Home > First National Bank of Tullahoma > Income and Expense
First National Bank of Tullahoma, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 6,573 |
| Total interest expense | $584,000 | 6,542 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $261,000 | 5,050 |
| Gross Fiduciary activities income | $22,000 | 1,057 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,030,000 | 6,085 |
| Salaries and employee benefits | $465,000 | 6,612 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $433,000 | 4,954 |
| Pre-tax net operating income | $289,000 | 6,528 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $220,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $220,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $220,000 | 6,583 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,625 |
| Total interest expense | $264,000 | 6,684 |
| Net interest income | $541,000 | 6,486 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $135,000 | 4,924 |
| Gross Fiduciary activities income | $11,000 | 1,057 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $520,000 | 6,060 |
| Salaries and employee benefits | $241,000 | 6,545 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $149,000 | 6,432 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $124,000 | 6,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $124,000 | 6,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 6,438 |
| Total interest expense | $866,000 | 6,615 |
| Net interest income | $2,334,000 | 6,226 |
| Provision for loan and lease losses | $23,000 | 6,436 |
| Total noninterest income | $611,000 | 4,739 |
| Gross Fiduciary activities income | $56,000 | 1,025 |
| Service charges on deposit accounts | $274,000 | 4,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $2,626,000 | 5,212 |
| Salaries and employee benefits | $1,212,000 | 5,771 |
| Premises and equipment expense | $279,000 | 5,922 |
| Additional noninterest expense | $1,135,000 | 4,031 |
| Pre-tax net operating income | $296,000 | 7,394 |
| Securities gains (losses) | $21,000 | 1,240 |
| Applicable income taxes | $38,000 | 6,027 |
| Income before extraordinary items | $279,000 | 7,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $279,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $50,000 | 5,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $260,520 | 7,321 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 6,469 |
| Total interest expense | $636,000 | 6,595 |
| Net interest income | $1,724,000 | 6,298 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $451,000 | 4,819 |
| Gross Fiduciary activities income | $47,000 | 999 |
| Service charges on deposit accounts | $199,000 | 4,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,560 |
| Total noninterest expense | $1,946,000 | 5,231 |
| Salaries and employee benefits | $921,000 | 5,693 |
| Premises and equipment expense | $215,000 | 5,855 |
| Additional noninterest expense | $810,000 | 4,144 |
| Pre-tax net operating income | $207,000 | 7,597 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $203,000 | 7,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $203,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $50,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $184,310 | 7,506 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 6,485 |
| Total interest expense | $409,000 | 6,554 |
| Net interest income | $1,137,000 | 6,329 |
| Provision for loan and lease losses | $46,000 | 4,697 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $27,000 | 1,031 |
| Service charges on deposit accounts | $133,000 | 4,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $138,000 | 4,501 |
| Total noninterest expense | $1,238,000 | 5,368 |
| Salaries and employee benefits | $632,000 | 5,583 |
| Premises and equipment expense | $144,000 | 5,822 |
| Additional noninterest expense | $462,000 | 4,640 |
| Pre-tax net operating income | $151,000 | 7,542 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $148,000 | 7,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $50,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $129,940 | 7,466 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 6,630 |
| Total interest expense | $183,000 | 6,754 |
| Net interest income | $551,000 | 6,439 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $9,000 | 1,075 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $618,000 | 5,420 |
| Salaries and employee benefits | $312,000 | 5,668 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $47,000 | 7,929 |
| Securities gains (losses) | $21,000 | 781 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $63,000 | 7,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $63,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,470 | 7,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 6,598 |
| Total interest expense | $595,000 | 6,957 |
| Net interest income | $2,236,000 | 6,328 |
| Provision for loan and lease losses | $104,000 | 4,924 |
| Total noninterest income | $713,000 | 4,341 |
| Gross Fiduciary activities income | $55,000 | 1,042 |
| Service charges on deposit accounts | $300,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $358,000 | 3,922 |
| Total noninterest expense | $2,593,000 | 5,172 |
| Salaries and employee benefits | $1,261,000 | 5,539 |
| Premises and equipment expense | $313,000 | 5,557 |
| Additional noninterest expense | $1,019,000 | 4,273 |
| Pre-tax net operating income | $252,000 | 7,601 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $251,000 | 7,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $251,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,999 |
| Cash dividends | $140,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $237,840 | 7,420 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,594 |
| Total interest expense | $427,000 | 7,062 |
| Net interest income | $1,701,000 | 6,284 |
| Provision for loan and lease losses | $85,000 | 4,653 |
| Total noninterest income | $529,000 | 4,377 |
| Gross Fiduciary activities income | $40,000 | 1,045 |
| Service charges on deposit accounts | $231,000 | 4,286 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $258,000 | 4,009 |
| Total noninterest expense | $1,964,000 | 5,096 |
| Salaries and employee benefits | $971,000 | 5,416 |
| Premises and equipment expense | $244,000 | 5,419 |
| Additional noninterest expense | $749,000 | 4,293 |
| Pre-tax net operating income | $181,000 | 7,780 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $183,000 | 7,579 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $183,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,462 |
| Cash dividends | $85,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $174,360 | 7,575 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,591 |
| Total interest expense | $280,000 | 7,138 |
| Net interest income | $1,158,000 | 6,262 |
| Provision for loan and lease losses | $63,000 | 4,225 |
| Total noninterest income | $365,000 | 4,333 |
| Gross Fiduciary activities income | $27,000 | 1,052 |
| Service charges on deposit accounts | $155,000 | 4,246 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 3,929 |
| Total noninterest expense | $1,378,000 | 4,942 |
| Salaries and employee benefits | $657,000 | 5,406 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $545,000 | 4,043 |
| Pre-tax net operating income | $82,000 | 8,049 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $-10,000 | 8,794 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,011 |
| Cash dividends | $85,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,599 |
| Total interest expense | $144,000 | 7,122 |
| Net interest income | $581,000 | 6,250 |
| Provision for loan and lease losses | $16,000 | 5,025 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $8,000 | 1,128 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $697,000 | 4,940 |
| Salaries and employee benefits | $337,000 | 5,325 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $52,000 | 7,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 6,568 |
| Total interest expense | $703,000 | 7,030 |
| Net interest income | $2,253,000 | 6,252 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $736,000 | 4,421 |
| Gross Fiduciary activities income | $71,000 | 1,020 |
| Service charges on deposit accounts | $326,000 | 4,113 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $339,000 | 4,270 |
| Total noninterest expense | $2,733,000 | 4,911 |
| Salaries and employee benefits | $1,337,000 | 5,250 |
| Premises and equipment expense | $410,000 | 4,655 |
| Additional noninterest expense | $986,000 | 4,328 |
| Pre-tax net operating income | $228,000 | 7,729 |
| Securities gains (losses) | $121,000 | 1,719 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $300,000 | 7,284 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $300,000 | 7,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,126 |
| Cash dividends | $190,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $195,940 | 7,660 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 6,612 |
| Total interest expense | $550,000 | 7,078 |
| Net interest income | $1,688,000 | 6,280 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $545,000 | 4,490 |
| Gross Fiduciary activities income | $56,000 | 1,016 |
| Service charges on deposit accounts | $235,000 | 4,215 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $254,000 | 4,354 |
| Total noninterest expense | $2,053,000 | 4,890 |
| Salaries and employee benefits | $1,025,000 | 5,167 |
| Premises and equipment expense | $312,000 | 4,591 |
| Additional noninterest expense | $716,000 | 4,405 |
| Pre-tax net operating income | $171,000 | 7,869 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $242,000 | 7,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $242,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $140,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $142,880 | 7,814 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 6,601 |
| Total interest expense | $382,000 | 7,091 |
| Net interest income | $1,141,000 | 6,231 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $359,000 | 4,519 |
| Gross Fiduciary activities income | $36,000 | 1,021 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $182,000 | 4,197 |
| Total noninterest expense | $1,398,000 | 4,812 |
| Salaries and employee benefits | $709,000 | 5,032 |
| Premises and equipment expense | $214,000 | 4,514 |
| Additional noninterest expense | $475,000 | 4,410 |
| Pre-tax net operating income | $100,000 | 8,007 |
| Securities gains (losses) | $115,000 | 1,399 |
| Applicable income taxes | $40,000 | 6,096 |
| Income before extraordinary items | $175,000 | 7,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $175,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $81,850 | 7,969 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,689 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $554,000 | 6,316 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $16,000 | 1,055 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $700,000 | 4,790 |
| Salaries and employee benefits | $357,000 | 5,005 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $231,000 | 4,485 |
| Pre-tax net operating income | $2,000 | 8,672 |
| Securities gains (losses) | $101,000 | 998 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,170 | 8,646 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 6,278 |
| Total interest expense | $1,007,000 | 6,909 |
| Net interest income | $2,558,000 | 5,827 |
| Provision for loan and lease losses | $311,000 | 3,346 |
| Total noninterest income | $611,000 | 4,675 |
| Gross Fiduciary activities income | $68,000 | 1,057 |
| Service charges on deposit accounts | $215,000 | 5,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $328,000 | 4,066 |
| Total noninterest expense | $2,749,000 | 4,752 |
| Salaries and employee benefits | $1,372,000 | 5,012 |
| Premises and equipment expense | $423,000 | 4,448 |
| Additional noninterest expense | $954,000 | 4,336 |
| Pre-tax net operating income | $109,000 | 8,286 |
| Securities gains (losses) | $256,000 | 1,007 |
| Applicable income taxes | $75,000 | 6,223 |
| Income before extraordinary items | $290,000 | 7,368 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $290,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,072 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $87,760 | 8,302 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 6,120 |
| Total interest expense | $1,547,000 | 6,891 |
| Net interest income | $2,734,000 | 5,400 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $637,000 | 4,432 |
| Gross Fiduciary activities income | $69,000 | 1,074 |
| Service charges on deposit accounts | $198,000 | 5,191 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $370,000 | 3,708 |
| Total noninterest expense | $2,619,000 | 4,807 |
| Salaries and employee benefits | $1,341,000 | 4,921 |
| Premises and equipment expense | $392,000 | 4,659 |
| Additional noninterest expense | $886,000 | 4,459 |
| Pre-tax net operating income | $739,000 | 5,689 |
| Securities gains (losses) | $44,000 | 2,476 |
| Applicable income taxes | $231,000 | 4,745 |
| Income before extraordinary items | $552,000 | 5,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $552,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $521,200 | 5,856 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 5,987 |
| Total interest expense | $1,918,000 | 6,386 |
| Net interest income | $2,723,000 | 5,503 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $647,000 | 4,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,111 |
| Total noninterest expense | $2,589,000 | 4,734 |
| Salaries and employee benefits | $1,355,000 | 4,739 |
| Premises and equipment expense | $392,000 | 4,573 |
| Additional noninterest expense | $842,000 | 4,564 |
| Pre-tax net operating income | $756,000 | 6,018 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $231,000 | 5,129 |
| Income before extraordinary items | $525,000 | 6,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $525,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $525,000 | 6,201 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 6,047 |
| Total interest expense | $1,740,000 | 6,478 |
| Net interest income | $2,621,000 | 5,643 |
| Provision for loan and lease losses | $-10,000 | 9,986 |
| Total noninterest income | $584,000 | 4,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,441 |
| Total noninterest expense | $2,527,000 | 4,844 |
| Salaries and employee benefits | $1,316,000 | 4,827 |
| Premises and equipment expense | $403,000 | 4,509 |
| Additional noninterest expense | $808,000 | 4,750 |
| Pre-tax net operating income | $688,000 | 6,363 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $196,000 | 5,753 |
| Income before extraordinary items | $516,000 | 6,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $516,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $498,720 | 6,434 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 5,966 |
| Total interest expense | $1,934,000 | 6,295 |
| Net interest income | $2,701,000 | 5,548 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $581,000 | 4,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,459 |
| Total noninterest expense | $2,537,000 | 4,725 |
| Salaries and employee benefits | $1,283,000 | 4,817 |
| Premises and equipment expense | $396,000 | 4,453 |
| Additional noninterest expense | $858,000 | 4,449 |
| Pre-tax net operating income | $745,000 | 6,317 |
| Securities gains (losses) | $81,000 | 1,415 |
| Applicable income taxes | $230,000 | 5,833 |
| Income before extraordinary items | $596,000 | 6,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $596,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $537,680 | 6,279 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 6,114 |
| Total interest expense | $2,021,000 | 6,227 |
| Net interest income | $2,596,000 | 5,900 |
| Provision for loan and lease losses | $-30,000 | 10,678 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,607 |
| Total noninterest expense | $2,322,000 | 5,066 |
| Salaries and employee benefits | $1,160,000 | 5,245 |
| Premises and equipment expense | $348,000 | 4,919 |
| Additional noninterest expense | $814,000 | 4,659 |
| Pre-tax net operating income | $840,000 | 6,361 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $248,000 | 6,282 |
| Income before extraordinary items | $603,000 | 6,354 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $603,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 10,589 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $595,190 | 6,346 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,394 |
| Total interest expense | $2,026,000 | 6,359 |
| Net interest income | $2,481,000 | 6,224 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $479,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,246 |
| Total noninterest expense | $2,210,000 | 5,519 |
| Salaries and employee benefits | $1,087,000 | 5,633 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $759,000 | 5,408 |
| Pre-tax net operating income | $702,000 | 6,922 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $522,000 | 6,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $522,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,840 | 6,831 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 6,590 |
| Total interest expense | $1,980,000 | 6,514 |
| Net interest income | $2,398,000 | 6,481 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $443,000 | 5,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $2,069,000 | 5,830 |
| Salaries and employee benefits | $989,000 | 6,124 |
| Premises and equipment expense | $321,000 | 5,340 |
| Additional noninterest expense | $759,000 | 5,471 |
| Pre-tax net operating income | $665,000 | 7,511 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $477,000 | 7,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $477,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $477,000 | 7,390 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,826 |
| Total interest expense | $1,584,000 | 6,638 |
| Net interest income | $2,320,000 | 6,824 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $451,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,856 |
| Total noninterest expense | $2,045,000 | 6,087 |
| Salaries and employee benefits | $970,000 | 6,241 |
| Premises and equipment expense | $325,000 | 5,372 |
| Additional noninterest expense | $750,000 | 5,993 |
| Pre-tax net operating income | $709,000 | 7,342 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $513,000 | 7,215 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $513,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $508,680 | 7,275 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 6,973 |
| Total interest expense | $1,579,000 | 6,946 |
| Net interest income | $2,330,000 | 6,871 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,682 |
| Total noninterest expense | $2,051,000 | 6,201 |
| Salaries and employee benefits | $956,000 | 6,382 |
| Premises and equipment expense | $351,000 | 5,221 |
| Additional noninterest expense | $744,000 | 6,281 |
| Pre-tax net operating income | $682,000 | 7,463 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $206,000 | 7,517 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $385,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $479,600 | 7,461 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 7,146 |
| Total interest expense | $2,021,000 | 7,068 |
| Net interest income | $2,264,000 | 7,085 |
| Provision for loan and lease losses | $37,000 | 9,631 |
| Total noninterest income | $434,000 | 6,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $1,936,000 | 6,543 |
| Salaries and employee benefits | $909,000 | 6,561 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $693,000 | 6,797 |
| Pre-tax net operating income | $725,000 | 6,965 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $238,000 | 6,864 |
| Income before extraordinary items | $505,000 | 7,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $505,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $365,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $492,760 | 7,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.