Home > First National Bank of Wheeling > Income and Expense
First National Bank of Wheeling, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,691,000 | 3,101 |
| Total interest expense | $6,054,000 | 2,531 |
| Net interest income | $4,637,000 | 3,789 |
| Provision for loan and lease losses | $575,000 | 1,411 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,150 |
| Total noninterest expense | $2,310,000 | 5,336 |
| Salaries and employee benefits | $830,000 | 6,950 |
| Premises and equipment expense | $276,000 | 5,977 |
| Additional noninterest expense | $1,204,000 | 3,727 |
| Pre-tax net operating income | $2,280,000 | 3,112 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $737,000 | 3,095 |
| Income before extraordinary items | $1,497,000 | 3,262 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,497,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,527,820 | 3,177 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 4,933 |
| Total interest expense | $3,108,000 | 3,836 |
| Net interest income | $2,795,000 | 5,920 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $1,956,000 | 6,317 |
| Salaries and employee benefits | $793,000 | 7,245 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $893,000 | 5,207 |
| Pre-tax net operating income | $1,309,000 | 4,916 |
| Securities gains (losses) | $-72,000 | 11,319 |
| Applicable income taxes | $411,000 | 4,674 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 12,240 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $874,240 | 5,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 6,482 |
| Total interest expense | $1,684,000 | 6,671 |
| Net interest income | $2,656,000 | 6,243 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $447,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,664,000 | 7,310 |
| Salaries and employee benefits | $790,000 | 7,386 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $1,383,000 | 4,640 |
| Securities gains (losses) | $-21,000 | 12,925 |
| Applicable income taxes | $460,000 | 4,509 |
| Income before extraordinary items | $902,000 | 5,084 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $902,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 12,956 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $915,860 | 4,803 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,756,000 | 5,686 |
| Total interest expense | $2,853,000 | 5,381 |
| Net interest income | $2,903,000 | 5,870 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $478,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $3,797,000 | 3,660 |
| Salaries and employee benefits | $875,000 | 6,767 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $2,646,000 | 2,223 |
| Pre-tax net operating income | $-541,000 | 13,311 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $-909,000 | 13,529 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-909,000 | 13,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 4,033 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-909,000 | 13,450 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.