-bearing deposits | $351,066,000 | 1,327 |
| Deposits held in domestic offices | $365,515,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,197,000 | 1,305 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,304,000 | 4,518 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,556,000 | 1,583 |
| Total equity capital | $31,733,000 | 2,223 |
| Total bank equity capital | $31,733,000 | 2,223 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $5,644,000 | 3,815 |
| Undivided profits | $23,089,000 | 1,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,779,000 | 2,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,781,000 | 976 |
| Earning assets | $387,926,000 | 1,636 |
| Long-term assets (5+ years) | $39,500,000 | 2,554 |
| Average Assets, year-to-date | $412,149,000 | 1,665 |
| Average Assets, quarterly | $412,149,000 | 1,665 |
| Volatile liabilities | $48,717,000 | 2,681 |
| Insider loans | $5,576,000 | 1,407 |
| FHLB advances | $2,304,000 | 4,375 |
| Loans and leases held for sale | $347,000 | 1,359 |
| Unused loan commitments | $109,031,000 | 949 |
| Tier 1 (core) risk-based capital | $31,599,000 | 2,085 |
| Tier 2 risk-based capital | $4,015,000 | 1,347 |
| Total risk weighted assets | $330,835,000 | 1,544 |
| Total unused commitments | $109,031,000 | 950 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 125 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $411,993,000 | 1,661 |
| Cash and due from depository institutions | $17,100,000 | 1,366 |
| Interest-bearing balances | $11,000 | 6,212 |
| Securities | $41,960,000 | 2,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $339,782,000 | 1,405 |
| Loan loss allowance | $3,662,000 | 1,521 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,569,000 | 2,742 |
| Other real estate owned | $0 | 1,366 |
| Goodwill and other intangibles | $83,000 | 2,891 |
| All other assets | $8,499,000 | 2,058 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $411,993,000 | 1,661 |
| Total liabilities | $378,911,000 | 1,624 |
| Total deposits | $360,283,000 | 1,484 |
| Interest-bearing deposits | $349,655,000 | 1,318 |
| Deposits held in domestic offices | $360,283,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,016,000 | 1,137 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,366,000 | 4,353 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,246,000 | 1,678 |
| Total equity capital | $33,082,000 | 2,109 |
| Total bank equity capital | $33,082,000 | 2,109 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,465 |
| Surplus | $5,644,000 | 3,789 |
| Undivided profits | $24,438,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,064,000 | 782 |
| Earning assets | $381,753,000 | 1,643 |
| Long-term assets (5+ years) | $40,657,000 | 2,319 |
| Average Assets, year-to-date | $413,474,000 | 1,601 |
| Average Assets, quarterly | $411,624,000 | 1,649 |
| Volatile liabilities | $52,535,000 | 2,516 |
| Insider loans | $5,681,000 | 1,354 |
| FHLB advances | $2,366,000 | 4,194 |
| Loans and leases held for sale | $103,000 | 1,622 |
| Unused loan commitments | $103,686,000 | 986 |
| Tier 1 (core) risk-based capital | $32,974,000 | 1,991 |
| Tier 2 risk-based capital | $3,694,000 | 1,447 |
| Total risk weighted assets | $337,788,000 | 1,508 |
| Total unused commitments | $103,686,000 | 986 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 128 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $411,255,000 | 1,640 |
| Cash and due from depository institutions | $8,991,000 | 1,336 |
| Interest-bearing balances | $8,000 | 6,264 |
| Securities | $40,026,000 | 2,754 |
| Federal funds sold & reverse repurchase agreements | $9,225,000 | 1,589 |
| Net loans & leases | $338,558,000 | 1,390 |
| Loan loss allowance | $3,453,000 | 1,556 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,682,000 | 2,625 |
| Other real estate owned | $0 | 1,336 |
| Goodwill and other intangibles | $84,000 | 2,896 |
| All other assets | $9,689,000 | 1,832 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $411,255,000 | 1,640 |
| Total liabilities | $377,762,000 | 1,611 |
| Total deposits | $360,833,000 | 1,469 |
| Interest-bearing deposits | $352,759,000 | 1,296 |
| Deposits held in domestic offices | $360,833,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,124,000 | 1,175 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,643,000 | 4,203 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,162,000 | 1,721 |
| Total equity capital | $33,493,000 | 2,051 |
| Total bank equity capital | $33,493,000 | 2,051 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,441 |
| Surplus | $5,644,000 | 3,737 |
| Undivided profits | $24,849,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 3,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,227,000 | 648 |
| Earning assets | $387,817,000 | 1,597 |
| Long-term assets (5+ years) | $31,883,000 | 2,662 |
| Average Assets, year-to-date | $413,844,250 | 1,592 |
| Average Assets, quarterly | $411,558,500 | 1,625 |
| Volatile liabilities | $53,497,000 | 2,418 |
| Insider loans | $5,681,000 | 1,307 |
| FHLB advances | $2,643,000 | 4,020 |
| Loans and leases held for sale | $738,000 | 997 |
| Unused loan commitments | $87,420,000 | 1,171 |
| Tier 1 (core) risk-based capital | $33,412,000 | 1,955 |
| Tier 2 risk-based capital | $3,480,000 | 1,516 |
| Total risk weighted assets | $335,930,000 | 1,504 |
| Total unused commitments | $87,420,000 | 1,172 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 131 | 1,329 |
| Assets and Liabilities | ||
| Total Assets: | $411,862,000 | 1,652 |
| Cash and due from depository institutions | $11,459,000 | 1,329 |
| Interest-bearing balances | $9,000 | 6,261 |
| Securities | $37,938,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $349,042,000 | 1,352 |
| Loan loss allowance | $3,395,000 | 1,583 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,628,000 | 2,639 |
| Other real estate owned | $100,000 | 1,329 |
| Goodwill and other intangibles | $83,000 | 2,930 |
| All other assets | $8,612,000 | 2,008 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $411,862,000 | 1,652 |
| Total liabilities | $379,725,000 | 1,607 |
| Total deposits | $356,338,000 | 1,504 |
| Interest-bearing deposits | $347,285,000 | 1,320 |
| Deposits held in domestic offices | $356,338,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,291,000 | 908 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,705,000 | 4,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,391,000 | 1,571 |
| Total equity capital | $32,137,000 | 2,112 |
| Total bank equity capital | $32,137,000 | 2,112 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,433 |
| Surplus | $5,644,000 | 3,729 |
| Undivided profits | $23,493,000 | 1,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,923,000 | 807 |
| Earning assets | $386,989,000 | 1,608 |
| Long-term assets (5+ years) | $45,148,000 | 2,045 |
| Average Assets, year-to-date | $414,707,330 | 1,613 |
| Average Assets, quarterly | $412,848,500 | 1,630 |
| Volatile liabilities | $58,637,000 | 2,212 |
| Insider loans | $5,681,000 | 1,293 |
| FHLB advances | $2,705,000 | 3,955 |
| Loans and leases held for sale | $1,141,000 | 926 |
| Unused loan commitments | $100,949,000 | 1,049 |
| Tier 1 (core) risk-based capital | $32,054,000 | 2,035 |
| Tier 2 risk-based capital | $3,424,000 | 1,546 |
| Total risk weighted assets | $336,914,000 | 1,502 |
| Total unused commitments | $100,949,000 | 1,049 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 120 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $413,835,000 | 1,630 |
| Cash and due from depository institutions | $38,265,000 | 1,438 |
| Interest-bearing balances | $27,007,000 | 241 |
| Securities | $39,467,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $8,250,000 | 2,332 |
| Net loans & leases | $304,031,000 | 1,544 |
| Loan loss allowance | $3,469,000 | 1,539 |
| Trading account assets | $10,835,000 | 163 |
| Bank premises and fixed assets | $4,705,000 | 2,564 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $83,000 | 2,936 |
| All other assets | $8,199,000 | 2,030 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $413,835,000 | 1,630 |
| Total liabilities | $381,025,000 | 1,593 |
| Total deposits | $364,495,000 | 1,464 |
| Interest-bearing deposits | $350,218,000 | 1,296 |
| Deposits held in domestic offices | $364,495,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,621,000 | 1,166 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,982,000 | 3,985 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,927,000 | 1,420 |
| Total equity capital | $32,810,000 | 2,080 |
| Total bank equity capital | $32,810,000 | 2,080 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,416 |
| Surplus | $5,644,000 | 3,682 |
| Undivided profits | $24,166,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,775,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $160,000 | 630 |
| Income earned, not collected on loans | $4,263,000 | 898 |
| Earning assets | $389,590,000 | 1,593 |
| Long-term assets (5+ years) | $41,620,000 | 2,142 |
| Average Assets, year-to-date | $416,130,000 | 1,602 |
| Average Assets, quarterly | $416,130,000 | 1,602 |
| Volatile liabilities | $47,664,000 | 2,577 |
| Insider loans | $6,629,000 | 1,078 |
| FHLB advances | $2,982,000 | 3,837 |
| Loans and leases held for sale | $4,077,000 | 446 |
| Unused loan commitments | $90,853,000 | 1,153 |
| Tier 1 (core) risk-based capital | $32,727,000 | 1,974 |
| Tier 2 risk-based capital | $3,498,000 | 1,508 |
| Total risk weighted assets | $330,432,000 | 1,501 |
| Total unused commitments | $90,853,000 | 1,154 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 120 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $418,425,000 | 1,586 |
| Cash and due from depository institutions | $49,336,000 | 1,438 |
| Interest-bearing balances | $32,008,000 | 187 |
| Securities | $38,971,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,279 |
| Net loans & leases | $302,806,000 | 1,528 |
| Loan loss allowance | $3,984,000 | 1,309 |
| Trading account assets | $10,731,000 | 80 |
| Bank premises and fixed assets | $4,752,000 | 2,496 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $83,000 | 2,930 |
| All other assets | $10,746,000 | 1,626 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $418,425,000 | 1,586 |
| Total liabilities | $387,263,000 | 1,544 |
| Total deposits | $370,734,000 | 1,413 |
| Interest-bearing deposits | $354,479,000 | 1,255 |
| Deposits held in domestic offices | $370,734,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,168,000 | 1,175 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,045,000 | 4,030 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,316,000 | 1,605 |
| Total equity capital | $31,162,000 | 2,159 |
| Total bank equity capital | $31,162,000 | 2,159 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000,000 | 1,406 |
| Surplus | $5,644,000 | 3,628 |
| Undivided profits | $22,518,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $160,000 | 580 |
| Income earned, not collected on loans | $6,491,000 | 585 |
| Earning assets | $385,516,000 | 1,568 |
| Long-term assets (5+ years) | $42,240,000 | 2,070 |
| Average Assets, year-to-date | $416,845,200 | 1,512 |
| Average Assets, quarterly | $418,316,500 | 1,571 |
| Volatile liabilities | $48,765,000 | 2,702 |
| Insider loans | $6,859,000 | 1,031 |
| FHLB advances | $3,045,000 | 3,880 |
| Loans and leases held for sale | $2,273,000 | 628 |
| Unused loan commitments | $85,375,000 | 1,170 |
| Tier 1 (core) risk-based capital | $31,079,000 | 2,067 |
| Tier 2 risk-based capital | $4,015,000 | 1,285 |
| Total risk weighted assets | $331,206,000 | 1,462 |
| Total unused commitments | $85,375,000 | 1,171 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 124 | 1,411 |
| Assets and Liabilities | ||
| Total Assets: | $418,208,000 | 1,576 |
| Cash and due from depository institutions | $46,154,000 | 1,411 |
| Interest-bearing balances | $32,002,000 | 161 |
| Securities | $42,931,000 | 2,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $300,676,000 | 1,525 |
| Loan loss allowance | $4,399,000 | 1,172 |
| Trading account assets | $12,305,000 | 79 |
| Bank premises and fixed assets | $4,874,000 | 2,431 |
| Other real estate owned | $0 | 1,411 |
| Goodwill and other intangibles | $83,000 | 2,943 |
| All other assets | $11,185,000 | 1,570 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $418,208,000 | 1,576 |
| Total liabilities | $384,856,000 | 1,537 |
| Total deposits | $365,332,000 | 1,408 |
| Interest-bearing deposits | $353,083,000 | 1,242 |
| Deposits held in domestic offices | $365,332,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,999,000 | 1,041 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,321,000 | 4,150 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,204,000 | 1,626 |
| Total equity capital | $33,352,000 | 1,986 |
| Total bank equity capital | $33,352,000 | 1,986 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,395 |
| Surplus | $5,644,000 | 3,599 |
| Undivided profits | $24,708,000 | 1,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,707,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,519,000 | 582 |
| Earning assets | $387,914,000 | 1,554 |
| Long-term assets (5+ years) | $40,610,000 | 2,124 |
| Average Assets, year-to-date | $416,450,250 | 1,522 |
| Average Assets, quarterly | $413,310,000 | 1,578 |
| Volatile liabilities | $53,542,000 | 2,497 |
| Insider loans | $6,116,000 | 1,157 |
| FHLB advances | $3,321,000 | 3,989 |
| Loans and leases held for sale | $3,869,000 | 458 |
| Unused loan commitments | $90,246,000 | 1,131 |
| Tier 1 (core) risk-based capital | $33,269,000 | 1,899 |
| Tier 2 risk-based capital | $4,151,000 | 1,237 |
| Total risk weighted assets | $331,773,000 | 1,453 |
| Total unused commitments | $90,246,000 | 1,133 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 126 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $408,412,000 | 1,603 |
| Cash and due from depository institutions | $44,546,000 | 1,397 |
| Interest-bearing balances | $32,006,000 | 150 |
| Securities | $40,764,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $295,592,000 | 1,536 |
| Loan loss allowance | $4,370,000 | 1,174 |
| Trading account assets | $12,975,000 | 80 |
| Bank premises and fixed assets | $4,966,000 | 2,359 |
| Other real estate owned | $0 | 1,397 |
| Goodwill and other intangibles | $83,000 | 2,955 |
| All other assets | $9,486,000 | 1,804 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $408,412,000 | 1,603 |
| Total liabilities | $376,309,000 | 1,563 |
| Total deposits | $365,079,000 | 1,395 |
| Interest-bearing deposits | $351,745,000 | 1,214 |
| Deposits held in domestic offices | $365,079,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,637,000 | 1,774 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,384,000 | 4,184 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,209,000 | 1,491 |
| Total equity capital | $32,103,000 | 1,993 |
| Total bank equity capital | $32,103,000 | 1,993 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $5,644,000 | 3,553 |
| Undivided profits | $23,459,000 | 1,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,043,000 | 1,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,883,000 | 698 |
| Earning assets | $381,337,000 | 1,558 |
| Long-term assets (5+ years) | $39,988,000 | 2,137 |
| Average Assets, year-to-date | $415,864,330 | 1,514 |
| Average Assets, quarterly | $413,614,500 | 1,550 |
| Volatile liabilities | $42,570,000 | 2,914 |
| Insider loans | $6,017,000 | 1,149 |
| FHLB advances | $3,384,000 | 4,010 |
| Loans and leases held for sale | $5,967,000 | 357 |
| Unused loan commitments | $92,662,000 | 1,113 |
| Tier 1 (core) risk-based capital | $32,020,000 | 1,942 |
| Tier 2 risk-based capital | $4,090,000 | 1,240 |
| Total risk weighted assets | $326,913,000 | 1,464 |
| Total unused commitments | $92,662,000 | 1,115 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 127 | 1,363 |
| Assets and Liabilities | ||
| Total Assets: | $418,817,000 | 1,521 |
| Cash and due from depository institutions | $41,287,000 | 1,363 |
| Interest-bearing balances | $32,001,000 | 174 |
| Securities | $45,503,000 | 2,572 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,204 |
| Net loans & leases | $291,946,000 | 1,508 |
| Loan loss allowance | $4,425,000 | 1,139 |
| Trading account assets | $18,962,000 | 75 |
| Bank premises and fixed assets | $5,108,000 | 2,232 |
| Other real estate owned | $0 | 1,363 |
| Goodwill and other intangibles | $83,000 | 2,933 |
| All other assets | $9,578,000 | 1,743 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $418,817,000 | 1,521 |
| Total liabilities | $385,257,000 | 1,488 |
| Total deposits | $367,784,000 | 1,370 |
| Interest-bearing deposits | $354,356,000 | 1,179 |
| Deposits held in domestic offices | $367,784,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,698,000 | 1,674 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,661,000 | 2,812 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,114,000 | 1,218 |
| Total equity capital | $33,560,000 | 1,882 |
| Total bank equity capital | $33,560,000 | 1,882 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $5,644,000 | 3,488 |
| Undivided profits | $24,916,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,836,000 | 842 |
| Earning assets | $394,762,000 | 1,474 |
| Long-term assets (5+ years) | $39,856,000 | 2,109 |
| Average Assets, year-to-date | $419,590,500 | 1,498 |
| Average Assets, quarterly | $419,590,500 | 1,498 |
| Volatile liabilities | $52,813,000 | 2,374 |
| Insider loans | $2,977,000 | 2,160 |
| FHLB advances | $8,661,000 | 2,702 |
| Loans and leases held for sale | $5,003,000 | 339 |
| Unused loan commitments | $79,730,000 | 1,233 |
| Tier 1 (core) risk-based capital | $33,477,000 | 1,813 |
| Tier 2 risk-based capital | $4,096,000 | 1,217 |
| Total risk weighted assets | $327,347,000 | 1,413 |
| Total unused commitments | $79,730,000 | 1,233 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 130 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $420,364,000 | 1,490 |
| Cash and due from depository institutions | $19,026,000 | 1,328 |
| Interest-bearing balances | $2,005,000 | 1,936 |
| Securities | $42,057,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,770 |
| Net loans & leases | $320,630,000 | 1,327 |
| Loan loss allowance | $4,786,000 | 1,030 |
| Trading account assets | $20,583,000 | 69 |
| Bank premises and fixed assets | $5,247,000 | 2,147 |
| Other real estate owned | $0 | 1,328 |
| Goodwill and other intangibles | $83,000 | 2,932 |
| All other assets | $10,438,000 | 1,609 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $420,364,000 | 1,490 |
| Total liabilities | $388,490,000 | 1,452 |
| Total deposits | $368,673,000 | 1,342 |
| Interest-bearing deposits | $351,408,000 | 1,164 |
| Deposits held in domestic offices | $368,673,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,095,000 | 1,621 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,723,000 | 2,551 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,999,000 | 1,217 |
| Total equity capital | $31,874,000 | 1,969 |
| Total bank equity capital | $31,874,000 | 1,969 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $5,644,000 | 3,449 |
| Undivided profits | $23,230,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,917,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,301,000 | 609 |
| Earning assets | $387,575,000 | 1,476 |
| Long-term assets (5+ years) | $40,140,000 | 2,066 |
| Average Assets, year-to-date | $407,309,400 | 1,487 |
| Average Assets, quarterly | $414,916,500 | 1,492 |
| Volatile liabilities | $60,937,000 | 2,089 |
| Insider loans | $332,000 | 6,052 |
| FHLB advances | $10,723,000 | 2,421 |
| Loans and leases held for sale | $26,079,000 | 155 |
| Unused loan commitments | $80,440,000 | 1,189 |
| Tier 1 (core) risk-based capital | $31,791,000 | 1,893 |
| Tier 2 risk-based capital | $4,429,000 | 1,092 |
| Total risk weighted assets | $353,934,000 | 1,268 |
| Total unused commitments | $80,440,000 | 1,189 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 132 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $409,469,000 | 1,502 |
| Cash and due from depository institutions | $14,516,000 | 1,291 |
| Interest-bearing balances | $2,002,000 | 1,995 |
| Securities | $43,374,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $317,391,000 | 1,318 |
| Loan loss allowance | $5,284,000 | 924 |
| Trading account assets | $17,256,000 | 68 |
| Bank premises and fixed assets | $5,321,000 | 2,067 |
| Other real estate owned | $1,350,000 | 1,291 |
| Goodwill and other intangibles | $83,000 | 2,920 |
| All other assets | $10,178,000 | 1,599 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $409,469,000 | 1,502 |
| Total liabilities | $377,110,000 | 1,461 |
| Total deposits | $349,607,000 | 1,373 |
| Interest-bearing deposits | $338,781,000 | 1,184 |
| Deposits held in domestic offices | $349,607,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,490,000 | 999 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,013,000 | 1,199 |
| Total equity capital | $32,359,000 | 1,891 |
| Total bank equity capital | $32,359,000 | 1,891 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $5,644,000 | 3,393 |
| Undivided profits | $23,715,000 | 1,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,684,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,910,000 | 622 |
| Earning assets | $380,023,000 | 1,477 |
| Long-term assets (5+ years) | $38,218,000 | 2,156 |
| Average Assets, year-to-date | $404,045,750 | 1,483 |
| Average Assets, quarterly | $407,767,000 | 1,496 |
| Volatile liabilities | $65,861,000 | 1,899 |
| Insider loans | $323,000 | 6,126 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $17,925,000 | 199 |
| Unused loan commitments | $86,390,000 | 1,121 |
| Tier 1 (core) risk-based capital | $32,276,000 | 1,809 |
| Tier 2 risk-based capital | $4,367,000 | 1,081 |
| Total risk weighted assets | $348,394,000 | 1,263 |
| Total unused commitments | $86,390,000 | 1,122 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 134 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $406,065,000 | 1,496 |
| Cash and due from depository institutions | $14,188,000 | 1,264 |
| Interest-bearing balances | $2,108,000 | 1,924 |
| Securities | $44,806,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $316,809,000 | 1,285 |
| Loan loss allowance | $5,078,000 | 946 |
| Trading account assets | $16,099,000 | 69 |
| Bank premises and fixed assets | $5,435,000 | 1,980 |
| Other real estate owned | $0 | 1,264 |
| Goodwill and other intangibles | $83,000 | 2,898 |
| All other assets | $8,645,000 | 1,782 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $406,065,000 | 1,496 |
| Total liabilities | $373,801,000 | 1,460 |
| Total deposits | $344,624,000 | 1,368 |
| Interest-bearing deposits | $334,038,000 | 1,166 |
| Deposits held in domestic offices | $344,624,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,467,000 | 1,015 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,063,000 | 2,266 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,647,000 | 1,222 |
| Total equity capital | $32,264,000 | 1,859 |
| Total bank equity capital | $32,264,000 | 1,859 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $5,644,000 | 3,348 |
| Undivided profits | $23,620,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,194,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,135,000 | 673 |
| Earning assets | $379,822,000 | 1,461 |
| Long-term assets (5+ years) | $37,821,000 | 2,180 |
| Average Assets, year-to-date | $402,238,000 | 1,479 |
| Average Assets, quarterly | $400,712,500 | 1,496 |
| Volatile liabilities | $62,252,000 | 1,911 |
| Insider loans | $317,000 | 6,143 |
| FHLB advances | $13,063,000 | 2,151 |
| Loans and leases held for sale | $24,784,000 | 173 |
| Unused loan commitments | $75,295,000 | 1,197 |
| Tier 1 (core) risk-based capital | $32,181,000 | 1,754 |
| Tier 2 risk-based capital | $4,335,000 | 1,066 |
| Total risk weighted assets | $346,018,000 | 1,240 |
| Total unused commitments | $75,295,000 | 1,197 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $395,360,000 | 1,518 |
| Cash and due from depository institutions | $10,547,000 | 1,283 |
| Interest-bearing balances | $2,006,000 | 1,993 |
| Securities | $46,330,000 | 2,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $306,887,000 | 1,291 |
| Loan loss allowance | $4,905,000 | 965 |
| Trading account assets | $17,232,000 | 68 |
| Bank premises and fixed assets | $5,468,000 | 1,944 |
| Other real estate owned | $107,000 | 1,283 |
| Goodwill and other intangibles | $83,000 | 2,893 |
| All other assets | $8,706,000 | 1,757 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $395,360,000 | 1,518 |
| Total liabilities | $364,516,000 | 1,482 |
| Total deposits | $342,940,000 | 1,359 |
| Interest-bearing deposits | $330,989,000 | 1,172 |
| Deposits held in domestic offices | $342,940,000 | 1,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,335,000 | 1,520 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,339,000 | 2,177 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,902,000 | 1,451 |
| Total equity capital | $30,844,000 | 1,884 |
| Total bank equity capital | $30,844,000 | 1,884 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $5,644,000 | 3,314 |
| Undivided profits | $22,200,000 | 1,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,469,000 | 1,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,419,000 | 787 |
| Earning assets | $372,455,000 | 1,475 |
| Long-term assets (5+ years) | $46,585,000 | 1,932 |
| Average Assets, year-to-date | $400,324,500 | 1,482 |
| Average Assets, quarterly | $400,324,500 | 1,482 |
| Volatile liabilities | $50,430,000 | 2,166 |
| Insider loans | $327,000 | 6,100 |
| FHLB advances | $13,339,000 | 2,066 |
| Loans and leases held for sale | $25,016,000 | 155 |
| Unused loan commitments | $75,361,000 | 1,173 |
| Tier 1 (core) risk-based capital | $30,761,000 | 1,810 |
| Tier 2 risk-based capital | $4,194,000 | 1,087 |
| Total risk weighted assets | $334,768,000 | 1,245 |
| Total unused commitments | $75,361,000 | 1,173 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 128 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $405,289,000 | 1,471 |
| Cash and due from depository institutions | $13,901,000 | 1,342 |
| Interest-bearing balances | $2,004,000 | 2,048 |
| Securities | $46,731,000 | 2,547 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,029 |
| Net loans & leases | $315,506,000 | 1,237 |
| Loan loss allowance | $6,160,000 | 774 |
| Trading account assets | $8,753,000 | 86 |
| Bank premises and fixed assets | $5,203,000 | 2,035 |
| Other real estate owned | $0 | 1,342 |
| Goodwill and other intangibles | $83,000 | 2,880 |
| All other assets | $9,612,000 | 1,579 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $405,289,000 | 1,471 |
| Total liabilities | $373,920,000 | 1,429 |
| Total deposits | $347,917,000 | 1,314 |
| Interest-bearing deposits | $332,915,000 | 1,148 |
| Deposits held in domestic offices | $347,917,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,707,000 | 1,173 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,402,000 | 2,205 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,894,000 | 1,417 |
| Total equity capital | $31,369,000 | 1,841 |
| Total bank equity capital | $31,369,000 | 1,841 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $5,644,000 | 3,270 |
| Undivided profits | $22,725,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,366,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,718,000 | 709 |
| Earning assets | $378,494,000 | 1,438 |
| Long-term assets (5+ years) | $47,522,000 | 1,936 |
| Average Assets, year-to-date | $403,978,400 | 1,394 |
| Average Assets, quarterly | $407,964,500 | 1,436 |
| Volatile liabilities | $47,975,000 | 2,185 |
| Insider loans | $330,000 | 6,104 |
| FHLB advances | $13,402,000 | 2,084 |
| Loans and leases held for sale | $39,682,000 | 121 |
| Unused loan commitments | $70,505,000 | 1,220 |
| Tier 1 (core) risk-based capital | $31,286,000 | 1,741 |
| Tier 2 risk-based capital | $4,267,000 | 1,058 |
| Total risk weighted assets | $339,502,000 | 1,212 |
| Total unused commitments | $70,505,000 | 1,221 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 126 | 1,361 |
| Assets and Liabilities | ||
| Total Assets: | $410,640,000 | 1,415 |
| Cash and due from depository institutions | $12,513,000 | 1,361 |
| Interest-bearing balances | $2,006,000 | 2,111 |
| Securities | $47,366,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $336,064,000 | 1,137 |
| Loan loss allowance | $9,335,000 | 530 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,977,000 | 2,082 |
| Other real estate owned | $0 | 1,361 |
| Goodwill and other intangibles | $83,000 | 2,853 |
| All other assets | $9,637,000 | 1,573 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $410,640,000 | 1,415 |
| Total liabilities | $377,908,000 | 1,384 |
| Total deposits | $350,719,000 | 1,281 |
| Interest-bearing deposits | $340,519,000 | 1,107 |
| Deposits held in domestic offices | $350,719,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,464,000 | 1,172 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,679,000 | 2,091 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,046,000 | 1,372 |
| Total equity capital | $32,732,000 | 1,746 |
| Total bank equity capital | $32,732,000 | 1,746 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $5,644,000 | 3,214 |
| Undivided profits | $24,088,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,194,000 | 640 |
| Earning assets | $385,436,000 | 1,373 |
| Long-term assets (5+ years) | $47,358,000 | 1,962 |
| Average Assets, year-to-date | $403,650,750 | 1,388 |
| Average Assets, quarterly | $408,841,500 | 1,400 |
| Volatile liabilities | $54,419,000 | 1,954 |
| Insider loans | $370,000 | 5,952 |
| FHLB advances | $14,679,000 | 1,973 |
| Loans and leases held for sale | $304,000 | 1,367 |
| Unused loan commitments | $80,156,000 | 1,097 |
| Tier 1 (core) risk-based capital | $32,649,000 | 1,629 |
| Tier 2 risk-based capital | $4,438,000 | 1,019 |
| Total risk weighted assets | $350,181,000 | 1,148 |
| Total unused commitments | $80,156,000 | 1,098 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 127 | 1,352 |
| Assets and Liabilities | ||
| Total Assets: | $407,043,000 | 1,405 |
| Cash and due from depository institutions | $12,394,000 | 1,352 |
| Interest-bearing balances | $2,004,000 | 2,103 |
| Securities | $49,306,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $330,929,000 | 1,112 |
| Loan loss allowance | $9,522,000 | 514 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,958,000 | 2,062 |
| Other real estate owned | $0 | 1,352 |
| Goodwill and other intangibles | $83,000 | 2,865 |
| All other assets | $9,373,000 | 1,601 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $407,043,000 | 1,405 |
| Total liabilities | $375,463,000 | 1,365 |
| Total deposits | $340,547,000 | 1,302 |
| Interest-bearing deposits | $329,475,000 | 1,132 |
| Deposits held in domestic offices | $340,547,000 | 1,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,132,000 | 865 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,741,000 | 1,972 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,043,000 | 1,274 |
| Total equity capital | $31,580,000 | 1,725 |
| Total bank equity capital | $31,580,000 | 1,725 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $5,644,000 | 3,173 |
| Undivided profits | $22,936,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,107,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,707,000 | 686 |
| Earning assets | $382,239,000 | 1,363 |
| Long-term assets (5+ years) | $48,449,000 | 1,965 |
| Average Assets, year-to-date | $401,321,000 | 1,392 |
| Average Assets, quarterly | $400,400,000 | 1,408 |
| Volatile liabilities | $59,082,000 | 1,775 |
| Insider loans | $379,000 | 5,945 |
| FHLB advances | $15,741,000 | 1,852 |
| Loans and leases held for sale | $758,000 | 1,019 |
| Unused loan commitments | $75,776,000 | 1,115 |
| Tier 1 (core) risk-based capital | $31,497,000 | 1,651 |
| Tier 2 risk-based capital | $4,392,000 | 1,017 |
| Total risk weighted assets | $346,221,000 | 1,132 |
| Total unused commitments | $75,776,000 | 1,115 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 120 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $393,757,000 | 1,441 |
| Cash and due from depository institutions | $11,235,000 | 1,425 |
| Interest-bearing balances | $2,028,000 | 2,308 |
| Securities | $50,436,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $317,774,000 | 1,139 |
| Loan loss allowance | $10,076,000 | 497 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,035,000 | 1,993 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $83,000 | 2,848 |
| All other assets | $9,194,000 | 1,528 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $393,757,000 | 1,441 |
| Total liabilities | $361,770,000 | 1,404 |
| Total deposits | $340,161,000 | 1,289 |
| Interest-bearing deposits | $327,888,000 | 1,125 |
| Deposits held in domestic offices | $340,161,000 | 1,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,898,000 | 1,385 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,018,000 | 2,274 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,693,000 | 1,011 |
| Total equity capital | $31,987,000 | 1,743 |
| Total bank equity capital | $31,987,000 | 1,743 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $5,644,000 | 3,138 |
| Undivided profits | $23,343,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,079,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,374,000 | 753 |
| Earning assets | $370,238,000 | 1,391 |
| Long-term assets (5+ years) | $44,495,000 | 2,069 |
| Average Assets, year-to-date | $398,460,000 | 1,406 |
| Average Assets, quarterly | $398,460,000 | 1,406 |
| Volatile liabilities | $43,129,000 | 2,233 |
| Insider loans | $334,000 | 6,097 |
| FHLB advances | $11,018,000 | 2,153 |
| Loans and leases held for sale | $1,059,000 | 972 |
| Unused loan commitments | $75,508,000 | 1,091 |
| Tier 1 (core) risk-based capital | $31,904,000 | 1,614 |
| Tier 2 risk-based capital | $4,342,000 | 1,015 |
| Total risk weighted assets | $341,607,000 | 1,124 |
| Total unused commitments | $75,508,000 | 1,095 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 124 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $403,163,000 | 1,390 |
| Cash and due from depository institutions | $17,711,000 | 1,394 |
| Interest-bearing balances | $4,000 | 6,821 |
| Securities | $47,828,000 | 2,580 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,766 |
| Net loans & leases | $310,943,000 | 1,153 |
| Loan loss allowance | $8,798,000 | 549 |
| Trading account assets | $4,832,000 | 92 |
| Bank premises and fixed assets | $5,144,000 | 1,924 |
| Other real estate owned | $0 | 1,394 |
| Goodwill and other intangibles | $83,000 | 2,845 |
| All other assets | $9,822,000 | 1,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,163,000 | 1,390 |
| Total liabilities | $371,726,000 | 1,360 |
| Total deposits | $352,239,000 | 1,231 |
| Interest-bearing deposits | $334,458,000 | 1,098 |
| Deposits held in domestic offices | $352,239,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,069,000 | 1,590 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,080,000 | 2,298 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,338,000 | 1,256 |
| Total equity capital | $31,437,000 | 1,736 |
| Total bank equity capital | $31,437,000 | 1,736 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $5,644,000 | 3,104 |
| Undivided profits | $22,793,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,518,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,020,000 | 626 |
| Earning assets | $370,407,000 | 1,389 |
| Long-term assets (5+ years) | $40,408,000 | 2,252 |
| Average Assets, year-to-date | $393,801,600 | 1,379 |
| Average Assets, quarterly | $399,054,500 | 1,403 |
| Volatile liabilities | $42,084,000 | 2,259 |
| Insider loans | $338,000 | 6,102 |
| FHLB advances | $11,080,000 | 2,166 |
| Loans and leases held for sale | $15,080,000 | 201 |
| Unused loan commitments | $87,329,000 | 932 |
| Tier 1 (core) risk-based capital | $31,354,000 | 1,627 |
| Tier 2 risk-based capital | $4,361,000 | 1,010 |
| Total risk weighted assets | $344,473,000 | 1,095 |
| Total unused commitments | $87,329,000 | 933 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 122 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $394,946,000 | 1,430 |
| Cash and due from depository institutions | $12,919,000 | 1,439 |
| Interest-bearing balances | $14,000 | 6,559 |
| Securities | $50,398,000 | 2,432 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,662 |
| Net loans & leases | $307,982,000 | 1,155 |
| Loan loss allowance | $10,003,000 | 509 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,081,000 | 1,938 |
| Other real estate owned | $0 | 1,439 |
| Goodwill and other intangibles | $83,000 | 2,827 |
| All other assets | $9,983,000 | 1,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,946,000 | 1,430 |
| Total liabilities | $362,409,000 | 1,399 |
| Total deposits | $340,997,000 | 1,298 |
| Interest-bearing deposits | $330,634,000 | 1,130 |
| Deposits held in domestic offices | $340,997,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,269,000 | 1,519 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,357,000 | 2,102 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,786,000 | 1,203 |
| Total equity capital | $32,537,000 | 1,681 |
| Total bank equity capital | $32,537,000 | 1,681 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $5,644,000 | 3,047 |
| Undivided profits | $23,893,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,995,000 | 667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,111,000 | 649 |
| Earning assets | $366,894,000 | 1,417 |
| Long-term assets (5+ years) | $43,887,000 | 2,088 |
| Average Assets, year-to-date | $391,461,250 | 1,404 |
| Average Assets, quarterly | $390,011,000 | 1,445 |
| Volatile liabilities | $38,532,000 | 2,379 |
| Insider loans | $342,000 | 6,128 |
| FHLB advances | $12,357,000 | 1,972 |
| Loans and leases held for sale | $2,527,000 | 766 |
| Unused loan commitments | $91,768,000 | 916 |
| Tier 1 (core) risk-based capital | $32,454,000 | 1,579 |
| Tier 2 risk-based capital | $4,379,000 | 1,012 |
| Total risk weighted assets | $344,705,000 | 1,096 |
| Total unused commitments | $91,768,000 | 917 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 125 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $385,076,000 | 1,446 |
| Cash and due from depository institutions | $14,742,000 | 1,401 |
| Interest-bearing balances | $13,000 | 6,615 |
| Securities | $45,583,000 | 2,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $309,734,000 | 1,135 |
| Loan loss allowance | $10,039,000 | 504 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,195,000 | 1,859 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $83,000 | 2,788 |
| All other assets | $9,739,000 | 1,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,076,000 | 1,446 |
| Total liabilities | $353,079,000 | 1,421 |
| Total deposits | $333,671,000 | 1,307 |
| Interest-bearing deposits | $323,756,000 | 1,152 |
| Deposits held in domestic offices | $333,671,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,126,000 | 1,799 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,420,000 | 2,058 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,862,000 | 1,222 |
| Total equity capital | $31,997,000 | 1,713 |
| Total bank equity capital | $31,997,000 | 1,713 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $5,644,000 | 3,012 |
| Undivided profits | $23,353,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,801,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,826,000 | 681 |
| Earning assets | $355,330,000 | 1,434 |
| Long-term assets (5+ years) | $39,992,000 | 2,116 |
| Average Assets, year-to-date | $390,299,670 | 1,395 |
| Average Assets, quarterly | $386,871,500 | 1,418 |
| Volatile liabilities | $38,289,000 | 2,339 |
| Insider loans | $339,000 | 6,126 |
| FHLB advances | $12,420,000 | 1,930 |
| Loans and leases held for sale | $2,035,000 | 1,130 |
| Unused loan commitments | $89,952,000 | 923 |
| Tier 1 (core) risk-based capital | $31,914,000 | 1,579 |
| Tier 2 risk-based capital | $4,331,000 | 991 |
| Total risk weighted assets | $340,762,000 | 1,092 |
| Total unused commitments | $89,952,000 | 929 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 121 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $388,667,000 | 1,400 |
| Cash and due from depository institutions | $16,053,000 | 1,438 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $49,268,000 | 2,410 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,768 |
| Net loans & leases | $308,143,000 | 1,119 |
| Loan loss allowance | $9,217,000 | 546 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,280,000 | 1,781 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $83,000 | 2,765 |
| All other assets | $9,340,000 | 1,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,667,000 | 1,400 |
| Total liabilities | $356,088,000 | 1,374 |
| Total deposits | $335,545,000 | 1,275 |
| Interest-bearing deposits | $320,407,000 | 1,159 |
| Deposits held in domestic offices | $335,545,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,526,000 | 1,632 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,696,000 | 2,004 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,321,000 | 1,141 |
| Total equity capital | $32,579,000 | 1,640 |
| Total bank equity capital | $32,579,000 | 1,640 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $5,644,000 | 2,966 |
| Undivided profits | $23,935,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,721,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,678,000 | 734 |
| Earning assets | $357,926,000 | 1,398 |
| Long-term assets (5+ years) | $40,027,000 | 2,058 |
| Average Assets, year-to-date | $392,911,500 | 1,372 |
| Average Assets, quarterly | $392,911,500 | 1,372 |
| Volatile liabilities | $40,646,000 | 2,180 |
| Insider loans | $283,000 | 6,401 |
| FHLB advances | $12,696,000 | 1,882 |
| Loans and leases held for sale | $2,053,000 | 997 |
| Unused loan commitments | $78,498,000 | 981 |
| Tier 1 (core) risk-based capital | $32,496,000 | 1,527 |
| Tier 2 risk-based capital | $4,239,000 | 995 |
| Total risk weighted assets | $334,149,000 | 1,092 |
| Total unused commitments | $78,498,000 | 987 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 118 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $397,156,000 | 1,351 |
| Cash and due from depository institutions | $15,961,000 | 1,451 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $47,175,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,791 |
| Net loans & leases | $300,299,000 | 1,138 |
| Loan loss allowance | $7,038,000 | 657 |
| Trading account assets | $10,476,000 | 83 |
| Bank premises and fixed assets | $5,389,000 | 1,726 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $83,000 | 2,734 |
| All other assets | $9,673,000 | 1,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,156,000 | 1,351 |
| Total liabilities | $364,652,000 | 1,329 |
| Total deposits | $345,278,000 | 1,209 |
| Interest-bearing deposits | $333,778,000 | 1,079 |
| Deposits held in domestic offices | $345,278,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,890,000 | 1,820 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,759,000 | 2,010 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,725,000 | 1,244 |
| Total equity capital | $32,504,000 | 1,613 |
| Total bank equity capital | $32,504,000 | 1,613 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $5,644,000 | 2,933 |
| Undivided profits | $23,860,000 | 1,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,561,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,596,000 | 598 |
| Earning assets | $366,067,000 | 1,340 |
| Long-term assets (5+ years) | $41,869,000 | 1,975 |
| Average Assets, year-to-date | $403,151,400 | 1,257 |
| Average Assets, quarterly | $399,340,500 | 1,328 |
| Volatile liabilities | $42,906,000 | 2,080 |
| Insider loans | $272,000 | 6,463 |
| FHLB advances | $12,759,000 | 1,871 |
| Loans and leases held for sale | $23,074,000 | 265 |
| Unused loan commitments | $84,391,000 | 906 |
| Tier 1 (core) risk-based capital | $32,421,000 | 1,503 |
| Tier 2 risk-based capital | $4,272,000 | 969 |
| Total risk weighted assets | $339,004,000 | 1,052 |
| Total unused commitments | $84,391,000 | 907 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $417,659,000 | 1,227 |
| Cash and due from depository institutions | $19,795,000 | 1,474 |
| Interest-bearing balances | $22,000 | 6,241 |
| Securities | $47,148,000 | 2,310 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,664 |
| Net loans & leases | $326,513,000 | 1,010 |
| Loan loss allowance | $5,980,000 | 728 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,745,000 | 1,539 |
| Other real estate owned | $0 | 1,474 |
| Goodwill and other intangibles | $83,000 | 2,674 |
| All other assets | $9,475,000 | 1,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,659,000 | 1,227 |
| Total liabilities | $385,310,000 | 1,200 |
| Total deposits | $363,020,000 | 1,085 |
| Interest-bearing deposits | $324,792,000 | 1,055 |
| Deposits held in domestic offices | $363,020,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,091,000 | 1,477 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,438,000 | 1,799 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,761,000 | 1,215 |
| Total equity capital | $32,349,000 | 1,520 |
| Total bank equity capital | $32,349,000 | 1,520 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $5,644,000 | 2,825 |
| Undivided profits | $23,705,000 | 1,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,132,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,201,000 | 580 |
| Earning assets | $382,583,000 | 1,230 |
| Long-term assets (5+ years) | $36,463,000 | 2,164 |
| Average Assets, year-to-date | $419,472,600 | 1,159 |
| Average Assets, quarterly | $417,656,000 | 1,217 |
| Volatile liabilities | $44,522,000 | 1,958 |
| Insider loans | $633,000 | 4,924 |
| FHLB advances | $13,438,000 | 1,664 |
| Loans and leases held for sale | $1,729,000 | 972 |
| Unused loan commitments | $68,529,000 | 1,001 |
| Tier 1 (core) risk-based capital | $32,203,000 | 1,429 |
| Tier 2 risk-based capital | $4,371,000 | 905 |
| Total risk weighted assets | $348,089,000 | 994 |
| Total unused commitments | $68,529,000 | 1,005 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 116 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $430,638,000 | 1,127 |
| Cash and due from depository institutions | $21,716,000 | 1,434 |
| Interest-bearing balances | $31,000 | 5,689 |
| Securities | $48,963,000 | 2,222 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 905 |
| Net loans & leases | $332,522,000 | 962 |
| Loan loss allowance | $5,611,000 | 750 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,521,000 | 1,930 |
| Other real estate owned | $0 | 1,434 |
| Goodwill and other intangibles | $92,000 | 2,626 |
| All other assets | $9,424,000 | 1,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,638,000 | 1,127 |
| Total liabilities | $399,337,000 | 1,107 |
| Total deposits | $376,785,000 | 1,024 |
| Interest-bearing deposits | $341,134,000 | 970 |
| Deposits held in domestic offices | $376,785,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,131,000 | 1,553 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 1,749 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,421,000 | 1,094 |
| Total equity capital | $31,301,000 | 1,478 |
| Total bank equity capital | $31,301,000 | 1,478 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $5,644,000 | 2,746 |
| Undivided profits | $22,657,000 | 1,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,785,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 906 |
| Income earned, not collected on loans | $5,559,000 | 466 |
| Earning assets | $394,916,000 | 1,121 |
| Long-term assets (5+ years) | $37,091,000 | 2,032 |
| Average Assets, year-to-date | $413,190,600 | 1,117 |
| Average Assets, quarterly | $422,263,500 | 1,134 |
| Volatile liabilities | $50,974,000 | 1,716 |
| Insider loans | $539,000 | 5,274 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,260,000 | 492 |
| Unused loan commitments | $66,072,000 | 952 |
| Tier 1 (core) risk-based capital | $31,222,000 | 1,399 |
| Tier 2 risk-based capital | $4,374,590 | 887 |
| Total risk weighted assets | $348,730,990 | 942 |
| Total unused commitments | $66,072,000 | 952 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 119 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $409,189,000 | 1,167 |
| Cash and due from depository institutions | $16,160,000 | 1,425 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $59,647,000 | 1,928 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 1,461 |
| Net loans & leases | $313,514,000 | 995 |
| Loan loss allowance | $6,352,000 | 678 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,516,000 | 1,887 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $102,000 | 2,683 |
| All other assets | $8,650,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,189,000 | 1,167 |
| Total liabilities | $379,101,000 | 1,147 |
| Total deposits | $363,863,000 | 1,036 |
| Interest-bearing deposits | $330,928,000 | 981 |
| Deposits held in domestic offices | $363,863,000 | 1,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,117,000 | 1,531 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 2,585 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,121,000 | 1,323 |
| Total equity capital | $30,088,000 | 1,471 |
| Total bank equity capital | $30,088,000 | 1,471 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $5,644,000 | 2,703 |
| Undivided profits | $21,444,000 | 1,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,674,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 913 |
| Income earned, not collected on loans | $4,672,000 | 479 |
| Earning assets | $379,762,000 | 1,153 |
| Long-term assets (5+ years) | $36,471,000 | 2,212 |
| Average Assets, year-to-date | $409,223,600 | 1,105 |
| Average Assets, quarterly | $402,761,000 | 1,165 |
| Volatile liabilities | $37,819,000 | 2,106 |
| Insider loans | $1,019,000 | 3,689 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,108,000 | 666 |
| Unused loan commitments | $47,874,000 | 1,238 |
| Tier 1 (core) risk-based capital | $30,494,000 | 1,414 |
| Tier 2 risk-based capital | $4,119,650 | 906 |
| Total risk weighted assets | $327,339,950 | 969 |
| Total unused commitments | $47,874,000 | 1,240 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 114 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $419,605,000 | 1,115 |
| Cash and due from depository institutions | $14,936,000 | 1,485 |
| Interest-bearing balances | $9,000 | 6,332 |
| Securities | $53,484,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $22,575,000 | 710 |
| Net loans & leases | $314,976,000 | 911 |
| Loan loss allowance | $6,399,000 | 667 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,811,000 | 1,664 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $111,000 | 2,637 |
| All other assets | $8,712,000 | 976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,605,000 | 1,115 |
| Total liabilities | $387,968,000 | 1,085 |
| Total deposits | $380,538,000 | 960 |
| Interest-bearing deposits | $349,073,000 | 913 |
| Deposits held in domestic offices | $380,538,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,137,000 | 1,709 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,293,000 | 1,092 |
| Total equity capital | $31,637,000 | 1,411 |
| Total bank equity capital | $31,637,000 | 1,411 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $5,644,000 | 2,561 |
| Undivided profits | $22,993,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,910,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 963 |
| Income earned, not collected on loans | $5,165,000 | 423 |
| Earning assets | $391,044,000 | 1,096 |
| Long-term assets (5+ years) | $16,024,000 | 3,612 |
| Average Assets, year-to-date | $408,521,800 | 1,075 |
| Average Assets, quarterly | $419,069,500 | 1,090 |
| Volatile liabilities | $43,544,000 | 1,575 |
| Insider loans | $1,536,000 | 2,603 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,405,000 | 939 |
| Unused loan commitments | $46,833,000 | 1,194 |
| Tier 1 (core) risk-based capital | $31,400,000 | 1,350 |
| Tier 2 risk-based capital | $4,180,030 | 854 |
| Total risk weighted assets | $332,183,530 | 891 |
| Total unused commitments | $46,833,000 | 1,198 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 114 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $395,398,000 | 1,183 |
| Cash and due from depository institutions | $15,854,000 | 1,543 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $63,424,000 | 1,820 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,392 |
| Net loans & leases | $298,832,000 | 992 |
| Loan loss allowance | $5,801,000 | 735 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,039,000 | 1,567 |
| Other real estate owned | $0 | 1,543 |
| Goodwill and other intangibles | $121,000 | 2,517 |
| All other assets | $8,378,000 | 995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,398,000 | 1,183 |
| Total liabilities | $367,253,000 | 1,159 |
| Total deposits | $359,760,000 | 1,046 |
| Interest-bearing deposits | $328,674,000 | 992 |
| Deposits held in domestic offices | $359,760,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,163,000 | 1,815 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,330,000 | 1,136 |
| Total equity capital | $28,145,000 | 1,607 |
| Total bank equity capital | $28,145,000 | 1,607 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $5,644,000 | 2,503 |
| Undivided profits | $19,501,000 | 1,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,872,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 975 |
| Income earned, not collected on loans | $4,887,000 | 479 |
| Earning assets | $366,006,000 | 1,171 |
| Long-term assets (5+ years) | $5,420,000 | 5,791 |
| Average Assets, year-to-date | $384,856,400 | 1,161 |
| Average Assets, quarterly | $391,568,000 | 1,172 |
| Volatile liabilities | $35,232,000 | 1,872 |
| Insider loans | $1,292,000 | 2,932 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,014,000 | 812 |
| Unused loan commitments | $50,099,000 | 1,085 |
| Tier 1 (core) risk-based capital | $27,884,000 | 1,533 |
| Tier 2 risk-based capital | $3,902,040 | 871 |
| Total risk weighted assets | $310,263,840 | 956 |
| Total unused commitments | $50,099,000 | 1,091 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 109 | 1,708 |
| Assets and Liabilities | ||
| Total Assets: | $375,969,000 | 1,275 |
| Cash and due from depository institutions | $16,076,000 | 1,708 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $58,804,000 | 2,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $288,033,000 | 1,055 |
| Loan loss allowance | $5,073,000 | 863 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,455,000 | 1,453 |
| Other real estate owned | $0 | 1,708 |
| Goodwill and other intangibles | $131,000 | 2,368 |
| All other assets | $7,470,000 | 1,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,969,000 | 1,275 |
| Total liabilities | $349,436,000 | 1,247 |
| Total deposits | $341,839,000 | 1,146 |
| Interest-bearing deposits | $311,586,000 | 1,079 |
| Deposits held in domestic offices | $341,839,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,618,000 | 1,826 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,979,000 | 1,186 |
| Total equity capital | $26,533,000 | 1,705 |
| Total bank equity capital | $26,533,000 | 1,705 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $5,644,000 | 2,564 |
| Undivided profits | $17,889,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,572,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 933 |
| Income earned, not collected on loans | $4,241,000 | 554 |
| Earning assets | $346,837,000 | 1,263 |
| Long-term assets (5+ years) | $6,944,000 | 5,077 |
| Average Assets, year-to-date | $364,680,600 | 1,253 |
| Average Assets, quarterly | $372,492,000 | 1,259 |
| Volatile liabilities | $31,451,000 | 2,000 |
| Insider loans | $1,279,000 | 3,013 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,096,000 | 520 |
| Unused loan commitments | $43,945,000 | 1,168 |
| Tier 1 (core) risk-based capital | $26,371,000 | 1,633 |
| Tier 2 risk-based capital | $3,723,100 | 939 |
| Total risk weighted assets | $296,498,300 | 1,017 |
| Total unused commitments | $43,945,000 | 1,173 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 104 | 1,860 |
| Assets and Liabilities | ||
| Total Assets: | $361,756,000 | 1,313 |
| Cash and due from depository institutions | $12,237,000 | 1,860 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $62,358,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $11,185,000 | 1,261 |
| Net loans & leases | $263,578,000 | 1,128 |
| Loan loss allowance | $3,833,000 | 1,121 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,783,000 | 2,039 |
| Other real estate owned | $0 | 1,860 |
| Goodwill and other intangibles | $140,000 | 2,208 |
| All other assets | $8,475,000 | 1,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,756,000 | 1,313 |
| Total liabilities | $334,991,000 | 1,300 |
| Total deposits | $328,064,000 | 1,202 |
| Interest-bearing deposits | $302,423,000 | 1,125 |
| Deposits held in domestic offices | $328,064,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,961,000 | 1,916 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,966,000 | 1,225 |
| Total equity capital | $26,765,000 | 1,679 |
| Total bank equity capital | $26,765,000 | 1,679 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $5,644,000 | 2,577 |
| Undivided profits | $18,121,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,418 |
| Income earned, not collected on loans | $4,192,000 | 586 |
| Earning assets | $337,121,000 | 1,304 |
| Long-term assets (5+ years) | $7,217,000 | 4,864 |
| Average Assets, year-to-date | $346,679,400 | 1,317 |
| Average Assets, quarterly | $358,930,000 | 1,313 |
| Volatile liabilities | $29,436,000 | 1,890 |
| Insider loans | $1,816,000 | 2,341 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,844,000 | 620 |
| Unused loan commitments | $40,127,000 | 1,200 |
| Tier 1 (core) risk-based capital | $26,625,000 | 1,608 |
| Tier 2 risk-based capital | $3,405,670 | 1,015 |
| Total risk weighted assets | $272,025,970 | 1,082 |
| Total unused commitments | $40,127,000 | 1,209 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 92 | 2,200 |
| Assets and Liabilities | ||
| Total Assets: | $313,266,000 | 1,474 |
| Cash and due from depository institutions | $10,640,000 | 2,200 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $56,653,000 | 2,314 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 3,100 |
| Net loans & leases | $234,489,000 | 1,223 |
| Loan loss allowance | $2,859,000 | 1,451 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,032,000 | 2,446 |
| Other real estate owned | $0 | 2,200 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,812,000 | 1,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,266,000 | 1,474 |
| Total liabilities | $291,716,000 | 1,448 |
| Total deposits | $284,293,000 | 1,343 |
| Interest-bearing deposits | $260,656,000 | 1,257 |
| Deposits held in domestic offices | $284,293,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,642,000 | 1,867 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,781,000 | 1,383 |
| Total equity capital | $21,550,000 | 1,916 |
| Total bank equity capital | $21,550,000 | 1,916 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $15,550,000 | 1,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,408 |
| Income earned, not collected on loans | $3,474,000 | 611 |
| Earning assets | $293,782,000 | 1,443 |
| Long-term assets (5+ years) | $8,389,000 | 4,585 |
| Average Assets, year-to-date | $310,276,200 | 1,453 |
| Average Assets, quarterly | $316,107,500 | 1,449 |
| Volatile liabilities | $27,942,000 | 1,930 |
| Insider loans | $1,584,000 | 2,562 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $962,000 | 655 |
| Unused loan commitments | $34,654,000 | 1,297 |
| Tier 1 (core) risk-based capital | $21,550,000 | 1,933 |
| Tier 2 risk-based capital | $2,859,000 | 1,159 |
| Total risk weighted assets | $238,545,100 | 1,190 |
| Total unused commitments | $34,654,000 | 1,305 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $306,115,000 | 1,536 |
| Cash and due from depository institutions | $11,331,000 | 2,333 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $51,630,000 | 2,678 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 9,005 |
| Net loans & leases | $234,507,000 | 1,186 |
| Loan loss allowance | $3,222,000 | 1,381 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,206,000 | 2,289 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,916,000 | 1,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,115,000 | 1,536 |
| Total liabilities | $284,986,000 | 1,511 |
| Total deposits | $276,981,000 | 1,443 |
| Interest-bearing deposits | $254,262,000 | 1,361 |
| Deposits held in domestic offices | $276,981,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,847,000 | 1,393 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,158,000 | 1,707 |
| Total equity capital | $21,129,000 | 1,938 |
| Total bank equity capital | $21,129,000 | 1,938 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $15,129,000 | 1,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,636,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,190 |
| Income earned, not collected on loans | $2,913,000 | 643 |
| Earning assets | $286,662,000 | 1,502 |
| Long-term assets (5+ years) | $13,728,000 | 3,519 |
| Average Assets, year-to-date | $294,479,200 | 1,549 |
| Average Assets, quarterly | $302,306,000 | 1,545 |
| Volatile liabilities | $28,231,000 | 1,812 |
| Insider loans | $1,804,000 | 2,261 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $695,000 | 1,133 |
| Unused loan commitments | $32,526,000 | 1,349 |
| Tier 1 (core) risk-based capital | $21,129,000 | 1,888 |
| Tier 2 risk-based capital | $2,970,450 | 1,116 |
| Total risk weighted assets | $237,384,050 | 1,192 |
| Total unused commitments | $32,526,000 | 1,372 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 93 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $291,273,000 | 1,658 |
| Cash and due from depository institutions | $14,810,000 | 2,323 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $45,411,000 | 2,996 |
| Federal funds sold & reverse repurchase agreements | $8,725,000 | 1,910 |
| Net loans & leases | $213,948,000 | 1,356 |
| Loan loss allowance | $2,973,000 | 1,550 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,343,000 | 2,218 |
| Other real estate owned | $53,000 | 2,323 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,983,000 | 1,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,273,000 | 1,658 |
| Total liabilities | $271,294,000 | 1,638 |
| Total deposits | $259,474,000 | 1,607 |
| Interest-bearing deposits | $236,923,000 | 1,530 |
| Deposits held in domestic offices | $259,474,000 | 1,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,495,000 | 1,148 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,325,000 | 1,655 |
| Total equity capital | $19,979,000 | 1,957 |
| Total bank equity capital | $19,979,000 | 1,957 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $13,979,000 | 1,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,514,000 | 2,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,064,000 | 681 |
| Earning assets | $268,084,000 | 1,642 |
| Long-term assets (5+ years) | $13,835,000 | 3,448 |
| Average Assets, year-to-date | $274,419,600 | 1,704 |
| Average Assets, quarterly | $284,966,000 | 1,674 |
| Volatile liabilities | $24,480,000 | 2,011 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,026,000 | 719 |
| Unused loan commitments | $32,106,000 | 1,297 |
| Tier 1 (core) risk-based capital | $19,979,000 | 1,914 |
| Tier 2 risk-based capital | $2,747,490 | 1,220 |
| Total risk weighted assets | $219,573,590 | 1,335 |
| Total unused commitments | $32,106,000 | 1,311 |
| Derivatives | $0 | 651 |