Home > First National Bank & Trust Co. of Woodford County > Income and Expense
First National Bank & Trust Co. of Woodford County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 9,607 |
| Total interest expense | $1,004,000 | 9,241 |
| Net interest income | $1,064,000 | 9,734 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,038,000 | 8,805 |
| Salaries and employee benefits | $461,000 | 9,441 |
| Premises and equipment expense | $158,000 | 8,078 |
| Additional noninterest expense | $419,000 | 8,014 |
| Pre-tax net operating income | $204,000 | 10,439 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $103,000 | 10,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $103,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $103,000 | 10,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 7,717 |
| Total interest expense | $1,164,000 | 8,047 |
| Net interest income | $2,070,000 | 7,403 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $354,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $2,060,000 | 6,045 |
| Salaries and employee benefits | $997,000 | 6,100 |
| Premises and equipment expense | $389,000 | 4,698 |
| Additional noninterest expense | $674,000 | 6,515 |
| Pre-tax net operating income | $339,000 | 9,833 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $212,000 | 10,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $212,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $212,000 | 10,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 8,479 |
| Total interest expense | $1,108,000 | 8,642 |
| Net interest income | $1,805,000 | 8,236 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $282,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,668,000 | 7,297 |
| Salaries and employee benefits | $759,000 | 7,588 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $596,000 | 7,375 |
| Pre-tax net operating income | $374,000 | 9,629 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $293,000 | 9,568 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,320 | 9,941 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 8,368 |
| Total interest expense | $1,529,000 | 8,430 |
| Net interest income | $1,846,000 | 8,203 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,630,000 | 7,469 |
| Salaries and employee benefits | $695,000 | 8,030 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $249,000 | 10,613 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $237,000 | 10,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $237,000 | 10,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,489 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $164,400 | 10,745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.