Home > First National Bank of White County > Income and Expense
First National Bank of White County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 3,085 |
| Total interest expense | $4,277,000 | 3,481 |
| Net interest income | $6,472,000 | 2,755 |
| Provision for loan and lease losses | $422,000 | 1,790 |
| Total noninterest income | $829,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $454,000 | 2,980 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $375,000 | 3,454 |
| Total noninterest expense | $3,378,000 | 3,871 |
| Salaries and employee benefits | $1,744,000 | 3,742 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $1,342,000 | 3,396 |
| Pre-tax net operating income | $3,501,000 | 2,102 |
| Securities gains (losses) | $56,000 | 1,233 |
| Applicable income taxes | $1,063,000 | 2,251 |
| Income before extraordinary items | $2,494,000 | 2,028 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,494,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $1,111,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,454,800 | 2,021 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,710,000 | 3,440 |
| Total interest expense | $2,939,000 | 4,038 |
| Net interest income | $5,771,000 | 3,099 |
| Provision for loan and lease losses | $163,000 | 3,436 |
| Total noninterest income | $922,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $533,000 | 2,837 |
| Total noninterest expense | $3,263,000 | 4,102 |
| Salaries and employee benefits | $1,604,000 | 4,038 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $1,361,000 | 3,621 |
| Pre-tax net operating income | $3,267,000 | 2,181 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $797,000 | 2,769 |
| Income before extraordinary items | $2,475,000 | 1,974 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,475,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,772 |
| Cash dividends | $992,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,471,200 | 1,983 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 3,918 |
| Total interest expense | $2,858,000 | 4,291 |
| Net interest income | $4,921,000 | 3,621 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $566,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $221,000 | 5,372 |
| Total noninterest expense | $2,820,000 | 4,762 |
| Salaries and employee benefits | $1,417,000 | 4,499 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $1,146,000 | 4,376 |
| Pre-tax net operating income | $2,567,000 | 2,650 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $546,000 | 3,871 |
| Income before extraordinary items | $2,046,000 | 2,454 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,046,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $813,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,026,250 | 2,330 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 4,288 |
| Total interest expense | $3,440,000 | 4,604 |
| Net interest income | $4,564,000 | 3,955 |
| Provision for loan and lease losses | $215,000 | 5,039 |
| Total noninterest income | $618,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $318,000 | 4,248 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $300,000 | 4,427 |
| Total noninterest expense | $2,446,000 | 5,408 |
| Salaries and employee benefits | $1,137,000 | 5,436 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $1,093,000 | 4,710 |
| Pre-tax net operating income | $2,521,000 | 2,461 |
| Securities gains (losses) | $121,000 | 2,709 |
| Applicable income taxes | $585,000 | 3,501 |
| Income before extraordinary items | $2,057,000 | 2,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,057,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $2,321,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,962,620 | 2,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.