Home > First National Bank, Torrington > Assets and Liabilities
First National Bank, Torrington, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $154,798,000 | 3,545 |
| Cash and due from depository institutions | $3,468,000 | 3,791 |
| Interest-bearing balances | $100,000 | 4,987 |
| Securities | $17,057,000 | 5,095 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,138 |
| Net loans & leases | $124,116,000 | 3,027 |
| Loan loss allowance | $2,282,000 | 2,090 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,284,000 | 4,007 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,273,000 | 2,638 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $154,798,000 | 3,545 |
| Total liabilities | $141,032,000 | 3,494 |
| Total deposits | $126,825,000 | 3,517 |
| Interest-bearing deposits | $109,757,000 | 3,435 |
| Deposits held in domestic offices | $126,825,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,157,000 | 2,294 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,585,000 | 2,423 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $465,000 | 5,053 |
| Total equity capital | $13,766,000 | 4,005 |
| Total bank equity capital | $13,766,000 | 4,005 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $8,571,000 | 2,449 |
| Undivided profits | $5,095,000 | 4,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,227,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,823,000 | 1,017 |
| Earning assets | $143,873,000 | 3,491 |
| Long-term assets (5+ years) | $11,461,000 | 4,434 |
| Average Assets, year-to-date | $158,678,330 | 3,409 |
| Average Assets, quarterly | $158,250,000 | 3,440 |
| Volatile liabilities | $38,331,000 | 2,767 |
| Insider loans | $136,000 | 6,979 |
| FHLB advances | $11,585,000 | 2,303 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,413,000 | 2,480 |
| Tier 1 (core) risk-based capital | $13,765,000 | 3,900 |
| Tier 2 risk-based capital | $1,621,000 | 2,621 |
| Total risk weighted assets | $129,020,000 | 3,052 |
| Total unused commitments | $29,413,000 | 2,481 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 34 | 4,508 |
| Assets and Liabilities | ||
| Total Assets: | $161,702,000 | 3,397 |
| Cash and due from depository institutions | $4,262,000 | 4,508 |
| Interest-bearing balances | $4,162,000 | 1,253 |
| Securities | $14,708,000 | 5,533 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,822 |
| Net loans & leases | $128,971,000 | 2,869 |
| Loan loss allowance | $2,013,000 | 2,305 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,329,000 | 3,944 |
| Other real estate owned | $68,000 | 4,508 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,664,000 | 2,860 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $161,702,000 | 3,397 |
| Total liabilities | $148,347,000 | 3,353 |
| Total deposits | $132,546,000 | 3,396 |
| Interest-bearing deposits | $118,424,000 | 3,235 |
| Deposits held in domestic offices | $132,546,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,713,000 | 2,291 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,681,000 | 2,136 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $407,000 | 5,272 |
| Total equity capital | $13,355,000 | 4,021 |
| Total bank equity capital | $13,355,000 | 4,021 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $7,971,000 | 2,537 |
| Undivided profits | $5,284,000 | 4,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 2,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,420,000 | 1,158 |
| Earning assets | $154,541,000 | 3,286 |
| Long-term assets (5+ years) | $12,441,000 | 4,340 |
| Average Assets, year-to-date | $160,618,500 | 3,398 |
| Average Assets, quarterly | $160,618,500 | 3,398 |
| Volatile liabilities | $41,985,000 | 2,506 |
| Insider loans | $585,000 | 5,131 |
| FHLB advances | $13,681,000 | 2,029 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $38,492,000 | 2,029 |
| Tier 1 (core) risk-based capital | $13,426,000 | 3,931 |
| Tier 2 risk-based capital | $1,672,000 | 2,543 |
| Total risk weighted assets | $133,386,000 | 2,925 |
| Total unused commitments | $38,492,000 | 2,033 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $159,535,000 | 3,426 |
| Cash and due from depository institutions | $2,774,000 | 4,100 |
| Interest-bearing balances | $100,000 | 5,072 |
| Securities | $14,270,000 | 5,635 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,751 |
| Net loans & leases | $131,666,000 | 2,816 |
| Loan loss allowance | $1,600,000 | 2,784 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,180,000 | 4,093 |
| Other real estate owned | $67,000 | 4,100 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,778,000 | 2,764 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $159,535,000 | 3,426 |
| Total liabilities | $147,443,000 | 3,361 |
| Total deposits | $131,271,000 | 3,413 |
| Interest-bearing deposits | $116,886,000 | 3,227 |
| Deposits held in domestic offices | $131,271,000 | 3,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,058,000 | 2,252 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,777,000 | 2,164 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $337,000 | 5,707 |
| Total equity capital | $12,092,000 | 4,345 |
| Total bank equity capital | $12,092,000 | 4,345 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $6,671,000 | 2,897 |
| Undivided profits | $5,321,000 | 4,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,307,000 | 1,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,542,000 | 1,072 |
| Earning assets | $149,836,000 | 3,365 |
| Long-term assets (5+ years) | $13,928,000 | 4,214 |
| Average Assets, year-to-date | $149,418,400 | 3,495 |
| Average Assets, quarterly | $155,961,000 | 3,454 |
| Volatile liabilities | $43,439,000 | 2,380 |
| Insider loans | $508,000 | 5,419 |
| FHLB advances | $13,777,000 | 2,051 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $37,404,000 | 1,990 |
| Tier 1 (core) risk-based capital | $12,029,000 | 4,248 |
| Tier 2 risk-based capital | $1,600,000 | 2,624 |
| Total risk weighted assets | $135,739,000 | 2,844 |
| Total unused commitments | $37,404,000 | 1,991 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $152,387,000 | 3,529 |
| Cash and due from depository institutions | $3,077,000 | 4,156 |
| Interest-bearing balances | $298,000 | 4,062 |
| Securities | $11,932,000 | 6,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $130,842,000 | 2,793 |
| Loan loss allowance | $1,871,000 | 2,435 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,896,000 | 4,378 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,640,000 | 2,767 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $152,387,000 | 3,529 |
| Total liabilities | $140,602,000 | 3,441 |
| Total deposits | $123,724,000 | 3,526 |
| Interest-bearing deposits | $112,552,000 | 3,297 |
| Deposits held in domestic offices | $123,724,000 | 3,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,559,000 | 1,895 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,873,000 | 2,251 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $446,000 | 5,215 |
| Total equity capital | $11,785,000 | 4,433 |
| Total bank equity capital | $11,785,000 | 4,433 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $6,671,000 | 2,856 |
| Undivided profits | $5,014,000 | 4,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,566,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,735,000 | 1,007 |
| Earning assets | $143,072,000 | 3,456 |
| Long-term assets (5+ years) | $15,293,000 | 4,097 |
| Average Assets, year-to-date | $146,889,250 | 3,547 |
| Average Assets, quarterly | $152,246,000 | 3,492 |
| Volatile liabilities | $46,480,000 | 2,232 |
| Insider loans | $554,000 | 5,254 |
| FHLB advances | $12,873,000 | 2,124 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $50,559,000 | 1,558 |
| Tier 1 (core) risk-based capital | $11,677,000 | 4,322 |
| Tier 2 risk-based capital | $1,632,000 | 2,548 |
| Total risk weighted assets | $130,353,000 | 2,911 |
| Total unused commitments | $50,559,000 | 1,559 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $152,105,000 | 3,505 |
| Cash and due from depository institutions | $4,305,000 | 4,186 |
| Interest-bearing balances | $298,000 | 4,108 |
| Securities | $11,308,000 | 6,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $130,583,000 | 2,762 |
| Loan loss allowance | $1,719,000 | 2,616 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,861,000 | 4,407 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,048,000 | 3,046 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $152,105,000 | 3,505 |
| Total liabilities | $140,904,000 | 3,420 |
| Total deposits | $118,486,000 | 3,658 |
| Interest-bearing deposits | $107,050,000 | 3,446 |
| Deposits held in domestic offices | $118,486,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,130,000 | 1,374 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,969,000 | 2,057 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $319,000 | 5,684 |
| Total equity capital | $11,201,000 | 4,462 |
| Total bank equity capital | $11,201,000 | 4,462 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $6,671,000 | 2,819 |
| Undivided profits | $4,430,000 | 4,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,555,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,145,000 | 1,249 |
| Earning assets | $142,189,000 | 3,452 |
| Long-term assets (5+ years) | $14,778,000 | 4,276 |
| Average Assets, year-to-date | $145,056,670 | 3,598 |
| Average Assets, quarterly | $147,696,000 | 3,568 |
| Volatile liabilities | $49,190,000 | 2,074 |
| Insider loans | $920,000 | 4,257 |
| FHLB advances | $14,969,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,009,000 | 1,855 |
| Tier 1 (core) risk-based capital | $11,218,000 | 4,390 |
| Tier 2 risk-based capital | $1,635,000 | 2,521 |
| Total risk weighted assets | $130,681,000 | 2,860 |
| Total unused commitments | $40,009,000 | 1,860 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $143,287,000 | 3,671 |
| Cash and due from depository institutions | $4,819,000 | 4,210 |
| Interest-bearing balances | $298,000 | 4,274 |
| Securities | $11,847,000 | 6,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $120,996,000 | 2,879 |
| Loan loss allowance | $1,600,000 | 2,763 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,917,000 | 4,307 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,708,000 | 3,088 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $143,287,000 | 3,671 |
| Total liabilities | $132,318,000 | 3,595 |
| Total deposits | $115,585,000 | 3,723 |
| Interest-bearing deposits | $102,681,000 | 3,582 |
| Deposits held in domestic offices | $115,585,000 | 3,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,047,000 | 1,648 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,065,000 | 2,173 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $621,000 | 4,348 |
| Total equity capital | $10,969,000 | 4,628 |
| Total bank equity capital | $10,969,000 | 4,628 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $6,671,000 | 2,780 |
| Undivided profits | $4,198,000 | 5,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 5,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,906,000 | 1,414 |
| Earning assets | $133,141,000 | 3,639 |
| Long-term assets (5+ years) | $12,454,000 | 4,561 |
| Average Assets, year-to-date | $141,532,500 | 3,688 |
| Average Assets, quarterly | $141,532,500 | 3,688 |
| Volatile liabilities | $36,762,000 | 2,525 |
| Insider loans | $269,000 | 6,394 |
| FHLB advances | $12,065,000 | 2,054 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,954,000 | 2,173 |
| Tier 1 (core) risk-based capital | $10,782,000 | 4,497 |
| Tier 2 risk-based capital | $1,519,000 | 2,659 |
| Total risk weighted assets | $121,445,000 | 2,994 |
| Total unused commitments | $30,954,000 | 2,177 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $139,778,000 | 3,739 |
| Cash and due from depository institutions | $3,826,000 | 4,137 |
| Interest-bearing balances | $298,000 | 4,176 |
| Securities | $13,452,000 | 5,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $116,706,000 | 2,942 |
| Loan loss allowance | $1,487,000 | 2,923 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,973,000 | 4,228 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,821,000 | 3,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,778,000 | 3,739 |
| Total liabilities | $129,318,000 | 3,640 |
| Total deposits | $110,635,000 | 3,834 |
| Interest-bearing deposits | $97,564,000 | 3,706 |
| Deposits held in domestic offices | $110,635,000 | 3,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,202,000 | 1,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,144,000 | 2,188 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $337,000 | 5,773 |
| Total equity capital | $10,460,000 | 4,727 |
| Total bank equity capital | $10,460,000 | 4,727 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $6,671,000 | 2,756 |
| Undivided profits | $3,689,000 | 5,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,011,000 | 1,382 |
| Earning assets | $130,456,000 | 3,681 |
| Long-term assets (5+ years) | $11,589,000 | 4,729 |
| Average Assets, year-to-date | $123,720,600 | 3,986 |
| Average Assets, quarterly | $134,392,000 | 3,811 |
| Volatile liabilities | $37,749,000 | 2,471 |
| Insider loans | $449,000 | 5,666 |
| FHLB advances | $12,144,000 | 2,067 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,145,000 | 2,746 |
| Tier 1 (core) risk-based capital | $10,312,000 | 4,610 |
| Tier 2 risk-based capital | $1,470,000 | 2,710 |
| Total risk weighted assets | $117,607,000 | 3,081 |
| Total unused commitments | $21,145,000 | 2,750 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $129,006,000 | 3,950 |
| Cash and due from depository institutions | $2,934,000 | 4,164 |
| Interest-bearing balances | $298,000 | 4,305 |
| Securities | $11,480,000 | 6,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $108,879,000 | 3,093 |
| Loan loss allowance | $1,389,000 | 3,078 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,036,000 | 4,128 |
| Other real estate owned | $0 | 4,164 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,677,000 | 3,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,006,000 | 3,950 |
| Total liabilities | $119,893,000 | 3,848 |
| Total deposits | $106,430,000 | 3,946 |
| Interest-bearing deposits | $94,340,000 | 3,808 |
| Deposits held in domestic offices | $106,430,000 | 3,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,834,000 | 1,941 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,204,000 | 2,334 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $425,000 | 5,494 |
| Total equity capital | $9,113,000 | 5,162 |
| Total bank equity capital | $9,113,000 | 5,162 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $5,671,000 | 3,035 |
| Undivided profits | $3,342,000 | 5,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,021,000 | 1,452 |
| Earning assets | $120,657,000 | 3,883 |
| Long-term assets (5+ years) | $15,675,000 | 4,141 |
| Average Assets, year-to-date | $119,706,250 | 4,112 |
| Average Assets, quarterly | $126,549,000 | 3,987 |
| Volatile liabilities | $31,175,000 | 2,818 |
| Insider loans | $479,000 | 5,546 |
| FHLB advances | $10,204,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,426,000 | 2,487 |
| Tier 1 (core) risk-based capital | $8,968,000 | 5,067 |
| Tier 2 risk-based capital | $1,333,000 | 2,926 |
| Total risk weighted assets | $106,611,000 | 3,324 |
| Total unused commitments | $24,426,000 | 2,489 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $124,092,000 | 4,070 |
| Cash and due from depository institutions | $4,539,000 | 4,085 |
| Interest-bearing balances | $298,000 | 4,410 |
| Securities | $11,422,000 | 6,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $103,157,000 | 3,216 |
| Loan loss allowance | $1,282,000 | 3,235 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,041,000 | 4,088 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,933,000 | 3,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,092,000 | 4,070 |
| Total liabilities | $115,175,000 | 3,956 |
| Total deposits | $94,937,000 | 4,297 |
| Interest-bearing deposits | $83,723,000 | 4,169 |
| Deposits held in domestic offices | $94,937,000 | 4,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,962,000 | 1,371 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,965,000 | 1,940 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $311,000 | 6,415 |
| Total equity capital | $8,917,000 | 5,238 |
| Total bank equity capital | $8,917,000 | 5,238 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $5,671,000 | 3,002 |
| Undivided profits | $3,146,000 | 5,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,438,000 | 2,082 |
| Earning assets | $114,877,000 | 4,029 |
| Long-term assets (5+ years) | $15,721,000 | 3,982 |
| Average Assets, year-to-date | $116,606,330 | 4,199 |
| Average Assets, quarterly | $119,842,500 | 4,144 |
| Volatile liabilities | $34,553,000 | 2,554 |
| Insider loans | $318,000 | 6,220 |
| FHLB advances | $13,965,000 | 1,817 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,378,000 | 2,266 |
| Tier 1 (core) risk-based capital | $8,652,000 | 5,122 |
| Tier 2 risk-based capital | $1,282,000 | 2,986 |
| Total risk weighted assets | $103,014,000 | 3,377 |
| Total unused commitments | $27,378,000 | 2,275 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $115,593,000 | 4,245 |
| Cash and due from depository institutions | $2,845,000 | 4,145 |
| Interest-bearing balances | $298,000 | 4,308 |
| Securities | $13,716,000 | 5,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $94,119,000 | 3,428 |
| Loan loss allowance | $1,241,000 | 3,260 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,102,000 | 3,972 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,811,000 | 3,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,593,000 | 4,245 |
| Total liabilities | $107,112,000 | 4,144 |
| Total deposits | $94,172,000 | 4,283 |
| Interest-bearing deposits | $82,601,000 | 4,204 |
| Deposits held in domestic offices | $94,172,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,168,000 | 1,920 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,326,000 | 2,221 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $446,000 | 5,457 |
| Total equity capital | $8,481,000 | 5,337 |
| Total bank equity capital | $8,481,000 | 5,337 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $5,671,000 | 2,957 |
| Undivided profits | $2,710,000 | 6,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,221,000 | 2,506 |
| Earning assets | $108,133,000 | 4,176 |
| Long-term assets (5+ years) | $18,961,000 | 3,497 |
| Average Assets, year-to-date | $112,863,500 | 4,291 |
| Average Assets, quarterly | $112,863,500 | 4,291 |
| Volatile liabilities | $25,339,000 | 3,200 |
| Insider loans | $283,000 | 6,401 |
| FHLB advances | $10,326,000 | 2,091 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,860,000 | 2,395 |
| Tier 1 (core) risk-based capital | $8,228,000 | 5,263 |
| Tier 2 risk-based capital | $1,176,000 | 3,123 |
| Total risk weighted assets | $94,034,000 | 3,568 |
| Total unused commitments | $23,860,000 | 2,403 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $110,134,000 | 4,360 |
| Cash and due from depository institutions | $2,030,000 | 4,049 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $16,222,000 | 5,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $86,670,000 | 3,640 |
| Loan loss allowance | $1,188,000 | 3,294 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,031,000 | 4,051 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,181,000 | 3,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,134,000 | 4,360 |
| Total liabilities | $101,985,000 | 4,254 |
| Total deposits | $90,008,000 | 4,382 |
| Interest-bearing deposits | $79,607,000 | 4,273 |
| Deposits held in domestic offices | $90,008,000 | 4,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,303,000 | 1,964 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,386,000 | 2,394 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $288,000 | 6,722 |
| Total equity capital | $8,149,000 | 5,433 |
| Total bank equity capital | $8,149,000 | 5,433 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $5,671,000 | 2,922 |
| Undivided profits | $2,378,000 | 6,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,631,000 | 1,904 |
| Earning assets | $102,992,000 | 4,296 |
| Long-term assets (5+ years) | $18,848,000 | 3,465 |
| Average Assets, year-to-date | $101,505,600 | 4,459 |
| Average Assets, quarterly | $109,079,500 | 4,343 |
| Volatile liabilities | $23,035,000 | 3,400 |
| Insider loans | $346,000 | 6,103 |
| FHLB advances | $9,386,000 | 2,244 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,960,000 | 2,140 |
| Tier 1 (core) risk-based capital | $7,844,000 | 5,376 |
| Tier 2 risk-based capital | $1,120,000 | 3,219 |
| Total risk weighted assets | $89,532,000 | 3,681 |
| Total unused commitments | $26,960,000 | 2,145 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $92,317,000 | 4,834 |
| Cash and due from depository institutions | $2,562,000 | 4,301 |
| Interest-bearing balances | $199,000 | 4,506 |
| Securities | $16,425,000 | 5,123 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 6,935 |
| Net loans & leases | $68,564,000 | 4,237 |
| Loan loss allowance | $981,000 | 3,654 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,134,000 | 3,856 |
| Other real estate owned | $0 | 4,301 |
| Goodwill and other intangibles | $246,000 | 2,269 |
| All other assets | $2,271,000 | 4,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,317,000 | 4,834 |
| Total liabilities | $84,870,000 | 4,741 |
| Total deposits | $70,843,000 | 5,107 |
| Interest-bearing deposits | $62,534,000 | 4,985 |
| Deposits held in domestic offices | $70,843,000 | 5,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,788,000 | 1,215 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $239,000 | 7,508 |
| Total equity capital | $7,447,000 | 5,599 |
| Total bank equity capital | $7,447,000 | 5,599 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $5,671,000 | 2,818 |
| Undivided profits | $1,676,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,110,000 | 3,130 |
| Earning assets | $85,303,000 | 4,776 |
| Long-term assets (5+ years) | $17,900,000 | 3,540 |
| Average Assets, year-to-date | $91,050,600 | 4,697 |
| Average Assets, quarterly | $92,163,000 | 4,786 |
| Volatile liabilities | $20,346,000 | 3,630 |
| Insider loans | $674,000 | 4,783 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,715,000 | 2,603 |
| Tier 1 (core) risk-based capital | $7,082,000 | 5,620 |
| Tier 2 risk-based capital | $929,000 | 3,559 |
| Total risk weighted assets | $74,230,000 | 4,127 |
| Total unused commitments | $18,715,000 | 2,611 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $88,457,000 | 4,868 |
| Cash and due from depository institutions | $2,270,000 | 5,074 |
| Interest-bearing balances | $199,000 | 3,911 |
| Securities | $24,985,000 | 3,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $57,648,000 | 4,726 |
| Loan loss allowance | $854,000 | 3,959 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,002,000 | 5,960 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $348,000 | 2,039 |
| All other assets | $2,204,000 | 3,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,457,000 | 4,868 |
| Total liabilities | $81,613,000 | 4,761 |
| Total deposits | $64,568,000 | 5,270 |
| Interest-bearing deposits | $57,790,000 | 5,134 |
| Deposits held in domestic offices | $64,568,000 | 5,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,799,000 | 1,107 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,448 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $246,000 | 7,815 |
| Total equity capital | $6,844,000 | 5,873 |
| Total bank equity capital | $6,844,000 | 5,873 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $5,671,000 | 2,736 |
| Undivided profits | $1,073,000 | 7,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,311,000 | 1,991 |
| Earning assets | $82,832,000 | 4,780 |
| Long-term assets (5+ years) | $18,935,000 | 3,271 |
| Average Assets, year-to-date | $83,919,600 | 4,881 |
| Average Assets, quarterly | $86,491,000 | 4,894 |
| Volatile liabilities | $23,564,000 | 3,241 |
| Insider loans | $442,000 | 5,709 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,854,000 | 2,429 |
| Tier 1 (core) risk-based capital | $6,593,000 | 5,877 |
| Tier 2 risk-based capital | $788,860 | 3,948 |
| Total risk weighted assets | $63,043,760 | 4,524 |
| Total unused commitments | $18,854,000 | 2,433 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 23 | 6,217 |
| Assets and Liabilities | ||
| Total Assets: | $81,838,000 | 5,142 |
| Cash and due from depository institutions | $2,773,000 | 6,217 |
| Interest-bearing balances | $397,000 | 3,355 |
| Securities | $26,748,000 | 3,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $49,445,000 | 5,121 |
| Loan loss allowance | $745,000 | 4,337 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $717,000 | 6,913 |
| Other real estate owned | $0 | 6,217 |
| Goodwill and other intangibles | $450,000 | 1,961 |
| All other assets | $1,705,000 | 4,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,838,000 | 5,142 |
| Total liabilities | $75,842,000 | 5,037 |
| Total deposits | $59,903,000 | 5,572 |
| Interest-bearing deposits | $52,397,000 | 5,509 |
| Deposits held in domestic offices | $59,903,000 | 5,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,771,000 | 1,455 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,137 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $168,000 | 8,505 |
| Total equity capital | $5,996,000 | 6,263 |
| Total bank equity capital | $5,996,000 | 6,263 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $5,671,000 | 2,695 |
| Undivided profits | $225,000 | 8,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $983,000 | 2,311 |
| Earning assets | $76,590,000 | 5,052 |
| Long-term assets (5+ years) | $18,296,000 | 3,507 |
| Average Assets, year-to-date | $75,474,200 | 5,275 |
| Average Assets, quarterly | $79,176,000 | 5,211 |
| Volatile liabilities | $21,736,000 | 3,286 |
| Insider loans | $268,000 | 6,692 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,159,000 | 2,641 |
| Tier 1 (core) risk-based capital | $6,068,000 | 6,237 |
| Tier 2 risk-based capital | $745,000 | 4,031 |
| Total risk weighted assets | $60,218,400 | 4,616 |
| Total unused commitments | $17,159,000 | 2,644 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $69,360,000 | 5,747 |
| Cash and due from depository institutions | $2,170,000 | 6,316 |
| Interest-bearing balances | $298,000 | 3,968 |
| Securities | $22,925,000 | 4,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $41,708,000 | 5,547 |
| Loan loss allowance | $680,000 | 4,559 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $685,000 | 7,013 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $552,000 | 1,783 |
| All other assets | $1,320,000 | 4,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,360,000 | 5,747 |
| Total liabilities | $63,173,000 | 5,665 |
| Total deposits | $58,055,000 | 5,756 |
| Interest-bearing deposits | $50,909,000 | 5,657 |
| Deposits held in domestic offices | $58,055,000 | 5,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,945,000 | 1,421 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $173,000 | 8,905 |
| Total equity capital | $6,187,000 | 6,244 |
| Total bank equity capital | $6,187,000 | 6,244 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $5,671,000 | 2,549 |
| Undivided profits | $416,000 | 9,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $975,000 | 2,278 |
| Earning assets | $64,931,000 | 5,659 |
| Long-term assets (5+ years) | $12,885,000 | 4,121 |
| Average Assets, year-to-date | $66,517,400 | 5,710 |
| Average Assets, quarterly | $68,532,500 | 5,718 |
| Volatile liabilities | $12,147,000 | 4,409 |
| Insider loans | $232,000 | 6,936 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,206,000 | 3,041 |
| Tier 1 (core) risk-based capital | $5,476,000 | 6,560 |
| Tier 2 risk-based capital | $620,840 | 4,483 |
| Total risk weighted assets | $49,607,740 | 5,108 |
| Total unused commitments | $13,206,000 | 3,047 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $65,182,000 | 6,015 |
| Cash and due from depository institutions | $2,160,000 | 6,393 |
| Interest-bearing balances | $199,000 | 3,977 |
| Securities | $21,935,000 | 4,591 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 5,408 |
| Net loans & leases | $36,832,000 | 6,111 |
| Loan loss allowance | $600,000 | 5,046 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $730,000 | 6,874 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $654,000 | 1,595 |
| All other assets | $1,196,000 | 5,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,182,000 | 6,015 |
| Total liabilities | $59,072,000 | 5,946 |
| Total deposits | $55,560,000 | 5,986 |
| Interest-bearing deposits | $48,599,000 | 5,883 |
| Deposits held in domestic offices | $55,560,000 | 5,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,304,000 | 1,786 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $208,000 | 8,884 |
| Total equity capital | $6,110,000 | 6,331 |
| Total bank equity capital | $6,110,000 | 6,331 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $5,671,000 | 2,494 |
| Undivided profits | $339,000 | 9,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $797,000 | 2,904 |
| Earning assets | $60,641,000 | 5,949 |
| Long-term assets (5+ years) | $5,469,000 | 5,764 |
| Average Assets, year-to-date | $62,750,200 | 5,962 |
| Average Assets, quarterly | $63,450,500 | 6,049 |
| Volatile liabilities | $12,658,000 | 4,255 |
| Insider loans | $197,000 | 7,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,170,000 | 3,182 |
| Tier 1 (core) risk-based capital | $5,345,000 | 6,731 |
| Tier 2 risk-based capital | $545,230 | 4,863 |
| Total risk weighted assets | $43,563,530 | 5,610 |
| Total unused commitments | $11,170,000 | 3,184 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $61,613,000 | 6,410 |
| Cash and due from depository institutions | $2,018,000 | 6,712 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $26,668,000 | 4,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $30,187,000 | 6,945 |
| Loan loss allowance | $566,000 | 5,415 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $817,000 | 6,668 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $755,000 | 1,436 |
| All other assets | $1,168,000 | 5,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,613,000 | 6,410 |
| Total liabilities | $55,607,000 | 6,381 |
| Total deposits | $52,858,000 | 6,388 |
| Interest-bearing deposits | $46,511,000 | 6,264 |
| Deposits held in domestic offices | $52,858,000 | 6,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,529,000 | 2,077 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $220,000 | 8,971 |
| Total equity capital | $6,006,000 | 6,448 |
| Total bank equity capital | $6,006,000 | 6,448 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $5,671,000 | 2,555 |
| Undivided profits | $235,000 | 10,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $630,000 | 3,666 |
| Earning assets | $56,954,000 | 6,366 |
| Long-term assets (5+ years) | $5,998,000 | 5,454 |
| Average Assets, year-to-date | $57,781,400 | 6,526 |
| Average Assets, quarterly | $60,691,000 | 6,427 |
| Volatile liabilities | $10,533,000 | 4,708 |
| Insider loans | $208,000 | 7,657 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,229,000 | 3,830 |
| Tier 1 (core) risk-based capital | $5,183,000 | 6,987 |
| Tier 2 risk-based capital | $489,090 | 5,349 |
| Total risk weighted assets | $39,050,390 | 6,079 |
| Total unused commitments | $8,229,000 | 3,845 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $55,250,000 | 7,000 |
| Cash and due from depository institutions | $2,017,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,066,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $25,332,000 | 7,670 |
| Loan loss allowance | $556,000 | 5,610 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $871,000 | 6,526 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $847,000 | 1,256 |
| All other assets | $1,117,000 | 5,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,250,000 | 7,000 |
| Total liabilities | $49,115,000 | 7,055 |
| Total deposits | $48,475,000 | 6,914 |
| Interest-bearing deposits | $42,717,000 | 6,759 |
| Deposits held in domestic offices | $48,475,000 | 6,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $324,000 | 3,289 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $316,000 | 8,082 |
| Total equity capital | $6,135,000 | 6,450 |
| Total bank equity capital | $6,135,000 | 6,450 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $5,671,000 | 2,570 |
| Undivided profits | $364,000 | 10,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $697,000 | 3,388 |
| Earning assets | $50,398,000 | 7,016 |
| Long-term assets (5+ years) | $3,369,000 | 6,773 |
| Average Assets, year-to-date | $47,249,400 | 7,457 |
| Average Assets, quarterly | $55,427,500 | 6,935 |
| Volatile liabilities | $7,208,000 | 5,670 |
| Insider loans | $205,000 | 7,952 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,328,000 | 4,355 |
| Tier 1 (core) risk-based capital | $5,128,000 | 7,118 |
| Tier 2 risk-based capital | $410,790 | 6,074 |
| Total risk weighted assets | $32,718,190 | 6,828 |
| Total unused commitments | $6,328,000 | 4,367 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $41,997,000 | 8,314 |
| Cash and due from depository institutions | $2,115,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,290,000 | 5,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,001,000 | 9,151 |
| Loan loss allowance | $405,000 | 7,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $637,000 | 7,716 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $338,000 | 1,657 |
| All other assets | $616,000 | 8,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,997,000 | 8,314 |
| Total liabilities | $37,865,000 | 8,326 |
| Total deposits | $37,747,000 | 8,112 |
| Interest-bearing deposits | $32,483,000 | 8,072 |
| Deposits held in domestic offices | $37,747,000 | 8,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $118,000 | 10,715 |
| Total equity capital | $4,132,000 | 8,032 |
| Total bank equity capital | $4,132,000 | 8,032 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $4,099,000 | 3,247 |
| Undivided profits | $-67,000 | 11,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $272,000 | 7,053 |
| Earning assets | $38,291,000 | 8,332 |
| Long-term assets (5+ years) | $2,841,000 | 7,507 |
| Average Assets, year-to-date | $42,031,600 | 8,193 |
| Average Assets, quarterly | $42,383,000 | 8,241 |
| Volatile liabilities | $3,663,000 | 7,813 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,424,000 | 5,264 |
| Tier 1 (core) risk-based capital | $3,985,000 | 8,302 |
| Tier 2 risk-based capital | $297,830 | 7,535 |
| Total risk weighted assets | $23,719,130 | 8,257 |
| Total unused commitments | $4,424,000 | 5,271 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $42,337,000 | 8,544 |
| Cash and due from depository institutions | $2,449,000 | 8,670 |
| Interest-bearing balances | $199,000 | 5,601 |
| Securities | $25,302,000 | 5,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $13,044,000 | 10,532 |
| Loan loss allowance | $396,000 | 7,465 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $528,000 | 8,535 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $381,000 | 1,501 |
| All other assets | $633,000 | 8,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,337,000 | 8,544 |
| Total liabilities | $38,013,000 | 8,573 |
| Total deposits | $37,579,000 | 8,468 |
| Interest-bearing deposits | $32,290,000 | 8,445 |
| Deposits held in domestic offices | $37,579,000 | 8,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $434,000 | 5,920 |
| Total equity capital | $4,324,000 | 7,979 |
| Total bank equity capital | $4,324,000 | 7,979 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $4,099,000 | 3,205 |
| Undivided profits | $125,000 | 11,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $183,000 | 8,572 |
| Earning assets | $38,545,000 | 8,558 |
| Long-term assets (5+ years) | $5,315,000 | 6,236 |
| Average Assets, year-to-date | $41,830,600 | 8,451 |
| Average Assets, quarterly | $41,980,500 | 8,529 |
| Volatile liabilities | $3,667,000 | 7,674 |
| Insider loans | $3,000 | 11,630 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,318,000 | 6,082 |
| Tier 1 (core) risk-based capital | $3,943,000 | 8,369 |
| Tier 2 risk-based capital | $240,270 | 8,548 |
| Total risk weighted assets | $19,066,070 | 9,388 |
| Total unused commitments | $3,318,000 | 6,101 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $44,611,000 | 8,438 |
| Cash and due from depository institutions | $4,007,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,538,000 | 5,076 |
| Federal funds sold & reverse repurchase agreements | $4,625,000 | 3,508 |
| Net loans & leases | $8,964,000 | 12,023 |
| Loan loss allowance | $466,000 | 6,806 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $358,000 | 9,997 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $424,000 | 1,440 |
| All other assets | $695,000 | 8,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,611,000 | 8,438 |
| Total liabilities | $40,359,000 | 8,471 |
| Total deposits | $39,802,000 | 8,376 |
| Interest-bearing deposits | $33,820,000 | 8,448 |
| Deposits held in domestic offices | $39,802,000 | 8,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $557,000 | 5,340 |
| Total equity capital | $4,252,000 | 7,960 |
| Total bank equity capital | $4,252,000 | 7,960 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $4,099,000 | 3,083 |
| Undivided profits | $53,000 | 12,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 8,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $138,000 | 10,364 |
| Earning assets | $39,127,000 | 8,624 |
| Long-term assets (5+ years) | $7,334,000 | 5,268 |
| Average Assets, year-to-date | $41,898,000 | 8,594 |
| Average Assets, quarterly | $42,913,000 | 8,574 |
| Volatile liabilities | $1,583,000 | 10,668 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $392,000 | 10,945 |
| Tier 1 (core) risk-based capital | $3,828,000 | 8,417 |
| Tier 2 risk-based capital | $188,160 | 9,727 |
| Total risk weighted assets | $14,774,960 | 10,702 |
| Total unused commitments | $392,000 | 10,969 |
| Derivatives | $0 | 651 |