Home > First National Bank of the South > Income and Expense
First National Bank of the South, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 1,233 |
| Total interest expense | $7,001,000 | 612 |
| Net interest income | $5,866,000 | 1,903 |
| Provision for loan and lease losses | $5,700,000 | 576 |
| Total noninterest income | $1,120,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $767,000 | 1,031 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $353,000 | 2,590 |
| Total noninterest expense | $9,816,000 | 1,004 |
| Salaries and employee benefits | $3,976,000 | 1,234 |
| Premises and equipment expense | $1,525,000 | 852 |
| Additional noninterest expense | $4,315,000 | 832 |
| Pre-tax net operating income | $-8,530,000 | 7,659 |
| Securities gains (losses) | $241,000 | 821 |
| Applicable income taxes | $370,000 | 1,517 |
| Income before extraordinary items | $-8,659,000 | 7,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,659,000 | 7,672 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,659,000 | 7,672 |
| Net charge-offs | $11,052,000 | 308 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,900,000 | 7,679 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 1,241 |
| Total interest expense | $3,813,000 | 587 |
| Net interest income | $2,777,000 | 2,016 |
| Provision for loan and lease losses | $3,700,000 | 480 |
| Total noninterest income | $581,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $395,000 | 996 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $186,000 | 2,505 |
| Total noninterest expense | $4,952,000 | 1,008 |
| Salaries and employee benefits | $2,054,000 | 1,201 |
| Premises and equipment expense | $769,000 | 871 |
| Additional noninterest expense | $2,129,000 | 840 |
| Pre-tax net operating income | $-5,294,000 | 7,776 |
| Securities gains (losses) | $149,000 | 628 |
| Applicable income taxes | $370,000 | 890 |
| Income before extraordinary items | $-5,515,000 | 7,803 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,515,000 | 7,804 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,515,000 | 7,804 |
| Net charge-offs | $5,798,000 | 298 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,664,000 | 7,798 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,870,000 | 1,029 |
| Total interest expense | $19,168,000 | 598 |
| Net interest income | $13,702,000 | 1,640 |
| Provision for loan and lease losses | $39,712,000 | 300 |
| Total noninterest income | $3,594,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,751,000 | 990 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,843,000 | 1,450 |
| Total noninterest expense | $23,509,000 | 895 |
| Salaries and employee benefits | $10,524,000 | 928 |
| Premises and equipment expense | $3,232,000 | 834 |
| Additional noninterest expense | $9,753,000 | 813 |
| Pre-tax net operating income | $-45,925,000 | 7,857 |
| Securities gains (losses) | $1,758,000 | 311 |
| Applicable income taxes | $-1,673,000 | 7,465 |
| Income before extraordinary items | $-42,494,000 | 7,854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-42,494,000 | 7,853 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-42,494,000 | 7,853 |
| Net charge-offs | $37,337,000 | 242 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-44,181,680 | 7,865 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,255,000 | 1,028 |
| Total interest expense | $14,896,000 | 614 |
| Net interest income | $10,359,000 | 1,625 |
| Provision for loan and lease losses | $29,353,000 | 299 |
| Total noninterest income | $3,138,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,292,000 | 1,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,846,000 | 1,222 |
| Total noninterest expense | $18,105,000 | 855 |
| Salaries and employee benefits | $8,118,000 | 916 |
| Premises and equipment expense | $2,379,000 | 860 |
| Additional noninterest expense | $7,608,000 | 749 |
| Pre-tax net operating income | $-33,961,000 | 7,940 |
| Securities gains (losses) | $705,000 | 528 |
| Applicable income taxes | $128,000 | 2,696 |
| Income before extraordinary items | $-33,384,000 | 7,958 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-33,384,000 | 7,957 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-33,384,000 | 7,957 |
| Net charge-offs | $28,012,000 | 226 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,089,000 | 7,961 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,969,000 | 976 |
| Total interest expense | $10,158,000 | 636 |
| Net interest income | $7,811,000 | 1,426 |
| Provision for loan and lease losses | $20,197,000 | 291 |
| Total noninterest income | $2,519,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $825,000 | 1,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,694,000 | 1,003 |
| Total noninterest expense | $11,396,000 | 943 |
| Salaries and employee benefits | $5,138,000 | 988 |
| Premises and equipment expense | $1,594,000 | 883 |
| Additional noninterest expense | $4,664,000 | 828 |
| Pre-tax net operating income | $-21,263,000 | 8,026 |
| Securities gains (losses) | $469,000 | 531 |
| Applicable income taxes | $128,000 | 2,423 |
| Income before extraordinary items | $-20,922,000 | 8,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,922,000 | 8,041 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-20,922,000 | 8,041 |
| Net charge-offs | $19,696,000 | 232 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-21,391,000 | 8,037 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 941 |
| Total interest expense | $5,030,000 | 670 |
| Net interest income | $4,413,000 | 1,252 |
| Provision for loan and lease losses | $2,152,000 | 711 |
| Total noninterest income | $1,572,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $400,000 | 1,035 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,172,000 | 742 |
| Total noninterest expense | $4,902,000 | 1,030 |
| Salaries and employee benefits | $2,544,000 | 990 |
| Premises and equipment expense | $794,000 | 893 |
| Additional noninterest expense | $1,564,000 | 1,075 |
| Pre-tax net operating income | $-1,069,000 | 7,651 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $127,000 | 1,942 |
| Income before extraordinary items | $-1,196,000 | 7,755 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,196,000 | 7,758 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,196,000 | 7,757 |
| Net charge-offs | $2,791,000 | 474 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,196,000 | 7,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,359,000 | 829 |
| Total interest expense | $24,522,000 | 652 |
| Net interest income | $20,837,000 | 1,036 |
| Provision for loan and lease losses | $20,460,000 | 366 |
| Total noninterest income | $5,020,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,766,000 | 1,015 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,254,000 | 904 |
| Total noninterest expense | $51,391,000 | 424 |
| Salaries and employee benefits | $11,429,000 | 871 |
| Premises and equipment expense | $3,375,000 | 816 |
| Additional noninterest expense | $36,587,000 | 266 |
| Pre-tax net operating income | $-45,994,000 | 8,193 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,933,000 | 7,908 |
| Income before extraordinary items | $-44,061,000 | 8,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-44,061,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,353,000 | 653 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-44,061,000 | 8,193 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,797,000 | 820 |
| Total interest expense | $18,499,000 | 674 |
| Net interest income | $16,298,000 | 1,005 |
| Provision for loan and lease losses | $6,028,000 | 568 |
| Total noninterest income | $3,769,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,307,000 | 1,035 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,462,000 | 944 |
| Total noninterest expense | $16,054,000 | 923 |
| Salaries and employee benefits | $8,522,000 | 899 |
| Premises and equipment expense | $2,454,000 | 845 |
| Additional noninterest expense | $5,078,000 | 897 |
| Pre-tax net operating income | $-2,015,000 | 7,867 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-712,000 | 7,963 |
| Income before extraordinary items | $-1,303,000 | 7,644 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,303,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 1,591 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,303,000 | 7,743 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,330,000 | 829 |
| Total interest expense | $12,459,000 | 688 |
| Net interest income | $10,871,000 | 996 |
| Provision for loan and lease losses | $1,410,000 | 993 |
| Total noninterest income | $2,565,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $862,000 | 1,025 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,703,000 | 945 |
| Total noninterest expense | $10,143,000 | 975 |
| Salaries and employee benefits | $5,611,000 | 923 |
| Premises and equipment expense | $1,591,000 | 870 |
| Additional noninterest expense | $2,941,000 | 1,018 |
| Pre-tax net operating income | $1,883,000 | 1,769 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $466,000 | 1,685 |
| Income before extraordinary items | $1,417,000 | 1,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,417,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,167 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,417,000 | 1,864 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,984,000 | 922 |
| Total interest expense | $5,988,000 | 769 |
| Net interest income | $4,996,000 | 1,091 |
| Provision for loan and lease losses | $466,000 | 1,040 |
| Total noninterest income | $1,319,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $368,000 | 1,196 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $951,000 | 889 |
| Total noninterest expense | $4,669,000 | 1,047 |
| Salaries and employee benefits | $2,634,000 | 997 |
| Premises and equipment expense | $763,000 | 909 |
| Additional noninterest expense | $1,272,000 | 1,135 |
| Pre-tax net operating income | $1,180,000 | 1,545 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $335,000 | 1,363 |
| Income before extraordinary items | $845,000 | 1,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $845,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $845,000 | 1,674 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,938,000 | 1,055 |
| Total interest expense | $21,583,000 | 914 |
| Net interest income | $18,355,000 | 1,213 |
| Provision for loan and lease losses | $1,396,000 | 1,114 |
| Total noninterest income | $4,033,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,270,000 | 1,407 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,763,000 | 1,075 |
| Total noninterest expense | $14,027,000 | 1,320 |
| Salaries and employee benefits | $7,876,000 | 1,262 |
| Premises and equipment expense | $2,000,000 | 1,325 |
| Additional noninterest expense | $4,151,000 | 1,353 |
| Pre-tax net operating income | $6,965,000 | 1,223 |
| Securities gains (losses) | $117,000 | 572 |
| Applicable income taxes | $2,373,000 | 973 |
| Income before extraordinary items | $4,709,000 | 1,369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,709,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,595 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,631,780 | 1,381 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,381,000 | 1,079 |
| Total interest expense | $15,811,000 | 944 |
| Net interest income | $13,570,000 | 1,237 |
| Provision for loan and lease losses | $1,213,000 | 763 |
| Total noninterest income | $2,887,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $889,000 | 1,481 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,998,000 | 1,111 |
| Total noninterest expense | $10,042,000 | 1,364 |
| Salaries and employee benefits | $5,733,000 | 1,314 |
| Premises and equipment expense | $1,396,000 | 1,424 |
| Additional noninterest expense | $2,913,000 | 1,386 |
| Pre-tax net operating income | $5,202,000 | 1,316 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,801,000 | 1,041 |
| Income before extraordinary items | $3,401,000 | 1,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,401,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,806 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,401,000 | 1,489 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,772,000 | 1,150 |
| Total interest expense | $10,026,000 | 1,000 |
| Net interest income | $8,746,000 | 1,305 |
| Provision for loan and lease losses | $790,000 | 710 |
| Total noninterest income | $1,704,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $566,000 | 1,551 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,138,000 | 1,275 |
| Total noninterest expense | $6,517,000 | 1,417 |
| Salaries and employee benefits | $3,680,000 | 1,395 |
| Premises and equipment expense | $892,000 | 1,505 |
| Additional noninterest expense | $1,945,000 | 1,390 |
| Pre-tax net operating income | $3,143,000 | 1,466 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,234,000 | 1,081 |
| Income before extraordinary items | $1,909,000 | 1,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,909,000 | 1,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,291 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,909,000 | 1,799 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,888,000 | 1,190 |
| Total interest expense | $4,714,000 | 1,041 |
| Net interest income | $4,174,000 | 1,358 |
| Provision for loan and lease losses | $339,000 | 722 |
| Total noninterest income | $666,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $272,000 | 1,575 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $394,000 | 1,604 |
| Total noninterest expense | $2,933,000 | 1,564 |
| Salaries and employee benefits | $1,731,000 | 1,501 |
| Premises and equipment expense | $375,000 | 1,773 |
| Additional noninterest expense | $827,000 | 1,617 |
| Pre-tax net operating income | $1,568,000 | 1,481 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $459,000 | 1,368 |
| Income before extraordinary items | $1,109,000 | 1,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,109,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,109,000 | 1,540 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,861,000 | 1,378 |
| Total interest expense | $13,907,000 | 1,209 |
| Net interest income | $14,954,000 | 1,529 |
| Provision for loan and lease losses | $1,192,000 | 884 |
| Total noninterest income | $2,046,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,080,000 | 1,643 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $966,000 | 2,286 |
| Total noninterest expense | $8,792,000 | 2,006 |
| Salaries and employee benefits | $5,128,000 | 1,901 |
| Premises and equipment expense | $1,046,000 | 2,360 |
| Additional noninterest expense | $2,618,000 | 2,029 |
| Pre-tax net operating income | $7,016,000 | 1,403 |
| Securities gains (losses) | $33,000 | 783 |
| Applicable income taxes | $2,095,000 | 1,281 |
| Income before extraordinary items | $4,954,000 | 1,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,954,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,930,900 | 1,463 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,346,000 | 1,460 |
| Total interest expense | $9,629,000 | 1,282 |
| Net interest income | $10,717,000 | 1,619 |
| Provision for loan and lease losses | $940,000 | 797 |
| Total noninterest income | $1,366,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $798,000 | 1,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,668 |
| Total noninterest expense | $6,366,000 | 2,071 |
| Salaries and employee benefits | $3,757,000 | 1,938 |
| Premises and equipment expense | $749,000 | 2,481 |
| Additional noninterest expense | $1,860,000 | 2,100 |
| Pre-tax net operating income | $4,777,000 | 1,562 |
| Securities gains (losses) | $32,000 | 658 |
| Applicable income taxes | $1,466,000 | 1,413 |
| Income before extraordinary items | $3,343,000 | 1,665 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,343,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,127 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,320,600 | 1,661 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 1,521 |
| Total interest expense | $5,891,000 | 1,326 |
| Net interest income | $6,841,000 | 1,695 |
| Provision for loan and lease losses | $698,000 | 720 |
| Total noninterest income | $895,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $509,000 | 1,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $386,000 | 2,613 |
| Total noninterest expense | $4,181,000 | 2,110 |
| Salaries and employee benefits | $2,456,000 | 1,977 |
| Premises and equipment expense | $492,000 | 2,504 |
| Additional noninterest expense | $1,233,000 | 2,119 |
| Pre-tax net operating income | $2,857,000 | 1,729 |
| Securities gains (losses) | $32,000 | 522 |
| Applicable income taxes | $871,000 | 1,555 |
| Income before extraordinary items | $2,018,000 | 1,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,018,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,607 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,995,600 | 1,822 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 1,622 |
| Total interest expense | $2,737,000 | 1,348 |
| Net interest income | $3,120,000 | 1,852 |
| Provision for loan and lease losses | $343,000 | 701 |
| Total noninterest income | $485,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 1,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $239,000 | 2,249 |
| Total noninterest expense | $2,092,000 | 2,113 |
| Salaries and employee benefits | $1,255,000 | 1,954 |
| Premises and equipment expense | $236,000 | 2,603 |
| Additional noninterest expense | $601,000 | 2,153 |
| Pre-tax net operating income | $1,170,000 | 2,017 |
| Securities gains (losses) | $32,000 | 405 |
| Applicable income taxes | $355,000 | 1,802 |
| Income before extraordinary items | $847,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,517 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $824,600 | 2,110 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,341,000 | 1,937 |
| Total interest expense | $7,455,000 | 1,523 |
| Net interest income | $9,886,000 | 2,240 |
| Provision for loan and lease losses | $594,000 | 1,659 |
| Total noninterest income | $1,855,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $961,000 | 1,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $894,000 | 2,371 |
| Total noninterest expense | $6,431,000 | 2,581 |
| Salaries and employee benefits | $3,742,000 | 2,441 |
| Premises and equipment expense | $660,000 | 3,393 |
| Additional noninterest expense | $2,029,000 | 2,455 |
| Pre-tax net operating income | $4,716,000 | 1,949 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,603,000 | 1,632 |
| Income before extraordinary items | $3,113,000 | 2,176 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,113,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,881 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,113,000 | 2,151 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,192,000 | 2,001 |
| Total interest expense | $5,116,000 | 1,574 |
| Net interest income | $7,076,000 | 2,320 |
| Provision for loan and lease losses | $506,000 | 1,389 |
| Total noninterest income | $1,300,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $720,000 | 1,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $580,000 | 2,598 |
| Total noninterest expense | $4,539,000 | 2,699 |
| Salaries and employee benefits | $2,628,000 | 2,552 |
| Premises and equipment expense | $482,000 | 3,442 |
| Additional noninterest expense | $1,429,000 | 2,575 |
| Pre-tax net operating income | $3,331,000 | 2,057 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,062,000 | 1,799 |
| Income before extraordinary items | $2,269,000 | 2,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,269,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,996 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,269,000 | 2,208 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 2,108 |
| Total interest expense | $3,003,000 | 1,681 |
| Net interest income | $4,502,000 | 2,398 |
| Provision for loan and lease losses | $432,000 | 1,117 |
| Total noninterest income | $813,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $466,000 | 1,794 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $2,881,000 | 2,806 |
| Salaries and employee benefits | $1,658,000 | 2,673 |
| Premises and equipment expense | $303,000 | 3,595 |
| Additional noninterest expense | $920,000 | 2,641 |
| Pre-tax net operating income | $2,002,000 | 2,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $638,000 | 1,908 |
| Income before extraordinary items | $1,364,000 | 2,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,364,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,364,000 | 2,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 2,245 |
| Total interest expense | $1,310,000 | 1,816 |
| Net interest income | $2,125,000 | 2,517 |
| Provision for loan and lease losses | $271,000 | 856 |
| Total noninterest income | $357,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $1,401,000 | 2,878 |
| Salaries and employee benefits | $798,000 | 2,773 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $464,000 | 2,615 |
| Pre-tax net operating income | $810,000 | 2,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $262,000 | 2,195 |
| Income before extraordinary items | $548,000 | 2,816 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $548,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $548,000 | 2,762 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 2,727 |
| Total interest expense | $3,680,000 | 2,196 |
| Net interest income | $6,737,000 | 2,995 |
| Provision for loan and lease losses | $679,000 | 1,491 |
| Total noninterest income | $1,611,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $866,000 | 1,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $745,000 | 2,615 |
| Total noninterest expense | $4,924,000 | 3,164 |
| Salaries and employee benefits | $2,783,000 | 3,049 |
| Premises and equipment expense | $562,000 | 3,734 |
| Additional noninterest expense | $1,579,000 | 2,998 |
| Pre-tax net operating income | $2,745,000 | 2,774 |
| Securities gains (losses) | $160,000 | 955 |
| Applicable income taxes | $914,000 | 2,309 |
| Income before extraordinary items | $1,991,000 | 2,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,991,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,880,600 | 3,012 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 2,861 |
| Total interest expense | $2,591,000 | 2,277 |
| Net interest income | $4,728,000 | 3,139 |
| Provision for loan and lease losses | $594,000 | 1,248 |
| Total noninterest income | $1,109,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $638,000 | 2,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $471,000 | 2,904 |
| Total noninterest expense | $3,527,000 | 3,283 |
| Salaries and employee benefits | $1,946,000 | 3,213 |
| Premises and equipment expense | $418,000 | 3,756 |
| Additional noninterest expense | $1,163,000 | 3,024 |
| Pre-tax net operating income | $1,716,000 | 3,268 |
| Securities gains (losses) | $159,000 | 900 |
| Applicable income taxes | $542,000 | 2,768 |
| Income before extraordinary items | $1,333,000 | 3,270 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,333,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,220,110 | 3,412 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 3,028 |
| Total interest expense | $1,615,000 | 2,399 |
| Net interest income | $2,938,000 | 3,325 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $613,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $408,000 | 2,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 3,684 |
| Total noninterest expense | $2,257,000 | 3,408 |
| Salaries and employee benefits | $1,219,000 | 3,397 |
| Premises and equipment expense | $278,000 | 3,769 |
| Additional noninterest expense | $760,000 | 3,084 |
| Pre-tax net operating income | $894,000 | 3,815 |
| Securities gains (losses) | $125,000 | 901 |
| Applicable income taxes | $277,000 | 3,210 |
| Income before extraordinary items | $742,000 | 3,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $650,750 | 3,939 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 3,081 |
| Total interest expense | $785,000 | 2,493 |
| Net interest income | $1,453,000 | 3,347 |
| Provision for loan and lease losses | $168,000 | 1,325 |
| Total noninterest income | $300,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 2,074 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $99,000 | 3,738 |
| Total noninterest expense | $1,153,000 | 3,333 |
| Salaries and employee benefits | $613,000 | 3,396 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $398,000 | 2,932 |
| Pre-tax net operating income | $432,000 | 3,878 |
| Securities gains (losses) | $70,000 | 1,007 |
| Applicable income taxes | $148,000 | 3,122 |
| Income before extraordinary items | $354,000 | 3,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $304,300 | 4,106 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 3,582 |
| Total interest expense | $3,030,000 | 2,841 |
| Net interest income | $4,565,000 | 3,956 |
| Provision for loan and lease losses | $519,000 | 2,106 |
| Total noninterest income | $1,378,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $846,000 | 2,026 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $532,000 | 3,475 |
| Total noninterest expense | $4,058,000 | 3,672 |
| Salaries and employee benefits | $2,138,000 | 3,715 |
| Premises and equipment expense | $546,000 | 3,802 |
| Additional noninterest expense | $1,374,000 | 3,335 |
| Pre-tax net operating income | $1,366,000 | 4,366 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $426,000 | 3,661 |
| Income before extraordinary items | $940,000 | 4,826 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $940,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $940,000 | 4,659 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 3,699 |
| Total interest expense | $2,257,000 | 2,947 |
| Net interest income | $3,277,000 | 4,113 |
| Provision for loan and lease losses | $368,000 | 2,162 |
| Total noninterest income | $1,077,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $619,000 | 2,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 3,293 |
| Total noninterest expense | $2,992,000 | 3,720 |
| Salaries and employee benefits | $1,585,000 | 3,744 |
| Premises and equipment expense | $412,000 | 3,767 |
| Additional noninterest expense | $995,000 | 3,417 |
| Pre-tax net operating income | $994,000 | 4,554 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $348,000 | 3,650 |
| Income before extraordinary items | $646,000 | 5,197 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $646,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $646,000 | 5,017 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 3,772 |
| Total interest expense | $1,514,000 | 3,017 |
| Net interest income | $2,115,000 | 4,222 |
| Provision for loan and lease losses | $237,000 | 2,255 |
| Total noninterest income | $707,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $402,000 | 2,089 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $305,000 | 3,261 |
| Total noninterest expense | $1,956,000 | 3,770 |
| Salaries and employee benefits | $1,038,000 | 3,796 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $645,000 | 3,481 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $220,000 | 3,779 |
| Income before extraordinary items | $409,000 | 5,343 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $409,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $409,000 | 5,142 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 3,882 |
| Total interest expense | $721,000 | 3,232 |
| Net interest income | $1,046,000 | 4,265 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $377,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 2,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $979,000 | 3,730 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $325,000 | 3,403 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 4,551 |
| Total interest expense | $2,489,000 | 4,117 |
| Net interest income | $3,522,000 | 4,735 |
| Provision for loan and lease losses | $418,000 | 2,751 |
| Total noninterest income | $842,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $590,000 | 2,599 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 4,595 |
| Total noninterest expense | $3,336,000 | 4,117 |
| Salaries and employee benefits | $1,739,000 | 4,200 |
| Premises and equipment expense | $489,000 | 4,005 |
| Additional noninterest expense | $1,108,000 | 3,855 |
| Pre-tax net operating income | $610,000 | 6,393 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $610,000 | 5,925 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $610,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,139 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $610,000 | 5,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 5,572 |
| Total interest expense | $2,924,000 | 4,833 |
| Net interest income | $2,141,000 | 6,218 |
| Provision for loan and lease losses | $335,000 | 2,988 |
| Total noninterest income | $348,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $157,000 | 5,715 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $191,000 | 5,037 |
| Total noninterest expense | $2,405,000 | 5,098 |
| Salaries and employee benefits | $1,303,000 | 5,026 |
| Premises and equipment expense | $359,000 | 4,943 |
| Additional noninterest expense | $743,000 | 5,047 |
| Pre-tax net operating income | $-251,000 | 8,993 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-24,000 | 9,072 |
| Income before extraordinary items | $-227,000 | 9,074 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-227,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-227,000 | 9,015 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 8,245 |
| Total interest expense | $1,188,000 | 7,824 |
| Net interest income | $996,000 | 8,488 |
| Provision for loan and lease losses | $471,000 | 1,994 |
| Total noninterest income | $36,000 | 9,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,636,000 | 6,399 |
| Salaries and employee benefits | $648,000 | 7,442 |
| Premises and equipment expense | $117,000 | 8,155 |
| Additional noninterest expense | $871,000 | 4,456 |
| Pre-tax net operating income | $-1,075,000 | 9,741 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,075,000 | 9,745 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,075,000 | 9,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 54 |
| Net operating income | $-1,075,000 | 9,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.