Home > First National Bank of Waterloo > Income and Expense
First National Bank of Waterloo, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,708,000 | 1,243 |
| Total interest expense | $11,520,000 | 1,172 |
| Net interest income | $23,188,000 | 1,282 |
| Provision for loan and lease losses | $839,000 | 933 |
| Total noninterest income | $4,914,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $779,000 | 1,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,135,000 | 1,001 |
| Total noninterest expense | $22,413,000 | 1,098 |
| Salaries and employee benefits | $12,032,000 | 1,160 |
| Premises and equipment expense | $2,287,000 | 1,086 |
| Additional noninterest expense | $4,135,000 | 1,001 |
| Pre-tax net operating income | $4,850,000 | 1,954 |
| Securities gains (losses) | $11,000 | 751 |
| Applicable income taxes | $847,000 | 1,543 |
| Income before extraordinary items | $4,014,000 | 1,989 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,014,000 | 2,013 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,014,000 | 1,992 |
| Net charge-offs | $77,000 | 1,632 |
| Cash dividends | $3,200,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,004,870 | 2,026 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,773,000 | 1,230 |
| Total interest expense | $8,399,000 | 1,124 |
| Net interest income | $17,374,000 | 1,292 |
| Provision for loan and lease losses | $587,000 | 914 |
| Total noninterest income | $3,776,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $582,000 | 1,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,194,000 | 993 |
| Total noninterest expense | $17,168,000 | 1,085 |
| Salaries and employee benefits | $9,379,000 | 1,119 |
| Premises and equipment expense | $1,765,000 | 1,053 |
| Additional noninterest expense | $3,194,000 | 993 |
| Pre-tax net operating income | $3,395,000 | 2,082 |
| Securities gains (losses) | $11,000 | 596 |
| Applicable income taxes | $569,000 | 1,659 |
| Income before extraordinary items | $2,837,000 | 2,119 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,837,000 | 2,139 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,837,000 | 2,121 |
| Net charge-offs | $27,000 | 1,761 |
| Cash dividends | $2,400,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,827,870 | 2,148 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,377,000 | 1,384 |
| Total interest expense | $5,086,000 | 1,103 |
| Net interest income | $9,291,000 | 1,554 |
| Provision for loan and lease losses | $384,000 | 906 |
| Total noninterest income | $1,953,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $340,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,613,000 | 1,134 |
| Total noninterest expense | $9,789,000 | 1,215 |
| Salaries and employee benefits | $5,600,000 | 1,222 |
| Premises and equipment expense | $1,056,000 | 1,164 |
| Additional noninterest expense | $1,613,000 | 1,133 |
| Pre-tax net operating income | $1,071,000 | 2,962 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $54,000 | 2,843 |
| Income before extraordinary items | $1,028,000 | 2,829 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,028,000 | 2,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,028,000 | 2,828 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $2,400,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,017,550 | 2,866 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 1,380 |
| Total interest expense | $2,246,000 | 1,097 |
| Net interest income | $4,812,000 | 1,524 |
| Provision for loan and lease losses | $192,000 | 910 |
| Total noninterest income | $886,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $173,000 | 1,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 1,202 |
| Total noninterest expense | $4,912,000 | 1,226 |
| Salaries and employee benefits | $2,856,000 | 1,227 |
| Premises and equipment expense | $526,000 | 1,195 |
| Additional noninterest expense | $713,000 | 1,202 |
| Pre-tax net operating income | $594,000 | 2,911 |
| Securities gains (losses) | $11,000 | 560 |
| Applicable income taxes | $47,000 | 2,579 |
| Income before extraordinary items | $558,000 | 2,774 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $558,000 | 2,774 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $558,000 | 2,774 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $2,000,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $547,880 | 2,832 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,626,000 | 1,330 |
| Total interest expense | $3,078,000 | 1,154 |
| Net interest income | $21,548,000 | 1,351 |
| Provision for loan and lease losses | $767,000 | 966 |
| Total noninterest income | $3,857,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $634,000 | 1,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,223,000 | 1,196 |
| Total noninterest expense | $19,229,000 | 1,223 |
| Salaries and employee benefits | $11,804,000 | 1,158 |
| Premises and equipment expense | $2,053,000 | 1,178 |
| Additional noninterest expense | $3,223,000 | 1,196 |
| Pre-tax net operating income | $5,409,000 | 1,950 |
| Securities gains (losses) | $166,000 | 127 |
| Applicable income taxes | $968,000 | 1,570 |
| Income before extraordinary items | $4,607,000 | 1,927 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,607,000 | 1,926 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,607,000 | 1,926 |
| Net charge-offs | $-189,000 | 4,424 |
| Cash dividends | $3,100,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,469,220 | 1,996 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,984,000 | 1,308 |
| Total interest expense | $1,703,000 | 1,170 |
| Net interest income | $16,281,000 | 1,329 |
| Provision for loan and lease losses | $576,000 | 897 |
| Total noninterest income | $2,923,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $466,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,457,000 | 1,219 |
| Total noninterest expense | $14,355,000 | 1,219 |
| Salaries and employee benefits | $8,877,000 | 1,152 |
| Premises and equipment expense | $1,544,000 | 1,169 |
| Additional noninterest expense | $2,457,000 | 1,219 |
| Pre-tax net operating income | $4,273,000 | 1,854 |
| Securities gains (losses) | $165,000 | 119 |
| Applicable income taxes | $783,000 | 1,522 |
| Income before extraordinary items | $3,655,000 | 1,833 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,655,000 | 1,831 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,655,000 | 1,832 |
| Net charge-offs | $-172,000 | 4,439 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,519,700 | 1,922 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,610,000 | 1,308 |
| Total interest expense | $925,000 | 1,216 |
| Net interest income | $10,685,000 | 1,313 |
| Provision for loan and lease losses | $383,000 | 816 |
| Total noninterest income | $1,825,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $296,000 | 1,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,299 |
| Total noninterest expense | $9,150,000 | 1,259 |
| Salaries and employee benefits | $5,531,000 | 1,206 |
| Premises and equipment expense | $1,014,000 | 1,181 |
| Additional noninterest expense | $2,605,000 | 1,295 |
| Pre-tax net operating income | $2,977,000 | 1,744 |
| Securities gains (losses) | $137,000 | 127 |
| Applicable income taxes | $599,000 | 1,352 |
| Income before extraordinary items | $2,515,000 | 1,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,515,000 | 1,711 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,515,000 | 1,713 |
| Net charge-offs | $-64,000 | 4,267 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,404,030 | 1,801 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 1,312 |
| Total interest expense | $452,000 | 1,198 |
| Net interest income | $5,088,000 | 1,327 |
| Provision for loan and lease losses | $191,000 | 680 |
| Total noninterest income | $965,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $145,000 | 1,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $820,000 | 1,227 |
| Total noninterest expense | $4,178,000 | 1,338 |
| Salaries and employee benefits | $2,456,000 | 1,328 |
| Premises and equipment expense | $502,000 | 1,213 |
| Additional noninterest expense | $1,220,000 | 1,359 |
| Pre-tax net operating income | $1,684,000 | 1,515 |
| Securities gains (losses) | $115,000 | 124 |
| Applicable income taxes | $367,000 | 1,164 |
| Income before extraordinary items | $1,432,000 | 1,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,432,000 | 1,501 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,432,000 | 1,502 |
| Net charge-offs | $-10,000 | 3,922 |
| Cash dividends | $600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,340,000 | 1,597 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,201,000 | 1,359 |
| Total interest expense | $3,087,000 | 880 |
| Net interest income | $19,114,000 | 1,419 |
| Provision for loan and lease losses | $1,047,000 | 572 |
| Total noninterest income | $5,628,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $530,000 | 1,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,098,000 | 1,060 |
| Total noninterest expense | $17,545,000 | 1,295 |
| Salaries and employee benefits | $11,074,000 | 1,200 |
| Premises and equipment expense | $1,866,000 | 1,289 |
| Additional noninterest expense | $4,605,000 | 1,419 |
| Pre-tax net operating income | $6,150,000 | 1,793 |
| Securities gains (losses) | $371,000 | 437 |
| Applicable income taxes | $1,378,000 | 1,382 |
| Income before extraordinary items | $5,143,000 | 1,859 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,143,000 | 1,859 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,143,000 | 1,860 |
| Net charge-offs | $93,000 | 1,375 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,849,910 | 1,898 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $16,570,000 | 1,390 |
| Total interest expense | $2,534,000 | 861 |
| Net interest income | $14,036,000 | 1,469 |
| Provision for loan and lease losses | $680,000 | 627 |
| Total noninterest income | $4,379,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $388,000 | 1,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,991,000 | 1,053 |
| Total noninterest expense | $12,555,000 | 1,341 |
| Salaries and employee benefits | $7,991,000 | 1,242 |
| Premises and equipment expense | $1,411,000 | 1,290 |
| Additional noninterest expense | $3,153,000 | 1,531 |
| Pre-tax net operating income | $5,180,000 | 1,707 |
| Securities gains (losses) | $249,000 | 495 |
| Applicable income taxes | $1,194,000 | 1,332 |
| Income before extraordinary items | $4,235,000 | 1,799 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,235,000 | 1,798 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,235,000 | 1,799 |
| Net charge-offs | $119,000 | 1,011 |
| Cash dividends | $1,000,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,038,290 | 1,834 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 1,404 |
| Total interest expense | $1,826,000 | 836 |
| Net interest income | $9,001,000 | 1,491 |
| Provision for loan and lease losses | $414,000 | 711 |
| Total noninterest income | $2,848,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $244,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,604,000 | 1,080 |
| Total noninterest expense | $8,451,000 | 1,327 |
| Salaries and employee benefits | $5,567,000 | 1,192 |
| Premises and equipment expense | $942,000 | 1,291 |
| Additional noninterest expense | $1,942,000 | 1,609 |
| Pre-tax net operating income | $2,984,000 | 1,903 |
| Securities gains (losses) | $172,000 | 500 |
| Applicable income taxes | $685,000 | 1,434 |
| Income before extraordinary items | $2,471,000 | 1,961 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,471,000 | 1,960 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,471,000 | 1,961 |
| Net charge-offs | $92,000 | 941 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,335,120 | 2,006 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 1,452 |
| Total interest expense | $963,000 | 840 |
| Net interest income | $4,242,000 | 1,574 |
| Provision for loan and lease losses | $207,000 | 790 |
| Total noninterest income | $1,538,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $122,000 | 1,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,416,000 | 1,015 |
| Total noninterest expense | $3,796,000 | 1,431 |
| Salaries and employee benefits | $2,413,000 | 1,330 |
| Premises and equipment expense | $477,000 | 1,279 |
| Additional noninterest expense | $906,000 | 1,656 |
| Pre-tax net operating income | $1,777,000 | 1,663 |
| Securities gains (losses) | $79,000 | 534 |
| Applicable income taxes | $420,000 | 1,268 |
| Income before extraordinary items | $1,436,000 | 1,777 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,436,000 | 1,777 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,436,000 | 1,777 |
| Net charge-offs | $95,000 | 639 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,373,590 | 1,789 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,743,000 | 1,381 |
| Total interest expense | $4,639,000 | 1,020 |
| Net interest income | $17,104,000 | 1,471 |
| Provision for loan and lease losses | $1,045,000 | 1,558 |
| Total noninterest income | $5,997,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $513,000 | 1,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,484,000 | 956 |
| Total noninterest expense | $16,502,000 | 1,303 |
| Salaries and employee benefits | $10,749,000 | 1,177 |
| Premises and equipment expense | $1,857,000 | 1,258 |
| Additional noninterest expense | $3,896,000 | 1,565 |
| Pre-tax net operating income | $5,554,000 | 1,647 |
| Securities gains (losses) | $31,000 | 1,933 |
| Applicable income taxes | $1,173,000 | 1,317 |
| Income before extraordinary items | $4,412,000 | 1,796 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,412,000 | 1,796 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,412,000 | 1,796 |
| Net charge-offs | $239,000 | 1,433 |
| Cash dividends | $4,600,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,387,510 | 1,757 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,014,000 | 1,340 |
| Total interest expense | $3,482,000 | 1,079 |
| Net interest income | $13,532,000 | 1,406 |
| Provision for loan and lease losses | $787,000 | 1,560 |
| Total noninterest income | $4,328,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $369,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,959,000 | 945 |
| Total noninterest expense | $11,847,000 | 1,332 |
| Salaries and employee benefits | $7,422,000 | 1,257 |
| Premises and equipment expense | $1,391,000 | 1,270 |
| Additional noninterest expense | $3,034,000 | 1,501 |
| Pre-tax net operating income | $5,226,000 | 1,342 |
| Securities gains (losses) | $24,000 | 1,848 |
| Applicable income taxes | $1,179,000 | 1,062 |
| Income before extraordinary items | $4,071,000 | 1,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,071,000 | 1,489 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,071,000 | 1,489 |
| Net charge-offs | $-49,000 | 4,646 |
| Cash dividends | $4,050,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,052,040 | 1,454 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 1,330 |
| Total interest expense | $2,222,000 | 1,201 |
| Net interest income | $9,342,000 | 1,357 |
| Provision for loan and lease losses | $380,000 | 1,837 |
| Total noninterest income | $2,308,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $242,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,062 |
| Total noninterest expense | $8,004,000 | 1,308 |
| Salaries and employee benefits | $4,930,000 | 1,249 |
| Premises and equipment expense | $882,000 | 1,317 |
| Additional noninterest expense | $2,192,000 | 1,387 |
| Pre-tax net operating income | $3,266,000 | 1,344 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $708,000 | 1,074 |
| Income before extraordinary items | $2,558,000 | 1,501 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,558,000 | 1,500 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,558,000 | 1,501 |
| Net charge-offs | $4,000 | 2,717 |
| Cash dividends | $4,050,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,558,000 | 1,459 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 1,711 |
| Total interest expense | $743,000 | 1,777 |
| Net interest income | $3,550,000 | 1,686 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $815,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $148,000 | 1,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 1,269 |
| Total noninterest expense | $3,350,000 | 1,532 |
| Salaries and employee benefits | $1,953,000 | 1,531 |
| Premises and equipment expense | $371,000 | 1,539 |
| Additional noninterest expense | $1,026,000 | 1,487 |
| Pre-tax net operating income | $925,000 | 1,941 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $152,000 | 1,626 |
| Income before extraordinary items | $773,000 | 2,028 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $773,000 | 2,027 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $773,000 | 2,028 |
| Net charge-offs | $17,000 | 1,650 |
| Cash dividends | $3,300,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $773,000 | 1,999 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,473,000 | 1,697 |
| Total interest expense | $2,989,000 | 1,813 |
| Net interest income | $14,484,000 | 1,650 |
| Provision for loan and lease losses | $360,000 | 1,775 |
| Total noninterest income | $3,311,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $573,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,738,000 | 1,276 |
| Total noninterest expense | $12,994,000 | 1,540 |
| Salaries and employee benefits | $7,811,000 | 1,481 |
| Premises and equipment expense | $1,455,000 | 1,535 |
| Additional noninterest expense | $3,728,000 | 1,601 |
| Pre-tax net operating income | $4,441,000 | 1,913 |
| Securities gains (losses) | $17,000 | 1,705 |
| Applicable income taxes | $852,000 | 1,554 |
| Income before extraordinary items | $3,606,000 | 2,032 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,606,000 | 2,034 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,606,000 | 2,034 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $825,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,592,230 | 2,008 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 1,718 |
| Total interest expense | $2,226,000 | 1,837 |
| Net interest income | $10,891,000 | 1,669 |
| Provision for loan and lease losses | $240,000 | 1,784 |
| Total noninterest income | $2,360,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $412,000 | 1,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,948,000 | 1,309 |
| Total noninterest expense | $9,368,000 | 1,593 |
| Salaries and employee benefits | $5,510,000 | 1,567 |
| Premises and equipment expense | $1,083,000 | 1,567 |
| Additional noninterest expense | $2,775,000 | 1,605 |
| Pre-tax net operating income | $3,643,000 | 1,840 |
| Securities gains (losses) | $-1,000 | 4,641 |
| Applicable income taxes | $715,000 | 1,513 |
| Income before extraordinary items | $2,927,000 | 1,968 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,927,000 | 1,968 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,927,000 | 1,969 |
| Net charge-offs | $-40,000 | 4,774 |
| Cash dividends | $325,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,927,800 | 1,939 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 1,721 |
| Total interest expense | $1,464,000 | 1,827 |
| Net interest income | $7,258,000 | 1,681 |
| Provision for loan and lease losses | $165,000 | 1,721 |
| Total noninterest income | $1,457,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $269,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 1,341 |
| Total noninterest expense | $6,130,000 | 1,626 |
| Salaries and employee benefits | $3,681,000 | 1,574 |
| Premises and equipment expense | $724,000 | 1,564 |
| Additional noninterest expense | $1,725,000 | 1,709 |
| Pre-tax net operating income | $2,420,000 | 1,834 |
| Securities gains (losses) | $-1,000 | 4,660 |
| Applicable income taxes | $466,000 | 1,506 |
| Income before extraordinary items | $1,953,000 | 1,953 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,953,000 | 1,951 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,953,000 | 1,953 |
| Net charge-offs | $-44,000 | 4,873 |
| Cash dividends | $325,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,953,810 | 1,925 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 1,727 |
| Total interest expense | $727,000 | 1,795 |
| Net interest income | $3,618,000 | 1,692 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $672,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $133,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 1,375 |
| Total noninterest expense | $2,799,000 | 1,761 |
| Salaries and employee benefits | $1,665,000 | 1,722 |
| Premises and equipment expense | $366,000 | 1,574 |
| Additional noninterest expense | $768,000 | 1,882 |
| Pre-tax net operating income | $1,401,000 | 1,606 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $280,000 | 1,304 |
| Income before extraordinary items | $1,121,000 | 1,719 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,121,000 | 1,717 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,121,000 | 1,718 |
| Net charge-offs | $-52,000 | 5,085 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,121,000 | 1,699 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,220,000 | 1,745 |
| Total interest expense | $2,509,000 | 1,641 |
| Net interest income | $13,711,000 | 1,739 |
| Provision for loan and lease losses | $460,000 | 1,526 |
| Total noninterest income | $3,008,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $684,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,324,000 | 1,356 |
| Total noninterest expense | $13,059,000 | 1,502 |
| Salaries and employee benefits | $7,710,000 | 1,464 |
| Premises and equipment expense | $1,379,000 | 1,625 |
| Additional noninterest expense | $3,970,000 | 1,512 |
| Pre-tax net operating income | $3,200,000 | 2,411 |
| Securities gains (losses) | $92,000 | 314 |
| Applicable income taxes | $483,000 | 2,013 |
| Income before extraordinary items | $2,809,000 | 2,415 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,809,000 | 2,413 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,809,000 | 2,414 |
| Net charge-offs | $81,000 | 2,296 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,730,800 | 2,457 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,936,000 | 1,754 |
| Total interest expense | $1,804,000 | 1,616 |
| Net interest income | $10,132,000 | 1,758 |
| Provision for loan and lease losses | $360,000 | 1,414 |
| Total noninterest income | $2,220,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $537,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,683,000 | 1,410 |
| Total noninterest expense | $9,820,000 | 1,506 |
| Salaries and employee benefits | $5,587,000 | 1,499 |
| Premises and equipment expense | $1,023,000 | 1,648 |
| Additional noninterest expense | $3,210,000 | 1,431 |
| Pre-tax net operating income | $2,172,000 | 2,600 |
| Securities gains (losses) | $64,000 | 378 |
| Applicable income taxes | $295,000 | 2,248 |
| Income before extraordinary items | $1,941,000 | 2,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,941,000 | 2,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,941,000 | 2,573 |
| Net charge-offs | $88,000 | 1,829 |
| Cash dividends | $300,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,885,320 | 2,611 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,849,000 | 1,760 |
| Total interest expense | $1,176,000 | 1,570 |
| Net interest income | $6,673,000 | 1,771 |
| Provision for loan and lease losses | $270,000 | 1,288 |
| Total noninterest income | $1,521,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $367,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,154,000 | 1,392 |
| Total noninterest expense | $6,594,000 | 1,503 |
| Salaries and employee benefits | $3,757,000 | 1,495 |
| Premises and equipment expense | $687,000 | 1,650 |
| Additional noninterest expense | $2,150,000 | 1,420 |
| Pre-tax net operating income | $1,330,000 | 2,714 |
| Securities gains (losses) | $39,000 | 367 |
| Applicable income taxes | $154,000 | 2,411 |
| Income before extraordinary items | $1,215,000 | 2,650 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,215,000 | 2,649 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,215,000 | 2,649 |
| Net charge-offs | $54,000 | 1,716 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,180,290 | 2,683 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 1,766 |
| Total interest expense | $571,000 | 1,551 |
| Net interest income | $3,301,000 | 1,786 |
| Provision for loan and lease losses | $135,000 | 1,241 |
| Total noninterest income | $768,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $186,000 | 1,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 1,357 |
| Total noninterest expense | $3,090,000 | 1,592 |
| Salaries and employee benefits | $1,814,000 | 1,568 |
| Premises and equipment expense | $356,000 | 1,625 |
| Additional noninterest expense | $920,000 | 1,618 |
| Pre-tax net operating income | $844,000 | 2,300 |
| Securities gains (losses) | $15,000 | 384 |
| Applicable income taxes | $114,000 | 2,057 |
| Income before extraordinary items | $745,000 | 2,279 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $745,000 | 2,277 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $745,000 | 2,279 |
| Net charge-offs | $55,000 | 1,143 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $731,950 | 2,303 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,202,000 | 1,740 |
| Total interest expense | $2,110,000 | 1,479 |
| Net interest income | $13,092,000 | 1,767 |
| Provision for loan and lease losses | $735,000 | 1,116 |
| Total noninterest income | $2,890,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $778,000 | 1,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,112,000 | 1,480 |
| Total noninterest expense | $12,125,000 | 1,612 |
| Salaries and employee benefits | $7,201,000 | 1,542 |
| Premises and equipment expense | $1,396,000 | 1,618 |
| Additional noninterest expense | $3,528,000 | 1,697 |
| Pre-tax net operating income | $3,122,000 | 2,422 |
| Securities gains (losses) | $315,000 | 296 |
| Applicable income taxes | $464,000 | 2,473 |
| Income before extraordinary items | $2,973,000 | 2,070 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,973,000 | 2,069 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,973,000 | 2,070 |
| Net charge-offs | $145,000 | 2,115 |
| Cash dividends | $950,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,702,100 | 2,192 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,241,000 | 1,763 |
| Total interest expense | $1,569,000 | 1,456 |
| Net interest income | $9,672,000 | 1,793 |
| Provision for loan and lease losses | $585,000 | 1,036 |
| Total noninterest income | $2,101,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $569,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,532,000 | 1,530 |
| Total noninterest expense | $9,023,000 | 1,629 |
| Salaries and employee benefits | $5,297,000 | 1,575 |
| Premises and equipment expense | $1,064,000 | 1,594 |
| Additional noninterest expense | $2,662,000 | 1,687 |
| Pre-tax net operating income | $2,165,000 | 2,599 |
| Securities gains (losses) | $281,000 | 300 |
| Applicable income taxes | $334,000 | 2,394 |
| Income before extraordinary items | $2,112,000 | 2,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,112,000 | 2,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,112,000 | 2,311 |
| Net charge-offs | $133,000 | 1,706 |
| Cash dividends | $600,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,870,340 | 2,506 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 1,764 |
| Total interest expense | $1,047,000 | 1,427 |
| Net interest income | $6,386,000 | 1,803 |
| Provision for loan and lease losses | $325,000 | 1,128 |
| Total noninterest income | $1,347,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $371,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $976,000 | 1,568 |
| Total noninterest expense | $6,057,000 | 1,624 |
| Salaries and employee benefits | $3,612,000 | 1,545 |
| Premises and equipment expense | $726,000 | 1,573 |
| Additional noninterest expense | $1,719,000 | 1,723 |
| Pre-tax net operating income | $1,351,000 | 2,656 |
| Securities gains (losses) | $176,000 | 305 |
| Applicable income taxes | $184,000 | 2,540 |
| Income before extraordinary items | $1,343,000 | 2,349 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,343,000 | 2,350 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,343,000 | 2,350 |
| Net charge-offs | $124,000 | 1,367 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,188,120 | 2,524 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 1,773 |
| Total interest expense | $523,000 | 1,417 |
| Net interest income | $3,130,000 | 1,831 |
| Provision for loan and lease losses | $155,000 | 1,092 |
| Total noninterest income | $760,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $183,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $577,000 | 1,396 |
| Total noninterest expense | $2,925,000 | 1,688 |
| Salaries and employee benefits | $1,716,000 | 1,644 |
| Premises and equipment expense | $363,000 | 1,588 |
| Additional noninterest expense | $846,000 | 1,753 |
| Pre-tax net operating income | $810,000 | 2,264 |
| Securities gains (losses) | $64,000 | 295 |
| Applicable income taxes | $142,000 | 2,170 |
| Income before extraordinary items | $732,000 | 2,126 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $732,000 | 2,127 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $732,000 | 2,127 |
| Net charge-offs | $42,000 | 1,435 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $678,240 | 2,219 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,110,000 | 1,795 |
| Total interest expense | $2,218,000 | 1,292 |
| Net interest income | $11,892,000 | 1,876 |
| Provision for loan and lease losses | $305,000 | 1,972 |
| Total noninterest income | $3,091,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $765,000 | 1,494 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,326,000 | 1,439 |
| Total noninterest expense | $11,796,000 | 1,644 |
| Salaries and employee benefits | $6,783,000 | 1,593 |
| Premises and equipment expense | $1,393,000 | 1,627 |
| Additional noninterest expense | $3,620,000 | 1,690 |
| Pre-tax net operating income | $2,882,000 | 2,453 |
| Securities gains (losses) | $208,000 | 851 |
| Applicable income taxes | $357,000 | 2,527 |
| Income before extraordinary items | $2,733,000 | 2,265 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,733,000 | 2,262 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,733,000 | 2,264 |
| Net charge-offs | $220,000 | 1,837 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,549,960 | 2,325 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,463,000 | 1,819 |
| Total interest expense | $1,668,000 | 1,281 |
| Net interest income | $8,795,000 | 1,902 |
| Provision for loan and lease losses | $185,000 | 2,113 |
| Total noninterest income | $2,187,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $571,000 | 1,502 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,616,000 | 1,510 |
| Total noninterest expense | $8,931,000 | 1,624 |
| Salaries and employee benefits | $5,095,000 | 1,592 |
| Premises and equipment expense | $1,047,000 | 1,621 |
| Additional noninterest expense | $2,789,000 | 1,632 |
| Pre-tax net operating income | $1,866,000 | 2,736 |
| Securities gains (losses) | $141,000 | 1,028 |
| Applicable income taxes | $151,000 | 2,995 |
| Income before extraordinary items | $1,856,000 | 2,463 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,856,000 | 2,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,856,000 | 2,464 |
| Net charge-offs | $223,000 | 1,368 |
| Cash dividends | $600,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,726,280 | 2,519 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 1,811 |
| Total interest expense | $1,112,000 | 1,278 |
| Net interest income | $5,902,000 | 1,892 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $1,334,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $366,000 | 1,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $968,000 | 1,587 |
| Total noninterest expense | $5,994,000 | 1,623 |
| Salaries and employee benefits | $3,418,000 | 1,590 |
| Premises and equipment expense | $682,000 | 1,659 |
| Additional noninterest expense | $1,894,000 | 1,612 |
| Pre-tax net operating income | $1,122,000 | 2,874 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $36,000 | 3,553 |
| Income before extraordinary items | $1,129,000 | 2,588 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,129,000 | 2,587 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,129,000 | 2,587 |
| Net charge-offs | $54,000 | 2,091 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,087,290 | 2,588 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 1,793 |
| Total interest expense | $557,000 | 1,277 |
| Net interest income | $2,984,000 | 1,880 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $781,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $176,000 | 1,586 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $605,000 | 1,340 |
| Total noninterest expense | $2,967,000 | 1,641 |
| Salaries and employee benefits | $1,691,000 | 1,613 |
| Premises and equipment expense | $345,000 | 1,657 |
| Additional noninterest expense | $931,000 | 1,632 |
| Pre-tax net operating income | $753,000 | 2,357 |
| Securities gains (losses) | $32,000 | 1,025 |
| Applicable income taxes | $93,000 | 2,521 |
| Income before extraordinary items | $692,000 | 2,222 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $692,000 | 2,222 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $692,000 | 2,222 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $663,840 | 2,240 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,664,000 | 1,809 |
| Total interest expense | $2,424,000 | 1,151 |
| Net interest income | $11,240,000 | 1,928 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $3,150,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $823,000 | 1,440 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,327,000 | 1,359 |
| Total noninterest expense | $11,372,000 | 1,674 |
| Salaries and employee benefits | $6,410,000 | 1,649 |
| Premises and equipment expense | $1,336,000 | 1,714 |
| Additional noninterest expense | $3,626,000 | 1,670 |
| Pre-tax net operating income | $2,933,000 | 2,360 |
| Securities gains (losses) | $312,000 | 536 |
| Applicable income taxes | $443,000 | 2,338 |
| Income before extraordinary items | $2,802,000 | 2,161 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,802,000 | 2,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,802,000 | 2,162 |
| Net charge-offs | $-45,000 | 5,534 |
| Cash dividends | $1,250,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,533,680 | 2,277 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 1,862 |
| Total interest expense | $1,853,000 | 1,144 |
| Net interest income | $8,177,000 | 1,991 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $2,358,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $612,000 | 1,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,746,000 | 1,378 |
| Total noninterest expense | $8,448,000 | 1,698 |
| Salaries and employee benefits | $4,718,000 | 1,681 |
| Premises and equipment expense | $1,036,000 | 1,669 |
| Additional noninterest expense | $2,694,000 | 1,679 |
| Pre-tax net operating income | $2,017,000 | 2,557 |
| Securities gains (losses) | $265,000 | 523 |
| Applicable income taxes | $292,000 | 2,509 |
| Income before extraordinary items | $1,990,000 | 2,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,990,000 | 2,277 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,990,000 | 2,277 |
| Net charge-offs | $-43,000 | 5,574 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,759,450 | 2,439 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 2,073 |
| Total interest expense | $1,141,000 | 1,230 |
| Net interest income | $4,741,000 | 2,260 |
| Provision for loan and lease losses | $55,000 | 2,837 |
| Total noninterest income | $1,447,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $341,000 | 1,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,106,000 | 1,449 |
| Total noninterest expense | $4,908,000 | 1,941 |
| Salaries and employee benefits | $2,800,000 | 1,878 |
| Premises and equipment expense | $554,000 | 2,043 |
| Additional noninterest expense | $1,554,000 | 1,940 |
| Pre-tax net operating income | $1,225,000 | 2,701 |
| Securities gains (losses) | $200,000 | 530 |
| Applicable income taxes | $177,000 | 2,590 |
| Income before extraordinary items | $1,248,000 | 2,373 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,248,000 | 2,375 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,248,000 | 2,375 |
| Net charge-offs | $-34,000 | 5,635 |
| Cash dividends | $750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,072,000 | 2,570 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 2,013 |
| Total interest expense | $571,000 | 1,230 |
| Net interest income | $2,466,000 | 2,160 |
| Provision for loan and lease losses | $40,000 | 2,298 |
| Total noninterest income | $671,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $183,000 | 1,555 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $488,000 | 1,533 |
| Total noninterest expense | $2,416,000 | 1,965 |
| Salaries and employee benefits | $1,384,000 | 1,898 |
| Premises and equipment expense | $281,000 | 2,054 |
| Additional noninterest expense | $751,000 | 1,981 |
| Pre-tax net operating income | $681,000 | 2,462 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $87,000 | 2,572 |
| Income before extraordinary items | $618,000 | 2,339 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $618,000 | 2,340 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $618,000 | 2,340 |
| Net charge-offs | $-32,000 | 5,834 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $596,880 | 2,331 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,219,000 | 2,011 |
| Total interest expense | $2,485,000 | 1,174 |
| Net interest income | $9,734,000 | 2,183 |
| Provision for loan and lease losses | $255,000 | 2,171 |
| Total noninterest income | $2,395,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $704,000 | 1,737 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,691,000 | 1,650 |
| Total noninterest expense | $9,196,000 | 2,049 |
| Salaries and employee benefits | $5,264,000 | 1,950 |
| Premises and equipment expense | $1,040,000 | 2,164 |
| Additional noninterest expense | $2,892,000 | 2,099 |
| Pre-tax net operating income | $2,678,000 | 2,463 |
| Securities gains (losses) | $215,000 | 778 |
| Applicable income taxes | $395,000 | 2,424 |
| Income before extraordinary items | $2,498,000 | 2,309 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,498,000 | 2,309 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,498,000 | 2,309 |
| Net charge-offs | $114,000 | 3,051 |
| Cash dividends | $1,096,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,313,100 | 2,398 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 2,039 |
| Total interest expense | $1,883,000 | 1,174 |
| Net interest income | $7,225,000 | 2,222 |
| Provision for loan and lease losses | $205,000 | 2,044 |
| Total noninterest income | $1,791,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $523,000 | 1,766 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,268,000 | 1,649 |
| Total noninterest expense | $6,939,000 | 2,045 |
| Salaries and employee benefits | $3,988,000 | 1,935 |
| Premises and equipment expense | $802,000 | 2,145 |
| Additional noninterest expense | $2,149,000 | 2,109 |
| Pre-tax net operating income | $1,872,000 | 2,633 |
| Securities gains (losses) | $174,000 | 695 |
| Applicable income taxes | $249,000 | 2,621 |
| Income before extraordinary items | $1,797,000 | 2,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,797,000 | 2,399 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,797,000 | 2,398 |
| Net charge-offs | $85,000 | 2,837 |
| Cash dividends | $496,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,643,880 | 2,521 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 2,047 |
| Total interest expense | $1,263,000 | 1,176 |
| Net interest income | $4,747,000 | 2,236 |
| Provision for loan and lease losses | $130,000 | 2,050 |
| Total noninterest income | $1,185,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $343,000 | 1,768 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $842,000 | 1,643 |
| Total noninterest expense | $4,594,000 | 2,060 |
| Salaries and employee benefits | $2,657,000 | 1,948 |
| Premises and equipment expense | $541,000 | 2,126 |
| Additional noninterest expense | $1,396,000 | 2,146 |
| Pre-tax net operating income | $1,208,000 | 2,638 |
| Securities gains (losses) | $114,000 | 720 |
| Applicable income taxes | $154,000 | 2,660 |
| Income before extraordinary items | $1,168,000 | 2,377 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,168,000 | 2,381 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,168,000 | 2,381 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $196,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,067,680 | 2,483 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,045 |
| Total interest expense | $631,000 | 1,197 |
| Net interest income | $2,370,000 | 2,229 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $550,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $166,000 | 1,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $384,000 | 1,711 |
| Total noninterest expense | $2,298,000 | 2,067 |
| Salaries and employee benefits | $1,333,000 | 1,946 |
| Premises and equipment expense | $274,000 | 2,147 |
| Additional noninterest expense | $691,000 | 2,174 |
| Pre-tax net operating income | $562,000 | 2,691 |
| Securities gains (losses) | $80,000 | 508 |
| Applicable income taxes | $64,000 | 2,756 |
| Income before extraordinary items | $578,000 | 2,325 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $578,000 | 2,326 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $578,000 | 2,327 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $506,000 | 2,493 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 2,126 |
| Total interest expense | $2,790,000 | 1,213 |
| Net interest income | $8,708,000 | 2,417 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $2,852,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $724,000 | 1,779 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,128,000 | 1,443 |
| Total noninterest expense | $9,160,000 | 2,066 |
| Salaries and employee benefits | $5,147,000 | 1,982 |
| Premises and equipment expense | $1,027,000 | 2,201 |
| Additional noninterest expense | $2,986,000 | 2,095 |
| Pre-tax net operating income | $2,175,000 | 2,702 |
| Securities gains (losses) | $272,000 | 736 |
| Applicable income taxes | $298,000 | 2,642 |
| Income before extraordinary items | $2,149,000 | 2,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,149,000 | 2,475 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,149,000 | 2,474 |
| Net charge-offs | $266,000 | 2,703 |
| Cash dividends | $550,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,909,640 | 2,635 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 2,185 |
| Total interest expense | $2,124,000 | 1,237 |
| Net interest income | $6,317,000 | 2,487 |
| Provision for loan and lease losses | $165,000 | 2,825 |
| Total noninterest income | $2,176,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $553,000 | 1,767 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,623,000 | 1,464 |
| Total noninterest expense | $6,920,000 | 2,046 |
| Salaries and employee benefits | $3,871,000 | 1,980 |
| Premises and equipment expense | $778,000 | 2,203 |
| Additional noninterest expense | $2,271,000 | 2,068 |
| Pre-tax net operating income | $1,408,000 | 3,030 |
| Securities gains (losses) | $224,000 | 770 |
| Applicable income taxes | $147,000 | 3,033 |
| Income before extraordinary items | $1,485,000 | 2,682 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,485,000 | 2,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,485,000 | 2,686 |
| Net charge-offs | $156,000 | 2,825 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,281,160 | 2,875 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,219 |
| Total interest expense | $1,437,000 | 1,239 |
| Net interest income | $4,113,000 | 2,546 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $1,578,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $357,000 | 1,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,221,000 | 1,379 |
| Total noninterest expense | $4,558,000 | 2,075 |
| Salaries and employee benefits | $2,550,000 | 2,020 |
| Premises and equipment expense | $518,000 | 2,208 |
| Additional noninterest expense | $1,490,000 | 2,068 |
| Pre-tax net operating income | $1,013,000 | 2,873 |
| Securities gains (losses) | $138,000 | 928 |
| Applicable income taxes | $133,000 | 2,804 |
| Income before extraordinary items | $1,018,000 | 2,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,018,000 | 2,618 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,018,000 | 2,618 |
| Net charge-offs | $98,000 | 2,777 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $896,560 | 2,758 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 2,232 |
| Total interest expense | $730,000 | 1,262 |
| Net interest income | $2,055,000 | 2,555 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $813,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $174,000 | 1,815 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 1,330 |
| Total noninterest expense | $2,231,000 | 2,128 |
| Salaries and employee benefits | $1,269,000 | 2,049 |
| Premises and equipment expense | $262,000 | 2,226 |
| Additional noninterest expense | $700,000 | 2,221 |
| Pre-tax net operating income | $577,000 | 2,617 |
| Securities gains (losses) | $80,000 | 750 |
| Applicable income taxes | $98,000 | 2,428 |
| Income before extraordinary items | $559,000 | 2,380 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $559,000 | 2,382 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $559,000 | 2,382 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $491,000 | 2,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 2,186 |
| Total interest expense | $3,258,000 | 1,365 |
| Net interest income | $8,708,000 | 2,461 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $2,943,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $756,000 | 1,773 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,187,000 | 1,448 |
| Total noninterest expense | $8,955,000 | 2,128 |
| Salaries and employee benefits | $5,082,000 | 1,984 |
| Premises and equipment expense | $994,000 | 2,288 |
| Additional noninterest expense | $2,879,000 | 2,252 |
| Pre-tax net operating income | $2,426,000 | 2,462 |
| Securities gains (losses) | $260,000 | 1,479 |
| Applicable income taxes | $219,000 | 2,934 |
| Income before extraordinary items | $2,467,000 | 2,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,467,000 | 2,200 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,467,000 | 2,202 |
| Net charge-offs | $197,000 | 3,781 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,227,800 | 2,270 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,876,000 | 2,252 |
| Total interest expense | $2,477,000 | 1,412 |
| Net interest income | $6,399,000 | 2,551 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $2,547,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $562,000 | 1,814 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,985,000 | 1,268 |
| Total noninterest expense | $6,596,000 | 2,176 |
| Salaries and employee benefits | $3,696,000 | 2,034 |
| Premises and equipment expense | $753,000 | 2,296 |
| Additional noninterest expense | $2,147,000 | 2,260 |
| Pre-tax net operating income | $2,140,000 | 2,230 |
| Securities gains (losses) | $190,000 | 1,469 |
| Applicable income taxes | $565,000 | 1,806 |
| Income before extraordinary items | $1,765,000 | 2,342 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,765,000 | 2,343 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,765,000 | 2,343 |
| Net charge-offs | $20,000 | 5,058 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,620,600 | 2,374 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 2,231 |
| Total interest expense | $1,669,000 | 1,448 |
| Net interest income | $4,323,000 | 2,518 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,582,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $375,000 | 1,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,207,000 | 1,337 |
| Total noninterest expense | $4,271,000 | 2,240 |
| Salaries and employee benefits | $2,414,000 | 2,071 |
| Premises and equipment expense | $470,000 | 2,426 |
| Additional noninterest expense | $1,387,000 | 2,340 |
| Pre-tax net operating income | $1,484,000 | 2,152 |
| Securities gains (losses) | $119,000 | 1,473 |
| Applicable income taxes | $390,000 | 1,748 |
| Income before extraordinary items | $1,213,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,213,000 | 2,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,213,000 | 2,254 |
| Net charge-offs | $-9,000 | 6,612 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,122,560 | 2,258 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 2,239 |
| Total interest expense | $844,000 | 1,492 |
| Net interest income | $2,179,000 | 2,511 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $750,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $176,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $574,000 | 1,381 |
| Total noninterest expense | $2,116,000 | 2,253 |
| Salaries and employee benefits | $1,197,000 | 2,094 |
| Premises and equipment expense | $228,000 | 2,508 |
| Additional noninterest expense | $691,000 | 2,312 |
| Pre-tax net operating income | $738,000 | 2,166 |
| Securities gains (losses) | $79,000 | 1,016 |
| Applicable income taxes | $205,000 | 1,696 |
| Income before extraordinary items | $612,000 | 2,215 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $612,000 | 2,217 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $612,000 | 2,218 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $552,750 | 2,295 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,217 |
| Total interest expense | $3,752,000 | 1,614 |
| Net interest income | $8,854,000 | 2,483 |
| Provision for loan and lease losses | $320,000 | 4,021 |
| Total noninterest income | $2,464,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $767,000 | 1,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,697,000 | 1,518 |
| Total noninterest expense | $8,371,000 | 2,271 |
| Salaries and employee benefits | $4,654,000 | 2,081 |
| Premises and equipment expense | $952,000 | 2,512 |
| Additional noninterest expense | $2,765,000 | 2,370 |
| Pre-tax net operating income | $2,627,000 | 2,056 |
| Securities gains (losses) | $166,000 | 1,608 |
| Applicable income taxes | $564,000 | 1,917 |
| Income before extraordinary items | $2,229,000 | 2,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,229,000 | 2,069 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,229,000 | 2,069 |
| Net charge-offs | $117,000 | 4,844 |
| Cash dividends | $540,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,096,200 | 2,095 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,492,000 | 2,235 |
| Total interest expense | $2,867,000 | 1,643 |
| Net interest income | $6,625,000 | 2,498 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $1,801,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $560,000 | 1,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,241,000 | 1,524 |
| Total noninterest expense | $6,305,000 | 2,270 |
| Salaries and employee benefits | $3,477,000 | 2,084 |
| Premises and equipment expense | $746,000 | 2,441 |
| Additional noninterest expense | $2,082,000 | 2,375 |
| Pre-tax net operating income | $1,851,000 | 2,209 |
| Securities gains (losses) | $166,000 | 1,341 |
| Applicable income taxes | $481,000 | 1,768 |
| Income before extraordinary items | $1,536,000 | 2,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,536,000 | 2,271 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,536,000 | 2,272 |
| Net charge-offs | $63,000 | 4,812 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,409,840 | 2,342 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 2,254 |
| Total interest expense | $1,941,000 | 1,677 |
| Net interest income | $4,368,000 | 2,529 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $1,071,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $354,000 | 1,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $717,000 | 1,694 |
| Total noninterest expense | $4,150,000 | 2,324 |
| Salaries and employee benefits | $2,275,000 | 2,149 |
| Premises and equipment expense | $498,000 | 2,457 |
| Additional noninterest expense | $1,377,000 | 2,429 |
| Pre-tax net operating income | $1,109,000 | 2,371 |
| Securities gains (losses) | $164,000 | 837 |
| Applicable income taxes | $299,000 | 1,804 |
| Income before extraordinary items | $974,000 | 2,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $974,000 | 2,330 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $974,000 | 2,330 |
| Net charge-offs | $66,000 | 4,241 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $847,720 | 2,496 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,314 |
| Total interest expense | $983,000 | 1,716 |
| Net interest income | $2,110,000 | 2,604 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $539,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $165,000 | 2,053 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $374,000 | 1,647 |
| Total noninterest expense | $2,043,000 | 2,374 |
| Salaries and employee benefits | $1,129,000 | 2,180 |
| Premises and equipment expense | $253,000 | 2,472 |
| Additional noninterest expense | $661,000 | 2,508 |
| Pre-tax net operating income | $516,000 | 2,503 |
| Securities gains (losses) | $89,000 | 567 |
| Applicable income taxes | $142,000 | 1,845 |
| Income before extraordinary items | $463,000 | 2,395 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $463,000 | 2,394 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $463,000 | 2,395 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $394,470 | 2,641 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,456,000 | 2,411 |
| Total interest expense | $4,554,000 | 1,780 |
| Net interest income | $7,902,000 | 2,757 |
| Provision for loan and lease losses | $465,000 | 4,245 |
| Total noninterest income | $3,001,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $796,000 | 1,836 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,205,000 | 1,320 |
| Total noninterest expense | $8,475,000 | 2,284 |
| Salaries and employee benefits | $4,686,000 | 2,065 |
| Premises and equipment expense | $968,000 | 2,550 |
| Additional noninterest expense | $2,821,000 | 2,401 |
| Pre-tax net operating income | $1,963,000 | 2,274 |
| Securities gains (losses) | $214,000 | 1,533 |
| Applicable income taxes | $363,000 | 2,190 |
| Income before extraordinary items | $1,814,000 | 2,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,814,000 | 2,193 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,814,000 | 2,194 |
| Net charge-offs | $358,000 | 4,073 |
| Cash dividends | $685,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,636,380 | 2,261 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,465 |
| Total interest expense | $3,518,000 | 1,804 |
| Net interest income | $5,847,000 | 2,822 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $1,917,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $604,000 | 1,876 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,313,000 | 1,481 |
| Total noninterest expense | $6,319,000 | 2,293 |
| Salaries and employee benefits | $3,397,000 | 2,129 |
| Premises and equipment expense | $743,000 | 2,537 |
| Additional noninterest expense | $2,179,000 | 2,317 |
| Pre-tax net operating income | $1,120,000 | 2,900 |
| Securities gains (losses) | $214,000 | 1,330 |
| Applicable income taxes | $261,000 | 2,284 |
| Income before extraordinary items | $1,073,000 | 2,756 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,073,000 | 2,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,073,000 | 2,757 |
| Net charge-offs | $201,000 | 4,222 |
| Cash dividends | $185,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $901,800 | 2,945 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 2,506 |
| Total interest expense | $2,424,000 | 1,819 |
| Net interest income | $3,776,000 | 2,907 |
| Provision for loan and lease losses | $265,000 | 3,809 |
| Total noninterest income | $1,039,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $398,000 | 1,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $641,000 | 1,785 |
| Total noninterest expense | $4,128,000 | 2,346 |
| Salaries and employee benefits | $2,236,000 | 2,182 |
| Premises and equipment expense | $486,000 | 2,588 |
| Additional noninterest expense | $1,406,000 | 2,380 |
| Pre-tax net operating income | $422,000 | 3,910 |
| Securities gains (losses) | $213,000 | 919 |
| Applicable income taxes | $123,000 | 2,603 |
| Income before extraordinary items | $512,000 | 3,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $512,000 | 3,365 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $512,000 | 3,367 |
| Net charge-offs | $169,000 | 3,709 |
| Cash dividends | $185,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $339,470 | 3,947 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 2,575 |
| Total interest expense | $1,229,000 | 1,870 |
| Net interest income | $1,857,000 | 2,980 |
| Provision for loan and lease losses | $145,000 | 3,503 |
| Total noninterest income | $566,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $200,000 | 1,874 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $366,000 | 1,597 |
| Total noninterest expense | $2,035,000 | 2,411 |
| Salaries and employee benefits | $1,114,000 | 2,215 |
| Premises and equipment expense | $246,000 | 2,629 |
| Additional noninterest expense | $675,000 | 2,449 |
| Pre-tax net operating income | $243,000 | 3,731 |
| Securities gains (losses) | $90,000 | 832 |
| Applicable income taxes | $52,000 | 2,757 |
| Income before extraordinary items | $281,000 | 3,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 3,253 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $281,000 | 3,256 |
| Net charge-offs | $154,000 | 2,690 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $205,400 | 3,712 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,395,000 | 2,662 |
| Total interest expense | $4,922,000 | 2,297 |
| Net interest income | $7,473,000 | 2,896 |
| Provision for loan and lease losses | $575,000 | 4,327 |
| Total noninterest income | $3,118,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $831,000 | 1,995 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,287,000 | 1,247 |
| Total noninterest expense | $8,227,000 | 2,403 |
| Salaries and employee benefits | $4,517,000 | 2,177 |
| Premises and equipment expense | $914,000 | 2,785 |
| Additional noninterest expense | $2,796,000 | 2,500 |
| Pre-tax net operating income | $1,789,000 | 2,097 |
| Securities gains (losses) | $133,000 | 1,884 |
| Applicable income taxes | $293,000 | 2,046 |
| Income before extraordinary items | $1,629,000 | 1,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,629,000 | 1,976 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,629,000 | 1,978 |
| Net charge-offs | $497,000 | 3,797 |
| Cash dividends | $490,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,515,950 | 2,067 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,299,000 | 2,697 |
| Total interest expense | $3,630,000 | 2,427 |
| Net interest income | $5,669,000 | 2,869 |
| Provision for loan and lease losses | $475,000 | 3,876 |
| Total noninterest income | $2,511,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $610,000 | 2,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,901,000 | 1,196 |
| Total noninterest expense | $6,173,000 | 2,402 |
| Salaries and employee benefits | $3,332,000 | 2,228 |
| Premises and equipment expense | $712,000 | 2,736 |
| Additional noninterest expense | $2,129,000 | 2,429 |
| Pre-tax net operating income | $1,532,000 | 2,023 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $325,000 | 1,844 |
| Income before extraordinary items | $1,340,000 | 1,987 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,340,000 | 1,986 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,340,000 | 1,987 |
| Net charge-offs | $482,000 | 3,098 |
| Cash dividends | $190,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,233,600 | 2,078 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 2,740 |
| Total interest expense | $2,373,000 | 2,561 |
| Net interest income | $3,808,000 | 2,848 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $1,858,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $395,000 | 2,044 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,463,000 | 1,121 |
| Total noninterest expense | $4,017,000 | 2,492 |
| Salaries and employee benefits | $2,174,000 | 2,327 |
| Premises and equipment expense | $477,000 | 2,757 |
| Additional noninterest expense | $1,366,000 | 2,541 |
| Pre-tax net operating income | $1,249,000 | 1,769 |
| Securities gains (losses) | $91,000 | 1,558 |
| Applicable income taxes | $305,000 | 1,511 |
| Income before extraordinary items | $1,035,000 | 1,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 1,792 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,035,000 | 1,794 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $190,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $964,930 | 1,843 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 2,729 |
| Total interest expense | $1,161,000 | 2,708 |
| Net interest income | $1,987,000 | 2,724 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $847,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $200,000 | 1,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $647,000 | 1,179 |
| Total noninterest expense | $1,867,000 | 2,575 |
| Salaries and employee benefits | $1,068,000 | 2,390 |
| Premises and equipment expense | $234,000 | 2,836 |
| Additional noninterest expense | $565,000 | 2,697 |
| Pre-tax net operating income | $757,000 | 1,687 |
| Securities gains (losses) | $60,000 | 1,218 |
| Applicable income taxes | $209,000 | 1,406 |
| Income before extraordinary items | $608,000 | 1,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $608,000 | 1,772 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $608,000 | 1,773 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $563,600 | 1,804 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 2,746 |
| Total interest expense | $5,999,000 | 2,517 |
| Net interest income | $7,429,000 | 2,884 |
| Provision for loan and lease losses | $550,000 | 3,663 |
| Total noninterest income | $1,981,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $947,000 | 1,846 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,034,000 | 2,074 |
| Total noninterest expense | $7,782,000 | 2,431 |
| Salaries and employee benefits | $4,304,000 | 2,347 |
| Premises and equipment expense | $893,000 | 2,889 |
| Additional noninterest expense | $2,585,000 | 2,280 |
| Pre-tax net operating income | $1,078,000 | 3,623 |
| Securities gains (losses) | $62,000 | 1,458 |
| Applicable income taxes | $136,000 | 3,151 |
| Income before extraordinary items | $1,004,000 | 3,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,004,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 2,837 |
| Cash dividends | $475,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $949,440 | 3,530 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,230,000 | 2,765 |
| Total interest expense | $4,787,000 | 2,472 |
| Net interest income | $5,443,000 | 2,978 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $1,509,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $718,000 | 1,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $791,000 | 2,136 |
| Total noninterest expense | $5,977,000 | 2,381 |
| Salaries and employee benefits | $3,439,000 | 2,243 |
| Premises and equipment expense | $652,000 | 2,983 |
| Additional noninterest expense | $1,886,000 | 2,267 |
| Pre-tax net operating income | $825,000 | 4,045 |
| Securities gains (losses) | $56,000 | 1,342 |
| Applicable income taxes | $55,000 | 4,047 |
| Income before extraordinary items | $826,000 | 3,503 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $826,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,182 |
| Cash dividends | $185,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $773,360 | 3,774 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 2,715 |
| Total interest expense | $3,431,000 | 2,410 |
| Net interest income | $3,579,000 | 3,006 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $1,028,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $459,000 | 1,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $569,000 | 2,061 |
| Total noninterest expense | $3,900,000 | 2,429 |
| Salaries and employee benefits | $2,278,000 | 2,279 |
| Premises and equipment expense | $432,000 | 2,995 |
| Additional noninterest expense | $1,190,000 | 2,366 |
| Pre-tax net operating income | $617,000 | 3,959 |
| Securities gains (losses) | $48,000 | 1,469 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $620,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,235 |
| Cash dividends | $185,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $575,360 | 3,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 2,728 |
| Total interest expense | $1,815,000 | 2,438 |
| Net interest income | $1,766,000 | 3,039 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $495,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $208,000 | 2,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $287,000 | 2,026 |
| Total noninterest expense | $1,926,000 | 2,451 |
| Salaries and employee benefits | $1,130,000 | 2,322 |
| Premises and equipment expense | $219,000 | 2,978 |
| Additional noninterest expense | $577,000 | 2,397 |
| Pre-tax net operating income | $305,000 | 4,115 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $293,000 | 3,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,253 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $292,040 | 3,775 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,808,000 | 2,713 |
| Total interest expense | $7,342,000 | 2,500 |
| Net interest income | $7,466,000 | 2,929 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,837,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $829,000 | 2,074 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,008,000 | 2,211 |
| Total noninterest expense | $7,320,000 | 2,476 |
| Salaries and employee benefits | $4,293,000 | 2,345 |
| Premises and equipment expense | $882,000 | 2,847 |
| Additional noninterest expense | $2,145,000 | 2,501 |
| Pre-tax net operating income | $1,923,000 | 3,395 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $401,000 | 3,028 |
| Income before extraordinary items | $1,525,000 | 3,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,525,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $490,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,522,630 | 3,392 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,101,000 | 2,712 |
| Total interest expense | $5,501,000 | 2,510 |
| Net interest income | $5,600,000 | 2,924 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,325,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $617,000 | 2,065 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $708,000 | 2,302 |
| Total noninterest expense | $5,491,000 | 2,466 |
| Salaries and employee benefits | $3,239,000 | 2,329 |
| Premises and equipment expense | $665,000 | 2,820 |
| Additional noninterest expense | $1,587,000 | 2,490 |
| Pre-tax net operating income | $1,389,000 | 3,637 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $324,000 | 3,098 |
| Income before extraordinary items | $1,068,000 | 3,730 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,068,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,510 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,065,690 | 3,724 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,303,000 | 2,756 |
| Total interest expense | $3,626,000 | 2,549 |
| Net interest income | $3,677,000 | 2,988 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $868,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $413,000 | 2,057 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $455,000 | 2,387 |
| Total noninterest expense | $3,640,000 | 2,513 |
| Salaries and employee benefits | $2,144,000 | 2,377 |
| Premises and equipment expense | $447,000 | 2,837 |
| Additional noninterest expense | $1,049,000 | 2,523 |
| Pre-tax net operating income | $875,000 | 3,823 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $207,000 | 3,215 |
| Income before extraordinary items | $668,000 | 3,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $668,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $668,000 | 3,920 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,790 |
| Total interest expense | $1,771,000 | 2,581 |
| Net interest income | $1,830,000 | 2,999 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $416,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $200,000 | 2,050 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $216,000 | 2,427 |
| Total noninterest expense | $1,864,000 | 2,451 |
| Salaries and employee benefits | $1,083,000 | 2,372 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $549,000 | 2,402 |
| Pre-tax net operating income | $367,000 | 4,203 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,000 | 4,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,115,000 | 2,675 |
| Total interest expense | $6,292,000 | 2,492 |
| Net interest income | $7,823,000 | 2,809 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,645,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $766,000 | 2,198 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $879,000 | 2,433 |
| Total noninterest expense | $7,073,000 | 2,495 |
| Salaries and employee benefits | $4,299,000 | 2,273 |
| Premises and equipment expense | $735,000 | 3,207 |
| Additional noninterest expense | $2,039,000 | 2,534 |
| Pre-tax net operating income | $2,245,000 | 3,387 |
| Securities gains (losses) | $-22,000 | 7,593 |
| Applicable income taxes | $583,000 | 2,925 |
| Income before extraordinary items | $1,640,000 | 3,570 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,640,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,001 |
| Cash dividends | $445,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,656,280 | 3,527 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 2,696 |
| Total interest expense | $4,545,000 | 2,507 |
| Net interest income | $5,899,000 | 2,816 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,224,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $565,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $659,000 | 2,416 |
| Total noninterest expense | $5,233,000 | 2,510 |
| Salaries and employee benefits | $3,209,000 | 2,293 |
| Premises and equipment expense | $534,000 | 3,290 |
| Additional noninterest expense | $1,490,000 | 2,575 |
| Pre-tax net operating income | $1,755,000 | 3,410 |
| Securities gains (losses) | $-37,000 | 8,071 |
| Applicable income taxes | $453,000 | 3,000 |
| Income before extraordinary items | $1,265,000 | 3,603 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,265,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,588 |
| Cash dividends | $175,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,292,380 | 3,544 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 2,705 |
| Total interest expense | $2,915,000 | 2,494 |
| Net interest income | $3,915,000 | 2,833 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $820,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $373,000 | 2,235 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 2,376 |
| Total noninterest expense | $3,497,000 | 2,526 |
| Salaries and employee benefits | $2,140,000 | 2,288 |
| Premises and equipment expense | $348,000 | 3,343 |
| Additional noninterest expense | $1,009,000 | 2,544 |
| Pre-tax net operating income | $1,118,000 | 3,523 |
| Securities gains (losses) | $-37,000 | 8,285 |
| Applicable income taxes | $277,000 | 3,161 |
| Income before extraordinary items | $804,000 | 3,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,098 |
| Cash dividends | $175,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $831,380 | 3,640 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 2,710 |
| Total interest expense | $1,404,000 | 2,462 |
| Net interest income | $1,933,000 | 2,861 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $399,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 2,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,353 |
| Total noninterest expense | $1,769,000 | 2,505 |
| Salaries and employee benefits | $1,086,000 | 2,271 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $509,000 | 2,508 |
| Pre-tax net operating income | $503,000 | 3,713 |
| Securities gains (losses) | $-38,000 | 8,513 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $361,000 | 3,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 698 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $390,640 | 3,741 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 2,558 |
| Total interest expense | $4,692,000 | 2,337 |
| Net interest income | $8,195,000 | 2,639 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,569,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $766,000 | 2,194 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $803,000 | 2,532 |
| Total noninterest expense | $6,680,000 | 2,495 |
| Salaries and employee benefits | $4,021,000 | 2,280 |
| Premises and equipment expense | $639,000 | 3,466 |
| Additional noninterest expense | $2,020,000 | 2,468 |
| Pre-tax net operating income | $2,784,000 | 2,936 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $758,000 | 2,685 |
| Income before extraordinary items | $2,045,000 | 3,048 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,045,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,795 |
| Cash dividends | $425,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,031,130 | 3,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 2,513 |
| Total interest expense | $3,363,000 | 2,314 |
| Net interest income | $6,223,000 | 2,592 |
| Provision for loan and lease losses | $240,000 | 2,610 |
| Total noninterest income | $1,188,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $568,000 | 2,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $620,000 | 2,506 |
| Total noninterest expense | $5,098,000 | 2,433 |
| Salaries and employee benefits | $3,107,000 | 2,194 |
| Premises and equipment expense | $479,000 | 3,460 |
| Additional noninterest expense | $1,512,000 | 2,432 |
| Pre-tax net operating income | $2,073,000 | 2,976 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $557,000 | 2,767 |
| Income before extraordinary items | $1,527,000 | 3,084 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,527,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,518,970 | 3,057 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 2,493 |
| Total interest expense | $2,114,000 | 2,316 |
| Net interest income | $4,179,000 | 2,551 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $769,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $357,000 | 2,267 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $412,000 | 2,487 |
| Total noninterest expense | $3,329,000 | 2,452 |
| Salaries and employee benefits | $2,058,000 | 2,200 |
| Premises and equipment expense | $319,000 | 3,445 |
| Additional noninterest expense | $952,000 | 2,560 |
| Pre-tax net operating income | $1,439,000 | 2,846 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $396,000 | 2,629 |
| Income before extraordinary items | $1,049,000 | 2,977 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,049,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,044,620 | 2,946 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 2,521 |
| Total interest expense | $1,005,000 | 2,327 |
| Net interest income | $2,066,000 | 2,582 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $376,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $166,000 | 2,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,407 |
| Total noninterest expense | $1,686,000 | 2,432 |
| Salaries and employee benefits | $1,041,000 | 2,179 |
| Premises and equipment expense | $162,000 | 3,432 |
| Additional noninterest expense | $483,000 | 2,525 |
| Pre-tax net operating income | $666,000 | 2,975 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $181,000 | 2,760 |
| Income before extraordinary items | $485,000 | 3,119 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $485,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $485,000 | 3,083 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,553,000 | 2,288 |
| Total interest expense | $4,220,000 | 1,930 |
| Net interest income | $8,333,000 | 2,460 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $1,435,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $654,000 | 2,528 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $781,000 | 2,532 |
| Total noninterest expense | $6,446,000 | 2,481 |
| Salaries and employee benefits | $3,908,000 | 2,225 |
| Premises and equipment expense | $573,000 | 3,670 |
| Additional noninterest expense | $1,965,000 | 2,462 |
| Pre-tax net operating income | $2,962,000 | 2,618 |
| Securities gains (losses) | $85,000 | 1,360 |
| Applicable income taxes | $869,000 | 2,388 |
| Income before extraordinary items | $2,178,000 | 2,717 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,178,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,095 |
| Cash dividends | $403,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,117,650 | 2,720 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 2,251 |
| Total interest expense | $3,210,000 | 1,870 |
| Net interest income | $6,215,000 | 2,435 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,082,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $476,000 | 2,611 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $606,000 | 2,485 |
| Total noninterest expense | $4,890,000 | 2,428 |
| Salaries and employee benefits | $2,975,000 | 2,186 |
| Premises and equipment expense | $483,000 | 3,344 |
| Additional noninterest expense | $1,432,000 | 2,490 |
| Pre-tax net operating income | $2,137,000 | 2,727 |
| Securities gains (losses) | $74,000 | 1,385 |
| Applicable income taxes | $631,000 | 2,482 |
| Income before extraordinary items | $1,580,000 | 2,830 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,580,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $158,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,527,460 | 2,838 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 2,240 |
| Total interest expense | $2,169,000 | 1,827 |
| Net interest income | $4,077,000 | 2,448 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $765,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $305,000 | 2,680 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $460,000 | 2,321 |
| Total noninterest expense | $3,232,000 | 2,464 |
| Salaries and employee benefits | $1,977,000 | 2,197 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $935,000 | 2,540 |
| Pre-tax net operating income | $1,430,000 | 2,688 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $420,000 | 2,477 |
| Income before extraordinary items | $1,051,000 | 2,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,051,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $158,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,021,890 | 2,803 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 2,233 |
| Total interest expense | $1,125,000 | 1,788 |
| Net interest income | $2,015,000 | 2,477 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $368,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,353 |
| Total noninterest expense | $1,640,000 | 2,436 |
| Salaries and employee benefits | $994,000 | 2,208 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $482,000 | 2,450 |
| Pre-tax net operating income | $653,000 | 2,864 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $482,000 | 3,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $482,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $468,320 | 2,979 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,467,000 | 2,305 |
| Total interest expense | $5,609,000 | 1,605 |
| Net interest income | $6,858,000 | 2,812 |
| Provision for loan and lease losses | $470,000 | 2,291 |
| Total noninterest income | $2,653,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $519,000 | 2,997 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,134,000 | 1,406 |
| Total noninterest expense | $5,865,000 | 2,645 |
| Salaries and employee benefits | $3,691,000 | 2,299 |
| Premises and equipment expense | $602,000 | 3,506 |
| Additional noninterest expense | $1,572,000 | 2,948 |
| Pre-tax net operating income | $3,176,000 | 2,396 |
| Securities gains (losses) | $244,000 | 1,204 |
| Applicable income taxes | $1,075,000 | 2,083 |
| Income before extraordinary items | $2,345,000 | 2,517 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,345,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,663 |
| Cash dividends | $390,000 | 3,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,176,640 | 2,553 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 2,332 |
| Total interest expense | $4,329,000 | 1,626 |
| Net interest income | $5,072,000 | 2,853 |
| Provision for loan and lease losses | $310,000 | 2,456 |
| Total noninterest income | $2,203,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $368,000 | 3,149 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,835,000 | 1,318 |
| Total noninterest expense | $4,352,000 | 2,674 |
| Salaries and employee benefits | $2,759,000 | 2,301 |
| Premises and equipment expense | $472,000 | 3,379 |
| Additional noninterest expense | $1,121,000 | 3,076 |
| Pre-tax net operating income | $2,613,000 | 2,292 |
| Securities gains (losses) | $146,000 | 1,440 |
| Applicable income taxes | $857,000 | 2,102 |
| Income before extraordinary items | $1,902,000 | 2,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,902,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,252 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,801,260 | 2,437 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 2,308 |
| Total interest expense | $2,966,000 | 1,633 |
| Net interest income | $3,396,000 | 2,846 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,423,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $245,000 | 3,117 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,178,000 | 1,353 |
| Total noninterest expense | $2,864,000 | 2,712 |
| Salaries and employee benefits | $1,835,000 | 2,297 |
| Premises and equipment expense | $309,000 | 3,398 |
| Additional noninterest expense | $720,000 | 3,151 |
| Pre-tax net operating income | $1,835,000 | 2,196 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $586,000 | 2,089 |
| Income before extraordinary items | $1,286,000 | 2,416 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,286,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,260,470 | 2,323 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 2,256 |
| Total interest expense | $1,533,000 | 1,615 |
| Net interest income | $1,730,000 | 2,794 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $677,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $560,000 | 1,372 |
| Total noninterest expense | $1,435,000 | 2,692 |
| Salaries and employee benefits | $925,000 | 2,272 |
| Premises and equipment expense | $157,000 | 3,364 |
| Additional noninterest expense | $353,000 | 3,169 |
| Pre-tax net operating income | $912,000 | 2,215 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $287,000 | 2,119 |
| Income before extraordinary items | $637,000 | 2,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $628,720 | 2,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,122,000 | 2,339 |
| Total interest expense | $6,772,000 | 1,692 |
| Net interest income | $6,350,000 | 2,993 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $1,716,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $444,000 | 3,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,272,000 | 1,868 |
| Total noninterest expense | $5,141,000 | 2,859 |
| Salaries and employee benefits | $3,234,000 | 2,453 |
| Premises and equipment expense | $645,000 | 3,210 |
| Additional noninterest expense | $1,262,000 | 3,467 |
| Pre-tax net operating income | $2,775,000 | 2,660 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $787,000 | 2,625 |
| Income before extraordinary items | $2,022,000 | 2,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,022,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $365,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,997,520 | 2,725 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 2,592 |
| Total interest expense | $7,655,000 | 2,101 |
| Net interest income | $5,522,000 | 3,170 |
| Provision for loan and lease losses | $270,000 | 3,439 |
| Total noninterest income | $1,186,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $835,000 | 2,322 |
| Total noninterest expense | $4,469,000 | 3,108 |
| Salaries and employee benefits | $2,762,000 | 2,703 |
| Premises and equipment expense | $576,000 | 3,492 |
| Additional noninterest expense | $1,131,000 | 3,689 |
| Pre-tax net operating income | $1,969,000 | 3,200 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $529,000 | 3,224 |
| Income before extraordinary items | $1,444,000 | 3,310 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,444,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,441,080 | 3,218 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,447,000 | 2,808 |
| Total interest expense | $7,506,000 | 2,260 |
| Net interest income | $4,941,000 | 3,510 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $786,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $336,000 | 3,717 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $450,000 | 3,120 |
| Total noninterest expense | $4,383,000 | 3,071 |
| Salaries and employee benefits | $2,691,000 | 2,642 |
| Premises and equipment expense | $587,000 | 3,334 |
| Additional noninterest expense | $1,105,000 | 3,685 |
| Pre-tax net operating income | $1,224,000 | 4,666 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $279,000 | 4,735 |
| Income before extraordinary items | $933,000 | 4,576 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $933,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $333,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $942,240 | 4,546 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,856,000 | 2,977 |
| Total interest expense | $6,245,000 | 2,349 |
| Net interest income | $4,611,000 | 3,707 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $878,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $294,000 | 4,051 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $584,000 | 2,677 |
| Total noninterest expense | $4,030,000 | 3,292 |
| Salaries and employee benefits | $2,468,000 | 2,840 |
| Premises and equipment expense | $580,000 | 3,365 |
| Additional noninterest expense | $982,000 | 4,075 |
| Pre-tax net operating income | $1,369,000 | 4,362 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $301,000 | 4,821 |
| Income before extraordinary items | $1,078,000 | 4,204 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,078,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $510,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,070,200 | 4,180 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,929,000 | 2,957 |
| Total interest expense | $6,322,000 | 2,385 |
| Net interest income | $4,607,000 | 3,663 |
| Provision for loan and lease losses | $17,000 | 7,887 |
| Total noninterest income | $1,071,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $264,000 | 4,319 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $807,000 | 2,163 |
| Total noninterest expense | $3,215,000 | 3,875 |
| Salaries and employee benefits | $1,981,000 | 3,367 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $840,000 | 4,517 |
| Pre-tax net operating income | $2,446,000 | 2,839 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $698,000 | 3,034 |
| Income before extraordinary items | $1,774,000 | 2,820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,774,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $324,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,755,280 | 2,767 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,302,000 | 3,151 |
| Total interest expense | $5,926,000 | 2,516 |
| Net interest income | $4,376,000 | 3,903 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $226,000 | 4,964 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $486,000 | 2,881 |
| Total noninterest expense | $2,748,000 | 4,409 |
| Salaries and employee benefits | $1,792,000 | 3,652 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $641,000 | 5,557 |
| Pre-tax net operating income | $2,322,000 | 3,104 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $654,000 | 3,436 |
| Income before extraordinary items | $1,668,000 | 3,047 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,668,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $540,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,668,000 | 2,988 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,310,000 | 3,504 |
| Total interest expense | $5,198,000 | 2,895 |
| Net interest income | $4,112,000 | 4,220 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $645,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $427,000 | 3,257 |
| Total noninterest expense | $2,492,000 | 5,015 |
| Salaries and employee benefits | $1,556,000 | 4,177 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $609,000 | 6,305 |
| Pre-tax net operating income | $2,221,000 | 3,131 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $642,000 | 3,391 |
| Income before extraordinary items | $1,579,000 | 3,034 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,579,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $502,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,579,000 | 3,008 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 3,677 |
| Total interest expense | $5,045,000 | 3,004 |
| Net interest income | $3,792,000 | 4,519 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $202,000 | 5,115 |
| Total noninterest expense | $2,482,000 | 5,025 |
| Salaries and employee benefits | $1,478,000 | 4,346 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $684,000 | 5,969 |
| Pre-tax net operating income | $1,710,000 | 4,012 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $448,000 | 4,541 |
| Income before extraordinary items | $1,262,000 | 3,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,262,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $354,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,262,000 | 3,758 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 3,932 |
| Total interest expense | $3,986,000 | 3,068 |
| Net interest income | $3,589,000 | 4,837 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $448,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $2,366,000 | 5,407 |
| Salaries and employee benefits | $1,325,000 | 4,799 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $737,000 | 6,083 |
| Pre-tax net operating income | $1,652,000 | 4,056 |
| Securities gains (losses) | $-156,000 | 11,818 |
| Applicable income taxes | $371,000 | 5,041 |
| Income before extraordinary items | $1,125,000 | 4,097 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,125,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $332,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,242,000 | 3,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 4,170 |
| Total interest expense | $3,769,000 | 3,343 |
| Net interest income | $3,500,000 | 4,961 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,442,000 | 5,379 |
| Salaries and employee benefits | $1,423,000 | 4,485 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $682,000 | 6,691 |
| Pre-tax net operating income | $1,462,000 | 4,423 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $387,000 | 5,129 |
| Income before extraordinary items | $1,085,000 | 4,372 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,085,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $342,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,077,600 | 4,179 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,585,000 | 4,496 |
| Total interest expense | $4,268,000 | 3,837 |
| Net interest income | $3,317,000 | 5,257 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $2,150,000 | 6,032 |
| Salaries and employee benefits | $1,270,000 | 4,919 |
| Premises and equipment expense | $278,000 | 6,313 |
| Additional noninterest expense | $602,000 | 7,489 |
| Pre-tax net operating income | $1,386,000 | 4,354 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $378,000 | 5,008 |
| Income before extraordinary items | $1,008,000 | 4,467 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,008,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $294,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,008,000 | 4,152 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.