Home > First National Bank of Vicksburg > Income and Expense
First National Bank of Vicksburg, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,047,000 | 1,566 |
| Total interest expense | $7,983,000 | 1,648 |
| Net interest income | $12,064,000 | 1,500 |
| Provision for loan and lease losses | $999,000 | 1,310 |
| Total noninterest income | $2,032,000 | 1,956 |
| Gross Fiduciary activities income | $262,000 | 987 |
| Service charges on deposit accounts | $1,012,000 | 1,335 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $758,000 | 2,466 |
| Total noninterest expense | $10,865,000 | 1,417 |
| Salaries and employee benefits | $4,722,000 | 1,430 |
| Premises and equipment expense | $1,334,000 | 1,581 |
| Additional noninterest expense | $4,809,000 | 1,310 |
| Pre-tax net operating income | $2,232,000 | 2,994 |
| Securities gains (losses) | $386,000 | 1,085 |
| Applicable income taxes | $564,000 | 3,780 |
| Income before extraordinary items | $2,054,000 | 2,443 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $2,110,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 1,135 |
| Cash dividends | $975,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,752,920 | 2,678 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,939,000 | 1,634 |
| Total interest expense | $9,664,000 | 1,769 |
| Net interest income | $12,275,000 | 1,499 |
| Provision for loan and lease losses | $2,669,000 | 923 |
| Total noninterest income | $1,780,000 | 2,103 |
| Gross Fiduciary activities income | $300,000 | 953 |
| Service charges on deposit accounts | $915,000 | 1,470 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $565,000 | 2,952 |
| Total noninterest expense | $8,209,000 | 1,844 |
| Salaries and employee benefits | $4,310,000 | 1,543 |
| Premises and equipment expense | $1,168,000 | 1,809 |
| Additional noninterest expense | $2,731,000 | 2,155 |
| Pre-tax net operating income | $3,177,000 | 1,957 |
| Securities gains (losses) | $213,000 | 1,931 |
| Applicable income taxes | $803,000 | 2,613 |
| Income before extraordinary items | $2,587,000 | 1,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,587,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,840,000 | 759 |
| Cash dividends | $760,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,425,120 | 1,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.