Home > First National Bank of Winnebago > Income and Expense

First National Bank of Winnebago, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$2,531,000	7,877
Total interest expense	$1,519,000	7,116
Net interest income	$1,012,000	8,452
Provision for loan and lease losses	$39,000	6,919
Total noninterest income	$173,000	7,567
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	6,404
Total noninterest expense	$934,000	8,209
Salaries and employee benefits	$461,000	8,443
Premises and equipment expense	$125,000	8,010
Additional noninterest expense	$348,000	7,564
Pre-tax net operating income	$212,000	8,322
Securities gains (losses)	$9,000	1,192
Applicable income taxes	$55,000	7,164
Income before extraordinary items	$166,000	8,311
Extraordinary gains, net	$0	38
Net income	$166,000	8,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	9,215
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$159,250	8,358
1999-12-31 (YTD Data)		Rank
Total interest income	$2,359,000	8,063
Total interest expense	$1,274,000	7,461
Net interest income	$1,085,000	8,435
Provision for loan and lease losses	$33,000	7,151
Total noninterest income	$133,000	8,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	7,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	7,849
Total noninterest expense	$811,000	8,697
Salaries and employee benefits	$415,000	8,811
Premises and equipment expense	$102,000	8,588
Additional noninterest expense	$294,000	8,163
Pre-tax net operating income	$374,000	7,720
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$122,000	6,621
Income before extraordinary items	$255,000	7,896
Extraordinary gains, net	$0	35
Net income	$255,000	7,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$252,960	7,895
1998-12-31 (YTD Data)		Rank
Total interest income	$2,144,000	8,511
Total interest expense	$1,157,000	8,009
Net interest income	$987,000	8,822
Provision for loan and lease losses	$0	8,652
Total noninterest income	$114,000	8,780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	7,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,232
Total noninterest expense	$748,000	8,944
Salaries and employee benefits	$365,000	9,188
Premises and equipment expense	$109,000	8,510
Additional noninterest expense	$274,000	8,369
Pre-tax net operating income	$353,000	8,128
Securities gains (losses)	$16,000	2,616
Applicable income taxes	$128,000	7,131
Income before extraordinary items	$241,000	8,305
Extraordinary gains, net	$0	32
Net income	$241,000	8,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,135
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$230,600	8,319
1997-12-31 (YTD Data)		Rank
Total interest income	$429,000	10,741
Total interest expense	$222,000	10,645
Net interest income	$207,000	10,774
Provision for loan and lease losses	$25,000	7,608
Total noninterest income	$26,000	10,625
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$11,000	9,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,147
Total noninterest expense	$155,000	10,863
Salaries and employee benefits	$65,000	10,864
Premises and equipment expense	$30,000	10,611
Additional noninterest expense	$60,000	10,790
Pre-tax net operating income	$53,000	10,234
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$18,000	9,756
Income before extraordinary items	$34,000	10,305
Extraordinary gains, net	$0	44
Net income	$34,000	10,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$34,650	10,269
1996-12-31 (YTD Data)		Rank
Total interest income	$1,958,000	9,429
Total interest expense	$1,008,000	8,977
Net interest income	$950,000	9,694
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$110,000	9,702
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	8,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	8,503
Total noninterest expense	$631,000	10,062
Salaries and employee benefits	$332,000	10,097
Premises and equipment expense	$107,000	9,100
Additional noninterest expense	$192,000	10,029
Pre-tax net operating income	$417,000	8,412
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$9,000	10,382
Income before extraordinary items	$412,000	7,520
Extraordinary gains, net	$0	53
Net income	$412,000	7,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,694
Cash dividends	$140,000	6,159
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$408,080	7,497
1995-12-31 (YTD Data)		Rank
Total interest income	$1,919,000	9,853
Total interest expense	$930,000	9,502
Net interest income	$989,000	9,972
Provision for loan and lease losses	$2,000	8,854
Total noninterest income	$99,000	10,299
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	9,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	9,472
Total noninterest expense	$652,000	10,354
Salaries and employee benefits	$321,000	10,579
Premises and equipment expense	$117,000	9,135
Additional noninterest expense	$214,000	10,254
Pre-tax net operating income	$434,000	8,847
Securities gains (losses)	$5,000	2,809
Applicable income taxes	$75,000	9,683
Income before extraordinary items	$364,000	8,356
Extraordinary gains, net	$0	65
Net income	$364,000	8,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,445
Cash dividends	$140,000	6,201
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$359,850	8,379
1994-12-31 (YTD Data)		Rank
Total interest income	$1,885,000	10,017
Total interest expense	$783,000	9,685
Net interest income	$1,102,000	10,058
Provision for loan and lease losses	$0	9,146
Total noninterest income	$82,000	11,199
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	9,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	10,350
Total noninterest expense	$689,000	10,744
Salaries and employee benefits	$321,000	11,005
Premises and equipment expense	$104,000	9,897
Additional noninterest expense	$264,000	10,358
Pre-tax net operating income	$495,000	8,690
Securities gains (losses)	$-26,000	10,539
Applicable income taxes	$99,000	9,383
Income before extraordinary items	$370,000	8,459
Extraordinary gains, net	$0	249
Net income	$370,000	8,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$141,000	6,243
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$390,540	8,324
1993-12-31 (YTD Data)		Rank
Total interest income	$1,856,000	10,479
Total interest expense	$828,000	9,890
Net interest income	$1,028,000	10,681
Provision for loan and lease losses	$0	10,371
Total noninterest income	$87,000	11,637
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	10,068
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	10,863
Total noninterest expense	$677,000	11,274
Salaries and employee benefits	$323,000	11,420
Premises and equipment expense	$103,000	10,359
Additional noninterest expense	$251,000	11,069
Pre-tax net operating income	$438,000	9,111
Securities gains (losses)	$0	7,477
Applicable income taxes	$96,000	9,830
Income before extraordinary items	$342,000	9,015
Extraordinary gains, net	$0	3,149
Net income	$342,000	9,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	11,621
Cash dividends	$140,000	6,241
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$342,000	8,754
1992-12-31 (YTD Data)		Rank
Total interest income	$1,819,000	11,261
Total interest expense	$899,000	10,881
Net interest income	$920,000	11,429
Provision for loan and lease losses	$0	11,756
Total noninterest income	$77,000	12,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	10,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	11,840
Total noninterest expense	$616,000	11,963
Salaries and employee benefits	$293,000	12,091
Premises and equipment expense	$96,000	10,873
Additional noninterest expense	$227,000	11,859
Pre-tax net operating income	$381,000	9,414
Securities gains (losses)	$0	8,369
Applicable income taxes	$63,000	10,913
Income before extraordinary items	$318,000	9,071
Extraordinary gains, net	$0	1,422
Net income	$318,000	9,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	8,022
Cash dividends	$332,000	3,774
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$318,000	8,703

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.