Home > First National Bank & Trust > Assets and Liabilities

First National Bank & Trust, Assets and Liabilities

2007-03-31Rank
# of Employees:277561
Assets and Liabilities
Total Assets:$1,403,382,000492
Cash and due from depository institutions$74,466,000561
Interest-bearing balances$800,0002,741
Securities$181,819,000679
Federal funds sold & reverse repurchase agreements$24,792,000758
Net loans & leases$866,815,000540
Loan loss allowance$8,582,000618
Trading account assets$0267
Bank premises and fixed assets$29,191,000352
Other real estate owned$141,000561
Goodwill and other intangibles$166,979,000124
All other assets$59,179,000383
Life insurance assets$35,080,000188
Total liabilities and capital$1,403,382,000492
Total liabilities$1,109,838,000546
Total deposits$964,311,000530
Interest-bearing deposits$862,498,000520
Deposits held in domestic offices$964,311,000528
% insured0.00%1
Federal funds purchased & repurchase agreements$106,411,000295
Trading liabilities$089
Other borrowed funds$35,000,0001,113
Subordinated debt$0262
All other liabilities$4,116,0001,366
Total equity capital$293,544,000289
Total bank equity capital$293,544,000289
Perpetual preferred stock$0113
Common stock$12,116,000362
Surplus$278,324,000189
Undivided profits$3,104,0005,673
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,431,000369
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$365,000402
Income earned, not collected on loans$6,408,000586
Earning assets$1,074,226,000573
Long-term assets (5+ years)$128,023,000872
Average Assets, year-to-date$1,362,226,000501
Average Assets, quarterly$1,362,226,000501
Volatile liabilities$237,334,000624
Insider loans$2,699,0002,444
FHLB advances$35,000,0001,039
Loans and leases held for sale$135,0001,626
Unused loan commitments$289,824,000479
Tier 1 (core) risk-based capital$126,636,000500
Tier 2 risk-based capital$8,583,000640
Total risk weighted assets$923,364,000550
Total unused commitments$289,824,000479
Derivatives$01,065
2006-12-31Rank
# of Employees:299523
Assets and Liabilities
Total Assets:$1,321,070,000512
Cash and due from depository institutions$23,664,000523
Interest-bearing balances$857,0002,649
Securities$274,167,000462
Federal funds sold & reverse repurchase agreements$46,656,000322
Net loans & leases$862,089,000539
Loan loss allowance$8,679,000596
Trading account assets$0156
Bank premises and fixed assets$29,433,000332
Other real estate owned$610,000523
Goodwill and other intangibles$24,133,000373
All other assets$60,318,000366
Life insurance assets$34,725,000181
Total liabilities and capital$1,321,070,000512
Total liabilities$1,201,905,000504
Total deposits$941,922,000534
Interest-bearing deposits$839,064,000529
Deposits held in domestic offices$941,922,000532
% insured0.00%1
Federal funds purchased & repurchase agreements$158,172,000237
Trading liabilities$077
Other borrowed funds$68,050,000684
Subordinated debt$0264
All other liabilities$33,761,000307
Total equity capital$119,165,000570
Total bank equity capital$119,165,000570
Perpetual preferred stock$0112
Common stock$12,114,000356
Surplus$85,178,000386
Undivided profits$21,873,0001,652
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,752,000673
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$372,000360
Income earned, not collected on loans$7,756,000511
Earning assets$1,183,769,000521
Long-term assets (5+ years)$224,059,000505
Average Assets, year-to-date$1,266,799,400518
Average Assets, quarterly$1,291,078,000516
Volatile liabilities$307,339,000562
Insider loans$2,863,0002,309
FHLB advances$67,125,000618
Loans and leases held for sale$850,0001,020
Unused loan commitments$270,053,000493
Tier 1 (core) risk-based capital$96,648,000619
Tier 2 risk-based capital$8,679,000627
Total risk weighted assets$974,187,000523
Total unused commitments$270,053,000493
Derivatives$50,000,000259
2006-09-30Rank
# of Employees:302523
Assets and Liabilities
Total Assets:$1,261,086,000536
Cash and due from depository institutions$21,725,000523
Interest-bearing balances$775,0002,665
Securities$266,378,000488
Federal funds sold & reverse repurchase agreements$3,407,0003,065
Net loans & leases$854,869,000546
Loan loss allowance$11,433,000457
Trading account assets$0154
Bank premises and fixed assets$29,012,000327
Other real estate owned$137,000523
Goodwill and other intangibles$23,990,000383
All other assets$61,568,000371
Life insurance assets$34,325,000179
Total liabilities and capital$1,261,086,000536
Total liabilities$1,126,306,000534
Total deposits$920,450,000546
Interest-bearing deposits$818,254,000538
Deposits held in domestic offices$920,450,000545
% insured0.00%1
Federal funds purchased & repurchase agreements$120,942,000282
Trading liabilities$074
Other borrowed funds$68,096,000711
Subordinated debt$0269
All other liabilities$16,818,000466
Total equity capital$134,780,000516
Total bank equity capital$134,780,000516
Perpetual preferred stock$0118
Common stock$12,114,000342
Surplus$85,178,000394
Undivided profits$37,488,000980
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,566,000867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$363,000391
Income earned, not collected on loans$7,778,000489
Earning assets$1,125,429,000550
Long-term assets (5+ years)$239,543,000477
Average Assets, year-to-date$1,253,231,750534
Average Assets, quarterly$1,259,940,500535
Volatile liabilities$268,404,000640
Insider loans$2,885,0002,259
FHLB advances$67,132,000650
Loans and leases held for sale$1,078,000917
Unused loan commitments$252,857,000536
Tier 1 (core) risk-based capital$113,297,000543
Tier 2 risk-based capital$11,364,000504
Total risk weighted assets$960,958,000536
Total unused commitments$252,857,000536
Derivatives$50,000,000265
2006-06-30Rank
# of Employees:302524
Assets and Liabilities
Total Assets:$1,258,795,000540
Cash and due from depository institutions$30,552,000524
Interest-bearing balances$774,0002,691
Securities$262,886,000499
Federal funds sold & reverse repurchase agreements$10,942,0001,175
Net loans & leases$837,814,000549
Loan loss allowance$11,563,000451
Trading account assets$0157
Bank premises and fixed assets$29,540,000316
Other real estate owned$232,000524
Goodwill and other intangibles$24,129,000380
All other assets$62,700,000370
Life insurance assets$33,967,000179
Total liabilities and capital$1,258,795,000540
Total liabilities$1,127,507,000539
Total deposits$922,742,000535
Interest-bearing deposits$809,495,000531
Deposits held in domestic offices$922,742,000534
% insured0.00%1
Federal funds purchased & repurchase agreements$125,021,000280
Trading liabilities$073
Other borrowed funds$68,150,000722
Subordinated debt$0265
All other liabilities$11,594,000573
Total equity capital$131,288,000514
Total bank equity capital$131,288,000514
Perpetual preferred stock$0119
Common stock$12,114,000329
Surplus$85,178,000390
Undivided profits$33,996,0001,019
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,983,0001,391
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$375,000393
Income earned, not collected on loans$6,776,000515
Earning assets$1,112,416,000551
Long-term assets (5+ years)$258,402,000441
Average Assets, year-to-date$1,250,613,670535
Average Assets, quarterly$1,249,297,000540
Volatile liabilities$266,779,000647
Insider loans$2,994,0002,172
FHLB advances$67,153,000666
Loans and leases held for sale$1,257,000842
Unused loan commitments$256,671,000522
Tier 1 (core) risk-based capital$111,488,000542
Tier 2 risk-based capital$11,335,000495
Total risk weighted assets$951,655,000529
Total unused commitments$256,671,000522
Derivatives$50,000,000265
2006-03-31Rank
# of Employees:299526
Assets and Liabilities
Total Assets:$1,239,799,000537
Cash and due from depository institutions$20,416,000526
Interest-bearing balances$768,0002,819
Securities$286,042,000474
Federal funds sold & reverse repurchase agreements$9,338,0001,607
Net loans & leases$805,651,000555
Loan loss allowance$8,870,000575
Trading account assets$0154
Bank premises and fixed assets$30,021,000297
Other real estate owned$250,000526
Goodwill and other intangibles$25,352,000354
All other assets$62,729,000349
Life insurance assets$33,659,000175
Total liabilities and capital$1,239,799,000537
Total liabilities$1,105,299,000537
Total deposits$910,704,000539
Interest-bearing deposits$801,808,000524
Deposits held in domestic offices$910,704,000538
% insured0.00%1
Federal funds purchased & repurchase agreements$94,723,000319
Trading liabilities$077
Other borrowed funds$91,414,000552
Subordinated debt$0259
All other liabilities$8,458,000707
Total equity capital$134,500,000489
Total bank equity capital$134,500,000489
Perpetual preferred stock$0120
Common stock$12,114,000319
Surplus$85,178,000378
Undivided profits$37,208,000928
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,620,0001,582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$372,000397
Income earned, not collected on loans$7,194,000459
Earning assets$1,101,799,000544
Long-term assets (5+ years)$273,485,000403
Average Assets, year-to-date$1,246,523,000530
Average Assets, quarterly$1,246,523,000530
Volatile liabilities$224,257,000709
Insider loans$3,163,0002,045
FHLB advances$91,298,000497
Loans and leases held for sale$1,225,000769
Unused loan commitments$291,093,000474
Tier 1 (core) risk-based capital$110,873,000534
Tier 2 risk-based capital$8,870,000597
Total risk weighted assets$935,855,000521
Total unused commitments$291,093,000474
Derivatives$60,000,000246
2005-12-31Rank
# of Employees:298523
Assets and Liabilities
Total Assets:$1,253,247,000523
Cash and due from depository institutions$24,115,000523
Interest-bearing balances$1,279,0002,393
Securities$285,572,000479
Federal funds sold & reverse repurchase agreements$29,895,000431
Net loans & leases$795,959,000554
Loan loss allowance$8,961,000557
Trading account assets$0155
Bank premises and fixed assets$30,370,000282
Other real estate owned$368,000523
Goodwill and other intangibles$24,381,000347
All other assets$62,587,000351
Life insurance assets$0351
Total liabilities and capital$1,253,247,000523
Total liabilities$1,121,869,000527
Total deposits$883,328,000545
Interest-bearing deposits$750,344,000543
Deposits held in domestic offices$883,328,000544
% insured0.00%1
Federal funds purchased & repurchase agreements$135,695,000262
Trading liabilities$072
Other borrowed funds$92,516,000567
Subordinated debt$0258
All other liabilities$10,330,000600
Total equity capital$131,378,000496
Total bank equity capital$131,378,000496
Perpetual preferred stock$0122
Common stock$12,114,000310
Surplus$85,178,000371
Undivided profits$34,086,0001,011
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,046,0001,274
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$415,000356
Income earned, not collected on loans$6,888,000491
Earning assets$1,112,705,000537
Long-term assets (5+ years)$275,448,000402
Average Assets, year-to-date$1,298,605,400481
Average Assets, quarterly$1,238,754,500523
Volatile liabilities$227,390,000692
Insider loans$7,976,000815
FHLB advances$91,299,000497
Loans and leases held for sale$3,885,000400
Unused loan commitments$245,150,000518
Tier 1 (core) risk-based capital$109,737,000533
Tier 2 risk-based capital$8,973,000579
Total risk weighted assets$920,960,000518
Total unused commitments$245,150,000518
Derivatives$60,000,000243
2005-09-30Rank
# of Employees:306510
Assets and Liabilities
Total Assets:$1,224,262,000523
Cash and due from depository institutions$46,385,000510
Interest-bearing balances$16,015,000354
Securities$227,828,000581
Federal funds sold & reverse repurchase agreements$43,745,000320
Net loans & leases$789,354,000544
Loan loss allowance$8,833,000561
Trading account assets$0146
Bank premises and fixed assets$30,624,000278
Other real estate owned$468,000510
Goodwill and other intangibles$24,454,000331
All other assets$61,404,000351
Life insurance assets$0341
Total liabilities and capital$1,224,262,000523
Total liabilities$1,088,424,000530
Total deposits$844,281,000549
Interest-bearing deposits$736,297,000544
Deposits held in domestic offices$844,281,000548
% insured0.00%1
Federal funds purchased & repurchase agreements$83,593,000328
Trading liabilities$063
Other borrowed funds$147,405,000403
Subordinated debt$0251
All other liabilities$13,145,000497
Total equity capital$135,838,000476
Total bank equity capital$135,838,000476
Perpetual preferred stock$0120
Common stock$12,114,000295
Surplus$85,178,000360
Undivided profits$38,546,000891
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,344,000804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$416,000371
Income earned, not collected on loans$6,196,000498
Earning assets$1,076,942,000539
Long-term assets (5+ years)$266,049,000403
Average Assets, year-to-date$1,309,945,000473
Average Assets, quarterly$1,272,452,500497
Volatile liabilities$168,797,000847
Insider loans$8,199,000757
FHLB advances$146,305,000352
Loans and leases held for sale$2,350,000624
Unused loan commitments$241,279,000514
Tier 1 (core) risk-based capital$112,728,000509
Tier 2 risk-based capital$8,858,000575
Total risk weighted assets$916,637,000506
Total unused commitments$241,279,000514
Derivatives$60,000,000246
2005-06-30Rank
# of Employees:392403
Assets and Liabilities
Total Assets:$1,320,643,000477
Cash and due from depository institutions$26,462,000403
Interest-bearing balances$1,262,0002,463
Securities$378,654,000375
Federal funds sold & reverse repurchase agreements$3,241,0002,794
Net loans & leases$794,407,000526
Loan loss allowance$17,124,000312
Trading account assets$0148
Bank premises and fixed assets$30,870,000271
Other real estate owned$1,192,000403
Goodwill and other intangibles$24,533,000321
All other assets$61,284,000344
Life insurance assets$0339
Total liabilities and capital$1,320,643,000477
Total liabilities$1,181,451,000474
Total deposits$837,274,000548
Interest-bearing deposits$730,343,000530
Deposits held in domestic offices$837,274,000545
% insured0.00%1
Federal funds purchased & repurchase agreements$113,062,000274
Trading liabilities$065
Other borrowed funds$220,520,000299
Subordinated debt$0251
All other liabilities$10,595,000545
Total equity capital$139,192,000440
Total bank equity capital$139,192,000440
Perpetual preferred stock$0118
Common stock$12,114,000278
Surplus$85,178,000350
Undivided profits$41,900,000819
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,923,000319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$438,000348
Income earned, not collected on loans$6,495,000430
Earning assets$1,177,564,000482
Long-term assets (5+ years)$297,825,000370
Average Assets, year-to-date$1,338,506,000459
Average Assets, quarterly$1,318,110,000473
Volatile liabilities$191,295,000754
Insider loans$8,731,000696
FHLB advances$220,505,000249
Loans and leases held for sale$2,775,000605
Unused loan commitments$239,312,000499
Tier 1 (core) risk-based capital$118,770,000471
Tier 2 risk-based capital$11,517,000458
Total risk weighted assets$910,551,000496
Total unused commitments$239,312,000499
Derivatives$95,000,000205
2005-03-31Rank
# of Employees:419367
Assets and Liabilities
Total Assets:$1,315,577,000464
Cash and due from depository institutions$30,928,000367
Interest-bearing balances$1,224,0002,516
Securities$404,060,000356
Federal funds sold & reverse repurchase agreements$7,500,0001,623
Net loans & leases$757,748,000535
Loan loss allowance$15,391,000343
Trading account assets$0148
Bank premises and fixed assets$27,091,000302
Other real estate owned$972,000367
Goodwill and other intangibles$24,625,000313
All other assets$62,653,000334
Life insurance assets$0333
Total liabilities and capital$1,315,577,000464
Total liabilities$1,176,135,000464
Total deposits$821,116,000549
Interest-bearing deposits$697,910,000548
Deposits held in domestic offices$821,116,000548
% insured0.00%1
Federal funds purchased & repurchase agreements$114,820,000273
Trading liabilities$065
Other borrowed funds$230,153,000284
Subordinated debt$0265
All other liabilities$10,046,000561
Total equity capital$139,442,000430
Total bank equity capital$139,442,000430
Perpetual preferred stock$0120
Common stock$12,114,000266
Surplus$85,178,000344
Undivided profits$42,150,000778
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$22,077,000170
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,667,00083
Income earned, not collected on loans$6,974,000392
Earning assets$1,170,532,000476
Long-term assets (5+ years)$298,827,000372
Average Assets, year-to-date$1,347,437,500454
Average Assets, quarterly$1,347,437,500454
Volatile liabilities$176,874,000767
Insider loans$9,373,000615
FHLB advances$229,428,000238
Loans and leases held for sale$2,159,000611
Unused loan commitments$219,928,000520
Tier 1 (core) risk-based capital$122,081,000449
Tier 2 risk-based capital$10,235,000500
Total risk weighted assets$811,858,000533
Total unused commitments$219,928,000520
Derivatives$95,000,000191
2004-12-31Rank
# of Employees:444358
Assets and Liabilities
Total Assets:$1,379,298,000451
Cash and due from depository institutions$28,276,000358
Interest-bearing balances$63,0005,576
Securities$403,013,000366
Federal funds sold & reverse repurchase agreements$56,533,000225
Net loans & leases$776,046,000528
Loan loss allowance$13,612,000382
Trading account assets$0153
Bank premises and fixed assets$26,817,000305
Other real estate owned$1,728,000358
Goodwill and other intangibles$24,732,000311
All other assets$62,153,000333
Life insurance assets$0334
Total liabilities and capital$1,379,298,000451
Total liabilities$1,236,994,000450
Total deposits$846,964,000536
Interest-bearing deposits$726,009,000531
Deposits held in domestic offices$846,964,000535
% insured0.00%1
Federal funds purchased & repurchase agreements$150,303,000234
Trading liabilities$066
Other borrowed funds$229,915,000292
Subordinated debt$0272
All other liabilities$9,812,000569
Total equity capital$142,304,000430
Total bank equity capital$142,304,000430
Perpetual preferred stock$0118
Common stock$12,114,000255
Surplus$85,178,000347
Undivided profits$45,012,000751
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,902,000163
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,779,00072
Income earned, not collected on loans$6,746,000400
Earning assets$1,235,655,000456
Long-term assets (5+ years)$317,757,000358
Average Assets, year-to-date$1,406,708,600424
Average Assets, quarterly$1,370,986,000448
Volatile liabilities$214,884,000625
Insider loans$9,091,000630
FHLB advances$228,854,000245
Loans and leases held for sale$2,389,000565
Unused loan commitments$221,624,000510
Tier 1 (core) risk-based capital$120,855,000451
Tier 2 risk-based capital$11,000,000481
Total risk weighted assets$873,440,000510
Total unused commitments$221,624,000510
Derivatives$95,000,000183
2004-09-30Rank
# of Employees:438360
Assets and Liabilities
Total Assets:$1,362,674,000452
Cash and due from depository institutions$26,934,000360
Interest-bearing balances$26,0006,142
Securities$422,879,000352
Federal funds sold & reverse repurchase agreements$3,247,0002,843
Net loans & leases$794,895,000512
Loan loss allowance$15,133,000347
Trading account assets$0149
Bank premises and fixed assets$26,255,000297
Other real estate owned$1,631,000360
Goodwill and other intangibles$24,669,000305
All other assets$62,164,000329
Life insurance assets$0330
Total liabilities and capital$1,362,674,000452
Total liabilities$1,217,431,000455
Total deposits$879,883,000509
Interest-bearing deposits$766,722,000491
Deposits held in domestic offices$879,883,000506
% insured0.00%1
Federal funds purchased & repurchase agreements$97,536,000297
Trading liabilities$068
Other borrowed funds$229,810,000298
Subordinated debt$0276
All other liabilities$10,202,000558
Total equity capital$145,243,000431
Total bank equity capital$145,243,000431
Perpetual preferred stock$0124
Common stock$12,114,000251
Surplus$85,178,000349
Undivided profits$47,951,000698
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$28,907,000153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,656,00075
Income earned, not collected on loans$7,155,000380
Earning assets$1,221,047,000464
Long-term assets (5+ years)$335,540,000347
Average Assets, year-to-date$1,413,561,250424
Average Assets, quarterly$1,389,919,000446
Volatile liabilities$171,737,000736
Insider loans$4,082,0001,434
FHLB advances$228,859,000245
Loans and leases held for sale$1,884,000627
Unused loan commitments$225,650,000494
Tier 1 (core) risk-based capital$122,088,000447
Tier 2 risk-based capital$11,240,000473
Total risk weighted assets$890,949,000493
Total unused commitments$225,650,000494
Derivatives$95,000,000193
2004-06-30Rank
# of Employees:455357
Assets and Liabilities
Total Assets:$1,417,164,000431
Cash and due from depository institutions$25,972,000357
Interest-bearing balances$40,0005,956
Securities$488,470,000325
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$787,701,000497
Loan loss allowance$15,236,000341
Trading account assets$0153
Bank premises and fixed assets$26,122,000297
Other real estate owned$3,407,000357
Goodwill and other intangibles$24,749,000294
All other assets$60,743,000338
Life insurance assets$0323
Total liabilities and capital$1,417,164,000431
Total liabilities$1,280,727,000437
Total deposits$886,519,000490
Interest-bearing deposits$777,759,000477
Deposits held in domestic offices$886,519,000487
% insured0.00%1
Federal funds purchased & repurchase agreements$145,012,000236
Trading liabilities$069
Other borrowed funds$239,874,000295
Subordinated debt$0288
All other liabilities$9,322,000559
Total equity capital$136,437,000433
Total bank equity capital$136,437,000433
Perpetual preferred stock$0126
Common stock$12,114,000247
Surplus$85,178,000340
Undivided profits$39,145,000809
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$36,309,000129
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,781,00076
Income earned, not collected on loans$7,159,000371
Earning assets$1,276,211,000440
Long-term assets (5+ years)$354,280,000341
Average Assets, year-to-date$1,430,523,670417
Average Assets, quarterly$1,416,119,000426
Volatile liabilities$218,443,000594
Insider loans$4,338,0001,327
FHLB advances$238,860,000244
Loans and leases held for sale$3,205,000468
Unused loan commitments$247,327,000457
Tier 1 (core) risk-based capital$120,342,000442
Tier 2 risk-based capital$11,281,000462
Total risk weighted assets$897,371,000474
Total unused commitments$247,327,000457
Derivatives$105,000,000180
2004-03-31Rank
# of Employees:432378
Assets and Liabilities
Total Assets:$1,415,074,000427
Cash and due from depository institutions$23,823,000378
Interest-bearing balances$25,0006,282
Securities$455,143,000336
Federal funds sold & reverse repurchase agreements$48,674,000290
Net loans & leases$770,395,000504
Loan loss allowance$14,023,000369
Trading account assets$0144
Bank premises and fixed assets$26,814,000290
Other real estate owned$3,879,000378
Goodwill and other intangibles$26,110,000273
All other assets$60,236,000337
Life insurance assets$0322
Total liabilities and capital$1,415,074,000427
Total liabilities$1,268,353,000433
Total deposits$911,880,000471
Interest-bearing deposits$799,619,000456
Deposits held in domestic offices$911,880,000469
% insured0.00%1
Federal funds purchased & repurchase agreements$101,206,000282
Trading liabilities$070
Other borrowed funds$243,084,000282
Subordinated debt$0287
All other liabilities$12,183,000527
Total equity capital$146,721,000420
Total bank equity capital$146,721,000420
Perpetual preferred stock$0129
Common stock$12,114,000241
Surplus$85,178,000333
Undivided profits$49,429,000675
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,363,000123
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,960,00073
Income earned, not collected on loans$7,242,000364
Earning assets$1,274,237,000434
Long-term assets (5+ years)$362,283,000329
Average Assets, year-to-date$1,437,203,500417
Average Assets, quarterly$1,437,203,500417
Volatile liabilities$174,136,000680
Insider loans$2,927,0001,928
FHLB advances$242,584,000230
Loans and leases held for sale$2,791,000585
Unused loan commitments$259,472,000443
Tier 1 (core) risk-based capital$118,554,000443
Tier 2 risk-based capital$11,264,000457
Total risk weighted assets$892,487,000473
Total unused commitments$259,472,000443
Derivatives$105,000,000184
2003-12-31Rank
# of Employees:429386
Assets and Liabilities
Total Assets:$1,459,333,000422
Cash and due from depository institutions$42,076,000386
Interest-bearing balances$33,0006,125
Securities$489,909,000323
Federal funds sold & reverse repurchase agreements$4,671,0002,414
Net loans & leases$800,270,000467
Loan loss allowance$13,716,000382
Trading account assets$0168
Bank premises and fixed assets$27,279,000293
Other real estate owned$8,757,000386
Goodwill and other intangibles$25,076,000284
All other assets$61,295,000339
Life insurance assets$01
Total liabilities and capital$1,459,333,000422
Total liabilities$1,317,948,000421
Total deposits$928,605,000465
Interest-bearing deposits$814,254,000453
Deposits held in domestic offices$928,605,000464
% insured0.00%1
Federal funds purchased & repurchase agreements$134,062,000250
Trading liabilities$072
Other borrowed funds$243,760,000283
Subordinated debt$0293
All other liabilities$11,521,000524
Total equity capital$141,385,000432
Total bank equity capital$141,385,000432
Perpetual preferred stock$0131
Common stock$12,114,000237
Surplus$85,178,000341
Undivided profits$44,093,000727
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$37,121,000136
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,926,00066
Income earned, not collected on loans$8,122,000341
Earning assets$1,294,883,000426
Long-term assets (5+ years)$355,655,000335
Average Assets, year-to-date$1,485,019,800401
Average Assets, quarterly$1,475,912,500417
Volatile liabilities$240,889,000544
Insider loans$5,330,0001,037
FHLB advances$242,584,000229
Loans and leases held for sale$4,616,000400
Unused loan commitments$336,559,000354
Tier 1 (core) risk-based capital$119,041,000444
Tier 2 risk-based capital$11,687,000447
Total risk weighted assets$929,609,000450
Total unused commitments$336,559,000354
Derivatives$105,000,000172
2003-09-30Rank
# of Employees:439390
Assets and Liabilities
Total Assets:$1,492,492,000425
Cash and due from depository institutions$28,000,000390
Interest-bearing balances$30,0006,221
Securities$520,426,000301
Federal funds sold & reverse repurchase agreements$4,325,0002,902
Net loans & leases$817,584,000463
Loan loss allowance$18,091,000323
Trading account assets$0165
Bank premises and fixed assets$27,651,000298
Other real estate owned$7,760,000390
Goodwill and other intangibles$25,164,000290
All other assets$61,582,000342
Life insurance assets$01
Total liabilities and capital$1,492,492,000425
Total liabilities$1,352,489,000419
Total deposits$927,522,000474
Interest-bearing deposits$823,405,000459
Deposits held in domestic offices$927,522,000473
% insured0.00%1
Federal funds purchased & repurchase agreements$126,132,000264
Trading liabilities$072
Other borrowed funds$286,096,000242
Subordinated debt$0293
All other liabilities$12,739,000524
Total equity capital$140,003,000446
Total bank equity capital$140,003,000446
Perpetual preferred stock$0137
Common stock$12,114,000238
Surplus$85,178,000349
Undivided profits$42,711,000752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$40,393,000139
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,420,000159
Income earned, not collected on loans$8,946,000322
Earning assets$1,342,365,000425
Long-term assets (5+ years)$387,027,000305
Average Assets, year-to-date$1,491,441,500408
Average Assets, quarterly$1,525,617,500409
Volatile liabilities$304,019,000463
Insider loans$5,334,0001,006
FHLB advances$285,090,000194
Loans and leases held for sale$14,862,000270
Unused loan commitments$318,909,000375
Tier 1 (core) risk-based capital$119,698,000449
Tier 2 risk-based capital$11,870,000441
Total risk weighted assets$936,726,000446
Total unused commitments$318,909,000375
Derivatives$105,000,000183
2003-06-30Rank
# of Employees:441388
Assets and Liabilities
Total Assets:$1,558,743,000400
Cash and due from depository institutions$43,368,000388
Interest-bearing balances$469,0003,998
Securities$588,646,000275
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$804,175,000462
Loan loss allowance$18,226,000313
Trading account assets$0170
Bank premises and fixed assets$27,642,000291
Other real estate owned$7,948,000388
Goodwill and other intangibles$25,268,000274
All other assets$61,696,000340
Life insurance assets$01
Total liabilities and capital$1,558,743,000400
Total liabilities$1,410,453,000395
Total deposits$963,602,000456
Interest-bearing deposits$841,493,000448
Deposits held in domestic offices$963,602,000455
% insured0.00%1
Federal funds purchased & repurchase agreements$145,830,000241
Trading liabilities$074
Other borrowed funds$285,778,000240
Subordinated debt$0266
All other liabilities$15,243,000495
Total equity capital$148,290,000411
Total bank equity capital$148,290,000411
Perpetual preferred stock$0140
Common stock$12,114,000235
Surplus$85,178,000338
Undivided profits$50,998,000641
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$44,265,000131
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,198,000184
Income earned, not collected on loans$9,909,000295
Earning assets$1,393,290,000408
Long-term assets (5+ years)$398,691,000287
Average Assets, year-to-date$1,491,091,330409
Average Assets, quarterly$1,493,591,000412
Volatile liabilities$329,932,000434
Insider loans$4,826,0001,105
FHLB advances$285,090,000192
Loans and leases held for sale$8,983,000500
Unused loan commitments$288,593,000409
Tier 1 (core) risk-based capital$121,157,000433
Tier 2 risk-based capital$12,236,000411
Total risk weighted assets$963,896,000425
Total unused commitments$288,593,000409
Derivatives$55,000,000243
2003-03-31Rank
# of Employees:416399
Assets and Liabilities
Total Assets:$1,428,439,000427
Cash and due from depository institutions$33,613,000399
Interest-bearing balances$400,0004,036
Securities$436,998,000341
Federal funds sold & reverse repurchase agreements$13,083,0001,260
Net loans & leases$828,761,000433
Loan loss allowance$24,145,000273
Trading account assets$0169
Bank premises and fixed assets$27,668,000294
Other real estate owned$6,921,000399
Goodwill and other intangibles$25,340,000265
All other assets$56,055,000359
Life insurance assets$01
Total liabilities and capital$1,428,439,000427
Total liabilities$1,284,496,000430
Total deposits$954,896,000458
Interest-bearing deposits$842,562,000446
Deposits held in domestic offices$954,896,000457
% insured0.00%1
Federal funds purchased & repurchase agreements$129,104,000260
Trading liabilities$079
Other borrowed funds$185,913,000318
Subordinated debt$0265
All other liabilities$14,583,000512
Total equity capital$143,943,000411
Total bank equity capital$143,943,000411
Perpetual preferred stock$0141
Common stock$12,114,000233
Surplus$85,178,000335
Undivided profits$46,651,000678
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$46,824,000132
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,065,000202
Income earned, not collected on loans$8,616,000347
Earning assets$1,279,242,000429
Long-term assets (5+ years)$333,722,000332
Average Assets, year-to-date$1,457,265,500418
Average Assets, quarterly$1,457,265,500418
Volatile liabilities$273,754,000491
Insider loans$4,392,0001,189
FHLB advances$185,089,000262
Loans and leases held for sale$25,892,000222
Unused loan commitments$279,571,000411
Tier 1 (core) risk-based capital$115,516,000443
Tier 2 risk-based capital$12,220,000407
Total risk weighted assets$958,769,000424
Total unused commitments$279,571,000411
Derivatives$55,000,000233
2002-12-31Rank
# of Employees:417402
Assets and Liabilities
Total Assets:$1,486,092,000410
Cash and due from depository institutions$43,086,000402
Interest-bearing balances$3,474,0001,791
Securities$381,200,000365
Federal funds sold & reverse repurchase agreements$42,839,000337
Net loans & leases$902,728,000412
Loan loss allowance$21,382,000290
Trading account assets$0170
Bank premises and fixed assets$27,804,000287
Other real estate owned$6,172,000402
Goodwill and other intangibles$23,997,000265
All other assets$58,266,000345
Life insurance assets$01
Total liabilities and capital$1,486,092,000410
Total liabilities$1,341,214,000413
Total deposits$974,678,000446
Interest-bearing deposits$858,887,000435
Deposits held in domestic offices$974,678,000445
% insured0.00%1
Federal funds purchased & repurchase agreements$165,235,000217
Trading liabilities$075
Other borrowed funds$186,079,000321
Subordinated debt$0258
All other liabilities$15,222,000478
Total equity capital$144,878,000400
Total bank equity capital$144,878,000400
Perpetual preferred stock$0142
Common stock$12,114,000230
Surplus$85,178,000325
Undivided profits$47,586,000659
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$46,196,000134
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,002,000198
Income earned, not collected on loans$9,583,000316
Earning assets$1,330,241,000412
Long-term assets (5+ years)$302,321,000348
Average Assets, year-to-date$1,471,471,800398
Average Assets, quarterly$1,487,227,500408
Volatile liabilities$326,100,000423
Insider loans$2,394,0002,170
FHLB advances$185,089,000263
Loans and leases held for sale$21,424,000278
Unused loan commitments$317,421,000366
Tier 1 (core) risk-based capital$118,910,000425
Tier 2 risk-based capital$12,640,000400
Total risk weighted assets$1,002,437,000407
Total unused commitments$317,421,000367
Derivatives$55,000,000215
2001-12-31Rank
# of Employees:391420
Assets and Liabilities
Total Assets:$1,277,875,000446
Cash and due from depository institutions$42,026,000420
Interest-bearing balances$377,0003,943
Securities$283,409,000434
Federal funds sold & reverse repurchase agreements$17,096,000830
Net loans & leases$870,128,000427
Loan loss allowance$11,001,000436
Trading account assets$0182
Bank premises and fixed assets$17,311,000429
Other real estate owned$1,482,000420
Goodwill and other intangibles$2,262,000988
All other assets$44,161,000405
Life insurance assets$01
Total liabilities and capital$1,277,875,000446
Total liabilities$1,169,307,000444
Total deposits$849,563,000479
Interest-bearing deposits$745,188,000463
Deposits held in domestic offices$849,563,000476
% insured0.00%1
Federal funds purchased & repurchase agreements$182,685,000222
Trading liabilities$069
Other borrowed funds$130,833,000407
Subordinated debt$0241
All other liabilities$6,226,000854
Total equity capital$108,568,000481
Total bank equity capital$108,568,000481
Perpetual preferred stock$0158
Common stock$12,114,000227
Surplus$40,371,000560
Undivided profits$56,083,000497
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,652,000228
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$9,512,000339
Earning assets$1,171,010,000444
Long-term assets (5+ years)$151,092,000657
Average Assets, year-to-date$1,243,920,400440
Average Assets, quarterly$1,266,315,000445
Volatile liabilities$286,623,000457
Insider loans$3,152,0001,585
FHLB advances$130,095,000332
Loans and leases held for sale$01,749
Unused loan commitments$283,870,000376
Tier 1 (core) risk-based capital$103,295,000454
Tier 2 risk-based capital$11,001,000424
Total risk weighted assets$938,102,000420
Total unused commitments$283,870,000378
Derivatives$0450
2000-12-31Rank
# of Employees:407399
Assets and Liabilities
Total Assets:$1,217,996,000451
Cash and due from depository institutions$34,503,000399
Interest-bearing balances$289,0003,554
Securities$217,179,000547
Federal funds sold & reverse repurchase agreements$5,200,0002,270
Net loans & leases$905,406,000414
Loan loss allowance$9,917,000469
Trading account assets$0175
Bank premises and fixed assets$16,042,000466
Other real estate owned$323,000399
Goodwill and other intangibles$2,414,000947
All other assets$36,929,000395
Life insurance assets$01
Total liabilities and capital$1,217,996,000451
Total liabilities$1,115,119,000445
Total deposits$818,674,000491
Interest-bearing deposits$720,110,000475
Deposits held in domestic offices$818,674,000487
% insured0.00%1
Federal funds purchased & repurchase agreements$158,370,000245
Trading liabilities$077
Other borrowed funds$131,038,000390
Subordinated debt$0239
All other liabilities$7,037,000780
Total equity capital$102,877,000486
Total bank equity capital$102,877,000486
Perpetual preferred stock$0178
Common stock$12,114,000247
Surplus$40,234,000528
Undivided profits$50,529,000535
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,048,000287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$9,267,000310
Earning assets$1,128,074,000445
Long-term assets (5+ years)$108,459,000841
Average Assets, year-to-date$1,143,198,800460
Average Assets, quarterly$1,193,187,500458
Volatile liabilities$278,076,000483
Insider loans$4,443,0001,087
FHLB advances$0771
Loans and leases held for sale$3,652,000386
Unused loan commitments$206,534,000453
Tier 1 (core) risk-based capital$99,611,100462
Tier 2 risk-based capital$9,917,000452
Total risk weighted assets$940,791,800418
Total unused commitments$206,534,000454
Derivatives$0481
1999-12-31Rank
# of Employees:379462
Assets and Liabilities
Total Assets:$1,080,155,000511
Cash and due from depository institutions$40,282,000462
Interest-bearing balances$184,0004,152
Securities$213,571,000575
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$796,747,000454
Loan loss allowance$9,146,000512
Trading account assets$0165
Bank premises and fixed assets$13,630,000560
Other real estate owned$120,000462
Goodwill and other intangibles$2,928,000870
All other assets$12,877,000815
Life insurance assets$01
Total liabilities and capital$1,080,155,000511
Total liabilities$1,006,331,000502
Total deposits$755,951,000522
Interest-bearing deposits$658,257,000523
Deposits held in domestic offices$755,951,000519
% insured0.00%1
Federal funds purchased & repurchase agreements$172,224,000254
Trading liabilities$065
Other borrowed funds$71,383,000596
Subordinated debt$0242
All other liabilities$6,773,000770
Total equity capital$73,824,000638
Total bank equity capital$73,824,000638
Perpetual preferred stock$0193
Common stock$12,114,000278
Surplus$20,234,000923
Undivided profits$41,476,000612
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,136,000510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$6,716,000361
Earning assets$1,010,502,000499
Long-term assets (5+ years)$113,004,000868
Average Assets, year-to-date$1,003,724,000523
Average Assets, quarterly$1,038,809,500524
Volatile liabilities$296,392,000464
Insider loans$2,838,0001,653
FHLB advances$0802
Loans and leases held for sale$5,921,000302
Unused loan commitments$178,799,000501
Tier 1 (core) risk-based capital$73,848,300610
Tier 2 risk-based capital$9,146,000485
Total risk weighted assets$812,328,300460
Total unused commitments$178,799,000501
Derivatives$0488
1998-12-31Rank
# of Employees:360495
Assets and Liabilities
Total Assets:$982,434,000546
Cash and due from depository institutions$33,678,000495
Interest-bearing balances$943,0002,931
Securities$224,808,000556
Federal funds sold & reverse repurchase agreements$7,850,0002,197
Net loans & leases$688,041,000487
Loan loss allowance$8,079,000554
Trading account assets$0197
Bank premises and fixed assets$13,268,000548
Other real estate owned$267,000495
Goodwill and other intangibles$3,346,000755
All other assets$11,176,000804
Life insurance assets$01
Total liabilities and capital$982,434,000546
Total liabilities$910,022,000535
Total deposits$762,051,000511
Interest-bearing deposits$669,105,000490
Deposits held in domestic offices$762,051,000507
% insured0.00%1
Federal funds purchased & repurchase agreements$136,086,000262
Trading liabilities$069
Other borrowed funds$4,153,0002,495
Subordinated debt$0255
All other liabilities$7,732,000743
Total equity capital$72,412,000661
Total bank equity capital$72,412,000661
Perpetual preferred stock$0199
Common stock$9,396,000370
Surplus$22,952,000783
Undivided profits$40,064,000638
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,175,000653
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$6,635,000357
Earning assets$921,642,000533
Long-term assets (5+ years)$110,828,000816
Average Assets, year-to-date$926,816,600550
Average Assets, quarterly$950,978,000547
Volatile liabilities$227,585,000498
Insider loans$6,498,000631
FHLB advances$0740
Loans and leases held for sale$15,339,000278
Unused loan commitments$147,525,000530
Tier 1 (core) risk-based capital$66,646,100654
Tier 2 risk-based capital$8,079,000533
Total risk weighted assets$705,462,800493
Total unused commitments$147,525,000533
Derivatives$0527
1997-12-31Rank
# of Employees:246718
Assets and Liabilities
Total Assets:$659,330,000740
Cash and due from depository institutions$22,076,000718
Interest-bearing balances$396,0003,342
Securities$185,808,000649
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$435,352,000711
Loan loss allowance$5,461,000771
Trading account assets$0203
Bank premises and fixed assets$8,183,000903
Other real estate owned$326,000718
Goodwill and other intangibles$237,0002,184
All other assets$7,348,0001,092
Life insurance assets$01
Total liabilities and capital$659,330,000740
Total liabilities$617,483,000713
Total deposits$477,106,000782
Interest-bearing deposits$417,894,000769
Deposits held in domestic offices$477,106,000775
% insured0.00%1
Federal funds purchased & repurchase agreements$131,481,000286
Trading liabilities$080
Other borrowed funds$3,995,0002,210
Subordinated debt$0260
All other liabilities$4,901,0001,022
Total equity capital$41,847,0001,081
Total bank equity capital$41,847,0001,081
Perpetual preferred stock$0223
Common stock$8,150,000425
Surplus$10,734,0001,456
Undivided profits$22,963,0001,137
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,779,0001,492
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$57,0001,189
Income earned, not collected on loans$3,551,000624
Earning assets$621,556,000722
Long-term assets (5+ years)$71,313,0001,019
Average Assets, year-to-date$599,698,600766
Average Assets, quarterly$635,861,000750
Volatile liabilities$166,882,000604
Insider loans$2,797,0001,522
FHLB advances$0780
Loans and leases held for sale$14,188,000193
Unused loan commitments$108,737,000611
Tier 1 (core) risk-based capital$40,471,3001,046
Tier 2 risk-based capital$5,461,000677
Total risk weighted assets$451,937,900697
Total unused commitments$108,737,000615
Derivatives$0533
1996-12-31Rank
# of Employees:256730
Assets and Liabilities
Total Assets:$554,822,000883
Cash and due from depository institutions$23,077,000730
Interest-bearing balances$1,288,0002,097
Securities$130,448,000941
Federal funds sold & reverse repurchase agreements$400,0007,632
Net loans & leases$385,085,000812
Loan loss allowance$5,055,000867
Trading account assets$0240
Bank premises and fixed assets$6,988,0001,110
Other real estate owned$283,000730
Goodwill and other intangibles$116,0002,432
All other assets$8,425,0001,044
Life insurance assets$01
Total liabilities and capital$554,822,000883
Total liabilities$518,373,000867
Total deposits$433,353,000905
Interest-bearing deposits$371,484,000916
Deposits held in domestic offices$433,353,000898
% insured0.00%1
Federal funds purchased & repurchase agreements$73,278,000430
Trading liabilities$097
Other borrowed funds$3,567,0002,160
Subordinated debt$0298
All other liabilities$8,175,000699
Total equity capital$36,449,0001,237
Total bank equity capital$36,449,0001,237
Perpetual preferred stock$0250
Common stock$8,150,000455
Surplus$8,150,0001,929
Undivided profits$20,149,0001,286
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,627,0001,804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$3,227,000700
Earning assets$517,221,000875
Long-term assets (5+ years)$92,986,000766
Average Assets, year-to-date$526,193,000898
Average Assets, quarterly$555,096,000877
Volatile liabilities$98,574,000882
Insider loans$3,116,0001,382
FHLB advances$0882
Loans and leases held for sale$7,991,000256
Unused loan commitments$88,884,000710
Tier 1 (core) risk-based capital$36,096,0001,182
Tier 2 risk-based capital$4,879,890750
Total risk weighted assets$390,215,690800
Total unused commitments$88,884,000716
Derivatives$0549
1995-12-31Rank
# of Employees:241802
Assets and Liabilities
Total Assets:$503,363,000984
Cash and due from depository institutions$33,824,000802
Interest-bearing balances$2,377,0001,631
Securities$116,462,0001,075
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$338,497,000908
Loan loss allowance$4,432,000995
Trading account assets$0261
Bank premises and fixed assets$6,580,0001,140
Other real estate owned$443,000802
Goodwill and other intangibles$03,181
All other assets$7,557,0001,181
Life insurance assets$01
Total liabilities and capital$503,363,000984
Total liabilities$469,106,000959
Total deposits$402,653,000988
Interest-bearing deposits$340,706,0001,024
Deposits held in domestic offices$402,653,000978
% insured0.00%1
Federal funds purchased & repurchase agreements$59,128,000493
Trading liabilities$0110
Other borrowed funds$3,220,0001,978
Subordinated debt$0337
All other liabilities$4,105,0001,199
Total equity capital$34,257,0001,326
Total bank equity capital$34,257,0001,326
Perpetual preferred stock$0288
Common stock$8,150,000469
Surplus$8,150,0001,905
Undivided profits$17,957,0001,478
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,274,0002,156
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,176,000730
Earning assets$457,336,000995
Long-term assets (5+ years)$75,682,000855
Average Assets, year-to-date$460,895,0001,028
Average Assets, quarterly$486,807,0001,007
Volatile liabilities$81,782,000929
Insider loans$3,326,0001,310
FHLB advances$0855
Loans and leases held for sale$305,0001,173
Unused loan commitments$80,306,000781
Tier 1 (core) risk-based capital$33,439,0001,293
Tier 2 risk-based capital$4,432,000812
Total risk weighted assets$356,613,400867
Total unused commitments$80,306,000785
Derivatives$0628
1994-12-31Rank
# of Employees:238830
Assets and Liabilities
Total Assets:$426,084,0001,118
Cash and due from depository institutions$19,133,000830
Interest-bearing balances$2,378,0001,386
Securities$112,845,0001,156
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$278,837,0001,032
Loan loss allowance$3,415,0001,240
Trading account assets$0286
Bank premises and fixed assets$6,962,0001,046
Other real estate owned$106,000830
Goodwill and other intangibles$03,133
All other assets$8,201,0001,130
Life insurance assets$01
Total liabilities and capital$426,084,0001,118
Total liabilities$396,520,0001,099
Total deposits$344,026,0001,120
Interest-bearing deposits$291,884,0001,134
Deposits held in domestic offices$344,026,0001,110
% insured0.00%1
Federal funds purchased & repurchase agreements$45,703,000585
Trading liabilities$087
Other borrowed funds$3,627,0002,010
Subordinated debt$0372
All other liabilities$3,164,0001,263
Total equity capital$29,564,0001,385
Total bank equity capital$29,564,0001,385
Perpetual preferred stock$0310
Common stock$8,150,000466
Surplus$8,150,0001,840
Undivided profits$13,264,0001,772
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,417,0001,343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,904,000711
Earning assets$394,060,0001,109
Long-term assets (5+ years)$51,341,0001,147
Average Assets, year-to-date$419,499,8001,095
Average Assets, quarterly$424,111,5001,113
Volatile liabilities$61,768,0001,096
Insider loans$4,103,0001,019
FHLB advances$0993
Loans and leases held for sale$1,519,000528
Unused loan commitments$72,516,000780
Tier 1 (core) risk-based capital$31,099,0001,320
Tier 2 risk-based capital$3,415,000990
Total risk weighted assets$286,507,8001,012
Total unused commitments$72,516,000788
Derivatives$0687
1993-12-31Rank
# of Employees:246844
Assets and Liabilities
Total Assets:$417,201,0001,147
Cash and due from depository institutions$20,965,000844
Interest-bearing balances$4,258,0001,403
Securities$112,590,0001,227
Federal funds sold & reverse repurchase agreements$8,700,0001,590
Net loans & leases$261,898,0001,075
Loan loss allowance$3,707,0001,235
Trading account assets$0330
Bank premises and fixed assets$6,684,0001,082
Other real estate owned$369,000844
Goodwill and other intangibles$03,091
All other assets$5,995,0001,368
Life insurance assets$01
Total liabilities and capital$417,201,0001,147
Total liabilities$386,856,0001,140
Total deposits$349,157,0001,134
Interest-bearing deposits$295,532,0001,165
Deposits held in domestic offices$349,157,0001,123
% insured0.00%1
Federal funds purchased & repurchase agreements$33,583,000584
Trading liabilities$01
Other borrowed funds$787,0002,972
Subordinated debt$0413
All other liabilities$3,329,0001,248
Total equity capital$30,345,0001,354
Total bank equity capital$30,345,0001,354
Perpetual preferred stock$0343
Common stock$8,150,000465
Surplus$8,150,0001,761
Undivided profits$14,045,0001,699
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,274,0002,660
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$600,000209
Income earned, not collected on loans$2,657,000693
Earning assets$387,446,0001,141
Long-term assets (5+ years)$40,738,0001,447
Average Assets, year-to-date$403,194,0001,151
Average Assets, quarterly$407,404,5001,165
Volatile liabilities$52,720,0001,148
Insider loans$8,704,000483
FHLB advances$0821
Loans and leases held for sale$737,0001,117
Unused loan commitments$61,067,000858
Tier 1 (core) risk-based capital$28,943,0001,379
Tier 2 risk-based capital$3,341,4901,008
Total risk weighted assets$266,953,2901,064
Total unused commitments$61,067,000876
Derivatives$0714
1992-12-31Rank
# of Employees:246853
Assets and Liabilities
Total Assets:$405,086,0001,201
Cash and due from depository institutions$18,747,000853
Interest-bearing balances$1,387,0003,273
Securities$96,321,0001,404
Federal funds sold & reverse repurchase agreements$19,175,000896
Net loans & leases$256,428,0001,120
Loan loss allowance$3,665,0001,303
Trading account assets$0344
Bank premises and fixed assets$6,676,0001,082
Other real estate owned$1,532,000853
Goodwill and other intangibles$03,106
All other assets$6,207,0001,396
Life insurance assets$01
Total liabilities and capital$405,086,0001,201
Total liabilities$377,214,0001,197
Total deposits$335,751,0001,237
Interest-bearing deposits$284,628,0001,296
Deposits held in domestic offices$335,751,0001,228
% insured0.00%1
Federal funds purchased & repurchase agreements$35,839,000502
Trading liabilities$01
Other borrowed funds$2,708,0001,743
Subordinated debt$0482
All other liabilities$2,916,0001,406
Total equity capital$27,872,0001,393
Total bank equity capital$27,872,0001,393
Perpetual preferred stock$0346
Common stock$8,150,000465
Surplus$8,150,0001,701
Undivided profits$11,572,0001,896
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,610,0001,863
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,366,000834
Earning assets$373,311,0001,200
Long-term assets (5+ years)$52,834,0001,119
Average Assets, year-to-date$394,439,4001,229
Average Assets, quarterly$392,742,0001,246
Volatile liabilities$57,128,0001,083
Insider loans$3,697,000138
FHLB advances$0832
Loans and leases held for sale$7,872,000265
Unused loan commitments$54,317,000910
Tier 1 (core) risk-based capital$27,872,0001,356
Tier 2 risk-based capital$3,248,5101,055
Total risk weighted assets$259,464,5101,130
Total unused commitments$54,317,000927
Derivatives$0651