Home > First National Bank & Trust Company in Aurora > Income and Expense
First National Bank & Trust Company in Aurora, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 4,317 |
| Total interest expense | $3,520,000 | 4,024 |
| Net interest income | $3,643,000 | 4,516 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $630,000 | 4,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,085 |
| Total noninterest expense | $1,926,000 | 5,822 |
| Salaries and employee benefits | $1,207,000 | 5,143 |
| Premises and equipment expense | $251,000 | 6,029 |
| Additional noninterest expense | $468,000 | 6,758 |
| Pre-tax net operating income | $2,227,000 | 3,062 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $2,189,000 | 2,380 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,189,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $2,095,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,190,960 | 2,351 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 4,403 |
| Total interest expense | $3,516,000 | 4,110 |
| Net interest income | $3,467,000 | 4,640 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $581,000 | 4,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,052 |
| Total noninterest expense | $1,719,000 | 6,186 |
| Salaries and employee benefits | $1,065,000 | 5,534 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $399,000 | 7,226 |
| Pre-tax net operating income | $2,209,000 | 3,077 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $36,000 | 8,594 |
| Income before extraordinary items | $2,173,000 | 2,375 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,173,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $2,219,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,173,000 | 2,299 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,620 |
| Total interest expense | $3,466,000 | 4,169 |
| Net interest income | $3,308,000 | 4,931 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $641,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $1,758,000 | 6,162 |
| Salaries and employee benefits | $1,071,000 | 5,591 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $2,191,000 | 3,254 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $377,000 | 5,071 |
| Income before extraordinary items | $1,816,000 | 2,807 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,816,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $1,592,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,814,340 | 2,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 4,811 |
| Total interest expense | $3,467,000 | 4,228 |
| Net interest income | $3,126,000 | 5,290 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $601,000 | 4,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,904 |
| Total noninterest expense | $1,676,000 | 6,660 |
| Salaries and employee benefits | $1,031,000 | 5,865 |
| Premises and equipment expense | $182,000 | 7,382 |
| Additional noninterest expense | $463,000 | 7,361 |
| Pre-tax net operating income | $1,961,000 | 3,466 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $651,000 | 3,358 |
| Income before extraordinary items | $1,313,000 | 3,607 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,313,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,310,990 | 3,555 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 4,880 |
| Total interest expense | $3,433,000 | 4,227 |
| Net interest income | $3,023,000 | 5,462 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $587,000 | 4,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,269 |
| Total noninterest expense | $1,677,000 | 6,782 |
| Salaries and employee benefits | $927,000 | 6,418 |
| Premises and equipment expense | $76,000 | 10,320 |
| Additional noninterest expense | $674,000 | 6,035 |
| Pre-tax net operating income | $1,933,000 | 3,601 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $635,000 | 3,524 |
| Income before extraordinary items | $1,299,000 | 3,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,299,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $121,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,298,330 | 3,666 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 5,138 |
| Total interest expense | $2,901,000 | 4,079 |
| Net interest income | $2,727,000 | 6,052 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $525,000 | 5,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,426 |
| Total noninterest expense | $1,600,000 | 7,301 |
| Salaries and employee benefits | $896,000 | 6,663 |
| Premises and equipment expense | $188,000 | 7,687 |
| Additional noninterest expense | $516,000 | 7,697 |
| Pre-tax net operating income | $1,652,000 | 4,056 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $530,000 | 3,886 |
| Income before extraordinary items | $1,121,000 | 4,110 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,121,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $473,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,121,680 | 4,142 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 5,302 |
| Total interest expense | $2,966,000 | 4,150 |
| Net interest income | $2,573,000 | 6,408 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $481,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,890 |
| Total noninterest expense | $1,612,000 | 7,464 |
| Salaries and employee benefits | $899,000 | 6,720 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $651,000 | 6,932 |
| Pre-tax net operating income | $1,442,000 | 4,476 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $458,000 | 4,532 |
| Income before extraordinary items | $995,000 | 4,731 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $995,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $987,520 | 4,509 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 5,293 |
| Total interest expense | $3,545,000 | 4,502 |
| Net interest income | $2,724,000 | 6,172 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $423,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 4,042 |
| Total noninterest expense | $1,606,000 | 7,567 |
| Salaries and employee benefits | $919,000 | 6,511 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $512,000 | 8,343 |
| Pre-tax net operating income | $1,541,000 | 3,948 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $457,000 | 4,306 |
| Income before extraordinary items | $1,083,000 | 4,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,083,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,083,700 | 3,878 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.