Home > First National Bank of Warsaw > Loan Charge- Offs and Recoveries
First National Bank of Warsaw, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $910,000 | 1,073 |
| Loans secured by real estate, total | $22,000 | 2,921 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $22,000 | 2,921 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $22,000 | 2,155 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $143,000 | 1,802 |
| Loans to individuals | $745,000 | 652 |
| Credit card loan charge offs | $90,000 | 695 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $655,000 | 549 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $258,000 | 1,090 |
| Loans secured by real estate, total | $2,000 | 3,556 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,000 | 3,556 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,590 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $1,000 | 6,042 |
| Loans to individuals | $255,000 | 506 |
| Credit card loan recoveries | $15,000 | 651 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $240,000 | 420 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $652,000 | 1,079 |
| Loans secured by real estate, total | $20,000 | 2,441 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $20,000 | 2,439 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 1,870 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $142,000 | 1,394 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $490,000 | 712 |
| Credit card loan net charge offs | $75,000 | 699 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $415,000 | 601 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,494,000 | 863 |
| Loans secured by real estate, total | $2,000 | 4,832 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,000 | 4,831 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 3,872 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $423,000 | 750 |
| Loans to individuals | $1,069,000 | 576 |
| Credit card loan charge offs | $156,000 | 594 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $913,000 | 472 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $264,000 | 1,213 |
| Loans secured by real estate, total | $2,000 | 3,928 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,000 | 3,928 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,834 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $14,000 | 3,764 |
| Loans to individuals | $248,000 | 590 |
| Credit card loan recoveries | $12,000 | 803 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $236,000 | 500 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,230,000 | 783 |
| Loans secured by real estate, total | $0 | 4,193 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 4,185 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $409,000 | 572 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $821,000 | 554 |
| Credit card loan net charge offs | $144,000 | 558 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $677,000 | 453 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $824,000 | 1,268 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $64,000 | 3,079 |
| Loans to individuals | $760,000 | 639 |
| Credit card loan charge offs | $57,000 | 889 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $703,000 | 495 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $185,000 | 1,589 |
| Loans secured by real estate, total | $1,000 | 4,641 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,000 | 4,636 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,420 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $7,000 | 5,186 |
| Loans to individuals | $177,000 | 712 |
| Credit card loan recoveries | $13,000 | 809 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $164,000 | 648 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $639,000 | 1,182 |
| Loans secured by real estate, total | $-1,000 | 9,524 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-1,000 | 9,565 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 10,159 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $57,000 | 2,398 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $583,000 | 601 |
| Credit card loan net charge offs | $44,000 | 901 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $539,000 | 424 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $384,000 | 2,185 |
| Loans secured by real estate, total | $0 | 6,101 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 6,096 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $6,000 | 6,615 |
| Loans to individuals | $378,000 | 872 |
| Credit card loan charge offs | $33,000 | 1,134 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $345,000 | 725 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $301,000 | 1,231 |
| Loans secured by real estate, total | $1,000 | 5,076 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,000 | 5,072 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,734 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $36,000 | 105 |
| Commercial and industrial loans | $53,000 | 2,225 |
| Loans to individuals | $211,000 | 671 |
| Credit card loan recoveries | $15,000 | 777 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $196,000 | 586 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Loans secured by real estate, total | $-1,000 | 10,030 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-1,000 | 10,080 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 10,657 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-36,000 | 1,126 |
| Commercial and industrial loans | $-47,000 | 11,722 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $167,000 | 1,112 |
| Credit card loan net charge offs | $18,000 | 1,351 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $149,000 | 925 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $837,000 | 1,599 |
| Loans secured by real estate, total | $4,000 | 6,450 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $4,000 | 6,449 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $4,000 | 4,948 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $384,000 | 1,228 |
| Loans to individuals | $449,000 | 861 |
| Credit card loan charge offs | $51,000 | 1,005 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $398,000 | 718 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $348,000 | 1,214 |
| Loans secured by real estate, total | $16,000 | 2,874 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $16,000 | 2,874 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,666 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $220,000 | 778 |
| Loans to individuals | $112,000 | 1,099 |
| Credit card loan recoveries | $11,000 | 952 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $101,000 | 1,040 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $489,000 | 1,791 |
| Loans secured by real estate, total | $-12,000 | 12,285 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-12,000 | 12,324 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 12,706 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $164,000 | 1,759 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $337,000 | 787 |
| Credit card loan net charge offs | $40,000 | 1,009 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $297,000 | 591 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,094,000 | 1,715 |
| Loans secured by real estate, total | $22,000 | 5,535 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $22,000 | 5,535 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $22,000 | 3,695 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $100,000 | 81 |
| Commercial and industrial loans | $284,000 | 2,122 |
| Loans to individuals | $688,000 | 811 |
| Credit card loan charge offs | $55,000 | 1,101 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $633,000 | 652 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $260,000 | 1,569 |
| Loans secured by real estate, total | $17,000 | 2,833 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $17,000 | 2,832 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $70,000 | 2,174 |
| Loans to individuals | $173,000 | 882 |
| Credit card loan recoveries | $11,000 | 978 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $162,000 | 775 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $834,000 | 1,761 |
| Loans secured by real estate, total | $5,000 | 6,409 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,000 | 6,409 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $100,000 | 57 |
| Commercial and industrial loans | $214,000 | 2,127 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $515,000 | 791 |
| Credit card loan net charge offs | $44,000 | 1,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $471,000 | 592 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.