Home > First National Bank & Trust > Net charge- offs to loans
First National Bank & Trust, Net charge- offs to loans
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2892% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0634% | 8,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1505% | 7,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3542% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.2699% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1817% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9945% | 8,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5037% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2609% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3953% | 8,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0337% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.7359% | 8,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7949% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5515% | 7,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6324% | 8,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1045% | 8,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8993% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8011% | 7,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0573% | 7,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 7,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9571% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5499% | 7,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3721% | 331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 7,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6773% | 8,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8956% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1377% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5632% | 8,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7733% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1328% | 7,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5213% | 195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8864% | 8,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2167% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3287% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5787% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5630% | 8,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4255% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1419% | 7,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2810% | 8,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0998% | 8,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0820% | 7,792 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3622% | 8,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3969% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3225% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4264% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9577% | 8,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9244% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1889% | 7,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2964% | 8,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0380% | 8,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6185% | 8,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3471% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0308% | 8,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2887% | 7,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9128% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0588% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0403% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2184% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2001% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2832% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5161% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6942% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1675% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9005% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6615% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6987% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0640% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7007% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9150% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5974% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3682% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2427% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5197% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6881% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0892% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6755% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0589% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8767% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0936% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2810% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8471% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3710% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7472% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5769% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3009% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4102% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5400% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1706% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 4,163 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1368% | 2,458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7806% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3259% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6492% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0684% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6023% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1093% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7428% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2392% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5732% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3382% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0959% | 1,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9548% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2258% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3871% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4952% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8935% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5711% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7528% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3558% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3983% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5107% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1726% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6357% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9752% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9170% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2325% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4141% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5245% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4449% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8860% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6490% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4470% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6267% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9151% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6319% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4947% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6566% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4954% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2662% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9160% | 1,294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1367% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2511% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2772% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6044% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1839% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9220% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3268% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8685% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6158% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1009% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7507% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7245% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 4,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1672% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5544% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7502% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7436% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4218% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6061% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3630% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 6,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3231% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1062% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0327% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6536% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 6,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2301% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1920% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2134% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3702% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0186% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0821% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 6,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5905% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2317% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9852% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 6,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0306% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8006% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7248% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1273% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |