Home > First National Bank & Trust > Income and Expense
First National Bank & Trust, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,114,000 | 565 |
| Total interest expense | $9,377,000 | 536 |
| Net interest income | $9,737,000 | 593 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,792,000 | 472 |
| Gross Fiduciary activities income | $800,000 | 212 |
| Service charges on deposit accounts | $1,625,000 | 272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,367,000 | 646 |
| Total noninterest expense | $9,040,000 | 538 |
| Salaries and employee benefits | $3,889,000 | 640 |
| Premises and equipment expense | $1,536,000 | 449 |
| Additional noninterest expense | $3,615,000 | 423 |
| Pre-tax net operating income | $4,489,000 | 568 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $1,558,000 | 526 |
| Income before extraordinary items | $2,933,000 | 626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,933,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,207 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $169,910,000 | 2 |
| Net operating income | $2,931,700 | 615 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $73,612,000 | 550 |
| Total interest expense | $32,198,000 | 537 |
| Net interest income | $41,414,000 | 556 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $15,450,000 | 464 |
| Gross Fiduciary activities income | $2,377,000 | 243 |
| Service charges on deposit accounts | $7,507,000 | 235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,566,000 | 631 |
| Total noninterest expense | $58,415,000 | 330 |
| Salaries and employee benefits | $43,140,000 | 229 |
| Premises and equipment expense | $5,870,000 | 444 |
| Additional noninterest expense | $9,405,000 | 596 |
| Pre-tax net operating income | $-1,551,000 | 8,533 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,543,000 | 8,554 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,543,000 | 8,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,760 |
| Cash dividends | $11,678,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,551,000 | 8,547 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $54,495,000 | 567 |
| Total interest expense | $22,922,000 | 558 |
| Net interest income | $31,573,000 | 561 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $11,345,000 | 484 |
| Gross Fiduciary activities income | $1,792,000 | 245 |
| Service charges on deposit accounts | $5,580,000 | 245 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,973,000 | 659 |
| Total noninterest expense | $27,795,000 | 515 |
| Salaries and employee benefits | $16,974,000 | 441 |
| Premises and equipment expense | $4,329,000 | 460 |
| Additional noninterest expense | $6,492,000 | 642 |
| Pre-tax net operating income | $15,123,000 | 557 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $15,131,000 | 445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $15,131,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,472,000 | 8,734 |
| Cash dividends | $11,678,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $15,123,000 | 432 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $35,711,000 | 569 |
| Total interest expense | $14,523,000 | 559 |
| Net interest income | $21,188,000 | 558 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $7,451,000 | 489 |
| Gross Fiduciary activities income | $1,180,000 | 252 |
| Service charges on deposit accounts | $3,629,000 | 242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,642,000 | 651 |
| Total noninterest expense | $18,397,000 | 525 |
| Salaries and employee benefits | $11,353,000 | 445 |
| Premises and equipment expense | $2,931,000 | 458 |
| Additional noninterest expense | $4,113,000 | 675 |
| Pre-tax net operating income | $10,242,000 | 550 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $10,250,000 | 432 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,250,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,602,000 | 8,770 |
| Cash dividends | $7,438,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $10,242,000 | 424 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,868,000 | 579 |
| Total interest expense | $6,644,000 | 574 |
| Net interest income | $10,224,000 | 568 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,720,000 | 480 |
| Gross Fiduciary activities income | $643,000 | 241 |
| Service charges on deposit accounts | $1,686,000 | 254 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,391,000 | 629 |
| Total noninterest expense | $8,307,000 | 558 |
| Salaries and employee benefits | $4,822,000 | 516 |
| Premises and equipment expense | $1,478,000 | 449 |
| Additional noninterest expense | $2,007,000 | 693 |
| Pre-tax net operating income | $5,637,000 | 509 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $5,645,000 | 396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,645,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 8,664 |
| Cash dividends | $4,531,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,637,000 | 393 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $64,333,000 | 539 |
| Total interest expense | $26,206,000 | 456 |
| Net interest income | $38,127,000 | 582 |
| Provision for loan and lease losses | $-3,150,000 | 8,801 |
| Total noninterest income | $14,209,000 | 499 |
| Gross Fiduciary activities income | $2,191,000 | 255 |
| Service charges on deposit accounts | $5,757,000 | 295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,261,000 | 591 |
| Total noninterest expense | $53,574,000 | 363 |
| Salaries and employee benefits | $25,314,000 | 380 |
| Premises and equipment expense | $5,926,000 | 420 |
| Additional noninterest expense | $22,334,000 | 306 |
| Pre-tax net operating income | $1,912,000 | 3,800 |
| Securities gains (losses) | $-3,914,000 | 8,796 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,002,000 | 8,771 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,002,000 | 8,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,501,000 | 502 |
| Cash dividends | $9,316,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,912,000 | 3,175 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $47,799,000 | 526 |
| Total interest expense | $20,044,000 | 430 |
| Net interest income | $27,755,000 | 589 |
| Provision for loan and lease losses | $-3,150,000 | 8,830 |
| Total noninterest income | $10,593,000 | 502 |
| Gross Fiduciary activities income | $1,718,000 | 243 |
| Service charges on deposit accounts | $3,993,000 | 312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,882,000 | 570 |
| Total noninterest expense | $42,012,000 | 346 |
| Salaries and employee benefits | $17,906,000 | 399 |
| Premises and equipment expense | $4,464,000 | 418 |
| Additional noninterest expense | $19,642,000 | 277 |
| Pre-tax net operating income | $-514,000 | 8,602 |
| Securities gains (losses) | $-3,893,000 | 8,835 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-4,407,000 | 8,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-4,407,000 | 8,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,629,000 | 346 |
| Cash dividends | $5,173,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-514,000 | 8,625 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,779,000 | 512 |
| Total interest expense | $12,979,000 | 413 |
| Net interest income | $18,800,000 | 568 |
| Provision for loan and lease losses | $2,400,000 | 234 |
| Total noninterest income | $6,490,000 | 517 |
| Gross Fiduciary activities income | $1,202,000 | 232 |
| Service charges on deposit accounts | $2,428,000 | 334 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,860,000 | 614 |
| Total noninterest expense | $21,232,000 | 440 |
| Salaries and employee benefits | $12,660,000 | 373 |
| Premises and equipment expense | $3,050,000 | 402 |
| Additional noninterest expense | $5,522,000 | 511 |
| Pre-tax net operating income | $1,658,000 | 2,537 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,656,000 | 2,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,656,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,112,000 | 8,851 |
| Cash dividends | $3,840,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,658,000 | 2,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,301,000 | 522 |
| Total interest expense | $6,241,000 | 409 |
| Net interest income | $9,060,000 | 577 |
| Provision for loan and lease losses | $1,200,000 | 224 |
| Total noninterest income | $3,094,000 | 517 |
| Gross Fiduciary activities income | $628,000 | 228 |
| Service charges on deposit accounts | $1,031,000 | 389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,435,000 | 604 |
| Total noninterest expense | $9,776,000 | 459 |
| Salaries and employee benefits | $5,704,000 | 405 |
| Premises and equipment expense | $1,544,000 | 398 |
| Additional noninterest expense | $2,528,000 | 548 |
| Pre-tax net operating income | $1,178,000 | 1,916 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,176,000 | 1,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,176,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-579,000 | 8,917 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,178,000 | 1,417 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $60,851,000 | 480 |
| Total interest expense | $25,981,000 | 340 |
| Net interest income | $34,870,000 | 580 |
| Provision for loan and lease losses | $7,200,000 | 196 |
| Total noninterest income | $14,471,000 | 475 |
| Gross Fiduciary activities income | $2,019,000 | 258 |
| Service charges on deposit accounts | $4,504,000 | 379 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,948,000 | 480 |
| Total noninterest expense | $38,198,000 | 473 |
| Salaries and employee benefits | $22,018,000 | 409 |
| Premises and equipment expense | $6,250,000 | 384 |
| Additional noninterest expense | $9,930,000 | 550 |
| Pre-tax net operating income | $3,943,000 | 2,087 |
| Securities gains (losses) | $413,000 | 510 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,356,000 | 1,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,356,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,304,000 | 179 |
| Cash dividends | $2,847,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,943,000 | 1,596 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $45,611,000 | 476 |
| Total interest expense | $19,550,000 | 335 |
| Net interest income | $26,061,000 | 579 |
| Provision for loan and lease losses | $5,400,000 | 196 |
| Total noninterest income | $11,301,000 | 474 |
| Gross Fiduciary activities income | $1,522,000 | 260 |
| Service charges on deposit accounts | $3,333,000 | 392 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,446,000 | 466 |
| Total noninterest expense | $28,764,000 | 465 |
| Salaries and employee benefits | $16,554,000 | 417 |
| Premises and equipment expense | $4,632,000 | 390 |
| Additional noninterest expense | $7,578,000 | 537 |
| Pre-tax net operating income | $3,198,000 | 1,966 |
| Securities gains (losses) | $420,000 | 468 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,618,000 | 1,359 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,618,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,983,000 | 220 |
| Cash dividends | $848,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,198,000 | 1,474 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $30,334,000 | 473 |
| Total interest expense | $13,209,000 | 334 |
| Net interest income | $17,125,000 | 578 |
| Provision for loan and lease losses | $3,600,000 | 198 |
| Total noninterest income | $6,567,000 | 506 |
| Gross Fiduciary activities income | $1,019,000 | 263 |
| Service charges on deposit accounts | $2,128,000 | 409 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,420,000 | 544 |
| Total noninterest expense | $19,021,000 | 468 |
| Salaries and employee benefits | $10,985,000 | 424 |
| Premises and equipment expense | $3,191,000 | 372 |
| Additional noninterest expense | $4,845,000 | 551 |
| Pre-tax net operating income | $1,071,000 | 3,373 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,069,000 | 2,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,069,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,080,000 | 257 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,071,000 | 2,700 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,089,000 | 482 |
| Total interest expense | $6,798,000 | 328 |
| Net interest income | $8,291,000 | 597 |
| Provision for loan and lease losses | $1,800,000 | 204 |
| Total noninterest income | $3,657,000 | 476 |
| Gross Fiduciary activities income | $552,000 | 251 |
| Service charges on deposit accounts | $981,000 | 442 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,124,000 | 465 |
| Total noninterest expense | $9,604,000 | 473 |
| Salaries and employee benefits | $5,524,000 | 429 |
| Premises and equipment expense | $1,605,000 | 379 |
| Additional noninterest expense | $2,475,000 | 538 |
| Pre-tax net operating income | $544,000 | 3,315 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $542,000 | 2,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $542,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,493,000 | 211 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $544,000 | 2,647 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $66,833,000 | 440 |
| Total interest expense | $28,998,000 | 337 |
| Net interest income | $37,835,000 | 517 |
| Provision for loan and lease losses | $12,100,000 | 174 |
| Total noninterest income | $14,842,000 | 493 |
| Gross Fiduciary activities income | $1,794,000 | 280 |
| Service charges on deposit accounts | $3,770,000 | 449 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,278,000 | 473 |
| Total noninterest expense | $39,617,000 | 462 |
| Salaries and employee benefits | $21,400,000 | 423 |
| Premises and equipment expense | $6,303,000 | 390 |
| Additional noninterest expense | $11,914,000 | 483 |
| Pre-tax net operating income | $960,000 | 5,280 |
| Securities gains (losses) | $2,077,000 | 291 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,037,000 | 2,016 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,037,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,766,000 | 136 |
| Cash dividends | $1,902,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $960,000 | 4,591 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $49,753,000 | 454 |
| Total interest expense | $22,226,000 | 346 |
| Net interest income | $27,527,000 | 540 |
| Provision for loan and lease losses | $9,300,000 | 184 |
| Total noninterest income | $12,086,000 | 487 |
| Gross Fiduciary activities income | $1,370,000 | 288 |
| Service charges on deposit accounts | $2,849,000 | 456 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,867,000 | 451 |
| Total noninterest expense | $28,663,000 | 483 |
| Salaries and employee benefits | $15,706,000 | 443 |
| Premises and equipment expense | $4,682,000 | 393 |
| Additional noninterest expense | $8,275,000 | 521 |
| Pre-tax net operating income | $1,650,000 | 3,295 |
| Securities gains (losses) | $2,124,000 | 266 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,774,000 | 1,308 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,774,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,591,000 | 144 |
| Cash dividends | $1,902,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,650,000 | 2,612 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $33,995,000 | 453 |
| Total interest expense | $14,994,000 | 353 |
| Net interest income | $19,001,000 | 527 |
| Provision for loan and lease losses | $7,050,000 | 168 |
| Total noninterest income | $8,474,000 | 472 |
| Gross Fiduciary activities income | $902,000 | 297 |
| Service charges on deposit accounts | $1,917,000 | 447 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,655,000 | 427 |
| Total noninterest expense | $19,202,000 | 479 |
| Salaries and employee benefits | $10,684,000 | 433 |
| Premises and equipment expense | $3,213,000 | 390 |
| Additional noninterest expense | $5,305,000 | 541 |
| Pre-tax net operating income | $1,223,000 | 3,045 |
| Securities gains (losses) | $2,120,000 | 223 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,343,000 | 1,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,343,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,206,000 | 127 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,223,000 | 2,380 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $17,787,000 | 445 |
| Total interest expense | $8,152,000 | 337 |
| Net interest income | $9,635,000 | 522 |
| Provision for loan and lease losses | $4,800,000 | 145 |
| Total noninterest income | $5,163,000 | 416 |
| Gross Fiduciary activities income | $502,000 | 279 |
| Service charges on deposit accounts | $1,040,000 | 401 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,621,000 | 378 |
| Total noninterest expense | $9,403,000 | 487 |
| Salaries and employee benefits | $5,387,000 | 429 |
| Premises and equipment expense | $1,619,000 | 388 |
| Additional noninterest expense | $2,397,000 | 583 |
| Pre-tax net operating income | $595,000 | 3,101 |
| Securities gains (losses) | $2,120,000 | 141 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,715,000 | 638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,715,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,037,000 | 210 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $595,000 | 2,424 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $85,410,000 | 398 |
| Total interest expense | $39,611,000 | 333 |
| Net interest income | $45,799,000 | 460 |
| Provision for loan and lease losses | $19,850,000 | 166 |
| Total noninterest income | $15,418,000 | 475 |
| Gross Fiduciary activities income | $1,946,000 | 284 |
| Service charges on deposit accounts | $4,093,000 | 400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,379,000 | 453 |
| Total noninterest expense | $36,393,000 | 480 |
| Salaries and employee benefits | $19,516,000 | 447 |
| Premises and equipment expense | $6,193,000 | 394 |
| Additional noninterest expense | $10,684,000 | 539 |
| Pre-tax net operating income | $4,974,000 | 1,637 |
| Securities gains (losses) | $1,454,000 | 336 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $6,428,000 | 978 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,428,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,090,000 | 170 |
| Cash dividends | $14,258,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,974,000 | 1,209 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $89,638,000 | 425 |
| Total interest expense | $46,453,000 | 403 |
| Net interest income | $43,185,000 | 448 |
| Provision for loan and lease losses | $11,375,000 | 219 |
| Total noninterest income | $12,441,000 | 527 |
| Gross Fiduciary activities income | $2,110,000 | 283 |
| Service charges on deposit accounts | $3,756,000 | 402 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,575,000 | 536 |
| Total noninterest expense | $30,110,000 | 558 |
| Salaries and employee benefits | $17,059,000 | 469 |
| Premises and equipment expense | $5,661,000 | 412 |
| Additional noninterest expense | $7,390,000 | 708 |
| Pre-tax net operating income | $14,141,000 | 567 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $14,146,000 | 432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $14,146,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,291,000 | 208 |
| Cash dividends | $10,818,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $14,141,000 | 409 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $91,647,000 | 439 |
| Total interest expense | $46,741,000 | 441 |
| Net interest income | $44,906,000 | 439 |
| Provision for loan and lease losses | $3,595,000 | 407 |
| Total noninterest income | $12,017,000 | 514 |
| Gross Fiduciary activities income | $1,797,000 | 302 |
| Service charges on deposit accounts | $3,107,000 | 429 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,113,000 | 509 |
| Total noninterest expense | $32,876,000 | 492 |
| Salaries and employee benefits | $17,990,000 | 416 |
| Premises and equipment expense | $4,998,000 | 459 |
| Additional noninterest expense | $9,888,000 | 587 |
| Pre-tax net operating income | $20,452,000 | 444 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $20,453,000 | 330 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,453,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,824,000 | 392 |
| Cash dividends | $15,106,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $20,452,000 | 328 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $76,175,000 | 496 |
| Total interest expense | $35,123,000 | 504 |
| Net interest income | $41,052,000 | 484 |
| Provision for loan and lease losses | $1,880,000 | 594 |
| Total noninterest income | $7,251,000 | 740 |
| Gross Fiduciary activities income | $1,332,000 | 395 |
| Service charges on deposit accounts | $2,646,000 | 513 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,273,000 | 845 |
| Total noninterest expense | $26,735,000 | 603 |
| Salaries and employee benefits | $14,611,000 | 515 |
| Premises and equipment expense | $4,279,000 | 529 |
| Additional noninterest expense | $7,845,000 | 712 |
| Pre-tax net operating income | $19,688,000 | 493 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $19,702,000 | 371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,702,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $813,000 | 826 |
| Cash dividends | $12,853,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $19,688,000 | 365 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $71,332,000 | 523 |
| Total interest expense | $34,885,000 | 512 |
| Net interest income | $36,447,000 | 519 |
| Provision for loan and lease losses | $1,045,000 | 936 |
| Total noninterest income | $7,457,000 | 718 |
| Gross Fiduciary activities income | $1,092,000 | 437 |
| Service charges on deposit accounts | $2,419,000 | 530 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,946,000 | 754 |
| Total noninterest expense | $25,164,000 | 616 |
| Salaries and employee benefits | $13,536,000 | 541 |
| Premises and equipment expense | $4,036,000 | 547 |
| Additional noninterest expense | $7,592,000 | 718 |
| Pre-tax net operating income | $17,695,000 | 485 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $17,695,000 | 367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,695,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 990 |
| Cash dividends | $11,774,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,695,000 | 352 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,064,000 | 735 |
| Total interest expense | $22,032,000 | 742 |
| Net interest income | $25,032,000 | 723 |
| Provision for loan and lease losses | $1,025,000 | 972 |
| Total noninterest income | $5,172,000 | 904 |
| Gross Fiduciary activities income | $891,000 | 505 |
| Service charges on deposit accounts | $1,921,000 | 662 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,360,000 | 982 |
| Total noninterest expense | $15,867,000 | 892 |
| Salaries and employee benefits | $8,563,000 | 796 |
| Premises and equipment expense | $2,668,000 | 764 |
| Additional noninterest expense | $4,636,000 | 1,026 |
| Pre-tax net operating income | $13,312,000 | 633 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $2,584,000 | 1,066 |
| Income before extraordinary items | $10,724,000 | 556 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,724,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,132 |
| Cash dividends | $8,909,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,727,240 | 540 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $40,583,000 | 863 |
| Total interest expense | $18,479,000 | 910 |
| Net interest income | $22,104,000 | 843 |
| Provision for loan and lease losses | $840,000 | 1,166 |
| Total noninterest income | $4,912,000 | 963 |
| Gross Fiduciary activities income | $778,000 | 582 |
| Service charges on deposit accounts | $1,884,000 | 703 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,250,000 | 1,063 |
| Total noninterest expense | $14,982,000 | 1,025 |
| Salaries and employee benefits | $8,025,000 | 855 |
| Premises and equipment expense | $2,240,000 | 953 |
| Additional noninterest expense | $4,717,000 | 1,188 |
| Pre-tax net operating income | $11,194,000 | 718 |
| Securities gains (losses) | $39,000 | 1,512 |
| Applicable income taxes | $3,820,000 | 729 |
| Income before extraordinary items | $7,413,000 | 736 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,413,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,548 |
| Cash dividends | $4,756,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,387,260 | 724 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,837,000 | 967 |
| Total interest expense | $16,280,000 | 1,045 |
| Net interest income | $20,557,000 | 912 |
| Provision for loan and lease losses | $1,180,000 | 843 |
| Total noninterest income | $4,298,000 | 1,060 |
| Gross Fiduciary activities income | $616,000 | 675 |
| Service charges on deposit accounts | $1,912,000 | 704 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,770,000 | 1,226 |
| Total noninterest expense | $13,926,000 | 1,076 |
| Salaries and employee benefits | $7,128,000 | 965 |
| Premises and equipment expense | $2,144,000 | 998 |
| Additional noninterest expense | $4,654,000 | 1,186 |
| Pre-tax net operating income | $9,749,000 | 848 |
| Securities gains (losses) | $57,000 | 1,220 |
| Applicable income taxes | $3,154,000 | 883 |
| Income before extraordinary items | $6,652,000 | 849 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,652,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $4,312,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,613,240 | 837 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,459,000 | 1,074 |
| Total interest expense | $11,544,000 | 1,139 |
| Net interest income | $17,915,000 | 1,028 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $4,342,000 | 1,018 |
| Gross Fiduciary activities income | $501,000 | 734 |
| Service charges on deposit accounts | $2,085,000 | 658 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,756,000 | 1,239 |
| Total noninterest expense | $13,291,000 | 1,131 |
| Salaries and employee benefits | $6,743,000 | 1,007 |
| Premises and equipment expense | $1,949,000 | 1,091 |
| Additional noninterest expense | $4,599,000 | 1,262 |
| Pre-tax net operating income | $8,895,000 | 871 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $2,861,000 | 918 |
| Income before extraordinary items | $6,044,000 | 862 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,044,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,678 |
| Cash dividends | $3,887,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,037,200 | 868 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,119,000 | 1,177 |
| Total interest expense | $10,606,000 | 1,273 |
| Net interest income | $16,513,000 | 1,110 |
| Provision for loan and lease losses | $385,000 | 2,527 |
| Total noninterest income | $5,521,000 | 910 |
| Gross Fiduciary activities income | $467,000 | 790 |
| Service charges on deposit accounts | $1,955,000 | 699 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,099,000 | 940 |
| Total noninterest expense | $13,164,000 | 1,185 |
| Salaries and employee benefits | $6,609,000 | 1,040 |
| Premises and equipment expense | $1,950,000 | 1,096 |
| Additional noninterest expense | $4,605,000 | 1,357 |
| Pre-tax net operating income | $8,485,000 | 867 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $2,740,000 | 935 |
| Income before extraordinary items | $5,750,000 | 914 |
| Extraordinary gains, net | $227,000 | 920 |
| Net income | $5,977,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,266 |
| Cash dividends | $4,906,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,746,600 | 866 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,333,000 | 1,246 |
| Total interest expense | $13,207,000 | 1,343 |
| Net interest income | $16,126,000 | 1,160 |
| Provision for loan and lease losses | $1,113,000 | 1,714 |
| Total noninterest income | $6,178,000 | 840 |
| Gross Fiduciary activities income | $386,000 | 856 |
| Service charges on deposit accounts | $1,925,000 | 696 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,867,000 | 804 |
| Total noninterest expense | $13,376,000 | 1,185 |
| Salaries and employee benefits | $6,449,000 | 1,047 |
| Premises and equipment expense | $1,801,000 | 1,214 |
| Additional noninterest expense | $5,126,000 | 1,294 |
| Pre-tax net operating income | $7,815,000 | 825 |
| Securities gains (losses) | $183,000 | 2,134 |
| Applicable income taxes | $2,561,000 | 901 |
| Income before extraordinary items | $5,437,000 | 875 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,437,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 1,890 |
| Cash dividends | $4,709,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,312,560 | 819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.