Home > First National Bank South Dakota > Income and Expense
First National Bank South Dakota, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 2,293 |
| Total interest expense | $385,000 | 3,199 |
| Net interest income | $4,870,000 | 2,170 |
| Provision for loan and lease losses | $-176,000 | 6,391 |
| Total noninterest income | $1,247,000 | 1,782 |
| Gross Fiduciary activities income | $568,000 | 444 |
| Service charges on deposit accounts | $344,000 | 1,765 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $335,000 | 2,881 |
| Total noninterest expense | $4,372,000 | 2,158 |
| Salaries and employee benefits | $1,914,000 | 2,603 |
| Premises and equipment expense | $411,000 | 2,661 |
| Additional noninterest expense | $2,047,000 | 1,537 |
| Pre-tax net operating income | $1,921,000 | 1,877 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $690,000 | 1,265 |
| Income before extraordinary items | $1,231,000 | 2,297 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,231,000 | 2,301 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,231,000 | 2,301 |
| Net charge-offs | $-66,000 | 6,223 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,231,000 | 2,251 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,274 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $2,467,000 | 2,143 |
| Provision for loan and lease losses | $-85,000 | 6,505 |
| Total noninterest income | $608,000 | 1,784 |
| Gross Fiduciary activities income | $295,000 | 439 |
| Service charges on deposit accounts | $174,000 | 1,741 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $139,000 | 3,080 |
| Total noninterest expense | $2,309,000 | 2,057 |
| Salaries and employee benefits | $936,000 | 2,674 |
| Premises and equipment expense | $228,000 | 2,501 |
| Additional noninterest expense | $1,145,000 | 1,390 |
| Pre-tax net operating income | $851,000 | 2,001 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $313,000 | 1,306 |
| Income before extraordinary items | $538,000 | 2,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $538,000 | 2,443 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $538,000 | 2,443 |
| Net charge-offs | $-52,000 | 6,327 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $538,000 | 2,401 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,662,000 | 2,276 |
| Total interest expense | $891,000 | 3,201 |
| Net interest income | $9,771,000 | 2,133 |
| Provision for loan and lease losses | $-427,000 | 6,568 |
| Total noninterest income | $3,057,000 | 1,592 |
| Gross Fiduciary activities income | $1,068,000 | 447 |
| Service charges on deposit accounts | $710,000 | 1,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,279,000 | 2,048 |
| Total noninterest expense | $9,715,000 | 1,951 |
| Salaries and employee benefits | $4,822,000 | 2,117 |
| Premises and equipment expense | $865,000 | 2,553 |
| Additional noninterest expense | $4,028,000 | 1,610 |
| Pre-tax net operating income | $3,540,000 | 1,892 |
| Securities gains (losses) | $321,000 | 663 |
| Applicable income taxes | $1,470,000 | 1,137 |
| Income before extraordinary items | $2,391,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,391,000 | 2,281 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,391,000 | 2,281 |
| Net charge-offs | $-46,000 | 6,404 |
| Cash dividends | $11,281,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,185,560 | 2,386 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 2,308 |
| Total interest expense | $681,000 | 3,233 |
| Net interest income | $7,242,000 | 2,162 |
| Provision for loan and lease losses | $-284,000 | 6,668 |
| Total noninterest income | $2,453,000 | 1,547 |
| Gross Fiduciary activities income | $804,000 | 446 |
| Service charges on deposit accounts | $531,000 | 1,815 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,118,000 | 1,901 |
| Total noninterest expense | $7,304,000 | 1,946 |
| Salaries and employee benefits | $3,647,000 | 2,094 |
| Premises and equipment expense | $621,000 | 2,652 |
| Additional noninterest expense | $3,036,000 | 1,598 |
| Pre-tax net operating income | $2,675,000 | 1,930 |
| Securities gains (losses) | $320,000 | 604 |
| Applicable income taxes | $1,139,000 | 1,139 |
| Income before extraordinary items | $1,856,000 | 2,269 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,856,000 | 2,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,856,000 | 2,274 |
| Net charge-offs | $21,000 | 4,392 |
| Cash dividends | $10,531,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,651,200 | 2,385 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 2,334 |
| Total interest expense | $462,000 | 3,260 |
| Net interest income | $4,774,000 | 2,184 |
| Provision for loan and lease losses | $-155,000 | 6,716 |
| Total noninterest income | $1,796,000 | 1,454 |
| Gross Fiduciary activities income | $527,000 | 450 |
| Service charges on deposit accounts | $335,000 | 1,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $934,000 | 1,661 |
| Total noninterest expense | $4,855,000 | 1,950 |
| Salaries and employee benefits | $2,376,000 | 2,153 |
| Premises and equipment expense | $411,000 | 2,686 |
| Additional noninterest expense | $2,068,000 | 1,572 |
| Pre-tax net operating income | $1,870,000 | 1,828 |
| Securities gains (losses) | $321,000 | 533 |
| Applicable income taxes | $841,000 | 1,060 |
| Income before extraordinary items | $1,350,000 | 2,111 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,350,000 | 2,119 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,350,000 | 2,117 |
| Net charge-offs | $23,000 | 3,924 |
| Cash dividends | $8,530,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,144,560 | 2,288 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 2,385 |
| Total interest expense | $241,000 | 3,255 |
| Net interest income | $2,346,000 | 2,239 |
| Provision for loan and lease losses | $-198,000 | 6,893 |
| Total noninterest income | $1,207,000 | 1,174 |
| Gross Fiduciary activities income | $293,000 | 429 |
| Service charges on deposit accounts | $161,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $753,000 | 1,194 |
| Total noninterest expense | $2,491,000 | 1,922 |
| Salaries and employee benefits | $1,189,000 | 2,174 |
| Premises and equipment expense | $227,000 | 2,497 |
| Additional noninterest expense | $1,075,000 | 1,507 |
| Pre-tax net operating income | $1,260,000 | 1,404 |
| Securities gains (losses) | $294,000 | 331 |
| Applicable income taxes | $589,000 | 788 |
| Income before extraordinary items | $965,000 | 1,537 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $965,000 | 1,539 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $965,000 | 1,539 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $6,531,000 | 119 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $776,840 | 1,757 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,639,000 | 2,241 |
| Total interest expense | $1,341,000 | 2,949 |
| Net interest income | $10,298,000 | 2,088 |
| Provision for loan and lease losses | $-1,428,000 | 7,042 |
| Total noninterest income | $2,986,000 | 1,639 |
| Gross Fiduciary activities income | $973,000 | 459 |
| Service charges on deposit accounts | $774,000 | 1,739 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,239,000 | 2,097 |
| Total noninterest expense | $10,681,000 | 1,793 |
| Salaries and employee benefits | $5,474,000 | 1,844 |
| Premises and equipment expense | $818,000 | 2,687 |
| Additional noninterest expense | $4,389,000 | 1,532 |
| Pre-tax net operating income | $4,031,000 | 1,651 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,422,000 | 1,139 |
| Income before extraordinary items | $2,609,000 | 2,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,609,000 | 2,095 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,609,000 | 2,097 |
| Net charge-offs | $73,000 | 4,673 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,609,000 | 1,969 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 2,209 |
| Total interest expense | $1,071,000 | 2,915 |
| Net interest income | $7,969,000 | 2,065 |
| Provision for loan and lease losses | $-1,490,000 | 7,150 |
| Total noninterest income | $2,172,000 | 1,688 |
| Gross Fiduciary activities income | $703,000 | 463 |
| Service charges on deposit accounts | $580,000 | 1,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $889,000 | 2,143 |
| Total noninterest expense | $8,314,000 | 1,732 |
| Salaries and employee benefits | $4,302,000 | 1,753 |
| Premises and equipment expense | $625,000 | 2,686 |
| Additional noninterest expense | $3,387,000 | 1,498 |
| Pre-tax net operating income | $3,317,000 | 1,566 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,181,000 | 1,080 |
| Income before extraordinary items | $2,136,000 | 1,986 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,136,000 | 1,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,136,000 | 1,987 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,136,000 | 1,867 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 2,140 |
| Total interest expense | $770,000 | 2,857 |
| Net interest income | $5,478,000 | 2,018 |
| Provision for loan and lease losses | $-886,000 | 7,205 |
| Total noninterest income | $1,371,000 | 1,738 |
| Gross Fiduciary activities income | $433,000 | 481 |
| Service charges on deposit accounts | $378,000 | 1,793 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $560,000 | 2,186 |
| Total noninterest expense | $5,458,000 | 1,768 |
| Salaries and employee benefits | $2,724,000 | 1,838 |
| Premises and equipment expense | $393,000 | 2,816 |
| Additional noninterest expense | $2,341,000 | 1,455 |
| Pre-tax net operating income | $2,277,000 | 1,517 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $817,000 | 1,045 |
| Income before extraordinary items | $1,460,000 | 1,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,460,000 | 1,936 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,460,000 | 1,938 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,460,000 | 1,837 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 2,168 |
| Total interest expense | $434,000 | 2,684 |
| Net interest income | $2,677,000 | 2,055 |
| Provision for loan and lease losses | $-260,000 | 7,245 |
| Total noninterest income | $702,000 | 1,704 |
| Gross Fiduciary activities income | $231,000 | 470 |
| Service charges on deposit accounts | $188,000 | 1,792 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,178 |
| Total noninterest expense | $2,784,000 | 1,735 |
| Salaries and employee benefits | $1,362,000 | 1,847 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $1,226,000 | 1,376 |
| Pre-tax net operating income | $855,000 | 1,930 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $292,000 | 1,326 |
| Income before extraordinary items | $563,000 | 2,375 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $563,000 | 2,377 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $563,000 | 2,378 |
| Net charge-offs | $60,000 | 2,879 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $563,000 | 2,259 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,499,000 | 1,948 |
| Total interest expense | $2,446,000 | 2,364 |
| Net interest income | $12,053,000 | 1,836 |
| Provision for loan and lease losses | $2,094,000 | 1,522 |
| Total noninterest income | $337,000 | 5,025 |
| Gross Fiduciary activities income | $800,000 | 449 |
| Service charges on deposit accounts | $841,000 | 1,720 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,304,000 | 7,228 |
| Total noninterest expense | $13,196,000 | 1,471 |
| Salaries and employee benefits | $7,323,000 | 1,362 |
| Premises and equipment expense | $1,160,000 | 2,122 |
| Additional noninterest expense | $4,713,000 | 1,456 |
| Pre-tax net operating income | $-2,900,000 | 6,905 |
| Securities gains (losses) | $405,000 | 924 |
| Applicable income taxes | $-985,000 | 7,166 |
| Income before extraordinary items | $-1,510,000 | 6,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,510,000 | 6,757 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,510,000 | 6,757 |
| Net charge-offs | $1,808,000 | 1,656 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,769,200 | 6,774 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,310,000 | 1,888 |
| Total interest expense | $1,879,000 | 2,402 |
| Net interest income | $9,431,000 | 1,787 |
| Provision for loan and lease losses | $2,238,000 | 1,152 |
| Total noninterest income | $314,000 | 4,751 |
| Gross Fiduciary activities income | $599,000 | 443 |
| Service charges on deposit accounts | $623,000 | 1,746 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-908,000 | 7,306 |
| Total noninterest expense | $10,193,000 | 1,437 |
| Salaries and employee benefits | $5,610,000 | 1,327 |
| Premises and equipment expense | $897,000 | 2,081 |
| Additional noninterest expense | $3,686,000 | 1,402 |
| Pre-tax net operating income | $-2,686,000 | 7,081 |
| Securities gains (losses) | $405,000 | 748 |
| Applicable income taxes | $-979,000 | 7,297 |
| Income before extraordinary items | $-1,302,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,302,000 | 6,936 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,302,000 | 6,936 |
| Net charge-offs | $1,203,000 | 1,718 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,561,200 | 6,969 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 1,827 |
| Total interest expense | $1,268,000 | 2,451 |
| Net interest income | $6,594,000 | 1,705 |
| Provision for loan and lease losses | $2,848,000 | 715 |
| Total noninterest income | $312,000 | 4,039 |
| Gross Fiduciary activities income | $416,000 | 437 |
| Service charges on deposit accounts | $400,000 | 1,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-504,000 | 7,380 |
| Total noninterest expense | $6,889,000 | 1,436 |
| Salaries and employee benefits | $3,752,000 | 1,332 |
| Premises and equipment expense | $631,000 | 2,001 |
| Additional noninterest expense | $2,506,000 | 1,398 |
| Pre-tax net operating income | $-2,831,000 | 7,251 |
| Securities gains (losses) | $381,000 | 446 |
| Applicable income taxes | $-1,003,000 | 7,408 |
| Income before extraordinary items | $-1,447,000 | 7,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,447,000 | 7,131 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,447,000 | 7,131 |
| Net charge-offs | $1,234,000 | 1,289 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,690,840 | 7,158 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 1,758 |
| Total interest expense | $633,000 | 2,525 |
| Net interest income | $3,501,000 | 1,599 |
| Provision for loan and lease losses | $2,068,000 | 507 |
| Total noninterest income | $761,000 | 1,471 |
| Gross Fiduciary activities income | $227,000 | 426 |
| Service charges on deposit accounts | $192,000 | 1,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $342,000 | 1,753 |
| Total noninterest expense | $3,709,000 | 1,342 |
| Salaries and employee benefits | $2,054,000 | 1,226 |
| Premises and equipment expense | $333,000 | 1,936 |
| Additional noninterest expense | $1,322,000 | 1,328 |
| Pre-tax net operating income | $-1,515,000 | 7,350 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-619,000 | 7,484 |
| Income before extraordinary items | $-896,000 | 7,277 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-896,000 | 7,278 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-896,000 | 7,278 |
| Net charge-offs | $420,000 | 1,480 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-896,000 | 7,270 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,755,000 | 1,558 |
| Total interest expense | $3,151,000 | 2,498 |
| Net interest income | $16,604,000 | 1,345 |
| Provision for loan and lease losses | $5,707,000 | 1,041 |
| Total noninterest income | $2,681,000 | 1,681 |
| Gross Fiduciary activities income | $772,000 | 454 |
| Service charges on deposit accounts | $1,077,000 | 1,413 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $832,000 | 2,440 |
| Total noninterest expense | $12,756,000 | 1,549 |
| Salaries and employee benefits | $6,614,000 | 1,493 |
| Premises and equipment expense | $1,288,000 | 1,973 |
| Additional noninterest expense | $4,854,000 | 1,490 |
| Pre-tax net operating income | $822,000 | 3,687 |
| Securities gains (losses) | $198,000 | 1,597 |
| Applicable income taxes | $280,000 | 2,427 |
| Income before extraordinary items | $740,000 | 3,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 3,757 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $740,000 | 3,759 |
| Net charge-offs | $6,581,000 | 825 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $595,460 | 3,946 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,194,000 | 1,545 |
| Total interest expense | $2,501,000 | 2,475 |
| Net interest income | $12,693,000 | 1,337 |
| Provision for loan and lease losses | $2,794,000 | 1,326 |
| Total noninterest income | $2,467,000 | 1,441 |
| Gross Fiduciary activities income | $593,000 | 446 |
| Service charges on deposit accounts | $835,000 | 1,405 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,039,000 | 1,756 |
| Total noninterest expense | $9,515,000 | 1,554 |
| Salaries and employee benefits | $5,012,000 | 1,479 |
| Premises and equipment expense | $1,008,000 | 1,924 |
| Additional noninterest expense | $3,495,000 | 1,510 |
| Pre-tax net operating income | $2,851,000 | 1,377 |
| Securities gains (losses) | $198,000 | 1,383 |
| Applicable income taxes | $1,035,000 | 974 |
| Income before extraordinary items | $2,014,000 | 1,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,014,000 | 1,645 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,014,000 | 1,645 |
| Net charge-offs | $2,488,000 | 1,308 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,883,320 | 1,662 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,501,000 | 1,523 |
| Total interest expense | $1,794,000 | 2,398 |
| Net interest income | $8,707,000 | 1,306 |
| Provision for loan and lease losses | $134,000 | 4,781 |
| Total noninterest income | $1,674,000 | 1,401 |
| Gross Fiduciary activities income | $415,000 | 440 |
| Service charges on deposit accounts | $558,000 | 1,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $701,000 | 1,669 |
| Total noninterest expense | $6,393,000 | 1,546 |
| Salaries and employee benefits | $3,314,000 | 1,501 |
| Premises and equipment expense | $686,000 | 1,899 |
| Additional noninterest expense | $2,393,000 | 1,484 |
| Pre-tax net operating income | $3,854,000 | 717 |
| Securities gains (losses) | $198,000 | 958 |
| Applicable income taxes | $1,470,000 | 507 |
| Income before extraordinary items | $2,582,000 | 858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,582,000 | 858 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,582,000 | 859 |
| Net charge-offs | $476,000 | 2,512 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,455,280 | 878 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 1,547 |
| Total interest expense | $987,000 | 2,285 |
| Net interest income | $4,276,000 | 1,339 |
| Provision for loan and lease losses | $21,000 | 5,704 |
| Total noninterest income | $813,000 | 1,425 |
| Gross Fiduciary activities income | $210,000 | 448 |
| Service charges on deposit accounts | $253,000 | 1,543 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 1,657 |
| Total noninterest expense | $3,176,000 | 1,579 |
| Salaries and employee benefits | $1,643,000 | 1,519 |
| Premises and equipment expense | $358,000 | 1,887 |
| Additional noninterest expense | $1,175,000 | 1,506 |
| Pre-tax net operating income | $1,892,000 | 708 |
| Securities gains (losses) | $198,000 | 522 |
| Applicable income taxes | $759,000 | 474 |
| Income before extraordinary items | $1,331,000 | 822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,331,000 | 826 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,331,000 | 826 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,204,280 | 882 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,975,000 | 1,145 |
| Total interest expense | $7,448,000 | 1,581 |
| Net interest income | $22,527,000 | 962 |
| Provision for loan and lease losses | $12,371,000 | 723 |
| Total noninterest income | $3,537,000 | 1,430 |
| Gross Fiduciary activities income | $769,000 | 448 |
| Service charges on deposit accounts | $1,224,000 | 1,407 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,544,000 | 1,626 |
| Total noninterest expense | $14,052,000 | 1,469 |
| Salaries and employee benefits | $7,285,000 | 1,386 |
| Premises and equipment expense | $1,580,000 | 1,709 |
| Additional noninterest expense | $5,187,000 | 1,441 |
| Pre-tax net operating income | $-359,000 | 5,869 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-64,000 | 6,490 |
| Income before extraordinary items | $-295,000 | 5,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-295,000 | 5,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-295,000 | 5,917 |
| Net charge-offs | $7,652,000 | 836 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-295,000 | 5,916 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,567,000 | 1,159 |
| Total interest expense | $5,897,000 | 1,569 |
| Net interest income | $16,670,000 | 978 |
| Provision for loan and lease losses | $8,141,000 | 741 |
| Total noninterest income | $2,856,000 | 1,377 |
| Gross Fiduciary activities income | $659,000 | 412 |
| Service charges on deposit accounts | $939,000 | 1,375 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,258,000 | 1,562 |
| Total noninterest expense | $10,787,000 | 1,415 |
| Salaries and employee benefits | $5,544,000 | 1,373 |
| Premises and equipment expense | $1,226,000 | 1,670 |
| Additional noninterest expense | $4,017,000 | 1,355 |
| Pre-tax net operating income | $598,000 | 3,604 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $93,000 | 2,926 |
| Income before extraordinary items | $505,000 | 3,673 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $505,000 | 3,672 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $505,000 | 3,673 |
| Net charge-offs | $4,741,000 | 847 |
| Cash dividends | $2,000,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $505,000 | 3,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,780,000 | 1,204 |
| Total interest expense | $4,182,000 | 1,567 |
| Net interest income | $10,598,000 | 1,032 |
| Provision for loan and lease losses | $4,547,000 | 802 |
| Total noninterest income | $1,896,000 | 1,394 |
| Gross Fiduciary activities income | $427,000 | 421 |
| Service charges on deposit accounts | $616,000 | 1,382 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $853,000 | 1,568 |
| Total noninterest expense | $7,526,000 | 1,378 |
| Salaries and employee benefits | $3,895,000 | 1,316 |
| Premises and equipment expense | $812,000 | 1,712 |
| Additional noninterest expense | $2,819,000 | 1,317 |
| Pre-tax net operating income | $421,000 | 3,599 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $86,000 | 2,750 |
| Income before extraordinary items | $335,000 | 3,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,775 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $335,000 | 3,775 |
| Net charge-offs | $2,951,000 | 868 |
| Cash dividends | $2,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $335,000 | 3,652 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 1,247 |
| Total interest expense | $2,137,000 | 1,590 |
| Net interest income | $5,120,000 | 1,065 |
| Provision for loan and lease losses | $1,750,000 | 822 |
| Total noninterest income | $966,000 | 1,323 |
| Gross Fiduciary activities income | $216,000 | 424 |
| Service charges on deposit accounts | $301,000 | 1,373 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $449,000 | 1,491 |
| Total noninterest expense | $3,668,000 | 1,368 |
| Salaries and employee benefits | $1,909,000 | 1,360 |
| Premises and equipment expense | $430,000 | 1,651 |
| Additional noninterest expense | $1,329,000 | 1,230 |
| Pre-tax net operating income | $668,000 | 1,882 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $218,000 | 1,361 |
| Income before extraordinary items | $450,000 | 2,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $450,000 | 2,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $450,000 | 2,334 |
| Net charge-offs | $1,098,000 | 908 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $450,000 | 2,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,441,000 | 1,315 |
| Total interest expense | $10,646,000 | 1,526 |
| Net interest income | $18,795,000 | 1,181 |
| Provision for loan and lease losses | $6,157,000 | 865 |
| Total noninterest income | $4,093,000 | 1,256 |
| Gross Fiduciary activities income | $893,000 | 437 |
| Service charges on deposit accounts | $1,406,000 | 1,276 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,794,000 | 1,404 |
| Total noninterest expense | $14,004,000 | 1,396 |
| Salaries and employee benefits | $7,619,000 | 1,340 |
| Premises and equipment expense | $1,613,000 | 1,708 |
| Additional noninterest expense | $4,772,000 | 1,324 |
| Pre-tax net operating income | $2,727,000 | 1,954 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $840,000 | 1,352 |
| Income before extraordinary items | $1,887,000 | 2,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,887,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,750,000 | 856 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,887,000 | 2,220 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,030,000 | 1,344 |
| Total interest expense | $8,179,000 | 1,546 |
| Net interest income | $13,851,000 | 1,223 |
| Provision for loan and lease losses | $3,305,000 | 843 |
| Total noninterest income | $3,205,000 | 1,246 |
| Gross Fiduciary activities income | $722,000 | 422 |
| Service charges on deposit accounts | $1,144,000 | 1,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,339,000 | 1,473 |
| Total noninterest expense | $10,587,000 | 1,360 |
| Salaries and employee benefits | $5,711,000 | 1,363 |
| Premises and equipment expense | $1,242,000 | 1,676 |
| Additional noninterest expense | $3,634,000 | 1,261 |
| Pre-tax net operating income | $3,164,000 | 1,546 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,116,000 | 1,060 |
| Income before extraordinary items | $2,048,000 | 1,740 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,048,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,362,000 | 740 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,048,000 | 1,838 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,602,000 | 1,368 |
| Total interest expense | $5,662,000 | 1,549 |
| Net interest income | $8,940,000 | 1,249 |
| Provision for loan and lease losses | $1,875,000 | 822 |
| Total noninterest income | $2,095,000 | 1,282 |
| Gross Fiduciary activities income | $489,000 | 428 |
| Service charges on deposit accounts | $732,000 | 1,212 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $874,000 | 1,548 |
| Total noninterest expense | $7,032,000 | 1,366 |
| Salaries and employee benefits | $3,778,000 | 1,380 |
| Premises and equipment expense | $832,000 | 1,667 |
| Additional noninterest expense | $2,422,000 | 1,234 |
| Pre-tax net operating income | $2,128,000 | 1,601 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $774,000 | 1,145 |
| Income before extraordinary items | $1,354,000 | 1,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,354,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,353,000 | 719 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,354,000 | 1,928 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 1,405 |
| Total interest expense | $3,001,000 | 1,569 |
| Net interest income | $4,325,000 | 1,284 |
| Provision for loan and lease losses | $836,000 | 705 |
| Total noninterest income | $1,037,000 | 1,299 |
| Gross Fiduciary activities income | $242,000 | 426 |
| Service charges on deposit accounts | $354,000 | 1,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $441,000 | 1,534 |
| Total noninterest expense | $3,533,000 | 1,354 |
| Salaries and employee benefits | $1,914,000 | 1,364 |
| Premises and equipment expense | $417,000 | 1,663 |
| Additional noninterest expense | $1,202,000 | 1,191 |
| Pre-tax net operating income | $993,000 | 1,799 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $352,000 | 1,309 |
| Income before extraordinary items | $641,000 | 2,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $641,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 672 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $641,000 | 2,113 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,948,000 | 1,485 |
| Total interest expense | $11,905,000 | 1,685 |
| Net interest income | $17,043,000 | 1,313 |
| Provision for loan and lease losses | $1,227,000 | 1,229 |
| Total noninterest income | $3,423,000 | 1,484 |
| Gross Fiduciary activities income | $869,000 | 458 |
| Service charges on deposit accounts | $1,491,000 | 1,190 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,063,000 | 2,136 |
| Total noninterest expense | $13,804,000 | 1,337 |
| Salaries and employee benefits | $7,511,000 | 1,340 |
| Premises and equipment expense | $1,682,000 | 1,582 |
| Additional noninterest expense | $4,611,000 | 1,224 |
| Pre-tax net operating income | $5,435,000 | 1,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,977,000 | 1,144 |
| Income before extraordinary items | $3,458,000 | 1,814 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,458,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,472,000 | 765 |
| Cash dividends | $1,250,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,458,000 | 1,807 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,646,000 | 1,498 |
| Total interest expense | $8,789,000 | 1,708 |
| Net interest income | $12,857,000 | 1,307 |
| Provision for loan and lease losses | $553,000 | 1,435 |
| Total noninterest income | $2,347,000 | 1,592 |
| Gross Fiduciary activities income | $632,000 | 462 |
| Service charges on deposit accounts | $1,100,000 | 1,200 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 2,524 |
| Total noninterest expense | $10,405,000 | 1,329 |
| Salaries and employee benefits | $5,727,000 | 1,316 |
| Premises and equipment expense | $1,267,000 | 1,571 |
| Additional noninterest expense | $3,411,000 | 1,205 |
| Pre-tax net operating income | $4,246,000 | 1,590 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,549,000 | 1,195 |
| Income before extraordinary items | $2,697,000 | 1,869 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,697,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 608 |
| Cash dividends | $1,250,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,697,000 | 1,857 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,257,000 | 1,529 |
| Total interest expense | $5,686,000 | 1,759 |
| Net interest income | $8,571,000 | 1,326 |
| Provision for loan and lease losses | $236,000 | 1,935 |
| Total noninterest income | $1,345,000 | 1,805 |
| Gross Fiduciary activities income | $417,000 | 471 |
| Service charges on deposit accounts | $703,000 | 1,254 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $225,000 | 3,560 |
| Total noninterest expense | $6,739,000 | 1,372 |
| Salaries and employee benefits | $3,699,000 | 1,382 |
| Premises and equipment expense | $851,000 | 1,572 |
| Additional noninterest expense | $2,189,000 | 1,259 |
| Pre-tax net operating income | $2,941,000 | 1,573 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,072,000 | 1,211 |
| Income before extraordinary items | $1,869,000 | 1,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,869,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $893,000 | 484 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,869,000 | 1,838 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 1,533 |
| Total interest expense | $2,724,000 | 1,817 |
| Net interest income | $4,338,000 | 1,315 |
| Provision for loan and lease losses | $154,000 | 1,405 |
| Total noninterest income | $738,000 | 1,663 |
| Gross Fiduciary activities income | $210,000 | 471 |
| Service charges on deposit accounts | $334,000 | 1,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $194,000 | 2,590 |
| Total noninterest expense | $3,385,000 | 1,375 |
| Salaries and employee benefits | $1,862,000 | 1,382 |
| Premises and equipment expense | $434,000 | 1,548 |
| Additional noninterest expense | $1,089,000 | 1,244 |
| Pre-tax net operating income | $1,537,000 | 1,509 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $564,000 | 1,172 |
| Income before extraordinary items | $973,000 | 1,759 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $973,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 413 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $973,000 | 1,747 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,398,000 | 1,456 |
| Total interest expense | $10,139,000 | 1,652 |
| Net interest income | $17,259,000 | 1,325 |
| Provision for loan and lease losses | $2,319,000 | 493 |
| Total noninterest income | $3,591,000 | 1,397 |
| Gross Fiduciary activities income | $737,000 | 488 |
| Service charges on deposit accounts | $1,290,000 | 1,381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,564,000 | 1,619 |
| Total noninterest expense | $13,578,000 | 1,320 |
| Salaries and employee benefits | $7,277,000 | 1,344 |
| Premises and equipment expense | $1,602,000 | 1,600 |
| Additional noninterest expense | $4,699,000 | 1,141 |
| Pre-tax net operating income | $4,953,000 | 1,897 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,799,000 | 1,446 |
| Income before extraordinary items | $3,154,000 | 2,189 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,154,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,392,000 | 334 |
| Cash dividends | $750,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,154,000 | 2,178 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,198,000 | 1,470 |
| Total interest expense | $7,312,000 | 1,677 |
| Net interest income | $12,886,000 | 1,344 |
| Provision for loan and lease losses | $1,975,000 | 408 |
| Total noninterest income | $2,759,000 | 1,395 |
| Gross Fiduciary activities income | $548,000 | 487 |
| Service charges on deposit accounts | $928,000 | 1,452 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,283,000 | 1,517 |
| Total noninterest expense | $10,152,000 | 1,331 |
| Salaries and employee benefits | $5,512,000 | 1,343 |
| Premises and equipment expense | $1,138,000 | 1,685 |
| Additional noninterest expense | $3,502,000 | 1,155 |
| Pre-tax net operating income | $3,518,000 | 2,055 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,298,000 | 1,548 |
| Income before extraordinary items | $2,220,000 | 2,381 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,220,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 293 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,220,000 | 2,373 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,184,000 | 1,470 |
| Total interest expense | $4,700,000 | 1,654 |
| Net interest income | $8,484,000 | 1,358 |
| Provision for loan and lease losses | $1,543,000 | 333 |
| Total noninterest income | $2,018,000 | 1,298 |
| Gross Fiduciary activities income | $369,000 | 492 |
| Service charges on deposit accounts | $596,000 | 1,499 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,053,000 | 1,304 |
| Total noninterest expense | $6,831,000 | 1,331 |
| Salaries and employee benefits | $3,750,000 | 1,321 |
| Premises and equipment expense | $774,000 | 1,656 |
| Additional noninterest expense | $2,307,000 | 1,178 |
| Pre-tax net operating income | $2,128,000 | 2,207 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $775,000 | 1,705 |
| Income before extraordinary items | $1,353,000 | 2,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,353,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,258,000 | 284 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,353,000 | 2,513 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 1,472 |
| Total interest expense | $2,249,000 | 1,638 |
| Net interest income | $4,180,000 | 1,372 |
| Provision for loan and lease losses | $895,000 | 298 |
| Total noninterest income | $1,320,000 | 1,033 |
| Gross Fiduciary activities income | $183,000 | 500 |
| Service charges on deposit accounts | $276,000 | 1,545 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $861,000 | 911 |
| Total noninterest expense | $3,304,000 | 1,372 |
| Salaries and employee benefits | $1,761,000 | 1,415 |
| Premises and equipment expense | $411,000 | 1,588 |
| Additional noninterest expense | $1,132,000 | 1,177 |
| Pre-tax net operating income | $1,301,000 | 1,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $481,000 | 1,444 |
| Income before extraordinary items | $820,000 | 2,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $820,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 274 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $820,000 | 2,123 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,730,000 | 1,298 |
| Total interest expense | $7,534,000 | 1,506 |
| Net interest income | $18,196,000 | 1,181 |
| Provision for loan and lease losses | $3,593,000 | 309 |
| Total noninterest income | $2,418,000 | 1,923 |
| Gross Fiduciary activities income | $715,000 | 488 |
| Service charges on deposit accounts | $1,299,000 | 1,357 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $404,000 | 3,770 |
| Total noninterest expense | $12,627,000 | 1,364 |
| Salaries and employee benefits | $6,905,000 | 1,348 |
| Premises and equipment expense | $1,442,000 | 1,698 |
| Additional noninterest expense | $4,280,000 | 1,211 |
| Pre-tax net operating income | $4,394,000 | 2,074 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,589,000 | 1,642 |
| Income before extraordinary items | $2,805,000 | 2,375 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,805,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,613,000 | 266 |
| Cash dividends | $2,750,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,805,000 | 2,348 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,773,000 | 1,297 |
| Total interest expense | $5,375,000 | 1,490 |
| Net interest income | $13,398,000 | 1,190 |
| Provision for loan and lease losses | $2,499,000 | 313 |
| Total noninterest income | $2,510,000 | 1,482 |
| Gross Fiduciary activities income | $526,000 | 481 |
| Service charges on deposit accounts | $966,000 | 1,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,018,000 | 1,798 |
| Total noninterest expense | $9,385,000 | 1,361 |
| Salaries and employee benefits | $5,166,000 | 1,334 |
| Premises and equipment expense | $1,087,000 | 1,683 |
| Additional noninterest expense | $3,132,000 | 1,219 |
| Pre-tax net operating income | $4,024,000 | 1,755 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,470,000 | 1,405 |
| Income before extraordinary items | $2,554,000 | 2,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,554,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,524,000 | 262 |
| Cash dividends | $1,750,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,554,000 | 1,985 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 1,272 |
| Total interest expense | $3,427,000 | 1,467 |
| Net interest income | $8,943,000 | 1,181 |
| Provision for loan and lease losses | $1,607,000 | 323 |
| Total noninterest income | $1,631,000 | 1,490 |
| Gross Fiduciary activities income | $348,000 | 483 |
| Service charges on deposit accounts | $618,000 | 1,374 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $665,000 | 1,804 |
| Total noninterest expense | $6,275,000 | 1,354 |
| Salaries and employee benefits | $3,459,000 | 1,323 |
| Premises and equipment expense | $706,000 | 1,701 |
| Additional noninterest expense | $2,110,000 | 1,177 |
| Pre-tax net operating income | $2,692,000 | 1,724 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $990,000 | 1,385 |
| Income before extraordinary items | $1,702,000 | 1,998 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,702,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,879,000 | 236 |
| Cash dividends | $1,750,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,702,000 | 1,960 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 1,259 |
| Total interest expense | $1,669,000 | 1,430 |
| Net interest income | $4,459,000 | 1,178 |
| Provision for loan and lease losses | $663,000 | 364 |
| Total noninterest income | $806,000 | 1,486 |
| Gross Fiduciary activities income | $173,000 | 494 |
| Service charges on deposit accounts | $287,000 | 1,434 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $346,000 | 1,710 |
| Total noninterest expense | $3,166,000 | 1,348 |
| Salaries and employee benefits | $1,736,000 | 1,327 |
| Premises and equipment expense | $354,000 | 1,696 |
| Additional noninterest expense | $1,076,000 | 1,141 |
| Pre-tax net operating income | $1,436,000 | 1,580 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $532,000 | 1,280 |
| Income before extraordinary items | $904,000 | 1,876 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $904,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,207,000 | 206 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $904,000 | 1,835 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,670,000 | 1,059 |
| Total interest expense | $6,976,000 | 1,166 |
| Net interest income | $19,694,000 | 1,011 |
| Provision for loan and lease losses | $2,044,000 | 532 |
| Total noninterest income | $1,666,000 | 2,491 |
| Gross Fiduciary activities income | $652,000 | 480 |
| Service charges on deposit accounts | $1,380,000 | 1,284 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-366,000 | 8,977 |
| Total noninterest expense | $13,162,000 | 1,249 |
| Salaries and employee benefits | $6,829,000 | 1,286 |
| Premises and equipment expense | $1,541,000 | 1,500 |
| Additional noninterest expense | $4,792,000 | 1,045 |
| Pre-tax net operating income | $6,154,000 | 1,399 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,300,000 | 1,118 |
| Income before extraordinary items | $3,854,000 | 1,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,854,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,132,000 | 267 |
| Cash dividends | $3,500,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,854,000 | 1,619 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,376,000 | 1,024 |
| Total interest expense | $5,293,000 | 1,127 |
| Net interest income | $15,083,000 | 972 |
| Provision for loan and lease losses | $3,318,000 | 292 |
| Total noninterest income | $2,604,000 | 1,444 |
| Gross Fiduciary activities income | $482,000 | 485 |
| Service charges on deposit accounts | $1,052,000 | 1,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,070,000 | 1,695 |
| Total noninterest expense | $9,845,000 | 1,246 |
| Salaries and employee benefits | $5,127,000 | 1,289 |
| Premises and equipment expense | $1,197,000 | 1,444 |
| Additional noninterest expense | $3,521,000 | 1,049 |
| Pre-tax net operating income | $4,524,000 | 1,437 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,680,000 | 1,169 |
| Income before extraordinary items | $2,844,000 | 1,708 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,844,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,513,000 | 203 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,844,000 | 1,662 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,802,000 | 999 |
| Total interest expense | $3,584,000 | 1,097 |
| Net interest income | $10,218,000 | 954 |
| Provision for loan and lease losses | $2,451,000 | 276 |
| Total noninterest income | $1,663,000 | 1,484 |
| Gross Fiduciary activities income | $324,000 | 480 |
| Service charges on deposit accounts | $690,000 | 1,283 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $649,000 | 1,815 |
| Total noninterest expense | $6,648,000 | 1,218 |
| Salaries and employee benefits | $3,447,000 | 1,269 |
| Premises and equipment expense | $835,000 | 1,382 |
| Additional noninterest expense | $2,366,000 | 1,046 |
| Pre-tax net operating income | $2,782,000 | 1,521 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,034,000 | 1,250 |
| Income before extraordinary items | $1,748,000 | 1,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,748,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,293,000 | 192 |
| Cash dividends | $1,250,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,748,000 | 1,756 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 1,013 |
| Total interest expense | $1,814,000 | 1,100 |
| Net interest income | $5,008,000 | 981 |
| Provision for loan and lease losses | $1,587,000 | 221 |
| Total noninterest income | $813,000 | 1,470 |
| Gross Fiduciary activities income | $161,000 | 498 |
| Service charges on deposit accounts | $322,000 | 1,333 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $330,000 | 1,763 |
| Total noninterest expense | $3,389,000 | 1,197 |
| Salaries and employee benefits | $1,763,000 | 1,258 |
| Premises and equipment expense | $446,000 | 1,307 |
| Additional noninterest expense | $1,180,000 | 1,038 |
| Pre-tax net operating income | $845,000 | 2,322 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $307,000 | 1,893 |
| Income before extraordinary items | $538,000 | 2,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $538,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,586,000 | 202 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $538,000 | 2,668 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,104,000 | 966 |
| Total interest expense | $7,643,000 | 1,169 |
| Net interest income | $21,461,000 | 904 |
| Provision for loan and lease losses | $5,876,000 | 294 |
| Total noninterest income | $2,373,000 | 2,037 |
| Gross Fiduciary activities income | $576,000 | 517 |
| Service charges on deposit accounts | $1,408,000 | 1,234 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $389,000 | 4,029 |
| Total noninterest expense | $13,247,000 | 1,223 |
| Salaries and employee benefits | $6,760,000 | 1,267 |
| Premises and equipment expense | $1,790,000 | 1,273 |
| Additional noninterest expense | $4,697,000 | 1,082 |
| Pre-tax net operating income | $4,711,000 | 1,713 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $1,622,000 | 1,509 |
| Income before extraordinary items | $3,092,000 | 1,985 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,092,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,088,000 | 278 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,090,020 | 1,902 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,166,000 | 969 |
| Total interest expense | $5,825,000 | 1,197 |
| Net interest income | $16,341,000 | 903 |
| Provision for loan and lease losses | $5,181,000 | 273 |
| Total noninterest income | $2,515,000 | 1,575 |
| Gross Fiduciary activities income | $426,000 | 526 |
| Service charges on deposit accounts | $1,040,000 | 1,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,049,000 | 1,983 |
| Total noninterest expense | $9,911,000 | 1,229 |
| Salaries and employee benefits | $5,057,000 | 1,286 |
| Premises and equipment expense | $1,347,000 | 1,264 |
| Additional noninterest expense | $3,507,000 | 1,098 |
| Pre-tax net operating income | $3,764,000 | 1,674 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,286,000 | 1,515 |
| Income before extraordinary items | $2,478,000 | 1,943 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,478,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,229,000 | 259 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,478,000 | 1,840 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,994,000 | 968 |
| Total interest expense | $3,967,000 | 1,209 |
| Net interest income | $11,027,000 | 893 |
| Provision for loan and lease losses | $3,762,000 | 251 |
| Total noninterest income | $1,587,000 | 1,648 |
| Gross Fiduciary activities income | $281,000 | 535 |
| Service charges on deposit accounts | $663,000 | 1,296 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $643,000 | 2,098 |
| Total noninterest expense | $6,606,000 | 1,233 |
| Salaries and employee benefits | $3,385,000 | 1,278 |
| Premises and equipment expense | $904,000 | 1,260 |
| Additional noninterest expense | $2,317,000 | 1,097 |
| Pre-tax net operating income | $2,246,000 | 1,847 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $774,000 | 1,669 |
| Income before extraordinary items | $1,472,000 | 2,145 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,472,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,686,000 | 272 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,472,000 | 2,024 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 982 |
| Total interest expense | $2,038,000 | 1,202 |
| Net interest income | $5,350,000 | 913 |
| Provision for loan and lease losses | $2,271,000 | 226 |
| Total noninterest income | $821,000 | 1,551 |
| Gross Fiduciary activities income | $141,000 | 539 |
| Service charges on deposit accounts | $311,000 | 1,340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $369,000 | 1,838 |
| Total noninterest expense | $3,313,000 | 1,212 |
| Salaries and employee benefits | $1,705,000 | 1,267 |
| Premises and equipment expense | $460,000 | 1,243 |
| Additional noninterest expense | $1,148,000 | 1,081 |
| Pre-tax net operating income | $587,000 | 3,138 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $174,000 | 2,932 |
| Income before extraordinary items | $413,000 | 3,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,153,000 | 302 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $413,000 | 3,218 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,764,000 | 990 |
| Total interest expense | $10,723,000 | 1,041 |
| Net interest income | $20,041,000 | 966 |
| Provision for loan and lease losses | $6,340,000 | 324 |
| Total noninterest income | $1,784,000 | 2,336 |
| Gross Fiduciary activities income | $539,000 | 552 |
| Service charges on deposit accounts | $1,365,000 | 1,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-120,000 | 9,333 |
| Total noninterest expense | $13,064,000 | 1,172 |
| Salaries and employee benefits | $6,668,000 | 1,207 |
| Premises and equipment expense | $1,785,000 | 1,238 |
| Additional noninterest expense | $4,611,000 | 1,073 |
| Pre-tax net operating income | $2,421,000 | 2,959 |
| Securities gains (losses) | $-14,000 | 8,946 |
| Applicable income taxes | $786,000 | 2,627 |
| Income before extraordinary items | $1,621,000 | 3,292 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,621,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,761,000 | 334 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,630,380 | 3,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,905,000 | 1,037 |
| Total interest expense | $16,183,000 | 1,000 |
| Net interest income | $16,722,000 | 1,070 |
| Provision for loan and lease losses | $5,277,000 | 345 |
| Total noninterest income | $2,747,000 | 1,583 |
| Gross Fiduciary activities income | $528,000 | 579 |
| Service charges on deposit accounts | $1,175,000 | 1,271 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,044,000 | 1,980 |
| Total noninterest expense | $13,412,000 | 1,101 |
| Salaries and employee benefits | $6,630,000 | 1,119 |
| Premises and equipment expense | $1,640,000 | 1,308 |
| Additional noninterest expense | $5,142,000 | 952 |
| Pre-tax net operating income | $780,000 | 5,558 |
| Securities gains (losses) | $146,000 | 1,429 |
| Applicable income taxes | $484,000 | 3,374 |
| Income before extraordinary items | $442,000 | 6,346 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $442,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,651,000 | 285 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $348,560 | 6,726 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $37,794,000 | 935 |
| Total interest expense | $20,505,000 | 863 |
| Net interest income | $17,289,000 | 1,008 |
| Provision for loan and lease losses | $3,789,000 | 393 |
| Total noninterest income | $127,320,000 | 137 |
| Gross Fiduciary activities income | $660,000 | 516 |
| Service charges on deposit accounts | $1,141,000 | 1,188 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,519,000 | 108 |
| Total noninterest expense | $131,568,000 | 190 |
| Salaries and employee benefits | $12,608,000 | 568 |
| Premises and equipment expense | $2,225,000 | 902 |
| Additional noninterest expense | $116,735,000 | 123 |
| Pre-tax net operating income | $9,252,000 | 829 |
| Securities gains (losses) | $30,000 | 843 |
| Applicable income taxes | $3,519,000 | 722 |
| Income before extraordinary items | $5,763,000 | 918 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,763,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,590,000 | 237 |
| Cash dividends | $15,000,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,743,800 | 921 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,325,000 | 1,236 |
| Total interest expense | $10,879,000 | 1,376 |
| Net interest income | $15,446,000 | 1,140 |
| Provision for loan and lease losses | $7,676,000 | 239 |
| Total noninterest income | $148,650,000 | 128 |
| Gross Fiduciary activities income | $93,000 | 1,002 |
| Service charges on deposit accounts | $378,000 | 3,361 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $148,179,000 | 94 |
| Total noninterest expense | $145,614,000 | 168 |
| Salaries and employee benefits | $11,937,000 | 601 |
| Premises and equipment expense | $1,983,000 | 1,018 |
| Additional noninterest expense | $131,694,000 | 111 |
| Pre-tax net operating income | $10,806,000 | 770 |
| Securities gains (losses) | $37,000 | 1,107 |
| Applicable income taxes | $3,997,000 | 705 |
| Income before extraordinary items | $6,846,000 | 837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,846,000 | 837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,085,000 | 177 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,822,320 | 825 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,782,000 | 1,171 |
| Total interest expense | $10,596,000 | 1,448 |
| Net interest income | $17,186,000 | 980 |
| Provision for loan and lease losses | $8,065,000 | 236 |
| Total noninterest income | $124,872,000 | 146 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $124,649,000 | 113 |
| Total noninterest expense | $123,724,000 | 195 |
| Salaries and employee benefits | $10,465,000 | 667 |
| Premises and equipment expense | $1,905,000 | 1,011 |
| Additional noninterest expense | $111,354,000 | 134 |
| Pre-tax net operating income | $10,269,000 | 760 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,128,000 | 668 |
| Income before extraordinary items | $6,141,000 | 888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,141,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,183,000 | 192 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,141,000 | 848 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $103,025,000 | 397 |
| Total interest expense | $9,841,000 | 1,577 |
| Net interest income | $93,184,000 | 249 |
| Provision for loan and lease losses | $17,059,000 | 145 |
| Total noninterest income | $14,050,000 | 451 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $241,000 | 4,777 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $13,809,000 | 339 |
| Total noninterest expense | $73,203,000 | 262 |
| Salaries and employee benefits | $7,734,000 | 857 |
| Premises and equipment expense | $1,570,000 | 1,253 |
| Additional noninterest expense | $63,899,000 | 177 |
| Pre-tax net operating income | $16,972,000 | 519 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $6,448,000 | 506 |
| Income before extraordinary items | $10,524,000 | 575 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,524,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,915,000 | 188 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,524,000 | 556 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,538,000 | 1,437 |
| Total interest expense | $9,745,000 | 1,633 |
| Net interest income | $13,793,000 | 1,287 |
| Provision for loan and lease losses | $10,815,000 | 189 |
| Total noninterest income | $120,196,000 | 136 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $207,000 | 5,433 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $119,989,000 | 99 |
| Total noninterest expense | $113,092,000 | 229 |
| Salaries and employee benefits | $5,043,000 | 1,333 |
| Premises and equipment expense | $1,073,000 | 1,878 |
| Additional noninterest expense | $106,976,000 | 141 |
| Pre-tax net operating income | $10,082,000 | 782 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,909,000 | 710 |
| Income before extraordinary items | $6,173,000 | 872 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,173,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,991,000 | 238 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,173,000 | 849 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,281,000 | 1,671 |
| Total interest expense | $9,825,000 | 1,616 |
| Net interest income | $10,456,000 | 1,710 |
| Provision for loan and lease losses | $3,818,000 | 383 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $146,000 | 6,759 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $3,263,000 | 3,992 |
| Salaries and employee benefits | $1,279,000 | 4,928 |
| Premises and equipment expense | $158,000 | 8,078 |
| Additional noninterest expense | $1,826,000 | 2,602 |
| Pre-tax net operating income | $3,560,000 | 2,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,307,000 | 1,860 |
| Income before extraordinary items | $2,253,000 | 2,235 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,253,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,405,000 | 410 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 275 |
| Net operating income | $2,253,000 | 2,208 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,802,000 | 1,836 |
| Total interest expense | $7,074,000 | 1,787 |
| Net interest income | $9,728,000 | 1,857 |
| Provision for loan and lease losses | $2,940,000 | 444 |
| Total noninterest income | $203,000 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $3,129,000 | 4,253 |
| Salaries and employee benefits | $1,099,000 | 5,652 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $1,891,000 | 2,699 |
| Pre-tax net operating income | $3,862,000 | 1,837 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,347,000 | 1,710 |
| Income before extraordinary items | $2,515,000 | 1,940 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,515,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,881,000 | 430 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,515,000 | 1,942 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,533,000 | 2,025 |
| Total interest expense | $6,616,000 | 1,959 |
| Net interest income | $8,917,000 | 2,029 |
| Provision for loan and lease losses | $2,976,000 | 616 |
| Total noninterest income | $203,000 | 9,177 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $2,535,000 | 5,213 |
| Salaries and employee benefits | $997,000 | 6,152 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $1,467,000 | 3,572 |
| Pre-tax net operating income | $3,609,000 | 1,893 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,331,000 | 1,752 |
| Income before extraordinary items | $2,285,000 | 2,187 |
| Extraordinary gains, net | $500,000 | 465 |
| Net income | $2,785,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,789,000 | 591 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,280,520 | 2,060 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,973,000 | 2,518 |
| Total interest expense | $6,524,000 | 2,581 |
| Net interest income | $7,449,000 | 2,430 |
| Provision for loan and lease losses | $2,756,000 | 899 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $2,299,000 | 5,688 |
| Salaries and employee benefits | $818,000 | 7,144 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $1,349,000 | 3,920 |
| Pre-tax net operating income | $2,626,000 | 2,354 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $902,000 | 2,316 |
| Income before extraordinary items | $1,728,000 | 2,658 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,728,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,617,000 | 806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,725,360 | 2,465 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.