Home > First National Bank & Trust Company in Larned > Income and Expense
First National Bank & Trust Company in Larned, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 7,294 |
| Total interest expense | $93,000 | 7,551 |
| Net interest income | $602,000 | 7,120 |
| Provision for loan and lease losses | $819,000 | 2,165 |
| Total noninterest income | $19,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $78,000 | 4,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-59,000 | 7,470 |
| Total noninterest expense | $692,000 | 6,757 |
| Salaries and employee benefits | $290,000 | 7,081 |
| Premises and equipment expense | $119,000 | 5,968 |
| Additional noninterest expense | $283,000 | 6,387 |
| Pre-tax net operating income | $-890,000 | 6,954 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $-51,000 | 7,084 |
| Income before extraordinary items | $-838,000 | 7,021 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-838,000 | 7,021 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-838,000 | 7,021 |
| Net charge-offs | $1,803,000 | 1,219 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-838,940 | 6,991 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 7,404 |
| Total interest expense | $49,000 | 7,646 |
| Net interest income | $298,000 | 7,207 |
| Provision for loan and lease losses | $256,000 | 2,635 |
| Total noninterest income | $-33,000 | 7,739 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-68,000 | 7,701 |
| Total noninterest expense | $347,000 | 6,844 |
| Salaries and employee benefits | $145,000 | 7,173 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $143,000 | 6,431 |
| Pre-tax net operating income | $-338,000 | 7,013 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-51,000 | 7,322 |
| Income before extraordinary items | $-286,000 | 7,060 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-286,000 | 7,061 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-286,000 | 7,060 |
| Net charge-offs | $1,250,000 | 887 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-286,850 | 7,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 7,087 |
| Total interest expense | $435,000 | 7,270 |
| Net interest income | $1,516,000 | 6,893 |
| Provision for loan and lease losses | $2,892,000 | 2,031 |
| Total noninterest income | $681,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $496,000 | 3,213 |
| Total noninterest expense | $2,030,000 | 6,194 |
| Salaries and employee benefits | $817,000 | 6,662 |
| Premises and equipment expense | $282,000 | 5,787 |
| Additional noninterest expense | $931,000 | 5,441 |
| Pre-tax net operating income | $-2,725,000 | 6,829 |
| Securities gains (losses) | $161,000 | 1,733 |
| Applicable income taxes | $-992,000 | 7,280 |
| Income before extraordinary items | $-1,572,000 | 6,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,572,000 | 6,598 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,572,000 | 6,598 |
| Net charge-offs | $1,909,000 | 2,090 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,675,040 | 6,633 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 7,074 |
| Total interest expense | $378,000 | 7,235 |
| Net interest income | $1,181,000 | 6,847 |
| Provision for loan and lease losses | $2,892,000 | 1,517 |
| Total noninterest income | $624,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $145,000 | 4,741 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $479,000 | 2,878 |
| Total noninterest expense | $1,603,000 | 6,081 |
| Salaries and employee benefits | $671,000 | 6,491 |
| Premises and equipment expense | $219,000 | 5,760 |
| Additional noninterest expense | $713,000 | 5,359 |
| Pre-tax net operating income | $-2,690,000 | 7,219 |
| Securities gains (losses) | $130,000 | 1,631 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $-2,555,000 | 7,301 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,555,000 | 7,300 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,555,000 | 7,301 |
| Net charge-offs | $1,915,000 | 1,543 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,685,000 | 7,313 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,046 |
| Total interest expense | $289,000 | 7,184 |
| Net interest income | $821,000 | 6,797 |
| Provision for loan and lease losses | $2,386,000 | 1,264 |
| Total noninterest income | $237,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $141,000 | 4,233 |
| Total noninterest expense | $1,127,000 | 6,007 |
| Salaries and employee benefits | $454,000 | 6,548 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $523,000 | 5,122 |
| Pre-tax net operating income | $-2,455,000 | 7,490 |
| Securities gains (losses) | $97,000 | 1,516 |
| Applicable income taxes | $-3,000 | 6,729 |
| Income before extraordinary items | $-2,355,000 | 7,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,355,000 | 7,543 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,355,000 | 7,543 |
| Net charge-offs | $1,021,000 | 1,614 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,452,000 | 7,579 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 7,030 |
| Total interest expense | $151,000 | 7,224 |
| Net interest income | $425,000 | 6,754 |
| Provision for loan and lease losses | $726,000 | 1,434 |
| Total noninterest income | $156,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $456,000 | 6,474 |
| Salaries and employee benefits | $237,000 | 6,511 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $-601,000 | 7,412 |
| Securities gains (losses) | $60,000 | 1,218 |
| Applicable income taxes | $-1,000 | 7,065 |
| Income before extraordinary items | $-540,000 | 7,483 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-540,000 | 7,483 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-540,000 | 7,484 |
| Net charge-offs | $658,000 | 1,189 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-600,000 | 7,505 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,626 |
| Total interest expense | $897,000 | 6,961 |
| Net interest income | $2,102,000 | 6,319 |
| Provision for loan and lease losses | $1,271,000 | 2,375 |
| Total noninterest income | $332,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 4,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $113,000 | 5,753 |
| Total noninterest expense | $1,805,000 | 6,482 |
| Salaries and employee benefits | $969,000 | 6,483 |
| Premises and equipment expense | $310,000 | 5,709 |
| Additional noninterest expense | $526,000 | 6,519 |
| Pre-tax net operating income | $-642,000 | 6,838 |
| Securities gains (losses) | $69,000 | 1,391 |
| Applicable income taxes | $-241,000 | 7,259 |
| Income before extraordinary items | $-332,000 | 6,597 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-332,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,179,000 | 1,785 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-376,160 | 6,770 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 6,612 |
| Total interest expense | $703,000 | 7,005 |
| Net interest income | $1,634,000 | 6,277 |
| Provision for loan and lease losses | $986,000 | 1,847 |
| Total noninterest income | $223,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $162,000 | 4,682 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 6,335 |
| Total noninterest expense | $1,378,000 | 6,438 |
| Salaries and employee benefits | $743,000 | 6,467 |
| Premises and equipment expense | $233,000 | 5,733 |
| Additional noninterest expense | $402,000 | 6,454 |
| Pre-tax net operating income | $-507,000 | 7,270 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $-214,000 | 7,669 |
| Income before extraordinary items | $-288,000 | 7,009 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-288,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $841,000 | 1,448 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-291,200 | 7,164 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 6,597 |
| Total interest expense | $491,000 | 7,047 |
| Net interest income | $1,134,000 | 6,190 |
| Provision for loan and lease losses | $536,000 | 1,843 |
| Total noninterest income | $139,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $911,000 | 6,509 |
| Salaries and employee benefits | $498,000 | 6,502 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $260,000 | 6,551 |
| Pre-tax net operating income | $-174,000 | 7,298 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $32,000 | 4,379 |
| Income before extraordinary items | $-201,000 | 7,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-201,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,593 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-206,000 | 7,396 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,599 |
| Total interest expense | $259,000 | 7,081 |
| Net interest income | $584,000 | 6,163 |
| Provision for loan and lease losses | $377,000 | 1,192 |
| Total noninterest income | $65,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $474,000 | 6,441 |
| Salaries and employee benefits | $258,000 | 6,444 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $136,000 | 6,426 |
| Pre-tax net operating income | $-202,000 | 7,764 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $-235,000 | 7,898 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-235,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 870 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-235,000 | 7,864 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 6,481 |
| Total interest expense | $1,258,000 | 6,779 |
| Net interest income | $2,306,000 | 6,169 |
| Provision for loan and lease losses | $44,000 | 5,799 |
| Total noninterest income | $344,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $213,000 | 4,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $131,000 | 5,795 |
| Total noninterest expense | $1,902,000 | 6,334 |
| Salaries and employee benefits | $1,040,000 | 6,345 |
| Premises and equipment expense | $345,000 | 5,446 |
| Additional noninterest expense | $517,000 | 6,489 |
| Pre-tax net operating income | $704,000 | 5,436 |
| Securities gains (losses) | $-54,000 | 8,029 |
| Applicable income taxes | $157,000 | 4,090 |
| Income before extraordinary items | $493,000 | 5,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $493,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $288,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $534,040 | 5,552 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 6,554 |
| Total interest expense | $925,000 | 6,830 |
| Net interest income | $1,713,000 | 6,230 |
| Provision for loan and lease losses | $37,000 | 5,394 |
| Total noninterest income | $269,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,521 |
| Total noninterest expense | $1,388,000 | 6,390 |
| Salaries and employee benefits | $753,000 | 6,418 |
| Premises and equipment expense | $256,000 | 5,470 |
| Additional noninterest expense | $379,000 | 6,532 |
| Pre-tax net operating income | $557,000 | 5,577 |
| Securities gains (losses) | $-54,000 | 8,192 |
| Applicable income taxes | $125,000 | 4,230 |
| Income before extraordinary items | $378,000 | 5,935 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $378,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $418,500 | 5,726 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,653 |
| Total interest expense | $577,000 | 6,993 |
| Net interest income | $1,138,000 | 6,285 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $161,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $101,000 | 4,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $910,000 | 6,493 |
| Salaries and employee benefits | $482,000 | 6,574 |
| Premises and equipment expense | $172,000 | 5,477 |
| Additional noninterest expense | $256,000 | 6,528 |
| Pre-tax net operating income | $384,000 | 5,589 |
| Securities gains (losses) | $-54,000 | 8,319 |
| Applicable income taxes | $82,000 | 4,324 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $288,500 | 5,730 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,711 |
| Total interest expense | $275,000 | 7,082 |
| Net interest income | $569,000 | 6,303 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $100,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $456,000 | 6,518 |
| Salaries and employee benefits | $244,000 | 6,582 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $211,000 | 5,396 |
| Securities gains (losses) | $-16,000 | 8,337 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $142,000 | 5,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $95,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,680 | 5,585 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 6,715 |
| Total interest expense | $1,003,000 | 6,943 |
| Net interest income | $2,081,000 | 6,472 |
| Provision for loan and lease losses | $-25,000 | 8,350 |
| Total noninterest income | $307,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $224,000 | 4,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 6,621 |
| Total noninterest expense | $1,893,000 | 6,308 |
| Salaries and employee benefits | $982,000 | 6,456 |
| Premises and equipment expense | $362,000 | 5,232 |
| Additional noninterest expense | $549,000 | 6,306 |
| Pre-tax net operating income | $520,000 | 6,415 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $139,000 | 4,690 |
| Income before extraordinary items | $372,000 | 6,622 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $372,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,862 |
| Cash dividends | $195,000 | 4,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $378,570 | 6,599 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 6,833 |
| Total interest expense | $724,000 | 6,999 |
| Net interest income | $1,515,000 | 6,609 |
| Provision for loan and lease losses | $-25,000 | 8,492 |
| Total noninterest income | $228,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $165,000 | 4,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,605 |
| Total noninterest expense | $1,425,000 | 6,306 |
| Salaries and employee benefits | $739,000 | 6,441 |
| Premises and equipment expense | $265,000 | 5,296 |
| Additional noninterest expense | $421,000 | 6,259 |
| Pre-tax net operating income | $343,000 | 6,814 |
| Securities gains (losses) | $-8,000 | 7,531 |
| Applicable income taxes | $88,000 | 5,032 |
| Income before extraordinary items | $247,000 | 6,984 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $247,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,587 |
| Cash dividends | $110,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $252,920 | 6,967 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 6,867 |
| Total interest expense | $463,000 | 7,011 |
| Net interest income | $1,003,000 | 6,653 |
| Provision for loan and lease losses | $-25,000 | 8,543 |
| Total noninterest income | $135,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $942,000 | 6,340 |
| Salaries and employee benefits | $489,000 | 6,486 |
| Premises and equipment expense | $173,000 | 5,359 |
| Additional noninterest expense | $280,000 | 6,280 |
| Pre-tax net operating income | $221,000 | 6,933 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $46,000 | 5,280 |
| Income before extraordinary items | $167,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,677 |
| Cash dividends | $110,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $173,240 | 6,979 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,851 |
| Total interest expense | $224,000 | 7,018 |
| Net interest income | $506,000 | 6,655 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $482,000 | 6,282 |
| Salaries and employee benefits | $265,000 | 6,291 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $90,000 | 7,166 |
| Securities gains (losses) | $-7,000 | 8,168 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 933 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $66,110 | 7,261 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 6,738 |
| Total interest expense | $834,000 | 6,688 |
| Net interest income | $1,989,000 | 6,650 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $245,000 | 6,710 |
| Gross Fiduciary activities income | $36,000 | 1,095 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,351 |
| Total noninterest expense | $1,948,000 | 6,200 |
| Salaries and employee benefits | $995,000 | 6,358 |
| Premises and equipment expense | $361,000 | 5,186 |
| Additional noninterest expense | $592,000 | 6,103 |
| Pre-tax net operating income | $271,000 | 7,499 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $92,000 | 5,436 |
| Income before extraordinary items | $166,000 | 7,728 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $166,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $115,000 | 5,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $174,320 | 7,658 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 6,774 |
| Total interest expense | $623,000 | 6,630 |
| Net interest income | $1,459,000 | 6,732 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $176,000 | 6,831 |
| Gross Fiduciary activities income | $36,000 | 1,043 |
| Service charges on deposit accounts | $105,000 | 5,772 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $1,485,000 | 6,119 |
| Salaries and employee benefits | $745,000 | 6,366 |
| Premises and equipment expense | $266,000 | 5,221 |
| Additional noninterest expense | $474,000 | 5,867 |
| Pre-tax net operating income | $135,000 | 7,877 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $112,000 | 7,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $112,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,287 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $111,180 | 7,870 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 6,703 |
| Total interest expense | $421,000 | 6,473 |
| Net interest income | $986,000 | 6,700 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | $36,000 | 989 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $1,014,000 | 6,024 |
| Salaries and employee benefits | $496,000 | 6,370 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $342,000 | 5,608 |
| Pre-tax net operating income | $60,000 | 8,082 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $54,000 | 8,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $54,000 | 8,040 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,689 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $492,000 | 6,752 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $36,000 | 881 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-1,000 | 8,894 |
| Total noninterest expense | $515,000 | 5,997 |
| Salaries and employee benefits | $252,000 | 6,363 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $29,000 | 8,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $25,000 | 8,168 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $25,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $25,000 | 8,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 6,424 |
| Total interest expense | $1,083,000 | 5,430 |
| Net interest income | $1,908,000 | 6,749 |
| Provision for loan and lease losses | $747,000 | 1,378 |
| Total noninterest income | $338,000 | 6,159 |
| Gross Fiduciary activities income | $111,000 | 921 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $2,326,000 | 5,531 |
| Salaries and employee benefits | $1,273,000 | 5,511 |
| Premises and equipment expense | $398,000 | 4,779 |
| Additional noninterest expense | $655,000 | 5,741 |
| Pre-tax net operating income | $-827,000 | 8,769 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $-280,000 | 8,856 |
| Income before extraordinary items | $-510,000 | 8,722 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-510,000 | 8,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,312 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-534,050 | 8,705 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 6,414 |
| Total interest expense | $852,000 | 5,253 |
| Net interest income | $1,413,000 | 6,803 |
| Provision for loan and lease losses | $732,000 | 1,037 |
| Total noninterest income | $213,000 | 6,558 |
| Gross Fiduciary activities income | $72,000 | 945 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,744,000 | 5,500 |
| Salaries and employee benefits | $971,000 | 5,416 |
| Premises and equipment expense | $281,000 | 4,970 |
| Additional noninterest expense | $492,000 | 5,686 |
| Pre-tax net operating income | $-850,000 | 8,872 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $-309,000 | 8,946 |
| Income before extraordinary items | $-504,000 | 8,813 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-504,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,661 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-527,680 | 8,801 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,406 |
| Total interest expense | $617,000 | 5,025 |
| Net interest income | $909,000 | 6,926 |
| Provision for loan and lease losses | $700,000 | 728 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $55,000 | 937 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $1,179,000 | 5,498 |
| Salaries and employee benefits | $656,000 | 5,411 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $335,000 | 5,634 |
| Pre-tax net operating income | $-823,000 | 8,977 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $-309,000 | 9,018 |
| Income before extraordinary items | $-477,000 | 8,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-477,000 | 8,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-500,680 | 8,914 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,349 |
| Total interest expense | $259,000 | 5,616 |
| Net interest income | $524,000 | 6,555 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $595,000 | 5,483 |
| Salaries and employee benefits | $324,000 | 5,487 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $-97,000 | 8,798 |
| Securities gains (losses) | $37,000 | 1,369 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $-68,000 | 8,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-68,000 | 8,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,342 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-105,000 | 8,811 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 6,010 |
| Total interest expense | $1,223,000 | 5,502 |
| Net interest income | $2,316,000 | 6,154 |
| Provision for loan and lease losses | $700,000 | 1,617 |
| Total noninterest income | $296,000 | 6,627 |
| Gross Fiduciary activities income | $110,000 | 942 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $2,460,000 | 5,274 |
| Salaries and employee benefits | $1,287,000 | 5,389 |
| Premises and equipment expense | $373,000 | 4,973 |
| Additional noninterest expense | $800,000 | 5,044 |
| Pre-tax net operating income | $-548,000 | 8,842 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-197,000 | 9,009 |
| Income before extraordinary items | $-351,000 | 8,841 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-351,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,621 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-351,000 | 8,778 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,044 |
| Total interest expense | $944,000 | 5,557 |
| Net interest income | $1,743,000 | 6,168 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $204,000 | 6,827 |
| Gross Fiduciary activities income | $58,000 | 1,005 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $1,798,000 | 5,336 |
| Salaries and employee benefits | $943,000 | 5,448 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $581,000 | 5,129 |
| Pre-tax net operating income | $-151,000 | 8,792 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-151,000 | 8,868 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-151,000 | 8,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,255 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-151,000 | 8,801 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 5,935 |
| Total interest expense | $641,000 | 5,621 |
| Net interest income | $1,244,000 | 5,955 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $142,000 | 6,749 |
| Gross Fiduciary activities income | $42,000 | 999 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $1,129,000 | 5,548 |
| Salaries and employee benefits | $634,000 | 5,432 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $310,000 | 5,878 |
| Pre-tax net operating income | $207,000 | 7,151 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $71,000 | 5,543 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,893 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,897 |
| Total interest expense | $330,000 | 5,638 |
| Net interest income | $631,000 | 5,893 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $24,000 | 989 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $554,000 | 5,609 |
| Salaries and employee benefits | $304,000 | 5,581 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $155,000 | 6,405 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 5,577 |
| Total interest expense | $1,817,000 | 5,119 |
| Net interest income | $2,624,000 | 5,753 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $296,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $147,000 | 5,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,615 |
| Total noninterest expense | $2,398,000 | 5,221 |
| Salaries and employee benefits | $1,242,000 | 5,365 |
| Premises and equipment expense | $426,000 | 4,429 |
| Additional noninterest expense | $730,000 | 5,268 |
| Pre-tax net operating income | $347,000 | 7,372 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $106,000 | 5,914 |
| Income before extraordinary items | $249,000 | 7,563 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $249,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $290,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $243,400 | 7,514 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 5,216 |
| Total interest expense | $2,758,000 | 5,048 |
| Net interest income | $2,850,000 | 5,262 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $290,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $136,000 | 5,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $154,000 | 5,501 |
| Total noninterest expense | $2,355,000 | 5,163 |
| Salaries and employee benefits | $1,280,000 | 5,087 |
| Premises and equipment expense | $417,000 | 4,472 |
| Additional noninterest expense | $658,000 | 5,497 |
| Pre-tax net operating income | $635,000 | 6,048 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $223,000 | 4,825 |
| Income before extraordinary items | $450,000 | 6,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $450,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $275,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $424,540 | 6,308 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 5,310 |
| Total interest expense | $2,742,000 | 5,248 |
| Net interest income | $2,885,000 | 5,298 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $307,000 | 6,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $2,342,000 | 5,090 |
| Salaries and employee benefits | $1,282,000 | 4,950 |
| Premises and equipment expense | $394,000 | 4,554 |
| Additional noninterest expense | $666,000 | 5,371 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $293,000 | 4,644 |
| Income before extraordinary items | $557,000 | 6,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $557,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $235,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 751 |
| Net operating income | $557,000 | 6,053 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,715 |
| Total interest expense | $2,243,000 | 5,572 |
| Net interest income | $2,549,000 | 5,732 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,068 |
| Total noninterest expense | $1,956,000 | 5,779 |
| Salaries and employee benefits | $1,076,000 | 5,599 |
| Premises and equipment expense | $352,000 | 4,953 |
| Additional noninterest expense | $528,000 | 6,292 |
| Pre-tax net operating income | $898,000 | 5,610 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $315,000 | 4,704 |
| Income before extraordinary items | $584,000 | 5,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $584,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $583,350 | 5,952 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 5,899 |
| Total interest expense | $2,322,000 | 5,630 |
| Net interest income | $2,397,000 | 5,990 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $290,000 | 6,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,341 |
| Total noninterest expense | $1,878,000 | 5,828 |
| Salaries and employee benefits | $1,035,000 | 5,639 |
| Premises and equipment expense | $348,000 | 4,899 |
| Additional noninterest expense | $495,000 | 6,479 |
| Pre-tax net operating income | $809,000 | 6,058 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $270,000 | 5,455 |
| Income before extraordinary items | $539,000 | 6,382 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $539,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $539,000 | 6,270 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,276 |
| Total interest expense | $2,159,000 | 5,959 |
| Net interest income | $2,288,000 | 6,382 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $346,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,748 |
| Total noninterest expense | $1,832,000 | 6,007 |
| Salaries and employee benefits | $994,000 | 5,897 |
| Premises and equipment expense | $320,000 | 5,231 |
| Additional noninterest expense | $518,000 | 6,361 |
| Pre-tax net operating income | $802,000 | 6,536 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $257,000 | 6,188 |
| Income before extraordinary items | $545,000 | 6,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $545,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $545,000 | 6,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 6,917 |
| Total interest expense | $1,827,000 | 6,785 |
| Net interest income | $2,120,000 | 6,913 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $278,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $1,645,000 | 6,724 |
| Salaries and employee benefits | $926,000 | 6,329 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $444,000 | 7,516 |
| Pre-tax net operating income | $753,000 | 6,685 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $501,000 | 6,901 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $501,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,938 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,670 | 6,834 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 7,410 |
| Total interest expense | $1,704,000 | 7,130 |
| Net interest income | $1,909,000 | 7,510 |
| Provision for loan and lease losses | $-75,000 | 11,654 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,576,000 | 7,045 |
| Salaries and employee benefits | $888,000 | 6,612 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $450,000 | 7,705 |
| Pre-tax net operating income | $665,000 | 7,511 |
| Securities gains (losses) | $-64,000 | 11,304 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $415,000 | 7,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $415,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,418 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $459,160 | 7,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 7,560 |
| Total interest expense | $1,364,000 | 7,330 |
| Net interest income | $1,979,000 | 7,615 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $1,653,000 | 7,118 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $245,000 | 6,609 |
| Additional noninterest expense | $504,000 | 7,808 |
| Pre-tax net operating income | $691,000 | 7,450 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $464,000 | 7,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $464,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,870 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $464,000 | 7,631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 8,106 |
| Total interest expense | $1,382,000 | 7,605 |
| Net interest income | $1,763,000 | 8,338 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $1,649,000 | 7,358 |
| Salaries and employee benefits | $846,000 | 7,047 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $477,000 | 8,805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $162,000 | 8,381 |
| Income before extraordinary items | $315,000 | 9,302 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $348,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 12,940 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,000 | 9,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 7,960 |
| Total interest expense | $1,782,000 | 7,669 |
| Net interest income | $1,880,000 | 8,104 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $1,652,000 | 7,400 |
| Salaries and employee benefits | $907,000 | 6,579 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $522,000 | 8,262 |
| Pre-tax net operating income | $408,000 | 9,164 |
| Securities gains (losses) | $111,000 | 2,842 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $343,000 | 8,797 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $343,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,740 | 9,311 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.