Home > First National Bank of Wiggins > Income and Expense
First National Bank of Wiggins, Income and Expense
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,128,000 | 6,935 |
Total interest expense | $803,000 | 6,780 |
Net interest income | $1,325,000 | 6,928 |
Provision for loan and lease losses | $400,000 | 1,696 |
Total noninterest income | $193,000 | 6,525 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $208,000 | 4,317 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $-15,000 | 8,718 |
Total noninterest expense | $1,712,000 | 5,761 |
Salaries and employee benefits | $594,000 | 6,965 |
Premises and equipment expense | $291,000 | 5,044 |
Additional noninterest expense | $827,000 | 4,174 |
Pre-tax net operating income | $-594,000 | 8,481 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $0 | 6,687 |
Income before extraordinary items | $-594,000 | 8,502 |
Extraordinary gains, net | $0 | 45 |
Net income | $-594,000 | 8,502 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 5,294 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $-594,000 | 8,493 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,410,000 | 6,953 |
Total interest expense | $518,000 | 6,775 |
Net interest income | $892,000 | 6,941 |
Provision for loan and lease losses | $400,000 | 1,166 |
Total noninterest income | $139,000 | 6,375 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $125,000 | 4,515 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $14,000 | 7,856 |
Total noninterest expense | $993,000 | 6,194 |
Salaries and employee benefits | $379,000 | 7,114 |
Premises and equipment expense | $192,000 | 5,050 |
Additional noninterest expense | $422,000 | 5,024 |
Pre-tax net operating income | $-362,000 | 8,506 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $-362,000 | 8,523 |
Extraordinary gains, net | $0 | 39 |
Net income | $-362,000 | 8,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,807 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $-362,000 | 8,520 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $707,000 | 6,929 |
Total interest expense | $258,000 | 6,728 |
Net interest income | $449,000 | 6,945 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $76,000 | 6,181 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $60,000 | 4,537 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $16,000 | 7,000 |
Total noninterest expense | $497,000 | 6,202 |
Salaries and employee benefits | $185,000 | 7,194 |
Premises and equipment expense | $108,000 | 4,716 |
Additional noninterest expense | $204,000 | 5,117 |
Pre-tax net operating income | $28,000 | 7,956 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $28,000 | 7,869 |
Extraordinary gains, net | $0 | 21 |
Net income | $28,000 | 7,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,786 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $28,000 | 7,866 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $2,548,000 | 6,974 |
Total interest expense | $1,061,000 | 6,130 |
Net interest income | $1,487,000 | 7,307 |
Provision for loan and lease losses | $118,000 | 4,603 |
Total noninterest income | $300,000 | 6,327 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $327,000 | 3,989 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $-27,000 | 8,812 |
Total noninterest expense | $1,912,000 | 6,257 |
Salaries and employee benefits | $819,000 | 6,866 |
Premises and equipment expense | $281,000 | 5,904 |
Additional noninterest expense | $812,000 | 5,116 |
Pre-tax net operating income | $-243,000 | 8,408 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $0 | 6,964 |
Income before extraordinary items | $-243,000 | 8,443 |
Extraordinary gains, net | $0 | 46 |
Net income | $-243,000 | 8,442 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $785,000 | 814 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $-243,000 | 8,423 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,808,000 | 7,103 |
Total interest expense | $799,000 | 6,020 |
Net interest income | $1,009,000 | 7,542 |
Provision for loan and lease losses | $107,000 | 4,071 |
Total noninterest income | $299,000 | 5,772 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $267,000 | 3,819 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $32,000 | 7,572 |
Total noninterest expense | $1,412,000 | 6,270 |
Salaries and employee benefits | $619,000 | 6,840 |
Premises and equipment expense | $202,000 | 6,007 |
Additional noninterest expense | $591,000 | 5,176 |
Pre-tax net operating income | $-211,000 | 8,495 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $0 | 6,976 |
Income before extraordinary items | $-211,000 | 8,524 |
Extraordinary gains, net | $0 | 35 |
Net income | $-211,000 | 8,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 3,791 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $-211,000 | 8,495 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,166,000 | 7,142 |
Total interest expense | $532,000 | 5,876 |
Net interest income | $634,000 | 7,661 |
Provision for loan and lease losses | $102,000 | 3,319 |
Total noninterest income | $187,000 | 5,883 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $186,000 | 3,677 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $1,000 | 8,662 |
Total noninterest expense | $909,000 | 6,370 |
Salaries and employee benefits | $415,000 | 6,828 |
Premises and equipment expense | $130,000 | 6,100 |
Additional noninterest expense | $364,000 | 5,403 |
Pre-tax net operating income | $-190,000 | 8,548 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,961 |
Income before extraordinary items | $-190,000 | 8,576 |
Extraordinary gains, net | $0 | 30 |
Net income | $-190,000 | 8,576 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 4,682 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $-190,000 | 8,551 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $569,000 | 7,224 |
Total interest expense | $266,000 | 5,801 |
Net interest income | $303,000 | 7,798 |
Provision for loan and lease losses | $37,000 | 3,710 |
Total noninterest income | $106,000 | 5,559 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $89,000 | 3,718 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $17,000 | 7,096 |
Total noninterest expense | $442,000 | 6,482 |
Salaries and employee benefits | $207,000 | 6,899 |
Premises and equipment expense | $65,000 | 6,146 |
Additional noninterest expense | $170,000 | 5,595 |
Pre-tax net operating income | $-70,000 | 8,613 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $-70,000 | 8,625 |
Extraordinary gains, net | $0 | 24 |
Net income | $-70,000 | 8,625 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,232 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $-70,000 | 8,605 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,490,000 | 6,897 |
Total interest expense | $1,206,000 | 5,098 |
Net interest income | $1,284,000 | 7,626 |
Provision for loan and lease losses | $269,000 | 3,124 |
Total noninterest income | $450,000 | 5,528 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $459,000 | 3,329 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $-9,000 | 8,926 |
Total noninterest expense | $2,165,000 | 5,754 |
Salaries and employee benefits | $927,000 | 6,521 |
Premises and equipment expense | $269,000 | 5,998 |
Additional noninterest expense | $962,000 | 4,489 |
Pre-tax net operating income | $-700,000 | 8,725 |
Securities gains (losses) | $-6,000 | 8,098 |
Applicable income taxes | $8,000 | 6,812 |
Income before extraordinary items | $-714,000 | 8,778 |
Extraordinary gains, net | $0 | 34 |
Net income | $-714,000 | 8,779 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $600,000 | 1,155 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $110,000 | 648 |
Net operating income | $-708,000 | 8,756 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,860,000 | 6,916 |
Total interest expense | $919,000 | 5,030 |
Net interest income | $941,000 | 7,707 |
Provision for loan and lease losses | $215,000 | 2,865 |
Total noninterest income | $428,000 | 4,966 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $355,000 | 3,291 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $73,000 | 6,476 |
Total noninterest expense | $1,604,000 | 5,761 |
Salaries and employee benefits | $707,000 | 6,431 |
Premises and equipment expense | $199,000 | 5,992 |
Additional noninterest expense | $698,000 | 4,541 |
Pre-tax net operating income | $-450,000 | 8,757 |
Securities gains (losses) | $-4,000 | 8,316 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $-454,000 | 8,792 |
Extraordinary gains, net | $0 | 26 |
Net income | $-454,000 | 8,794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $466,000 | 1,013 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $110,000 | 514 |
Net operating income | $-450,000 | 8,769 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,232,000 | 6,966 |
Total interest expense | $618,000 | 5,021 |
Net interest income | $614,000 | 7,772 |
Provision for loan and lease losses | $215,000 | 2,073 |
Total noninterest income | $282,000 | 4,978 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $240,000 | 3,231 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $42,000 | 6,726 |
Total noninterest expense | $1,022,000 | 5,926 |
Salaries and employee benefits | $485,000 | 6,388 |
Premises and equipment expense | $136,000 | 5,958 |
Additional noninterest expense | $401,000 | 5,055 |
Pre-tax net operating income | $-341,000 | 8,830 |
Securities gains (losses) | $-4,000 | 8,544 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $-345,000 | 8,870 |
Extraordinary gains, net | $0 | 21 |
Net income | $-345,000 | 8,870 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $446,000 | 773 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $110,000 | 399 |
Net operating income | $-341,000 | 8,840 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $600,000 | 7,074 |
Total interest expense | $315,000 | 5,021 |
Net interest income | $285,000 | 7,941 |
Provision for loan and lease losses | $26,000 | 4,484 |
Total noninterest income | $150,000 | 4,772 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $122,000 | 3,125 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $28,000 | 6,237 |
Total noninterest expense | $559,000 | 5,672 |
Salaries and employee benefits | $241,000 | 6,462 |
Premises and equipment expense | $75,000 | 5,696 |
Additional noninterest expense | $243,000 | 4,416 |
Pre-tax net operating income | $-150,000 | 8,861 |
Securities gains (losses) | $-6,000 | 8,866 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $-156,000 | 8,913 |
Extraordinary gains, net | $0 | 16 |
Net income | $-156,000 | 8,913 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $132,000 | 1,072 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $110,000 | 249 |
Net operating income | $-150,000 | 8,875 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,965,000 | 6,558 |
Total interest expense | $1,440,000 | 4,999 |
Net interest income | $1,525,000 | 7,316 |
Provision for loan and lease losses | $88,000 | 5,533 |
Total noninterest income | $537,000 | 5,234 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $513,000 | 3,025 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $24,000 | 8,305 |
Total noninterest expense | $1,950,000 | 6,070 |
Salaries and employee benefits | $924,000 | 6,520 |
Premises and equipment expense | $251,000 | 6,171 |
Additional noninterest expense | $775,000 | 5,164 |
Pre-tax net operating income | $24,000 | 8,458 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $24,000 | 8,558 |
Extraordinary gains, net | $0 | 54 |
Net income | $24,000 | 8,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $280,000 | 2,345 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $635,000 | 461 |
Net operating income | $24,000 | 8,460 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,258,000 | 6,586 |
Total interest expense | $1,116,000 | 5,033 |
Net interest income | $1,142,000 | 7,388 |
Provision for loan and lease losses | $109,000 | 4,528 |
Total noninterest income | $391,000 | 5,376 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $384,000 | 3,041 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $7,000 | 8,842 |
Total noninterest expense | $1,420,000 | 6,126 |
Salaries and employee benefits | $695,000 | 6,494 |
Premises and equipment expense | $197,000 | 6,038 |
Additional noninterest expense | $528,000 | 5,458 |
Pre-tax net operating income | $4,000 | 8,613 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $4,000 | 8,705 |
Extraordinary gains, net | $0 | 40 |
Net income | $4,000 | 8,706 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $232,000 | 2,020 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $4,000 | 8,610 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,552,000 | 6,538 |
Total interest expense | $766,000 | 5,063 |
Net interest income | $786,000 | 7,320 |
Provision for loan and lease losses | $115,000 | 3,633 |
Total noninterest income | $293,000 | 5,049 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $264,000 | 2,943 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $29,000 | 7,373 |
Total noninterest expense | $934,000 | 6,203 |
Salaries and employee benefits | $463,000 | 6,521 |
Premises and equipment expense | $132,000 | 6,008 |
Additional noninterest expense | $339,000 | 5,578 |
Pre-tax net operating income | $30,000 | 8,498 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $30,000 | 8,585 |
Extraordinary gains, net | $0 | 30 |
Net income | $30,000 | 8,586 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $215,000 | 1,576 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $30,000 | 8,460 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $799,000 | 6,456 |
Total interest expense | $390,000 | 5,113 |
Net interest income | $409,000 | 7,231 |
Provision for loan and lease losses | $139,000 | 1,892 |
Total noninterest income | $175,000 | 4,492 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $144,000 | 2,659 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $31,000 | 6,166 |
Total noninterest expense | $477,000 | 6,159 |
Salaries and employee benefits | $220,000 | 6,691 |
Premises and equipment expense | $73,000 | 5,718 |
Additional noninterest expense | $184,000 | 5,272 |
Pre-tax net operating income | $-32,000 | 8,841 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $-32,000 | 8,913 |
Extraordinary gains, net | $0 | 21 |
Net income | $-32,000 | 8,910 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $156,000 | 1,096 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-32,000 | 8,819 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,857,000 | 6,024 |
Total interest expense | $1,959,000 | 4,852 |
Net interest income | $1,898,000 | 6,795 |
Provision for loan and lease losses | $2,042,000 | 717 |
Total noninterest income | $553,000 | 4,938 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $508,000 | 2,935 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $45,000 | 7,733 |
Total noninterest expense | $2,197,000 | 5,537 |
Salaries and employee benefits | $1,013,000 | 6,100 |
Premises and equipment expense | $239,000 | 6,281 |
Additional noninterest expense | $945,000 | 4,370 |
Pre-tax net operating income | $-1,788,000 | 9,233 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $-618,000 | 9,267 |
Income before extraordinary items | $-1,170,000 | 9,213 |
Extraordinary gains, net | $0 | 70 |
Net income | $-1,170,000 | 9,211 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,137,000 | 851 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $-1,170,000 | 9,177 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $4,844,000 | 5,730 |
Total interest expense | $2,710,000 | 5,107 |
Net interest income | $2,134,000 | 6,226 |
Provision for loan and lease losses | $835,000 | 1,454 |
Total noninterest income | $578,000 | 4,676 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $461,000 | 3,039 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $117,000 | 6,058 |
Total noninterest expense | $2,004,000 | 5,718 |
Salaries and employee benefits | $991,000 | 6,013 |
Premises and equipment expense | $232,000 | 6,327 |
Additional noninterest expense | $781,000 | 4,866 |
Pre-tax net operating income | $-127,000 | 8,890 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $-32,000 | 9,096 |
Income before extraordinary items | $-95,000 | 8,951 |
Extraordinary gains, net | $0 | 105 |
Net income | $-95,000 | 8,950 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $994,000 | 948 |
Cash dividends | $40,000 | 6,242 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $-95,000 | 8,894 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,947,000 | 5,776 |
Total interest expense | $2,655,000 | 5,350 |
Net interest income | $2,292,000 | 6,126 |
Provision for loan and lease losses | $1,155,000 | 948 |
Total noninterest income | $620,000 | 4,333 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $476,000 | 2,809 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $144,000 | 5,581 |
Total noninterest expense | $2,090,000 | 5,521 |
Salaries and employee benefits | $1,050,000 | 5,739 |
Premises and equipment expense | $234,000 | 6,266 |
Additional noninterest expense | $806,000 | 4,714 |
Pre-tax net operating income | $-333,000 | 9,438 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-139,000 | 9,631 |
Income before extraordinary items | $-194,000 | 9,370 |
Extraordinary gains, net | $0 | 38 |
Net income | $-194,000 | 9,369 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $961,000 | 771 |
Cash dividends | $40,000 | 6,494 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-194,000 | 9,367 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $5,030,000 | 5,553 |
Total interest expense | $2,438,000 | 5,274 |
Net interest income | $2,592,000 | 5,674 |
Provision for loan and lease losses | $190,000 | 3,663 |
Total noninterest income | $666,000 | 4,130 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $505,000 | 2,616 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 5,442 |
Total noninterest expense | $2,053,000 | 5,590 |
Salaries and employee benefits | $988,000 | 5,939 |
Premises and equipment expense | $254,000 | 5,977 |
Additional noninterest expense | $811,000 | 4,733 |
Pre-tax net operating income | $1,015,000 | 5,267 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $375,000 | 4,322 |
Income before extraordinary items | $640,000 | 5,719 |
Extraordinary gains, net | $0 | 35 |
Net income | $640,000 | 5,717 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $558,000 | 1,123 |
Cash dividends | $120,000 | 5,887 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $640,000 | 5,687 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,808,000 | 5,831 |
Total interest expense | $2,388,000 | 5,539 |
Net interest income | $2,420,000 | 5,962 |
Provision for loan and lease losses | $410,000 | 2,021 |
Total noninterest income | $691,000 | 4,022 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $480,000 | 2,646 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $211,000 | 4,828 |
Total noninterest expense | $2,118,000 | 5,368 |
Salaries and employee benefits | $931,000 | 6,063 |
Premises and equipment expense | $263,000 | 5,784 |
Additional noninterest expense | $924,000 | 4,203 |
Pre-tax net operating income | $583,000 | 7,006 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $209,000 | 6,091 |
Income before extraordinary items | $374,000 | 7,380 |
Extraordinary gains, net | $0 | 32 |
Net income | $374,000 | 7,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $486,000 | 1,286 |
Cash dividends | $100,000 | 6,234 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $374,000 | 7,305 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,727,000 | 6,022 |
Total interest expense | $2,296,000 | 5,725 |
Net interest income | $2,431,000 | 6,158 |
Provision for loan and lease losses | $1,167,000 | 876 |
Total noninterest income | $579,000 | 4,522 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $433,000 | 3,010 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $146,000 | 5,775 |
Total noninterest expense | $1,803,000 | 6,059 |
Salaries and employee benefits | $818,000 | 6,685 |
Premises and equipment expense | $264,000 | 5,874 |
Additional noninterest expense | $721,000 | 5,103 |
Pre-tax net operating income | $40,000 | 10,273 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-20,000 | 10,552 |
Income before extraordinary items | $60,000 | 10,180 |
Extraordinary gains, net | $0 | 44 |
Net income | $60,000 | 10,182 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $734,000 | 989 |
Cash dividends | $80,000 | 6,752 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $60,000 | 10,146 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,361,000 | 6,517 |
Total interest expense | $2,035,000 | 6,347 |
Net interest income | $2,326,000 | 6,519 |
Provision for loan and lease losses | $630,000 | 1,451 |
Total noninterest income | $673,000 | 4,230 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $429,000 | 3,132 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $244,000 | 4,606 |
Total noninterest expense | $1,665,000 | 6,683 |
Salaries and employee benefits | $773,000 | 7,122 |
Premises and equipment expense | $214,000 | 6,788 |
Additional noninterest expense | $678,000 | 5,867 |
Pre-tax net operating income | $704,000 | 6,916 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $238,000 | 6,603 |
Income before extraordinary items | $466,000 | 7,136 |
Extraordinary gains, net | $0 | 53 |
Net income | $466,000 | 7,138 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $519,000 | 1,380 |
Cash dividends | $110,000 | 6,518 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $466,000 | 7,079 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,877,000 | 7,138 |
Total interest expense | $1,702,000 | 7,136 |
Net interest income | $2,175,000 | 6,923 |
Provision for loan and lease losses | $180,000 | 3,223 |
Total noninterest income | $554,000 | 4,842 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $351,000 | 3,758 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $203,000 | 5,099 |
Total noninterest expense | $1,588,000 | 7,015 |
Salaries and employee benefits | $737,000 | 7,477 |
Premises and equipment expense | $213,000 | 6,961 |
Additional noninterest expense | $638,000 | 6,273 |
Pre-tax net operating income | $961,000 | 6,149 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $354,000 | 5,391 |
Income before extraordinary items | $607,000 | 6,572 |
Extraordinary gains, net | $0 | 65 |
Net income | $607,000 | 6,570 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $221,000 | 2,345 |
Cash dividends | $100,000 | 6,741 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $607,000 | 6,557 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,342,000 | 7,563 |
Total interest expense | $1,299,000 | 7,553 |
Net interest income | $2,043,000 | 7,468 |
Provision for loan and lease losses | $257,000 | 2,536 |
Total noninterest income | $520,000 | 5,149 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $337,000 | 3,962 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $183,000 | 5,560 |
Total noninterest expense | $1,443,000 | 7,781 |
Salaries and employee benefits | $658,000 | 8,213 |
Premises and equipment expense | $179,000 | 7,870 |
Additional noninterest expense | $606,000 | 6,996 |
Pre-tax net operating income | $863,000 | 6,574 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $325,000 | 5,574 |
Income before extraordinary items | $538,000 | 7,020 |
Extraordinary gains, net | $0 | 249 |
Net income | $538,000 | 7,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $171,000 | 2,759 |
Cash dividends | $90,000 | 7,108 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $538,000 | 7,066 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,772,000 | 8,711 |
Total interest expense | $1,123,000 | 8,589 |
Net interest income | $1,649,000 | 8,646 |
Provision for loan and lease losses | $125,000 | 5,103 |
Total noninterest income | $395,000 | 6,540 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $300,000 | 4,426 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $95,000 | 8,045 |
Total noninterest expense | $1,295,000 | 8,528 |
Salaries and employee benefits | $587,000 | 8,919 |
Premises and equipment expense | $167,000 | 8,450 |
Additional noninterest expense | $541,000 | 7,851 |
Pre-tax net operating income | $624,000 | 7,784 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $208,000 | 7,473 |
Income before extraordinary items | $416,000 | 8,277 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $416,000 | 8,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $162,000 | 3,529 |
Cash dividends | $70,000 | 7,518 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $416,000 | 8,002 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,664,000 | 9,603 |
Total interest expense | $1,190,000 | 9,640 |
Net interest income | $1,474,000 | 9,360 |
Provision for loan and lease losses | $135,000 | 6,388 |
Total noninterest income | $386,000 | 6,679 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,928 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 7,395 |
Total noninterest expense | $1,295,000 | 8,683 |
Salaries and employee benefits | $563,000 | 9,156 |
Premises and equipment expense | $152,000 | 9,049 |
Additional noninterest expense | $580,000 | 7,694 |
Pre-tax net operating income | $430,000 | 8,961 |
Securities gains (losses) | $28,000 | 5,098 |
Applicable income taxes | $152,000 | 8,570 |
Income before extraordinary items | $306,000 | 9,233 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $306,000 | 9,366 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $149,000 | 4,906 |
Cash dividends | $60,000 | 7,413 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $287,240 | 9,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.