Home > First National Bank of West Point > Net Loans and Leases
First National Bank of West Point, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $72,155,000 | 3,993 |
| Loan loss allowance | $1,189,000 | 2,993 |
| Total loans and leases | $73,344,000 | 3,991 |
| Unearned income | $2,000 | 3,418 |
| Loans and leases, gross | $73,346,000 | 3,997 |
| All real estate loans | $45,810,000 | 4,072 |
| Real estate loans in domestic offices | $45,810,000 | 4,072 |
| Construction and development loans | $482,000 | 6,451 |
| Commercial RE | $8,681,000 | 4,508 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,447,000 | 1,631 |
| 1-4 family residential loans | $31,329,000 | 3,200 |
| Farmland loans | $1,871,000 | 3,313 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $6,955,000 | 4,575 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $10,492,000 | 2,636 |
| Credit card loans | $117,000 | 3,812 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,375,000 | 2,495 |
| All other loans & leases | $10,089,000 | 566 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $373,000 | 2,109 |
| Other loans | $9,716,000 | 261 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $75,039,000 | 3,763 |
| Loan loss allowance | $1,070,000 | 3,226 |
| Total loans and leases | $76,109,000 | 3,760 |
| Unearned income | $10,000 | 3,406 |
| Loans and leases, gross | $76,119,000 | 3,763 |
| All real estate loans | $49,058,000 | 3,761 |
| Real estate loans in domestic offices | $49,058,000 | 3,761 |
| Construction and development loans | $442,000 | 6,608 |
| Commercial RE | $9,865,000 | 4,080 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,825,000 | 1,276 |
| 1-4 family residential loans | $31,350,000 | 3,139 |
| Farmland loans | $2,576,000 | 2,756 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $8,145,000 | 4,059 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $10,463,000 | 2,645 |
| Credit card loans | $108,000 | 4,013 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,355,000 | 2,488 |
| All other loans & leases | $8,453,000 | 640 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $243,000 | 2,505 |
| Other loans | $8,210,000 | 295 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $70,755,000 | 3,745 |
| Loan loss allowance | $1,027,000 | 3,257 |
| Total loans and leases | $71,782,000 | 3,738 |
| Unearned income | $32,000 | 3,306 |
| Loans and leases, gross | $71,814,000 | 3,748 |
| All real estate loans | $42,992,000 | 3,972 |
| Real estate loans in domestic offices | $42,992,000 | 3,972 |
| Construction and development loans | $2,455,000 | 3,628 |
| Commercial RE | $8,811,000 | 4,103 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,749,000 | 1,740 |
| 1-4 family residential loans | $28,780,000 | 3,272 |
| Farmland loans | $197,000 | 6,200 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $10,219,000 | 3,279 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $11,774,000 | 2,367 |
| Credit card loans | $103,000 | 4,214 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,671,000 | 2,212 |
| All other loans & leases | $6,829,000 | 727 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $378,000 | 2,089 |
| Other loans | $6,451,000 | 360 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $75,545,000 | 3,574 |
| Loan loss allowance | $1,114,000 | 3,065 |
| Total loans and leases | $76,659,000 | 3,565 |
| Unearned income | $328,000 | 1,561 |
| Loans and leases, gross | $76,987,000 | 3,551 |
| All real estate loans | $45,216,000 | 3,827 |
| Real estate loans in domestic offices | $45,216,000 | 3,827 |
| Construction and development loans | $1,830,000 | 4,162 |
| Commercial RE | $7,840,000 | 4,395 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,868,000 | 1,500 |
| 1-4 family residential loans | $31,310,000 | 3,168 |
| Farmland loans | $368,000 | 5,871 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $357,000 | 5,607 |
| Commercial and industrial loans | $12,533,000 | 2,762 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $18,401,000 | 1,673 |
| Credit card loans | $96,000 | 4,536 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $18,305,000 | 1,549 |
| All other loans & leases | $480,000 | 3,632 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $466,000 | 1,954 |
| Other loans | $14,000 | 6,482 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $66,087,000 | 4,042 |
| Loan loss allowance | $940,000 | 3,707 |
| Total loans and leases | $67,027,000 | 4,041 |
| Unearned income | $56,000 | 4,845 |
| Loans and leases, gross | $67,027,000 | 4,050 |
| All real estate loans | $39,765,000 | 4,266 |
| Real estate loans in domestic offices | $39,765,000 | 4,266 |
| Construction and development loans | $1,724,000 | 4,375 |
| Commercial RE | $7,894,000 | 4,393 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,163,000 | 2,245 |
| 1-4 family residential loans | $27,631,000 | 3,566 |
| Farmland loans | $353,000 | 6,101 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $14,199,000 | 2,508 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $12,367,000 | 2,526 |
| Credit card loans | $94,000 | 4,806 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,273,000 | 2,352 |
| All other loans & leases | $752,000 | 3,038 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $746,000 | 1,567 |
| Other loans | $6,000 | 7,631 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $44,000 | 2,517 |
| Non 1-4 family restructured loans & leases | $44,000 | 2,517 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $52,097,000 | 4,837 |
| Loan loss allowance | $853,000 | 4,030 |
| Total loans and leases | $52,950,000 | 4,830 |
| Unearned income | $35,000 | 5,649 |
| Loans and leases, gross | $52,950,000 | 4,840 |
| All real estate loans | $33,947,000 | 4,707 |
| Real estate loans in domestic offices | $33,947,000 | 4,707 |
| Construction and development loans | $420,000 | 6,878 |
| Commercial RE | $8,009,000 | 4,333 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,374,000 | 2,154 |
| 1-4 family residential loans | $22,717,000 | 4,091 |
| Farmland loans | $427,000 | 5,985 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $7,063,000 | 4,097 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $10,854,000 | 2,836 |
| Credit card loans | $83,000 | 5,058 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,771,000 | 2,652 |
| All other loans & leases | $1,121,000 | 2,456 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $1,108,000 | 1,247 |
| Other loans | $13,000 | 6,957 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $67,000 | 2,518 |
| Non 1-4 family restructured loans & leases | $67,000 | 2,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $55,471,000 | 4,494 |
| Loan loss allowance | $771,000 | 4,473 |
| Total loans and leases | $56,242,000 | 4,503 |
| Unearned income | $48,000 | 5,979 |
| Loans and leases, gross | $56,242,000 | 4,515 |
| All real estate loans | $36,832,000 | 4,409 |
| Real estate loans in domestic offices | $36,832,000 | 4,409 |
| Construction and development loans | $517,000 | 6,616 |
| Commercial RE | $10,100,000 | 3,763 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,932,000 | 2,522 |
| 1-4 family residential loans | $24,103,000 | 3,954 |
| Farmland loans | $180,000 | 7,244 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $6,710,000 | 4,129 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,288,000 | 2,706 |
| Credit card loans | $131,000 | 4,548 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,157,000 | 2,546 |
| All other loans & leases | $1,460,000 | 2,138 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,444,000 | 1,099 |
| Other loans | $16,000 | 6,863 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $87,000 | 2,798 |
| Non 1-4 family restructured loans & leases | $87,000 | 2,798 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $51,159,000 | 4,703 |
| Loan loss allowance | $918,000 | 3,989 |
| Total loans and leases | $52,077,000 | 4,693 |
| Unearned income | $61,000 | 6,237 |
| Loans and leases, gross | $52,077,000 | 4,706 |
| All real estate loans | $34,369,000 | 4,599 |
| Real estate loans in domestic offices | $34,369,000 | 4,599 |
| Construction and development loans | $543,000 | 6,489 |
| Commercial RE | $7,579,000 | 4,492 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,185,000 | 2,371 |
| 1-4 family residential loans | $24,046,000 | 3,975 |
| Farmland loans | $16,000 | 8,748 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $5,273,000 | 4,816 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,570,000 | 2,778 |
| Credit card loans | $272,000 | 3,496 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,298,000 | 2,633 |
| All other loans & leases | $1,926,000 | 1,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,896,000 | 940 |
| Other loans | $30,000 | 6,063 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $106,000 | 3,102 |
| Non 1-4 family restructured loans & leases | $106,000 | 3,102 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $50,399,000 | 4,795 |
| Loan loss allowance | $903,000 | 4,065 |
| Total loans and leases | $51,302,000 | 4,784 |
| Unearned income | $56,000 | 7,034 |
| Loans and leases, gross | $51,302,000 | 4,796 |
| All real estate loans | $33,476,000 | 4,727 |
| Real estate loans in domestic offices | $33,476,000 | 4,727 |
| Construction and development loans | $781,000 | 5,672 |
| Commercial RE | $7,716,000 | 4,415 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,261,000 | 3,205 |
| 1-4 family residential loans | $23,703,000 | 4,110 |
| Farmland loans | $15,000 | 8,945 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $4,739,000 | 5,294 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,428,000 | 2,899 |
| Credit card loans | $375,000 | 3,033 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,053,000 | 2,799 |
| All other loans & leases | $2,715,000 | 1,620 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $2,697,000 | 828 |
| Other loans | $18,000 | 7,143 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $82,000 | 3,812 |
| Non 1-4 family restructured loans & leases | $82,000 | 3,812 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |