Home > First National Bank South Dakota > Assets and Liabilities
First National Bank South Dakota, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 61 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $381,766,000 | 1,743 |
| Cash and due from depository institutions | $55,883,000 | 2,422 |
| Interest-bearing balances | $14,919,000 | 1,999 |
| Securities | $42,227,000 | 2,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $259,910,000 | 1,637 |
| Loan loss allowance | $1,881,000 | 2,961 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $2,801,000 | 3,311 |
| Other real estate owned | $105,000 | 2,422 |
| Goodwill and other intangibles | $14,666,000 | 389 |
| All other assets | $6,174,000 | 2,591 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $381,766,000 | 1,743 |
| Total liabilities | $339,900,000 | 1,741 |
| Total deposits | $337,840,000 | 1,671 |
| Interest-bearing deposits | $284,237,000 | 1,590 |
| Deposits held in domestic offices | $337,840,000 | 1,670 |
| % insured | 84.73% | 3,552 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,060,000 | 1,921 |
| Total equity capital | $41,866,000 | 1,753 |
| Total bank equity capital | $41,866,000 | 1,753 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 2,785 |
| Surplus | $18,550,000 | 1,570 |
| Undivided profits | $22,716,000 | 1,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 3,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,558,000 | 956 |
| Earning assets | $317,056,000 | 1,923 |
| Long-term assets (5+ years) | $50,629,000 | 3,295 |
| Average Assets, year-to-date | $377,356,000 | 1,740 |
| Average Assets, quarterly | $376,929,500 | 1,757 |
| Volatile liabilities | $13,847,000 | 2,559 |
| Insider loans | $0 | 5,997 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $488,000 | 1,349 |
| Unused loan commitments | $55,535,000 | 1,350 |
| Tier 1 (core) risk-based capital | $27,023,000 | 2,466 |
| Tier 2 risk-based capital | $1,933,000 | 2,466 |
| Total risk weighted assets | $199,921,000 | 2,156 |
| Total unused commitments | $55,535,000 | 1,350 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 66 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $372,093,000 | 1,788 |
| Cash and due from depository institutions | $47,196,000 | 2,249 |
| Interest-bearing balances | $13,808,000 | 2,437 |
| Securities | $43,671,000 | 2,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $257,524,000 | 1,631 |
| Loan loss allowance | $1,958,000 | 2,926 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,797,000 | 3,334 |
| Other real estate owned | $112,000 | 2,249 |
| Goodwill and other intangibles | $14,666,000 | 394 |
| All other assets | $6,127,000 | 2,611 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $372,093,000 | 1,788 |
| Total liabilities | $330,965,000 | 1,792 |
| Total deposits | $328,894,000 | 1,715 |
| Interest-bearing deposits | $284,902,000 | 1,603 |
| Deposits held in domestic offices | $328,894,000 | 1,715 |
| % insured | 84.14% | 3,770 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,071,000 | 1,892 |
| Total equity capital | $41,128,000 | 1,757 |
| Total bank equity capital | $41,128,000 | 1,757 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $600,000 | 2,814 |
| Surplus | $18,550,000 | 1,585 |
| Undivided profits | $21,978,000 | 1,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,447,000 | 985 |
| Earning assets | $315,003,000 | 1,932 |
| Long-term assets (5+ years) | $55,345,000 | 3,120 |
| Average Assets, year-to-date | $375,151,000 | 1,755 |
| Average Assets, quarterly | $375,151,000 | 1,755 |
| Volatile liabilities | $10,800,000 | 2,877 |
| Insider loans | $0 | 6,056 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $48,000 | 1,808 |
| Unused loan commitments | $61,538,000 | 1,260 |
| Tier 1 (core) risk-based capital | $26,330,000 | 2,520 |
| Tier 2 risk-based capital | $2,020,000 | 2,362 |
| Total risk weighted assets | $196,252,000 | 2,183 |
| Total unused commitments | $61,538,000 | 1,260 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 71 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $378,209,000 | 1,740 |
| Cash and due from depository institutions | $31,603,000 | 2,121 |
| Interest-bearing balances | $15,316,000 | 2,104 |
| Securities | $44,673,000 | 2,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $277,974,000 | 1,526 |
| Loan loss allowance | $1,990,000 | 2,920 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,859,000 | 3,325 |
| Other real estate owned | $112,000 | 2,121 |
| Goodwill and other intangibles | $14,666,000 | 391 |
| All other assets | $6,322,000 | 2,603 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $378,209,000 | 1,740 |
| Total liabilities | $337,706,000 | 1,751 |
| Total deposits | $335,462,000 | 1,669 |
| Interest-bearing deposits | $285,465,000 | 1,588 |
| Deposits held in domestic offices | $335,462,000 | 1,668 |
| % insured | 82.66% | 4,134 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,244,000 | 1,799 |
| Total equity capital | $40,503,000 | 1,744 |
| Total bank equity capital | $40,503,000 | 1,744 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $600,000 | 2,850 |
| Surplus | $18,550,000 | 1,590 |
| Undivided profits | $21,353,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 3,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,505,000 | 1,005 |
| Earning assets | $337,963,000 | 1,782 |
| Long-term assets (5+ years) | $57,417,000 | 3,027 |
| Average Assets, year-to-date | $377,708,800 | 1,732 |
| Average Assets, quarterly | $372,904,500 | 1,759 |
| Volatile liabilities | $18,235,000 | 2,093 |
| Insider loans | $0 | 6,118 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $173,000 | 1,629 |
| Unused loan commitments | $54,855,000 | 1,307 |
| Tier 1 (core) risk-based capital | $25,792,000 | 2,549 |
| Tier 2 risk-based capital | $2,054,000 | 2,345 |
| Total risk weighted assets | $199,489,000 | 2,150 |
| Total unused commitments | $54,855,000 | 1,307 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 79 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $367,600,000 | 1,795 |
| Cash and due from depository institutions | $24,310,000 | 1,924 |
| Interest-bearing balances | $15,752,000 | 2,075 |
| Securities | $44,904,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $273,957,000 | 1,535 |
| Loan loss allowance | $2,066,000 | 2,910 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,889,000 | 3,305 |
| Other real estate owned | $112,000 | 1,924 |
| Goodwill and other intangibles | $14,666,000 | 393 |
| All other assets | $6,762,000 | 2,465 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $367,600,000 | 1,795 |
| Total liabilities | $326,808,000 | 1,801 |
| Total deposits | $322,448,000 | 1,726 |
| Interest-bearing deposits | $281,710,000 | 1,619 |
| Deposits held in domestic offices | $322,448,000 | 1,725 |
| % insured | 85.97% | 3,519 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 1,503 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,960,000 | 2,088 |
| Total equity capital | $40,792,000 | 1,730 |
| Total bank equity capital | $40,792,000 | 1,730 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $600,000 | 2,884 |
| Surplus | $18,550,000 | 1,602 |
| Undivided profits | $21,642,000 | 1,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 3,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,839,000 | 891 |
| Earning assets | $334,613,000 | 1,792 |
| Long-term assets (5+ years) | $55,391,000 | 3,096 |
| Average Assets, year-to-date | $377,583,750 | 1,744 |
| Average Assets, quarterly | $369,113,500 | 1,785 |
| Volatile liabilities | $21,723,000 | 1,861 |
| Insider loans | $91,000 | 5,715 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $151,000 | 1,794 |
| Unused loan commitments | $60,120,000 | 1,251 |
| Tier 1 (core) risk-based capital | $26,006,000 | 2,539 |
| Tier 2 risk-based capital | $2,130,000 | 2,283 |
| Total risk weighted assets | $194,324,000 | 2,187 |
| Total unused commitments | $60,120,000 | 1,251 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 82 | 1,850 |
| Assets and Liabilities | ||
| Total Assets: | $370,627,000 | 1,778 |
| Cash and due from depository institutions | $23,777,000 | 1,850 |
| Interest-bearing balances | $17,021,000 | 2,063 |
| Securities | $46,530,000 | 2,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $276,251,000 | 1,516 |
| Loan loss allowance | $2,193,000 | 2,812 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,905,000 | 3,303 |
| Other real estate owned | $112,000 | 1,850 |
| Goodwill and other intangibles | $14,666,000 | 387 |
| All other assets | $6,386,000 | 2,521 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $370,627,000 | 1,778 |
| Total liabilities | $328,399,000 | 1,789 |
| Total deposits | $321,011,000 | 1,723 |
| Interest-bearing deposits | $284,854,000 | 1,602 |
| Deposits held in domestic offices | $321,011,000 | 1,721 |
| % insured | 84.62% | 4,027 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,116 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,088,000 | 1,945 |
| Total equity capital | $42,228,000 | 1,667 |
| Total bank equity capital | $42,228,000 | 1,666 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $600,000 | 2,907 |
| Surplus | $18,550,000 | 1,604 |
| Undivided profits | $23,078,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 3,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,258,000 | 1,135 |
| Earning assets | $339,802,000 | 1,771 |
| Long-term assets (5+ years) | $75,589,000 | 2,439 |
| Average Assets, year-to-date | $380,911,670 | 1,735 |
| Average Assets, quarterly | $376,012,500 | 1,750 |
| Volatile liabilities | $23,623,000 | 1,732 |
| Insider loans | $94,000 | 5,766 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $189,000 | 1,924 |
| Unused loan commitments | $59,545,000 | 1,249 |
| Tier 1 (core) risk-based capital | $27,501,000 | 2,390 |
| Tier 2 risk-based capital | $2,263,000 | 2,168 |
| Total risk weighted assets | $196,424,000 | 2,139 |
| Total unused commitments | $59,545,000 | 1,249 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 79 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $381,398,000 | 1,751 |
| Cash and due from depository institutions | $23,575,000 | 1,930 |
| Interest-bearing balances | $17,571,000 | 2,388 |
| Securities | $139,302,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $193,943,000 | 2,044 |
| Loan loss allowance | $2,136,000 | 2,909 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,948,000 | 3,302 |
| Other real estate owned | $112,000 | 1,930 |
| Goodwill and other intangibles | $14,666,000 | 387 |
| All other assets | $6,852,000 | 2,386 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $381,398,000 | 1,751 |
| Total liabilities | $337,048,000 | 1,763 |
| Total deposits | $334,149,000 | 1,679 |
| Interest-bearing deposits | $292,288,000 | 1,583 |
| Deposits held in domestic offices | $334,149,000 | 1,679 |
| % insured | 84.00% | 4,235 |
| Federal funds purchased & repurchase agreements | $500,000 | 1,816 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,399,000 | 1,781 |
| Total equity capital | $44,350,000 | 1,625 |
| Total bank equity capital | $44,350,000 | 1,624 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $600,000 | 2,947 |
| Surplus | $18,550,000 | 1,614 |
| Undivided profits | $25,200,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,294,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,682,000 | 913 |
| Earning assets | $350,816,000 | 1,740 |
| Long-term assets (5+ years) | $92,183,000 | 2,095 |
| Average Assets, year-to-date | $386,054,000 | 1,735 |
| Average Assets, quarterly | $386,054,000 | 1,735 |
| Volatile liabilities | $17,700,000 | 2,115 |
| Insider loans | $42,000 | 6,049 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $72,625,000 | 1,043 |
| Tier 1 (core) risk-based capital | $29,116,000 | 2,263 |
| Tier 2 risk-based capital | $2,211,000 | 2,214 |
| Total risk weighted assets | $187,157,000 | 2,237 |
| Total unused commitments | $72,625,000 | 1,043 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 89 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $390,710,000 | 1,709 |
| Cash and due from depository institutions | $35,078,000 | 1,710 |
| Interest-bearing balances | $22,179,000 | 1,821 |
| Securities | $152,143,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $178,825,000 | 2,199 |
| Loan loss allowance | $2,371,000 | 2,719 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,980,000 | 3,295 |
| Other real estate owned | $112,000 | 1,710 |
| Goodwill and other intangibles | $14,666,000 | 388 |
| All other assets | $6,906,000 | 2,387 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $390,710,000 | 1,709 |
| Total liabilities | $340,563,000 | 1,737 |
| Total deposits | $338,182,000 | 1,656 |
| Interest-bearing deposits | $290,696,000 | 1,574 |
| Deposits held in domestic offices | $338,182,000 | 1,656 |
| % insured | 87.10% | 4,355 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,381,000 | 1,841 |
| Total equity capital | $50,147,000 | 1,452 |
| Total bank equity capital | $50,147,000 | 1,450 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $600,000 | 2,972 |
| Surplus | $18,550,000 | 1,615 |
| Undivided profits | $30,997,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,659,000 | 948 |
| Earning assets | $353,147,000 | 1,724 |
| Long-term assets (5+ years) | $86,023,000 | 2,144 |
| Average Assets, year-to-date | $398,557,200 | 1,642 |
| Average Assets, quarterly | $385,436,000 | 1,719 |
| Volatile liabilities | $17,325,000 | 2,210 |
| Insider loans | $45,000 | 6,113 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $959,000 | 1,461 |
| Unused loan commitments | $63,563,000 | 1,112 |
| Tier 1 (core) risk-based capital | $34,681,000 | 1,901 |
| Tier 2 risk-based capital | $2,419,000 | 2,038 |
| Total risk weighted assets | $191,007,000 | 2,205 |
| Total unused commitments | $63,563,000 | 1,112 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 90 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $380,162,000 | 1,752 |
| Cash and due from depository institutions | $25,636,000 | 1,695 |
| Interest-bearing balances | $18,931,000 | 1,986 |
| Securities | $159,097,000 | 973 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $170,206,000 | 2,322 |
| Loan loss allowance | $2,364,000 | 2,787 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,894,000 | 3,369 |
| Other real estate owned | $156,000 | 1,695 |
| Goodwill and other intangibles | $14,666,000 | 389 |
| All other assets | $7,507,000 | 2,280 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $380,162,000 | 1,752 |
| Total liabilities | $330,373,000 | 1,782 |
| Total deposits | $327,752,000 | 1,695 |
| Interest-bearing deposits | $289,906,000 | 1,588 |
| Deposits held in domestic offices | $327,752,000 | 1,694 |
| % insured | 85.89% | 4,887 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,621,000 | 1,793 |
| Total equity capital | $49,789,000 | 1,473 |
| Total bank equity capital | $49,789,000 | 1,471 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 3,021 |
| Surplus | $18,550,000 | 1,629 |
| Undivided profits | $30,639,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 4,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,264,000 | 807 |
| Earning assets | $348,234,000 | 1,740 |
| Long-term assets (5+ years) | $100,015,000 | 1,881 |
| Average Assets, year-to-date | $400,519,000 | 1,650 |
| Average Assets, quarterly | $383,741,000 | 1,731 |
| Volatile liabilities | $19,216,000 | 2,085 |
| Insider loans | $48,000 | 6,175 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $472,000 | 1,750 |
| Unused loan commitments | $62,586,000 | 1,115 |
| Tier 1 (core) risk-based capital | $34,209,000 | 1,945 |
| Tier 2 risk-based capital | $2,243,000 | 2,195 |
| Total risk weighted assets | $177,362,000 | 2,361 |
| Total unused commitments | $62,586,000 | 1,115 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 90 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $387,320,000 | 1,720 |
| Cash and due from depository institutions | $26,895,000 | 1,687 |
| Interest-bearing balances | $19,062,000 | 1,965 |
| Securities | $164,483,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $170,333,000 | 2,310 |
| Loan loss allowance | $2,980,000 | 2,359 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,985,000 | 3,318 |
| Other real estate owned | $156,000 | 1,687 |
| Goodwill and other intangibles | $14,666,000 | 389 |
| All other assets | $7,802,000 | 2,194 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $387,320,000 | 1,720 |
| Total liabilities | $338,388,000 | 1,752 |
| Total deposits | $332,541,000 | 1,667 |
| Interest-bearing deposits | $293,346,000 | 1,575 |
| Deposits held in domestic offices | $332,541,000 | 1,667 |
| % insured | 85.85% | 5,049 |
| Federal funds purchased & repurchase agreements | $3,403,000 | 1,379 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,444,000 | 1,785 |
| Total equity capital | $48,932,000 | 1,469 |
| Total bank equity capital | $48,932,000 | 1,466 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $600,000 | 3,060 |
| Surplus | $18,550,000 | 1,630 |
| Undivided profits | $29,782,000 | 1,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 4,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,461,000 | 1,057 |
| Earning assets | $353,878,000 | 1,721 |
| Long-term assets (5+ years) | $106,016,000 | 1,764 |
| Average Assets, year-to-date | $407,304,670 | 1,621 |
| Average Assets, quarterly | $401,085,500 | 1,659 |
| Volatile liabilities | $22,800,000 | 1,846 |
| Insider loans | $0 | 6,533 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $859,000 | 1,411 |
| Unused loan commitments | $56,342,000 | 1,191 |
| Tier 1 (core) risk-based capital | $33,533,000 | 1,965 |
| Tier 2 risk-based capital | $2,259,000 | 2,179 |
| Total risk weighted assets | $178,103,000 | 2,348 |
| Total unused commitments | $56,342,000 | 1,191 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 88 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $414,851,000 | 1,613 |
| Cash and due from depository institutions | $55,586,000 | 1,715 |
| Interest-bearing balances | $48,052,000 | 924 |
| Securities | $153,126,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $179,818,000 | 2,188 |
| Loan loss allowance | $3,552,000 | 2,048 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,045,000 | 3,300 |
| Other real estate owned | $0 | 1,715 |
| Goodwill and other intangibles | $14,666,000 | 388 |
| All other assets | $8,610,000 | 2,053 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $414,851,000 | 1,613 |
| Total liabilities | $367,089,000 | 1,628 |
| Total deposits | $364,584,000 | 1,530 |
| Interest-bearing deposits | $323,473,000 | 1,456 |
| Deposits held in domestic offices | $364,584,000 | 1,530 |
| % insured | 81.24% | 6,012 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,505,000 | 1,729 |
| Total equity capital | $47,762,000 | 1,473 |
| Total bank equity capital | $47,762,000 | 1,471 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $600,000 | 3,098 |
| Surplus | $18,550,000 | 1,634 |
| Undivided profits | $28,612,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,294,000 | 3,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 692 |
| Income earned, not collected on loans | $2,736,000 | 936 |
| Earning assets | $380,996,000 | 1,607 |
| Long-term assets (5+ years) | $107,456,000 | 1,723 |
| Average Assets, year-to-date | $417,297,000 | 1,596 |
| Average Assets, quarterly | $417,297,000 | 1,596 |
| Volatile liabilities | $20,526,000 | 2,018 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $986,000 | 1,290 |
| Unused loan commitments | $58,585,000 | 1,147 |
| Tier 1 (core) risk-based capital | $32,636,000 | 2,010 |
| Tier 2 risk-based capital | $2,310,000 | 2,153 |
| Total risk weighted assets | $181,968,000 | 2,321 |
| Total unused commitments | $58,585,000 | 1,147 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 99 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $419,743,000 | 1,583 |
| Cash and due from depository institutions | $114,542,000 | 1,506 |
| Interest-bearing balances | $104,666,000 | 377 |
| Securities | $78,939,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $199,679,000 | 2,015 |
| Loan loss allowance | $3,872,000 | 1,902 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,081,000 | 3,279 |
| Other real estate owned | $0 | 1,506 |
| Goodwill and other intangibles | $14,666,000 | 387 |
| All other assets | $8,836,000 | 2,034 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $419,743,000 | 1,583 |
| Total liabilities | $372,403,000 | 1,597 |
| Total deposits | $370,285,000 | 1,483 |
| Interest-bearing deposits | $324,858,000 | 1,430 |
| Deposits held in domestic offices | $370,285,000 | 1,482 |
| % insured | 80.28% | 6,202 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,118,000 | 1,966 |
| Total equity capital | $47,340,000 | 1,487 |
| Total bank equity capital | $47,340,000 | 1,487 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $600,000 | 3,124 |
| Surplus | $18,550,000 | 1,643 |
| Undivided profits | $28,190,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,238,000 | 1,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 698 |
| Income earned, not collected on loans | $2,701,000 | 1,002 |
| Earning assets | $383,284,000 | 1,577 |
| Long-term assets (5+ years) | $47,365,000 | 2,794 |
| Average Assets, year-to-date | $404,978,400 | 1,603 |
| Average Assets, quarterly | $410,261,500 | 1,613 |
| Volatile liabilities | $22,891,000 | 2,000 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $888,000 | 1,199 |
| Unused loan commitments | $57,517,000 | 1,134 |
| Tier 1 (core) risk-based capital | $32,072,000 | 2,023 |
| Tier 2 risk-based capital | $2,423,000 | 2,065 |
| Total risk weighted assets | $191,380,000 | 2,213 |
| Total unused commitments | $57,517,000 | 1,134 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 102 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $400,780,000 | 1,652 |
| Cash and due from depository institutions | $89,697,000 | 1,464 |
| Interest-bearing balances | $80,468,000 | 513 |
| Securities | $83,074,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $197,028,000 | 2,051 |
| Loan loss allowance | $4,621,000 | 1,628 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,139,000 | 3,262 |
| Other real estate owned | $3,371,000 | 1,464 |
| Goodwill and other intangibles | $14,666,000 | 390 |
| All other assets | $9,805,000 | 1,891 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $400,780,000 | 1,652 |
| Total liabilities | $353,121,000 | 1,674 |
| Total deposits | $350,913,000 | 1,548 |
| Interest-bearing deposits | $314,816,000 | 1,469 |
| Deposits held in domestic offices | $350,913,000 | 1,546 |
| % insured | 79.93% | 6,344 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,208,000 | 1,988 |
| Total equity capital | $47,659,000 | 1,487 |
| Total bank equity capital | $47,659,000 | 1,487 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $600,000 | 3,163 |
| Surplus | $18,550,000 | 1,655 |
| Undivided profits | $28,509,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,375,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $998,000 | 306 |
| Income earned, not collected on loans | $3,414,000 | 790 |
| Earning assets | $360,570,000 | 1,674 |
| Long-term assets (5+ years) | $44,517,000 | 2,861 |
| Average Assets, year-to-date | $401,287,250 | 1,623 |
| Average Assets, quarterly | $399,667,000 | 1,642 |
| Volatile liabilities | $21,149,000 | 2,149 |
| Insider loans | $100,000 | 6,177 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $549,000 | 1,336 |
| Unused loan commitments | $57,749,000 | 1,134 |
| Tier 1 (core) risk-based capital | $32,281,000 | 1,999 |
| Tier 2 risk-based capital | $2,464,000 | 2,039 |
| Total risk weighted assets | $193,889,000 | 2,194 |
| Total unused commitments | $57,749,000 | 1,135 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 105 | 1,433 |
| Assets and Liabilities | ||
| Total Assets: | $398,554,000 | 1,653 |
| Cash and due from depository institutions | $81,001,000 | 1,433 |
| Interest-bearing balances | $73,396,000 | 515 |
| Securities | $70,506,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $212,665,000 | 1,926 |
| Loan loss allowance | $5,200,000 | 1,508 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,405,000 | 2,594 |
| Other real estate owned | $3,723,000 | 1,433 |
| Goodwill and other intangibles | $14,666,000 | 397 |
| All other assets | $11,588,000 | 1,658 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $398,554,000 | 1,653 |
| Total liabilities | $351,235,000 | 1,679 |
| Total deposits | $349,074,000 | 1,554 |
| Interest-bearing deposits | $311,248,000 | 1,497 |
| Deposits held in domestic offices | $349,074,000 | 1,553 |
| % insured | 77.81% | 6,646 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,161,000 | 1,916 |
| Total equity capital | $47,319,000 | 1,467 |
| Total bank equity capital | $47,319,000 | 1,466 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $600,000 | 3,206 |
| Surplus | $18,550,000 | 1,645 |
| Undivided profits | $28,169,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,065,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,114,000 | 277 |
| Income earned, not collected on loans | $2,767,000 | 995 |
| Earning assets | $356,567,000 | 1,689 |
| Long-term assets (5+ years) | $52,129,000 | 2,503 |
| Average Assets, year-to-date | $401,456,330 | 1,637 |
| Average Assets, quarterly | $400,485,000 | 1,646 |
| Volatile liabilities | $20,361,000 | 2,240 |
| Insider loans | $100,000 | 6,208 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $180,000 | 1,519 |
| Unused loan commitments | $60,726,000 | 1,087 |
| Tier 1 (core) risk-based capital | $32,136,000 | 1,977 |
| Tier 2 risk-based capital | $2,660,000 | 1,924 |
| Total risk weighted assets | $209,179,000 | 2,047 |
| Total unused commitments | $60,726,000 | 1,087 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 111 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $402,416,000 | 1,653 |
| Cash and due from depository institutions | $65,893,000 | 1,333 |
| Interest-bearing balances | $58,592,000 | 663 |
| Securities | $76,479,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $224,084,000 | 1,863 |
| Loan loss allowance | $5,234,000 | 1,518 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,026,000 | 1,978 |
| Other real estate owned | $3,113,000 | 1,333 |
| Goodwill and other intangibles | $14,666,000 | 399 |
| All other assets | $12,155,000 | 1,621 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $402,416,000 | 1,653 |
| Total liabilities | $355,156,000 | 1,677 |
| Total deposits | $352,835,000 | 1,552 |
| Interest-bearing deposits | $315,076,000 | 1,500 |
| Deposits held in domestic offices | $352,835,000 | 1,550 |
| % insured | 81.46% | 6,239 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,321,000 | 1,757 |
| Total equity capital | $47,260,000 | 1,441 |
| Total bank equity capital | $47,260,000 | 1,439 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,246 |
| Surplus | $18,550,000 | 1,659 |
| Undivided profits | $28,110,000 | 1,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,051,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,459,000 | 230 |
| Income earned, not collected on loans | $3,174,000 | 872 |
| Earning assets | $359,155,000 | 1,676 |
| Long-term assets (5+ years) | $59,680,000 | 2,199 |
| Average Assets, year-to-date | $402,907,500 | 1,637 |
| Average Assets, quarterly | $402,907,500 | 1,637 |
| Volatile liabilities | $22,404,000 | 2,116 |
| Insider loans | $101,000 | 6,268 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $80,000 | 1,591 |
| Unused loan commitments | $64,472,000 | 1,049 |
| Tier 1 (core) risk-based capital | $32,686,000 | 1,941 |
| Tier 2 risk-based capital | $2,951,000 | 1,770 |
| Total risk weighted assets | $232,924,000 | 1,883 |
| Total unused commitments | $64,472,000 | 1,050 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 111 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $403,399,000 | 1,640 |
| Cash and due from depository institutions | $46,714,000 | 1,355 |
| Interest-bearing balances | $40,250,000 | 917 |
| Securities | $61,205,000 | 2,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $259,321,000 | 1,669 |
| Loan loss allowance | $3,586,000 | 2,075 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,156,000 | 1,960 |
| Other real estate owned | $2,666,000 | 1,355 |
| Goodwill and other intangibles | $14,666,000 | 407 |
| All other assets | $12,671,000 | 1,608 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $403,399,000 | 1,640 |
| Total liabilities | $355,158,000 | 1,675 |
| Total deposits | $353,225,000 | 1,544 |
| Interest-bearing deposits | $313,348,000 | 1,500 |
| Deposits held in domestic offices | $353,225,000 | 1,542 |
| % insured | 79.37% | 6,506 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,933,000 | 2,048 |
| Total equity capital | $48,241,000 | 1,393 |
| Total bank equity capital | $48,241,000 | 1,392 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,293 |
| Surplus | $18,550,000 | 1,667 |
| Undivided profits | $29,091,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,426,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,303,000 | 316 |
| Income earned, not collected on loans | $4,074,000 | 679 |
| Earning assets | $360,776,000 | 1,666 |
| Long-term assets (5+ years) | $49,591,000 | 2,463 |
| Average Assets, year-to-date | $404,770,800 | 1,632 |
| Average Assets, quarterly | $394,250,500 | 1,679 |
| Volatile liabilities | $52,020,000 | 2,430 |
| Insider loans | $101,000 | 6,383 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $326,000 | 1,608 |
| Unused loan commitments | $66,331,000 | 1,016 |
| Tier 1 (core) risk-based capital | $33,583,000 | 1,893 |
| Tier 2 risk-based capital | $3,244,000 | 1,653 |
| Total risk weighted assets | $258,035,000 | 1,741 |
| Total unused commitments | $66,331,000 | 1,017 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 110 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $385,102,000 | 1,748 |
| Cash and due from depository institutions | $23,446,000 | 1,368 |
| Interest-bearing balances | $9,384,000 | 2,902 |
| Securities | $44,014,000 | 2,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $283,697,000 | 1,563 |
| Loan loss allowance | $4,001,000 | 1,916 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,279,000 | 1,956 |
| Other real estate owned | $1,928,000 | 1,368 |
| Goodwill and other intangibles | $14,667,000 | 405 |
| All other assets | $11,071,000 | 1,810 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $385,102,000 | 1,748 |
| Total liabilities | $333,685,000 | 1,801 |
| Total deposits | $330,512,000 | 1,671 |
| Interest-bearing deposits | $294,360,000 | 1,643 |
| Deposits held in domestic offices | $330,512,000 | 1,669 |
| % insured | 79.98% | 6,115 |
| Federal funds purchased & repurchase agreements | $312,000 | 2,378 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,861,000 | 1,673 |
| Total equity capital | $51,417,000 | 1,333 |
| Total bank equity capital | $51,417,000 | 1,333 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $600,000 | 3,360 |
| Surplus | $18,550,000 | 1,669 |
| Undivided profits | $32,267,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $8,938,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $690,000 | 436 |
| Income earned, not collected on loans | $4,452,000 | 632 |
| Earning assets | $337,095,000 | 1,808 |
| Long-term assets (5+ years) | $34,756,000 | 3,150 |
| Average Assets, year-to-date | $405,113,750 | 1,660 |
| Average Assets, quarterly | $391,920,000 | 1,717 |
| Volatile liabilities | $51,143,000 | 2,555 |
| Insider loans | $103,000 | 6,461 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $428,000 | 1,539 |
| Unused loan commitments | $67,748,000 | 1,001 |
| Tier 1 (core) risk-based capital | $36,313,000 | 1,769 |
| Tier 2 risk-based capital | $3,454,000 | 1,602 |
| Total risk weighted assets | $274,872,000 | 1,684 |
| Total unused commitments | $67,748,000 | 1,002 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 113 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $398,738,000 | 1,703 |
| Cash and due from depository institutions | $29,255,000 | 1,355 |
| Interest-bearing balances | $22,051,000 | 1,492 |
| Securities | $37,577,000 | 2,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $298,056,000 | 1,509 |
| Loan loss allowance | $4,118,000 | 1,872 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,339,000 | 1,957 |
| Other real estate owned | $1,929,000 | 1,355 |
| Goodwill and other intangibles | $14,666,000 | 408 |
| All other assets | $10,916,000 | 1,855 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $398,738,000 | 1,703 |
| Total liabilities | $342,035,000 | 1,770 |
| Total deposits | $336,963,000 | 1,646 |
| Interest-bearing deposits | $301,515,000 | 1,608 |
| Deposits held in domestic offices | $336,963,000 | 1,645 |
| % insured | 79.46% | 6,308 |
| Federal funds purchased & repurchase agreements | $313,000 | 2,423 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,759,000 | 1,062 |
| Total equity capital | $56,703,000 | 1,193 |
| Total bank equity capital | $56,703,000 | 1,192 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $600,000 | 3,395 |
| Surplus | $24,800,000 | 1,277 |
| Undivided profits | $31,303,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,185,000 | 2,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,700,000 | 777 |
| Earning assets | $357,684,000 | 1,725 |
| Long-term assets (5+ years) | $30,266,000 | 3,411 |
| Average Assets, year-to-date | $411,784,330 | 1,651 |
| Average Assets, quarterly | $401,991,500 | 1,687 |
| Volatile liabilities | $55,055,000 | 2,430 |
| Insider loans | $105,000 | 6,510 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $358,000 | 1,435 |
| Unused loan commitments | $50,463,000 | 1,272 |
| Tier 1 (core) risk-based capital | $41,674,000 | 1,520 |
| Tier 2 risk-based capital | $3,548,000 | 1,577 |
| Total risk weighted assets | $282,313,000 | 1,656 |
| Total unused commitments | $50,463,000 | 1,273 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 114 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $405,245,000 | 1,722 |
| Cash and due from depository institutions | $19,348,000 | 1,356 |
| Interest-bearing balances | $4,037,000 | 4,010 |
| Securities | $37,887,000 | 2,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $313,914,000 | 1,463 |
| Loan loss allowance | $4,281,000 | 1,833 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,496,000 | 1,945 |
| Other real estate owned | $1,929,000 | 1,356 |
| Goodwill and other intangibles | $14,666,000 | 410 |
| All other assets | $11,005,000 | 1,894 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $405,245,000 | 1,722 |
| Total liabilities | $349,924,000 | 1,785 |
| Total deposits | $346,103,000 | 1,656 |
| Interest-bearing deposits | $311,243,000 | 1,615 |
| Deposits held in domestic offices | $346,103,000 | 1,654 |
| % insured | 76.77% | 6,737 |
| Federal funds purchased & repurchase agreements | $1,473,000 | 1,950 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,348,000 | 1,871 |
| Total equity capital | $55,321,000 | 1,219 |
| Total bank equity capital | $55,321,000 | 1,219 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $600,000 | 3,453 |
| Surplus | $24,800,000 | 1,297 |
| Undivided profits | $29,921,000 | 1,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,323,000 | 3,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,012,000 | 731 |
| Earning assets | $355,838,000 | 1,771 |
| Long-term assets (5+ years) | $32,688,000 | 3,247 |
| Average Assets, year-to-date | $418,307,500 | 1,665 |
| Average Assets, quarterly | $418,307,500 | 1,665 |
| Volatile liabilities | $59,833,000 | 2,338 |
| Insider loans | $191,000 | 6,234 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $50,000 | 1,793 |
| Unused loan commitments | $65,734,000 | 1,053 |
| Tier 1 (core) risk-based capital | $40,424,000 | 1,570 |
| Tier 2 risk-based capital | $3,720,000 | 1,550 |
| Total risk weighted assets | $296,519,000 | 1,620 |
| Total unused commitments | $65,734,000 | 1,056 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 116 | 1,349 |
| Assets and Liabilities | ||
| Total Assets: | $431,370,000 | 1,631 |
| Cash and due from depository institutions | $31,782,000 | 1,349 |
| Interest-bearing balances | $19,214,000 | 1,435 |
| Securities | $34,566,000 | 3,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $326,168,000 | 1,439 |
| Loan loss allowance | $10,490,000 | 831 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,601,000 | 1,955 |
| Other real estate owned | $1,929,000 | 1,349 |
| Goodwill and other intangibles | $14,666,000 | 411 |
| All other assets | $15,658,000 | 1,476 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $431,370,000 | 1,631 |
| Total liabilities | $380,950,000 | 1,667 |
| Total deposits | $368,098,000 | 1,561 |
| Interest-bearing deposits | $327,379,000 | 1,528 |
| Deposits held in domestic offices | $368,098,000 | 1,560 |
| % insured | 76.72% | 6,758 |
| Federal funds purchased & repurchase agreements | $9,450,000 | 1,096 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,402,000 | 1,400 |
| Total equity capital | $50,420,000 | 1,316 |
| Total bank equity capital | $50,420,000 | 1,316 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $600,000 | 3,499 |
| Surplus | $24,800,000 | 1,304 |
| Undivided profits | $25,020,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,786,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,143 |
| Income earned, not collected on loans | $5,462,000 | 528 |
| Earning assets | $379,948,000 | 1,680 |
| Long-term assets (5+ years) | $31,859,000 | 3,282 |
| Average Assets, year-to-date | $457,577,800 | 1,512 |
| Average Assets, quarterly | $439,084,000 | 1,601 |
| Volatile liabilities | $87,179,000 | 1,712 |
| Insider loans | $190,000 | 6,303 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $1,034,000 | 990 |
| Unused loan commitments | $64,916,000 | 1,091 |
| Tier 1 (core) risk-based capital | $35,408,000 | 1,794 |
| Tier 2 risk-based capital | $4,440,000 | 1,343 |
| Total risk weighted assets | $349,104,000 | 1,437 |
| Total unused commitments | $64,916,000 | 1,093 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 121 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $446,798,000 | 1,602 |
| Cash and due from depository institutions | $32,659,000 | 1,321 |
| Interest-bearing balances | $25,195,000 | 1,016 |
| Securities | $35,853,000 | 3,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $342,549,000 | 1,410 |
| Loan loss allowance | $9,171,000 | 893 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,797,000 | 1,920 |
| Other real estate owned | $283,000 | 1,321 |
| Goodwill and other intangibles | $14,666,000 | 440 |
| All other assets | $13,991,000 | 1,439 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $446,798,000 | 1,602 |
| Total liabilities | $395,520,000 | 1,631 |
| Total deposits | $367,394,000 | 1,552 |
| Interest-bearing deposits | $334,481,000 | 1,489 |
| Deposits held in domestic offices | $367,394,000 | 1,549 |
| % insured | 80.83% | 6,356 |
| Federal funds purchased & repurchase agreements | $11,942,000 | 992 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $1,381,000 | 245 |
| All other liabilities | $4,803,000 | 1,162 |
| Total equity capital | $51,278,000 | 1,342 |
| Total bank equity capital | $51,278,000 | 1,341 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $600,000 | 3,542 |
| Surplus | $24,800,000 | 1,304 |
| Undivided profits | $25,878,000 | 1,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,826,000 | 1,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,131 |
| Income earned, not collected on loans | $5,820,000 | 540 |
| Earning assets | $403,597,000 | 1,614 |
| Long-term assets (5+ years) | $27,036,000 | 3,582 |
| Average Assets, year-to-date | $464,129,750 | 1,507 |
| Average Assets, quarterly | $454,808,000 | 1,553 |
| Volatile liabilities | $109,264,000 | 1,402 |
| Insider loans | $190,000 | 6,316 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $764,000 | 1,060 |
| Unused loan commitments | $63,638,000 | 1,170 |
| Tier 1 (core) risk-based capital | $36,209,000 | 1,796 |
| Tier 2 risk-based capital | $4,587,000 | 1,318 |
| Total risk weighted assets | $362,299,000 | 1,410 |
| Total unused commitments | $63,638,000 | 1,172 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 125 | 1,319 |
| Assets and Liabilities | ||
| Total Assets: | $462,818,000 | 1,540 |
| Cash and due from depository institutions | $30,755,000 | 1,319 |
| Interest-bearing balances | $34,000 | 6,782 |
| Securities | $35,906,000 | 3,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $361,632,000 | 1,352 |
| Loan loss allowance | $7,367,000 | 1,057 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,883,000 | 1,922 |
| Other real estate owned | $223,000 | 1,319 |
| Goodwill and other intangibles | $14,666,000 | 457 |
| All other assets | $12,753,000 | 1,575 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $462,818,000 | 1,540 |
| Total liabilities | $411,882,000 | 1,572 |
| Total deposits | $376,382,000 | 1,519 |
| Interest-bearing deposits | $341,124,000 | 1,474 |
| Deposits held in domestic offices | $376,382,000 | 1,515 |
| % insured | 69.38% | 6,156 |
| Federal funds purchased & repurchase agreements | $11,726,000 | 994 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,000,000 | 2,205 |
| Subordinated debt | $1,381,000 | 255 |
| All other liabilities | $5,393,000 | 1,101 |
| Total equity capital | $50,936,000 | 1,346 |
| Total bank equity capital | $50,936,000 | 1,346 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $600,000 | 3,585 |
| Surplus | $24,800,000 | 1,319 |
| Undivided profits | $25,536,000 | 1,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,608,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 899 |
| Income earned, not collected on loans | $4,941,000 | 634 |
| Earning assets | $397,572,000 | 1,641 |
| Long-term assets (5+ years) | $32,480,000 | 3,137 |
| Average Assets, year-to-date | $469,907,000 | 1,511 |
| Average Assets, quarterly | $467,256,000 | 1,533 |
| Volatile liabilities | $124,126,000 | 1,238 |
| Insider loans | $190,000 | 6,379 |
| FHLB advances | $17,000,000 | 2,083 |
| Loans and leases held for sale | $603,000 | 1,435 |
| Unused loan commitments | $66,715,000 | 1,162 |
| Tier 1 (core) risk-based capital | $36,038,000 | 1,822 |
| Tier 2 risk-based capital | $4,808,000 | 1,268 |
| Total risk weighted assets | $382,034,000 | 1,369 |
| Total unused commitments | $66,715,000 | 1,165 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 136 | 1,219 |
| Assets and Liabilities | ||
| Total Assets: | $471,694,000 | 1,536 |
| Cash and due from depository institutions | $21,287,000 | 1,219 |
| Interest-bearing balances | $62,000 | 6,370 |
| Securities | $36,636,000 | 3,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $379,775,000 | 1,302 |
| Loan loss allowance | $6,423,000 | 1,143 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,762,000 | 1,947 |
| Other real estate owned | $0 | 1,219 |
| Goodwill and other intangibles | $14,666,000 | 474 |
| All other assets | $12,568,000 | 1,586 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $471,694,000 | 1,536 |
| Total liabilities | $418,687,000 | 1,562 |
| Total deposits | $393,400,000 | 1,443 |
| Interest-bearing deposits | $358,286,000 | 1,384 |
| Deposits held in domestic offices | $393,400,000 | 1,438 |
| % insured | 72.43% | 5,659 |
| Federal funds purchased & repurchase agreements | $8,587,000 | 1,212 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $1,381,000 | 251 |
| All other liabilities | $5,319,000 | 1,093 |
| Total equity capital | $53,007,000 | 1,299 |
| Total bank equity capital | $53,007,000 | 1,296 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 3,608 |
| Surplus | $24,800,000 | 1,304 |
| Undivided profits | $27,607,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,459,000 | 1,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,739,000 | 670 |
| Earning assets | $416,473,000 | 1,584 |
| Long-term assets (5+ years) | $93,411,000 | 1,417 |
| Average Assets, year-to-date | $473,451,500 | 1,514 |
| Average Assets, quarterly | $473,451,500 | 1,514 |
| Volatile liabilities | $111,180,000 | 1,399 |
| Insider loans | $190,000 | 6,408 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $226,000 | 1,649 |
| Unused loan commitments | $86,568,000 | 991 |
| Tier 1 (core) risk-based capital | $38,154,000 | 1,718 |
| Tier 2 risk-based capital | $4,832,000 | 1,249 |
| Total risk weighted assets | $384,940,000 | 1,370 |
| Total unused commitments | $86,568,000 | 992 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 139 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $475,209,000 | 1,494 |
| Cash and due from depository institutions | $41,488,000 | 1,189 |
| Interest-bearing balances | $65,000 | 6,015 |
| Securities | $27,007,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $372,815,000 | 1,328 |
| Loan loss allowance | $5,771,000 | 1,220 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,711,000 | 1,966 |
| Other real estate owned | $0 | 1,189 |
| Goodwill and other intangibles | $14,666,000 | 487 |
| All other assets | $12,522,000 | 1,590 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $475,209,000 | 1,494 |
| Total liabilities | $422,779,000 | 1,514 |
| Total deposits | $392,543,000 | 1,405 |
| Interest-bearing deposits | $354,854,000 | 1,352 |
| Deposits held in domestic offices | $392,543,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,572,000 | 1,250 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $1,381,000 | 255 |
| All other liabilities | $4,283,000 | 1,311 |
| Total equity capital | $52,430,000 | 1,285 |
| Total bank equity capital | $52,430,000 | 1,285 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,635 |
| Surplus | $24,800,000 | 1,274 |
| Undivided profits | $27,030,000 | 1,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,700,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 724 |
| Income earned, not collected on loans | $5,486,000 | 603 |
| Earning assets | $399,887,000 | 1,623 |
| Long-term assets (5+ years) | $83,658,000 | 1,516 |
| Average Assets, year-to-date | $454,515,600 | 1,511 |
| Average Assets, quarterly | $469,692,000 | 1,505 |
| Volatile liabilities | $110,928,000 | 1,371 |
| Insider loans | $190,000 | 6,486 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $535,000 | 1,104 |
| Unused loan commitments | $84,081,000 | 1,038 |
| Tier 1 (core) risk-based capital | $37,703,000 | 1,692 |
| Tier 2 risk-based capital | $4,988,000 | 1,195 |
| Total risk weighted assets | $398,197,000 | 1,317 |
| Total unused commitments | $84,081,000 | 1,038 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 144 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $464,175,000 | 1,514 |
| Cash and due from depository institutions | $17,351,000 | 1,155 |
| Interest-bearing balances | $140,000 | 4,767 |
| Securities | $27,130,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 989 |
| Net loans & leases | $374,859,000 | 1,310 |
| Loan loss allowance | $4,307,000 | 1,447 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,881,000 | 1,916 |
| Other real estate owned | $0 | 1,155 |
| Goodwill and other intangibles | $14,666,000 | 519 |
| All other assets | $11,288,000 | 1,712 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $464,175,000 | 1,514 |
| Total liabilities | $410,930,000 | 1,548 |
| Total deposits | $387,394,000 | 1,401 |
| Interest-bearing deposits | $344,737,000 | 1,364 |
| Deposits held in domestic offices | $387,394,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,958,000 | 1,297 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,500,000 | 3,629 |
| Subordinated debt | $1,688,000 | 246 |
| All other liabilities | $4,390,000 | 1,250 |
| Total equity capital | $53,245,000 | 1,276 |
| Total bank equity capital | $53,245,000 | 1,276 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $600,000 | 3,670 |
| Surplus | $24,800,000 | 1,261 |
| Undivided profits | $27,845,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,847,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 709 |
| Income earned, not collected on loans | $6,010,000 | 577 |
| Earning assets | $414,129,000 | 1,544 |
| Long-term assets (5+ years) | $86,371,000 | 1,447 |
| Average Assets, year-to-date | $449,342,250 | 1,528 |
| Average Assets, quarterly | $458,283,500 | 1,518 |
| Volatile liabilities | $94,185,000 | 1,541 |
| Insider loans | $189,000 | 6,491 |
| FHLB advances | $7,500,000 | 3,486 |
| Loans and leases held for sale | $153,000 | 1,429 |
| Unused loan commitments | $82,585,000 | 1,119 |
| Tier 1 (core) risk-based capital | $38,614,000 | 1,682 |
| Tier 2 risk-based capital | $4,611,000 | 1,241 |
| Total risk weighted assets | $396,986,000 | 1,309 |
| Total unused commitments | $82,585,000 | 1,121 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 150 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $452,392,000 | 1,554 |
| Cash and due from depository institutions | $15,757,000 | 1,119 |
| Interest-bearing balances | $85,000 | 5,266 |
| Securities | $25,363,000 | 3,840 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,103 |
| Net loans & leases | $368,207,000 | 1,335 |
| Loan loss allowance | $3,886,000 | 1,516 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,018,000 | 1,856 |
| Other real estate owned | $0 | 1,119 |
| Goodwill and other intangibles | $14,666,000 | 528 |
| All other assets | $10,381,000 | 1,791 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $452,392,000 | 1,554 |
| Total liabilities | $399,896,000 | 1,579 |
| Total deposits | $365,236,000 | 1,484 |
| Interest-bearing deposits | $329,915,000 | 1,422 |
| Deposits held in domestic offices | $365,236,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,569,000 | 1,605 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $20,000,000 | 2,157 |
| Subordinated debt | $1,688,000 | 232 |
| All other liabilities | $6,403,000 | 926 |
| Total equity capital | $52,496,000 | 1,303 |
| Total bank equity capital | $52,496,000 | 1,303 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $24,800,000 | 1,243 |
| Undivided profits | $27,096,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,100,000 | 2,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 656 |
| Income earned, not collected on loans | $5,218,000 | 648 |
| Earning assets | $404,655,000 | 1,578 |
| Long-term assets (5+ years) | $80,862,000 | 1,515 |
| Average Assets, year-to-date | $444,398,000 | 1,557 |
| Average Assets, quarterly | $449,238,000 | 1,552 |
| Volatile liabilities | $70,529,000 | 1,995 |
| Insider loans | $230,000 | 6,359 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $308,000 | 1,329 |
| Unused loan commitments | $81,088,000 | 1,164 |
| Tier 1 (core) risk-based capital | $37,920,000 | 1,723 |
| Tier 2 risk-based capital | $4,190,000 | 1,327 |
| Total risk weighted assets | $389,309,000 | 1,335 |
| Total unused commitments | $81,088,000 | 1,164 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 147 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $446,084,000 | 1,567 |
| Cash and due from depository institutions | $11,902,000 | 1,145 |
| Interest-bearing balances | $416,000 | 3,805 |
| Securities | $27,588,000 | 3,641 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,329 |
| Net loans & leases | $362,135,000 | 1,324 |
| Loan loss allowance | $3,659,000 | 1,553 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,103,000 | 1,820 |
| Other real estate owned | $0 | 1,145 |
| Goodwill and other intangibles | $14,666,000 | 548 |
| All other assets | $9,690,000 | 1,833 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $446,084,000 | 1,567 |
| Total liabilities | $394,199,000 | 1,587 |
| Total deposits | $385,795,000 | 1,391 |
| Interest-bearing deposits | $353,283,000 | 1,318 |
| Deposits held in domestic offices | $385,795,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $183,000 | 3,013 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $1,688,000 | 222 |
| All other liabilities | $6,533,000 | 965 |
| Total equity capital | $51,885,000 | 1,352 |
| Total bank equity capital | $51,885,000 | 1,352 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $24,800,000 | 1,233 |
| Undivided profits | $26,485,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,109,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 941 |
| Income earned, not collected on loans | $5,052,000 | 692 |
| Earning assets | $403,139,000 | 1,580 |
| Long-term assets (5+ years) | $79,776,000 | 1,488 |
| Average Assets, year-to-date | $440,401,000 | 1,566 |
| Average Assets, quarterly | $440,401,000 | 1,566 |
| Volatile liabilities | $64,847,000 | 2,115 |
| Insider loans | $229,000 | 6,385 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $471,000 | 1,256 |
| Unused loan commitments | $86,321,000 | 1,155 |
| Tier 1 (core) risk-based capital | $37,207,000 | 1,751 |
| Tier 2 risk-based capital | $3,963,000 | 1,366 |
| Total risk weighted assets | $382,421,000 | 1,341 |
| Total unused commitments | $86,321,000 | 1,156 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 150 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $434,718,000 | 1,585 |
| Cash and due from depository institutions | $13,071,000 | 1,122 |
| Interest-bearing balances | $406,000 | 3,363 |
| Securities | $19,164,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,705 |
| Net loans & leases | $362,416,000 | 1,325 |
| Loan loss allowance | $3,364,000 | 1,642 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,216,000 | 1,784 |
| Other real estate owned | $0 | 1,122 |
| Goodwill and other intangibles | $14,666,000 | 541 |
| All other assets | $10,185,000 | 1,762 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $434,718,000 | 1,585 |
| Total liabilities | $383,478,000 | 1,605 |
| Total deposits | $376,956,000 | 1,404 |
| Interest-bearing deposits | $339,413,000 | 1,361 |
| Deposits held in domestic offices | $376,956,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $258,000 | 3,231 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $1,688,000 | 220 |
| All other liabilities | $4,576,000 | 1,292 |
| Total equity capital | $51,240,000 | 1,349 |
| Total bank equity capital | $51,240,000 | 1,349 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $24,800,000 | 1,213 |
| Undivided profits | $25,840,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 2,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 915 |
| Income earned, not collected on loans | $5,739,000 | 670 |
| Earning assets | $389,986,000 | 1,605 |
| Long-term assets (5+ years) | $74,823,000 | 1,477 |
| Average Assets, year-to-date | $416,636,600 | 1,588 |
| Average Assets, quarterly | $430,998,000 | 1,580 |
| Volatile liabilities | $55,544,000 | 2,390 |
| Insider loans | $286,000 | 6,208 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $717,000 | 1,054 |
| Unused loan commitments | $85,481,000 | 1,167 |
| Tier 1 (core) risk-based capital | $36,566,000 | 1,781 |
| Tier 2 risk-based capital | $3,668,000 | 1,460 |
| Total risk weighted assets | $381,062,000 | 1,332 |
| Total unused commitments | $85,481,000 | 1,167 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 147 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $427,278,000 | 1,582 |
| Cash and due from depository institutions | $31,642,000 | 1,159 |
| Interest-bearing balances | $396,000 | 3,259 |
| Securities | $24,601,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $338,253,000 | 1,393 |
| Loan loss allowance | $3,060,000 | 1,720 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,382,000 | 1,701 |
| Other real estate owned | $0 | 1,159 |
| Goodwill and other intangibles | $14,666,000 | 524 |
| All other assets | $10,734,000 | 1,671 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $427,278,000 | 1,582 |
| Total liabilities | $379,297,000 | 1,602 |
| Total deposits | $368,169,000 | 1,428 |
| Interest-bearing deposits | $308,892,000 | 1,487 |
| Deposits held in domestic offices | $368,169,000 | 1,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,565,000 | 1,788 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $2,006,000 | 205 |
| All other liabilities | $4,557,000 | 1,268 |
| Total equity capital | $47,981,000 | 1,424 |
| Total bank equity capital | $47,981,000 | 1,424 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $22,300,000 | 1,286 |
| Undivided profits | $25,081,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 985 |
| Income earned, not collected on loans | $5,949,000 | 685 |
| Earning assets | $363,250,000 | 1,696 |
| Long-term assets (5+ years) | $71,526,000 | 1,476 |
| Average Assets, year-to-date | $412,116,250 | 1,600 |
| Average Assets, quarterly | $418,896,500 | 1,596 |
| Volatile liabilities | $47,512,000 | 2,686 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $339,000 | 1,322 |
| Unused loan commitments | $91,968,000 | 1,116 |
| Tier 1 (core) risk-based capital | $33,308,000 | 1,963 |
| Tier 2 risk-based capital | $3,703,000 | 1,432 |
| Total risk weighted assets | $363,629,000 | 1,383 |
| Total unused commitments | $91,968,000 | 1,117 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 148 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $410,515,000 | 1,658 |
| Cash and due from depository institutions | $15,906,000 | 1,161 |
| Interest-bearing balances | $393,000 | 3,316 |
| Securities | $27,731,000 | 3,626 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,430 |
| Net loans & leases | $329,403,000 | 1,432 |
| Loan loss allowance | $2,952,000 | 1,785 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,434,000 | 1,687 |
| Other real estate owned | $0 | 1,161 |
| Goodwill and other intangibles | $14,668,000 | 536 |
| All other assets | $9,673,000 | 1,833 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $410,515,000 | 1,658 |
| Total liabilities | $363,364,000 | 1,675 |
| Total deposits | $356,775,000 | 1,501 |
| Interest-bearing deposits | $322,319,000 | 1,437 |
| Deposits held in domestic offices | $356,775,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $338,000 | 3,126 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $2,006,000 | 217 |
| All other liabilities | $4,245,000 | 1,308 |
| Total equity capital | $47,151,000 | 1,440 |
| Total bank equity capital | $47,151,000 | 1,440 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $22,300,000 | 1,295 |
| Undivided profits | $24,251,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,487,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 995 |
| Income earned, not collected on loans | $5,139,000 | 766 |
| Earning assets | $363,227,000 | 1,703 |
| Long-term assets (5+ years) | $26,745,000 | 2,921 |
| Average Assets, year-to-date | $407,062,330 | 1,637 |
| Average Assets, quarterly | $404,712,000 | 1,664 |
| Volatile liabilities | $39,427,000 | 3,050 |
| Insider loans | $463,000 | 5,600 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $162,000 | 1,614 |
| Unused loan commitments | $65,740,000 | 1,475 |
| Tier 1 (core) risk-based capital | $32,478,000 | 2,010 |
| Tier 2 risk-based capital | $3,595,000 | 1,482 |
| Total risk weighted assets | $347,378,000 | 1,448 |
| Total unused commitments | $65,740,000 | 1,476 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 141 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $398,909,000 | 1,691 |
| Cash and due from depository institutions | $15,108,000 | 1,220 |
| Interest-bearing balances | $382,000 | 3,416 |
| Securities | $32,835,000 | 3,233 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,461 |
| Net loans & leases | $309,621,000 | 1,512 |
| Loan loss allowance | $2,950,000 | 1,780 |
| Trading account assets | $5,703,000 | 190 |
| Bank premises and fixed assets | $7,534,000 | 1,623 |
| Other real estate owned | $10,000 | 1,220 |
| Goodwill and other intangibles | $14,664,000 | 526 |
| All other assets | $8,734,000 | 1,922 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $398,909,000 | 1,691 |
| Total liabilities | $351,403,000 | 1,712 |
| Total deposits | $345,007,000 | 1,561 |
| Interest-bearing deposits | $309,020,000 | 1,500 |
| Deposits held in domestic offices | $345,007,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $237,000 | 2,884 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $2,006,000 | 220 |
| All other liabilities | $4,153,000 | 1,355 |
| Total equity capital | $47,506,000 | 1,435 |
| Total bank equity capital | $47,506,000 | 1,435 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $22,300,000 | 1,277 |
| Undivided profits | $24,606,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,508,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 534 |
| Income earned, not collected on loans | $4,531,000 | 837 |
| Earning assets | $353,241,000 | 1,739 |
| Long-term assets (5+ years) | $25,933,000 | 2,944 |
| Average Assets, year-to-date | $405,336,000 | 1,647 |
| Average Assets, quarterly | $405,336,000 | 1,647 |
| Volatile liabilities | $37,546,000 | 3,123 |
| Insider loans | $339,000 | 6,011 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,915,000 | 726 |
| Unused loan commitments | $71,042,000 | 1,404 |
| Tier 1 (core) risk-based capital | $32,832,000 | 1,966 |
| Tier 2 risk-based capital | $3,593,000 | 1,474 |
| Total risk weighted assets | $332,353,000 | 1,488 |
| Total unused commitments | $71,042,000 | 1,404 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 147 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $411,763,000 | 1,614 |
| Cash and due from depository institutions | $15,355,000 | 1,158 |
| Interest-bearing balances | $380,000 | 3,424 |
| Securities | $37,978,000 | 2,933 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 1,097 |
| Net loans & leases | $306,353,000 | 1,509 |
| Loan loss allowance | $3,285,000 | 1,583 |
| Trading account assets | $5,648,000 | 89 |
| Bank premises and fixed assets | $7,619,000 | 1,582 |
| Other real estate owned | $10,000 | 1,158 |
| Goodwill and other intangibles | $14,666,000 | 515 |
| All other assets | $9,534,000 | 1,802 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $411,763,000 | 1,614 |
| Total liabilities | $365,229,000 | 1,643 |
| Total deposits | $359,124,000 | 1,465 |
| Interest-bearing deposits | $318,352,000 | 1,412 |
| Deposits held in domestic offices | $359,124,000 | 1,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $187,000 | 3,154 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $2,006,000 | 220 |
| All other liabilities | $3,912,000 | 1,408 |
| Total equity capital | $46,534,000 | 1,420 |
| Total bank equity capital | $46,534,000 | 1,420 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $22,300,000 | 1,253 |
| Undivided profits | $23,634,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,200,000 | 1,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 681 |
| Income earned, not collected on loans | $5,193,000 | 738 |
| Earning assets | $364,959,000 | 1,673 |
| Long-term assets (5+ years) | $21,623,000 | 3,236 |
| Average Assets, year-to-date | $407,905,600 | 1,561 |
| Average Assets, quarterly | $410,158,500 | 1,607 |
| Volatile liabilities | $39,518,000 | 3,129 |
| Insider loans | $331,000 | 6,064 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,423,000 | 837 |
| Unused loan commitments | $68,374,000 | 1,422 |
| Tier 1 (core) risk-based capital | $31,859,000 | 2,013 |
| Tier 2 risk-based capital | $3,928,000 | 1,320 |
| Total risk weighted assets | $330,750,000 | 1,467 |
| Total unused commitments | $68,374,000 | 1,422 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 141 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $408,554,000 | 1,614 |
| Cash and due from depository institutions | $16,941,000 | 1,234 |
| Interest-bearing balances | $362,000 | 3,439 |
| Securities | $31,153,000 | 3,419 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 651 |
| Net loans & leases | $301,121,000 | 1,523 |
| Loan loss allowance | $3,548,000 | 1,482 |
| Trading account assets | $6,477,000 | 90 |
| Bank premises and fixed assets | $7,486,000 | 1,572 |
| Other real estate owned | $10,000 | 1,234 |
| Goodwill and other intangibles | $14,666,000 | 516 |
| All other assets | $10,000,000 | 1,727 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $408,554,000 | 1,614 |
| Total liabilities | $362,204,000 | 1,637 |
| Total deposits | $355,557,000 | 1,465 |
| Interest-bearing deposits | $315,331,000 | 1,411 |
| Deposits held in domestic offices | $355,557,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $192,000 | 3,425 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $2,319,000 | 225 |
| All other liabilities | $4,136,000 | 1,320 |
| Total equity capital | $46,350,000 | 1,413 |
| Total bank equity capital | $46,350,000 | 1,413 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $22,300,000 | 1,248 |
| Undivided profits | $23,450,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,878,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 594 |
| Income earned, not collected on loans | $5,453,000 | 698 |
| Earning assets | $359,813,000 | 1,689 |
| Long-term assets (5+ years) | $19,164,000 | 3,413 |
| Average Assets, year-to-date | $406,941,250 | 1,567 |
| Average Assets, quarterly | $405,466,000 | 1,621 |
| Volatile liabilities | $39,487,000 | 3,112 |
| Insider loans | $46,000 | 7,440 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $2,183,000 | 635 |
| Unused loan commitments | $70,948,000 | 1,404 |
| Tier 1 (core) risk-based capital | $31,675,000 | 2,006 |
| Tier 2 risk-based capital | $4,592,000 | 1,118 |
| Total risk weighted assets | $327,847,000 | 1,479 |
| Total unused commitments | $70,948,000 | 1,404 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 146 | 1,192 |
| Assets and Liabilities | ||
| Total Assets: | $402,378,000 | 1,631 |
| Cash and due from depository institutions | $15,293,000 | 1,192 |
| Interest-bearing balances | $226,000 | 3,918 |
| Securities | $32,638,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 1,856 |
| Net loans & leases | $309,740,000 | 1,456 |
| Loan loss allowance | $3,643,000 | 1,412 |
| Trading account assets | $6,829,000 | 93 |
| Bank premises and fixed assets | $7,333,000 | 1,580 |
| Other real estate owned | $10,000 | 1,192 |
| Goodwill and other intangibles | $14,665,000 | 509 |
| All other assets | $9,420,000 | 1,814 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $402,378,000 | 1,631 |
| Total liabilities | $356,894,000 | 1,655 |
| Total deposits | $346,204,000 | 1,491 |
| Interest-bearing deposits | $307,439,000 | 1,427 |
| Deposits held in domestic offices | $346,204,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,601,000 | 2,595 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $2,319,000 | 223 |
| All other liabilities | $3,770,000 | 1,308 |
| Total equity capital | $45,484,000 | 1,379 |
| Total bank equity capital | $45,484,000 | 1,379 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $22,300,000 | 1,222 |
| Undivided profits | $22,584,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,936,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 596 |
| Income earned, not collected on loans | $4,562,000 | 751 |
| Earning assets | $355,883,000 | 1,689 |
| Long-term assets (5+ years) | $19,499,000 | 3,377 |
| Average Assets, year-to-date | $406,403,670 | 1,565 |
| Average Assets, quarterly | $402,755,000 | 1,606 |
| Volatile liabilities | $36,726,000 | 3,200 |
| Insider loans | $46,000 | 7,474 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $2,700,000 | 561 |
| Unused loan commitments | $69,421,000 | 1,420 |
| Tier 1 (core) risk-based capital | $30,809,000 | 2,033 |
| Tier 2 risk-based capital | $4,687,000 | 1,080 |
| Total risk weighted assets | $330,137,000 | 1,446 |
| Total unused commitments | $69,421,000 | 1,422 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 138 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $403,132,000 | 1,592 |
| Cash and due from depository institutions | $16,582,000 | 1,249 |
| Interest-bearing balances | $213,000 | 4,109 |
| Securities | $34,484,000 | 3,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $311,829,000 | 1,396 |
| Loan loss allowance | $3,607,000 | 1,406 |
| Trading account assets | $9,980,000 | 90 |
| Bank premises and fixed assets | $6,773,000 | 1,680 |
| Other real estate owned | $0 | 1,249 |
| Goodwill and other intangibles | $14,666,000 | 487 |
| All other assets | $8,818,000 | 1,862 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $403,132,000 | 1,592 |
| Total liabilities | $358,178,000 | 1,612 |
| Total deposits | $341,958,000 | 1,470 |
| Interest-bearing deposits | $293,533,000 | 1,477 |
| Deposits held in domestic offices | $341,958,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,387,000 | 1,338 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $2,319,000 | 218 |
| All other liabilities | $3,514,000 | 1,381 |
| Total equity capital | $44,954,000 | 1,368 |
| Total bank equity capital | $44,954,000 | 1,368 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $22,300,000 | 1,184 |
| Undivided profits | $22,054,000 | 1,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,539,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $143,000 | 638 |
| Income earned, not collected on loans | $4,044,000 | 800 |
| Earning assets | $356,506,000 | 1,652 |
| Long-term assets (5+ years) | $19,638,000 | 3,345 |
| Average Assets, year-to-date | $408,416,500 | 1,541 |
| Average Assets, quarterly | $408,416,500 | 1,541 |
| Volatile liabilities | $42,254,000 | 2,810 |
| Insider loans | $174,000 | 6,746 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $2,600,000 | 510 |
| Unused loan commitments | $65,350,000 | 1,480 |
| Tier 1 (core) risk-based capital | $30,275,000 | 2,028 |
| Tier 2 risk-based capital | $4,651,000 | 1,066 |
| Total risk weighted assets | $330,576,000 | 1,404 |
| Total unused commitments | $65,350,000 | 1,480 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 144 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $413,701,000 | 1,515 |
| Cash and due from depository institutions | $19,646,000 | 1,170 |
| Interest-bearing balances | $209,000 | 4,194 |
| Securities | $39,923,000 | 2,843 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $314,129,000 | 1,359 |
| Loan loss allowance | $3,358,000 | 1,477 |
| Trading account assets | $8,233,000 | 88 |
| Bank premises and fixed assets | $6,787,000 | 1,643 |
| Other real estate owned | $70,000 | 1,170 |
| Goodwill and other intangibles | $14,666,000 | 477 |
| All other assets | $10,247,000 | 1,640 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $413,701,000 | 1,515 |
| Total liabilities | $369,563,000 | 1,531 |
| Total deposits | $354,532,000 | 1,389 |
| Interest-bearing deposits | $294,234,000 | 1,437 |
| Deposits held in domestic offices | $354,532,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,340,000 | 1,451 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $2,319,000 | 218 |
| All other liabilities | $3,372,000 | 1,424 |
| Total equity capital | $44,138,000 | 1,370 |
| Total bank equity capital | $44,138,000 | 1,370 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $22,300,000 | 1,157 |
| Undivided profits | $21,238,000 | 1,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,547,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 713 |
| Income earned, not collected on loans | $4,988,000 | 649 |
| Earning assets | $362,494,000 | 1,596 |
| Long-term assets (5+ years) | $21,203,000 | 3,197 |
| Average Assets, year-to-date | $414,692,200 | 1,455 |
| Average Assets, quarterly | $422,291,000 | 1,468 |
| Volatile liabilities | $41,126,000 | 2,828 |
| Insider loans | $174,000 | 6,746 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $10,464,000 | 247 |
| Unused loan commitments | $58,422,000 | 1,567 |
| Tier 1 (core) risk-based capital | $29,455,000 | 2,050 |
| Tier 2 risk-based capital | $4,402,000 | 1,099 |
| Total risk weighted assets | $336,456,000 | 1,352 |
| Total unused commitments | $58,422,000 | 1,567 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 139 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $430,881,000 | 1,427 |
| Cash and due from depository institutions | $34,813,000 | 1,211 |
| Interest-bearing balances | $198,000 | 4,369 |
| Securities | $40,560,000 | 2,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $317,516,000 | 1,316 |
| Loan loss allowance | $3,353,000 | 1,452 |
| Trading account assets | $6,902,000 | 84 |
| Bank premises and fixed assets | $6,732,000 | 1,626 |
| Other real estate owned | $70,000 | 1,211 |
| Goodwill and other intangibles | $14,666,000 | 454 |
| All other assets | $9,622,000 | 1,677 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $430,881,000 | 1,427 |
| Total liabilities | $385,990,000 | 1,430 |
| Total deposits | $357,440,000 | 1,342 |
| Interest-bearing deposits | $285,517,000 | 1,447 |
| Deposits held in domestic offices | $357,440,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,138,000 | 766 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,000,000 | 4,312 |
| Subordinated debt | $2,319,000 | 208 |
| All other liabilities | $3,093,000 | 1,464 |
| Total equity capital | $44,891,000 | 1,335 |
| Total bank equity capital | $44,891,000 | 1,335 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $22,300,000 | 1,126 |
| Undivided profits | $21,991,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,879,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $485,000 | 336 |
| Income earned, not collected on loans | $4,781,000 | 637 |
| Earning assets | $365,176,000 | 1,551 |
| Long-term assets (5+ years) | $23,082,000 | 3,037 |
| Average Assets, year-to-date | $414,940,000 | 1,440 |
| Average Assets, quarterly | $413,960,500 | 1,467 |
| Volatile liabilities | $55,625,000 | 2,183 |
| Insider loans | $174,000 | 6,764 |
| FHLB advances | $3,000,000 | 4,126 |
| Loans and leases held for sale | $7,345,000 | 319 |
| Unused loan commitments | $69,656,000 | 1,328 |
| Tier 1 (core) risk-based capital | $30,203,000 | 1,962 |
| Tier 2 risk-based capital | $4,861,000 | 983 |
| Total risk weighted assets | $338,808,000 | 1,302 |
| Total unused commitments | $69,656,000 | 1,328 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 143 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $397,040,000 | 1,535 |
| Cash and due from depository institutions | $9,723,000 | 1,167 |
| Interest-bearing balances | $198,000 | 4,322 |
| Securities | $40,566,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 2,836 |
| Net loans & leases | $308,432,000 | 1,319 |
| Loan loss allowance | $3,107,000 | 1,557 |
| Trading account assets | $6,439,000 | 88 |
| Bank premises and fixed assets | $5,526,000 | 1,946 |
| Other real estate owned | $64,000 | 1,167 |
| Goodwill and other intangibles | $14,666,000 | 440 |
| All other assets | $8,474,000 | 1,818 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $397,040,000 | 1,535 |
| Total liabilities | $352,997,000 | 1,556 |
| Total deposits | $341,156,000 | 1,382 |
| Interest-bearing deposits | $295,952,000 | 1,354 |
| Deposits held in domestic offices | $341,156,000 | 1,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,095,000 | 2,309 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,072,000 | 4,228 |
| Subordinated debt | $2,319,000 | 204 |
| All other liabilities | $4,355,000 | 1,038 |
| Total equity capital | $44,043,000 | 1,340 |
| Total bank equity capital | $44,043,000 | 1,340 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $22,300,000 | 1,097 |
| Undivided profits | $21,143,000 | 1,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,009,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,735,000 | 742 |
| Earning assets | $358,785,000 | 1,556 |
| Long-term assets (5+ years) | $26,037,000 | 2,833 |
| Average Assets, year-to-date | $409,626,330 | 1,443 |
| Average Assets, quarterly | $403,777,500 | 1,484 |
| Volatile liabilities | $38,883,000 | 2,742 |
| Insider loans | $149,000 | 6,896 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $10,654,000 | 266 |
| Unused loan commitments | $66,142,000 | 1,349 |
| Tier 1 (core) risk-based capital | $29,352,000 | 1,954 |
| Tier 2 risk-based capital | $4,612,000 | 1,007 |
| Total risk weighted assets | $319,760,000 | 1,347 |
| Total unused commitments | $66,142,000 | 1,349 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 143 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $410,515,000 | 1,453 |
| Cash and due from depository institutions | $16,189,000 | 1,155 |
| Interest-bearing balances | $188,000 | 4,459 |
| Securities | $40,795,000 | 2,841 |
| Federal funds sold & reverse repurchase agreements | $24,200,000 | 502 |
| Net loans & leases | $293,863,000 | 1,359 |
| Loan loss allowance | $2,835,000 | 1,673 |
| Trading account assets | $6,893,000 | 89 |
| Bank premises and fixed assets | $5,631,000 | 1,881 |
| Other real estate owned | $64,000 | 1,155 |
| Goodwill and other intangibles | $14,666,000 | 429 |
| All other assets | $8,214,000 | 1,845 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $410,515,000 | 1,453 |
| Total liabilities | $366,265,000 | 1,473 |
| Total deposits | $354,421,000 | 1,311 |
| Interest-bearing deposits | $299,861,000 | 1,316 |
| Deposits held in domestic offices | $354,421,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,768,000 | 1,767 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $2,319,000 | 215 |
| All other liabilities | $2,757,000 | 1,504 |
| Total equity capital | $44,250,000 | 1,311 |
| Total bank equity capital | $44,250,000 | 1,311 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $22,300,000 | 1,062 |
| Undivided profits | $21,350,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,808,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $535,000 | 304 |
| Income earned, not collected on loans | $3,406,000 | 792 |
| Earning assets | $365,939,000 | 1,504 |
| Long-term assets (5+ years) | $25,240,000 | 2,971 |
| Average Assets, year-to-date | $415,919,500 | 1,415 |
| Average Assets, quarterly | $415,919,500 | 1,415 |
| Volatile liabilities | $39,802,000 | 2,606 |
| Insider loans | $1,534,000 | 3,286 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $10,822,000 | 256 |
| Unused loan commitments | $62,920,000 | 1,360 |
| Tier 1 (core) risk-based capital | $29,553,000 | 1,892 |
| Tier 2 risk-based capital | $4,336,000 | 1,053 |
| Total risk weighted assets | $318,528,000 | 1,310 |
| Total unused commitments | $62,920,000 | 1,360 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 143 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $421,324,000 | 1,400 |
| Cash and due from depository institutions | $15,758,000 | 1,166 |
| Interest-bearing balances | $181,000 | 4,492 |
| Securities | $37,455,000 | 3,066 |
| Federal funds sold & reverse repurchase agreements | $30,100,000 | 392 |
| Net loans & leases | $304,972,000 | 1,278 |
| Loan loss allowance | $3,399,000 | 1,406 |
| Trading account assets | $3,501,000 | 103 |
| Bank premises and fixed assets | $5,744,000 | 1,829 |
| Other real estate owned | $64,000 | 1,166 |
| Goodwill and other intangibles | $14,666,000 | 425 |
| All other assets | $9,064,000 | 1,672 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $421,324,000 | 1,400 |
| Total liabilities | $377,218,000 | 1,418 |
| Total deposits | $362,764,000 | 1,259 |
| Interest-bearing deposits | $323,745,000 | 1,203 |
| Deposits held in domestic offices | $362,764,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,288,000 | 1,442 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $2,319,000 | 218 |
| All other liabilities | $2,847,000 | 1,439 |
| Total equity capital | $44,106,000 | 1,312 |
| Total bank equity capital | $44,106,000 | 1,312 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $22,300,000 | 1,051 |
| Undivided profits | $21,206,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,832,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 763 |
| Income earned, not collected on loans | $4,121,000 | 640 |
| Earning assets | $376,209,000 | 1,448 |
| Long-term assets (5+ years) | $26,022,000 | 2,975 |
| Average Assets, year-to-date | $418,633,600 | 1,336 |
| Average Assets, quarterly | $420,707,000 | 1,386 |
| Volatile liabilities | $38,574,000 | 2,612 |
| Insider loans | $26,000 | 7,790 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $15,808,000 | 201 |
| Unused loan commitments | $50,303,000 | 1,569 |
| Tier 1 (core) risk-based capital | $29,399,000 | 1,874 |
| Tier 2 risk-based capital | $4,879,000 | 945 |
| Total risk weighted assets | $324,474,000 | 1,278 |
| Total unused commitments | $50,303,000 | 1,569 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 139 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $420,090,000 | 1,377 |
| Cash and due from depository institutions | $13,759,000 | 1,204 |
| Interest-bearing balances | $174,000 | 4,620 |
| Securities | $41,374,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $334,647,000 | 1,141 |
| Loan loss allowance | $4,961,000 | 952 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,567,000 | 1,854 |
| Other real estate owned | $252,000 | 1,204 |
| Goodwill and other intangibles | $14,713,000 | 417 |
| All other assets | $9,778,000 | 1,556 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $420,090,000 | 1,377 |
| Total liabilities | $376,557,000 | 1,397 |
| Total deposits | $357,297,000 | 1,249 |
| Interest-bearing deposits | $319,195,000 | 1,204 |
| Deposits held in domestic offices | $357,297,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,697,000 | 1,092 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $2,319,000 | 222 |
| All other liabilities | $3,244,000 | 1,307 |
| Total equity capital | $43,533,000 | 1,308 |
| Total bank equity capital | $43,533,000 | 1,308 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $22,300,000 | 1,025 |
| Undivided profits | $20,633,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,104,000 | 898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 765 |
| Income earned, not collected on loans | $4,477,000 | 599 |
| Earning assets | $376,195,000 | 1,417 |
| Long-term assets (5+ years) | $26,787,000 | 2,951 |
| Average Assets, year-to-date | $417,961,000 | 1,333 |
| Average Assets, quarterly | $415,999,500 | 1,374 |
| Volatile liabilities | $43,241,000 | 2,343 |
| Insider loans | $6,000 | 8,012 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $221,000 | 1,470 |
| Unused loan commitments | $53,523,000 | 1,491 |
| Tier 1 (core) risk-based capital | $28,775,000 | 1,891 |
| Tier 2 risk-based capital | $6,151,000 | 761 |
| Total risk weighted assets | $335,792,000 | 1,198 |
| Total unused commitments | $53,523,000 | 1,492 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 145 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $411,909,000 | 1,383 |
| Cash and due from depository institutions | $10,838,000 | 1,165 |
| Interest-bearing balances | $170,000 | 4,702 |
| Securities | $41,300,000 | 2,861 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,343 |
| Net loans & leases | $329,273,000 | 1,119 |
| Loan loss allowance | $5,314,000 | 887 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,626,000 | 1,798 |
| Other real estate owned | $242,000 | 1,165 |
| Goodwill and other intangibles | $14,760,000 | 405 |
| All other assets | $9,570,000 | 1,580 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $411,909,000 | 1,383 |
| Total liabilities | $367,719,000 | 1,410 |
| Total deposits | $356,536,000 | 1,231 |
| Interest-bearing deposits | $339,807,000 | 1,077 |
| Deposits held in domestic offices | $356,536,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,634,000 | 2,179 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $2,319,000 | 232 |
| All other liabilities | $3,230,000 | 1,210 |
| Total equity capital | $44,190,000 | 1,224 |
| Total bank equity capital | $44,190,000 | 1,224 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $22,300,000 | 1,002 |
| Undivided profits | $21,290,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,123,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 801 |
| Income earned, not collected on loans | $3,979,000 | 626 |
| Earning assets | $371,043,000 | 1,410 |
| Long-term assets (5+ years) | $28,864,000 | 2,899 |
| Average Assets, year-to-date | $417,251,330 | 1,330 |
| Average Assets, quarterly | $415,401,500 | 1,351 |
| Volatile liabilities | $34,539,000 | 2,723 |
| Insider loans | $6,000 | 8,099 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $430,000 | 1,231 |
| Unused loan commitments | $45,006,000 | 1,693 |
| Tier 1 (core) risk-based capital | $29,381,000 | 1,791 |
| Tier 2 risk-based capital | $6,091,000 | 765 |
| Total risk weighted assets | $330,567,000 | 1,187 |
| Total unused commitments | $45,006,000 | 1,696 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $418,894,000 | 1,343 |
| Cash and due from depository institutions | $14,077,000 | 1,127 |
| Interest-bearing balances | $166,000 | 4,837 |
| Securities | $42,323,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 2,046 |
| Net loans & leases | $325,060,000 | 1,104 |
| Loan loss allowance | $6,157,000 | 768 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,802,000 | 1,703 |
| Other real estate owned | $79,000 | 1,127 |
| Goodwill and other intangibles | $14,808,000 | 393 |
| All other assets | $9,495,000 | 1,496 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $418,894,000 | 1,343 |
| Total liabilities | $375,147,000 | 1,348 |
| Total deposits | $362,530,000 | 1,194 |
| Interest-bearing deposits | $316,223,000 | 1,184 |
| Deposits held in domestic offices | $362,530,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,968,000 | 1,865 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $2,319,000 | 229 |
| All other liabilities | $4,330,000 | 1,075 |
| Total equity capital | $43,747,000 | 1,267 |
| Total bank equity capital | $43,747,000 | 1,267 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $22,300,000 | 988 |
| Undivided profits | $20,847,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,606,000 | 652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $244,000 | 590 |
| Income earned, not collected on loans | $3,716,000 | 675 |
| Earning assets | $374,799,000 | 1,371 |
| Long-term assets (5+ years) | $30,006,000 | 2,784 |
| Average Assets, year-to-date | $419,922,500 | 1,320 |
| Average Assets, quarterly | $419,922,500 | 1,320 |
| Volatile liabilities | $35,365,000 | 2,611 |
| Insider loans | $26,000 | 7,879 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $312,000 | 1,480 |
| Unused loan commitments | $46,194,000 | 1,622 |
| Tier 1 (core) risk-based capital | $28,874,000 | 1,801 |
| Tier 2 risk-based capital | $6,263,000 | 744 |
| Total risk weighted assets | $343,662,000 | 1,115 |
| Total unused commitments | $46,194,000 | 1,627 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 143 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $420,951,000 | 1,335 |
| Cash and due from depository institutions | $17,424,000 | 1,183 |
| Interest-bearing balances | $162,000 | 4,782 |
| Securities | $36,259,000 | 3,222 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,217 |
| Net loans & leases | $323,664,000 | 1,108 |
| Loan loss allowance | $5,487,000 | 851 |
| Trading account assets | $2,722,000 | 110 |
| Bank premises and fixed assets | $6,057,000 | 1,611 |
| Other real estate owned | $79,000 | 1,183 |
| Goodwill and other intangibles | $14,855,000 | 397 |
| All other assets | $10,191,000 | 1,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,951,000 | 1,335 |
| Total liabilities | $377,164,000 | 1,339 |
| Total deposits | $364,871,000 | 1,172 |
| Interest-bearing deposits | $340,196,000 | 1,079 |
| Deposits held in domestic offices | $364,871,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,381,000 | 1,886 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,194,000 | 3,932 |
| Subordinated debt | $2,319,000 | 234 |
| All other liabilities | $3,399,000 | 1,243 |
| Total equity capital | $43,787,000 | 1,244 |
| Total bank equity capital | $43,787,000 | 1,244 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $22,300,000 | 965 |
| Undivided profits | $20,887,000 | 1,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,657,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 790 |
| Income earned, not collected on loans | $4,410,000 | 576 |
| Earning assets | $372,507,000 | 1,379 |
| Long-term assets (5+ years) | $30,849,000 | 2,742 |
| Average Assets, year-to-date | $414,834,800 | 1,300 |
| Average Assets, quarterly | $414,716,500 | 1,342 |
| Volatile liabilities | $37,978,000 | 2,455 |
| Insider loans | $6,000 | 8,158 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $8,633,000 | 281 |
| Unused loan commitments | $42,736,000 | 1,668 |
| Tier 1 (core) risk-based capital | $28,857,000 | 1,780 |
| Tier 2 risk-based capital | $6,293,000 | 730 |
| Total risk weighted assets | $346,780,000 | 1,087 |
| Total unused commitments | $42,736,000 | 1,671 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 151 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $408,482,000 | 1,382 |
| Cash and due from depository institutions | $11,480,000 | 1,115 |
| Interest-bearing balances | $309,000 | 4,239 |
| Securities | $33,050,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $11,400,000 | 1,260 |
| Net loans & leases | $321,051,000 | 1,104 |
| Loan loss allowance | $6,223,000 | 768 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,283,000 | 1,536 |
| Other real estate owned | $175,000 | 1,115 |
| Goodwill and other intangibles | $14,902,000 | 397 |
| All other assets | $10,141,000 | 1,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $408,482,000 | 1,382 |
| Total liabilities | $362,939,000 | 1,396 |
| Total deposits | $351,966,000 | 1,251 |
| Interest-bearing deposits | $338,530,000 | 1,101 |
| Deposits held in domestic offices | $351,966,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,031,000 | 2,173 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,192,000 | 3,892 |
| Subordinated debt | $2,319,000 | 232 |
| All other liabilities | $3,431,000 | 1,291 |
| Total equity capital | $45,543,000 | 1,198 |
| Total bank equity capital | $45,543,000 | 1,198 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $22,300,000 | 964 |
| Undivided profits | $22,643,000 | 1,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,356,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 844 |
| Income earned, not collected on loans | $4,604,000 | 578 |
| Earning assets | $365,810,000 | 1,420 |
| Long-term assets (5+ years) | $30,699,000 | 2,738 |
| Average Assets, year-to-date | $413,305,750 | 1,320 |
| Average Assets, quarterly | $408,052,500 | 1,376 |
| Volatile liabilities | $46,293,000 | 2,052 |
| Insider loans | $6,000 | 8,224 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,162,000 | 1,590 |
| Tier 1 (core) risk-based capital | $30,551,000 | 1,677 |
| Tier 2 risk-based capital | $6,398,000 | 726 |
| Total risk weighted assets | $339,425,000 | 1,112 |
| Total unused commitments | $45,162,000 | 1,595 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 154 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $407,623,000 | 1,363 |
| Cash and due from depository institutions | $9,319,000 | 1,092 |
| Interest-bearing balances | $249,000 | 4,588 |
| Securities | $43,634,000 | 2,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $322,268,000 | 1,095 |
| Loan loss allowance | $6,347,000 | 749 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,434,000 | 1,461 |
| Other real estate owned | $492,000 | 1,092 |
| Goodwill and other intangibles | $14,949,000 | 372 |
| All other assets | $10,527,000 | 1,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,623,000 | 1,363 |
| Total liabilities | $363,045,000 | 1,375 |
| Total deposits | $346,928,000 | 1,249 |
| Interest-bearing deposits | $338,794,000 | 1,089 |
| Deposits held in domestic offices | $346,928,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,775,000 | 2,162 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,190,000 | 2,637 |
| Subordinated debt | $2,319,000 | 210 |
| All other liabilities | $3,833,000 | 1,228 |
| Total equity capital | $44,578,000 | 1,221 |
| Total bank equity capital | $44,578,000 | 1,221 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $22,300,000 | 941 |
| Undivided profits | $21,678,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,263,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $634,000 | 325 |
| Income earned, not collected on loans | $4,258,000 | 610 |
| Earning assets | $366,151,000 | 1,390 |
| Long-term assets (5+ years) | $32,692,000 | 2,476 |
| Average Assets, year-to-date | $414,913,670 | 1,299 |
| Average Assets, quarterly | $411,969,500 | 1,327 |
| Volatile liabilities | $48,047,000 | 1,946 |
| Insider loans | $6,000 | 8,269 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,760,000 | 1,588 |
| Tier 1 (core) risk-based capital | $29,499,000 | 1,700 |
| Tier 2 risk-based capital | $6,423,000 | 704 |
| Total risk weighted assets | $341,334,000 | 1,091 |
| Total unused commitments | $43,760,000 | 1,594 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 149 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $416,316,000 | 1,307 |
| Cash and due from depository institutions | $13,867,000 | 1,126 |
| Interest-bearing balances | $230,000 | 4,530 |
| Securities | $47,742,000 | 2,477 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,359 |
| Net loans & leases | $315,011,000 | 1,095 |
| Loan loss allowance | $6,389,000 | 738 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,636,000 | 1,394 |
| Other real estate owned | $505,000 | 1,126 |
| Goodwill and other intangibles | $14,996,000 | 359 |
| All other assets | $10,359,000 | 1,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,316,000 | 1,307 |
| Total liabilities | $372,736,000 | 1,314 |
| Total deposits | $355,546,000 | 1,193 |
| Interest-bearing deposits | $341,075,000 | 1,075 |
| Deposits held in domestic offices | $355,546,000 | 1,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,188,000 | 2,534 |
| Subordinated debt | $2,319,000 | 197 |
| All other liabilities | $6,683,000 | 833 |
| Total equity capital | $43,580,000 | 1,225 |
| Total bank equity capital | $43,580,000 | 1,225 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $22,300,000 | 928 |
| Undivided profits | $20,680,000 | 1,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,716,000 | 700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 741 |
| Income earned, not collected on loans | $3,997,000 | 666 |
| Earning assets | $370,183,000 | 1,348 |
| Long-term assets (5+ years) | $30,482,000 | 2,534 |
| Average Assets, year-to-date | $418,559,000 | 1,281 |
| Average Assets, quarterly | $418,559,000 | 1,281 |
| Volatile liabilities | $44,190,000 | 2,041 |
| Insider loans | $6,000 | 8,291 |
| FHLB advances | $8,000,000 | 2,410 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,661,000 | 1,523 |
| Tier 1 (core) risk-based capital | $28,393,000 | 1,737 |
| Tier 2 risk-based capital | $6,395,000 | 689 |
| Total risk weighted assets | $339,028,000 | 1,071 |
| Total unused commitments | $44,661,000 | 1,534 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 149 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $420,802,000 | 1,266 |
| Cash and due from depository institutions | $15,901,000 | 1,119 |
| Interest-bearing balances | $218,000 | 4,483 |
| Securities | $54,187,000 | 2,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $311,962,000 | 1,093 |
| Loan loss allowance | $4,699,000 | 938 |
| Trading account assets | $5,902,000 | 94 |
| Bank premises and fixed assets | $6,802,000 | 1,342 |
| Other real estate owned | $506,000 | 1,119 |
| Goodwill and other intangibles | $15,044,000 | 348 |
| All other assets | $10,498,000 | 1,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,802,000 | 1,266 |
| Total liabilities | $377,427,000 | 1,279 |
| Total deposits | $354,072,000 | 1,175 |
| Interest-bearing deposits | $335,381,000 | 1,071 |
| Deposits held in domestic offices | $354,072,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,140,000 | 1,085 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,188,000 | 2,550 |
| Subordinated debt | $2,319,000 | 192 |
| All other liabilities | $3,708,000 | 1,250 |
| Total equity capital | $43,375,000 | 1,211 |
| Total bank equity capital | $43,375,000 | 1,211 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $22,300,000 | 909 |
| Undivided profits | $20,475,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,196,000 | 986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,088 |
| Income earned, not collected on loans | $4,869,000 | 568 |
| Earning assets | $372,269,000 | 1,321 |
| Long-term assets (5+ years) | $30,641,000 | 2,512 |
| Average Assets, year-to-date | $408,771,800 | 1,241 |
| Average Assets, quarterly | $414,699,000 | 1,272 |
| Volatile liabilities | $48,699,000 | 1,875 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $11,524,000 | 415 |
| Unused loan commitments | $40,869,000 | 1,553 |
| Tier 1 (core) risk-based capital | $28,076,000 | 1,719 |
| Tier 2 risk-based capital | $6,372,000 | 678 |
| Total risk weighted assets | $338,829,000 | 1,054 |
| Total unused commitments | $40,869,000 | 1,558 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 146 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $411,947,000 | 1,242 |
| Cash and due from depository institutions | $21,949,000 | 1,121 |
| Interest-bearing balances | $164,000 | 4,683 |
| Securities | $63,176,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $292,561,000 | 1,137 |
| Loan loss allowance | $3,774,000 | 1,114 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,485,000 | 1,154 |
| Other real estate owned | $682,000 | 1,121 |
| Goodwill and other intangibles | $15,341,000 | 335 |
| All other assets | $10,753,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,947,000 | 1,242 |
| Total liabilities | $369,654,000 | 1,246 |
| Total deposits | $352,999,000 | 1,130 |
| Interest-bearing deposits | $320,101,000 | 1,075 |
| Deposits held in domestic offices | $352,999,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,450,000 | 1,321 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,175,000 | 3,615 |
| Subordinated debt | $2,319,000 | 195 |
| All other liabilities | $4,711,000 | 1,032 |
| Total equity capital | $42,293,000 | 1,160 |
| Total bank equity capital | $42,293,000 | 1,160 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $22,300,000 | 880 |
| Undivided profits | $19,393,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,336,000 | 902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 1,018 |
| Income earned, not collected on loans | $4,662,000 | 655 |
| Earning assets | $355,901,000 | 1,313 |
| Long-term assets (5+ years) | $24,620,000 | 2,875 |
| Average Assets, year-to-date | $410,091,000 | 1,194 |
| Average Assets, quarterly | $411,923,000 | 1,236 |
| Volatile liabilities | $35,928,000 | 2,322 |
| Insider loans | $26,000 | 8,324 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $43,729,000 | 1,395 |
| Tier 1 (core) risk-based capital | $26,611,000 | 1,706 |
| Tier 2 risk-based capital | $6,031,000 | 690 |
| Total risk weighted assets | $312,997,000 | 1,098 |
| Total unused commitments | $43,729,000 | 1,399 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 153 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $411,077,000 | 1,184 |
| Cash and due from depository institutions | $11,800,000 | 1,056 |
| Interest-bearing balances | $110,000 | 4,436 |
| Securities | $69,029,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,122 |
| Net loans & leases | $291,641,000 | 1,104 |
| Loan loss allowance | $4,148,000 | 985 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,107,000 | 1,022 |
| Other real estate owned | $154,000 | 1,056 |
| Goodwill and other intangibles | $16,349,000 | 302 |
| All other assets | $8,372,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,077,000 | 1,184 |
| Total liabilities | $367,462,000 | 1,198 |
| Total deposits | $355,917,000 | 1,071 |
| Interest-bearing deposits | $330,516,000 | 1,004 |
| Deposits held in domestic offices | $355,917,000 | 1,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,156,000 | 3,443 |
| Subordinated debt | $2,319,000 | 189 |
| All other liabilities | $6,070,000 | 870 |
| Total equity capital | $43,615,000 | 1,063 |
| Total bank equity capital | $43,615,000 | 1,063 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $22,300,000 | 862 |
| Undivided profits | $20,715,000 | 1,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,706,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 769 |
| Income earned, not collected on loans | $4,994,000 | 515 |
| Earning assets | $366,405,000 | 1,212 |
| Long-term assets (5+ years) | $17,374,000 | 3,435 |
| Average Assets, year-to-date | $491,738,000 | 948 |
| Average Assets, quarterly | $448,480,000 | 1,069 |
| Volatile liabilities | $29,903,000 | 2,675 |
| Insider loans | $6,000 | 8,794 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $833,000 | 781 |
| Unused loan commitments | $45,336,000 | 1,262 |
| Tier 1 (core) risk-based capital | $27,160,000 | 1,622 |
| Tier 2 risk-based capital | $6,249,530 | 653 |
| Total risk weighted assets | $314,224,630 | 1,048 |
| Total unused commitments | $45,336,000 | 1,263 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 455 | 390 |
| Assets and Liabilities | ||
| Total Assets: | $499,167,000 | 975 |
| Cash and due from depository institutions | $39,754,000 | 390 |
| Interest-bearing balances | $27,682,000 | 146 |
| Securities | $80,101,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 3,989 |
| Net loans & leases | $281,919,000 | 1,095 |
| Loan loss allowance | $5,213,000 | 785 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,333,000 | 982 |
| Other real estate owned | $42,000 | 390 |
| Goodwill and other intangibles | $26,542,000 | 220 |
| All other assets | $60,751,000 | 283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,167,000 | 975 |
| Total liabilities | $446,846,000 | 982 |
| Total deposits | $339,821,000 | 1,096 |
| Interest-bearing deposits | $308,860,000 | 1,043 |
| Deposits held in domestic offices | $339,821,000 | 1,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,280,000 | 598 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,127,000 | 1,555 |
| Subordinated debt | $2,319,000 | 194 |
| All other liabilities | $53,299,000 | 215 |
| Total equity capital | $52,321,000 | 867 |
| Total bank equity capital | $52,321,000 | 867 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $22,300,000 | 856 |
| Undivided profits | $29,421,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,838,000 | 526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 483 |
| Income earned, not collected on loans | $26,362,000 | 135 |
| Earning assets | $391,427,000 | 1,121 |
| Long-term assets (5+ years) | $24,490,000 | 2,910 |
| Average Assets, year-to-date | $359,800,400 | 1,248 |
| Average Assets, quarterly | $405,302,000 | 1,159 |
| Volatile liabilities | $77,124,000 | 1,174 |
| Insider loans | $410,000 | 5,834 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $97,000 | 1,340 |
| Unused loan commitments | $20,833,244,000 | 34 |
| Tier 1 (core) risk-based capital | $35,148,750 | 1,246 |
| Tier 2 risk-based capital | $7,225,150 | 588 |
| Total risk weighted assets | $392,185,250 | 835 |
| Total unused commitments | $20,833,244,000 | 34 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 397 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $371,626,000 | 1,232 |
| Cash and due from depository institutions | $32,084,000 | 440 |
| Interest-bearing balances | $26,435,000 | 206 |
| Securities | $28,116,000 | 3,824 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,904 |
| Net loans & leases | $218,129,000 | 1,290 |
| Loan loss allowance | $6,417,000 | 665 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,965,000 | 1,607 |
| Other real estate owned | $42,000 | 440 |
| Goodwill and other intangibles | $8,177,000 | 422 |
| All other assets | $71,113,000 | 241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,626,000 | 1,232 |
| Total liabilities | $339,772,000 | 1,219 |
| Total deposits | $212,799,000 | 1,778 |
| Interest-bearing deposits | $199,556,000 | 1,610 |
| Deposits held in domestic offices | $212,799,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,610,000 | 386 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $136,000 | 4,708 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $55,227,000 | 210 |
| Total equity capital | $31,854,000 | 1,404 |
| Total bank equity capital | $31,854,000 | 1,404 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $8,300,000 | 1,867 |
| Undivided profits | $22,954,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,626,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,260 |
| Income earned, not collected on loans | $28,710,000 | 121 |
| Earning assets | $281,680,000 | 1,488 |
| Long-term assets (5+ years) | $9,051,000 | 4,966 |
| Average Assets, year-to-date | $315,378,000 | 1,372 |
| Average Assets, quarterly | $346,348,000 | 1,299 |
| Volatile liabilities | $113,706,000 | 759 |
| Insider loans | $372,000 | 5,993 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $664,000 | 1,178 |
| Unused loan commitments | $20,815,195,000 | 39 |
| Tier 1 (core) risk-based capital | $31,696,750 | 1,336 |
| Tier 2 risk-based capital | $4,499,220 | 801 |
| Total risk weighted assets | $358,019,620 | 835 |
| Total unused commitments | $20,815,195,000 | 39 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 360 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $282,663,000 | 1,619 |
| Cash and due from depository institutions | $38,528,000 | 496 |
| Interest-bearing balances | $27,276,000 | 153 |
| Securities | $18,377,000 | 5,228 |
| Federal funds sold & reverse repurchase agreements | $17,345,000 | 762 |
| Net loans & leases | $122,135,000 | 2,284 |
| Loan loss allowance | $12,886,000 | 395 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,464,000 | 1,430 |
| Other real estate owned | $42,000 | 496 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $80,772,000 | 221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,663,000 | 1,619 |
| Total liabilities | $247,881,000 | 1,651 |
| Total deposits | $197,697,000 | 1,924 |
| Interest-bearing deposits | $185,613,000 | 1,747 |
| Deposits held in domestic offices | $197,697,000 | 1,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $50,184,000 | 232 |
| Total equity capital | $34,782,000 | 1,291 |
| Total bank equity capital | $34,782,000 | 1,291 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $8,300,000 | 1,833 |
| Undivided profits | $25,882,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,452,000 | 1,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,498 |
| Income earned, not collected on loans | $27,661,000 | 127 |
| Earning assets | $185,133,000 | 2,268 |
| Long-term assets (5+ years) | $15,235,000 | 3,333 |
| Average Assets, year-to-date | $264,312,400 | 1,633 |
| Average Assets, quarterly | $276,602,500 | 1,628 |
| Volatile liabilities | $30,613,000 | 2,111 |
| Insider loans | $271,000 | 6,853 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $279,000 | 1,223 |
| Unused loan commitments | $17,353,765,000 | 40 |
| Tier 1 (core) risk-based capital | $34,758,000 | 1,210 |
| Tier 2 risk-based capital | $4,035,460 | 853 |
| Total risk weighted assets | $313,986,360 | 949 |
| Total unused commitments | $17,353,765,000 | 40 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 283 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $257,543,000 | 1,817 |
| Cash and due from depository institutions | $8,339,000 | 657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $27,358,000 | 4,206 |
| Federal funds sold & reverse repurchase agreements | $12,010,000 | 1,082 |
| Net loans & leases | $166,391,000 | 1,724 |
| Loan loss allowance | $3,334,000 | 1,216 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,626,000 | 1,717 |
| Other real estate owned | $0 | 657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $38,819,000 | 355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,543,000 | 1,817 |
| Total liabilities | $236,287,000 | 1,783 |
| Total deposits | $186,958,000 | 2,059 |
| Interest-bearing deposits | $177,084,000 | 1,890 |
| Deposits held in domestic offices | $186,958,000 | 2,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $49,329,000 | 239 |
| Total equity capital | $21,256,000 | 2,108 |
| Total bank equity capital | $21,256,000 | 2,108 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $1,300,000 | 6,865 |
| Undivided profits | $19,356,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,172,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $24,868,000 | 159 |
| Earning assets | $205,759,000 | 2,091 |
| Long-term assets (5+ years) | $12,296,000 | 3,734 |
| Average Assets, year-to-date | $242,514,400 | 1,859 |
| Average Assets, quarterly | $253,370,000 | 1,828 |
| Volatile liabilities | $33,833,000 | 1,881 |
| Insider loans | $442,000 | 5,833 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $243,000 | 1,198 |
| Unused loan commitments | $15,313,667,000 | 43 |
| Tier 1 (core) risk-based capital | $21,234,000 | 2,030 |
| Tier 2 risk-based capital | $2,666,440 | 1,209 |
| Total risk weighted assets | $212,647,340 | 1,350 |
| Total unused commitments | $15,313,667,000 | 43 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $204,126,000 | 2,312 |
| Cash and due from depository institutions | $3,029,000 | 4,330 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,964,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,403 |
| Net loans & leases | $155,240,000 | 1,832 |
| Loan loss allowance | $2,278,000 | 1,732 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,155,000 | 2,432 |
| Other real estate owned | $110,000 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,578,000 | 2,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,126,000 | 2,312 |
| Total liabilities | $187,565,000 | 2,272 |
| Total deposits | $184,805,000 | 2,139 |
| Interest-bearing deposits | $179,703,000 | 1,877 |
| Deposits held in domestic offices | $184,805,000 | 2,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,760,000 | 1,627 |
| Total equity capital | $16,561,000 | 2,697 |
| Total bank equity capital | $16,561,000 | 2,697 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,300,000 | 6,974 |
| Undivided profits | $14,661,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,210,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,858,000 | 1,216 |
| Earning assets | $194,254,000 | 2,224 |
| Long-term assets (5+ years) | $8,127,000 | 4,562 |
| Average Assets, year-to-date | $199,122,000 | 2,270 |
| Average Assets, quarterly | $203,566,500 | 2,281 |
| Volatile liabilities | $26,428,000 | 2,075 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $103,000 | 1,426 |
| Unused loan commitments | $77,546,000 | 798 |
| Tier 1 (core) risk-based capital | $16,561,000 | 2,598 |
| Tier 2 risk-based capital | $2,015,290 | 1,586 |
| Total risk weighted assets | $160,960,390 | 1,769 |
| Total unused commitments | $77,546,000 | 802 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $190,168,000 | 2,420 |
| Cash and due from depository institutions | $2,293,000 | 4,658 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,310,000 | 4,234 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 2,572 |
| Net loans & leases | $147,847,000 | 1,879 |
| Loan loss allowance | $1,865,000 | 2,100 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,237,000 | 2,297 |
| Other real estate owned | $186,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,920,000 | 2,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,168,000 | 2,420 |
| Total liabilities | $176,060,000 | 2,381 |
| Total deposits | $173,786,000 | 2,225 |
| Interest-bearing deposits | $169,241,000 | 1,951 |
| Deposits held in domestic offices | $173,786,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,274,000 | 1,629 |
| Total equity capital | $14,108,000 | 2,879 |
| Total bank equity capital | $14,108,000 | 2,879 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $13,408,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,286,000 | 2,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,593,000 | 1,208 |
| Earning assets | $181,532,000 | 2,339 |
| Long-term assets (5+ years) | $13,573,000 | 3,374 |
| Average Assets, year-to-date | $176,085,600 | 2,520 |
| Average Assets, quarterly | $187,870,500 | 2,425 |
| Volatile liabilities | $24,482,000 | 2,144 |
| Insider loans | $10,000 | 10,997 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $164,000 | 1,127 |
| Unused loan commitments | $70,952,000 | 788 |
| Tier 1 (core) risk-based capital | $14,108,000 | 2,915 |
| Tier 2 risk-based capital | $1,865,000 | 1,683 |
| Total risk weighted assets | $153,814,500 | 1,807 |
| Total unused commitments | $70,952,000 | 796 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $166,222,000 | 2,758 |
| Cash and due from depository institutions | $3,421,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $33,534,000 | 4,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $123,791,000 | 2,162 |
| Loan loss allowance | $1,806,000 | 2,244 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,983,000 | 2,454 |
| Other real estate owned | $0 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,493,000 | 2,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,222,000 | 2,758 |
| Total liabilities | $154,129,000 | 2,713 |
| Total deposits | $149,478,000 | 2,636 |
| Interest-bearing deposits | $145,459,000 | 2,373 |
| Deposits held in domestic offices | $149,478,000 | 2,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,940 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,901,000 | 1,875 |
| Total equity capital | $12,093,000 | 3,382 |
| Total bank equity capital | $12,093,000 | 3,382 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $550,000 | 10,080 |
| Undivided profits | $11,393,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,173,000 | 1,471 |
| Earning assets | $157,325,000 | 2,699 |
| Long-term assets (5+ years) | $8,817,000 | 4,728 |
| Average Assets, year-to-date | $157,459,200 | 2,834 |
| Average Assets, quarterly | $165,059,000 | 2,764 |
| Volatile liabilities | $17,430,000 | 2,677 |
| Insider loans | $17,000 | 11,324 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $307,000 | 1,362 |
| Unused loan commitments | $58,520,000 | 890 |
| Tier 1 (core) risk-based capital | $12,093,000 | 3,297 |
| Tier 2 risk-based capital | $1,611,870 | 1,909 |
| Total risk weighted assets | $128,755,670 | 2,082 |
| Total unused commitments | $58,520,000 | 908 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $146,415,000 | 3,180 |
| Cash and due from depository institutions | $2,854,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,416,000 | 3,843 |
| Federal funds sold & reverse repurchase agreements | $1,230,000 | 8,123 |
| Net loans & leases | $102,359,000 | 2,613 |
| Loan loss allowance | $1,619,000 | 2,532 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,929,000 | 2,515 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,627,000 | 4,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,415,000 | 3,180 |
| Total liabilities | $137,107,000 | 3,111 |
| Total deposits | $135,360,000 | 3,008 |
| Interest-bearing deposits | $130,859,000 | 2,755 |
| Deposits held in domestic offices | $135,360,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,747,000 | 2,088 |
| Total equity capital | $9,308,000 | 4,163 |
| Total bank equity capital | $9,308,000 | 4,163 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $550,000 | 10,328 |
| Undivided profits | $8,608,000 | 2,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 3,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,037,000 | 1,881 |
| Earning assets | $139,005,000 | 3,062 |
| Long-term assets (5+ years) | $6,973,000 | 5,455 |
| Average Assets, year-to-date | $129,181,400 | 3,510 |
| Average Assets, quarterly | $143,227,500 | 3,231 |
| Volatile liabilities | $13,633,000 | 3,224 |
| Insider loans | $78,000 | 6,314 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $258,000 | 1,014 |
| Unused loan commitments | $48,382,000 | 968 |
| Tier 1 (core) risk-based capital | $9,308,000 | 4,094 |
| Tier 2 risk-based capital | $1,292,480 | 2,326 |
| Total risk weighted assets | $103,071,480 | 2,603 |
| Total unused commitments | $48,382,000 | 985 |
| Derivatives | $0 | 651 |